First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Technology Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,066 |
| Total Mortgage Loan Application Amount | $3,036,272,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $6,100,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $2,464,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,281 | $ 1,002,003,000 | $ 439,000 | $ 155,000 |
| Washington County Oregon | 2,072 | $ 484,854,000 | $ 234,000 | $ 110,000 |
| Multnomah County Oregon | 605 | $ 154,057,000 | $ 254,000 | $ 123,000 |
| Santa Clara County California | 476 | $ 314,110,000 | $ 659,000 | $ 191,000 |
| Lane County Oregon | 339 | $ 25,951,000 | $ 76,000 | $ 73,000 |
| Larimer County Colorado | 314 | $ 66,557,000 | $ 211,000 | $ 105,000 |
| Marion County Oregon | 266 | $ 35,370,000 | $ 132,000 | $ 87,000 |
| Snohomish County Washington | 259 | $ 86,294,000 | $ 333,000 | $ 132,000 |
| Clackamas County Oregon | 228 | $ 66,562,000 | $ 291,000 | $ 135,000 |
| Placer County California | 204 | $ 54,373,000 | $ 266,000 | $ 133,000 |
| Harris County Texas | 189 | $ 29,707,000 | $ 157,000 | $ 116,000 |
| Ada County Idaho | 181 | $ 35,129,000 | $ 194,000 | $ 108,000 |
| Sonoma County California | 151 | $ 49,025,000 | $ 324,000 | $ 126,000 |
| San Diego County California | 148 | $ 52,416,000 | $ 354,000 | $ 164,000 |
| Clark County Washington | 148 | $ 28,542,000 | $ 192,000 | $ 115,000 |
| Alameda County California | 127 | $ 70,413,000 | $ 554,000 | $ 183,000 |
| Sacramento County California | 100 | $ 22,084,000 | $ 220,000 | $ 104,000 |
| Weld County Colorado | 83 | $ 14,169,000 | $ 170,000 | $ 91,000 |
| Benton County Oregon | 82 | $ 15,778,000 | $ 192,000 | $ 109,000 |
| El Paso County Colorado | 75 | $ 14,734,000 | $ 196,000 | $ 104,000 |
| Yamhill County Oregon | 59 | $ 11,741,000 | $ 199,000 | $ 108,000 |
| Linn County Oregon | 57 | $ 7,562,000 | $ 132,000 | $ 90,000 |
| Polk County Oregon | 52 | $ 7,773,000 | $ 149,000 | $ 105,000 |
| San Mateo County California | 49 | $ 30,497,000 | $ 622,000 | $ 203,000 |
| Maricopa County Arizona | 48 | $ 7,384,000 | $ 153,000 | $ 156,000 |
| Arapahoe County Colorado | 42 | $ 9,058,000 | $ 215,000 | $ 129,000 |
| Douglas County Colorado | 41 | $ 9,522,000 | $ 232,000 | $ 118,000 |
| Contra Costa County California | 39 | $ 23,310,000 | $ 597,000 | $ 224,000 |
| Deschutes County Oregon | 36 | $ 7,353,000 | $ 204,000 | $ 114,000 |
| Los Angeles County California | 35 | $ 11,600,000 | $ 331,000 | $ 157,000 |
| Columbia County Oregon | 35 | $ 5,373,000 | $ 153,000 | $ 82,000 |
| Orange County California | 31 | $ 21,521,000 | $ 694,000 | $ 339,000 |
| Denver County Colorado | 30 | $ 6,308,000 | $ 210,000 | $ 124,000 |
| Collin County Texas | 29 | $ 5,836,000 | $ 201,000 | $ 153,000 |
| Fulton County Georgia | 28 | $ 7,596,000 | $ 271,000 | $ 152,000 |
| El Dorado County California | 27 | $ 7,069,000 | $ 261,000 | $ 145,000 |
| Middlesex County Massachusetts | 23 | $ 6,225,000 | $ 270,000 | $ 131,000 |
| Montgomery County Texas | 23 | $ 5,119,000 | $ 222,000 | $ 142,000 |
| Pierce County Washington | 22 | $ 4,783,000 | $ 217,000 | $ 121,000 |
| Canyon County Idaho | 20 | $ 3,508,000 | $ 175,000 | $ 91,000 |
| Forsyth County Georgia | 19 | $ 2,787,000 | $ 146,000 | $ 99,000 |
| Fort Bend County Texas | 19 | $ 4,718,000 | $ 248,000 | $ 140,000 |
| Riverside County California | 18 | $ 4,131,000 | $ 229,000 | $ 126,000 |
| Broward County Florida | 18 | $ 4,694,000 | $ 260,000 | $ 137,000 |
| Tillamook County Oregon | 18 | $ 3,407,000 | $ 189,000 | $ 124,000 |
| Santa Cruz County California | 17 | $ 7,057,000 | $ 415,000 | $ 172,000 |
| Williamson County Texas | 17 | $ 3,484,000 | $ 204,000 | $ 143,000 |
| San Francisco County California | 16 | $ 10,763,000 | $ 672,000 | $ 209,000 |
| Jefferson County Colorado | 16 | $ 3,377,000 | $ 211,000 | $ 125,000 |
| Travis County Texas | 16 | $ 4,588,000 | $ 286,000 | $ 183,000 |
| Adams County Colorado | 15 | $ 2,777,000 | $ 185,000 | $ 100,000 |
| Boulder County Colorado | 15 | $ 4,733,000 | $ 315,000 | $ 158,000 |
| Lincoln County Oregon | 15 | $ 2,763,000 | $ 184,000 | $ 102,000 |
| Kitsap County Washington | 15 | $ 7,691,000 | $ 512,000 | $ 188,000 |
| Essex County Massachusetts | 14 | $ 2,677,000 | $ 191,000 | $ 142,000 |
| San Bernardino County California | 13 | $ 1,857,000 | $ 142,000 | $ 106,000 |
| Salt Lake County Utah | 13 | $ 3,022,000 | $ 232,000 | $ 113,000 |
| San Joaquin County California | 12 | $ 2,296,000 | $ 191,000 | $ 112,000 |
| Miami-Dade County Florida | 12 | $ 3,546,000 | $ 295,000 | $ 229,000 |
| Cobb County Georgia | 12 | $ 1,008,000 | $ 84,000 | $ 171,000 |
| Denton County Texas | 12 | $ 1,811,000 | $ 150,000 | $ 132,000 |
| DeKalb County Georgia | 11 | $ 2,437,000 | $ 221,000 | $ 99,000 |
| Utah County Utah | 10 | $ 1,663,000 | $ 166,000 | $ 110,000 |
| Island County Washington | 10 | $ 3,386,000 | $ 338,000 | $ 269,000 |
| Fresno County California | 9 | $ 1,713,000 | $ 190,000 | $ 112,000 |
| Montgomery County Maryland | 9 | $ 2,027,000 | $ 225,000 | $ 138,000 |
| Washoe County Nevada | 9 | $ 1,194,000 | $ 132,000 | $ 174,000 |
| Rockingham County New Hampshire | 9 | $ 1,597,000 | $ 177,000 | $ 137,000 |
| Solano County California | 8 | $ 1,033,000 | $ 129,000 | $ 94,000 |
| Palm Beach County Florida | 8 | $ 2,666,000 | $ 333,000 | $ 126,000 |
| Gwinnett County Georgia | 8 | $ 1,249,000 | $ 156,000 | $ 105,000 |
| Hillsborough County New Hampshire | 8 | $ 1,468,000 | $ 183,000 | $ 102,000 |
| Tarrant County Texas | 8 | $ 877,000 | $ 109,000 | $ 265,000 |
| Butte County California | 7 | $ 1,227,000 | $ 175,000 | $ 77,000 |
| Lake County California | 7 | $ 7,356,000 | $ 1,050,000 | $ 159,000 |
| Ventura County California | 7 | $ 1,991,000 | $ 284,000 | $ 126,000 |
| Hillsborough County Florida | 7 | $ 775,000 | $ 110,000 | $ 99,000 |
| Clark County Nevada | 7 | $ 1,397,000 | $ 199,000 | $ 127,000 |
| Hood River County Oregon | 7 | $ 1,679,000 | $ 239,000 | $ 114,000 |
| Chelan County Washington | 7 | $ 1,540,000 | $ 220,000 | $ 148,000 |
| Grays Harbor County Washington | 7 | $ 2,558,000 | $ 365,000 | $ 388,000 |
| Kittitas County Washington | 7 | $ 1,902,000 | $ 271,000 | $ 240,000 |
| Pima County Arizona | 6 | $ 686,000 | $ 114,000 | $ 101,000 |
| Marin County California | 6 | $ 2,684,000 | $ 447,000 | $ 184,000 |
| Monterey County California | 6 | $ 1,199,000 | $ 199,000 | $ 124,000 |
| Orange County Florida | 6 | $ 1,366,000 | $ 227,000 | $ 145,000 |
| Clatsop County Oregon | 6 | $ 1,185,000 | $ 197,000 | $ 145,000 |
| Jackson County Oregon | 6 | $ 1,053,000 | $ 175,000 | $ 99,000 |
| Dallas County Texas | 6 | $ 357,000 | $ 59,000 | $ 131,000 |
| Stanislaus County California | 5 | $ 760,000 | $ 152,000 | $ 52,000 |
| New Castle County Delaware | 5 | $ 674,000 | $ 134,000 | $ 96,000 |
| Lee County Florida | 5 | $ 853,000 | $ 170,000 | $ 190,000 |
| Valley County Idaho | 5 | $ 758,000 | $ 151,000 | $ 119,000 |
| Linn County Iowa | 5 | $ 39,000 | $ 7,000 | $ 89,000 |
| Hennepin County Minnesota | 5 | $ 601,000 | $ 120,000 | $ 102,000 |
| Bernalillo County New Mexico | 5 | $ 1,677,000 | $ 335,000 | $ 167,000 |
| Union County North Carolina | 5 | $ 993,000 | $ 198,000 | $ 166,000 |
| Wake County North Carolina | 5 | $ 1,565,000 | $ 313,000 | $ 132,000 |
| Umatilla County Oregon | 5 | $ 540,000 | $ 108,000 | $ 147,000 |
| Bexar County Texas | 5 | $ 464,000 | $ 92,000 | $ 97,000 |
| Spokane County Washington | 5 | $ 991,000 | $ 198,000 | $ 110,000 |
| Nevada County California | 4 | $ 704,000 | $ 176,000 | $ 70,000 |
| Shasta County California | 4 | $ 937,000 | $ 234,000 | $ 95,000 |
| Sutter County California | 4 | $ 1,390,000 | $ 347,000 | $ 129,000 |
| Yuba County California | 4 | $ 603,000 | $ 150,000 | $ 87,000 |
| Seminole County Florida | 4 | $ 434,000 | $ 108,000 | $ 173,000 |
| Paulding County Georgia | 4 | $ 459,000 | $ 114,000 | $ 120,000 |
| Howard County Maryland | 4 | $ 355,000 | $ 88,000 | $ 162,000 |
| Kings County New York | 4 | $ 2,461,000 | $ 615,000 | $ 225,000 |
| Nassau County New York | 4 | $ 480,000 | $ 120,000 | $ 166,000 |
| Douglas County Oregon | 4 | $ 184,000 | $ 46,000 | $ 65,000 |
| Wallowa County Oregon | 4 | $ 794,000 | $ 198,000 | $ 102,000 |
| Isabela County Puerto Rico | 4 | $ 26,000 | $ 6,000 | $ 45,000 |
| Fairfax County Virginia | 4 | $ 675,000 | $ 168,000 | $ 159,000 |
| Thurston County Washington | 4 | $ 1,262,000 | $ 315,000 | $ 138,000 |
| Mohave County Arizona | 3 | $ 245,000 | $ 81,000 | $ 77,000 |
| Navajo County Arizona | 3 | $ 160,000 | $ 53,000 | $ 149,000 |
| Pinal County Arizona | 3 | $ 272,000 | $ 90,000 | $ 128,000 |
| Yavapai County Arizona | 3 | $ 384,000 | $ 128,000 | $ 122,000 |
| Kern County California | 3 | $ 209,000 | $ 69,000 | $ 72,000 |
| Mendocino County California | 3 | $ 295,000 | $ 98,000 | $ 72,000 |
| San Benito County California | 3 | $ 1,356,000 | $ 452,000 | $ 127,000 |
| San Luis Obispo County California | 3 | $ 1,414,000 | $ 471,000 | $ 218,000 |
| Santa Barbara County California | 3 | $ 1,310,000 | $ 436,000 | $ 202,000 |
| Tuolumne County California | 3 | $ 851,000 | $ 283,000 | $ 107,000 |
| Brevard County Florida | 3 | $ 358,000 | $ 119,000 | $ 146,000 |
| Duval County Florida | 3 | $ 669,000 | $ 223,000 | $ 102,000 |
| Bartow County Georgia | 3 | $ 288,000 | $ 96,000 | $ 101,000 |
| Gem County Idaho | 3 | $ 895,000 | $ 298,000 | $ 108,000 |
| Kootenai County Idaho | 3 | $ 407,000 | $ 135,000 | $ 94,000 |
| York County Maine | 3 | $ 344,000 | $ 114,000 | $ 91,000 |
| Middlesex County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 133,000 |
| Westchester County New York | 3 | $ 369,000 | $ 123,000 | $ 112,000 |
| Guilford County North Carolina | 3 | $ 409,000 | $ 136,000 | $ 119,000 |
| Mecklenburg County North Carolina | 3 | $ 240,000 | $ 80,000 | $ 122,000 |
| Jefferson County Oregon | 3 | $ 221,000 | $ 73,000 | $ 115,000 |
| Allegheny County Pennsylvania | 3 | $ 537,000 | $ 179,000 | $ 136,000 |
| Aguadilla County Puerto Rico | 3 | $ 33,000 | $ 11,000 | $ 49,000 |
| Ellis County Texas | 3 | $ 633,000 | $ 211,000 | $ 112,000 |
| Kaufman County Texas | 3 | $ 230,000 | $ 76,000 | $ 50,000 |
| Davis County Utah | 3 | $ 963,000 | $ 321,000 | $ 91,000 |
| Washington County Utah | 3 | $ 570,000 | $ 190,000 | $ 64,000 |
| Loudoun County Virginia | 3 | $ 951,000 | $ 317,000 | $ 182,000 |
| Benton County Washington | 3 | $ 629,000 | $ 209,000 | $ 124,000 |
| Cowlitz County Washington | 3 | $ 623,000 | $ 207,000 | $ 84,000 |
| Jefferson County Washington | 3 | $ 776,000 | $ 258,000 | $ 103,000 |
| Mason County Washington | 3 | $ 502,000 | $ 167,000 | $ 230,000 |
| Pacific County Washington | 3 | $ 519,000 | $ 173,000 | $ 183,000 |
| Skagit County Washington | 3 | $ 1,559,000 | $ 519,000 | $ 159,000 |
| Walla Walla County Washington | 3 | $ 895,000 | $ 298,000 | $ 164,000 |
| Yakima County Washington | 3 | $ 245,000 | $ 81,000 | $ 73,000 |
| Del Norte County California | 2 | $ 295,000 | $ 147,000 | $ 65,000 |
| Broomfield County Colorado | 2 | $ 276,000 | $ 138,000 | $ 138,000 |
| Elbert County Colorado | 2 | $ 502,000 | $ 251,000 | $ 82,000 |
| Montrose County Colorado | 2 | $ 378,000 | $ 189,000 | $ 72,000 |
| Teller County Colorado | 2 | $ 485,000 | $ 242,000 | $ 102,000 |
| Hartford County Connecticut | 2 | $ 556,000 | $ 278,000 | $ 120,000 |
| Middlesex County Connecticut | 2 | $ 265,000 | $ 132,000 | $ 60,000 |
| Alachua County Florida | 2 | $ 172,000 | $ 86,000 | $ 127,000 |
| Collier County Florida | 2 | $ 220,000 | $ 110,000 | $ 115,000 |
| Polk County Florida | 2 | $ 268,000 | $ 134,000 | $ 215,000 |
| Sarasota County Florida | 2 | $ 520,000 | $ 260,000 | $ 265,000 |
| Cherokee County Georgia | 2 | $ 655,000 | $ 327,000 | $ 152,000 |
| Liberty County Georgia | 2 | $ 45,000 | $ 22,000 | $ 117,000 |
| Oconee County Georgia | 2 | $ 936,000 | $ 468,000 | $ 425,000 |
| Bannock County Idaho | 2 | $ 256,000 | $ 128,000 | $ 80,000 |
| Bonner County Idaho | 2 | $ 479,000 | $ 239,000 | $ 119,000 |
| Idaho County Idaho | 2 | $ 158,000 | $ 79,000 | $ 126,000 |
| Payette County Idaho | 2 | $ 8,000 | $ 4,000 | $ 60,000 |
| Will County Illinois | 2 | $ 157,000 | $ 78,000 | $ 87,000 |
| Baltimore County Maryland | 2 | $ 447,000 | $ 223,000 | $ 138,000 |
| Barnstable County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 207,000 |
| Norfolk County Massachusetts | 2 | $ 412,000 | $ 206,000 | $ 126,000 |
| Bergen County New Jersey | 2 | $ 195,000 | $ 97,000 | $ 101,000 |
| Essex County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Somerset County New Jersey | 2 | $ 1,247,000 | $ 623,000 | $ 210,000 |
| Santa Fe County New Mexico | 2 | $ 323,000 | $ 161,000 | $ 77,000 |
| New York County New York | 2 | $ 1,020,000 | $ 510,000 | $ 221,000 |
| Onondaga County New York | 2 | $ 345,000 | $ 172,000 | $ 104,000 |
| Durham County North Carolina | 2 | $ 427,000 | $ 213,000 | $ 89,000 |
| Johnston County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Butler County Ohio | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Cuyahoga County Ohio | 2 | $ 167,000 | $ 83,000 | $ 77,000 |
| Franklin County Ohio | 2 | $ 55,000 | $ 27,000 | $ 112,000 |
| Summit County Ohio | 2 | $ 318,000 | $ 159,000 | $ 80,000 |
| Crook County Oregon | 2 | $ 812,000 | $ 406,000 | $ 247,000 |
| Klamath County Oregon | 2 | $ 302,000 | $ 151,000 | $ 59,000 |
| Wasco County Oregon | 2 | $ 359,000 | $ 179,000 | $ 172,000 |
| Chester County Pennsylvania | 2 | $ 56,000 | $ 28,000 | $ 121,000 |
| Crawford County Pennsylvania | 2 | $ 56,000 | $ 28,000 | $ 202,000 |
| Montgomery County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 242,000 |
| Northampton County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 138,000 |
| Aguada County Puerto Rico | 2 | $ 10,000 | $ 5,000 | $ 62,000 |
| Spartanburg County South Carolina | 2 | $ 33,000 | $ 16,000 | $ 108,000 |
| Sullivan County Tennessee | 2 | $ 30,000 | $ 15,000 | $ 145,000 |
| Grayson County Texas | 2 | $ 227,000 | $ 113,000 | $ 65,000 |
| Hidalgo County Texas | 2 | $ 125,000 | $ 62,000 | $ 104,000 |
| Rockwall County Texas | 2 | $ 170,000 | $ 85,000 | $ 183,000 |
| Weber County Utah | 2 | $ 418,000 | $ 209,000 | $ 67,000 |
| Albemarle County Virginia | 2 | $ 100,000 | $ 50,000 | $ 203,000 |
| Norfolk County Virginia | 2 | $ 40,000 | $ 20,000 | $ 151,000 |
| Grant County Washington | 2 | $ 388,000 | $ 194,000 | $ 173,000 |
| San Juan County Washington | 2 | $ 740,000 | $ 370,000 | $ 207,000 |
| Skamania County Washington | 2 | $ 570,000 | $ 285,000 | $ 53,000 |
| Whatcom County Washington | 2 | $ 295,000 | $ 147,000 | $ 58,000 |
| Montgomery County Alabama | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Anchorage County Alaska | 1 | $ 50,000 | $ 50,000 | $ 284,000 |
| Matanuska-Susitna County Alaska | 1 | $ 49,000 | $ 49,000 | $ 210,000 |
| Calaveras County California | 1 | $ 17,000 | $ 17,000 | $ 53,000 |
| Merced County California | 1 | $ 128,000 | $ 128,000 | $ 218,000 |
| Siskiyou County California | 1 | $ 89,000 | $ 89,000 | $ 119,000 |
| Tehama County California | 1 | $ 32,000 | $ 32,000 | $ 66,000 |
| Yolo County California | 1 | $ 20,000 | $ 20,000 | $ 1,800,000 |
| Archuleta County Colorado | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Delta County Colorado | 1 | $ 199,000 | $ 199,000 | $ 124,000 |
| Fremont County Colorado | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Grand County Colorado | 1 | $ 100,000 | $ 100,000 | $ 166,000 |
| Gunnison County Colorado | 1 | $ 156,000 | $ 156,000 | $ 183,000 |
| Jackson County Colorado | 1 | $ 244,000 | $ 244,000 | $ 53,000 |
| Las Animas County Colorado | 1 | $ 98,000 | $ 98,000 | $ 130,000 |
| Mesa County Colorado | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Routt County Colorado | 1 | $ 216,000 | $ 216,000 | $ 128,000 |
| San Miguel County Colorado | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Summit County Colorado | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Sussex County Delaware | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Charlotte County Florida | 1 | $ 83,000 | $ 83,000 | $ 110,000 |
| Pinellas County Florida | 1 | $ 120,000 | $ 120,000 | $ 137,000 |
| Chatham County Georgia | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Coweta County Georgia | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Gilmer County Georgia | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Henry County Georgia | 1 | $ 330,000 | $ 330,000 | $ 146,000 |
| Lee County Georgia | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| Muscogee County Georgia | 1 | $ 56,000 | $ 56,000 | $ 182,000 |
| Pike County Georgia | 1 | $ 188,000 | $ 188,000 | $ 121,000 |
| Hawaii County Hawaii | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Boise County Idaho | 1 | $ 198,000 | $ 198,000 | $ 43,000 |
| Gooding County Idaho | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Teton County Idaho | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Cook County Illinois | 1 | $ 180,000 | $ 180,000 | $ 143,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Story County Iowa | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Johnson County Kansas | 1 | $ 156,000 | $ 156,000 | $ 345,000 |
| Acadia County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Lincoln County Maine | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Sagadahoc County Maine | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Anne Arundel County Maryland | 1 | $ 353,000 | $ 353,000 | $ 86,000 |
| Charles County Maryland | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 252,000 |
| Harford County Maryland | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| St. Mary's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Washington County Maryland | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Worcester County Maryland | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Bristol County Massachusetts | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Hampden County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 260,000 |
| Suffolk County Massachusetts | 1 | $ 1,000 | $ 1,000 | $ 69,000 |
| Worcester County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
| Mecosta County Michigan | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Oakland County Michigan | 1 | $ 14,000 | $ 14,000 | $ 150,000 |
| Wayne County Michigan | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Yellowstone County Montana | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Cheshire County New Hampshire | 1 | $ 171,000 | $ 171,000 | $ 120,000 |
| Atlantic County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 127,000 |
| Gloucester County New Jersey | 1 | $ 366,000 | $ 366,000 | $ 324,000 |
| Mercer County New Jersey | 1 | $ 524,000 | $ 524,000 | $ 216,000 |
| Morris County New Jersey | 1 | $ 390,000 | $ 390,000 | $ 147,000 |
| Grant County New Mexico | 1 | $ 224,000 | $ 224,000 | $ 35,000 |
| Roosevelt County New Mexico | 1 | $ 216,000 | $ 216,000 | $ 128,000 |
| Sandoval County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| Cayuga County New York | 1 | $ 30,000 | $ 30,000 | $ 200,000 |
| Clinton County New York | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Erie County New York | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Rockland County New York | 1 | $ 417,000 | $ 417,000 | $ 206,000 |
| Saratoga County New York | 1 | $ 30,000 | $ 30,000 | $ 204,000 |
| Schuyler County New York | 1 | $ 162,000 | $ 162,000 | $ 140,000 |
| Buncombe County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 56,000 |
| Cabarrus County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 33,000 |
| Carteret County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Delaware County Ohio | 1 | $ 50,000 | $ 50,000 | $ 205,000 |
| Marion County Ohio | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Montgomery County Ohio | 1 | $ 20,000 | $ 20,000 | $ 170,000 |
| Warren County Ohio | 1 | $ 512,000 | $ 512,000 | $ 159,000 |
| Oklahoma County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 150,000 |
| Tulsa County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 120,000 |
| Grant County Oregon | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Union County Oregon | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Dauphin County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Delaware County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Lehigh County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 182,000 |
| Lycoming County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Mercer County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Philadelphia County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Susquehanna County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Tioga County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 125,000 |
| Westmoreland County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Arecibo County Puerto Rico | 1 | $ 8,000 | $ 8,000 | $ 41,000 |
| Camuy County Puerto Rico | 1 | $ 3,000 | $ 3,000 | $ 56,000 |
| Hormigueros County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Mayaguez County Puerto Rico | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Moca County Puerto Rico | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
| Quebradillas County Puerto Rico | 1 | $ 4,000 | $ 4,000 | $ 22,000 |
| San Sebastian County Puerto Rico | 1 | $ 8,000 | $ 8,000 | $ 18,000 |
| Toa Alta County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Providence County Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Beaufort County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 73,000 |
| Greenville County South Carolina | 1 | $ 296,000 | $ 296,000 | $ 257,000 |
| Pickens County South Carolina | 1 | $ 2,006,000 | $ 2,006,000 | $ 0 |
| Bell County Texas | 1 | $ 90,000 | $ 90,000 | $ 125,000 |
| Bosque County Texas | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
| Bowie County Texas | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Brazoria County Texas | 1 | $ 1,000 | $ 1,000 | $ 39,000 |
| Brazos County Texas | 1 | $ 334,000 | $ 334,000 | $ 215,000 |
| Burnet County Texas | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| El Paso County Texas | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Galveston County Texas | 1 | $ 298,000 | $ 298,000 | $ 173,000 |
| Gray County Texas | 1 | $ 4,000 | $ 4,000 | $ 90,000 |
| Hunt County Texas | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Kerr County Texas | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Llano County Texas | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Milam County Texas | 1 | $ 12,000 | $ 12,000 | $ 136,000 |
| Moore County Texas | 1 | $ 154,000 | $ 154,000 | $ 87,000 |
| Navarro County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Nueces County Texas | 1 | $ 117,000 | $ 117,000 | $ 168,000 |
| Rusk County Texas | 1 | $ 25,000 | $ 25,000 | $ 187,000 |
| Smith County Texas | 1 | $ 40,000 | $ 40,000 | $ 403,000 |
| Victoria County Texas | 1 | $ 80,000 | $ 80,000 | $ 114,000 |
| Walker County Texas | 1 | $ 34,000 | $ 34,000 | $ 167,000 |
| Cache County Utah | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Daggett County Utah | 1 | $ 240,000 | $ 240,000 | $ 113,000 |
| Arlington County Virginia | 1 | $ 300,000 | $ 300,000 | $ 657,000 |
| Chesterfield County Virginia | 1 | $ 5,000 | $ 5,000 | $ 79,000 |
| Frederick County Virginia | 1 | $ 350,000 | $ 350,000 | $ 78,000 |
| Hampton County Virginia | 1 | $ 33,000 | $ 33,000 | $ 83,000 |
| Hanover County Virginia | 1 | $ 256,000 | $ 256,000 | $ 106,000 |
| Henrico County Virginia | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| James City County Virginia | 1 | $ 35,000 | $ 35,000 | $ 237,000 |
| Manassas County Virginia | 1 | $ 40,000 | $ 40,000 | $ 286,000 |
| Prince Edward County Virginia | 1 | $ 360,000 | $ 360,000 | $ 142,000 |
| Richmond City County Virginia | 1 | $ 261,000 | $ 261,000 | $ 170,000 |
| Wythe County Virginia | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Clallam County Washington | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| Lewis County Washington | 1 | $ 46,000 | $ 46,000 | $ 196,000 |
| Whitman County Washington | 1 | $ 185,000 | $ 185,000 | $ 202,000 |
| Fond du Lac County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,864 | $1,850,849,000 | $380,000 | $3,000,000 | $140,000 | $2,464,000 |
| Refinancing | 4,368 | $1,172,406,000 | $268,000 | $6,100,000 | $125,000 | $1,817,000 |
| Home Improvement | 834 | $13,017,000 | $15,000 | $450,000 | $113,000 | $1,320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,143 | $1,427,021,000 | $277,000 | $6,100,000 | $127,000 | $2,464,000 |
| Not Provided | 2,125 | $566,653,000 | $266,000 | $3,600,000 | $137,000 | $1,800,000 |
| Asian | 2,071 | $845,337,000 | $408,000 | $1,987,000 | $141,000 | $1,817,000 |
| Hispanic | 528 | $134,158,000 | $254,000 | $1,410,000 | $113,000 | $657,000 |
| Black or African American | 133 | $40,052,000 | $301,000 | $2,000,000 | $131,000 | $539,000 |
| American Indian or Alaskan Native | 32 | $10,041,000 | $313,000 | $1,240,000 | $144,000 | $539,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $6,227,000 | $207,000 | $750,000 | $112,000 | $255,000 |
| Not applicable | 4 | $6,783,000 | $1,695,000 | $4,200,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,066 | $3,036,272,000 | $301,000 | $6,100,000 | $131,000 | $2,464,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,802 | $2,096,029,000 | $308,000 | $4,200,000 | $131,000 | $2,464,000 |
| Application Withdrawn By Applicant | 1,882 | $570,883,000 | $303,000 | $6,100,000 | $136,000 | $1,800,000 |
| Application Denied By Financial Institution | 793 | $153,746,000 | $193,000 | $3,600,000 | $111,000 | $847,000 |
| File Closed For Incompleteness | 375 | $145,973,000 | $389,000 | $3,000,000 | $149,000 | $1,609,000 |
| Application Approved But Not Accepted | 206 | $65,297,000 | $316,000 | $2,940,000 | $141,000 | $1,323,000 |
| Preapproval Approved but not Accepted | 8 | $4,344,000 | $543,000 | $973,000 | $222,000 | $376,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 198 | $58,120,000 | $293,000 | $1,750,000 | $78,000 | $382,000 |
| Credit History | 154 | $44,166,000 | $286,000 | $1,650,000 | $114,000 | $355,000 |
| Collateral | 110 | $26,832,000 | $243,000 | $3,600,000 | $142,000 | $758,000 |
| Other | 23 | $7,672,000 | $333,000 | $795,000 | $134,000 | $300,000 |
| Employment History | 11 | $4,988,000 | $453,000 | $1,450,000 | $110,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,479,000 | $386,000 | $719,000 | $125,000 | $245,000 |
| Unverifiable Information | 9 | $2,089,000 | $232,000 | $619,000 | $86,000 | $171,000 |
| Credit Application Incomplete | 2 | $996,000 | $498,000 | $560,000 | $108,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.