First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Technology Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,107 |
| Total Mortgage Loan Application Amount | $4,931,495,000 |
| Average Mortgage Loan Application Amount | $253,000 |
| Highest Mortgage Loan Application Amount | $98,005,000 |
| Average Applicant Income | $122,666 |
| Highest Applicant Income | $2,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,679 | $ 1,158,005,000 | $ 432,000 | $ 188,000 |
| Washington County Oregon | 2,380 | $ 498,230,000 | $ 209,000 | $ 121,000 |
| Multnomah County Oregon | 812 | $ 188,490,000 | $ 232,000 | $ 145,000 |
| Snohomish County Washington | 589 | $ 198,255,000 | $ 336,000 | $ 154,000 |
| Santa Clara County California | 551 | $ 316,355,000 | $ 574,000 | $ 244,000 |
| Marion County Oregon | 412 | $ 49,030,000 | $ 119,000 | $ 89,000 |
| Clackamas County Oregon | 369 | $ 72,485,000 | $ 196,000 | $ 145,000 |
| Larimer County Colorado | 271 | $ 41,215,000 | $ 152,000 | $ 107,000 |
| Alameda County California | 242 | $ 111,410,000 | $ 460,000 | $ 214,000 |
| Clark County Washington | 228 | $ 41,490,000 | $ 181,000 | $ 133,000 |
| San Diego County California | 214 | $ 58,300,000 | $ 272,000 | $ 166,000 |
| Placer County California | 207 | $ 39,335,000 | $ 190,000 | $ 136,000 |
| Ada County Idaho | 205 | $ 34,975,000 | $ 170,000 | $ 115,000 |
| Los Angeles County California | 159 | $ 34,165,000 | $ 214,000 | $ 235,000 |
| Lane County Oregon | 151 | $ 17,205,000 | $ 113,000 | $ 94,000 |
| Sacramento County California | 139 | $ 27,535,000 | $ 198,000 | $ 141,000 |
| Sonoma County California | 137 | $ 34,685,000 | $ 253,000 | $ 155,000 |
| Maricopa County Arizona | 132 | $ 22,550,000 | $ 170,000 | $ 141,000 |
| Orange County California | 119 | $ 29,955,000 | $ 251,000 | $ 248,000 |
| Benton County Oregon | 103 | $ 17,125,000 | $ 166,000 | $ 123,000 |
| Yamhill County Oregon | 102 | $ 18,930,000 | $ 185,000 | $ 138,000 |
| El Paso County Colorado | 95 | $ 15,525,000 | $ 163,000 | $ 116,000 |
| Deschutes County Oregon | 93 | $ 17,055,000 | $ 183,000 | $ 129,000 |
| Polk County Oregon | 90 | $ 13,320,000 | $ 148,000 | $ 98,000 |
| Contra Costa County California | 86 | $ 46,590,000 | $ 541,000 | $ 201,000 |
| San Mateo County California | 82 | $ 42,250,000 | $ 515,000 | $ 246,000 |
| Harris County Texas | 76 | $ 16,360,000 | $ 215,000 | $ 149,000 |
| Riverside County California | 70 | $ 9,470,000 | $ 135,000 | $ 130,000 |
| Weld County Colorado | 64 | $ 6,860,000 | $ 107,000 | $ 95,000 |
| Linn County Oregon | 64 | $ 9,280,000 | $ 145,000 | $ 85,000 |
| Clark County Nevada | 59 | $ 9,135,000 | $ 154,000 | $ 160,000 |
| Columbia County Oregon | 50 | $ 8,170,000 | $ 163,000 | $ 90,000 |
| Douglas County Colorado | 47 | $ 9,785,000 | $ 208,000 | $ 174,000 |
| Broward County Florida | 46 | $ 10,530,000 | $ 228,000 | $ 165,000 |
| Pierce County Washington | 46 | $ 10,460,000 | $ 227,000 | $ 123,000 |
| San Joaquin County California | 45 | $ 7,415,000 | $ 164,000 | $ 123,000 |
| Fulton County Georgia | 43 | $ 9,895,000 | $ 230,000 | $ 142,000 |
| El Dorado County California | 39 | $ 9,875,000 | $ 253,000 | $ 176,000 |
| Canyon County Idaho | 38 | $ 5,120,000 | $ 134,000 | $ 120,000 |
| Denver County Colorado | 36 | $ 8,090,000 | $ 224,000 | $ 140,000 |
| Montgomery County Texas | 36 | $ 6,660,000 | $ 185,000 | $ 119,000 |
| San Bernardino County California | 33 | $ 3,475,000 | $ 105,000 | $ 141,000 |
| Arapahoe County Colorado | 30 | $ 3,970,000 | $ 132,000 | $ 121,000 |
| San Francisco County California | 29 | $ 16,675,000 | $ 575,000 | $ 290,000 |
| Palm Beach County Florida | 29 | $ 5,135,000 | $ 177,000 | $ 204,000 |
| Miami-Dade County Florida | 26 | $ 4,040,000 | $ 155,000 | $ 162,000 |
| Tillamook County Oregon | 25 | $ 7,525,000 | $ 301,000 | $ 158,000 |
| Kitsap County Washington | 24 | $ 8,970,000 | $ 373,000 | $ 190,000 |
| Utah County Utah | 23 | $ 3,935,000 | $ 171,000 | $ 166,000 |
| Solano County California | 22 | $ 2,190,000 | $ 99,000 | $ 149,000 |
| Ventura County California | 22 | $ 4,040,000 | $ 183,000 | $ 232,000 |
| Jefferson County Colorado | 22 | $ 3,700,000 | $ 168,000 | $ 104,000 |
| Gwinnett County Georgia | 21 | $ 2,935,000 | $ 139,000 | $ 107,000 |
| Travis County Texas | 21 | $ 6,425,000 | $ 305,000 | $ 193,000 |
| Salt Lake County Utah | 21 | $ 3,665,000 | $ 174,000 | $ 163,000 |
| Santa Cruz County California | 20 | $ 5,500,000 | $ 275,000 | $ 153,000 |
| Cobb County Georgia | 20 | $ 3,620,000 | $ 181,000 | $ 125,000 |
| Chester County Pennsylvania | 20 | $ 5,900,000 | $ 295,000 | $ 216,000 |
| Denton County Texas | 20 | $ 4,800,000 | $ 240,000 | $ 151,000 |
| Spokane County Washington | 20 | $ 3,100,000 | $ 155,000 | $ 117,000 |
| Forsyth County Georgia | 18 | $ 4,240,000 | $ 235,000 | $ 272,000 |
| Lincoln County Oregon | 17 | $ 3,245,000 | $ 190,000 | $ 127,000 |
| Cook County Illinois | 16 | $ 2,330,000 | $ 145,000 | $ 0 |
| Essex County Massachusetts | 16 | $ 2,140,000 | $ 133,000 | $ 145,000 |
| Middlesex County Massachusetts | 15 | $ 5,395,000 | $ 359,000 | $ 148,000 |
| Washoe County Nevada | 15 | $ 3,985,000 | $ 265,000 | $ 243,000 |
| Collin County Texas | 15 | $ 102,315,000 | $ 6,821,000 | $ 228,000 |
| Monterey County California | 14 | $ 3,140,000 | $ 224,000 | $ 144,000 |
| Wake County North Carolina | 14 | $ 4,200,000 | $ 300,000 | $ 191,000 |
| Fresno County California | 13 | $ 1,685,000 | $ 129,000 | $ 77,000 |
| Napa County California | 13 | $ 2,525,000 | $ 194,000 | $ 233,000 |
| Boulder County Colorado | 13 | $ 1,935,000 | $ 148,000 | $ 91,000 |
| Cherokee County Georgia | 13 | $ 2,015,000 | $ 155,000 | $ 109,000 |
| DeKalb County Georgia | 13 | $ 2,905,000 | $ 223,000 | $ 151,000 |
| Tarrant County Texas | 13 | $ 2,085,000 | $ 160,000 | $ 173,000 |
| Pinal County Arizona | 12 | $ 1,390,000 | $ 115,000 | $ 93,000 |
| Marin County California | 12 | $ 2,400,000 | $ 200,000 | $ 214,000 |
| Stanislaus County California | 12 | $ 1,530,000 | $ 127,000 | $ 163,000 |
| Clatsop County Oregon | 12 | $ 1,990,000 | $ 165,000 | $ 121,000 |
| Thurston County Washington | 12 | $ 1,810,000 | $ 150,000 | $ 134,000 |
| Pima County Arizona | 11 | $ 1,595,000 | $ 145,000 | $ 84,000 |
| Nevada County California | 11 | $ 1,765,000 | $ 160,000 | $ 109,000 |
| Fairfield County Connecticut | 11 | $ 1,135,000 | $ 103,000 | $ 143,000 |
| Seminole County Florida | 11 | $ 1,095,000 | $ 99,000 | $ 142,000 |
| Hillsborough County Florida | 10 | $ 1,800,000 | $ 180,000 | $ 146,000 |
| Pinellas County Florida | 10 | $ 1,430,000 | $ 143,000 | $ 130,000 |
| Howard County Maryland | 10 | $ 2,600,000 | $ 260,000 | $ 250,000 |
| Williamson County Texas | 10 | $ 2,840,000 | $ 284,000 | $ 147,000 |
| Fairfax County Virginia | 10 | $ 4,180,000 | $ 418,000 | $ 577,000 |
| Orange County Florida | 9 | $ 3,095,000 | $ 343,000 | $ 184,000 |
| Bergen County New Jersey | 9 | $ 1,775,000 | $ 197,000 | $ 248,000 |
| Hood River County Oregon | 9 | $ 2,095,000 | $ 232,000 | $ 129,000 |
| Jackson County Oregon | 9 | $ 1,805,000 | $ 200,000 | $ 89,000 |
| Dallas County Texas | 9 | $ 5,525,000 | $ 613,000 | $ 244,000 |
| Loudoun County Virginia | 9 | $ 1,885,000 | $ 209,000 | $ 186,000 |
| Kittitas County Washington | 9 | $ 2,325,000 | $ 258,000 | $ 184,000 |
| Adams County Colorado | 8 | $ 2,180,000 | $ 272,000 | $ 105,000 |
| Middlesex County New Jersey | 8 | $ 1,680,000 | $ 210,000 | $ 181,000 |
| Chelan County Washington | 8 | $ 3,460,000 | $ 432,000 | $ 264,000 |
| Whatcom County Washington | 8 | $ 1,730,000 | $ 216,000 | $ 164,000 |
| San Luis Obispo County California | 7 | $ 965,000 | $ 137,000 | $ 115,000 |
| Yolo County California | 7 | $ 545,000 | $ 77,000 | $ 105,000 |
| Yuba County California | 7 | $ 685,000 | $ 97,000 | $ 86,000 |
| New Haven County Connecticut | 7 | $ 1,455,000 | $ 207,000 | $ 193,000 |
| Elko County Nevada | 7 | $ 1,285,000 | $ 183,000 | $ 147,000 |
| Rockingham County New Hampshire | 7 | $ 1,435,000 | $ 205,000 | $ 188,000 |
| Monmouth County New Jersey | 7 | $ 615,000 | $ 87,000 | $ 140,000 |
| Nassau County New York | 7 | $ 1,275,000 | $ 182,000 | $ 67,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,565,000 | $ 223,000 | $ 161,000 |
| Cowlitz County Washington | 7 | $ 875,000 | $ 125,000 | $ 113,000 |
| Island County Washington | 7 | $ 1,225,000 | $ 175,000 | $ 137,000 |
| Sarasota County Florida | 6 | $ 1,280,000 | $ 213,000 | $ 94,000 |
| Gem County Idaho | 6 | $ 960,000 | $ 160,000 | $ 87,000 |
| DuPage County Illinois | 6 | $ 580,000 | $ 96,000 | $ 0 |
| Lake County Illinois | 6 | $ 590,000 | $ 98,000 | $ 0 |
| Baltimore County Maryland | 6 | $ 620,000 | $ 103,000 | $ 216,000 |
| Montgomery County Maryland | 6 | $ 1,250,000 | $ 208,000 | $ 195,000 |
| Hennepin County Minnesota | 6 | $ 1,010,000 | $ 168,000 | $ 165,000 |
| Hillsborough County New Hampshire | 6 | $ 1,060,000 | $ 176,000 | $ 148,000 |
| Sandoval County New Mexico | 6 | $ 710,000 | $ 118,000 | $ 41,000 |
| Mecklenburg County North Carolina | 6 | $ 1,440,000 | $ 240,000 | $ 173,000 |
| Summit County Utah | 6 | $ 1,800,000 | $ 300,000 | $ 225,000 |
| Mason County Washington | 6 | $ 1,410,000 | $ 235,000 | $ 141,000 |
| San Juan County Washington | 6 | $ 1,440,000 | $ 240,000 | $ 190,000 |
| Kern County California | 5 | $ 525,000 | $ 105,000 | $ 102,000 |
| Mendocino County California | 5 | $ 525,000 | $ 105,000 | $ 93,000 |
| San Benito County California | 5 | $ 515,000 | $ 103,000 | $ 136,000 |
| Sutter County California | 5 | $ 675,000 | $ 135,000 | $ 114,000 |
| New Castle County Delaware | 5 | $ 485,000 | $ 97,000 | $ 107,000 |
| St. Johns County Florida | 5 | $ 695,000 | $ 139,000 | $ 172,000 |
| Mercer County New Jersey | 5 | $ 585,000 | $ 117,000 | $ 157,000 |
| Somerset County New Jersey | 5 | $ 675,000 | $ 135,000 | $ 201,000 |
| Kings County New York | 5 | $ 1,285,000 | $ 257,000 | $ 0 |
| Franklin County Ohio | 5 | $ 605,000 | $ 121,000 | $ 105,000 |
| Josephine County Oregon | 5 | $ 605,000 | $ 121,000 | $ 129,000 |
| Umatilla County Oregon | 5 | $ 1,035,000 | $ 207,000 | $ 80,000 |
| Allegheny County Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 127,000 |
| Bucks County Pennsylvania | 5 | $ 645,000 | $ 129,000 | $ 164,000 |
| Fort Bend County Texas | 5 | $ 1,265,000 | $ 253,000 | $ 145,000 |
| Jefferson County Washington | 5 | $ 1,335,000 | $ 267,000 | $ 156,000 |
| Pacific County Washington | 5 | $ 535,000 | $ 107,000 | $ 106,000 |
| Skagit County Washington | 5 | $ 655,000 | $ 131,000 | $ 140,000 |
| Mohave County Arizona | 4 | $ 490,000 | $ 122,000 | $ 77,000 |
| Yavapai County Arizona | 4 | $ 360,000 | $ 90,000 | $ 148,000 |
| Butte County California | 4 | $ 330,000 | $ 82,000 | $ 132,000 |
| Humboldt County California | 4 | $ 220,000 | $ 55,000 | $ 105,000 |
| Santa Barbara County California | 4 | $ 1,220,000 | $ 305,000 | $ 202,000 |
| Shasta County California | 4 | $ 830,000 | $ 207,000 | $ 127,000 |
| Tuolumne County California | 4 | $ 500,000 | $ 125,000 | $ 127,000 |
| Broomfield County Colorado | 4 | $ 780,000 | $ 195,000 | $ 114,000 |
| Fremont County Colorado | 4 | $ 850,000 | $ 212,000 | $ 194,000 |
| Pueblo County Colorado | 4 | $ 550,000 | $ 137,000 | $ 103,000 |
| District of Columbia County District Of Columbia | 4 | $ 520,000 | $ 130,000 | $ 117,000 |
| Lee County Florida | 4 | $ 1,450,000 | $ 362,000 | $ 234,000 |
| Manatee County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 306,000 |
| Anoka County Minnesota | 4 | $ 310,000 | $ 77,000 | $ 52,000 |
| Douglas County Nevada | 4 | $ 800,000 | $ 200,000 | $ 100,000 |
| Merrimack County New Hampshire | 4 | $ 440,000 | $ 110,000 | $ 150,000 |
| Burlington County New Jersey | 4 | $ 270,000 | $ 67,000 | $ 211,000 |
| Morris County New Jersey | 4 | $ 460,000 | $ 115,000 | $ 108,000 |
| Bernalillo County New Mexico | 4 | $ 230,000 | $ 57,000 | $ 65,000 |
| Westchester County New York | 4 | $ 1,440,000 | $ 360,000 | $ 354,000 |
| Union County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 67,000 |
| Curry County Oregon | 4 | $ 1,850,000 | $ 462,000 | $ 93,000 |
| Delaware County Pennsylvania | 4 | $ 800,000 | $ 200,000 | $ 69,000 |
| Charleston County South Carolina | 4 | $ 2,290,000 | $ 572,000 | $ 211,000 |
| Bexar County Texas | 4 | $ 400,000 | $ 100,000 | $ 224,000 |
| Hidalgo County Texas | 4 | $ 500,000 | $ 125,000 | $ 108,000 |
| Washington County Utah | 4 | $ 640,000 | $ 160,000 | $ 146,000 |
| Grays Harbor County Washington | 4 | $ 1,560,000 | $ 390,000 | $ 168,000 |
| Tulare County California | 3 | $ 265,000 | $ 88,000 | $ 118,000 |
| Mesa County Colorado | 3 | $ 95,000 | $ 31,000 | $ 80,000 |
| Duval County Florida | 3 | $ 305,000 | $ 101,000 | $ 157,000 |
| Pasco County Florida | 3 | $ 305,000 | $ 101,000 | $ 132,000 |
| Volusia County Florida | 3 | $ 765,000 | $ 255,000 | $ 144,000 |
| Coweta County Georgia | 3 | $ 225,000 | $ 75,000 | $ 290,000 |
| Bonner County Idaho | 3 | $ 325,000 | $ 108,000 | $ 122,000 |
| Marion County Indiana | 3 | $ 5,235,000 | $ 1,745,000 | $ 287,000 |
| Barnstable County Massachusetts | 3 | $ 545,000 | $ 181,000 | $ 187,000 |
| Dakota County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 182,000 |
| Essex County New Jersey | 3 | $ 565,000 | $ 188,000 | $ 110,000 |
| Ocean County New Jersey | 3 | $ 375,000 | $ 125,000 | $ 96,000 |
| Union County New Jersey | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Queens County New York | 3 | $ 1,105,000 | $ 368,000 | $ 124,000 |
| Iredell County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 165,000 |
| Cuyahoga County Ohio | 3 | $ 575,000 | $ 191,000 | $ 156,000 |
| Coos County Oregon | 3 | $ 195,000 | $ 65,000 | $ 88,000 |
| Crook County Oregon | 3 | $ 615,000 | $ 205,000 | $ 103,000 |
| Douglas County Oregon | 3 | $ 505,000 | $ 168,000 | $ 136,000 |
| Wasco County Oregon | 3 | $ 785,000 | $ 261,000 | $ 75,000 |
| Montgomery County Pennsylvania | 3 | $ 195,000 | $ 65,000 | $ 63,000 |
| Liberty County Texas | 3 | $ 455,000 | $ 151,000 | $ 137,000 |
| Davis County Utah | 3 | $ 465,000 | $ 155,000 | $ 73,000 |
| Prince William County Virginia | 3 | $ 475,000 | $ 158,000 | $ 115,000 |
| Klickitat County Washington | 3 | $ 305,000 | $ 101,000 | $ 84,000 |
| Whitman County Washington | 3 | $ 455,000 | $ 151,000 | $ 185,000 |
| Coconino County Arizona | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Gila County Arizona | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Yuma County Arizona | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Calaveras County California | 2 | $ 170,000 | $ 85,000 | $ 80,000 |
| Del Norte County California | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Lake County California | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Madera County California | 2 | $ 100,000 | $ 50,000 | $ 121,000 |
| Merced County California | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Siskiyou County California | 2 | $ 90,000 | $ 45,000 | $ 164,000 |
| Summit County Colorado | 2 | $ 430,000 | $ 215,000 | $ 246,000 |
| Hartford County Connecticut | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Brevard County Florida | 2 | $ 130,000 | $ 65,000 | $ 79,000 |
| Flagler County Florida | 2 | $ 260,000 | $ 130,000 | $ 158,000 |
| Martin County Florida | 2 | $ 520,000 | $ 260,000 | $ 185,000 |
| Monroe County Florida | 2 | $ 840,000 | $ 420,000 | $ 249,000 |
| Okaloosa County Florida | 2 | $ 490,000 | $ 245,000 | $ 299,000 |
| Osceola County Florida | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Polk County Florida | 2 | $ 130,000 | $ 65,000 | $ 130,000 |
| Carroll County Georgia | 2 | $ 180,000 | $ 90,000 | $ 111,000 |
| Chatham County Georgia | 2 | $ 260,000 | $ 130,000 | $ 145,000 |
| Dawson County Georgia | 2 | $ 560,000 | $ 280,000 | $ 127,000 |
| Bannock County Idaho | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Fremont County Idaho | 2 | $ 130,000 | $ 65,000 | $ 115,000 |
| Kootenai County Idaho | 2 | $ 360,000 | $ 180,000 | $ 137,000 |
| Valley County Idaho | 2 | $ 450,000 | $ 225,000 | $ 257,000 |
| Anne Arundel County Maryland | 2 | $ 770,000 | $ 385,000 | $ 315,000 |
| Baltimore City County Maryland | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| Frederick County Maryland | 2 | $ 150,000 | $ 75,000 | $ 166,000 |
| Worcester County Massachusetts | 2 | $ 70,000 | $ 35,000 | $ 95,000 |
| Oakland County Michigan | 2 | $ 220,000 | $ 110,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Grafton County New Hampshire | 2 | $ 370,000 | $ 185,000 | $ 191,000 |
| Hunterdon County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 223,000 |
| Santa Fe County New Mexico | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| Erie County New York | 2 | $ 640,000 | $ 320,000 | $ 130,000 |
| Richmond County New York | 2 | $ 4,110,000 | $ 2,055,000 | $ 0 |
| Rockland County New York | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Suffolk County New York | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 51,000 |
| Chowan County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 9,000 |
| Cumberland County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Moore County North Carolina | 2 | $ 1,250,000 | $ 625,000 | $ 502,000 |
| New Hanover County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 164,000 |
| Geauga County Ohio | 2 | $ 550,000 | $ 275,000 | $ 211,000 |
| Summit County Ohio | 2 | $ 320,000 | $ 160,000 | $ 285,000 |
| Gilliam County Oregon | 2 | $ 190,000 | $ 95,000 | $ 222,000 |
| Jefferson County Oregon | 2 | $ 180,000 | $ 90,000 | $ 122,000 |
| Klamath County Oregon | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Wallowa County Oregon | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Horry County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 83,000 |
| York County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 119,000 |
| Brazoria County Texas | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| Galveston County Texas | 2 | $ 920,000 | $ 460,000 | $ 286,000 |
| Hays County Texas | 2 | $ 390,000 | $ 195,000 | $ 140,000 |
| Wasatch County Utah | 2 | $ 730,000 | $ 365,000 | $ 145,000 |
| Weber County Utah | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Newport News County Virginia | 2 | $ 350,000 | $ 175,000 | $ 154,000 |
| Benton County Washington | 2 | $ 270,000 | $ 135,000 | $ 172,000 |
| Lewis County Washington | 2 | $ 320,000 | $ 160,000 | $ 100,000 |
| Skamania County Washington | 2 | $ 270,000 | $ 135,000 | $ 129,000 |
| Walla Walla County Washington | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Shelby County Alabama | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Colusa County California | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Kings County California | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Elbert County Colorado | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Grand County Colorado | 1 | $ 165,000 | $ 165,000 | $ 257,000 |
| La Plata County Colorado | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Park County Colorado | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| San Miguel County Colorado | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Middlesex County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Sussex County Delaware | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Citrus County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Clay County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Collier County Florida | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Lake County Florida | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 205,000 |
| Douglas County Georgia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gordon County Georgia | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Oconee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Paulding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| Richmond County Georgia | 1 | $ 75,000 | $ 75,000 | $ 1,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Maui County Hawaii | 1 | $ 235,000 | $ 235,000 | $ 295,000 |
| Elmore County Idaho | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Gooding County Idaho | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
| Jefferson County Idaho | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Payette County Idaho | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Teton County Idaho | 1 | $ 85,000 | $ 85,000 | $ 195,000 |
| Will County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 650,000 |
| Jessamine County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Kent County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clay County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Isanti County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Le Sueur County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Flathead County Montana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gallatin County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nye County Nevada | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Atlantic County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Camden County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 164,000 |
| Passaic County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Sussex County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Colfax County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Eddy County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| San Juan County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Albany County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| New York County New York | 1 | $ 155,000 | $ 155,000 | $ 286,000 |
| Oneida County New York | 1 | $ 45,000 | $ 45,000 | $ 188,000 |
| Onondaga County New York | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Ulster County New York | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Alamance County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Beaufort County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Buncombe County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Cabarrus County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 135,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 195,000 |
| Gaston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 241,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Hoke County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Onslow County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 191,000 |
| Pender County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Rockingham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Stanly County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Wayne County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Butler County Ohio | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Delaware County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Greene County Ohio | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Hamilton County Ohio | 1 | $ 305,000 | $ 305,000 | $ 331,000 |
| Hocking County Ohio | 1 | $ 55,000 | $ 55,000 | $ 223,000 |
| Medina County Ohio | 1 | $ 425,000 | $ 425,000 | $ 109,000 |
| Baker County Oregon | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Harney County Oregon | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Malheur County Oregon | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Blair County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Carbon County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Cumberland County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Lancaster County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Lehigh County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Westmoreland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rincon County Puerto Rico | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Florence County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Pickens County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 178,000 |
| Angelina County Texas | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Cameron County Texas | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Duval County Texas | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Ector County Texas | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 252,000 |
| Kerr County Texas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| McLennan County Texas | 1 | $ 355,000 | $ 355,000 | $ 185,000 |
| Palo Pinto County Texas | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Parker County Texas | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| San Jacinto County Texas | 1 | $ 55,000 | $ 55,000 | $ 222,000 |
| Cache County Utah | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Iron County Utah | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Tooele County Utah | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Uintah County Utah | 1 | $ 85,000 | $ 85,000 | $ 7,000 |
| Albemarle County Virginia | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Hanover County Virginia | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Henrico County Virginia | 1 | $ 535,000 | $ 535,000 | $ 175,000 |
| Lee County Virginia | 1 | $ 25,000 | $ 25,000 | $ 2,000 |
| Mecklenburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 25,000 | $ 25,000 | $ 235,000 |
| Pittsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Virginia Beach County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lincoln County Washington | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Okanogan County Washington | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Stevens County Washington | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| Wahkiakum County Washington | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Yakima County Washington | 1 | $ 455,000 | $ 455,000 | $ 184,000 |
| Outagamie County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,365 | $3,647,675,000 | $495,000 | $98,005,000 | $167,000 | $1,200,000 |
| Other Purpose | 3,362 | $367,140,000 | $109,000 | $1,005,000 | $142,000 | $2,000,000 |
| Home Improvement | 1,469 | $160,305,000 | $109,000 | $1,485,000 | $140,000 | $1,403,000 |
| Cash-out Refinancing | 1,283 | $431,705,000 | $336,000 | $19,505,000 | $131,000 | $1,204,000 |
| Not Applicable | 1,058 | $122,950,000 | $116,000 | $505,000 | $0 | $0 |
| Refinancing | 570 | $201,720,000 | $353,000 | $5,005,000 | $156,000 | $2,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,000 | $1,653,060,000 | $275,000 | $3,005,000 | $141,000 | $1,675,000 |
| Not Provided | 3,228 | $913,240,000 | $282,000 | $4,505,000 | $164,000 | $2,800,000 |
| Asian | 3,006 | $1,502,000,000 | $499,000 | $2,105,000 | $172,000 | $2,000,000 |
| Hispanic | 1,094 | $321,040,000 | $293,000 | $1,765,000 | $142,000 | $741,000 |
| Not applicable | 1,073 | $171,285,000 | $159,000 | $19,505,000 | $0 | $0 |
| Black or African American | 245 | $168,745,000 | $688,000 | $98,005,000 | $144,000 | $1,700,000 |
| American Indian or Alaskan Native | 89 | $22,625,000 | $254,000 | $1,025,000 | $126,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $4,805,000 | $208,000 | $505,000 | $104,000 | $370,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,107 | $4,931,495,000 | $326,000 | $98,005,000 | $154,000 | $2,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,864 | $2,303,820,000 | $292,000 | $5,035,000 | $151,000 | $1,404,000 |
| Preapproval Approved but not Accepted | 1,950 | $1,171,560,000 | $600,000 | $2,455,000 | $172,000 | $961,000 |
| Application Withdrawn By Applicant | 1,444 | $430,640,000 | $298,000 | $2,885,000 | $169,000 | $2,800,000 |
| Application Denied By Financial Institution | 1,108 | $335,820,000 | $303,000 | $98,005,000 | $133,000 | $2,000,000 |
| Loan Purchased By The Institution | 1,058 | $122,950,000 | $116,000 | $505,000 | $0 | $0 |
| File Closed For Incompleteness | 683 | $157,465,000 | $230,000 | $2,005,000 | $160,000 | $1,675,000 |
| Application Approved But Not Accepted | 610 | $223,860,000 | $366,000 | $2,755,000 | $157,000 | $755,000 |
| Preapproval Denied by Financial Institution | 390 | $185,380,000 | $475,000 | $2,105,000 | $127,000 | $600,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,609 | $4,410,295,000 | $324,000 | $5,035,000 | $157,000 | $2,800,000 |
| Debt-To-Income Ratio | 596 | $287,600,000 | $482,000 | $98,005,000 | $100,000 | $1,074,000 |
| Credit History | 371 | $91,175,000 | $245,000 | $1,685,000 | $134,000 | $950,000 |
| Collateral | 327 | $47,465,000 | $145,000 | $2,005,000 | $172,000 | $1,204,000 |
| Other | 73 | $38,805,000 | $531,000 | $1,325,000 | $157,000 | $412,000 |
| Unverifiable Information | 45 | $18,105,000 | $402,000 | $1,185,000 | $163,000 | $721,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $20,340,000 | $508,000 | $4,005,000 | $131,000 | $323,000 |
| Employment History | 37 | $13,505,000 | $365,000 | $1,305,000 | $90,000 | $500,000 |
| Credit Application Incomplete | 9 | $4,205,000 | $467,000 | $825,000 | $430,000 | $2,000,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.