Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Embrace Home Loans, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 165,282 |
Total Mortgage Loan Application Amount | $24,155,186,000 |
Average Mortgage Loan Application Amount | $140,000 |
Highest Mortgage Loan Application Amount | $3,460,000 |
Average Applicant Income | $55,500 |
Highest Applicant Income | $4,287,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Glenn County California | 1 | $ 230,000 | $ 230,000 | $ 69,000 |
Lake County California | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
Marin County California | 1 | $ 593,000 | $ 593,000 | $ 145,000 |
Monterey County California | 1 | $ 417,000 | $ 417,000 | $ 50,000 |
Orange County California | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
Placer County California | 1 | $ 291,000 | $ 291,000 | $ 42,000 |
Sacramento County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
San Luis Obispo County California | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
Santa Clara County California | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
Shasta County California | 1 | $ 379,000 | $ 379,000 | $ 102,000 |
Sonoma County California | 1 | $ 393,000 | $ 393,000 | $ 73,000 |
Ventura County California | 1 | $ 350,000 | $ 350,000 | $ 45,000 |
Bent County Colorado | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
Gilpin County Colorado | 1 | $ 300,000 | $ 300,000 | $ 0 |
Grand County Colorado | 1 | $ 220,000 | $ 220,000 | $ 0 |
Huerfano County Colorado | 1 | $ 150,000 | $ 150,000 | $ 0 |
Kit Carson County Colorado | 1 | $ 189,000 | $ 189,000 | $ 78,000 |
Moffat County Colorado | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
Pitkin County Colorado | 1 | $ 300,000 | $ 300,000 | $ 40,000 |
Prowers County Colorado | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
Rio Blanco County Colorado | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
Summit County Colorado | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
Teller County Colorado | 1 | $ 194,000 | $ 194,000 | $ 57,000 |
Yuma County Colorado | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
Glades County Florida | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
Lafayette County Florida | 1 | $ 312,000 | $ 312,000 | $ 180,000 |
Liberty County Florida | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
Atkinson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
Echols County Georgia | 1 | $ 164,000 | $ 164,000 | $ 383,000 |
Glascock County Georgia | 1 | $ 251,000 | $ 251,000 | $ 130,000 |
Randolph County Georgia | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
Stewart County Georgia | 1 | $ 297,000 | $ 297,000 | $ 74,000 |
Pope County Illinois | 1 | $ 82,000 | $ 82,000 | $ 0 |
Ohio County Indiana | 1 | $ 144,000 | $ 144,000 | $ 24,000 |
Chase County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
Cheyenne County Kansas | 1 | $ 63,000 | $ 63,000 | $ 88,000 |
Hodgeman County Kansas | 1 | $ 61,000 | $ 61,000 | $ 65,000 |
Rawlins County Kansas | 1 | $ 109,000 | $ 109,000 | $ 135,000 |
Trego County Kansas | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
Elliott County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
Martin County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
Acadia County Louisiana | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
Assumption County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
Iberia County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
Jefferson Davis County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
Red River County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
St. Bernard County Louisiana | 1 | $ 340,000 | $ 340,000 | $ 0 |
St. Charles County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
Wilkin County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
Copiah County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
Covington County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
Franklin County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 12,000 |
George County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
Lauderdale County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 105,000 |
Lawrence County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
Newton County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
Noxubee County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
Perry County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 72,000 |
Scott County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
Hickory County Missouri | 1 | $ 120,000 | $ 120,000 | $ 0 |
Maries County Missouri | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
Mercer County Missouri | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
Reynolds County Missouri | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
Scotland County Missouri | 1 | $ 26,000 | $ 26,000 | $ 24,000 |
Wayne County Missouri | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
Antelope County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
Banner County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
Dundy County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
Frontier County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
Garden County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
Harlan County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
Rock County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 26,000 |
Clark County Nevada | 1 | $ 247,000 | $ 247,000 | $ 0 |
Los Alamos County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
Jones County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
Bowman County North Dakota | 1 | $ 87,000 | $ 87,000 | $ 83,000 |
Burke County North Dakota | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
Dickey County North Dakota | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
Dunn County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
Kidder County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 92,000 |
McKenzie County North Dakota | 1 | $ 114,000 | $ 114,000 | $ 128,000 |
Towner County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
Coal County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 33,000 |
Major County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
Sullivan County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
Minnehaha County South Dakota | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
Andrews County Texas | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
Brewster County Texas | 1 | $ 59,000 | $ 59,000 | $ 0 |
Callahan County Texas | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
Coleman County Texas | 1 | $ 27,000 | $ 27,000 | $ 48,000 |
Cooke County Texas | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
Dallam County Texas | 1 | $ 69,000 | $ 69,000 | $ 65,000 |
Deaf Smith County Texas | 1 | $ 48,000 | $ 48,000 | $ 81,000 |
Fayette County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
Gillespie County Texas | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
Grimes County Texas | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
Hockley County Texas | 1 | $ 76,000 | $ 76,000 | $ 106,000 |
Hopkins County Texas | 1 | $ 72,000 | $ 72,000 | $ 99,000 |
Hutchinson County Texas | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
Jim Wells County Texas | 1 | $ 111,000 | $ 111,000 | $ 176,000 |
Jones County Texas | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
Karnes County Texas | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
Kendall County Texas | 1 | $ 320,000 | $ 320,000 | $ 103,000 |
Kimble County Texas | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
Lavaca County Texas | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
Matagorda County Texas | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
Moore County Texas | 1 | $ 71,000 | $ 71,000 | $ 64,000 |
Nolan County Texas | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
Panola County Texas | 1 | $ 36,000 | $ 36,000 | $ 30,000 |
Red River County Texas | 1 | $ 64,000 | $ 64,000 | $ 80,000 |
Robertson County Texas | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
Runnels County Texas | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
Rusk County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
San Saba County Texas | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
Titus County Texas | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
Uvalde County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
Walker County Texas | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
Waller County Texas | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
Washington County Texas | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
Wharton County Texas | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
Wilbarger County Texas | 1 | $ 107,000 | $ 107,000 | $ 70,000 |
Winkler County Texas | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
Young County Texas | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
Duchesne County Utah | 1 | $ 148,000 | $ 148,000 | $ 91,000 |
Iron County Utah | 1 | $ 127,000 | $ 127,000 | $ 78,000 |
Morgan County Utah | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
Falls Church County Virginia | 1 | $ 400,000 | $ 400,000 | $ 101,000 |
King and Queen County Virginia | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
Lee County Virginia | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
Garfield County Washington | 1 | $ 257,000 | $ 257,000 | $ 106,000 |
San Juan County Washington | 1 | $ 310,000 | $ 310,000 | $ 50,000 |
Gilmer County West Virginia | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
Mingo County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
Pendleton County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
Summers County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 163,106 | $23,861,904,000 | $146,000 | $3,460,000 | $57,000 | $4,287,000 |
Home Purchase | 2,176 | $293,282,000 | $134,000 | $1,120,000 | $54,000 | $1,563,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 105,492 | $15,484,108,000 | $146,000 | $3,460,000 | $59,000 | $2,658,000 |
Not Provided | 29,600 | $4,326,200,000 | $146,000 | $3,100,000 | $50,000 | $1,665,000 |
Black or African American | 21,122 | $2,794,798,000 | $132,000 | $1,660,000 | $51,000 | $4,287,000 |
Hispanic | 6,621 | $1,087,922,000 | $164,000 | $1,000,000 | $58,000 | $2,729,000 |
Asian | 1,583 | $313,927,000 | $198,000 | $920,000 | $64,000 | $1,740,000 |
American Indian or Alaskan Native | 647 | $107,515,000 | $166,000 | $600,000 | $61,000 | $552,000 |
Native Hawaiian or Other Pacific Islander | 217 | $40,716,000 | $187,000 | $676,000 | $70,000 | $760,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 96,791 | $13,729,311,000 | $141,000 | $3,460,000 | $55,000 | $4,287,000 |
FHA-insured (Federal Housing Administration) | 68,491 | $10,425,875,000 | $152,000 | $1,100,000 | $59,000 | $2,658,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 87,023 | $12,763,601,000 | $146,000 | $3,100,000 | $50,000 | $2,712,000 |
Application Withdrawn By Applicant | 68,479 | $10,111,861,000 | $147,000 | $3,460,000 | $64,000 | $4,287,000 |
Loan Originated | 9,747 | $1,275,076,000 | $130,000 | $608,000 | $67,000 | $2,729,000 |
File Closed For Incompleteness | 27 | $3,457,000 | $128,000 | $250,000 | $45,000 | $125,000 |
Application Approved But Not Accepted | 6 | $1,191,000 | $198,000 | $355,000 | $49,000 | $132,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.