Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Advancial Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,295 |
| Total Mortgage Loan Application Amount | $367,089,000 |
| Average Mortgage Loan Application Amount | $209,000 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $182,000 |
| Highest Applicant Income | $2,819,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 103 | $ 20,110,000 | $ 195,000 | $ 146,000 |
| Harris County Texas | 84 | $ 19,048,000 | $ 226,000 | $ 161,000 |
| Collin County Texas | 65 | $ 14,388,000 | $ 221,000 | $ 130,000 |
| Fort Bend County Texas | 56 | $ 11,580,000 | $ 206,000 | $ 147,000 |
| Lafayette County Louisiana | 46 | $ 6,208,000 | $ 134,000 | $ 93,000 |
| Maricopa County Arizona | 41 | $ 8,566,000 | $ 208,000 | $ 183,000 |
| Clark County Nevada | 35 | $ 9,326,000 | $ 266,000 | $ 208,000 |
| San Diego County California | 27 | $ 12,052,000 | $ 446,000 | $ 294,000 |
| Los Angeles County California | 25 | $ 17,489,000 | $ 699,000 | $ 350,000 |
| Tarrant County Texas | 25 | $ 6,379,000 | $ 255,000 | $ 156,000 |
| Cook County Illinois | 24 | $ 7,530,000 | $ 313,000 | $ 182,000 |
| Anchorage County Alaska | 22 | $ 6,277,000 | $ 285,000 | $ 167,000 |
| Oklahoma County Oklahoma | 22 | $ 4,095,000 | $ 186,000 | $ 133,000 |
| Denton County Texas | 21 | $ 4,444,000 | $ 211,000 | $ 124,000 |
| Pinellas County Florida | 20 | $ 4,056,000 | $ 202,000 | $ 177,000 |
| Santa Clara County California | 19 | $ 13,776,000 | $ 725,000 | $ 283,000 |
| Montgomery County Texas | 18 | $ 7,493,000 | $ 416,000 | $ 323,000 |
| Rockwall County Texas | 16 | $ 4,497,000 | $ 281,000 | $ 174,000 |
| Travis County Texas | 16 | $ 10,527,000 | $ 657,000 | $ 255,000 |
| Summit County Utah | 16 | $ 7,670,000 | $ 479,000 | $ 638,000 |
| Miami-Dade County Florida | 12 | $ 4,452,000 | $ 371,000 | $ 284,000 |
| Osceola County Florida | 12 | $ 2,645,000 | $ 220,000 | $ 320,000 |
| Orange County Florida | 11 | $ 2,888,000 | $ 262,000 | $ 196,000 |
| Fulton County Georgia | 11 | $ 4,744,000 | $ 431,000 | $ 553,000 |
| Acadia County Louisiana | 11 | $ 1,221,000 | $ 111,000 | $ 85,000 |
| New York County New York | 11 | $ 4,843,000 | $ 440,000 | $ 228,000 |
| Palm Beach County Florida | 10 | $ 2,771,000 | $ 277,000 | $ 255,000 |
| Sarasota County Florida | 10 | $ 4,061,000 | $ 406,000 | $ 331,000 |
| Queens County New York | 10 | $ 3,582,000 | $ 358,000 | $ 187,000 |
| Clark County Washington | 10 | $ 1,049,000 | $ 104,000 | $ 127,000 |
| St. Martin County Louisiana | 9 | $ 1,000,000 | $ 111,000 | $ 109,000 |
| Contra Costa County California | 8 | $ 3,993,000 | $ 499,000 | $ 212,000 |
| San Bernardino County California | 8 | $ 1,780,000 | $ 222,000 | $ 209,000 |
| San Francisco County California | 8 | $ 4,017,000 | $ 502,000 | $ 282,000 |
| St. Landry County Louisiana | 8 | $ 1,154,000 | $ 144,000 | $ 100,000 |
| Vermilion County Louisiana | 8 | $ 1,024,000 | $ 128,000 | $ 73,000 |
| Ellis County Texas | 8 | $ 799,000 | $ 99,000 | $ 112,000 |
| King County Washington | 8 | $ 3,106,000 | $ 388,000 | $ 224,000 |
| Polk County Florida | 7 | $ 947,000 | $ 135,000 | $ 165,000 |
| Kings County New York | 7 | $ 3,768,000 | $ 538,000 | $ 268,000 |
| Alameda County California | 6 | $ 2,751,000 | $ 458,000 | $ 144,000 |
| Broward County Florida | 6 | $ 1,937,000 | $ 322,000 | $ 211,000 |
| St. Louis County Missouri | 6 | $ 1,686,000 | $ 281,000 | $ 206,000 |
| Multnomah County Oregon | 6 | $ 1,212,000 | $ 202,000 | $ 181,000 |
| Horry County South Carolina | 6 | $ 878,000 | $ 146,000 | $ 138,000 |
| Riverside County California | 5 | $ 861,000 | $ 172,000 | $ 95,000 |
| San Mateo County California | 5 | $ 3,316,000 | $ 663,000 | $ 298,000 |
| Fairfield County Connecticut | 5 | $ 2,514,000 | $ 502,000 | $ 206,000 |
| Brevard County Florida | 5 | $ 1,887,000 | $ 377,000 | $ 214,000 |
| Iberia County Louisiana | 5 | $ 567,000 | $ 113,000 | $ 70,000 |
| Essex County New Jersey | 5 | $ 3,715,000 | $ 743,000 | $ 306,000 |
| Bexar County Texas | 5 | $ 938,000 | $ 187,000 | $ 74,000 |
| Galveston County Texas | 5 | $ 1,024,000 | $ 204,000 | $ 155,000 |
| Kaufman County Texas | 5 | $ 885,000 | $ 177,000 | $ 87,000 |
| Pima County Arizona | 4 | $ 1,009,000 | $ 252,000 | $ 81,000 |
| Placer County California | 4 | $ 2,450,000 | $ 612,000 | $ 1,106,000 |
| Santa Cruz County California | 4 | $ 1,536,000 | $ 384,000 | $ 199,000 |
| Arapahoe County Colorado | 4 | $ 1,520,000 | $ 380,000 | $ 121,000 |
| Larimer County Colorado | 4 | $ 562,000 | $ 140,000 | $ 185,000 |
| Collier County Florida | 4 | $ 2,525,000 | $ 631,000 | $ 302,000 |
| Hillsborough County Florida | 4 | $ 1,982,000 | $ 495,000 | $ 181,000 |
| DeKalb County Georgia | 4 | $ 985,000 | $ 246,000 | $ 1,463,000 |
| Honolulu County Hawaii | 4 | $ 1,516,000 | $ 379,000 | $ 113,000 |
| Westchester County New York | 4 | $ 2,132,000 | $ 533,000 | $ 213,000 |
| Canadian County Oklahoma | 4 | $ 778,000 | $ 194,000 | $ 178,000 |
| Beaufort County South Carolina | 4 | $ 1,857,000 | $ 464,000 | $ 348,000 |
| Hays County Texas | 4 | $ 637,000 | $ 159,000 | $ 388,000 |
| Johnson County Texas | 4 | $ 445,000 | $ 111,000 | $ 76,000 |
| Smith County Texas | 4 | $ 743,000 | $ 185,000 | $ 157,000 |
| Williamson County Texas | 4 | $ 929,000 | $ 232,000 | $ 113,000 |
| Fairfax County Virginia | 4 | $ 2,757,000 | $ 689,000 | $ 660,000 |
| Coconino County Arizona | 3 | $ 362,000 | $ 120,000 | $ 119,000 |
| Orange County California | 3 | $ 669,000 | $ 223,000 | $ 116,000 |
| Ventura County California | 3 | $ 1,080,000 | $ 360,000 | $ 366,000 |
| Jefferson County Colorado | 3 | $ 439,000 | $ 146,000 | $ 106,000 |
| Charlotte County Florida | 3 | $ 434,000 | $ 144,000 | $ 225,000 |
| St. Johns County Florida | 3 | $ 493,000 | $ 164,000 | $ 258,000 |
| Volusia County Florida | 3 | $ 430,000 | $ 143,000 | $ 133,000 |
| Cobb County Georgia | 3 | $ 804,000 | $ 268,000 | $ 1,715,000 |
| Gwinnett County Georgia | 3 | $ 614,000 | $ 204,000 | $ 145,000 |
| Middlesex County Massachusetts | 3 | $ 2,031,000 | $ 677,000 | $ 242,000 |
| Bergen County New Jersey | 3 | $ 1,377,000 | $ 459,000 | $ 251,000 |
| Middlesex County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 199,000 |
| Logan County Oklahoma | 3 | $ 651,000 | $ 217,000 | $ 114,000 |
| Brazoria County Texas | 3 | $ 794,000 | $ 264,000 | $ 108,000 |
| Brazos County Texas | 3 | $ 1,008,000 | $ 336,000 | $ 197,000 |
| Gregg County Texas | 3 | $ 651,000 | $ 217,000 | $ 251,000 |
| Kittitas County Washington | 3 | $ 596,000 | $ 198,000 | $ 347,000 |
| Pinal County Arizona | 2 | $ 426,000 | $ 213,000 | $ 181,000 |
| El Dorado County California | 2 | $ 605,000 | $ 302,000 | $ 377,000 |
| Marin County California | 2 | $ 1,424,000 | $ 712,000 | $ 228,000 |
| Mono County California | 2 | $ 815,000 | $ 407,000 | $ 584,000 |
| San Luis Obispo County California | 2 | $ 681,000 | $ 340,000 | $ 521,000 |
| Santa Barbara County California | 2 | $ 307,000 | $ 153,000 | $ 222,000 |
| Sonoma County California | 2 | $ 300,000 | $ 150,000 | $ 142,000 |
| Denver County Colorado | 2 | $ 1,288,000 | $ 644,000 | $ 252,000 |
| El Paso County Colorado | 2 | $ 568,000 | $ 284,000 | $ 96,000 |
| Routt County Colorado | 2 | $ 785,000 | $ 392,000 | $ 308,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,224,000 | $ 612,000 | $ 594,000 |
| Flagler County Florida | 2 | $ 189,000 | $ 94,000 | $ 334,000 |
| Lee County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 1,110,000 |
| Nassau County Florida | 2 | $ 264,000 | $ 132,000 | $ 116,000 |
| Okaloosa County Florida | 2 | $ 540,000 | $ 270,000 | $ 186,000 |
| St. Lucie County Florida | 2 | $ 563,000 | $ 281,000 | $ 100,000 |
| Newton County Georgia | 2 | $ 163,000 | $ 81,000 | $ 59,000 |
| Maui County Hawaii | 2 | $ 1,790,000 | $ 895,000 | $ 1,024,000 |
| Valley County Idaho | 2 | $ 305,000 | $ 152,000 | $ 212,000 |
| Calcasieu County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
| East Baton Rouge County Louisiana | 2 | $ 304,000 | $ 152,000 | $ 100,000 |
| Evangeline County Louisiana | 2 | $ 182,000 | $ 91,000 | $ 134,000 |
| Lafourche County Louisiana | 2 | $ 307,000 | $ 153,000 | $ 81,000 |
| Sabine County Louisiana | 2 | $ 297,000 | $ 148,000 | $ 97,000 |
| Baltimore City County Maryland | 2 | $ 226,000 | $ 113,000 | $ 92,000 |
| Macomb County Michigan | 2 | $ 526,000 | $ 263,000 | $ 144,000 |
| Oakland County Michigan | 2 | $ 1,026,000 | $ 513,000 | $ 232,000 |
| Hennepin County Minnesota | 2 | $ 717,000 | $ 358,000 | $ 176,000 |
| Hunterdon County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 171,000 |
| Monmouth County New Jersey | 2 | $ 369,000 | $ 184,000 | $ 356,000 |
| Santa Fe County New Mexico | 2 | $ 561,000 | $ 280,000 | $ 139,000 |
| Nassau County New York | 2 | $ 2,540,000 | $ 1,270,000 | $ 300,000 |
| Buncombe County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 109,000 |
| Carteret County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 117,000 |
| New Hanover County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 125,000 |
| Carroll County Ohio | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Cleveland County Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 88,000 |
| Newport County Rhode Island | 2 | $ 532,000 | $ 266,000 | $ 245,000 |
| Franklin County Texas | 2 | $ 368,000 | $ 184,000 | $ 112,000 |
| Hood County Texas | 2 | $ 347,000 | $ 173,000 | $ 101,000 |
| Washington County Texas | 2 | $ 239,000 | $ 119,000 | $ 199,000 |
| Salt Lake County Utah | 2 | $ 659,000 | $ 329,000 | $ 108,000 |
| Lamoille County Vermont | 2 | $ 432,000 | $ 216,000 | $ 214,000 |
| Pierce County Washington | 2 | $ 495,000 | $ 247,000 | $ 131,000 |
| Kenai Peninsula County Alaska | 1 | $ 214,000 | $ 214,000 | $ 114,000 |
| Yavapai County Arizona | 1 | $ 356,000 | $ 356,000 | $ 111,000 |
| Benton County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 231,000 |
| Garland County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 100,000 |
| Monterey County California | 1 | $ 495,000 | $ 495,000 | $ 162,000 |
| Napa County California | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Sacramento County California | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Stanislaus County California | 1 | $ 86,000 | $ 86,000 | $ 190,000 |
| Yolo County California | 1 | $ 587,000 | $ 587,000 | $ 464,000 |
| Douglas County Colorado | 1 | $ 213,000 | $ 213,000 | $ 430,000 |
| Eagle County Colorado | 1 | $ 239,000 | $ 239,000 | $ 363,000 |
| Gunnison County Colorado | 1 | $ 132,000 | $ 132,000 | $ 543,000 |
| Summit County Colorado | 1 | $ 185,000 | $ 185,000 | $ 291,000 |
| Teller County Colorado | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| New Haven County Connecticut | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Duval County Florida | 1 | $ 127,000 | $ 127,000 | $ 63,000 |
| Escambia County Florida | 1 | $ 212,000 | $ 212,000 | $ 48,000 |
| Hernando County Florida | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Highlands County Florida | 1 | $ 180,000 | $ 180,000 | $ 109,000 |
| Indian River County Florida | 1 | $ 840,000 | $ 840,000 | $ 405,000 |
| Manatee County Florida | 1 | $ 349,000 | $ 349,000 | $ 172,000 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 520,000 |
| Seminole County Florida | 1 | $ 291,000 | $ 291,000 | $ 92,000 |
| Walton County Florida | 1 | $ 221,000 | $ 221,000 | $ 162,000 |
| Chatham County Georgia | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Clarke County Georgia | 1 | $ 171,000 | $ 171,000 | $ 130,000 |
| Columbia County Georgia | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Paulding County Georgia | 1 | $ 171,000 | $ 171,000 | $ 93,000 |
| Putnam County Georgia | 1 | $ 199,000 | $ 199,000 | $ 149,000 |
| Walton County Georgia | 1 | $ 137,000 | $ 137,000 | $ 295,000 |
| Kauai County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 523,000 |
| DuPage County Illinois | 1 | $ 231,000 | $ 231,000 | $ 107,000 |
| Kane County Illinois | 1 | $ 300,000 | $ 300,000 | $ 230,000 |
| Lake County Illinois | 1 | $ 289,000 | $ 289,000 | $ 130,000 |
| St. Clair County Illinois | 1 | $ 98,000 | $ 98,000 | $ 67,000 |
| Will County Illinois | 1 | $ 999,000 | $ 999,000 | $ 720,000 |
| Lake County Indiana | 1 | $ 291,000 | $ 291,000 | $ 122,000 |
| Marion County Indiana | 1 | $ 170,000 | $ 170,000 | $ 285,000 |
| Sedgwick County Kansas | 1 | $ 59,000 | $ 59,000 | $ 74,000 |
| Ascension County Louisiana | 1 | $ 332,000 | $ 332,000 | $ 98,000 |
| Cameron County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Jefferson Davis County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| St. Mary County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 21,000 |
| St. Tammany County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| Terrebonne County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| York County Maine | 1 | $ 220,000 | $ 220,000 | $ 124,000 |
| Anne Arundel County Maryland | 1 | $ 159,000 | $ 159,000 | $ 46,000 |
| Montgomery County Maryland | 1 | $ 750,000 | $ 750,000 | $ 240,000 |
| Barnstable County Massachusetts | 1 | $ 312,000 | $ 312,000 | $ 414,000 |
| Essex County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 181,000 |
| Suffolk County Massachusetts | 1 | $ 231,000 | $ 231,000 | $ 290,000 |
| Worcester County Massachusetts | 1 | $ 246,000 | $ 246,000 | $ 90,000 |
| Livingston County Michigan | 1 | $ 350,000 | $ 350,000 | $ 184,000 |
| Hancock County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Camden County Missouri | 1 | $ 149,000 | $ 149,000 | $ 166,000 |
| Jackson County Missouri | 1 | $ 246,000 | $ 246,000 | $ 150,000 |
| Platte County Missouri | 1 | $ 130,000 | $ 130,000 | $ 196,000 |
| St. Louis City County Missouri | 1 | $ 218,000 | $ 218,000 | $ 232,000 |
| Lake County Montana | 1 | $ 98,000 | $ 98,000 | $ 187,000 |
| Douglas County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Garden County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Carroll County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 287,000 |
| Burlington County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Cape May County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 310,000 |
| Hudson County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Mercer County New Jersey | 1 | $ 528,000 | $ 528,000 | $ 230,000 |
| Morris County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 74,000 |
| Ocean County New Jersey | 1 | $ 284,000 | $ 284,000 | $ 145,000 |
| Torrance County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 211,000 |
| Bronx County New York | 1 | $ 384,000 | $ 384,000 | $ 147,000 |
| Dutchess County New York | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Richmond County New York | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Suffolk County New York | 1 | $ 450,000 | $ 450,000 | $ 329,000 |
| Henderson County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 340,000 |
| Mecklenburg County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Onslow County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 150,000 |
| Union County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 164,000 |
| Wake County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 65,000 |
| Erie County Ohio | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Lorain County Ohio | 1 | $ 384,000 | $ 384,000 | $ 177,000 |
| Lincoln County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 107,000 |
| McClain County Oklahoma | 1 | $ 209,000 | $ 209,000 | $ 133,000 |
| Clackamas County Oregon | 1 | $ 96,000 | $ 96,000 | $ 167,000 |
| Clatsop County Oregon | 1 | $ 486,000 | $ 486,000 | $ 132,000 |
| Hood River County Oregon | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
| Lincoln County Oregon | 1 | $ 158,000 | $ 158,000 | $ 116,000 |
| Yamhill County Oregon | 1 | $ 320,000 | $ 320,000 | $ 115,000 |
| Chester County Pennsylvania | 1 | $ 388,000 | $ 388,000 | $ 116,000 |
| York County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 631,000 |
| Charleston County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 620,000 |
| Pickens County South Carolina | 1 | $ 231,000 | $ 231,000 | $ 611,000 |
| Custer County South Dakota | 1 | $ 218,000 | $ 218,000 | $ 126,000 |
| Wilson County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Burnet County Texas | 1 | $ 302,000 | $ 302,000 | $ 137,000 |
| Cameron County Texas | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
| Comal County Texas | 1 | $ 306,000 | $ 306,000 | $ 107,000 |
| Crane County Texas | 1 | $ 30,000 | $ 30,000 | $ 220,000 |
| Ector County Texas | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| Grayson County Texas | 1 | $ 176,000 | $ 176,000 | $ 265,000 |
| Harrison County Texas | 1 | $ 154,000 | $ 154,000 | $ 79,000 |
| Henderson County Texas | 1 | $ 219,000 | $ 219,000 | $ 270,000 |
| Hunt County Texas | 1 | $ 174,000 | $ 174,000 | $ 111,000 |
| Lamar County Texas | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 216,000 |
| Midland County Texas | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Nacogdoches County Texas | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Navarro County Texas | 1 | $ 10,000 | $ 10,000 | $ 278,000 |
| Sabine County Texas | 1 | $ 331,000 | $ 331,000 | $ 190,000 |
| Van Zandt County Texas | 1 | $ 28,000 | $ 28,000 | $ 78,000 |
| Walker County Texas | 1 | $ 267,000 | $ 267,000 | $ 459,000 |
| Waller County Texas | 1 | $ 176,000 | $ 176,000 | $ 122,000 |
| Wise County Texas | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Davis County Utah | 1 | $ 400,000 | $ 400,000 | $ 118,000 |
| Wasatch County Utah | 1 | $ 100,000 | $ 100,000 | $ 180,000 |
| Arlington County Virginia | 1 | $ 416,000 | $ 416,000 | $ 566,000 |
| Henrico County Virginia | 1 | $ 344,000 | $ 344,000 | $ 119,000 |
| Loudoun County Virginia | 1 | $ 374,000 | $ 374,000 | $ 140,000 |
| Virginia Beach County Virginia | 1 | $ 97,000 | $ 97,000 | $ 226,000 |
| Snohomish County Washington | 1 | $ 353,000 | $ 353,000 | $ 136,000 |
| Whatcom County Washington | 1 | $ 257,000 | $ 257,000 | $ 146,000 |
| Whitman County Washington | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Teton County Wyoming | 1 | $ 192,000 | $ 192,000 | $ 187,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 727 | $225,379,000 | $310,000 | $2,027,000 | $217,000 | $2,819,000 |
| Refinancing | 497 | $139,008,000 | $279,000 | $4,500,000 | $199,000 | $2,175,000 |
| Home Improvement | 71 | $2,702,000 | $38,000 | $125,000 | $130,000 | $394,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 712 | $228,789,000 | $321,000 | $4,500,000 | $219,000 | $2,322,000 |
| Not Provided | 290 | $71,659,000 | $247,000 | $1,938,000 | $161,000 | $832,000 |
| Asian | 108 | $35,428,000 | $328,000 | $1,688,000 | $332,000 | $2,819,000 |
| American Indian or Alaskan Native | 93 | $5,473,000 | $58,000 | $374,000 | $132,000 | $570,000 |
| Hispanic | 66 | $18,783,000 | $284,000 | $2,000,000 | $178,000 | $802,000 |
| Black or African American | 22 | $6,112,000 | $277,000 | $1,426,000 | $149,000 | $740,000 |
| Not applicable | 3 | $622,000 | $207,000 | $300,000 | $177,000 | $322,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $223,000 | $223,000 | $223,000 | $260,000 | $260,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,295 | $367,089,000 | $283,000 | $4,500,000 | $206,000 | $2,819,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,074 | $308,075,000 | $286,000 | $4,500,000 | $207,000 | $2,819,000 |
| Application Withdrawn By Applicant | 99 | $28,958,000 | $292,000 | $1,915,000 | $227,000 | $2,819,000 |
| Application Denied By Financial Institution | 85 | $21,697,000 | $255,000 | $2,440,000 | $175,000 | $679,000 |
| Application Approved But Not Accepted | 33 | $7,671,000 | $232,000 | $1,950,000 | $195,000 | $2,000,000 |
| File Closed For Incompleteness | 4 | $688,000 | $172,000 | $370,000 | $141,000 | $213,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25 | $2,694,000 | $107,000 | $320,000 | $119,000 | $501,000 |
| Debt-To-Income Ratio | 7 | $916,000 | $130,000 | $203,000 | $69,000 | $173,000 |
| Other | 7 | $1,406,000 | $200,000 | $425,000 | $150,000 | $512,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $605,000 | $302,000 | $352,000 | $160,000 | $209,000 |
| Collateral | 2 | $598,000 | $299,000 | $480,000 | $275,000 | $500,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.