Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Affinity 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,779 |
| Total Mortgage Loan Application Amount | $542,663,000 |
| Average Mortgage Loan Application Amount | $137,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $885,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 804 | $ 87,237,000 | $ 108,000 | $ 104,000 |
| Morris County New Jersey | 616 | $ 72,705,000 | $ 118,000 | $ 106,000 |
| Middlesex County New Jersey | 553 | $ 56,606,000 | $ 102,000 | $ 95,000 |
| Hunterdon County New Jersey | 335 | $ 34,962,000 | $ 104,000 | $ 115,000 |
| Union County New Jersey | 305 | $ 36,852,000 | $ 120,000 | $ 98,000 |
| Monmouth County New Jersey | 226 | $ 29,859,000 | $ 132,000 | $ 112,000 |
| Essex County New Jersey | 177 | $ 21,118,000 | $ 119,000 | $ 91,000 |
| Warren County New Jersey | 162 | $ 15,781,000 | $ 97,000 | $ 85,000 |
| Sussex County New Jersey | 122 | $ 9,643,000 | $ 79,000 | $ 80,000 |
| Ocean County New Jersey | 111 | $ 13,245,000 | $ 119,000 | $ 88,000 |
| Northampton County Pennsylvania | 110 | $ 9,805,000 | $ 89,000 | $ 86,000 |
| Bergen County New Jersey | 89 | $ 10,181,000 | $ 114,000 | $ 101,000 |
| Mercer County New Jersey | 84 | $ 11,413,000 | $ 135,000 | $ 119,000 |
| Passaic County New Jersey | 72 | $ 8,415,000 | $ 116,000 | $ 98,000 |
| Hudson County New Jersey | 54 | $ 9,325,000 | $ 172,000 | $ 93,000 |
| Burlington County New Jersey | 49 | $ 5,767,000 | $ 117,000 | $ 88,000 |
| Bucks County Pennsylvania | 38 | $ 3,167,000 | $ 83,000 | $ 94,000 |
| Broward County Florida | 32 | $ 3,117,000 | $ 97,000 | $ 101,000 |
| Monroe County Pennsylvania | 32 | $ 2,528,000 | $ 79,000 | $ 79,000 |
| Richmond County New York | 31 | $ 4,358,000 | $ 140,000 | $ 106,000 |
| Nassau County New York | 22 | $ 3,235,000 | $ 147,000 | $ 108,000 |
| Maricopa County Arizona | 19 | $ 1,823,000 | $ 95,000 | $ 103,000 |
| Gwinnett County Georgia | 18 | $ 1,500,000 | $ 83,000 | $ 80,000 |
| Camden County New Jersey | 14 | $ 1,301,000 | $ 92,000 | $ 69,000 |
| Palm Beach County Florida | 13 | $ 2,445,000 | $ 188,000 | $ 104,000 |
| Lehigh County Pennsylvania | 12 | $ 803,000 | $ 66,000 | $ 92,000 |
| Montgomery County Pennsylvania | 12 | $ 1,071,000 | $ 89,000 | $ 112,000 |
| Fairfax County Virginia | 12 | $ 2,106,000 | $ 175,000 | $ 140,000 |
| New Castle County Delaware | 11 | $ 1,637,000 | $ 148,000 | $ 107,000 |
| Orange County Florida | 11 | $ 1,070,000 | $ 97,000 | $ 60,000 |
| Kings County New York | 11 | $ 2,213,000 | $ 201,000 | $ 100,000 |
| Orange County New York | 11 | $ 1,590,000 | $ 144,000 | $ 102,000 |
| Suffolk County New York | 11 | $ 1,063,000 | $ 96,000 | $ 85,000 |
| Miami-Dade County Florida | 10 | $ 1,162,000 | $ 116,000 | $ 82,000 |
| Gloucester County New Jersey | 10 | $ 1,041,000 | $ 104,000 | $ 100,000 |
| Rockland County New York | 10 | $ 867,000 | $ 86,000 | $ 103,000 |
| Mecklenburg County North Carolina | 10 | $ 1,142,000 | $ 114,000 | $ 103,000 |
| Wake County North Carolina | 10 | $ 667,000 | $ 66,000 | $ 73,000 |
| Pike County Pennsylvania | 10 | $ 795,000 | $ 79,000 | $ 84,000 |
| Fairfield County Connecticut | 9 | $ 1,820,000 | $ 202,000 | $ 126,000 |
| Cobb County Georgia | 9 | $ 468,000 | $ 52,000 | $ 52,000 |
| Queens County New York | 9 | $ 1,034,000 | $ 114,000 | $ 77,000 |
| Pasco County Florida | 8 | $ 1,507,000 | $ 188,000 | $ 68,000 |
| Prince George's County Maryland | 8 | $ 1,348,000 | $ 168,000 | $ 94,000 |
| Atlantic County New Jersey | 8 | $ 541,000 | $ 67,000 | $ 67,000 |
| Chester County Pennsylvania | 8 | $ 440,000 | $ 55,000 | $ 96,000 |
| Forsyth County Georgia | 7 | $ 1,413,000 | $ 201,000 | $ 125,000 |
| Fulton County Georgia | 7 | $ 842,000 | $ 120,000 | $ 121,000 |
| DuPage County Illinois | 7 | $ 1,204,000 | $ 172,000 | $ 105,000 |
| Westchester County New York | 7 | $ 1,237,000 | $ 176,000 | $ 89,000 |
| Beaufort County South Carolina | 7 | $ 746,000 | $ 106,000 | $ 67,000 |
| King County Washington | 7 | $ 1,224,000 | $ 174,000 | $ 94,000 |
| Sarasota County Florida | 6 | $ 826,000 | $ 137,000 | $ 116,000 |
| St. Lucie County Florida | 6 | $ 689,000 | $ 114,000 | $ 69,000 |
| Cook County Illinois | 6 | $ 736,000 | $ 122,000 | $ 69,000 |
| Howard County Maryland | 6 | $ 1,196,000 | $ 199,000 | $ 163,000 |
| Worcester County Massachusetts | 6 | $ 723,000 | $ 120,000 | $ 120,000 |
| Guilford County North Carolina | 6 | $ 354,000 | $ 59,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 124,000 |
| Los Angeles County California | 5 | $ 1,980,000 | $ 396,000 | $ 168,000 |
| Riverside County California | 5 | $ 894,000 | $ 178,000 | $ 57,000 |
| Lee County Florida | 5 | $ 1,294,000 | $ 258,000 | $ 66,000 |
| DeKalb County Georgia | 5 | $ 396,000 | $ 79,000 | $ 75,000 |
| Barnstable County Massachusetts | 5 | $ 589,000 | $ 117,000 | $ 92,000 |
| St. Charles County Missouri | 5 | $ 208,000 | $ 41,000 | $ 79,000 |
| Bronx County New York | 5 | $ 298,000 | $ 59,000 | $ 56,000 |
| Durham County North Carolina | 5 | $ 313,000 | $ 62,000 | $ 66,000 |
| Iredell County North Carolina | 5 | $ 710,000 | $ 142,000 | $ 85,000 |
| Dallas County Texas | 5 | $ 1,495,000 | $ 299,000 | $ 101,000 |
| Henrico County Virginia | 5 | $ 953,000 | $ 190,000 | $ 120,000 |
| Loudoun County Virginia | 5 | $ 703,000 | $ 140,000 | $ 114,000 |
| San Diego County California | 4 | $ 690,000 | $ 172,000 | $ 117,000 |
| Boulder County Colorado | 4 | $ 496,000 | $ 124,000 | $ 81,000 |
| Hillsborough County Florida | 4 | $ 908,000 | $ 227,000 | $ 87,000 |
| Martin County Florida | 4 | $ 394,000 | $ 98,000 | $ 61,000 |
| Henry County Georgia | 4 | $ 425,000 | $ 106,000 | $ 48,000 |
| Will County Illinois | 4 | $ 788,000 | $ 197,000 | $ 144,000 |
| Baltimore County Maryland | 4 | $ 226,000 | $ 56,000 | $ 63,000 |
| St. Louis County Missouri | 4 | $ 364,000 | $ 91,000 | $ 81,000 |
| Clark County Nevada | 4 | $ 297,000 | $ 74,000 | $ 59,000 |
| Salem County New Jersey | 4 | $ 148,000 | $ 37,000 | $ 82,000 |
| Aiken County South Carolina | 4 | $ 205,000 | $ 51,000 | $ 37,000 |
| Loudon County Tennessee | 4 | $ 671,000 | $ 167,000 | $ 88,000 |
| Pulaski County Arkansas | 3 | $ 340,000 | $ 113,000 | $ 96,000 |
| San Francisco County California | 3 | $ 1,920,000 | $ 640,000 | $ 425,000 |
| El Paso County Colorado | 3 | $ 152,000 | $ 50,000 | $ 35,000 |
| Larimer County Colorado | 3 | $ 513,000 | $ 171,000 | $ 93,000 |
| Windham County Connecticut | 3 | $ 315,000 | $ 105,000 | $ 111,000 |
| Kent County Delaware | 3 | $ 341,000 | $ 113,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 3 | $ 940,000 | $ 313,000 | $ 143,000 |
| Charlotte County Florida | 3 | $ 205,000 | $ 68,000 | $ 54,000 |
| Duval County Florida | 3 | $ 455,000 | $ 151,000 | $ 88,000 |
| Manatee County Florida | 3 | $ 280,000 | $ 93,000 | $ 90,000 |
| Marion County Florida | 3 | $ 205,000 | $ 68,000 | $ 72,000 |
| Pinellas County Florida | 3 | $ 100,000 | $ 33,000 | $ 39,000 |
| Lake County Illinois | 3 | $ 161,000 | $ 53,000 | $ 186,000 |
| Jefferson County Kentucky | 3 | $ 503,000 | $ 167,000 | $ 120,000 |
| Anne Arundel County Maryland | 3 | $ 204,000 | $ 68,000 | $ 73,000 |
| Erie County New York | 3 | $ 417,000 | $ 139,000 | $ 117,000 |
| New York County New York | 3 | $ 1,027,000 | $ 342,000 | $ 88,000 |
| Schenectady County New York | 3 | $ 132,000 | $ 44,000 | $ 59,000 |
| New Hanover County North Carolina | 3 | $ 340,000 | $ 113,000 | $ 99,000 |
| Allegheny County Pennsylvania | 3 | $ 158,000 | $ 52,000 | $ 50,000 |
| Delaware County Pennsylvania | 3 | $ 476,000 | $ 158,000 | $ 123,000 |
| Luzerne County Pennsylvania | 3 | $ 284,000 | $ 94,000 | $ 92,000 |
| Schuylkill County Pennsylvania | 3 | $ 200,000 | $ 66,000 | $ 55,000 |
| Wayne County Pennsylvania | 3 | $ 401,000 | $ 133,000 | $ 32,000 |
| Charleston County South Carolina | 3 | $ 889,000 | $ 296,000 | $ 172,000 |
| Knox County Tennessee | 3 | $ 125,000 | $ 41,000 | $ 125,000 |
| Hanover County Virginia | 3 | $ 170,000 | $ 56,000 | $ 124,000 |
| Alameda County California | 2 | $ 446,000 | $ 223,000 | $ 55,000 |
| Contra Costa County California | 2 | $ 332,000 | $ 166,000 | $ 122,000 |
| Orange County California | 2 | $ 646,000 | $ 323,000 | $ 138,000 |
| Santa Clara County California | 2 | $ 185,000 | $ 92,000 | $ 106,000 |
| Arapahoe County Colorado | 2 | $ 225,000 | $ 112,000 | $ 100,000 |
| Douglas County Colorado | 2 | $ 229,000 | $ 114,000 | $ 47,000 |
| Brevard County Florida | 2 | $ 110,000 | $ 55,000 | $ 129,000 |
| Hernando County Florida | 2 | $ 219,000 | $ 109,000 | $ 79,000 |
| St. Johns County Florida | 2 | $ 343,000 | $ 171,000 | $ 132,000 |
| Volusia County Florida | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| Carroll County Georgia | 2 | $ 276,000 | $ 138,000 | $ 40,000 |
| Cherokee County Georgia | 2 | $ 145,000 | $ 72,000 | $ 56,000 |
| Honolulu County Hawaii | 2 | $ 855,000 | $ 427,000 | $ 125,000 |
| Baltimore City County Maryland | 2 | $ 53,000 | $ 26,000 | $ 59,000 |
| Cecil County Maryland | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Charles County Maryland | 2 | $ 526,000 | $ 263,000 | $ 77,000 |
| Frederick County Maryland | 2 | $ 321,000 | $ 160,000 | $ 77,000 |
| Kent County Maryland | 2 | $ 75,000 | $ 37,000 | $ 36,000 |
| Montgomery County Maryland | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Norfolk County Massachusetts | 2 | $ 578,000 | $ 289,000 | $ 114,000 |
| Plymouth County Massachusetts | 2 | $ 361,000 | $ 180,000 | $ 87,000 |
| Suffolk County Massachusetts | 2 | $ 512,000 | $ 256,000 | $ 161,000 |
| Leake County Mississippi | 2 | $ 51,000 | $ 25,000 | $ 46,000 |
| Jackson County Missouri | 2 | $ 41,000 | $ 20,000 | $ 50,000 |
| Yellowstone County Montana | 2 | $ 407,000 | $ 203,000 | $ 52,000 |
| Grafton County New Hampshire | 2 | $ 145,000 | $ 72,000 | $ 73,000 |
| Cape May County New Jersey | 2 | $ 87,000 | $ 43,000 | $ 21,000 |
| Bernalillo County New Mexico | 2 | $ 285,000 | $ 142,000 | $ 72,000 |
| Essex County New York | 2 | $ 616,000 | $ 308,000 | $ 207,000 |
| Saratoga County New York | 2 | $ 336,000 | $ 168,000 | $ 128,000 |
| Sullivan County New York | 2 | $ 90,000 | $ 45,000 | $ 110,000 |
| Brunswick County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 216,000 |
| Forsyth County North Carolina | 2 | $ 223,000 | $ 111,000 | $ 90,000 |
| Henderson County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 80,000 |
| Cuyahoga County Ohio | 2 | $ 68,000 | $ 34,000 | $ 73,000 |
| Tulsa County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 50,000 |
| Bradford County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Carbon County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 109,000 |
| Lackawanna County Pennsylvania | 2 | $ 54,000 | $ 27,000 | $ 78,000 |
| Susquehanna County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
| Washington County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 96,000 |
| Greenville County South Carolina | 2 | $ 75,000 | $ 37,000 | $ 49,000 |
| Horry County South Carolina | 2 | $ 141,000 | $ 70,000 | $ 128,000 |
| Shelby County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 265,000 |
| Williamson County Texas | 2 | $ 470,000 | $ 235,000 | $ 179,000 |
| Salt Lake County Utah | 2 | $ 226,000 | $ 113,000 | $ 92,000 |
| Accomack County Virginia | 2 | $ 404,000 | $ 202,000 | $ 102,000 |
| Chesapeake County Virginia | 2 | $ 292,000 | $ 146,000 | $ 104,000 |
| Danville County Virginia | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Halifax County Virginia | 2 | $ 115,000 | $ 57,000 | $ 14,000 |
| James City County Virginia | 2 | $ 62,000 | $ 31,000 | $ 62,000 |
| Prince William County Virginia | 2 | $ 40,000 | $ 20,000 | $ 77,000 |
| Colbert County Alabama | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Yavapai County Arizona | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Little River County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Sacramento County California | 1 | $ 360,000 | $ 360,000 | $ 54,000 |
| San Bernardino County California | 1 | $ 89,000 | $ 89,000 | $ 122,000 |
| Solano County California | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| Ventura County California | 1 | $ 154,000 | $ 154,000 | $ 96,000 |
| Adams County Colorado | 1 | $ 64,000 | $ 64,000 | $ 68,000 |
| Jefferson County Colorado | 1 | $ 60,000 | $ 60,000 | $ 104,000 |
| La Plata County Colorado | 1 | $ 248,000 | $ 248,000 | $ 171,000 |
| Citrus County Florida | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Clay County Florida | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Flagler County Florida | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Seminole County Florida | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Sumter County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bartow County Georgia | 1 | $ 192,000 | $ 192,000 | $ 27,000 |
| Camden County Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Clayton County Georgia | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Coweta County Georgia | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Dougherty County Georgia | 1 | $ 40,000 | $ 40,000 | $ 49,000 |
| Douglas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Glynn County Georgia | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 283,000 | $ 283,000 | $ 125,000 |
| Delaware County Indiana | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Johnson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Somerset County Maine | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| York County Maine | 1 | $ 87,000 | $ 87,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Essex County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 185,000 |
| Middlesex County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 122,000 |
| Genesee County Michigan | 1 | $ 17,000 | $ 17,000 | $ 83,000 |
| Washtenaw County Michigan | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
| Wayne County Michigan | 1 | $ 70,000 | $ 70,000 | $ 225,000 |
| Benton County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Chisago County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 425,000 |
| Hennepin County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 150,000 |
| Hubbard County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Ramsey County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Scott County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 105,000 |
| Camden County Missouri | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Douglas County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Carroll County New Hampshire | 1 | $ 206,000 | $ 206,000 | $ 427,000 |
| Hillsborough County New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Rockingham County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Sullivan County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Cumberland County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Los Alamos County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 207,000 |
| Otero County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 73,000 |
| Columbia County New York | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Cortland County New York | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Delaware County New York | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Livingston County New York | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Monroe County New York | 1 | $ 27,000 | $ 27,000 | $ 97,000 |
| Montgomery County New York | 1 | $ 19,000 | $ 19,000 | $ 35,000 |
| Rensselaer County New York | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Schoharie County New York | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Tompkins County New York | 1 | $ 392,000 | $ 392,000 | $ 145,000 |
| Alamance County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 144,000 |
| Buncombe County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Moore County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 215,000 |
| Orange County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Pender County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Rutherford County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Union County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 140,000 |
| Franklin County Ohio | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Hamilton County Ohio | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Medina County Ohio | 1 | $ 11,000 | $ 11,000 | $ 100,000 |
| Warren County Ohio | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Cleveland County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
| Clackamas County Oregon | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 156,000 |
| Centre County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 572,000 |
| Cumberland County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Dauphin County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 91,000 |
| Washington County Rhode Island | 1 | $ 30,000 | $ 30,000 | $ 111,000 |
| Anderson County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 294,000 |
| Florence County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 31,000 |
| Georgetown County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Orangeburg County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Spartanburg County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| York County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 104,000 |
| Collin County Texas | 1 | $ 73,000 | $ 73,000 | $ 37,000 |
| Harris County Texas | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Washington County Utah | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Bennington County Vermont | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Windsor County Vermont | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Appomattox County Virginia | 1 | $ 144,000 | $ 144,000 | $ 31,000 |
| Arlington County Virginia | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Caroline County Virginia | 1 | $ 239,000 | $ 239,000 | $ 26,000 |
| Chesterfield County Virginia | 1 | $ 79,000 | $ 79,000 | $ 153,000 |
| Isle of Wight County Virginia | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Lynchburg County Virginia | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Poquoson County Virginia | 1 | $ 372,000 | $ 372,000 | $ 123,000 |
| Stafford County Virginia | 1 | $ 57,000 | $ 57,000 | $ 178,000 |
| Virginia Beach County Virginia | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| Westmoreland County Virginia | 1 | $ 151,000 | $ 151,000 | $ 77,000 |
| Snohomish County Washington | 1 | $ 78,000 | $ 78,000 | $ 94,000 |
| Brown County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Waukesha County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Affinity in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,450 | $339,921,000 | $98,000 | $1,000,000 | $98,000 | $885,000 |
| Home Improvement | 699 | $48,898,000 | $69,000 | $615,000 | $104,000 | $865,000 |
| Home Purchase | 630 | $153,844,000 | $244,000 | $920,000 | $101,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,530 | $378,749,000 | $107,000 | $980,000 | $100,000 | $885,000 |
| Black or African American | 470 | $57,771,000 | $122,000 | $610,000 | $84,000 | $618,000 |
| Asian | 432 | $63,055,000 | $145,000 | $1,000,000 | $114,000 | $307,000 |
| Hispanic | 331 | $40,208,000 | $121,000 | $1,000,000 | $94,000 | $870,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,037,000 | $148,000 | $392,000 | $111,000 | $195,000 |
| Not Provided | 4 | $460,000 | $115,000 | $251,000 | $64,000 | $102,000 |
| Not applicable | 3 | $979,000 | $326,000 | $428,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $404,000 | $202,000 | $284,000 | $142,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,779 | $542,663,000 | $113,000 | $1,000,000 | $99,000 | $885,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,457 | $372,466,000 | $107,000 | $1,000,000 | $100,000 | $885,000 |
| Application Withdrawn By Applicant | 969 | $128,559,000 | $132,000 | $805,000 | $106,000 | $867,000 |
| Application Denied By Financial Institution | 353 | $41,638,000 | $117,000 | $1,000,000 | $77,000 | $870,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 136 | $16,967,000 | $124,000 | $836,000 | $67,000 | $255,000 |
| Credit History | 104 | $11,525,000 | $110,000 | $525,000 | $73,000 | $195,000 |
| Collateral | 57 | $5,645,000 | $99,000 | $675,000 | $87,000 | $235,000 |
| Employment History | 9 | $919,000 | $102,000 | $192,000 | $86,000 | $184,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $55,000 | $55,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.