Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Affinity 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,232 |
| Total Mortgage Loan Application Amount | $484,422,000 |
| Average Mortgage Loan Application Amount | $203,333 |
| Highest Mortgage Loan Application Amount | $2,483,000 |
| Average Applicant Income | $134,666 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 417 | $ 87,334,000 | $ 209,000 | $ 129,000 |
| Morris County New Jersey | 319 | $ 74,941,000 | $ 234,000 | $ 136,000 |
| Middlesex County New Jersey | 255 | $ 49,461,000 | $ 193,000 | $ 125,000 |
| Hunterdon County New Jersey | 160 | $ 33,416,000 | $ 208,000 | $ 136,000 |
| Monmouth County New Jersey | 124 | $ 27,726,000 | $ 223,000 | $ 145,000 |
| Union County New Jersey | 109 | $ 23,668,000 | $ 217,000 | $ 195,000 |
| Essex County New Jersey | 83 | $ 17,188,000 | $ 207,000 | $ 114,000 |
| Warren County New Jersey | 68 | $ 12,031,000 | $ 176,000 | $ 101,000 |
| Sussex County New Jersey | 50 | $ 8,313,000 | $ 166,000 | $ 128,000 |
| Mercer County New Jersey | 49 | $ 12,481,000 | $ 254,000 | $ 158,000 |
| Ocean County New Jersey | 49 | $ 10,964,000 | $ 223,000 | $ 184,000 |
| Bergen County New Jersey | 41 | $ 10,607,000 | $ 258,000 | $ 140,000 |
| Northampton County Pennsylvania | 29 | $ 3,901,000 | $ 134,000 | $ 90,000 |
| Passaic County New Jersey | 28 | $ 5,863,000 | $ 209,000 | $ 99,000 |
| Bucks County Pennsylvania | 24 | $ 5,997,000 | $ 249,000 | $ 153,000 |
| Hudson County New Jersey | 21 | $ 9,625,000 | $ 458,000 | $ 175,000 |
| Burlington County New Jersey | 18 | $ 3,245,000 | $ 180,000 | $ 111,000 |
| Monroe County Pennsylvania | 13 | $ 1,438,000 | $ 110,000 | $ 78,000 |
| Richmond County New York | 8 | $ 1,811,000 | $ 226,000 | $ 119,000 |
| Westchester County New York | 8 | $ 4,041,000 | $ 505,000 | $ 270,000 |
| Fulton County Georgia | 7 | $ 1,016,000 | $ 145,000 | $ 158,000 |
| Suffolk County New York | 7 | $ 1,676,000 | $ 239,000 | $ 158,000 |
| Fairfax County Virginia | 7 | $ 4,401,000 | $ 628,000 | $ 201,000 |
| Gwinnett County Georgia | 6 | $ 1,811,000 | $ 301,000 | $ 270,000 |
| Nassau County New York | 6 | $ 1,191,000 | $ 198,000 | $ 184,000 |
| Queens County New York | 6 | $ 1,165,000 | $ 194,000 | $ 102,000 |
| Wake County North Carolina | 6 | $ 1,732,000 | $ 288,000 | $ 123,000 |
| Dallas County Texas | 6 | $ 2,456,000 | $ 409,000 | $ 163,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,138,000 | $ 227,000 | $ 200,000 |
| Camden County New Jersey | 5 | $ 792,000 | $ 158,000 | $ 106,000 |
| Lehigh County Pennsylvania | 5 | $ 1,374,000 | $ 274,000 | $ 159,000 |
| Montgomery County Pennsylvania | 5 | $ 1,215,000 | $ 243,000 | $ 107,000 |
| Kent County Delaware | 4 | $ 643,000 | $ 160,000 | $ 76,000 |
| Manatee County Florida | 4 | $ 266,000 | $ 66,000 | $ 104,000 |
| Martin County Florida | 4 | $ 518,000 | $ 129,000 | $ 56,000 |
| Cook County Illinois | 4 | $ 1,138,000 | $ 284,000 | $ 107,000 |
| Middlesex County Massachusetts | 4 | $ 1,237,000 | $ 309,000 | $ 171,000 |
| Cape May County New Jersey | 4 | $ 1,400,000 | $ 350,000 | $ 239,000 |
| New York County New York | 4 | $ 2,125,000 | $ 531,000 | $ 338,000 |
| Orange County New York | 4 | $ 668,000 | $ 167,000 | $ 73,000 |
| Mecklenburg County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 48,000 |
| Chester County Pennsylvania | 4 | $ 1,080,000 | $ 270,000 | $ 132,000 |
| Beaufort County South Carolina | 4 | $ 955,000 | $ 238,000 | $ 123,000 |
| James City County Virginia | 4 | $ 992,000 | $ 248,000 | $ 149,000 |
| Loudoun County Virginia | 4 | $ 961,000 | $ 240,000 | $ 96,000 |
| Jefferson County Alabama | 3 | $ 615,000 | $ 205,000 | $ 142,000 |
| Maricopa County Arizona | 3 | $ 227,000 | $ 75,000 | $ 54,000 |
| Fairfield County Connecticut | 3 | $ 525,000 | $ 175,000 | $ 105,000 |
| New Castle County Delaware | 3 | $ 394,000 | $ 131,000 | $ 121,000 |
| Collier County Florida | 3 | $ 566,000 | $ 188,000 | $ 125,000 |
| Miami-Dade County Florida | 3 | $ 542,000 | $ 180,000 | $ 588,000 |
| Palm Beach County Florida | 3 | $ 310,000 | $ 103,000 | $ 70,000 |
| Pinellas County Florida | 3 | $ 320,000 | $ 106,000 | $ 90,000 |
| St. Lucie County Florida | 3 | $ 297,000 | $ 99,000 | $ 107,000 |
| Frederick County Maryland | 3 | $ 686,000 | $ 228,000 | $ 72,000 |
| Montgomery County Maryland | 3 | $ 718,000 | $ 239,000 | $ 126,000 |
| Worcester County Maryland | 3 | $ 450,000 | $ 150,000 | $ 82,000 |
| Essex County Massachusetts | 3 | $ 1,073,000 | $ 357,000 | $ 138,000 |
| Rockingham County New Hampshire | 3 | $ 641,000 | $ 213,000 | $ 127,000 |
| Gloucester County New Jersey | 3 | $ 609,000 | $ 203,000 | $ 178,000 |
| Bernalillo County New Mexico | 3 | $ 583,000 | $ 194,000 | $ 135,000 |
| Brunswick County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 66,000 |
| Carbon County Pennsylvania | 3 | $ 255,000 | $ 85,000 | $ 36,000 |
| Pike County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 150,000 |
| Contra Costa County California | 2 | $ 768,000 | $ 384,000 | $ 158,000 |
| Orange County California | 2 | $ 1,257,000 | $ 628,000 | $ 245,000 |
| San Diego County California | 2 | $ 364,000 | $ 182,000 | $ 157,000 |
| Santa Barbara County California | 2 | $ 1,299,000 | $ 649,000 | $ 134,000 |
| Santa Clara County California | 2 | $ 1,701,000 | $ 850,000 | $ 225,000 |
| Douglas County Colorado | 2 | $ 398,000 | $ 199,000 | $ 61,000 |
| Sussex County Delaware | 2 | $ 120,000 | $ 60,000 | $ 23,000 |
| Lee County Florida | 2 | $ 452,000 | $ 226,000 | $ 184,000 |
| Monroe County Florida | 2 | $ 160,000 | $ 80,000 | $ 315,000 |
| Seminole County Florida | 2 | $ 200,000 | $ 100,000 | $ 187,000 |
| Clayton County Georgia | 2 | $ 1,243,000 | $ 621,000 | $ 160,000 |
| Cobb County Georgia | 2 | $ 128,000 | $ 64,000 | $ 89,000 |
| DeKalb County Georgia | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| Will County Illinois | 2 | $ 590,000 | $ 295,000 | $ 173,000 |
| Oxford County Maine | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Anne Arundel County Maryland | 2 | $ 628,000 | $ 314,000 | $ 154,000 |
| Baltimore City County Maryland | 2 | $ 126,000 | $ 63,000 | $ 34,000 |
| Howard County Maryland | 2 | $ 437,000 | $ 218,000 | $ 177,000 |
| Prince George's County Maryland | 2 | $ 113,000 | $ 56,000 | $ 122,000 |
| Norfolk County Massachusetts | 2 | $ 580,000 | $ 290,000 | $ 162,000 |
| Suffolk County Massachusetts | 2 | $ 458,000 | $ 229,000 | $ 76,000 |
| Hennepin County Minnesota | 2 | $ 185,000 | $ 92,000 | $ 242,000 |
| Boone County Missouri | 2 | $ 192,000 | $ 96,000 | $ 21,000 |
| Clark County Nevada | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Salem County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Kings County New York | 2 | $ 1,040,000 | $ 520,000 | $ 138,000 |
| Wilson County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 56,000 |
| Centre County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 51,000 |
| Dauphin County Pennsylvania | 2 | $ 435,000 | $ 217,000 | $ 198,000 |
| Philadelphia County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 57,000 |
| Lancaster County South Carolina | 2 | $ 595,000 | $ 297,000 | $ 109,000 |
| Loudon County Tennessee | 2 | $ 433,000 | $ 216,000 | $ 58,000 |
| Denton County Texas | 2 | $ 484,000 | $ 242,000 | $ 100,000 |
| Pinal County Arizona | 1 | $ 12,000 | $ 12,000 | $ 147,000 |
| Yavapai County Arizona | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Washington County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Alameda County California | 1 | $ 580,000 | $ 580,000 | $ 144,000 |
| Los Angeles County California | 1 | $ 729,000 | $ 729,000 | $ 318,000 |
| Riverside County California | 1 | $ 319,000 | $ 319,000 | $ 120,000 |
| Sacramento County California | 1 | $ 376,000 | $ 376,000 | $ 152,000 |
| San Bernardino County California | 1 | $ 310,000 | $ 310,000 | $ 130,000 |
| Shasta County California | 1 | $ 480,000 | $ 480,000 | $ 166,000 |
| Adams County Colorado | 1 | $ 328,000 | $ 328,000 | $ 85,000 |
| Arapahoe County Colorado | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Litchfield County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 275,000 |
| New Haven County Connecticut | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Bay County Florida | 1 | $ 60,000 | $ 60,000 | $ 181,000 |
| Brevard County Florida | 1 | $ 242,000 | $ 242,000 | $ 104,000 |
| Broward County Florida | 1 | $ 98,000 | $ 98,000 | $ 95,000 |
| Duval County Florida | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Hillsborough County Florida | 1 | $ 300,000 | $ 300,000 | $ 157,000 |
| Marion County Florida | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Orange County Florida | 1 | $ 110,000 | $ 110,000 | $ 150,000 |
| Polk County Florida | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| St. Johns County Florida | 1 | $ 264,000 | $ 264,000 | $ 124,000 |
| Volusia County Florida | 1 | $ 47,000 | $ 47,000 | $ 19,000 |
| Coweta County Georgia | 1 | $ 280,000 | $ 280,000 | $ 119,000 |
| Douglas County Georgia | 1 | $ 356,000 | $ 356,000 | $ 273,000 |
| Fayette County Georgia | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Henry County Georgia | 1 | $ 239,000 | $ 239,000 | $ 103,000 |
| Newton County Georgia | 1 | $ 129,000 | $ 129,000 | $ 1,110,000 |
| Thomas County Georgia | 1 | $ 280,000 | $ 280,000 | $ 130,000 |
| Walton County Georgia | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Maui County Hawaii | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Kendall County Illinois | 1 | $ 130,000 | $ 130,000 | $ 126,000 |
| Lake County Illinois | 1 | $ 90,000 | $ 90,000 | $ 157,000 |
| McHenry County Illinois | 1 | $ 266,000 | $ 266,000 | $ 143,000 |
| Campbell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Concordia County Louisiana | 1 | $ 18,000 | $ 18,000 | $ 65,000 |
| Hancock County Maine | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Knox County Maine | 1 | $ 183,000 | $ 183,000 | $ 133,000 |
| Talbot County Maryland | 1 | $ 330,000 | $ 330,000 | $ 89,000 |
| Barnstable County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Berkshire County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 177,000 |
| Dukes County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 179,000 |
| Hampden County Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 113,000 |
| Plymouth County Massachusetts | 1 | $ 198,000 | $ 198,000 | $ 61,000 |
| Grand Traverse County Michigan | 1 | $ 417,000 | $ 417,000 | $ 28,000 |
| Mackinac County Michigan | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Oakland County Michigan | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| St. Joseph County Michigan | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Anoka County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 276,000 |
| Carver County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 114,000 |
| Clearwater County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 118,000 |
| Dakota County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Ramsey County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 73,000 |
| Washington County Minnesota | 1 | $ 39,000 | $ 39,000 | $ 98,000 |
| Leake County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Cheyenne County Nebraska | 1 | $ 243,000 | $ 243,000 | $ 95,000 |
| Washoe County Nevada | 1 | $ 945,000 | $ 945,000 | $ 600,000 |
| Hillsborough County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Atlantic County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 256,000 |
| Cumberland County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Bronx County New York | 1 | $ 220,000 | $ 220,000 | $ 127,000 |
| Columbia County New York | 1 | $ 120,000 | $ 120,000 | $ 92,000 |
| Dutchess County New York | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Monroe County New York | 1 | $ 30,000 | $ 30,000 | $ 2,760,000 |
| Montgomery County New York | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Onondaga County New York | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Tioga County New York | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Cabarrus County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 119,000 |
| Chatham County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Durham County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 106,000 |
| Guilford County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 110,000 |
| Jackson County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Moore County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
| Onslow County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Pender County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Butler County Ohio | 1 | $ 72,000 | $ 72,000 | $ 59,000 |
| Carroll County Ohio | 1 | $ 214,000 | $ 214,000 | $ 119,000 |
| Clermont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Cuyahoga County Ohio | 1 | $ 240,000 | $ 240,000 | $ 133,000 |
| Delaware County Ohio | 1 | $ 340,000 | $ 340,000 | $ 115,000 |
| Lorain County Ohio | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Multnomah County Oregon | 1 | $ 660,000 | $ 660,000 | $ 440,000 |
| Adams County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Allegheny County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 259,000 |
| Berks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Bradford County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 120,000 |
| Clearfield County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 38,000 |
| Delaware County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 246,000 |
| Susquehanna County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Washington County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 95,000 |
| Horry County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Hamblen County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 167,000 |
| Hamilton County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Fort Bend County Texas | 1 | $ 389,000 | $ 389,000 | $ 214,000 |
| Travis County Texas | 1 | $ 124,000 | $ 124,000 | $ 330,000 |
| Williamson County Texas | 1 | $ 180,000 | $ 180,000 | $ 197,000 |
| Addison County Vermont | 1 | $ 240,000 | $ 240,000 | $ 226,000 |
| Chittenden County Vermont | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Lamoille County Vermont | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Windsor County Vermont | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Albemarle County Virginia | 1 | $ 392,000 | $ 392,000 | $ 130,000 |
| Alexandria County Virginia | 1 | $ 373,000 | $ 373,000 | $ 37,000 |
| Charlottesville County Virginia | 1 | $ 266,000 | $ 266,000 | $ 115,000 |
| Franklin County Virginia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Goochland County Virginia | 1 | $ 280,000 | $ 280,000 | $ 129,000 |
| Henrico County Virginia | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Prince William County Virginia | 1 | $ 455,000 | $ 455,000 | $ 263,000 |
| Jefferson County Washington | 1 | $ 250,000 | $ 250,000 | $ 197,000 |
| King County Washington | 1 | $ 105,000 | $ 105,000 | $ 220,000 |
| Kitsap County Washington | 1 | $ 92,000 | $ 92,000 | $ 109,000 |
| Waukesha County Wisconsin | 1 | $ 645,000 | $ 645,000 | $ 360,000 |
Mortgage Loan Application Detail Totals for Affinity in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,413 | $369,025,000 | $261,000 | $1,479,000 | $142,000 | $8,400,000 |
| Home Improvement | 542 | $37,952,000 | $70,000 | $540,000 | $122,000 | $3,220,000 |
| Home Purchase | 277 | $77,445,000 | $279,000 | $2,483,000 | $140,000 | $1,625,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,466 | $313,689,000 | $213,000 | $1,495,000 | $135,000 | $3,220,000 |
| Not Provided | 305 | $60,545,000 | $198,000 | $1,163,000 | $160,000 | $8,400,000 |
| Asian | 195 | $53,110,000 | $272,000 | $918,000 | $144,000 | $660,000 |
| Black or African American | 141 | $30,606,000 | $217,000 | $1,479,000 | $116,000 | $700,000 |
| Hispanic | 98 | $18,248,000 | $186,000 | $870,000 | $118,000 | $598,000 |
| American Indian or Alaskan Native | 12 | $2,506,000 | $208,000 | $444,000 | $197,000 | $1,158,000 |
| Not applicable | 11 | $4,053,000 | $368,000 | $2,483,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,665,000 | $416,000 | $912,000 | $153,000 | $278,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,232 | $484,422,000 | $217,000 | $2,483,000 | $137,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,191 | $282,845,000 | $237,000 | $2,483,000 | $136,000 | $1,625,000 |
| Application Denied By Financial Institution | 529 | $93,767,000 | $177,000 | $850,000 | $113,000 | $3,220,000 |
| Application Withdrawn By Applicant | 505 | $106,032,000 | $209,000 | $1,479,000 | $163,000 | $8,400,000 |
| Application Approved But Not Accepted | 6 | $1,618,000 | $269,000 | $513,000 | $139,000 | $360,000 |
| File Closed For Incompleteness | 1 | $160,000 | $160,000 | $160,000 | $98,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 291 | $50,675,000 | $174,000 | $850,000 | $80,000 | $350,000 |
| Collateral | 134 | $25,825,000 | $192,000 | $700,000 | $147,000 | $660,000 |
| Credit History | 71 | $11,681,000 | $164,000 | $540,000 | $192,000 | $3,220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $610,000 | $122,000 | $150,000 | $66,000 | $158,000 |
| Unverifiable Information | 2 | $180,000 | $90,000 | $100,000 | $271,000 | $522,000 |
| Credit Application Incomplete | 1 | $700,000 | $700,000 | $700,000 | $349,000 | $349,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.