Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Affinity 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Affinity
73 Mountainview Blvd.
Basking Ridge, NJ 08720
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,594
Total Mortgage Loan Application Amount $423,662,000
Average Mortgage Loan Application Amount $214,333
Highest Mortgage Loan Application Amount $3,700,000
Average Applicant Income $127,333
Highest Applicant Income $1,632,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.

Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2015.

Mortgage Loan Application Totals for Affinity by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Somerset County New Jersey 269 $ 67,155,000 $ 249,000 $ 136,000
Middlesex County New Jersey 217 $ 50,352,000 $ 232,000 $ 131,000
Morris County New Jersey 168 $ 46,059,000 $ 274,000 $ 134,000
Hunterdon County New Jersey 113 $ 29,969,000 $ 265,000 $ 140,000
Union County New Jersey 84 $ 22,866,000 $ 272,000 $ 120,000
Monmouth County New Jersey 72 $ 20,156,000 $ 279,000 $ 143,000
Essex County New Jersey 69 $ 30,092,000 $ 436,000 $ 115,000
Bergen County New Jersey 42 $ 13,796,000 $ 328,000 $ 187,000
Ocean County New Jersey 38 $ 7,892,000 $ 207,000 $ 131,000
Warren County New Jersey 32 $ 6,568,000 $ 205,000 $ 123,000
Sussex County New Jersey 31 $ 6,524,000 $ 210,000 $ 124,000
Hudson County New Jersey 29 $ 8,288,000 $ 285,000 $ 93,000
Passaic County New Jersey 24 $ 6,871,000 $ 286,000 $ 125,000
Northampton County Pennsylvania 23 $ 3,119,000 $ 135,000 $ 95,000
Mercer County New Jersey 21 $ 6,684,000 $ 318,000 $ 142,000
Burlington County New Jersey 15 $ 4,144,000 $ 276,000 $ 136,000
Bucks County Pennsylvania 13 $ 3,845,000 $ 295,000 $ 127,000
Westchester County New York 9 $ 3,544,000 $ 393,000 $ 150,000
Monroe County Pennsylvania 8 $ 1,598,000 $ 199,000 $ 132,000
Sarasota County Florida 7 $ 1,388,000 $ 198,000 $ 105,000
Gwinnett County Georgia 7 $ 3,181,000 $ 454,000 $ 155,000
Philadelphia County Pennsylvania 7 $ 2,384,000 $ 340,000 $ 181,000
Broward County Florida 6 $ 2,299,000 $ 383,000 $ 207,000
Lee County Florida 6 $ 679,000 $ 113,000 $ 87,000
Clark County Nevada 6 $ 1,679,000 $ 279,000 $ 116,000
Cape May County New Jersey 6 $ 1,500,000 $ 250,000 $ 80,000
Kings County New York 6 $ 1,949,000 $ 324,000 $ 166,000
Nassau County New York 6 $ 2,142,000 $ 357,000 $ 118,000
Los Angeles County California 5 $ 3,077,000 $ 615,000 $ 239,000
Collier County Florida 5 $ 1,610,000 $ 322,000 $ 270,000
Martin County Florida 5 $ 1,024,000 $ 204,000 $ 90,000
Queens County New York 5 $ 1,829,000 $ 365,000 $ 85,000
Chester County Pennsylvania 5 $ 1,558,000 $ 311,000 $ 170,000
Montgomery County Pennsylvania 5 $ 1,217,000 $ 243,000 $ 109,000
Dallas County Texas 5 $ 1,263,000 $ 252,000 $ 176,000
New Haven County Connecticut 4 $ 911,000 $ 227,000 $ 138,000
Manatee County Florida 4 $ 652,000 $ 163,000 $ 114,000
St. Johns County Florida 4 $ 1,152,000 $ 288,000 $ 143,000
Brunswick County North Carolina 4 $ 1,420,000 $ 355,000 $ 120,000
Wake County North Carolina 4 $ 873,000 $ 218,000 $ 86,000
Lehigh County Pennsylvania 4 $ 990,000 $ 247,000 $ 222,000
Pike County Pennsylvania 4 $ 462,000 $ 115,000 $ 51,000
Fairfax County Virginia 4 $ 1,155,000 $ 288,000 $ 159,000
Alameda County California 3 $ 1,565,000 $ 521,000 $ 168,000
Douglas County Colorado 3 $ 532,000 $ 177,000 $ 168,000
Fairfield County Connecticut 3 $ 4,945,000 $ 1,648,000 $ 404,000
Sussex County Delaware 3 $ 842,000 $ 280,000 $ 138,000
Brevard County Florida 3 $ 384,000 $ 128,000 $ 134,000
Hillsborough County Florida 3 $ 508,000 $ 169,000 $ 85,000
Osceola County Florida 3 $ 575,000 $ 191,000 $ 66,000
Palm Beach County Florida 3 $ 789,000 $ 263,000 $ 74,000
Cobb County Georgia 3 $ 385,000 $ 128,000 $ 88,000
Cook County Illinois 3 $ 366,000 $ 122,000 $ 113,000
Anne Arundel County Maryland 3 $ 1,043,000 $ 347,000 $ 268,000
Montgomery County Maryland 3 $ 1,194,000 $ 398,000 $ 160,000
Dakota County Minnesota 3 $ 439,000 $ 146,000 $ 108,000
Camden County New Jersey 3 $ 714,000 $ 238,000 $ 151,000
New York County New York 3 $ 870,000 $ 290,000 $ 207,000
Delaware County Pennsylvania 3 $ 1,005,000 $ 335,000 $ 134,000
San Joaquin County California 2 $ 699,000 $ 349,000 $ 183,000
New Castle County Delaware 2 $ 171,000 $ 85,000 $ 77,000
District of Columbia County District Of Columbia 2 $ 669,000 $ 334,000 $ 224,000
Duval County Florida 2 $ 580,000 $ 290,000 $ 147,000
Miami-Dade County Florida 2 $ 775,000 $ 387,000 $ 241,000
Pinellas County Florida 2 $ 760,000 $ 380,000 $ 178,000
Pickens County Georgia 2 $ 200,000 $ 100,000 $ 173,000
Wayne County Michigan 2 $ 227,000 $ 113,000 $ 101,000
Anoka County Minnesota 2 $ 155,000 $ 77,000 $ 74,000
Hennepin County Minnesota 2 $ 375,000 $ 187,000 $ 178,000
Ramsey County Minnesota 2 $ 68,000 $ 34,000 $ 138,000
Gloucester County New Jersey 2 $ 330,000 $ 165,000 $ 51,000
St. Lawrence County New York 2 $ 300,000 $ 150,000 $ 307,000
Suffolk County New York 2 $ 685,000 $ 342,000 $ 194,000
Cabarrus County North Carolina 2 $ 617,000 $ 308,000 $ 84,000
Wayne County Pennsylvania 2 $ 139,000 $ 69,000 $ 134,000
Wyoming County Pennsylvania 2 $ 228,000 $ 114,000 $ 180,000
Providence County Rhode Island 2 $ 14,000 $ 7,000 $ 66,000
Charleston County South Carolina 2 $ 864,000 $ 432,000 $ 170,000
Tarrant County Texas 2 $ 450,000 $ 225,000 $ 190,000
Windsor County Vermont 2 $ 369,000 $ 184,000 $ 142,000
Alexandria County Virginia 2 $ 739,000 $ 369,000 $ 67,000
Loudoun County Virginia 2 $ 880,000 $ 440,000 $ 189,000
King County Washington 2 $ 447,000 $ 223,000 $ 148,000
Kitsap County Washington 2 $ 470,000 $ 235,000 $ 95,000
Lauderdale County Alabama 1 $ 163,000 $ 163,000 $ 134,000
Russell County Alabama 1 $ 112,000 $ 112,000 $ 39,000
Maricopa County Arizona 1 $ 140,000 $ 140,000 $ 93,000
Butte County California 1 $ 10,000 $ 10,000 $ 104,000
Contra Costa County California 1 $ 780,000 $ 780,000 $ 165,000
Monterey County California 1 $ 150,000 $ 150,000 $ 304,000
Riverside County California 1 $ 392,000 $ 392,000 $ 152,000
San Mateo County California 1 $ 372,000 $ 372,000 $ 110,000
Santa Clara County California 1 $ 731,000 $ 731,000 $ 308,000
Adams County Colorado 1 $ 226,000 $ 226,000 $ 65,000
Arapahoe County Colorado 1 $ 385,000 $ 385,000 $ 67,000
Broomfield County Colorado 1 $ 385,000 $ 385,000 $ 93,000
Denver County Colorado 1 $ 161,000 $ 161,000 $ 46,000
Kent County Delaware 1 $ 250,000 $ 250,000 $ 57,000
Highlands County Florida 1 $ 108,000 $ 108,000 $ 49,000
Indian River County Florida 1 $ 350,000 $ 350,000 $ 115,000
Orange County Florida 1 $ 210,000 $ 210,000 $ 44,000
Pasco County Florida 1 $ 210,000 $ 210,000 $ 105,000
Seminole County Florida 1 $ 210,000 $ 210,000 $ 92,000
DeKalb County Georgia 1 $ 125,000 $ 125,000 $ 39,000
Forsyth County Georgia 1 $ 372,000 $ 372,000 $ 169,000
Fulton County Georgia 1 $ 140,000 $ 140,000 $ 125,000
Henry County Georgia 1 $ 139,000 $ 139,000 $ 55,000
Macon County Georgia 1 $ 65,000 $ 65,000 $ 34,000
Rockdale County Georgia 1 $ 79,000 $ 79,000 $ 18,000
Walton County Georgia 1 $ 559,000 $ 559,000 $ 303,000
Maui County Hawaii 1 $ 258,000 $ 258,000 $ 204,000
Lake County Illinois 1 $ 218,000 $ 218,000 $ 80,000
Nelson County Kentucky 1 $ 130,000 $ 130,000 $ 102,000
East Baton Rouge County Louisiana 1 $ 229,000 $ 229,000 $ 107,000
Jefferson County Louisiana 1 $ 85,000 $ 85,000 $ 36,000
Knox County Maine 1 $ 181,000 $ 181,000 $ 176,000
Baltimore City County Maryland 1 $ 261,000 $ 261,000 $ 140,000
Harford County Maryland 1 $ 135,000 $ 135,000 $ 91,000
Howard County Maryland 1 $ 720,000 $ 720,000 $ 296,000
Prince George's County Maryland 1 $ 195,000 $ 195,000 $ 51,000
Barnstable County Massachusetts 1 $ 248,000 $ 248,000 $ 182,000
Berkshire County Massachusetts 1 $ 108,000 $ 108,000 $ 293,000
Dukes County Massachusetts 1 $ 225,000 $ 225,000 $ 116,000
Essex County Massachusetts 1 $ 407,000 $ 407,000 $ 212,000
Middlesex County Massachusetts 1 $ 417,000 $ 417,000 $ 55,000
Charlevoix County Michigan 1 $ 85,000 $ 85,000 $ 39,000
Leelanau County Michigan 1 $ 170,000 $ 170,000 $ 81,000
Washtenaw County Michigan 1 $ 355,000 $ 355,000 $ 161,000
Wexford County Michigan 1 $ 122,000 $ 122,000 $ 70,000
Chisago County Minnesota 1 $ 179,000 $ 179,000 $ 128,000
Isanti County Minnesota 1 $ 170,000 $ 170,000 $ 244,000
Pine County Minnesota 1 $ 140,000 $ 140,000 $ 85,000
Renville County Minnesota 1 $ 10,000 $ 10,000 $ 116,000
St. Charles County Missouri 1 $ 184,000 $ 184,000 $ 132,000
Lake County Montana 1 $ 400,000 $ 400,000 $ 205,000
Washoe County Nevada 1 $ 14,000 $ 14,000 $ 108,000
Hillsborough County New Hampshire 1 $ 216,000 $ 216,000 $ 70,000
Atlantic County New Jersey 1 $ 270,000 $ 270,000 $ 180,000
Cumberland County New Jersey 1 $ 15,000 $ 15,000 $ 58,000
Bronx County New York 1 $ 95,000 $ 95,000 $ 53,000
Monroe County New York 1 $ 100,000 $ 100,000 $ 33,000
Orange County New York 1 $ 95,000 $ 95,000 $ 61,000
Warren County New York 1 $ 185,000 $ 185,000 $ 64,000
Yates County New York 1 $ 256,000 $ 256,000 $ 128,000
Craven County North Carolina 1 $ 200,000 $ 200,000 $ 132,000
Durham County North Carolina 1 $ 260,000 $ 260,000 $ 65,000
Haywood County North Carolina 1 $ 123,000 $ 123,000 $ 24,000
Henderson County North Carolina 1 $ 160,000 $ 160,000 $ 76,000
Lenoir County North Carolina 1 $ 67,000 $ 67,000 $ 64,000
Mecklenburg County North Carolina 1 $ 280,000 $ 280,000 $ 128,000
Nash County North Carolina 1 $ 50,000 $ 50,000 $ 153,000
New Hanover County North Carolina 1 $ 170,000 $ 170,000 $ 115,000
Yancey County North Carolina 1 $ 149,000 $ 149,000 $ 155,000
Medina County Ohio 1 $ 124,000 $ 124,000 $ 52,000
Morrow County Ohio 1 $ 25,000 $ 25,000 $ 39,000
Stark County Ohio 1 $ 118,000 $ 118,000 $ 282,000
Summit County Ohio 1 $ 124,000 $ 124,000 $ 52,000
Carbon County Pennsylvania 1 $ 60,000 $ 60,000 $ 122,000
Centre County Pennsylvania 1 $ 417,000 $ 417,000 $ 385,000
Dauphin County Pennsylvania 1 $ 50,000 $ 50,000 $ 233,000
Lancaster County Pennsylvania 1 $ 280,000 $ 280,000 $ 80,000
Tioga County Pennsylvania 1 $ 129,000 $ 129,000 $ 75,000
Dorchester County South Carolina 1 $ 242,000 $ 242,000 $ 78,000
Fairfield County South Carolina 1 $ 206,000 $ 206,000 $ 39,000
Horry County South Carolina 1 $ 206,000 $ 206,000 $ 115,000
Grundy County Tennessee 1 $ 46,000 $ 46,000 $ 24,000
Loudon County Tennessee 1 $ 105,000 $ 105,000 $ 93,000
Robertson County Tennessee 1 $ 30,000 $ 30,000 $ 169,000
Sumner County Tennessee 1 $ 223,000 $ 223,000 $ 90,000
Brazoria County Texas 1 $ 190,000 $ 190,000 $ 98,000
Collin County Texas 1 $ 315,000 $ 315,000 $ 119,000
Denton County Texas 1 $ 300,000 $ 300,000 $ 166,000
Galveston County Texas 1 $ 332,000 $ 332,000 $ 180,000
Travis County Texas 1 $ 575,000 $ 575,000 $ 221,000
Bennington County Vermont 1 $ 200,000 $ 200,000 $ 432,000
Charlottesville County Virginia 1 $ 234,000 $ 234,000 $ 157,000
James City County Virginia 1 $ 342,000 $ 342,000 $ 296,000
Rappahannock County Virginia 1 $ 20,000 $ 20,000 $ 75,000
Jefferson County Washington 1 $ 325,000 $ 325,000 $ 90,000

Mortgage Loan Application Detail Totals for Affinity in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 968 $268,390,000 $277,000 $3,700,000 $137,000 $1,632,000
Home Purchase 545 $147,449,000 $270,000 $1,838,000 $132,000 $1,262,000
Home Improvement 81 $7,823,000 $96,000 $612,000 $113,000 $310,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 892 $228,413,000 $256,000 $1,700,000 $139,000 $1,632,000
Not Provided 255 $57,838,000 $226,000 $875,000 $136,000 $494,000
Asian 191 $61,240,000 $320,000 $800,000 $157,000 $515,000
Black or African American 129 $28,411,000 $220,000 $1,759,000 $111,000 $569,000
Hispanic 74 $18,814,000 $254,000 $2,950,000 $107,000 $628,000
Not applicable 39 $24,461,000 $627,000 $3,700,000 $0 $0
American Indian or Alaskan Native 8 $2,816,000 $352,000 $709,000 $160,000 $239,000
Native Hawaiian or Other Pacific Islander 6 $1,669,000 $278,000 $375,000 $127,000 $247,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,594 $423,662,000 $265,000 $3,700,000 $134,000 $1,632,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 884 $242,714,000 $274,000 $2,950,000 $137,000 $1,016,000
Application Withdrawn By Applicant 282 $78,837,000 $279,000 $3,700,000 $146,000 $1,632,000
Application Denied By Financial Institution 217 $48,843,000 $225,000 $3,000,000 $100,000 $569,000
File Closed For Incompleteness 148 $38,482,000 $260,000 $733,000 $148,000 $1,262,000
Application Approved But Not Accepted 63 $14,786,000 $234,000 $745,000 $122,000 $426,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 72 $16,343,000 $226,000 $612,000 $69,000 $262,000
Credit History 61 $11,660,000 $191,000 $720,000 $122,000 $569,000
Collateral 54 $11,955,000 $221,000 $1,700,000 $117,000 $300,000
Unverifiable Information 6 $1,285,000 $214,000 $301,000 $71,000 $177,000
Employment History 3 $955,000 $318,000 $455,000 $120,000 $182,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,061,000 $353,000 $594,000 $113,000 $160,000
Other 2 $3,114,000 $1,557,000 $3,000,000 $15,000 $30,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Affinity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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