Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Affinity 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,491 |
| Total Mortgage Loan Application Amount | $446,617,000 |
| Average Mortgage Loan Application Amount | $298,000 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $140,666 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 256 | $ 77,032,000 | $ 300,000 | $ 142,000 |
| Middlesex County New Jersey | 180 | $ 45,415,000 | $ 252,000 | $ 123,000 |
| Morris County New Jersey | 156 | $ 52,488,000 | $ 336,000 | $ 175,000 |
| Monmouth County New Jersey | 93 | $ 30,079,000 | $ 323,000 | $ 164,000 |
| Hunterdon County New Jersey | 91 | $ 26,272,000 | $ 288,000 | $ 147,000 |
| Union County New Jersey | 77 | $ 28,251,000 | $ 366,000 | $ 125,000 |
| Bergen County New Jersey | 62 | $ 23,061,000 | $ 371,000 | $ 162,000 |
| Essex County New Jersey | 51 | $ 13,458,000 | $ 263,000 | $ 106,000 |
| Ocean County New Jersey | 46 | $ 11,440,000 | $ 248,000 | $ 136,000 |
| Hudson County New Jersey | 45 | $ 19,015,000 | $ 422,000 | $ 112,000 |
| Mercer County New Jersey | 32 | $ 8,559,000 | $ 267,000 | $ 131,000 |
| Passaic County New Jersey | 24 | $ 7,270,000 | $ 302,000 | $ 80,000 |
| Northampton County Pennsylvania | 20 | $ 3,234,000 | $ 161,000 | $ 93,000 |
| Warren County New Jersey | 18 | $ 3,940,000 | $ 218,000 | $ 100,000 |
| Sussex County New Jersey | 17 | $ 5,564,000 | $ 327,000 | $ 161,000 |
| Burlington County New Jersey | 13 | $ 2,919,000 | $ 224,000 | $ 99,000 |
| Fulton County Georgia | 11 | $ 2,959,000 | $ 269,000 | $ 134,000 |
| Bucks County Pennsylvania | 10 | $ 3,154,000 | $ 315,000 | $ 204,000 |
| Monroe County Pennsylvania | 8 | $ 933,000 | $ 116,000 | $ 80,000 |
| Sussex County Delaware | 6 | $ 1,876,000 | $ 312,000 | $ 161,000 |
| Palm Beach County Florida | 6 | $ 1,363,000 | $ 227,000 | $ 183,000 |
| Sarasota County Florida | 6 | $ 1,298,000 | $ 216,000 | $ 133,000 |
| Cook County Illinois | 6 | $ 3,338,000 | $ 556,000 | $ 340,000 |
| Camden County New Jersey | 6 | $ 1,102,000 | $ 183,000 | $ 150,000 |
| Gloucester County New Jersey | 6 | $ 1,298,000 | $ 216,000 | $ 165,000 |
| Broward County Florida | 5 | $ 1,820,000 | $ 364,000 | $ 177,000 |
| Gwinnett County Georgia | 5 | $ 1,014,000 | $ 202,000 | $ 86,000 |
| Richmond County New York | 5 | $ 1,819,000 | $ 363,000 | $ 168,000 |
| Pike County Pennsylvania | 5 | $ 534,000 | $ 106,000 | $ 85,000 |
| Horry County South Carolina | 5 | $ 881,000 | $ 176,000 | $ 528,000 |
| Maricopa County Arizona | 4 | $ 1,079,000 | $ 269,000 | $ 106,000 |
| Lee County Florida | 4 | $ 1,172,000 | $ 293,000 | $ 177,000 |
| St. Johns County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 120,000 |
| DeKalb County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 133,000 |
| Kings County New York | 4 | $ 1,429,000 | $ 357,000 | $ 140,000 |
| Orange County New York | 4 | $ 900,000 | $ 225,000 | $ 93,000 |
| Rockland County New York | 4 | $ 819,000 | $ 204,000 | $ 102,000 |
| Brunswick County North Carolina | 4 | $ 569,000 | $ 142,000 | $ 106,000 |
| Mecklenburg County North Carolina | 4 | $ 511,000 | $ 127,000 | $ 49,000 |
| Chester County Pennsylvania | 4 | $ 1,021,000 | $ 255,000 | $ 103,000 |
| Wayne County Pennsylvania | 4 | $ 991,000 | $ 247,000 | $ 179,000 |
| Brevard County Florida | 3 | $ 247,000 | $ 82,000 | $ 51,000 |
| Atlantic County New Jersey | 3 | $ 402,000 | $ 134,000 | $ 77,000 |
| Nassau County New York | 3 | $ 1,628,000 | $ 542,000 | $ 140,000 |
| Westchester County New York | 3 | $ 2,560,000 | $ 853,000 | $ 355,000 |
| Union County North Carolina | 3 | $ 1,575,000 | $ 525,000 | $ 170,000 |
| Luzerne County Pennsylvania | 3 | $ 677,000 | $ 225,000 | $ 96,000 |
| Montgomery County Pennsylvania | 3 | $ 689,000 | $ 229,000 | $ 126,000 |
| Charleston County South Carolina | 3 | $ 1,863,000 | $ 621,000 | $ 203,000 |
| Dallas County Texas | 3 | $ 1,097,000 | $ 365,000 | $ 189,000 |
| King County Washington | 3 | $ 1,431,000 | $ 477,000 | $ 137,000 |
| Contra Costa County California | 2 | $ 2,233,000 | $ 1,116,000 | $ 365,000 |
| Orange County California | 2 | $ 673,000 | $ 336,000 | $ 153,000 |
| San Diego County California | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| Santa Clara County California | 2 | $ 1,624,000 | $ 812,000 | $ 263,000 |
| Arapahoe County Colorado | 2 | $ 704,000 | $ 352,000 | $ 110,000 |
| Hartford County Connecticut | 2 | $ 262,000 | $ 131,000 | $ 79,000 |
| New Castle County Delaware | 2 | $ 532,000 | $ 266,000 | $ 44,000 |
| District of Columbia County District Of Columbia | 2 | $ 393,000 | $ 196,000 | $ 198,000 |
| Duval County Florida | 2 | $ 297,000 | $ 148,000 | $ 92,000 |
| Lake County Florida | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Martin County Florida | 2 | $ 253,000 | $ 126,000 | $ 100,000 |
| Osceola County Florida | 2 | $ 200,000 | $ 100,000 | $ 98,000 |
| Pasco County Florida | 2 | $ 419,000 | $ 209,000 | $ 94,000 |
| Pinellas County Florida | 2 | $ 714,000 | $ 357,000 | $ 185,000 |
| Sumter County Florida | 2 | $ 441,000 | $ 220,000 | $ 78,000 |
| York County Maine | 2 | $ 1,850,000 | $ 925,000 | $ 200,000 |
| Baltimore County Maryland | 2 | $ 726,000 | $ 363,000 | $ 102,000 |
| Harford County Maryland | 2 | $ 369,000 | $ 184,000 | $ 103,000 |
| Montgomery County Maryland | 2 | $ 872,000 | $ 436,000 | $ 151,000 |
| Berkshire County Massachusetts | 2 | $ 518,000 | $ 259,000 | $ 59,000 |
| Platte County Missouri | 2 | $ 1,048,000 | $ 524,000 | $ 268,000 |
| Bernalillo County New Mexico | 2 | $ 172,000 | $ 86,000 | $ 79,000 |
| Queens County New York | 2 | $ 325,000 | $ 162,000 | $ 79,000 |
| Suffolk County New York | 2 | $ 655,000 | $ 327,000 | $ 74,000 |
| Buncombe County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 58,000 |
| Iredell County North Carolina | 2 | $ 1,372,000 | $ 686,000 | $ 298,000 |
| Allegheny County Pennsylvania | 2 | $ 501,000 | $ 250,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 2 | $ 174,000 | $ 87,000 | $ 80,000 |
| Georgetown County South Carolina | 2 | $ 291,000 | $ 145,000 | $ 50,000 |
| Kershaw County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Richland County South Carolina | 2 | $ 428,000 | $ 214,000 | $ 247,000 |
| Bexar County Texas | 2 | $ 726,000 | $ 363,000 | $ 183,000 |
| Tarrant County Texas | 2 | $ 735,000 | $ 367,000 | $ 160,000 |
| Fairfax County Virginia | 2 | $ 915,000 | $ 457,000 | $ 246,000 |
| Baldwin County Alabama | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Gila County Arizona | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Pima County Arizona | 1 | $ 111,000 | $ 111,000 | $ 143,000 |
| Benton County Arkansas | 1 | $ 240,000 | $ 240,000 | $ 350,000 |
| Los Angeles County California | 1 | $ 383,000 | $ 383,000 | $ 115,000 |
| San Bernardino County California | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Adams County Colorado | 1 | $ 201,000 | $ 201,000 | $ 109,000 |
| Fairfield County Connecticut | 1 | $ 261,000 | $ 261,000 | $ 120,000 |
| New Haven County Connecticut | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Collier County Florida | 1 | $ 600,000 | $ 600,000 | $ 175,000 |
| Highlands County Florida | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Indian River County Florida | 1 | $ 162,000 | $ 162,000 | $ 100,000 |
| Miami-Dade County Florida | 1 | $ 318,000 | $ 318,000 | $ 110,000 |
| Monroe County Florida | 1 | $ 238,000 | $ 238,000 | $ 105,000 |
| Orange County Florida | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Seminole County Florida | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| Bibb County Georgia | 1 | $ 226,000 | $ 226,000 | $ 173,000 |
| Chatham County Georgia | 1 | $ 180,000 | $ 180,000 | $ 132,000 |
| Forsyth County Georgia | 1 | $ 304,000 | $ 304,000 | $ 92,000 |
| Paulding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| DuPage County Illinois | 1 | $ 999,000 | $ 999,000 | $ 486,000 |
| Androscoggin County Maine | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Kennebec County Maine | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Knox County Maine | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Charles County Maryland | 1 | $ 360,000 | $ 360,000 | $ 192,000 |
| Frederick County Maryland | 1 | $ 168,000 | $ 168,000 | $ 118,000 |
| Howard County Maryland | 1 | $ 1,160,000 | $ 1,160,000 | $ 430,000 |
| Queen Anne's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Middlesex County Massachusetts | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Worcester County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 133,000 |
| Lapeer County Michigan | 1 | $ 395,000 | $ 395,000 | $ 432,000 |
| Dakota County Minnesota | 1 | $ 398,000 | $ 398,000 | $ 222,000 |
| Rice County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| St. Louis County Missouri | 1 | $ 101,000 | $ 101,000 | $ 72,000 |
| Warren County Missouri | 1 | $ 210,000 | $ 210,000 | $ 182,000 |
| Missoula County Montana | 1 | $ 323,000 | $ 323,000 | $ 49,000 |
| Clark County Nevada | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Strafford County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 169,000 |
| Cumberland County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Salem County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 149,000 |
| Bronx County New York | 1 | $ 250,000 | $ 250,000 | $ 49,000 |
| Erie County New York | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Schoharie County New York | 1 | $ 210,000 | $ 210,000 | $ 150,000 |
| Cabarrus County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 104,000 |
| Durham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Forsyth County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 202,000 |
| Gaston County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
| Lincoln County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 133,000 |
| New Hanover County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Wake County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Watauga County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 86,000 |
| Butler County Ohio | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Medina County Ohio | 1 | $ 220,000 | $ 220,000 | $ 153,000 |
| Multnomah County Oregon | 1 | $ 420,000 | $ 420,000 | $ 148,000 |
| Carbon County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Dauphin County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 201,000 |
| Lehigh County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 271,000 |
| Berkeley County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 171,000 |
| Greenville County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 30,000 |
| Rutherford County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 160,000 |
| Sullivan County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Collin County Texas | 1 | $ 300,000 | $ 300,000 | $ 185,000 |
| Harris County Texas | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Travis County Texas | 1 | $ 402,000 | $ 402,000 | $ 186,000 |
| Washington County Utah | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Addison County Vermont | 1 | $ 147,000 | $ 147,000 | $ 199,000 |
| Bennington County Vermont | 1 | $ 253,000 | $ 253,000 | $ 232,000 |
| Chittenden County Vermont | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Washington County Vermont | 1 | $ 400,000 | $ 400,000 | $ 265,000 |
| Windsor County Vermont | 1 | $ 125,000 | $ 125,000 | $ 248,000 |
| Hampton County Virginia | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Henrico County Virginia | 1 | $ 250,000 | $ 250,000 | $ 193,000 |
| Loudoun County Virginia | 1 | $ 387,000 | $ 387,000 | $ 95,000 |
| Richmond City County Virginia | 1 | $ 640,000 | $ 640,000 | $ 289,000 |
| Virginia Beach County Virginia | 1 | $ 113,000 | $ 113,000 | $ 101,000 |
| Cowlitz County Washington | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Nicholas County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Waukesha County Wisconsin | 1 | $ 525,000 | $ 525,000 | $ 346,000 |
Mortgage Loan Application Detail Totals for Affinity in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 590 | $177,474,000 | $300,000 | $2,300,000 | $145,000 | $3,000,000 |
| Home Purchase | 507 | $155,869,000 | $307,000 | $2,240,000 | $138,000 | $1,819,000 |
| Home Improvement | 394 | $113,274,000 | $287,000 | $1,920,000 | $139,000 | $1,015,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 830 | $236,767,000 | $285,000 | $2,240,000 | $149,000 | $3,000,000 |
| Not Provided | 254 | $75,377,000 | $296,000 | $1,800,000 | $154,000 | $817,000 |
| Asian | 161 | $59,518,000 | $369,000 | $1,500,000 | $173,000 | $754,000 |
| Black or African American | 104 | $24,114,000 | $231,000 | $1,160,000 | $106,000 | $430,000 |
| Hispanic | 84 | $20,242,000 | $240,000 | $560,000 | $97,000 | $283,000 |
| Not applicable | 49 | $28,440,000 | $580,000 | $2,300,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,924,000 | $240,000 | $452,000 | $112,000 | $187,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $113,000 | $113,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,491 | $446,617,000 | $299,000 | $2,300,000 | $141,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 940 | $287,807,000 | $306,000 | $2,300,000 | $146,000 | $1,015,000 |
| Application Withdrawn By Applicant | 231 | $71,561,000 | $309,000 | $1,750,000 | $156,000 | $3,000,000 |
| Application Denied By Financial Institution | 165 | $45,745,000 | $277,000 | $1,500,000 | $95,000 | $415,000 |
| File Closed For Incompleteness | 93 | $24,379,000 | $262,000 | $1,700,000 | $142,000 | $710,000 |
| Application Approved But Not Accepted | 62 | $17,125,000 | $276,000 | $944,000 | $134,000 | $425,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 73 | $20,475,000 | $280,000 | $1,500,000 | $71,000 | $283,000 |
| Collateral | 37 | $8,795,000 | $237,000 | $879,000 | $128,000 | $415,000 |
| Credit History | 34 | $8,540,000 | $251,000 | $934,000 | $107,000 | $200,000 |
| Unverifiable Information | 3 | $1,001,000 | $333,000 | $515,000 | $116,000 | $185,000 |
| Other | 2 | $979,000 | $489,000 | $607,000 | $86,000 | $173,000 |
| Employment History | 2 | $925,000 | $462,000 | $488,000 | $118,000 | $120,000 |
| Credit Application Incomplete | 1 | $292,000 | $292,000 | $292,000 | $70,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.