Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Affinity 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,845 |
| Total Mortgage Loan Application Amount | $860,365,000 |
| Average Mortgage Loan Application Amount | $234,600 |
| Highest Mortgage Loan Application Amount | $8,705,000 |
| Average Applicant Income | $149,400 |
| Highest Applicant Income | $5,650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 458 | $ 96,310,000 | $ 210,000 | $ 140,000 |
| Middlesex County New Jersey | 383 | $ 72,045,000 | $ 188,000 | $ 135,000 |
| Morris County New Jersey | 342 | $ 84,380,000 | $ 246,000 | $ 171,000 |
| Hunterdon County New Jersey | 286 | $ 57,590,000 | $ 201,000 | $ 151,000 |
| Monmouth County New Jersey | 216 | $ 55,280,000 | $ 255,000 | $ 168,000 |
| Union County New Jersey | 195 | $ 46,525,000 | $ 238,000 | $ 138,000 |
| Essex County New Jersey | 152 | $ 44,140,000 | $ 290,000 | $ 152,000 |
| Bergen County New Jersey | 131 | $ 40,395,000 | $ 308,000 | $ 186,000 |
| Ocean County New Jersey | 114 | $ 20,770,000 | $ 182,000 | $ 135,000 |
| Warren County New Jersey | 77 | $ 11,135,000 | $ 144,000 | $ 153,000 |
| Mercer County New Jersey | 64 | $ 16,210,000 | $ 253,000 | $ 155,000 |
| Rockland County New York | 50 | $ 9,210,000 | $ 184,000 | $ 137,000 |
| Sussex County New Jersey | 49 | $ 7,595,000 | $ 155,000 | $ 108,000 |
| Passaic County New Jersey | 47 | $ 10,805,000 | $ 229,000 | $ 136,000 |
| Fairfield County Connecticut | 45 | $ 7,155,000 | $ 159,000 | $ 152,000 |
| Hudson County New Jersey | 44 | $ 13,070,000 | $ 297,000 | $ 165,000 |
| Westchester County New York | 44 | $ 15,270,000 | $ 347,000 | $ 205,000 |
| Northampton County Pennsylvania | 43 | $ 6,985,000 | $ 162,000 | $ 112,000 |
| Burlington County New Jersey | 42 | $ 7,090,000 | $ 168,000 | $ 131,000 |
| New Haven County Connecticut | 36 | $ 6,770,000 | $ 188,000 | $ 94,000 |
| Bucks County Pennsylvania | 31 | $ 5,905,000 | $ 190,000 | $ 176,000 |
| Orange County New York | 25 | $ 4,445,000 | $ 177,000 | $ 94,000 |
| Camden County New Jersey | 21 | $ 3,665,000 | $ 174,000 | $ 113,000 |
| Queens County New York | 21 | $ 8,935,000 | $ 425,000 | $ 198,000 |
| Monroe County Pennsylvania | 20 | $ 2,620,000 | $ 131,000 | $ 119,000 |
| Nassau County New York | 16 | $ 5,540,000 | $ 346,000 | $ 210,000 |
| Palm Beach County Florida | 14 | $ 3,000,000 | $ 214,000 | $ 138,000 |
| Kings County New York | 14 | $ 5,070,000 | $ 362,000 | $ 143,000 |
| Suffolk County New York | 14 | $ 3,940,000 | $ 281,000 | $ 271,000 |
| Bronx County New York | 13 | $ 2,915,000 | $ 224,000 | $ 99,000 |
| Philadelphia County Pennsylvania | 13 | $ 5,095,000 | $ 391,000 | $ 182,000 |
| Broward County Florida | 12 | $ 4,070,000 | $ 339,000 | $ 148,000 |
| Fulton County Georgia | 12 | $ 5,230,000 | $ 435,000 | $ 206,000 |
| Wake County North Carolina | 12 | $ 1,760,000 | $ 146,000 | $ 140,000 |
| Montgomery County Pennsylvania | 12 | $ 2,360,000 | $ 196,000 | $ 163,000 |
| Pike County Pennsylvania | 11 | $ 1,465,000 | $ 133,000 | $ 157,000 |
| Chester County Pennsylvania | 10 | $ 1,340,000 | $ 134,000 | $ 131,000 |
| Los Angeles County California | 9 | $ 3,075,000 | $ 341,000 | $ 242,000 |
| Osceola County Florida | 9 | $ 2,565,000 | $ 285,000 | $ 226,000 |
| Hennepin County Minnesota | 9 | $ 1,985,000 | $ 220,000 | $ 103,000 |
| Richmond County New York | 9 | $ 1,745,000 | $ 193,000 | $ 124,000 |
| Lehigh County Pennsylvania | 9 | $ 1,795,000 | $ 199,000 | $ 143,000 |
| Collin County Texas | 9 | $ 2,335,000 | $ 259,000 | $ 790,000 |
| Middlesex County Connecticut | 8 | $ 1,400,000 | $ 175,000 | $ 135,000 |
| Hillsborough County Florida | 8 | $ 2,260,000 | $ 282,000 | $ 466,000 |
| Pasco County Florida | 8 | $ 1,450,000 | $ 181,000 | $ 106,000 |
| Sarasota County Florida | 8 | $ 2,250,000 | $ 281,000 | $ 186,000 |
| Chatham County Georgia | 8 | $ 1,560,000 | $ 195,000 | $ 204,000 |
| Norfolk County Massachusetts | 8 | $ 1,520,000 | $ 190,000 | $ 105,000 |
| Wayne County Pennsylvania | 8 | $ 490,000 | $ 61,000 | $ 128,000 |
| New Castle County Delaware | 7 | $ 1,495,000 | $ 213,000 | $ 95,000 |
| Cape May County New Jersey | 7 | $ 3,365,000 | $ 480,000 | $ 254,000 |
| Mecklenburg County North Carolina | 7 | $ 625,000 | $ 89,000 | $ 90,000 |
| Union County North Carolina | 7 | $ 2,345,000 | $ 335,000 | $ 185,000 |
| Beaufort County South Carolina | 7 | $ 2,345,000 | $ 335,000 | $ 161,000 |
| Horry County South Carolina | 7 | $ 1,175,000 | $ 167,000 | $ 130,000 |
| Fairfax County Virginia | 7 | $ 2,925,000 | $ 417,000 | $ 249,000 |
| Contra Costa County California | 6 | $ 3,560,000 | $ 593,000 | $ 333,000 |
| Duval County Florida | 6 | $ 1,060,000 | $ 176,000 | $ 107,000 |
| Orange County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 115,000 |
| DeKalb County Georgia | 6 | $ 1,530,000 | $ 255,000 | $ 143,000 |
| Forsyth County Georgia | 6 | $ 2,140,000 | $ 356,000 | $ 170,000 |
| Gwinnett County Georgia | 6 | $ 800,000 | $ 133,000 | $ 98,000 |
| Howard County Maryland | 6 | $ 2,840,000 | $ 473,000 | $ 200,000 |
| Montgomery County Maryland | 6 | $ 1,550,000 | $ 258,000 | $ 179,000 |
| Middlesex County Massachusetts | 6 | $ 3,090,000 | $ 515,000 | $ 206,000 |
| Rockingham County New Hampshire | 6 | $ 1,090,000 | $ 181,000 | $ 138,000 |
| New York County New York | 6 | $ 1,550,000 | $ 258,000 | $ 185,000 |
| Maricopa County Arizona | 5 | $ 695,000 | $ 139,000 | $ 90,000 |
| Charlotte County Florida | 5 | $ 1,085,000 | $ 217,000 | $ 132,000 |
| Lee County Florida | 5 | $ 595,000 | $ 119,000 | $ 94,000 |
| Miami-Dade County Florida | 5 | $ 695,000 | $ 139,000 | $ 156,000 |
| St. Lucie County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 117,000 |
| Volusia County Florida | 5 | $ 1,265,000 | $ 253,000 | $ 137,000 |
| Frederick County Maryland | 5 | $ 775,000 | $ 155,000 | $ 220,000 |
| Worcester County Massachusetts | 5 | $ 395,000 | $ 79,000 | $ 155,000 |
| Clark County Nevada | 5 | $ 845,000 | $ 169,000 | $ 109,000 |
| Warren County Ohio | 5 | $ 905,000 | $ 181,000 | $ 182,000 |
| Allegheny County Pennsylvania | 5 | $ 1,135,000 | $ 227,000 | $ 86,000 |
| Orange County California | 4 | $ 2,750,000 | $ 687,000 | $ 266,000 |
| Ventura County California | 4 | $ 2,240,000 | $ 560,000 | $ 227,000 |
| Denver County Colorado | 4 | $ 590,000 | $ 147,000 | $ 97,000 |
| Hartford County Connecticut | 4 | $ 970,000 | $ 242,000 | $ 120,000 |
| Sussex County Delaware | 4 | $ 1,170,000 | $ 292,000 | $ 127,000 |
| Brevard County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 145,000 |
| Pinellas County Florida | 4 | $ 930,000 | $ 232,000 | $ 123,000 |
| Polk County Florida | 4 | $ 350,000 | $ 87,000 | $ 76,000 |
| St. Johns County Florida | 4 | $ 530,000 | $ 132,000 | $ 100,000 |
| Cobb County Georgia | 4 | $ 910,000 | $ 227,000 | $ 112,000 |
| Cook County Illinois | 4 | $ 1,200,000 | $ 300,000 | $ 135,000 |
| Baltimore City County Maryland | 4 | $ 970,000 | $ 242,000 | $ 201,000 |
| Prince George's County Maryland | 4 | $ 740,000 | $ 185,000 | $ 145,000 |
| Atlantic County New Jersey | 4 | $ 430,000 | $ 107,000 | $ 119,000 |
| Salem County New Jersey | 4 | $ 340,000 | $ 85,000 | $ 108,000 |
| Onondaga County New York | 4 | $ 750,000 | $ 187,000 | $ 100,000 |
| Cuyahoga County Ohio | 4 | $ 390,000 | $ 97,000 | $ 82,000 |
| Charleston County South Carolina | 4 | $ 1,760,000 | $ 440,000 | $ 196,000 |
| Dallas County Texas | 4 | $ 2,380,000 | $ 595,000 | $ 252,000 |
| Travis County Texas | 4 | $ 1,540,000 | $ 385,000 | $ 301,000 |
| Williamson County Texas | 4 | $ 720,000 | $ 180,000 | $ 148,000 |
| Pima County Arizona | 3 | $ 235,000 | $ 78,000 | $ 160,000 |
| Alameda County California | 3 | $ 2,415,000 | $ 805,000 | $ 204,000 |
| San Diego County California | 3 | $ 475,000 | $ 158,000 | $ 176,000 |
| Collier County Florida | 3 | $ 1,315,000 | $ 438,000 | $ 258,000 |
| Martin County Florida | 3 | $ 515,000 | $ 171,000 | $ 128,000 |
| Cherokee County Georgia | 3 | $ 545,000 | $ 181,000 | $ 65,000 |
| DuPage County Illinois | 3 | $ 1,635,000 | $ 545,000 | $ 238,000 |
| Anne Arundel County Maryland | 3 | $ 1,025,000 | $ 341,000 | $ 125,000 |
| Wicomico County Maryland | 3 | $ 425,000 | $ 141,000 | $ 70,000 |
| Barnstable County Massachusetts | 3 | $ 515,000 | $ 171,000 | $ 90,000 |
| Wayne County Michigan | 3 | $ 95,000 | $ 31,000 | $ 46,000 |
| Ramsey County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 93,000 |
| Cumberland County New Jersey | 3 | $ 435,000 | $ 145,000 | $ 88,000 |
| Gloucester County New Jersey | 3 | $ 665,000 | $ 221,000 | $ 91,000 |
| Dutchess County New York | 3 | $ 415,000 | $ 138,000 | $ 79,000 |
| Essex County New York | 3 | $ 825,000 | $ 275,000 | $ 333,000 |
| Ulster County New York | 3 | $ 1,275,000 | $ 425,000 | $ 204,000 |
| Craven County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 162,000 |
| Nash County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 53,000 |
| Lake County Ohio | 3 | $ 535,000 | $ 178,000 | $ 126,000 |
| York County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 108,000 |
| Harris County Texas | 3 | $ 865,000 | $ 288,000 | $ 163,000 |
| Montgomery County Texas | 3 | $ 685,000 | $ 228,000 | $ 163,000 |
| Tarrant County Texas | 3 | $ 785,000 | $ 261,000 | $ 139,000 |
| Chesterfield County Virginia | 3 | $ 225,000 | $ 75,000 | $ 149,000 |
| Henrico County Virginia | 3 | $ 635,000 | $ 211,000 | $ 86,000 |
| King County Washington | 3 | $ 915,000 | $ 305,000 | $ 208,000 |
| Pierce County Washington | 3 | $ 705,000 | $ 235,000 | $ 109,000 |
| Yavapai County Arizona | 2 | $ 350,000 | $ 175,000 | $ 34,000 |
| Benton County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Washington County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 76,000 |
| San Joaquin County California | 2 | $ 1,090,000 | $ 545,000 | $ 147,000 |
| Santa Clara County California | 2 | $ 1,080,000 | $ 540,000 | $ 250,000 |
| Adams County Colorado | 2 | $ 560,000 | $ 280,000 | $ 63,000 |
| Douglas County Colorado | 2 | $ 510,000 | $ 255,000 | $ 146,000 |
| El Paso County Colorado | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Jefferson County Colorado | 2 | $ 660,000 | $ 330,000 | $ 341,000 |
| Kent County Delaware | 2 | $ 490,000 | $ 245,000 | $ 57,000 |
| District of Columbia County District Of Columbia | 2 | $ 600,000 | $ 300,000 | $ 227,000 |
| Flagler County Florida | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Hernando County Florida | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Indian River County Florida | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| Manatee County Florida | 2 | $ 920,000 | $ 460,000 | $ 137,000 |
| Marion County Florida | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Nassau County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 489,000 |
| Clayton County Georgia | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Hall County Georgia | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Rabun County Georgia | 2 | $ 490,000 | $ 245,000 | $ 144,000 |
| Rockdale County Georgia | 2 | $ 420,000 | $ 210,000 | $ 218,000 |
| Monroe County Illinois | 2 | $ 70,000 | $ 35,000 | $ 650,000 |
| Polk County Iowa | 2 | $ 60,000 | $ 30,000 | $ 89,000 |
| Hopkins County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 48,000 |
| Ohio County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Cumberland County Maine | 2 | $ 130,000 | $ 65,000 | $ 179,000 |
| Baltimore County Maryland | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Essex County Massachusetts | 2 | $ 570,000 | $ 285,000 | $ 122,000 |
| Plymouth County Massachusetts | 2 | $ 390,000 | $ 195,000 | $ 187,000 |
| Oakland County Michigan | 2 | $ 390,000 | $ 195,000 | $ 125,000 |
| Washtenaw County Michigan | 2 | $ 600,000 | $ 300,000 | $ 192,000 |
| Dakota County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| St. Charles County Missouri | 2 | $ 80,000 | $ 40,000 | $ 228,000 |
| St. Louis County Missouri | 2 | $ 620,000 | $ 310,000 | $ 265,000 |
| Lincoln County Montana | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Hillsborough County New Hampshire | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Delaware County New York | 2 | $ 450,000 | $ 225,000 | $ 267,000 |
| Greene County New York | 2 | $ 570,000 | $ 285,000 | $ 139,000 |
| Putnam County New York | 2 | $ 470,000 | $ 235,000 | $ 178,000 |
| Schenectady County New York | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Alamance County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 190,000 |
| Brunswick County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| Cabarrus County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 40,000 |
| Gaston County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| Guilford County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Franklin County Ohio | 2 | $ 1,160,000 | $ 580,000 | $ 231,000 |
| Wood County Ohio | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Marion County Oregon | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Clearfield County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Delaware County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 233,000 |
| Lexington County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Oconee County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Davidson County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 193,000 |
| Greene County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| Sullivan County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Fort Bend County Texas | 2 | $ 620,000 | $ 310,000 | $ 181,000 |
| Johnson County Texas | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Bennington County Vermont | 2 | $ 450,000 | $ 225,000 | $ 141,000 |
| Windham County Vermont | 2 | $ 440,000 | $ 220,000 | $ 173,000 |
| Loudoun County Virginia | 2 | $ 1,380,000 | $ 690,000 | $ 254,000 |
| Newport News County Virginia | 2 | $ 50,000 | $ 25,000 | $ 52,000 |
| Northampton County Virginia | 2 | $ 790,000 | $ 395,000 | $ 232,000 |
| Spotsylvania County Virginia | 2 | $ 190,000 | $ 95,000 | $ 136,000 |
| Clark County Washington | 2 | $ 820,000 | $ 410,000 | $ 120,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| Calhoun County Alabama | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Russell County Alabama | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Fairbanks North Star County Alaska | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Pinal County Arizona | 1 | $ 575,000 | $ 575,000 | $ 153,000 |
| Craighead County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Pope County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Butte County California | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Madera County California | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Placer County California | 1 | $ 865,000 | $ 865,000 | $ 744,000 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 330,000 |
| Sacramento County California | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Trinity County California | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| San Juan County Colorado | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Litchfield County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| New London County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 260,000 |
| Tolland County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
| Windham County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Escambia County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Leon County Florida | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Monroe County Florida | 1 | $ 325,000 | $ 325,000 | $ 245,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Seminole County Florida | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Walton County Florida | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Barrow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Bulloch County Georgia | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Columbia County Georgia | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Fayette County Georgia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Laurens County Georgia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Pickens County Georgia | 1 | $ 105,000 | $ 105,000 | $ 172,000 |
| Stephens County Georgia | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Walton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 269,000 |
| Ada County Idaho | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Franklin County Idaho | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Jefferson County Illinois | 1 | $ 155,000 | $ 155,000 | $ 207,000 |
| Kane County Illinois | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Lake County Illinois | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Macon County Illinois | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| St. Clair County Illinois | 1 | $ 175,000 | $ 175,000 | $ 143,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Jackson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Marshall County Iowa | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Pottawattamie County Iowa | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Van Buren County Iowa | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Boone County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Daviess County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Jefferson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Laurel County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Lincoln County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Calcasieu County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Lincoln County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Carroll County Maryland | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Cecil County Maryland | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Harford County Maryland | 1 | $ 445,000 | $ 445,000 | $ 134,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Berkshire County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 387,000 |
| Bristol County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Suffolk County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 286,000 |
| Berrien County Michigan | 1 | $ 15,000 | $ 15,000 | $ 200,000 |
| Genesee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Kalkaska County Michigan | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Monroe County Michigan | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Ottawa County Michigan | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Anoka County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 199,000 |
| St. Louis County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Washington County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Hinds County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Christian County Missouri | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Greene County Missouri | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Hickory County Missouri | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| St. Louis City County Missouri | 1 | $ 75,000 | $ 75,000 | $ 447,000 |
| Warren County Missouri | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Gallatin County Montana | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Missoula County Montana | 1 | $ 425,000 | $ 425,000 | $ 107,000 |
| Gage County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Belknap County New Hampshire | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Santa Fe County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 250,000 |
| Albany County New York | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Cortland County New York | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Hamilton County New York | 1 | $ 325,000 | $ 325,000 | $ 189,000 |
| Jefferson County New York | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Otsego County New York | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Sullivan County New York | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Tompkins County New York | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Warren County New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Franklin County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Johnston County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Pender County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Wayne County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Belmont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Columbiana County Ohio | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Hamilton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Jefferson County Ohio | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Montgomery County Ohio | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Perry County Ohio | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Stark County Ohio | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Jackson County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Payne County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Pottawatomie County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Jackson County Oregon | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Beaver County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Cambria County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Centre County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Clarion County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 443,000 |
| Dauphin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Franklin County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Lancaster County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 212,000 |
| Luzerne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Lycoming County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Montour County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Northumberland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Schuylkill County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Susquehanna County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Tioga County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Westmoreland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 183,000 |
| Wyoming County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Washington County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Greenville County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lancaster County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Pickens County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Richland County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Spartanburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Bledsoe County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Haywood County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Jefferson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 176,000 |
| Lauderdale County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Rutherford County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Sumner County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Unicoi County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Weakley County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 400,000 |
| Angelina County Texas | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Bandera County Texas | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Bell County Texas | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Bexar County Texas | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Denton County Texas | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| McLennan County Texas | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Rockwall County Texas | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Wichita County Texas | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| Salt Lake County Utah | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Rutland County Vermont | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Washington County Vermont | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Windsor County Vermont | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Alexandria County Virginia | 1 | $ 105,000 | $ 105,000 | $ 230,000 |
| Arlington County Virginia | 1 | $ 545,000 | $ 545,000 | $ 368,000 |
| Fluvanna County Virginia | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Franklin County Virginia | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Goochland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Greene County Virginia | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Hampton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| King George County Virginia | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Manassas Park County Virginia | 1 | $ 235,000 | $ 235,000 | $ 280,000 |
| Petersburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Prince William County Virginia | 1 | $ 125,000 | $ 125,000 | $ 271,000 |
| Roanoke County Virginia | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Rockingham County Virginia | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Salem County Virginia | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Stafford County Virginia | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Clallam County Washington | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Berkeley County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Cabell County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Hancock County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Kanawha County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Mercer County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 345,000 |
| St. Croix County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Natrona County Wyoming | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Affinity in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,158 | $111,490,000 | $96,000 | $905,000 | $151,000 | $3,160,000 |
| Home Purchase | 787 | $288,205,000 | $366,000 | $2,005,000 | $173,000 | $5,650,000 |
| Cash-out Refinancing | 742 | $238,740,000 | $321,000 | $6,405,000 | $141,000 | $742,000 |
| Other Purpose | 603 | $58,365,000 | $96,000 | $1,005,000 | $135,000 | $1,540,000 |
| Refinancing | 555 | $163,565,000 | $294,000 | $8,705,000 | $147,000 | $950,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,173 | $459,605,000 | $211,000 | $1,615,000 | $152,000 | $3,160,000 |
| Black or African American | 452 | $75,550,000 | $167,000 | $1,485,000 | $112,000 | $550,000 |
| Not Provided | 450 | $112,740,000 | $250,000 | $1,575,000 | $154,000 | $605,000 |
| Asian | 386 | $111,100,000 | $287,000 | $1,345,000 | $207,000 | $5,650,000 |
| Hispanic | 332 | $69,790,000 | $210,000 | $2,675,000 | $127,000 | $716,000 |
| Not applicable | 27 | $28,735,000 | $1,064,000 | $8,705,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $2,350,000 | $106,000 | $525,000 | $127,000 | $417,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $495,000 | $165,000 | $375,000 | $126,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,845 | $860,365,000 | $223,000 | $8,705,000 | $151,000 | $5,650,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,285 | $575,995,000 | $252,000 | $8,705,000 | $156,000 | $1,492,000 |
| Application Denied By Financial Institution | 660 | $81,070,000 | $122,000 | $1,005,000 | $124,000 | $5,650,000 |
| Application Withdrawn By Applicant | 461 | $102,525,000 | $222,000 | $1,335,000 | $156,000 | $1,099,000 |
| File Closed For Incompleteness | 354 | $80,880,000 | $228,000 | $1,325,000 | $158,000 | $3,160,000 |
| Application Approved But Not Accepted | 85 | $19,895,000 | $234,000 | $1,125,000 | $140,000 | $1,048,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,185 | $779,295,000 | $244,000 | $8,705,000 | $156,000 | $3,160,000 |
| Debt-To-Income Ratio | 198 | $32,980,000 | $166,000 | $1,005,000 | $69,000 | $257,000 |
| Collateral | 184 | $18,100,000 | $98,000 | $685,000 | $151,000 | $965,000 |
| Credit History | 179 | $16,475,000 | $92,000 | $705,000 | $113,000 | $578,000 |
| Other | 77 | $8,595,000 | $111,000 | $1,005,000 | $152,000 | $394,000 |
| Employment History | 12 | $2,120,000 | $176,000 | $555,000 | $68,000 | $150,000 |
| Unverifiable Information | 5 | $725,000 | $145,000 | $275,000 | $121,000 | $175,000 |
| Mortgage Insurance Denied | 4 | $1,730,000 | $432,000 | $745,000 | $1,488,000 | $5,650,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $345,000 | $345,000 | $345,000 | $86,000 | $86,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.