Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Affinity 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,298 |
| Total Mortgage Loan Application Amount | $372,310,000 |
| Average Mortgage Loan Application Amount | $186,200 |
| Highest Mortgage Loan Application Amount | $2,455,000 |
| Average Applicant Income | $155,000 |
| Highest Applicant Income | $3,591,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County New Jersey | 256 | $ 38,080,000 | $ 148,000 | $ 145,000 |
| Somerset County New Jersey | 252 | $ 40,190,000 | $ 159,000 | $ 165,000 |
| Morris County New Jersey | 184 | $ 34,590,000 | $ 187,000 | $ 184,000 |
| Union County New Jersey | 136 | $ 24,830,000 | $ 182,000 | $ 169,000 |
| Monmouth County New Jersey | 125 | $ 22,275,000 | $ 178,000 | $ 178,000 |
| Hunterdon County New Jersey | 123 | $ 18,995,000 | $ 154,000 | $ 153,000 |
| Essex County New Jersey | 98 | $ 17,040,000 | $ 173,000 | $ 159,000 |
| Ocean County New Jersey | 67 | $ 8,005,000 | $ 119,000 | $ 128,000 |
| Rockland County New York | 57 | $ 6,655,000 | $ 116,000 | $ 152,000 |
| Bergen County New Jersey | 55 | $ 10,055,000 | $ 182,000 | $ 236,000 |
| Fairfield County Connecticut | 41 | $ 10,775,000 | $ 262,000 | $ 202,000 |
| Warren County New Jersey | 41 | $ 5,885,000 | $ 143,000 | $ 135,000 |
| Mercer County New Jersey | 37 | $ 5,475,000 | $ 147,000 | $ 151,000 |
| Passaic County New Jersey | 35 | $ 7,265,000 | $ 207,000 | $ 167,000 |
| Sussex County New Jersey | 34 | $ 3,170,000 | $ 93,000 | $ 129,000 |
| Northampton County Pennsylvania | 34 | $ 3,820,000 | $ 112,000 | $ 99,000 |
| New Haven County Connecticut | 33 | $ 3,665,000 | $ 111,000 | $ 134,000 |
| Burlington County New Jersey | 32 | $ 4,110,000 | $ 128,000 | $ 141,000 |
| Westchester County New York | 30 | $ 6,370,000 | $ 212,000 | $ 189,000 |
| Hudson County New Jersey | 26 | $ 6,200,000 | $ 238,000 | $ 161,000 |
| Monroe County Pennsylvania | 15 | $ 1,885,000 | $ 125,000 | $ 90,000 |
| Queens County New York | 12 | $ 2,510,000 | $ 209,000 | $ 111,000 |
| Bucks County Pennsylvania | 12 | $ 2,070,000 | $ 172,000 | $ 167,000 |
| Camden County New Jersey | 11 | $ 1,695,000 | $ 154,000 | $ 130,000 |
| Montgomery County Pennsylvania | 10 | $ 1,720,000 | $ 172,000 | $ 167,000 |
| Palm Beach County Florida | 9 | $ 2,215,000 | $ 246,000 | $ 245,000 |
| Fulton County Georgia | 9 | $ 925,000 | $ 102,000 | $ 142,000 |
| Kings County New York | 9 | $ 2,615,000 | $ 290,000 | $ 129,000 |
| Orange County New York | 8 | $ 660,000 | $ 82,000 | $ 179,000 |
| Richmond County New York | 8 | $ 2,320,000 | $ 290,000 | $ 149,000 |
| Philadelphia County Pennsylvania | 8 | $ 3,730,000 | $ 466,000 | $ 238,000 |
| Maricopa County Arizona | 7 | $ 975,000 | $ 139,000 | $ 212,000 |
| Broward County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 166,000 |
| San Diego County California | 6 | $ 890,000 | $ 148,000 | $ 138,000 |
| Orange County Florida | 6 | $ 400,000 | $ 66,000 | $ 99,000 |
| Gwinnett County Georgia | 6 | $ 790,000 | $ 131,000 | $ 112,000 |
| Gloucester County New Jersey | 6 | $ 290,000 | $ 48,000 | $ 121,000 |
| Mecklenburg County North Carolina | 6 | $ 830,000 | $ 138,000 | $ 91,000 |
| Berks County Pennsylvania | 6 | $ 240,000 | $ 40,000 | $ 88,000 |
| Horry County South Carolina | 6 | $ 700,000 | $ 116,000 | $ 76,000 |
| Fairfax County Virginia | 6 | $ 1,990,000 | $ 331,000 | $ 203,000 |
| Hillsborough County Florida | 5 | $ 2,325,000 | $ 465,000 | $ 245,000 |
| Miami-Dade County Florida | 5 | $ 355,000 | $ 71,000 | $ 186,000 |
| Pasco County Florida | 5 | $ 755,000 | $ 151,000 | $ 100,000 |
| Pinellas County Florida | 5 | $ 655,000 | $ 131,000 | $ 100,000 |
| Sumter County Florida | 5 | $ 925,000 | $ 185,000 | $ 94,000 |
| Volusia County Florida | 5 | $ 445,000 | $ 89,000 | $ 79,000 |
| DeKalb County Georgia | 5 | $ 335,000 | $ 67,000 | $ 126,000 |
| Prince George's County Maryland | 5 | $ 765,000 | $ 153,000 | $ 165,000 |
| Atlantic County New Jersey | 5 | $ 785,000 | $ 157,000 | $ 153,000 |
| Bronx County New York | 5 | $ 875,000 | $ 175,000 | $ 197,000 |
| Nassau County New York | 5 | $ 735,000 | $ 147,000 | $ 126,000 |
| Brunswick County North Carolina | 5 | $ 495,000 | $ 99,000 | $ 89,000 |
| Wake County North Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 125,000 |
| Lehigh County Pennsylvania | 5 | $ 2,315,000 | $ 463,000 | $ 267,000 |
| Pike County Pennsylvania | 5 | $ 845,000 | $ 169,000 | $ 96,000 |
| King County Washington | 5 | $ 825,000 | $ 165,000 | $ 195,000 |
| Lee County Florida | 4 | $ 380,000 | $ 95,000 | $ 67,000 |
| Manatee County Florida | 4 | $ 830,000 | $ 207,000 | $ 268,000 |
| Martin County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 99,000 |
| Sarasota County Florida | 4 | $ 350,000 | $ 87,000 | $ 71,000 |
| St. Johns County Florida | 4 | $ 290,000 | $ 72,000 | $ 179,000 |
| Middlesex County Massachusetts | 4 | $ 330,000 | $ 82,000 | $ 249,000 |
| Cumberland County New Jersey | 4 | $ 410,000 | $ 102,000 | $ 65,000 |
| Suffolk County New York | 4 | $ 1,070,000 | $ 267,000 | $ 248,000 |
| Guilford County North Carolina | 4 | $ 880,000 | $ 220,000 | $ 119,000 |
| Chester County Pennsylvania | 4 | $ 1,100,000 | $ 275,000 | $ 187,000 |
| Chesterfield County Virginia | 4 | $ 240,000 | $ 60,000 | $ 99,000 |
| Los Angeles County California | 3 | $ 2,035,000 | $ 678,000 | $ 344,000 |
| Riverside County California | 3 | $ 325,000 | $ 108,000 | $ 121,000 |
| Kent County Delaware | 3 | $ 345,000 | $ 115,000 | $ 78,000 |
| New Castle County Delaware | 3 | $ 1,125,000 | $ 375,000 | $ 156,000 |
| Sussex County Delaware | 3 | $ 695,000 | $ 231,000 | $ 135,000 |
| Collier County Florida | 3 | $ 235,000 | $ 78,000 | $ 83,000 |
| Indian River County Florida | 3 | $ 385,000 | $ 128,000 | $ 161,000 |
| Lake County Florida | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
| Cook County Illinois | 3 | $ 495,000 | $ 165,000 | $ 71,000 |
| Hamilton County Indiana | 3 | $ 155,000 | $ 51,000 | $ 81,000 |
| Anne Arundel County Maryland | 3 | $ 455,000 | $ 151,000 | $ 261,000 |
| Baltimore County Maryland | 3 | $ 655,000 | $ 218,000 | $ 193,000 |
| Montgomery County Maryland | 3 | $ 175,000 | $ 58,000 | $ 116,000 |
| Dutchess County New York | 3 | $ 245,000 | $ 81,000 | $ 117,000 |
| Cabarrus County North Carolina | 3 | $ 115,000 | $ 38,000 | $ 58,000 |
| Union County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 274,000 |
| Lackawanna County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 91,000 |
| Luzerne County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 70,000 |
| York County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 116,000 |
| Richland County South Carolina | 3 | $ 485,000 | $ 161,000 | $ 78,000 |
| York County South Carolina | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
| Pulaski County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 178,000 |
| Stanislaus County California | 2 | $ 180,000 | $ 90,000 | $ 94,000 |
| Douglas County Colorado | 2 | $ 200,000 | $ 100,000 | $ 180,000 |
| El Paso County Colorado | 2 | $ 930,000 | $ 465,000 | $ 136,000 |
| Larimer County Colorado | 2 | $ 240,000 | $ 120,000 | $ 198,000 |
| Hartford County Connecticut | 2 | $ 160,000 | $ 80,000 | $ 124,000 |
| Middlesex County Connecticut | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Flagler County Florida | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Polk County Florida | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Cobb County Georgia | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Henry County Georgia | 2 | $ 240,000 | $ 120,000 | $ 163,000 |
| Richmond County Georgia | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Baltimore City County Maryland | 2 | $ 500,000 | $ 250,000 | $ 191,000 |
| Frederick County Maryland | 2 | $ 100,000 | $ 50,000 | $ 100,000 |
| Suffolk County Massachusetts | 2 | $ 260,000 | $ 130,000 | $ 318,000 |
| Benton County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Dakota County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 88,000 |
| Douglas County Nebraska | 2 | $ 1,050,000 | $ 525,000 | $ 208,000 |
| Clark County Nevada | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Washoe County Nevada | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Cape May County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 180,000 |
| Warren County New York | 2 | $ 210,000 | $ 105,000 | $ 151,000 |
| Gaston County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Harnett County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 65,000 |
| Iredell County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Lake County Ohio | 2 | $ 130,000 | $ 65,000 | $ 112,000 |
| Stark County Ohio | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Van Wert County Ohio | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Dauphin County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 83,000 |
| Delaware County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Georgetown County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 79,000 |
| Davidson County Tennessee | 2 | $ 1,040,000 | $ 520,000 | $ 162,000 |
| Shelby County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 65,000 |
| Sumner County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
| Williamson County Texas | 2 | $ 800,000 | $ 400,000 | $ 260,000 |
| Fluvanna County Virginia | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| Norfolk County Virginia | 2 | $ 160,000 | $ 80,000 | $ 132,000 |
| Stafford County Virginia | 2 | $ 90,000 | $ 45,000 | $ 148,000 |
| Kenosha County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Franklin County Alabama | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Fairbanks North Star County Alaska | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Conway County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Crittenden County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Sebastian County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Washington County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 206,000 |
| Contra Costa County California | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Fresno County California | 1 | $ 65,000 | $ 65,000 | $ 159,000 |
| Kern County California | 1 | $ 355,000 | $ 355,000 | $ 558,000 |
| Marin County California | 1 | $ 995,000 | $ 995,000 | $ 350,000 |
| Orange County California | 1 | $ 95,000 | $ 95,000 | $ 299,000 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| San Luis Obispo County California | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| San Mateo County California | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Sonoma County California | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Jefferson County Colorado | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| Montrose County Colorado | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Litchfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| New London County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Charlotte County Florida | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Hernando County Florida | 1 | $ 45,000 | $ 45,000 | $ 5,000 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 1,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Bleckley County Georgia | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Bulloch County Georgia | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Crisp County Georgia | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Fayette County Georgia | 1 | $ 565,000 | $ 565,000 | $ 168,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 266,000 |
| Hall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Houston County Georgia | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Muscogee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Paulding County Georgia | 1 | $ 95,000 | $ 95,000 | $ 217,000 |
| Rockdale County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Tift County Georgia | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
| Elmore County Idaho | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Lake County Illinois | 1 | $ 315,000 | $ 315,000 | $ 265,000 |
| Sangamon County Illinois | 1 | $ 345,000 | $ 345,000 | $ 220,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 310,000 |
| Grant County Indiana | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Jackson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Jefferson County Indiana | 1 | $ 215,000 | $ 215,000 | $ 176,000 |
| Lake County Indiana | 1 | $ 105,000 | $ 105,000 | $ 503,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Cerro Gordo County Iowa | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Dallas County Iowa | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Polk County Iowa | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Shawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Bath County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Fayette County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Greenup County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Jefferson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Livingston County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| St. Tammany County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 280,000 |
| Kennebec County Maine | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| York County Maine | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Carroll County Maryland | 1 | $ 595,000 | $ 595,000 | $ 272,000 |
| Howard County Maryland | 1 | $ 1,185,000 | $ 1,185,000 | $ 275,000 |
| Queen Anne's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 202,000 |
| Worcester County Maryland | 1 | $ 355,000 | $ 355,000 | $ 343,000 |
| Essex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 355,000 |
| Hampden County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Berrien County Michigan | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Livingston County Michigan | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Macomb County Michigan | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Oakland County Michigan | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Chisago County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Hennepin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Sherburne County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| St. Louis County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Wright County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Rankin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 134,000 |
| Bates County Missouri | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Clay County Missouri | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Greene County Missouri | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 305,000 |
| Douglas County Nevada | 1 | $ 845,000 | $ 845,000 | $ 341,000 |
| Elko County Nevada | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Nye County Nevada | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| White Pine County Nevada | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Cheshire County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Albany County New York | 1 | $ 35,000 | $ 35,000 | $ 164,000 |
| Greene County New York | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Lewis County New York | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Monroe County New York | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Montgomery County New York | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| New York County New York | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Putnam County New York | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Sullivan County New York | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Tioga County New York | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Ulster County New York | 1 | $ 575,000 | $ 575,000 | $ 583,000 |
| Yates County New York | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Davie County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Duplin County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Durham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 256,000 |
| Edgecombe County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Forsyth County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Johnston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 285,000 |
| Pitt County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Rowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Fairfield County Ohio | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Hamilton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Knox County Ohio | 1 | $ 35,000 | $ 35,000 | $ 159,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Lucas County Ohio | 1 | $ 65,000 | $ 65,000 | $ 206,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Cleveland County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Multnomah County Oregon | 1 | $ 75,000 | $ 75,000 | $ 1,000 |
| Allegheny County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 325,000 |
| Carbon County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Clearfield County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Greene County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Indiana County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Lancaster County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| McKean County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 198,000 |
| Providence County Rhode Island | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Aiken County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Dorchester County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Greenville County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Kershaw County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Lancaster County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lexington County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Pickens County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Spartanburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| Union County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Jefferson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 181,000 |
| Knox County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Loudon County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Bell County Texas | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Fort Bend County Texas | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Johnson County Texas | 1 | $ 555,000 | $ 555,000 | $ 281,000 |
| Rockwall County Texas | 1 | $ 935,000 | $ 935,000 | $ 217,000 |
| Webb County Texas | 1 | $ 25,000 | $ 25,000 | $ 229,000 |
| Amelia County Virginia | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Covington County Virginia | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Henrico County Virginia | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Pittsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Prince William County Virginia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Richmond City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Spotsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Monongalia County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Wayne County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Milwaukee County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Outagamie County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| St. Croix County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Waukesha County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 182,000 |
Mortgage Loan Application Detail Totals for Affinity in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 787 | $83,945,000 | $106,000 | $1,675,000 | $156,000 | $1,885,000 |
| Other Purpose | 659 | $59,785,000 | $90,000 | $805,000 | $144,000 | $3,591,000 |
| Cash-out Refinancing | 424 | $72,600,000 | $171,000 | $1,005,000 | $154,000 | $879,000 |
| Home Purchase | 391 | $149,195,000 | $381,000 | $2,455,000 | $170,000 | $850,000 |
| Refinancing | 37 | $6,785,000 | $183,000 | $815,000 | $151,000 | $500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,150 | $177,710,000 | $154,000 | $1,995,000 | $159,000 | $1,885,000 |
| Black or African American | 382 | $49,640,000 | $129,000 | $1,185,000 | $126,000 | $1,087,000 |
| Hispanic | 289 | $32,965,000 | $114,000 | $1,675,000 | $150,000 | $3,591,000 |
| Not Provided | 254 | $50,160,000 | $197,000 | $2,005,000 | $160,000 | $919,000 |
| Asian | 189 | $45,365,000 | $240,000 | $1,115,000 | $184,000 | $1,172,000 |
| Not applicable | 19 | $13,225,000 | $696,000 | $2,455,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $2,610,000 | $217,000 | $535,000 | $142,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $635,000 | $211,000 | $315,000 | $149,000 | $265,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,298 | $372,310,000 | $162,000 | $2,455,000 | $155,000 | $3,591,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,036 | $204,140,000 | $197,000 | $2,455,000 | $172,000 | $1,885,000 |
| Application Denied By Financial Institution | 812 | $83,150,000 | $102,000 | $755,000 | $125,000 | $3,591,000 |
| Application Withdrawn By Applicant | 230 | $46,090,000 | $200,000 | $1,445,000 | $171,000 | $1,172,000 |
| Application Approved But Not Accepted | 151 | $23,695,000 | $156,000 | $1,995,000 | $163,000 | $815,000 |
| File Closed For Incompleteness | 69 | $15,235,000 | $220,000 | $805,000 | $171,000 | $763,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,486 | $289,160,000 | $194,000 | $2,455,000 | $171,000 | $1,885,000 |
| Debt-To-Income Ratio | 444 | $47,010,000 | $105,000 | $755,000 | $90,000 | $391,000 |
| Collateral | 171 | $19,155,000 | $112,000 | $405,000 | $210,000 | $3,591,000 |
| Credit History | 143 | $9,395,000 | $65,000 | $655,000 | $125,000 | $677,000 |
| Other | 47 | $5,985,000 | $127,000 | $575,000 | $142,000 | $500,000 |
| Employment History | 4 | $820,000 | $205,000 | $395,000 | $104,000 | $288,000 |
| Unverifiable Information | 2 | $130,000 | $65,000 | $105,000 | $86,000 | $121,000 |
| Credit Application Incomplete | 1 | $655,000 | $655,000 | $655,000 | $250,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.