Agfirst Farm Credit Bank Mortgage Lending & HMDA Data, 2018

In 2018, Agfirst Farm Credit Bank of Columbia, SC reported 2,671 mortgage applications totaling $654.3 million, about the same as 2017. The average application was for $244,955, and applicants reported an average income of $103,485. 86% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (134), Winston-Salem, NC (125) and Atlanta-Sandy Springs-Roswell, GA (97) (applications in parentheses).

Mortgage Company & Address Agfirst Farm Credit Bank
1901 Main Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,671
Total Mortgage Loan Application Amount $654,275,000
Average Mortgage Loan Application Amount $244,955
Highest Mortgage Loan Application Amount $1,115,000
Average Applicant Income $103,485
Highest Applicant Income $1,226,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Agfirst Farm Credit Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Agfirst Farm Credit Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Alamance, North Carolina 44 $ 11,390,000 $ 258,863 $ 92,000
Cleveland, North Carolina 43 $ 10,605,000 $ 246,627 $ 104,000
Davidson, North Carolina 38 $ 8,970,000 $ 236,052 $ 102,000
Randolph, North Carolina 37 $ 7,875,000 $ 212,837 $ 90,000
Guilford, North Carolina 36 $ 10,150,000 $ 281,944 $ 116,000
Bulloch, Georgia 35 $ 6,635,000 $ 189,571 $ 89,000
St. Mary's, Maryland 28 $ 9,420,000 $ 336,428 $ 145,000
Surry, North Carolina 28 $ 7,060,000 $ 252,142 $ 99,000
Aiken, South Carolina 27 $ 4,965,000 $ 183,888 $ 85,000
Moore, North Carolina 26 $ 7,280,000 $ 280,000 $ 117,000
Chatham, North Carolina 25 $ 6,595,000 $ 263,800 $ 98,000
Rockingham, North Carolina 24 $ 6,000,000 $ 250,000 $ 107,000
Rowan, North Carolina 24 $ 5,630,000 $ 234,583 $ 94,000
Stokes, North Carolina 24 $ 6,060,000 $ 252,500 $ 106,000
Anderson, South Carolina 24 $ 7,090,000 $ 295,416 $ 95,000
Union, North Carolina 23 $ 5,685,000 $ 247,173 $ 88,000
Yadkin, North Carolina 23 $ 4,535,000 $ 197,173 $ 83,000
Davie, North Carolina 22 $ 5,840,000 $ 265,454 $ 103,000
Catawba, North Carolina 21 $ 5,395,000 $ 256,904 $ 104,000
Hillsborough, Florida 20 $ 4,840,000 $ 242,000 $ 97,000
Appling, Georgia 20 $ 2,870,000 $ 143,500 $ 90,000
Washington, Virginia 20 $ 4,130,000 $ 206,500 $ 80,000
Cabarrus, North Carolina 19 $ 5,005,000 $ 263,421 $ 107,000
Iredell, North Carolina 19 $ 4,815,000 $ 253,421 $ 90,000
Coffee, Georgia 18 $ 3,080,000 $ 171,111 $ 105,000
Forsyth, North Carolina 18 $ 5,040,000 $ 280,000 $ 97,000
Berkeley, South Carolina 18 $ 5,590,000 $ 310,555 $ 107,000
York, South Carolina 18 $ 5,850,000 $ 325,000 $ 139,000
Augusta, Virginia 17 $ 4,095,000 $ 240,882 $ 95,000
Kent, Delaware 16 $ 3,210,000 $ 200,625 $ 87,000
Person, North Carolina 16 $ 3,580,000 $ 223,750 $ 146,000
Spartanburg, South Carolina 16 $ 4,110,000 $ 256,875 $ 118,000
Caldwell, North Carolina 15 $ 2,865,000 $ 191,000 $ 72,000
Franklin, Virginia 15 $ 3,325,000 $ 221,666 $ 81,000
Wilkes, North Carolina 14 $ 3,090,000 $ 220,714 $ 105,000
Greenville, South Carolina 14 $ 4,420,000 $ 315,714 $ 106,000
Frederick, Virginia 14 $ 4,260,000 $ 304,285 $ 150,000
Polk, Florida 13 $ 3,625,000 $ 278,846 $ 110,000
Carroll, Georgia 13 $ 2,775,000 $ 213,461 $ 101,000
Graves, Kentucky 13 $ 1,745,000 $ 134,230 $ 52,000
Washington, Kentucky 13 $ 2,335,000 $ 179,615 $ 69,000
Orange, North Carolina 13 $ 3,075,000 $ 236,538 $ 90,000
Stanly, North Carolina 13 $ 4,455,000 $ 342,692 $ 123,000
Colleton, South Carolina 13 $ 3,095,000 $ 238,076 $ 93,000
Orangeburg, South Carolina 13 $ 2,605,000 $ 200,384 $ 79,000
Putnam, Florida 12 $ 1,960,000 $ 163,333 $ 91,000
Marshall, Kentucky 12 $ 1,970,000 $ 164,166 $ 70,000
Charles, Maryland 12 $ 3,720,000 $ 310,000 $ 116,000
Buncombe, North Carolina 12 $ 3,700,000 $ 308,333 $ 109,000
Bledsoe, Tennessee 12 $ 2,450,000 $ 204,166 $ 78,000
Hamilton, Tennessee 12 $ 2,210,000 $ 184,166 $ 92,000
Pittsylvania, Virginia 12 $ 1,900,000 $ 158,333 $ 75,000
Rockingham, Virginia 12 $ 2,920,000 $ 243,333 $ 85,000
Marion, Florida 11 $ 2,505,000 $ 227,727 $ 166,000
Spalding, Georgia 11 $ 2,245,000 $ 204,090 $ 99,000
Wayne, Georgia 11 $ 1,935,000 $ 175,909 $ 80,000
Frederick, Maryland 11 $ 3,555,000 $ 323,181 $ 159,000
Ashe, North Carolina 11 $ 2,135,000 $ 194,090 $ 157,000
Rutherford, North Carolina 11 $ 2,335,000 $ 212,272 $ 79,000
Charleston, South Carolina 11 $ 2,845,000 $ 258,636 $ 110,000
Lancaster, South Carolina 11 $ 3,465,000 $ 315,000 $ 107,000
Laurens, South Carolina 11 $ 2,625,000 $ 238,636 $ 108,000
Sussex, Delaware 10 $ 2,130,000 $ 213,000 $ 61,000
Pike, Georgia 10 $ 2,090,000 $ 209,000 $ 84,000
Baltimore, Maryland 10 $ 4,040,000 $ 404,000 $ 167,000
Haywood, North Carolina 10 $ 2,660,000 $ 266,000 $ 84,000
Watauga, North Carolina 10 $ 2,090,000 $ 209,000 $ 106,000
Yancey, North Carolina 10 $ 1,770,000 $ 177,000 $ 80,000
Berkeley, West Virginia 10 $ 1,850,000 $ 185,000 $ 101,000
Jasper, Georgia 9 $ 2,355,000 $ 261,666 $ 105,000
Monroe, Georgia 9 $ 2,385,000 $ 265,000 $ 121,000
Morgan, Georgia 9 $ 2,595,000 $ 288,333 $ 123,000
Toombs, Georgia 9 $ 1,235,000 $ 137,222 $ 93,000
Burke, North Carolina 9 $ 2,155,000 $ 239,444 $ 86,000
Caswell, North Carolina 9 $ 1,935,000 $ 215,000 $ 84,000
Lincoln, North Carolina 9 $ 1,685,000 $ 187,222 $ 69,000
Lancaster, Pennsylvania 9 $ 2,335,000 $ 259,444 $ 122,000
Kershaw, South Carolina 9 $ 2,295,000 $ 255,000 $ 140,000
Lexington, South Carolina 9 $ 3,455,000 $ 383,888 $ 177,000
Shenandoah, Virginia 9 $ 2,515,000 $ 279,444 $ 153,000
Alachua, Florida 8 $ 2,060,000 $ 257,500 $ 109,000
Emanuel, Georgia 8 $ 1,420,000 $ 177,500 $ 89,000
Meriwether, Georgia 8 $ 1,780,000 $ 222,500 $ 107,000
Pierce, Georgia 8 $ 1,030,000 $ 128,750 $ 62,000
Marion, Kentucky 8 $ 1,720,000 $ 215,000 $ 74,000
McCracken, Kentucky 8 $ 1,230,000 $ 153,750 $ 79,000
Harford, Maryland 8 $ 2,360,000 $ 295,000 $ 98,000
Macon, North Carolina 8 $ 1,640,000 $ 205,000 $ 115,000
Madison, North Carolina 8 $ 2,070,000 $ 258,750 $ 133,000
Cherokee, South Carolina 8 $ 2,030,000 $ 253,750 $ 93,000
Dorchester, South Carolina 8 $ 2,510,000 $ 313,750 $ 243,000
Bacon, Georgia 7 $ 1,035,000 $ 147,857 $ 67,000
Effingham, Georgia 7 $ 1,395,000 $ 199,285 $ 82,000
Screven, Georgia 7 $ 1,345,000 $ 192,142 $ 90,000
Calvert, Maryland 7 $ 2,955,000 $ 422,142 $ 131,000
Washington, Maryland 7 $ 1,655,000 $ 236,428 $ 89,000
Henderson, North Carolina 7 $ 2,225,000 $ 317,857 $ 87,000
Edgefield, South Carolina 7 $ 1,265,000 $ 180,714 $ 56,000
Oconee, South Carolina 7 $ 1,525,000 $ 217,857 $ 62,000
Saluda, South Carolina 7 $ 1,395,000 $ 199,285 $ 89,000
Rhea, Tennessee 7 $ 1,055,000 $ 150,714 $ 66,000
Wythe, Virginia 7 $ 1,515,000 $ 216,428 $ 118,000
Levy, Florida 6 $ 1,030,000 $ 171,666 $ 75,000
Harris, Georgia 6 $ 1,860,000 $ 310,000 $ 85,000
Lamar, Georgia 6 $ 1,340,000 $ 223,333 $ 100,000
Long, Georgia 6 $ 1,020,000 $ 170,000 $ 102,000
Tattnall, Georgia 6 $ 990,000 $ 165,000 $ 60,000
Bourbon, Kentucky 6 $ 1,210,000 $ 201,666 $ 89,000
Calloway, Kentucky 6 $ 720,000 $ 120,000 $ 60,000
Carroll, Maryland 6 $ 2,150,000 $ 358,333 $ 117,000
Torrance, New Mexico 6 $ 670,000 $ 111,666 $ 37,000
Alexander, North Carolina 6 $ 1,450,000 $ 241,666 $ 87,000
Cherokee, North Carolina 6 $ 1,080,000 $ 180,000 $ 90,000
Abbeville, South Carolina 6 $ 1,530,000 $ 255,000 $ 83,000
Chester, South Carolina 6 $ 1,300,000 $ 216,666 $ 95,000
Pickens, South Carolina 6 $ 1,250,000 $ 208,333 $ 82,000
Henderson, Texas 6 $ 1,190,000 $ 198,333 $ 70,000
Bedford, Virginia 6 $ 1,130,000 $ 188,333 $ 81,000
Botetourt, Virginia 6 $ 1,930,000 $ 321,666 $ 121,000
Floyd, Virginia 6 $ 1,120,000 $ 186,666 $ 95,000
Calhoun, Florida 5 $ 1,175,000 $ 235,000 $ 105,000
Gadsden, Florida 5 $ 1,795,000 $ 359,000 $ 138,000
Hernando, Florida 5 $ 1,195,000 $ 239,000 $ 150,000
Jefferson, Florida 5 $ 1,235,000 $ 247,000 $ 101,000
Madison, Florida 5 $ 885,000 $ 177,000 $ 73,000
Pasco, Florida 5 $ 1,155,000 $ 231,000 $ 85,000
Montgomery, Georgia 5 $ 885,000 $ 177,000 $ 114,000
Upson, Georgia 5 $ 1,045,000 $ 209,000 $ 135,000
Worth, Georgia 5 $ 1,095,000 $ 219,000 $ 85,000
Ballard, Kentucky 5 $ 925,000 $ 185,000 $ 92,000
Mercer, Kentucky 5 $ 1,285,000 $ 257,000 $ 105,000
Howard, Maryland 5 $ 1,545,000 $ 309,000 $ 194,000
Kent, Maryland 5 $ 1,645,000 $ 329,000 $ 91,000
Queen Anne's, Maryland 5 $ 1,435,000 $ 287,000 $ 89,000
Alleghany, North Carolina 5 $ 1,115,000 $ 223,000 $ 118,000
Granville, North Carolina 5 $ 1,375,000 $ 275,000 $ 103,000
Harnett, North Carolina 5 $ 1,575,000 $ 315,000 $ 133,000
Calhoun, South Carolina 5 $ 1,155,000 $ 231,000 $ 154,000
Newberry, South Carolina 5 $ 1,325,000 $ 265,000 $ 93,000
Meigs, Tennessee 5 $ 855,000 $ 171,000 $ 77,000
Sequatchie, Tennessee 5 $ 955,000 $ 191,000 $ 88,000
Gaines, Texas 5 $ 1,085,000 $ 217,000 $ 173,000
Albemarle, Virginia 5 $ 1,835,000 $ 367,000 $ 88,000
Morgan, West Virginia 5 $ 695,000 $ 139,000 $ 283,000
Gilchrist, Florida 4 $ 900,000 $ 225,000 $ 115,000
Jackson, Florida 4 $ 1,250,000 $ 312,500 $ 207,000
Santa Rosa, Florida 4 $ 1,050,000 $ 262,500 $ 109,000
Union, Florida 4 $ 680,000 $ 170,000 $ 99,000
Butts, Georgia 4 $ 1,010,000 $ 252,500 $ 108,000
Candler, Georgia 4 $ 1,110,000 $ 277,500 $ 107,000
Fulton, Georgia 4 $ 1,490,000 $ 372,500 $ 219,000
Greene, Georgia 4 $ 1,280,000 $ 320,000 $ 107,000
Heard, Georgia 4 $ 970,000 $ 242,500 $ 99,000
Jeff Davis, Georgia 4 $ 470,000 $ 117,500 $ 73,000
Walton, Georgia 4 $ 1,080,000 $ 270,000 $ 147,000
Boyle, Kentucky 4 $ 790,000 $ 197,500 $ 101,000
Garrard, Kentucky 4 $ 730,000 $ 182,500 $ 82,000
Lincoln, Kentucky 4 $ 730,000 $ 182,500 $ 87,000
Montgomery, Maryland 4 $ 1,620,000 $ 405,000 $ 122,000
Avery, North Carolina 4 $ 420,000 $ 105,000 $ 62,000
Gaston, North Carolina 4 $ 1,410,000 $ 352,500 $ 119,000
Mitchell, North Carolina 4 $ 540,000 $ 135,000 $ 98,000
Adams, Pennsylvania 4 $ 880,000 $ 220,000 $ 68,000
Berks, Pennsylvania 4 $ 950,000 $ 237,500 $ 78,000
Schuylkill, Pennsylvania 4 $ 1,660,000 $ 415,000 $ 159,000
Fairfield, South Carolina 4 $ 1,250,000 $ 312,500 $ 128,000
Loudon, Tennessee 4 $ 950,000 $ 237,500 $ 130,000
Delta, Texas 4 $ 820,000 $ 205,000 $ 98,000
Hamilton, Texas 4 $ 1,050,000 $ 262,500 $ 89,000
Tyler, Texas 4 $ 700,000 $ 175,000 $ 108,000
Charlotte, Virginia 4 $ 900,000 $ 225,000 $ 109,000
Dinwiddie, Virginia 4 $ 910,000 $ 227,500 $ 86,000
Halifax, Virginia 4 $ 670,000 $ 167,500 $ 69,000
Hanover, Virginia 4 $ 840,000 $ 210,000 $ 119,000
Isle of Wight, Virginia 4 $ 880,000 $ 220,000 $ 78,000
New Kent, Virginia 4 $ 910,000 $ 227,500 $ 85,000
Patrick, Virginia 4 $ 800,000 $ 200,000 $ 98,000
Powhatan, Virginia 4 $ 1,770,000 $ 442,500 $ 139,000
Prince George, Virginia 4 $ 1,240,000 $ 310,000 $ 120,000
Surry, Virginia 4 $ 880,000 $ 220,000 $ 99,000
New Castle, Delaware 3 $ 1,715,000 $ 571,666 $ 225,000
Clay, Florida 3 $ 1,005,000 $ 335,000 $ 103,000
Lake, Florida 3 $ 555,000 $ 185,000 $ 80,000
Manatee, Florida 3 $ 1,115,000 $ 371,666 $ 109,000
Okaloosa, Florida 3 $ 585,000 $ 195,000 $ 88,000
Palm Beach, Florida 3 $ 1,075,000 $ 358,333 $ 119,000
St. Johns, Florida 3 $ 715,000 $ 238,333 $ 67,000
Sumter, Florida 3 $ 1,165,000 $ 388,333 $ 133,000
Suwannee, Florida 3 $ 515,000 $ 171,666 $ 83,000
Glynn, Georgia 3 $ 455,000 $ 151,666 $ 72,000
Henry, Georgia 3 $ 495,000 $ 165,000 $ 100,000
Irwin, Georgia 3 $ 585,000 $ 195,000 $ 130,000
Talbot, Georgia 3 $ 985,000 $ 328,333 $ 129,000
Livingston, Kentucky 3 $ 415,000 $ 138,333 $ 95,000
Nelson, Kentucky 3 $ 885,000 $ 295,000 $ 133,000
Anne Arundel, Maryland 3 $ 865,000 $ 288,333 $ 125,000
Caroline, Maryland 3 $ 605,000 $ 201,666 $ 65,000
Dorchester, Maryland 3 $ 705,000 $ 235,000 $ 105,000
Wicomico, Maryland 3 $ 745,000 $ 248,333 $ 190,000
Dona Ana, New Mexico 3 $ 505,000 $ 168,333 $ 56,000
Genesee, New York 3 $ 355,000 $ 118,333 $ 95,000
Franklin, North Carolina 3 $ 765,000 $ 255,000 $ 90,000
Jackson, North Carolina 3 $ 605,000 $ 201,666 $ 55,000
Lee, North Carolina 3 $ 945,000 $ 315,000 $ 89,000
Montgomery, North Carolina 3 $ 905,000 $ 301,666 $ 117,000
Swain, North Carolina 3 $ 845,000 $ 281,666 $ 210,000
Chester, Pennsylvania 3 $ 775,000 $ 258,333 $ 83,000
Barnwell, South Carolina 3 $ 665,000 $ 221,666 $ 87,000
Greenwood, South Carolina 3 $ 675,000 $ 225,000 $ 109,000
Bradley, Tennessee 3 $ 885,000 $ 295,000 $ 84,000
McMinn, Tennessee 3 $ 285,000 $ 95,000 $ 69,000
Cherokee, Texas 3 $ 765,000 $ 255,000 $ 133,000
Colorado, Texas 3 $ 605,000 $ 201,666 $ 81,000
Johnson, Texas 3 $ 695,000 $ 231,666 $ 144,000
Lubbock, Texas 3 $ 745,000 $ 248,333 $ 95,000
Montgomery, Texas 3 $ 865,000 $ 288,333 $ 230,000
Rains, Texas 3 $ 755,000 $ 251,666 $ 134,000
Upshur, Texas 3 $ 845,000 $ 281,666 $ 99,000
Waller, Texas 3 $ 825,000 $ 275,000 $ 199,000
Carroll, Virginia 3 $ 475,000 $ 158,333 $ 112,000
Chesterfield, Virginia 3 $ 475,000 $ 158,333 $ 137,000
Culpeper, Virginia 3 $ 1,195,000 $ 398,333 $ 129,000
Essex, Virginia 3 $ 395,000 $ 131,666 $ 34,000
Loudoun, Virginia 3 $ 1,175,000 $ 391,666 $ 198,000
Nelson, Virginia 3 $ 965,000 $ 321,666 $ 97,000
Orange, Virginia 3 $ 435,000 $ 145,000 $ 65,000
Page, Virginia 3 $ 545,000 $ 181,666 $ 75,000
Roanoke, Virginia 3 $ 325,000 $ 108,333 $ 51,000
Rockbridge, Virginia 3 $ 625,000 $ 208,333 $ 66,000
Russell, Virginia 3 $ 465,000 $ 155,000 $ 81,000
Suffolk, Virginia 3 $ 1,005,000 $ 335,000 $ 161,000
Jackson, West Virginia 3 $ 345,000 $ 115,000 $ 62,000
Greene, Arkansas 2 $ 430,000 $ 215,000 $ 100,000
Mississippi, Arkansas 2 $ 370,000 $ 185,000 $ 82,000
Windham, Connecticut 2 $ 400,000 $ 200,000 $ 78,000
Bradford, Florida 2 $ 430,000 $ 215,000 $ 82,000
Citrus, Florida 2 $ 400,000 $ 200,000 $ 77,000
Columbia, Florida 2 $ 430,000 $ 215,000 $ 92,000
DeSoto, Florida 2 $ 690,000 $ 345,000 $ 90,000
Duval, Florida 2 $ 760,000 $ 380,000 $ 161,000
Hardee, Florida 2 $ 380,000 $ 190,000 $ 84,000
Highlands, Florida 2 $ 730,000 $ 365,000 $ 175,000
Holmes, Florida 2 $ 620,000 $ 310,000 $ 101,000
Indian River, Florida 2 $ 540,000 $ 270,000 $ 88,000
Osceola, Florida 2 $ 490,000 $ 245,000 $ 122,000
St. Lucie, Florida 2 $ 420,000 $ 210,000 $ 87,000
Volusia, Florida 2 $ 410,000 $ 205,000 $ 78,000
Washington, Florida 2 $ 470,000 $ 235,000 $ 142,000
Berrien, Georgia 2 $ 530,000 $ 265,000 $ 275,000
Bibb, Georgia 2 $ 300,000 $ 150,000 $ 59,000
Bryan, Georgia 2 $ 340,000 $ 170,000 $ 96,000
Charlton, Georgia 2 $ 500,000 $ 250,000 $ 104,000
Colquitt, Georgia 2 $ 350,000 $ 175,000 $ 118,000
Columbia, Georgia 2 $ 670,000 $ 335,000 $ 79,000
Coweta, Georgia 2 $ 290,000 $ 145,000 $ 136,000
Fayette, Georgia 2 $ 720,000 $ 360,000 $ 116,000
Haralson, Georgia 2 $ 470,000 $ 235,000 $ 141,000
Laurens, Georgia 2 $ 540,000 $ 270,000 $ 101,000
Newton, Georgia 2 $ 360,000 $ 180,000 $ 51,000
Oconee, Georgia 2 $ 880,000 $ 440,000 $ 96,000
Rockdale, Georgia 2 $ 630,000 $ 315,000 $ 210,000
Tift, Georgia 2 $ 360,000 $ 180,000 $ 82,000
Troup, Georgia 2 $ 1,270,000 $ 635,000 $ 278,000
Ware, Georgia 2 $ 250,000 $ 125,000 $ 66,000
Carlisle, Kentucky 2 $ 250,000 $ 125,000 $ 111,000
Franklin, Kentucky 2 $ 690,000 $ 345,000 $ 118,000
Harrison, Kentucky 2 $ 230,000 $ 115,000 $ 57,000
Lyon, Kentucky 2 $ 410,000 $ 205,000 $ 103,000
Madison, Kentucky 2 $ 370,000 $ 185,000 $ 48,000
Scott, Kentucky 2 $ 870,000 $ 435,000 $ 128,000
Prince George's, Maryland 2 $ 500,000 $ 250,000 $ 152,000
Talbot, Maryland 2 $ 490,000 $ 245,000 $ 82,000
Worcester, Maryland 2 $ 540,000 $ 270,000 $ 90,000
Chaves, New Mexico 2 $ 480,000 $ 240,000 $ 72,000
Eddy, New Mexico 2 $ 420,000 $ 210,000 $ 102,000
Roosevelt, New Mexico 2 $ 420,000 $ 210,000 $ 78,000
Santa Fe, New Mexico 2 $ 520,000 $ 260,000 $ 113,000
Cayuga, New York 2 $ 250,000 $ 125,000 $ 110,000
Niagara, New York 2 $ 430,000 $ 215,000 $ 78,000
Otsego, New York 2 $ 210,000 $ 105,000 $ 72,000
Anson, North Carolina 2 $ 480,000 $ 240,000 $ 69,000
Brunswick, North Carolina 2 $ 570,000 $ 285,000 $ 155,000
Durham, North Carolina 2 $ 700,000 $ 350,000 $ 93,000
McDowell, North Carolina 2 $ 240,000 $ 120,000 $ 34,000
Polk, North Carolina 2 $ 470,000 $ 235,000 $ 91,000
Richmond, North Carolina 2 $ 370,000 $ 185,000 $ 57,000
Vance, North Carolina 2 $ 390,000 $ 195,000 $ 88,000
Lebanon, Pennsylvania 2 $ 510,000 $ 255,000 $ 91,000
Northampton, Pennsylvania 2 $ 270,000 $ 135,000 $ 204,000
York, Pennsylvania 2 $ 1,020,000 $ 510,000 $ 622,000
Bamberg, South Carolina 2 $ 470,000 $ 235,000 $ 100,000
Beaufort, South Carolina 2 $ 400,000 $ 200,000 $ 193,000
Union, South Carolina 2 $ 480,000 $ 240,000 $ 88,000
Castro, Texas 2 $ 570,000 $ 285,000 $ 141,000
Houston, Texas 2 $ 850,000 $ 425,000 $ 145,000
Jasper, Texas 2 $ 660,000 $ 330,000 $ 182,000
Van Zandt, Texas 2 $ 630,000 $ 315,000 $ 91,000
Wilson, Texas 2 $ 680,000 $ 340,000 $ 160,000
Wise, Texas 2 $ 770,000 $ 385,000 $ 137,000
Amherst, Virginia 2 $ 680,000 $ 340,000 $ 106,000
Buckingham, Virginia 2 $ 600,000 $ 300,000 $ 126,000
Campbell, Virginia 2 $ 270,000 $ 135,000 $ 58,000
Giles, Virginia 2 $ 320,000 $ 160,000 $ 83,000
Grayson, Virginia 2 $ 240,000 $ 120,000 $ 65,000
Henry, Virginia 2 $ 210,000 $ 105,000 $ 50,000
James City, Virginia 2 $ 460,000 $ 230,000 $ 98,000
King William, Virginia 2 $ 830,000 $ 415,000 $ 138,000
Louisa, Virginia 2 $ 530,000 $ 265,000 $ 114,000
Madison, Virginia 2 $ 360,000 $ 180,000 $ 109,000
Nottoway, Virginia 2 $ 370,000 $ 185,000 $ 0
Prince Edward, Virginia 2 $ 450,000 $ 225,000 $ 108,000
Pulaski, Virginia 2 $ 730,000 $ 365,000 $ 158,000
Scott, Virginia 2 $ 510,000 $ 255,000 $ 92,000
Southampton, Virginia 2 $ 450,000 $ 225,000 $ 71,000
Grant, West Virginia 2 $ 330,000 $ 165,000 $ 59,000
Hardy, West Virginia 2 $ 430,000 $ 215,000 $ 155,000
Autauga, Alabama 1 $ 235,000 $ 235,000 $ 101,000
Calhoun, Alabama 1 $ 165,000 $ 165,000 $ 127,000
Chilton, Alabama 1 $ 395,000 $ 395,000 $ 140,000
Cullman, Alabama 1 $ 175,000 $ 175,000 $ 93,000
Lowndes, Alabama 1 $ 285,000 $ 285,000 $ 93,000
Montgomery, Alabama 1 $ 285,000 $ 285,000 $ 50,000
Morgan, Alabama 1 $ 265,000 $ 265,000 $ 173,000
Cleburne, Arkansas 1 $ 385,000 $ 385,000 $ 187,000
Crittenden, Arkansas 1 $ 325,000 $ 325,000 $ 175,000
Cross, Arkansas 1 $ 245,000 $ 245,000 $ 89,000
St. Francis, Arkansas 1 $ 155,000 $ 155,000 $ 103,000
Fairfield, Connecticut 1 $ 425,000 $ 425,000 $ 165,000
Brevard, Florida 1 $ 165,000 $ 165,000 $ 61,000
Charlotte, Florida 1 $ 305,000 $ 305,000 $ 91,000
Dixie, Florida 1 $ 365,000 $ 365,000 $ 134,000
Franklin, Florida 1 $ 75,000 $ 75,000 $ 50,000
Lee, Florida 1 $ 85,000 $ 85,000 $ 52,000
Leon, Florida 1 $ 205,000 $ 205,000 $ 127,000
Liberty, Florida 1 $ 205,000 $ 205,000 $ 84,000
Martin, Florida 1 $ 415,000 $ 415,000 $ 115,000
Nassau, Florida 1 $ 425,000 $ 425,000 $ 138,000
Taylor, Florida 1 $ 245,000 $ 245,000 $ 114,000
Atkinson, Georgia 1 $ 55,000 $ 55,000 $ 50,000
Brantley, Georgia 1 $ 165,000 $ 165,000 $ 103,000
Camden, Georgia 1 $ 315,000 $ 315,000 $ 119,000
Chattahoochee, Georgia 1 $ 305,000 $ 305,000 $ 165,000
Clayton, Georgia 1 $ 225,000 $ 225,000 $ 81,000
Decatur, Georgia 1 $ 285,000 $ 285,000 $ 170,000
Dodge, Georgia 1 $ 105,000 $ 105,000 $ 15,000
Elbert, Georgia 1 $ 265,000 $ 265,000 $ 107,000
Fannin, Georgia 1 $ 175,000 $ 175,000 $ 153,000
Franklin, Georgia 1 $ 165,000 $ 165,000 $ 37,000
Gordon, Georgia 1 $ 115,000 $ 115,000 $ 102,000
Grady, Georgia 1 $ 165,000 $ 165,000 $ 155,000
Gwinnett, Georgia 1 $ 175,000 $ 175,000 $ 116,000
Hancock, Georgia 1 $ 275,000 $ 275,000 $ 128,000
Jackson, Georgia 1 $ 475,000 $ 475,000 $ 136,000
Jenkins, Georgia 1 $ 185,000 $ 185,000 $ 48,000
Jones, Georgia 1 $ 125,000 $ 125,000 $ 54,000
Lowndes, Georgia 1 $ 225,000 $ 225,000 $ 130,000
Macon, Georgia 1 $ 155,000 $ 155,000 $ 40,000
Oglethorpe, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Quitman, Georgia 1 $ 205,000 $ 205,000 $ 182,000
Randolph, Georgia 1 $ 135,000 $ 135,000 $ 72,000
Terrell, Georgia 1 $ 105,000 $ 105,000 $ 44,000
Twiggs, Georgia 1 $ 115,000 $ 115,000 $ 105,000
Union, Georgia 1 $ 205,000 $ 205,000 $ 113,000
Walker, Georgia 1 $ 295,000 $ 295,000 $ 125,000
Wheeler, Georgia 1 $ 105,000 $ 105,000 $ 65,000
White, Georgia 1 $ 325,000 $ 325,000 $ 125,000
Whitfield, Georgia 1 $ 205,000 $ 205,000 $ 73,000
Wilkinson, Georgia 1 $ 85,000 $ 85,000 $ 48,000
Massac, Illinois 1 $ 145,000 $ 145,000 $ 0
Anderson, Kentucky 1 $ 245,000 $ 245,000 $ 113,000
Casey, Kentucky 1 $ 205,000 $ 205,000 $ 52,000
Clark, Kentucky 1 $ 325,000 $ 325,000 $ 54,000
Fayette, Kentucky 1 $ 275,000 $ 275,000 $ 188,000
Jessamine, Kentucky 1 $ 255,000 $ 255,000 $ 46,000
Pendleton, Kentucky 1 $ 115,000 $ 115,000 $ 62,000
Taylor, Kentucky 1 $ 65,000 $ 65,000 $ 107,000
Woodford, Kentucky 1 $ 215,000 $ 215,000 $ 54,000
Grant, Louisiana 1 $ 195,000 $ 195,000 $ 153,000
Madison, Louisiana 1 $ 275,000 $ 275,000 $ 138,000
Cecil, Maryland 1 $ 425,000 $ 425,000 $ 449,000
Garrett, Maryland 1 $ 175,000 $ 175,000 $ 141,000
Somerset, Maryland 1 $ 305,000 $ 305,000 $ 0
Hampden, Massachusetts 1 $ 305,000 $ 305,000 $ 125,000
DeSoto, Mississippi 1 $ 235,000 $ 235,000 $ 31,000
Lauderdale, Mississippi 1 $ 145,000 $ 145,000 $ 50,000
Bernalillo, New Mexico 1 $ 125,000 $ 125,000 $ 63,000
Grant, New Mexico 1 $ 105,000 $ 105,000 $ 114,000
Lea, New Mexico 1 $ 425,000 $ 425,000 $ 282,000
Luna, New Mexico 1 $ 145,000 $ 145,000 $ 44,000
San Miguel, New Mexico 1 $ 155,000 $ 155,000 $ 79,000
Valencia, New Mexico 1 $ 105,000 $ 105,000 $ 70,000
Albany, New York 1 $ 225,000 $ 225,000 $ 175,000
Chautauqua, New York 1 $ 105,000 $ 105,000 $ 36,000
Columbia, New York 1 $ 115,000 $ 115,000 $ 50,000
Lewis, New York 1 $ 135,000 $ 135,000 $ 53,000
Ontario, New York 1 $ 225,000 $ 225,000 $ 72,000
Orleans, New York 1 $ 95,000 $ 95,000 $ 42,000
Oswego, New York 1 $ 235,000 $ 235,000 $ 147,000
Rensselaer, New York 1 $ 205,000 $ 205,000 $ 60,000
St. Lawrence, New York 1 $ 145,000 $ 145,000 $ 112,000
Bladen, North Carolina 1 $ 185,000 $ 185,000 $ 262,000
Cumberland, North Carolina 1 $ 65,000 $ 65,000 $ 65,000
Duplin, North Carolina 1 $ 115,000 $ 115,000 $ 168,000
Hoke, North Carolina 1 $ 365,000 $ 365,000 $ 103,000
Johnston, North Carolina 1 $ 245,000 $ 245,000 $ 75,000
Mecklenburg, North Carolina 1 $ 215,000 $ 215,000 $ 63,000
Sampson, North Carolina 1 $ 195,000 $ 195,000 $ 77,000
Transylvania, North Carolina 1 $ 85,000 $ 85,000 $ 35,000
Ashland, Ohio 1 $ 245,000 $ 245,000 $ 64,000
Huron, Ohio 1 $ 275,000 $ 275,000 $ 157,000
Lorain, Ohio 1 $ 145,000 $ 145,000 $ 64,000
Paulding, Ohio 1 $ 195,000 $ 195,000 $ 66,000
Choctaw, Oklahoma 1 $ 205,000 $ 205,000 $ 145,000
Cumberland, Pennsylvania 1 $ 265,000 $ 265,000 $ 81,000
Franklin, Pennsylvania 1 $ 205,000 $ 205,000 $ 138,000
Fulton, Pennsylvania 1 $ 315,000 $ 315,000 $ 85,000
Perry, Pennsylvania 1 $ 255,000 $ 255,000 $ 51,000
Westmoreland, Pennsylvania 1 $ 275,000 $ 275,000 $ 85,000
Clarendon, South Carolina 1 $ 175,000 $ 175,000 $ 73,000
Hampton, South Carolina 1 $ 65,000 $ 65,000 $ 139,000
Lee, South Carolina 1 $ 105,000 $ 105,000 $ 121,000
Marion, South Carolina 1 $ 105,000 $ 105,000 $ 11,000
Richland, South Carolina 1 $ 445,000 $ 445,000 $ 141,000
Johnson, Tennessee 1 $ 135,000 $ 135,000 $ 56,000
Polk, Tennessee 1 $ 35,000 $ 35,000 $ 40,000
Roane, Tennessee 1 $ 455,000 $ 455,000 $ 176,000
Angelina, Texas 1 $ 425,000 $ 425,000 $ 161,000
Austin, Texas 1 $ 295,000 $ 295,000 $ 62,000
Bee, Texas 1 $ 235,000 $ 235,000 $ 79,000
Bowie, Texas 1 $ 215,000 $ 215,000 $ 78,000
Brazos, Texas 1 $ 295,000 $ 295,000 $ 135,000
Cass, Texas 1 $ 375,000 $ 375,000 $ 109,000
Chambers, Texas 1 $ 165,000 $ 165,000 $ 118,000
DeWitt, Texas 1 $ 175,000 $ 175,000 $ 175,000
Edwards, Texas 1 $ 315,000 $ 315,000 $ 155,000
Ellis, Texas 1 $ 605,000 $ 605,000 $ 324,000
Erath, Texas 1 $ 215,000 $ 215,000 $ 46,000
Fannin, Texas 1 $ 295,000 $ 295,000 $ 60,000
Grimes, Texas 1 $ 365,000 $ 365,000 $ 108,000
Harris, Texas 1 $ 295,000 $ 295,000 $ 59,000
Hartley, Texas 1 $ 405,000 $ 405,000 $ 142,000
Hopkins, Texas 1 $ 95,000 $ 95,000 $ 61,000
Hutchinson, Texas 1 $ 175,000 $ 175,000 $ 95,000
Kaufman, Texas 1 $ 155,000 $ 155,000 $ 100,000
Kendall, Texas 1 $ 305,000 $ 305,000 $ 139,000
Kerr, Texas 1 $ 175,000 $ 175,000 $ 119,000
Lamar, Texas 1 $ 155,000 $ 155,000 $ 167,000
Lamb, Texas 1 $ 105,000 $ 105,000 $ 122,000
Leon, Texas 1 $ 265,000 $ 265,000 $ 94,000
Limestone, Texas 1 $ 115,000 $ 115,000 $ 63,000
Live Oak, Texas 1 $ 395,000 $ 395,000 $ 144,000
Matagorda, Texas 1 $ 605,000 $ 605,000 $ 192,000
Nacogdoches, Texas 1 $ 135,000 $ 135,000 $ 79,000
Orange, Texas 1 $ 295,000 $ 295,000 $ 198,000
Palo Pinto, Texas 1 $ 375,000 $ 375,000 $ 91,000
Parmer, Texas 1 $ 145,000 $ 145,000 $ 117,000
Rusk, Texas 1 $ 455,000 $ 455,000 $ 86,000
Sabine, Texas 1 $ 85,000 $ 85,000 $ 82,000
San Jacinto, Texas 1 $ 525,000 $ 525,000 $ 212,000
San Patricio, Texas 1 $ 155,000 $ 155,000 $ 153,000
Smith, Texas 1 $ 135,000 $ 135,000 $ 33,000
Somervell, Texas 1 $ 975,000 $ 975,000 $ 333,000
Washington, Texas 1 $ 225,000 $ 225,000 $ 165,000
Williamson, Texas 1 $ 295,000 $ 295,000 $ 92,000
Amelia, Virginia 1 $ 215,000 $ 215,000 $ 87,000
Appomattox, Virginia 1 $ 245,000 $ 245,000 $ 51,000
Bath, Virginia 1 $ 155,000 $ 155,000 $ 111,000
Bland, Virginia 1 $ 185,000 $ 185,000 $ 32,000
Brunswick, Virginia 1 $ 215,000 $ 215,000 $ 125,000
Charles City, Virginia 1 $ 255,000 $ 255,000 $ 78,000
Chesapeake, Virginia 1 $ 165,000 $ 165,000 $ 252,000
Craig, Virginia 1 $ 165,000 $ 165,000 $ 91,000
Cumberland, Virginia 1 $ 125,000 $ 125,000 $ 59,000
Fauquier, Virginia 1 $ 105,000 $ 105,000 $ 52,000
Fluvanna, Virginia 1 $ 115,000 $ 115,000 $ 79,000
Gloucester, Virginia 1 $ 545,000 $ 545,000 $ 96,000
Goochland, Virginia 1 $ 295,000 $ 295,000 $ 158,000
Greene, Virginia 1 $ 205,000 $ 205,000 $ 38,000
King and Queen, Virginia 1 $ 235,000 $ 235,000 $ 88,000
King George, Virginia 1 $ 195,000 $ 195,000 $ 155,000
Lunenburg, Virginia 1 $ 235,000 $ 235,000 $ 114,000
Montgomery, Virginia 1 $ 425,000 $ 425,000 $ 121,000
Smyth, Virginia 1 $ 115,000 $ 115,000 $ 43,000
Sussex, Virginia 1 $ 275,000 $ 275,000 $ 164,000
Tazewell, Virginia 1 $ 265,000 $ 265,000 $ 128,000
Warren, Virginia 1 $ 755,000 $ 755,000 $ 239,000
Barbour, West Virginia 1 $ 165,000 $ 165,000 $ 87,000
Cabell, West Virginia 1 $ 115,000 $ 115,000 $ 53,000
Doddridge, West Virginia 1 $ 65,000 $ 65,000 $ 131,000
Fayette, West Virginia 1 $ 95,000 $ 95,000 $ 50,000
Greenbrier, West Virginia 1 $ 175,000 $ 175,000 $ 160,000
Hampshire, West Virginia 1 $ 205,000 $ 205,000 $ 160,000
Jefferson, West Virginia 1 $ 165,000 $ 165,000 $ 105,000
Mason, West Virginia 1 $ 85,000 $ 85,000 $ 63,000
Mineral, West Virginia 1 $ 85,000 $ 85,000 $ 26,000
Monongalia, West Virginia 1 $ 135,000 $ 135,000 $ 65,000
Pendleton, West Virginia 1 $ 175,000 $ 175,000 $ 110,000
Preston, West Virginia 1 $ 115,000 $ 115,000 $ 53,000
Putnam, West Virginia 1 $ 245,000 $ 245,000 $ 114,000
Raleigh, West Virginia 1 $ 415,000 $ 415,000 $ 126,000

Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,125 $544,205,000 $256,000 $1,115,000 $105,000 $1,226,000
Cash-out Refinancing 326 $64,500,000 $197,000 $855,000 $101,000 $1,016,000
Refinancing 216 $44,500,000 $206,000 $975,000 $92,000 $379,000
Home Improvement 4 $1,070,000 $267,000 $445,000 $122,000 $181,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,400 $586,240,000 $244,000 $1,115,000 $103,000 $1,226,000
Not Provided 164 $41,490,000 $252,000 $705,000 $108,000 $500,000
Hispanic 43 $10,985,000 $255,000 $865,000 $102,000 $322,000
Black or African American 38 $9,210,000 $242,000 $455,000 $93,000 $224,000
Asian 15 $3,365,000 $224,000 $335,000 $175,000 $733,000
American Indian or Alaskan Native 8 $2,180,000 $272,000 $455,000 $103,000 $166,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,671 $654,275,000 $244,000 $1,115,000 $104,000 $1,226,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,308 $561,840,000 $243,000 $1,115,000 $104,000 $1,226,000
Application Denied By Financial Institution 249 $63,105,000 $253,000 $975,000 $97,000 $1,017,000
Application Withdrawn By Applicant 81 $20,135,000 $248,000 $805,000 $111,000 $598,000
Loan Purchased By The Institution 18 $5,280,000 $293,000 $535,000 $0 $0
Application Approved But Not Accepted 15 $3,915,000 $261,000 $455,000 $120,000 $244,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,422 $591,170,000 $244,000 $1,115,000 $104,000 $1,226,000
Collateral 108 $25,840,000 $239,000 $455,000 $105,000 $437,000
Debt-To-Income Ratio 66 $17,380,000 $263,000 $975,000 $71,000 $333,000
Credit Application Incomplete 32 $8,870,000 $277,000 $825,000 $97,000 $288,000
Other 14 $3,800,000 $271,000 $485,000 $114,000 $284,000
Unverifiable Information 11 $2,715,000 $246,000 $455,000 $84,000 $224,000
Credit History 9 $2,255,000 $250,000 $565,000 $196,000 $1,017,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,460,000 $243,000 $445,000 $94,000 $137,000
Employment History 3 $785,000 $261,000 $415,000 $64,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Agfirst Farm Credit Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the South Carolina Lender List