Agfirst Farm Credit Bank Mortgage Lending & HMDA Data, 2017
In 2017, Agfirst Farm Credit Bank of Columbia, SC reported 2,678 mortgage applications totaling $618.2 million. The average application was for $230,842, and applicants reported an average income of $99,967. 89% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Winston-Salem, NC (171), Charlotte-Concord-Gastonia, NC-SC (160) and Greensboro-High Point, NC (138) (applications in parentheses).
| Mortgage Company & Address | Agfirst Farm Credit Bank 1901 Main Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,678 |
| Total Mortgage Loan Application Amount | $618,197,000 |
| Average Mortgage Loan Application Amount | $230,842 |
| Highest Mortgage Loan Application Amount | $1,365,000 |
| Average Applicant Income | $99,967 |
| Highest Applicant Income | $1,175,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Agfirst Farm Credit Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winston-Salem, NC | 171 | $ 40,357,000 | $ 236,005 | $ 96,000 |
| Charlotte-Concord-Gastonia, NC-SC | 160 | $ 42,529,000 | $ 265,806 | $ 108,087 |
| Greensboro-High Point, NC | 138 | $ 32,639,000 | $ 236,514 | $ 92,000 |
| Atlanta-Sandy Springs-Roswell, GA | 106 | $ 27,428,000 | $ 258,754 | $ 124,000 |
| Durham-Chapel Hill, NC | 87 | $ 20,827,000 | $ 239,390 | $ 96,000 |
| Burlington, NC | 68 | $ 17,697,000 | $ 260,250 | $ 100,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 61 | $ 19,641,000 | $ 321,983 | $ 123,131 |
| Hickory-Lenoir-Morganton, NC | 59 | $ 11,932,000 | $ 202,237 | $ 88,000 |
| Charleston-North Charleston, SC | 44 | $ 10,978,000 | $ 249,500 | $ 96,000 |
| Greenville-Anderson-Mauldin, SC | 41 | $ 9,064,000 | $ 221,073 | $ 87,000 |
| Asheville, NC | 40 | $ 9,423,000 | $ 235,575 | $ 85,000 |
| Columbia, SC | 40 | $ 8,638,000 | $ 215,950 | $ 91,000 |
| Richmond, VA | 39 | $ 9,893,000 | $ 253,666 | $ 89,000 |
| Baltimore-Columbia-Towson, MD | 33 | $ 11,771,000 | $ 356,696 | $ 167,000 |
| Hagerstown-Martinsburg, MD-WV | 31 | $ 7,037,000 | $ 227,000 | $ 90,838 |
| Augusta-Richmond County, GA-SC | 28 | $ 6,365,000 | $ 227,321 | $ 116,785 |
| Roanoke, VA | 25 | $ 6,380,000 | $ 255,200 | $ 104,000 |
| California-Lexington Park, MD | 23 | $ 7,141,000 | $ 310,478 | $ 102,000 |
| Spartanburg, SC | 22 | $ 6,283,000 | $ 285,590 | $ 115,000 |
| Lynchburg, VA | 21 | $ 4,438,000 | $ 211,333 | $ 89,000 |
| Winchester, VA-WV | 21 | $ 4,852,000 | $ 231,047 | $ 113,428 |
| Silver Spring-Frederick-Rockville, MD | 20 | $ 7,756,000 | $ 387,800 | $ 149,000 |
| Salisbury, MD-DE | 17 | $ 3,794,000 | $ 223,176 | $ 105,294 |
| Tampa-St. Petersburg-Clearwater, FL | 17 | $ 4,508,000 | $ 265,176 | $ 120,000 |
| Charlottesville, VA | 16 | $ 3,788,000 | $ 236,750 | $ 122,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 3,375,000 | $ 210,937 | $ 84,000 |
| Chattanooga, TN-GA | 15 | $ 4,200,000 | $ 280,000 | $ 103,600 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 3,380,000 | $ 241,428 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 3,054,000 | $ 234,923 | $ 90,000 |
| Lancaster, PA | 13 | $ 3,765,000 | $ 289,615 | $ 104,000 |
| San Antonio-New Braunfels, TX | 13 | $ 4,360,000 | $ 335,384 | $ 183,000 |
| Staunton-Waynesboro, VA | 13 | $ 3,125,000 | $ 240,384 | $ 84,000 |
| Albuquerque, NM | 12 | $ 2,217,000 | $ 184,750 | $ 73,000 |
| Gainesville, FL | 12 | $ 2,148,000 | $ 179,000 | $ 80,000 |
| Harrisonburg, VA | 12 | $ 2,297,000 | $ 191,416 | $ 168,000 |
| Savannah, GA | 12 | $ 2,427,000 | $ 202,250 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 2,276,000 | $ 206,909 | $ 90,000 |
| Lakeland-Winter Haven, FL | 11 | $ 2,320,000 | $ 210,909 | $ 101,000 |
| Montgomery County-Bucks County-Chester County, PA | 11 | $ 4,624,000 | $ 420,363 | $ 152,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,185,000 | $ 218,500 | $ 79,000 |
| Athens-Clarke County, GA | 9 | $ 2,712,000 | $ 301,333 | $ 124,000 |
| Tallahassee, FL | 9 | $ 2,440,000 | $ 271,111 | $ 126,000 |
| Columbus, GA-AL | 8 | $ 1,786,000 | $ 223,250 | $ 96,000 |
| Dover, DE | 8 | $ 1,745,000 | $ 218,125 | $ 78,000 |
| Jacksonville, FL | 8 | $ 2,418,000 | $ 302,250 | $ 135,000 |
| Ocala, FL | 8 | $ 2,021,000 | $ 252,625 | $ 97,000 |
| Lexington-Fayette, KY | 7 | $ 2,060,000 | $ 294,285 | $ 93,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,688,000 | $ 241,142 | $ 93,000 |
| Brunswick, GA | 6 | $ 1,214,000 | $ 202,333 | $ 105,000 |
| Dallas-Plano-Irving, TX | 6 | $ 1,023,000 | $ 170,500 | $ 64,000 |
| Fort Worth-Arlington, TX | 6 | $ 1,441,000 | $ 240,166 | $ 128,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,495,000 | $ 249,166 | $ 76,000 |
| Cleveland, TN | 5 | $ 1,390,000 | $ 278,000 | $ 101,000 |
| Jonesboro, AR | 5 | $ 863,000 | $ 172,600 | $ 139,000 |
| Raleigh, NC | 5 | $ 1,289,000 | $ 257,800 | $ 105,000 |
| Reading, PA | 5 | $ 1,488,000 | $ 297,600 | $ 128,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,284,000 | $ 321,000 | $ 143,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 869,000 | $ 217,250 | $ 164,000 |
| Macon-Bibb County, GA | 4 | $ 1,061,000 | $ 265,250 | $ 82,000 |
| The Villages, FL | 4 | $ 550,000 | $ 137,500 | $ 37,000 |
| Albany, GA | 3 | $ 960,000 | $ 320,000 | $ 142,000 |
| Gettysburg, PA | 3 | $ 1,049,000 | $ 349,666 | $ 163,000 |
| Harrisburg-Carlisle, PA | 3 | $ 646,000 | $ 215,333 | $ 84,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 420,000 | $ 140,000 | $ 57,000 |
| Hinesville, GA | 3 | $ 304,000 | $ 101,333 | $ 63,000 |
| Lebanon, PA | 3 | $ 789,000 | $ 263,000 | $ 79,000 |
| Memphis, TN-MS-AR | 3 | $ 782,000 | $ 260,666 | $ 67,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 968,000 | $ 322,666 | $ 194,000 |
| Tyler, TX | 3 | $ 707,000 | $ 235,666 | $ 75,000 |
| Warner Robins, GA | 3 | $ 633,000 | $ 211,000 | $ 134,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 958,000 | $ 319,333 | $ 264,000 |
| York-Hanover, PA | 3 | $ 750,000 | $ 250,000 | $ 109,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 504,000 | $ 252,000 | $ 216,000 |
| Amarillo, TX | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Beaumont-Port Arthur, TX | 2 | $ 499,000 | $ 249,500 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 479,000 | $ 239,500 | $ 117,000 |
| Fayetteville, NC | 2 | $ 278,000 | $ 139,000 | $ 84,000 |
| Las Cruces, NM | 2 | $ 515,000 | $ 257,500 | $ 74,000 |
| Longview, TX | 2 | $ 401,000 | $ 200,500 | $ 104,000 |
| Lubbock, TX | 2 | $ 508,000 | $ 254,000 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 360,000 | $ 180,000 | $ 146,000 |
| Rochester, NY | 2 | $ 232,000 | $ 116,000 | $ 76,000 |
| Syracuse, NY | 2 | $ 287,000 | $ 143,500 | $ 76,000 |
| Beckley, WV | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Bloomington, IL | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Bloomsburg-Berwick, PA | 1 | $ 256,000 | $ 256,000 | $ 102,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 400,000 | $ 400,000 | $ 247,000 |
| Cincinnati, OH-KY-IN | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Corpus Christi, TX | 1 | $ 550,000 | $ 550,000 | $ 189,000 |
| Cumberland, MD-WV | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Elgin, IL | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Elmira, NY | 1 | $ 209,000 | $ 209,000 | $ 148,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 266,000 | $ 266,000 | $ 102,000 |
| Homosassa Springs, FL | 1 | $ 247,000 | $ 247,000 | $ 58,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 260,000 | $ 260,000 | $ 81,000 |
| Panama City, FL | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Pittsburgh, PA | 1 | $ 340,000 | $ 340,000 | $ 62,000 |
| Pittsfield, MA | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Punta Gorda, FL | 1 | $ 294,000 | $ 294,000 | $ 113,000 |
| Rockford, IL | 1 | $ 230,000 | $ 230,000 | $ 106,000 |
| Rocky Mount, NC | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Sebastian-Vero Beach, FL | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Sebring, FL | 1 | $ 367,000 | $ 367,000 | $ 199,000 |
| Sherman-Denison, TX | 1 | $ 156,000 | $ 156,000 | $ 69,000 |
| State College, PA | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Texarkana, TX-AR | 1 | $ 214,000 | $ 214,000 | $ 115,000 |
| Waco, TX | 1 | $ 258,000 | $ 258,000 | $ 140,000 |
| Worcester, MA-CT | 1 | $ 300,000 | $ 300,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,710 | $399,241,000 | $233,000 | $1,365,000 | $98,000 | $1,175,000 |
| Refinancing | 932 | $212,462,000 | $227,000 | $980,000 | $104,000 | $1,071,000 |
| Home Improvement | 36 | $6,494,000 | $180,000 | $424,000 | $89,000 | $215,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,450 | $565,572,000 | $230,000 | $1,365,000 | $100,000 | $1,175,000 |
| Not Provided | 124 | $31,133,000 | $251,000 | $691,000 | $112,000 | $694,000 |
| Black or African American | 42 | $9,030,000 | $215,000 | $656,000 | $83,000 | $292,000 |
| Hispanic | 34 | $6,245,000 | $183,000 | $406,000 | $80,000 | $346,000 |
| American Indian or Alaskan Native | 13 | $2,863,000 | $220,000 | $424,000 | $86,000 | $156,000 |
| Asian | 11 | $2,458,000 | $223,000 | $378,000 | $92,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $896,000 | $224,000 | $354,000 | $79,000 | $105,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,678 | $618,197,000 | $230,000 | $1,365,000 | $100,000 | $1,175,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,384 | $552,751,000 | $231,000 | $1,365,000 | $101,000 | $1,175,000 |
| Application Denied By Financial Institution | 231 | $51,598,000 | $223,000 | $620,000 | $91,000 | $537,000 |
| Application Withdrawn By Applicant | 47 | $10,099,000 | $214,000 | $424,000 | $101,000 | $321,000 |
| Application Approved But Not Accepted | 16 | $3,749,000 | $234,000 | $518,000 | $85,000 | $167,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agfirst Farm Credit Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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