Agsouth Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Agsouth Farm Credit, Aca 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Agsouth Farm Credit, Aca Po Box 718 Statesboro, GA 30459 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 764 |
| Total Mortgage Loan Application Amount | $123,673,000 |
| Average Mortgage Loan Application Amount | $128,333 |
| Highest Mortgage Loan Application Amount | $1,206,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $4,618,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Agsouth Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Agsouth Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Agsouth Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Agsouth Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Agsouth Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Agsouth Farm Credit, Aca's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Toombs County Georgia | 65 | $ 9,077,000 | $ 139,000 | $ 62,000 |
| Bulloch County Georgia | 51 | $ 7,750,000 | $ 151,000 | $ 71,000 |
| Pierce County Georgia | 29 | $ 3,583,000 | $ 123,000 | $ 71,000 |
| Appling County Georgia | 27 | $ 3,433,000 | $ 127,000 | $ 74,000 |
| Montgomery County Georgia | 24 | $ 3,354,000 | $ 139,000 | $ 55,000 |
| Laurens County South Carolina | 23 | $ 3,617,000 | $ 157,000 | $ 93,000 |
| Kershaw County South Carolina | 21 | $ 3,615,000 | $ 172,000 | $ 91,000 |
| Lexington County South Carolina | 20 | $ 4,272,000 | $ 213,000 | $ 120,000 |
| Spartanburg County South Carolina | 20 | $ 2,569,000 | $ 128,000 | $ 71,000 |
| York County South Carolina | 19 | $ 2,701,000 | $ 142,000 | $ 59,000 |
| Tattnall County Georgia | 18 | $ 2,689,000 | $ 149,000 | $ 76,000 |
| Upson County Georgia | 18 | $ 1,801,000 | $ 100,000 | $ 35,000 |
| Spalding County Georgia | 16 | $ 2,926,000 | $ 182,000 | $ 89,000 |
| Morgan County Georgia | 15 | $ 4,213,000 | $ 280,000 | $ 150,000 |
| Bacon County Georgia | 14 | $ 1,853,000 | $ 132,000 | $ 92,000 |
| Carroll County Georgia | 14 | $ 1,820,000 | $ 130,000 | $ 59,000 |
| Coffee County Georgia | 14 | $ 2,215,000 | $ 158,000 | $ 80,000 |
| Meriwether County Georgia | 13 | $ 2,252,000 | $ 173,000 | $ 98,000 |
| Ware County Georgia | 13 | $ 1,947,000 | $ 149,000 | $ 60,000 |
| Pike County Georgia | 12 | $ 3,148,000 | $ 262,000 | $ 132,000 |
| Orangeburg County South Carolina | 12 | $ 1,994,000 | $ 166,000 | $ 479,000 |
| Screven County Georgia | 11 | $ 1,399,000 | $ 127,000 | $ 78,000 |
| Aiken County South Carolina | 11 | $ 2,016,000 | $ 183,000 | $ 114,000 |
| Evans County Georgia | 10 | $ 1,602,000 | $ 160,000 | $ 98,000 |
| Lamar County Georgia | 10 | $ 1,275,000 | $ 127,000 | $ 55,000 |
| Treutlen County Georgia | 10 | $ 1,040,000 | $ 104,000 | $ 45,000 |
| Candler County Georgia | 8 | $ 1,465,000 | $ 183,000 | $ 86,000 |
| Newton County Georgia | 8 | $ 1,053,000 | $ 131,000 | $ 64,000 |
| Charlton County Georgia | 7 | $ 1,145,000 | $ 163,000 | $ 60,000 |
| Liberty County Georgia | 7 | $ 982,000 | $ 140,000 | $ 59,000 |
| Abbeville County South Carolina | 7 | $ 1,257,000 | $ 179,000 | $ 55,000 |
| Anderson County South Carolina | 7 | $ 1,138,000 | $ 162,000 | $ 94,000 |
| Greenwood County South Carolina | 7 | $ 1,426,000 | $ 203,000 | $ 90,000 |
| Lancaster County South Carolina | 7 | $ 1,042,000 | $ 148,000 | $ 70,000 |
| Clinch County Georgia | 6 | $ 716,000 | $ 119,000 | $ 56,000 |
| Coweta County Georgia | 6 | $ 1,461,000 | $ 243,000 | $ 77,000 |
| Jeff Davis County Georgia | 6 | $ 890,000 | $ 148,000 | $ 60,000 |
| Chester County South Carolina | 6 | $ 908,000 | $ 151,000 | $ 127,000 |
| Atkinson County Georgia | 5 | $ 622,000 | $ 124,000 | $ 62,000 |
| Effingham County Georgia | 5 | $ 732,000 | $ 146,000 | $ 62,000 |
| Gwinnett County Georgia | 5 | $ 1,983,000 | $ 396,000 | $ 143,000 |
| Haralson County Georgia | 5 | $ 728,000 | $ 145,000 | $ 64,000 |
| Wheeler County Georgia | 5 | $ 438,000 | $ 87,000 | $ 38,000 |
| Colleton County South Carolina | 5 | $ 813,000 | $ 162,000 | $ 227,000 |
| Richland County South Carolina | 5 | $ 1,019,000 | $ 203,000 | $ 77,000 |
| Bryan County Georgia | 4 | $ 808,000 | $ 202,000 | $ 89,000 |
| Emanuel County Georgia | 4 | $ 609,000 | $ 152,000 | $ 70,000 |
| Glynn County Georgia | 4 | $ 1,146,000 | $ 286,000 | $ 238,000 |
| Harris County Georgia | 4 | $ 586,000 | $ 146,000 | $ 36,000 |
| Henry County Georgia | 4 | $ 473,000 | $ 118,000 | $ 26,000 |
| Jenkins County Georgia | 4 | $ 986,000 | $ 246,000 | $ 62,000 |
| Wayne County Georgia | 4 | $ 663,000 | $ 165,000 | $ 78,000 |
| Charleston County South Carolina | 4 | $ 1,559,000 | $ 389,000 | $ 196,000 |
| Edgefield County South Carolina | 4 | $ 797,000 | $ 199,000 | $ 56,000 |
| Saluda County South Carolina | 4 | $ 420,000 | $ 105,000 | $ 30,000 |
| Burke County Georgia | 3 | $ 325,000 | $ 108,000 | $ 34,000 |
| Greene County Georgia | 3 | $ 371,000 | $ 123,000 | $ 61,000 |
| Laurens County Georgia | 3 | $ 477,000 | $ 159,000 | $ 94,000 |
| Monroe County Georgia | 3 | $ 836,000 | $ 278,000 | $ 103,000 |
| Beaufort County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 51,000 |
| Berkeley County South Carolina | 3 | $ 823,000 | $ 274,000 | $ 156,000 |
| Fairfield County South Carolina | 3 | $ 641,000 | $ 213,000 | $ 608,000 |
| Greenville County South Carolina | 3 | $ 281,000 | $ 93,000 | $ 162,000 |
| Union County South Carolina | 3 | $ 279,000 | $ 93,000 | $ 53,000 |
| Brantley County Georgia | 2 | $ 158,000 | $ 79,000 | $ 55,000 |
| Butts County Georgia | 2 | $ 697,000 | $ 348,000 | $ 116,000 |
| Camden County Georgia | 2 | $ 256,000 | $ 128,000 | $ 158,000 |
| Columbia County Georgia | 2 | $ 500,000 | $ 250,000 | $ 163,000 |
| DeKalb County Georgia | 2 | $ 416,000 | $ 208,000 | $ 66,000 |
| Heard County Georgia | 2 | $ 512,000 | $ 256,000 | $ 94,000 |
| Jasper County Georgia | 2 | $ 381,000 | $ 190,000 | $ 94,000 |
| Oconee County Georgia | 2 | $ 629,000 | $ 314,000 | $ 108,000 |
| Talbot County Georgia | 2 | $ 222,000 | $ 111,000 | $ 35,000 |
| Walton County Georgia | 2 | $ 217,000 | $ 108,000 | $ 101,000 |
| Calhoun County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Cherokee County South Carolina | 2 | $ 327,000 | $ 163,000 | $ 117,000 |
| Darlington County South Carolina | 2 | $ 581,000 | $ 290,000 | $ 62,000 |
| Dorchester County South Carolina | 2 | $ 358,000 | $ 179,000 | $ 210,000 |
| Georgetown County South Carolina | 2 | $ 653,000 | $ 326,000 | $ 55,000 |
| Hampton County South Carolina | 2 | $ 313,000 | $ 156,000 | $ 107,000 |
| Jasper County South Carolina | 2 | $ 426,000 | $ 213,000 | $ 76,000 |
| Newberry County South Carolina | 2 | $ 247,000 | $ 123,000 | $ 125,000 |
| Oconee County South Carolina | 2 | $ 113,000 | $ 56,000 | $ 238,000 |
| Pickens County South Carolina | 2 | $ 297,000 | $ 148,000 | $ 40,000 |
| Cleburne County Alabama | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Bleckley County Georgia | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Calhoun County Georgia | 1 | $ 151,000 | $ 151,000 | $ 80,000 |
| Chatham County Georgia | 1 | $ 237,000 | $ 237,000 | $ 46,000 |
| Cobb County Georgia | 1 | $ 169,000 | $ 169,000 | $ 105,000 |
| Dougherty County Georgia | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Douglas County Georgia | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
| Fannin County Georgia | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Fayette County Georgia | 1 | $ 332,000 | $ 332,000 | $ 312,000 |
| Fulton County Georgia | 1 | $ 279,000 | $ 279,000 | $ 229,000 |
| Gordon County Georgia | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Jackson County Georgia | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Johnson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Jones County Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Lanier County Georgia | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Long County Georgia | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Pickens County Georgia | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| Pulaski County Georgia | 1 | $ 316,000 | $ 316,000 | $ 60,000 |
| Putnam County Georgia | 1 | $ 319,000 | $ 319,000 | $ 84,000 |
| Randolph County Georgia | 1 | $ 90,000 | $ 90,000 | $ 121,000 |
| Richmond County Georgia | 1 | $ 371,000 | $ 371,000 | $ 1,506,000 |
| Telfair County Georgia | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Tift County Georgia | 1 | $ 212,000 | $ 212,000 | $ 79,000 |
| Troup County Georgia | 1 | $ 290,000 | $ 290,000 | $ 75,000 |
| Brunswick County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Polk County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 160,000 |
| Bamberg County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 156,000 |
| Barnwell County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 66,000 |
| Chesterfield County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 16,000 |
| Lee County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Agsouth Farm Credit, Aca in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 522 | $93,706,000 | $179,000 | $1,206,000 | $95,000 | $4,618,000 |
| Home Purchase | 218 | $28,075,000 | $128,000 | $840,000 | $75,000 | $1,719,000 |
| Home Improvement | 24 | $1,892,000 | $78,000 | $850,000 | $167,000 | $930,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 703 | $114,629,000 | $163,000 | $1,206,000 | $93,000 | $4,618,000 |
| Black or African American | 44 | $5,923,000 | $134,000 | $417,000 | $60,000 | $236,000 |
| Hispanic | 6 | $1,000,000 | $166,000 | $417,000 | $66,000 | $140,000 |
| Not Provided | 6 | $1,234,000 | $205,000 | $600,000 | $135,000 | $507,000 |
| American Indian or Alaskan Native | 3 | $334,000 | $111,000 | $168,000 | $47,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $553,000 | $276,000 | $387,000 | $136,000 | $150,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $99,358,000 | $176,000 | $1,206,000 | $106,000 | $4,618,000 |
| FHA-insured (Federal Housing Administration) | 126 | $16,437,000 | $130,000 | $286,000 | $52,000 | $255,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $6,460,000 | $97,000 | $205,000 | $41,000 | $247,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,418,000 | $177,000 | $358,000 | $69,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 343 | $53,563,000 | $156,000 | $900,000 | $66,000 | $658,000 |
| Application Withdrawn By Applicant | 320 | $56,639,000 | $176,000 | $1,206,000 | $88,000 | $1,506,000 |
| Loan Originated | 77 | $9,565,000 | $124,000 | $908,000 | $216,000 | $4,618,000 |
| Application Approved But Not Accepted | 23 | $3,765,000 | $163,000 | $550,000 | $92,000 | $484,000 |
| File Closed For Incompleteness | 1 | $141,000 | $141,000 | $141,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 167 | $21,297,000 | $127,000 | $840,000 | $55,000 | $255,000 |
| Debt-To-Income Ratio | 62 | $11,717,000 | $188,000 | $600,000 | $70,000 | $302,000 |
| Collateral | 32 | $6,096,000 | $190,000 | $417,000 | $77,000 | $253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $3,145,000 | $142,000 | $349,000 | $38,000 | $169,000 |
| Other | 19 | $3,364,000 | $177,000 | $375,000 | $80,000 | $123,000 |
| Unverifiable Information | 2 | $200,000 | $100,000 | $127,000 | $43,000 | $49,000 |
| Credit Application Incomplete | 1 | $900,000 | $900,000 | $900,000 | $360,000 | $360,000 |
| Employment History | 1 | $127,000 | $127,000 | $127,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Agsouth Farm Credit, Aca's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Agsouth Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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