Aig Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Aig Federal Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Aig Federal Savings Bank
600 N King Street, Suite 2
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 514
Total Mortgage Loan Application Amount $147,960,000
Average Mortgage Loan Application Amount $287,000
Highest Mortgage Loan Application Amount $5,200,000
Average Applicant Income $114,500
Highest Applicant Income $800,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Aig Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aig Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Aig Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aig Federal Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Aig Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aig Federal Savings Bank's mortgage activity for 2007.

Mortgage Loan Application Totals for Aig Federal Savings Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle County Delaware 111 $ 20,501,000 $ 184,000 $ 52,000
Maricopa County Arizona 20 $ 4,428,000 $ 221,000 $ 115,000
Los Angeles County California 20 $ 9,779,000 $ 488,000 $ 156,000
Westchester County New York 17 $ 6,326,000 $ 372,000 $ 176,000
Pima County Arizona 13 $ 2,362,000 $ 181,000 $ 81,000
San Bernardino County California 12 $ 3,314,000 $ 276,000 $ 147,000
Bergen County New Jersey 8 $ 2,580,000 $ 322,000 $ 88,000
Fairfield County Connecticut 7 $ 3,000,000 $ 428,000 $ 166,000
Cecil County Maryland 7 $ 1,222,000 $ 174,000 $ 46,000
Kern County California 6 $ 1,150,000 $ 191,000 $ 79,000
Santa Clara County California 6 $ 2,453,000 $ 408,000 $ 138,000
DeKalb County Georgia 6 $ 1,538,000 $ 256,000 $ 87,000
Cook County Illinois 6 $ 1,444,000 $ 240,000 $ 106,000
Monmouth County New Jersey 6 $ 2,565,000 $ 427,000 $ 129,000
Merced County California 5 $ 842,000 $ 168,000 $ 154,000
Riverside County California 5 $ 1,782,000 $ 356,000 $ 97,000
Nassau County New York 5 $ 3,252,000 $ 650,000 $ 397,000
Richmond County New York 5 $ 996,000 $ 199,000 $ 111,000
Mecklenburg County North Carolina 5 $ 447,000 $ 89,000 $ 144,000
New Hanover County North Carolina 5 $ 1,650,000 $ 330,000 $ 109,000
Harris County Texas 5 $ 512,000 $ 102,000 $ 61,000
Orange County California 4 $ 1,800,000 $ 450,000 $ 170,000
St. Tammany County Louisiana 4 $ 2,063,000 $ 515,000 $ 218,000
Montgomery County Pennsylvania 4 $ 2,360,000 $ 590,000 $ 278,000
Montgomery County Texas 4 $ 1,277,000 $ 319,000 $ 250,000
Contra Costa County California 3 $ 1,464,000 $ 488,000 $ 152,000
San Diego County California 3 $ 1,254,000 $ 418,000 $ 129,000
Yolo County California 3 $ 1,638,000 $ 546,000 $ 141,000
Arapahoe County Colorado 3 $ 740,000 $ 246,000 $ 169,000
Fulton County Georgia 3 $ 1,860,000 $ 620,000 $ 157,000
Gwinnett County Georgia 3 $ 507,000 $ 169,000 $ 95,000
Montgomery County Maryland 3 $ 1,192,000 $ 397,000 $ 108,000
Wayne County Michigan 3 $ 698,000 $ 232,000 $ 79,000
St. Louis County Missouri 3 $ 1,055,000 $ 351,000 $ 115,000
Putnam County New York 3 $ 827,000 $ 275,000 $ 141,000
Suffolk County New York 3 $ 3,650,000 $ 1,216,000 $ 358,000
Collin County Texas 3 $ 303,000 $ 101,000 $ 73,000
Tarrant County Texas 3 $ 332,000 $ 110,000 $ 62,000
Fairfax County Virginia 3 $ 854,000 $ 284,000 $ 164,000
Pinal County Arizona 2 $ 290,000 $ 145,000 $ 53,000
Alameda County California 2 $ 648,000 $ 324,000 $ 119,000
Butte County California 2 $ 325,000 $ 162,000 $ 82,000
Sacramento County California 2 $ 604,000 $ 302,000 $ 77,000
Larimer County Colorado 2 $ 813,000 $ 406,000 $ 94,000
Sussex County Delaware 2 $ 185,000 $ 92,000 $ 75,000
Broward County Florida 2 $ 517,000 $ 258,000 $ 83,000
Marion County Florida 2 $ 508,000 $ 254,000 $ 58,000
Miami-Dade County Florida 2 $ 454,000 $ 227,000 $ 221,000
Orange County Florida 2 $ 2,010,000 $ 1,005,000 $ 147,000
Sumter County Florida 2 $ 450,000 $ 225,000 $ 65,000
Cobb County Georgia 2 $ 1,332,000 $ 666,000 $ 316,000
Forsyth County Georgia 2 $ 297,000 $ 148,000 $ 55,000
Rockdale County Georgia 2 $ 1,210,000 $ 605,000 $ 137,000
Marion County Indiana 2 $ 323,000 $ 161,000 $ 126,000
Johnson County Kansas 2 $ 269,000 $ 134,000 $ 103,000
Bristol County Massachusetts 2 $ 851,000 $ 425,000 $ 131,000
Oakland County Michigan 2 $ 746,000 $ 373,000 $ 48,000
Hennepin County Minnesota 2 $ 313,000 $ 156,000 $ 59,000
Rankin County Mississippi 2 $ 190,000 $ 95,000 $ 53,000
Burlington County New Jersey 2 $ 194,000 $ 97,000 $ 50,000
Camden County New Jersey 2 $ 239,000 $ 119,000 $ 78,000
Morris County New Jersey 2 $ 812,000 $ 406,000 $ 85,000
Erie County New York 2 $ 322,000 $ 161,000 $ 163,000
Kings County New York 2 $ 935,000 $ 467,000 $ 90,000
New York County New York 2 $ 903,000 $ 451,000 $ 114,000
Queens County New York 2 $ 491,000 $ 245,000 $ 46,000
Sullivan County New York 2 $ 525,000 $ 262,000 $ 365,000
Wake County North Carolina 2 $ 515,000 $ 257,000 $ 115,000
Coos County Oregon 2 $ 330,000 $ 165,000 $ 80,000
Chester County Pennsylvania 2 $ 309,000 $ 154,000 $ 80,000
York County Pennsylvania 2 $ 450,000 $ 225,000 $ 105,000
Knox County Tennessee 2 $ 147,000 $ 73,000 $ 97,000
Brazoria County Texas 2 $ 126,000 $ 63,000 $ 96,000
Fannin County Texas 2 $ 165,000 $ 82,000 $ 61,000
Harrison County Texas 2 $ 164,000 $ 82,000 $ 79,000
Lynchburg County Virginia 2 $ 256,000 $ 128,000 $ 90,000
New Kent County Virginia 2 $ 550,000 $ 275,000 $ 207,000
Baldwin County Alabama 1 $ 169,000 $ 169,000 $ 37,000
Madison County Alabama 1 $ 232,000 $ 232,000 $ 105,000
Gila County Arizona 1 $ 409,000 $ 409,000 $ 55,000
Mohave County Arizona 1 $ 396,000 $ 396,000 $ 636,000
Navajo County Arizona 1 $ 140,000 $ 140,000 $ 73,000
Fresno County California 1 $ 508,000 $ 508,000 $ 228,000
Placer County California 1 $ 417,000 $ 417,000 $ 68,000
San Francisco County California 1 $ 714,000 $ 714,000 $ 157,000
San Joaquin County California 1 $ 283,000 $ 283,000 $ 86,000
San Luis Obispo County California 1 $ 417,000 $ 417,000 $ 247,000
Douglas County Colorado 1 $ 35,000 $ 35,000 $ 54,000
Routt County Colorado 1 $ 5,200,000 $ 5,200,000 $ 420,000
Weld County Colorado 1 $ 140,000 $ 140,000 $ 58,000
New Haven County Connecticut 1 $ 235,000 $ 235,000 $ 85,000
Collier County Florida 1 $ 100,000 $ 100,000 $ 98,000
Duval County Florida 1 $ 321,000 $ 321,000 $ 67,000
Lake County Florida 1 $ 241,000 $ 241,000 $ 74,000
Lee County Florida 1 $ 362,000 $ 362,000 $ 472,000
Manatee County Florida 1 $ 305,000 $ 305,000 $ 48,000
Monroe County Florida 1 $ 360,000 $ 360,000 $ 165,000
Okaloosa County Florida 1 $ 320,000 $ 320,000 $ 171,000
Osceola County Florida 1 $ 168,000 $ 168,000 $ 29,000
Palm Beach County Florida 1 $ 301,000 $ 301,000 $ 258,000
St. Johns County Florida 1 $ 180,000 $ 180,000 $ 625,000
Volusia County Florida 1 $ 180,000 $ 180,000 $ 29,000
Bartow County Georgia 1 $ 128,000 $ 128,000 $ 56,000
Early County Georgia 1 $ 165,000 $ 165,000 $ 70,000
Greene County Georgia 1 $ 417,000 $ 417,000 $ 360,000
Laurens County Georgia 1 $ 180,000 $ 180,000 $ 117,000
Paulding County Georgia 1 $ 130,000 $ 130,000 $ 300,000
White County Georgia 1 $ 171,000 $ 171,000 $ 56,000
McHenry County Illinois 1 $ 215,000 $ 215,000 $ 150,000
Decatur County Indiana 1 $ 153,000 $ 153,000 $ 100,000
Hamilton County Indiana 1 $ 494,000 $ 494,000 $ 250,000
Hendricks County Indiana 1 $ 109,000 $ 109,000 $ 35,000
Howard County Indiana 1 $ 94,000 $ 94,000 $ 71,000
Johnson County Indiana 1 $ 381,000 $ 381,000 $ 210,000
Anderson County Kansas 1 $ 130,000 $ 130,000 $ 61,000
Decatur County Kansas 1 $ 50,000 $ 50,000 $ 41,000
Ottawa County Kansas 1 $ 159,000 $ 159,000 $ 49,000
Sedgwick County Kansas 1 $ 334,000 $ 334,000 $ 357,000
Kenton County Kentucky 1 $ 155,000 $ 155,000 $ 121,000
Tangipahoa County Louisiana 1 $ 140,000 $ 140,000 $ 95,000
Terrebonne County Louisiana 1 $ 232,000 $ 232,000 $ 150,000
Barnstable County Massachusetts 1 $ 318,000 $ 318,000 $ 95,000
Middlesex County Massachusetts 1 $ 250,000 $ 250,000 $ 99,000
Norfolk County Massachusetts 1 $ 61,000 $ 61,000 $ 28,000
Plymouth County Massachusetts 1 $ 141,000 $ 141,000 $ 83,000
Suffolk County Massachusetts 1 $ 350,000 $ 350,000 $ 61,000
Worcester County Massachusetts 1 $ 346,000 $ 346,000 $ 98,000
Lapeer County Michigan 1 $ 210,000 $ 210,000 $ 100,000
Macomb County Michigan 1 $ 157,000 $ 157,000 $ 56,000
Lee County Mississippi 1 $ 316,000 $ 316,000 $ 78,000
Madison County Mississippi 1 $ 210,000 $ 210,000 $ 111,000
Douglas County Nebraska 1 $ 153,000 $ 153,000 $ 40,000
Clark County Nevada 1 $ 750,000 $ 750,000 $ 300,000
Cape May County New Jersey 1 $ 335,000 $ 335,000 $ 62,000
Essex County New Jersey 1 $ 207,000 $ 207,000 $ 107,000
Mercer County New Jersey 1 $ 259,000 $ 259,000 $ 105,000
Middlesex County New Jersey 1 $ 50,000 $ 50,000 $ 53,000
Ocean County New Jersey 1 $ 225,000 $ 225,000 $ 74,000
Passaic County New Jersey 1 $ 318,000 $ 318,000 $ 116,000
Sussex County New Jersey 1 $ 299,000 $ 299,000 $ 70,000
Union County New Jersey 1 $ 541,000 $ 541,000 $ 235,000
Warren County New Jersey 1 $ 604,000 $ 604,000 $ 252,000
Dona Ana County New Mexico 1 $ 537,000 $ 537,000 $ 168,000
Lincoln County New Mexico 1 $ 250,000 $ 250,000 $ 108,000
Jackson County North Carolina 1 $ 1,000,000 $ 1,000,000 $ 393,000
Pitt County North Carolina 1 $ 77,000 $ 77,000 $ 44,000
Rutherford County North Carolina 1 $ 127,000 $ 127,000 $ 288,000
Butler County Ohio 1 $ 201,000 $ 201,000 $ 71,000
Cuyahoga County Ohio 1 $ 148,000 $ 148,000 $ 60,000
Hamilton County Ohio 1 $ 142,000 $ 142,000 $ 48,000
Miami County Ohio 1 $ 157,000 $ 157,000 $ 68,000
Oklahoma County Oklahoma 1 $ 209,000 $ 209,000 $ 69,000
Allegheny County Pennsylvania 1 $ 150,000 $ 150,000 $ 36,000
Blair County Pennsylvania 1 $ 224,000 $ 224,000 $ 18,000
Northampton County Pennsylvania 1 $ 215,000 $ 215,000 $ 70,000
Pike County Pennsylvania 1 $ 200,000 $ 200,000 $ 80,000
Susquehanna County Pennsylvania 1 $ 30,000 $ 30,000 $ 92,000
Beaufort County South Carolina 1 $ 300,000 $ 300,000 $ 125,000
Charleston County South Carolina 1 $ 351,000 $ 351,000 $ 165,000
Georgetown County South Carolina 1 $ 468,000 $ 468,000 $ 249,000
Davidson County Tennessee 1 $ 164,000 $ 164,000 $ 180,000
Overton County Tennessee 1 $ 104,000 $ 104,000 $ 23,000
Chambers County Texas 1 $ 125,000 $ 125,000 $ 46,000
Denton County Texas 1 $ 615,000 $ 615,000 $ 273,000
Liberty County Texas 1 $ 53,000 $ 53,000 $ 87,000
Llano County Texas 1 $ 276,000 $ 276,000 $ 155,000
Webb County Texas 1 $ 119,000 $ 119,000 $ 62,000
Salt Lake County Utah 1 $ 390,000 $ 390,000 $ 132,000
Washington County Utah 1 $ 328,000 $ 328,000 $ 448,000
Addison County Vermont 1 $ 400,000 $ 400,000 $ 106,000
Albemarle County Virginia 1 $ 728,000 $ 728,000 $ 206,000
Alexandria County Virginia 1 $ 465,000 $ 465,000 $ 98,000
Falls Church County Virginia 1 $ 741,000 $ 741,000 $ 127,000
Isle of Wight County Virginia 1 $ 216,000 $ 216,000 $ 94,000
Kitsap County Washington 1 $ 347,000 $ 347,000 $ 75,000
Kanawha County West Virginia 1 $ 50,000 $ 50,000 $ 38,000
Milwaukee County Wisconsin 1 $ 198,000 $ 198,000 $ 87,000

Mortgage Loan Application Detail Totals for Aig Federal Savings Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 259 $86,565,000 $334,000 $5,200,000 $124,000 $800,000
Home Purchase 255 $61,395,000 $240,000 $2,750,000 $105,000 $736,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 315 $103,505,000 $328,000 $5,200,000 $142,000 $800,000
Not applicable 115 $21,342,000 $185,000 $407,000 $52,000 $160,000
Black or African American 28 $7,681,000 $274,000 $1,000,000 $105,000 $290,000
Hispanic 22 $6,250,000 $284,000 $920,000 $99,000 $273,000
Not Provided 17 $4,444,000 $261,000 $714,000 $100,000 $228,000
Asian 13 $3,550,000 $273,000 $680,000 $79,000 $132,000
American Indian or Alaskan Native 4 $1,188,000 $297,000 $850,000 $94,000 $200,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 509 $147,013,000 $288,000 $5,200,000 $115,000 $800,000
FHA-insured (Federal Housing Administration) 5 $947,000 $189,000 $288,000 $42,000 $53,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 155 $40,914,000 $263,000 $1,050,000 $129,000 $636,000
Loan Purchased By The Institution 115 $21,342,000 $185,000 $407,000 $52,000 $160,000
Application Denied By Financial Institution 85 $31,380,000 $369,000 $5,200,000 $119,000 $800,000
File Closed For Incompleteness 77 $25,335,000 $329,000 $1,500,000 $141,000 $660,000
Application Withdrawn By Applicant 64 $20,961,000 $327,000 $1,575,000 $133,000 $528,000
Application Approved But Not Accepted 18 $8,028,000 $446,000 $2,750,000 $189,000 $736,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $8,012,000 $296,000 $1,080,000 $119,000 $800,000
Debt-To-Income Ratio 27 $13,752,000 $509,000 $5,200,000 $88,000 $420,000
Other 18 $6,012,000 $334,000 $680,000 $165,000 $420,000
Collateral 13 $3,604,000 $277,000 $613,000 $120,000 $372,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aig Federal Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aig Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

Download the Delaware Lender List