Alerus Financial, National Association
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Alerus Financial, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Alerus Financial, National Association Po Box 6001 Grand Forks, ND 58206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,117 |
| Total Mortgage Loan Application Amount | $1,114,744,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $2,492,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $2,655,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,949 | $ 488,747,000 | $ 250,000 | $ 124,000 |
| Ramsey County Minnesota | 510 | $ 109,055,000 | $ 213,000 | $ 103,000 |
| Cass County North Dakota | 417 | $ 65,863,000 | $ 157,000 | $ 106,000 |
| Grand Forks County North Dakota | 381 | $ 60,641,000 | $ 159,000 | $ 102,000 |
| Dakota County Minnesota | 349 | $ 77,869,000 | $ 223,000 | $ 103,000 |
| Anoka County Minnesota | 281 | $ 52,963,000 | $ 188,000 | $ 90,000 |
| Washington County Minnesota | 206 | $ 49,866,000 | $ 242,000 | $ 109,000 |
| Carver County Minnesota | 146 | $ 38,246,000 | $ 261,000 | $ 133,000 |
| Scott County Minnesota | 130 | $ 31,654,000 | $ 243,000 | $ 106,000 |
| Clay County Minnesota | 68 | $ 9,947,000 | $ 146,000 | $ 83,000 |
| Wright County Minnesota | 61 | $ 13,859,000 | $ 227,000 | $ 113,000 |
| Polk County Minnesota | 54 | $ 7,335,000 | $ 135,000 | $ 105,000 |
| Sherburne County Minnesota | 40 | $ 7,018,000 | $ 175,000 | $ 82,000 |
| Maricopa County Arizona | 33 | $ 7,712,000 | $ 233,000 | $ 257,000 |
| Otter Tail County Minnesota | 23 | $ 5,106,000 | $ 222,000 | $ 170,000 |
| Becker County Minnesota | 20 | $ 3,678,000 | $ 183,000 | $ 186,000 |
| St. Croix County Wisconsin | 19 | $ 4,479,000 | $ 235,000 | $ 122,000 |
| Traill County North Dakota | 17 | $ 1,479,000 | $ 87,000 | $ 75,000 |
| Rice County Minnesota | 15 | $ 3,143,000 | $ 209,000 | $ 106,000 |
| Cass County Minnesota | 13 | $ 3,504,000 | $ 269,000 | $ 179,000 |
| Walsh County North Dakota | 13 | $ 1,175,000 | $ 90,000 | $ 58,000 |
| Isanti County Minnesota | 12 | $ 3,960,000 | $ 330,000 | $ 59,000 |
| Chisago County Minnesota | 11 | $ 1,915,000 | $ 174,000 | $ 102,000 |
| Lee County Florida | 8 | $ 2,564,000 | $ 320,000 | $ 467,000 |
| Hubbard County Minnesota | 8 | $ 1,526,000 | $ 190,000 | $ 122,000 |
| Beltrami County Minnesota | 7 | $ 1,436,000 | $ 205,000 | $ 134,000 |
| Stearns County Minnesota | 7 | $ 1,174,000 | $ 167,000 | $ 148,000 |
| Burnett County Wisconsin | 7 | $ 1,489,000 | $ 212,000 | $ 122,000 |
| Pierce County Wisconsin | 7 | $ 1,570,000 | $ 224,000 | $ 135,000 |
| Aitkin County Minnesota | 6 | $ 847,000 | $ 141,000 | $ 192,000 |
| Crow Wing County Minnesota | 6 | $ 1,806,000 | $ 301,000 | $ 194,000 |
| Goodhue County Minnesota | 6 | $ 1,245,000 | $ 207,000 | $ 83,000 |
| Marshall County Minnesota | 6 | $ 646,000 | $ 107,000 | $ 131,000 |
| Burleigh County North Dakota | 6 | $ 1,520,000 | $ 253,000 | $ 115,000 |
| Polk County Wisconsin | 6 | $ 1,531,000 | $ 255,000 | $ 291,000 |
| Pinal County Arizona | 5 | $ 491,000 | $ 98,000 | $ 79,000 |
| Douglas County Minnesota | 5 | $ 1,304,000 | $ 260,000 | $ 110,000 |
| Norman County Minnesota | 5 | $ 467,000 | $ 93,000 | $ 176,000 |
| St. Louis County Minnesota | 5 | $ 818,000 | $ 163,000 | $ 118,000 |
| Steele County North Dakota | 5 | $ 594,000 | $ 118,000 | $ 109,000 |
| Manatee County Florida | 4 | $ 1,319,000 | $ 329,000 | $ 153,000 |
| Sarasota County Florida | 4 | $ 947,000 | $ 236,000 | $ 285,000 |
| Le Sueur County Minnesota | 4 | $ 533,000 | $ 133,000 | $ 48,000 |
| Pennington County Minnesota | 4 | $ 378,000 | $ 94,000 | $ 62,000 |
| Pine County Minnesota | 4 | $ 437,000 | $ 109,000 | $ 93,000 |
| Barnes County North Dakota | 4 | $ 604,000 | $ 151,000 | $ 85,000 |
| Richland County North Dakota | 4 | $ 366,000 | $ 91,000 | $ 108,000 |
| Bayfield County Wisconsin | 4 | $ 1,069,000 | $ 267,000 | $ 245,000 |
| Sawyer County Wisconsin | 4 | $ 1,206,000 | $ 301,000 | $ 196,000 |
| Mohave County Arizona | 3 | $ 329,000 | $ 109,000 | $ 64,000 |
| Yavapai County Arizona | 3 | $ 654,000 | $ 218,000 | $ 103,000 |
| Benton County Arkansas | 3 | $ 550,000 | $ 183,000 | $ 105,000 |
| Clearwater County Minnesota | 3 | $ 291,000 | $ 97,000 | $ 103,000 |
| Mahnomen County Minnesota | 3 | $ 544,000 | $ 181,000 | $ 120,000 |
| Pope County Minnesota | 3 | $ 436,000 | $ 145,000 | $ 133,000 |
| Clark County Nevada | 3 | $ 756,000 | $ 252,000 | $ 354,000 |
| Ransom County North Dakota | 3 | $ 250,000 | $ 83,000 | $ 77,000 |
| Travis County Texas | 3 | $ 946,000 | $ 315,000 | $ 217,000 |
| Stanislaus County California | 2 | $ 764,000 | $ 382,000 | $ 302,000 |
| Boulder County Colorado | 2 | $ 746,000 | $ 373,000 | $ 410,000 |
| Broward County Florida | 2 | $ 516,000 | $ 258,000 | $ 432,000 |
| Pinellas County Florida | 2 | $ 432,000 | $ 216,000 | $ 94,000 |
| Volusia County Florida | 2 | $ 248,000 | $ 124,000 | $ 78,000 |
| Cook County Illinois | 2 | $ 759,000 | $ 379,000 | $ 179,000 |
| Jackson County Michigan | 2 | $ 86,000 | $ 43,000 | $ 81,000 |
| Cook County Minnesota | 2 | $ 481,000 | $ 240,000 | $ 451,000 |
| Grant County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 109,000 |
| Itasca County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 151,000 |
| Kandiyohi County Minnesota | 2 | $ 318,000 | $ 159,000 | $ 118,000 |
| Lake County Minnesota | 2 | $ 367,000 | $ 183,000 | $ 406,000 |
| Lyon County Minnesota | 2 | $ 157,000 | $ 78,000 | $ 138,000 |
| McLeod County Minnesota | 2 | $ 331,000 | $ 165,000 | $ 30,000 |
| Olmsted County Minnesota | 2 | $ 342,000 | $ 171,000 | $ 63,000 |
| Winona County Minnesota | 2 | $ 366,000 | $ 183,000 | $ 116,000 |
| Cavalier County North Dakota | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Eddy County North Dakota | 2 | $ 268,000 | $ 134,000 | $ 86,000 |
| Griggs County North Dakota | 2 | $ 142,000 | $ 71,000 | $ 64,000 |
| Mercer County North Dakota | 2 | $ 28,000 | $ 14,000 | $ 67,000 |
| Ramsey County North Dakota | 2 | $ 415,000 | $ 207,000 | $ 145,000 |
| Stutsman County North Dakota | 2 | $ 391,000 | $ 195,000 | $ 157,000 |
| Multnomah County Oregon | 2 | $ 827,000 | $ 413,000 | $ 200,000 |
| Minnehaha County South Dakota | 2 | $ 387,000 | $ 193,000 | $ 90,000 |
| Union County South Dakota | 2 | $ 236,000 | $ 118,000 | $ 132,000 |
| King County Washington | 2 | $ 472,000 | $ 236,000 | $ 126,000 |
| Pepin County Wisconsin | 2 | $ 834,000 | $ 417,000 | $ 156,000 |
| Vilas County Wisconsin | 2 | $ 638,000 | $ 319,000 | $ 272,000 |
| Washburn County Wisconsin | 2 | $ 202,000 | $ 101,000 | $ 79,000 |
| Coconino County Arizona | 1 | $ 280,000 | $ 280,000 | $ 302,000 |
| Gila County Arizona | 1 | $ 160,000 | $ 160,000 | $ 209,000 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Riverside County California | 1 | $ 344,000 | $ 344,000 | $ 163,000 |
| San Diego County California | 1 | $ 113,000 | $ 113,000 | $ 484,000 |
| San Francisco County California | 1 | $ 270,000 | $ 270,000 | $ 169,000 |
| Broomfield County Colorado | 1 | $ 177,000 | $ 177,000 | $ 97,000 |
| Denver County Colorado | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Garfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Brevard County Florida | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 230,000 |
| Okaloosa County Florida | 1 | $ 291,000 | $ 291,000 | $ 144,000 |
| Palm Beach County Florida | 1 | $ 243,000 | $ 243,000 | $ 148,000 |
| St. Johns County Florida | 1 | $ 236,000 | $ 236,000 | $ 113,000 |
| Sumter County Florida | 1 | $ 120,000 | $ 120,000 | $ 98,000 |
| Fayette County Georgia | 1 | $ 268,000 | $ 268,000 | $ 153,000 |
| Houston County Georgia | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Boundary County Idaho | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Lake County Illinois | 1 | $ 149,000 | $ 149,000 | $ 123,000 |
| Will County Illinois | 1 | $ 281,000 | $ 281,000 | $ 275,000 |
| Story County Iowa | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Fayette County Kentucky | 1 | $ 261,000 | $ 261,000 | $ 182,000 |
| Norfolk County Massachusetts | 1 | $ 394,000 | $ 394,000 | $ 121,000 |
| Suffolk County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 116,000 |
| Sanilac County Michigan | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Blue Earth County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Brown County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Fillmore County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 221,000 |
| Kanabec County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 170,000 |
| Koochiching County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 184,000 |
| Lake of the Woods County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 107,000 |
| Meeker County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 102,000 |
| Mille Lacs County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Morrison County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 108,000 |
| Nicollet County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 154,000 |
| Rock County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Steele County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Stevens County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Wabasha County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 136,000 |
| Waseca County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Wilkin County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 72,000 |
| Yellow Medicine County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Rankin County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 171,000 |
| Bernalillo County New Mexico | 1 | $ 106,000 | $ 106,000 | $ 93,000 |
| Union County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 84,000 |
| Dickey County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 217,000 |
| Hettinger County North Dakota | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| McIntosh County North Dakota | 1 | $ 19,000 | $ 19,000 | $ 273,000 |
| Nelson County North Dakota | 1 | $ 123,000 | $ 123,000 | $ 118,000 |
| Oliver County North Dakota | 1 | $ 201,000 | $ 201,000 | $ 96,000 |
| Pembina County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Stark County North Dakota | 1 | $ 193,000 | $ 193,000 | $ 55,000 |
| Ward County North Dakota | 1 | $ 230,000 | $ 230,000 | $ 1,000,000 |
| Williams County North Dakota | 1 | $ 404,000 | $ 404,000 | $ 213,000 |
| Franklin County Ohio | 1 | $ 412,000 | $ 412,000 | $ 250,000 |
| Jackson County Oregon | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 280,000 |
| Delaware County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 118,000 |
| Beaufort County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Berkeley County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Dorchester County South Carolina | 1 | $ 352,000 | $ 352,000 | $ 344,000 |
| Pickens County South Carolina | 1 | $ 333,000 | $ 333,000 | $ 216,000 |
| Grant County South Dakota | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| Lincoln County South Dakota | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| Collin County Texas | 1 | $ 250,000 | $ 250,000 | $ 199,000 |
| El Paso County Texas | 1 | $ 160,000 | $ 160,000 | $ 226,000 |
| Hays County Texas | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Tarrant County Texas | 1 | $ 568,000 | $ 568,000 | $ 350,000 |
| Arlington County Virginia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Spokane County Washington | 1 | $ 417,000 | $ 417,000 | $ 291,000 |
| Yakima County Washington | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Chippewa County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 152,000 |
| Iron County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 176,000 |
| Milwaukee County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
| Oconto County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Vernon County Wisconsin | 1 | $ 259,000 | $ 259,000 | $ 250,000 |
| Albany County Wyoming | 1 | $ 274,000 | $ 274,000 | $ 99,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Alerus Financial, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,048 | $682,905,000 | $224,000 | $2,492,000 | $113,000 | $1,284,000 |
| Refinancing | 1,937 | $423,543,000 | $218,000 | $2,200,000 | $121,000 | $2,655,000 |
| Home Improvement | 132 | $8,296,000 | $62,000 | $396,000 | $93,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,660 | $1,020,394,000 | $218,000 | $1,760,000 | $116,000 | $2,655,000 |
| Not Provided | 160 | $23,282,000 | $145,000 | $576,000 | $126,000 | $648,000 |
| Asian | 150 | $30,509,000 | $203,000 | $785,000 | $113,000 | $697,000 |
| Hispanic | 60 | $11,860,000 | $197,000 | $640,000 | $112,000 | $655,000 |
| Black or African American | 48 | $10,484,000 | $218,000 | $417,000 | $95,000 | $463,000 |
| Not applicable | 21 | $15,650,000 | $745,000 | $2,492,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,738,000 | $173,000 | $309,000 | $133,000 | $617,000 |
| American Indian or Alaskan Native | 8 | $827,000 | $103,000 | $150,000 | $78,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,201 | $941,089,000 | $224,000 | $2,492,000 | $127,000 | $2,655,000 |
| FHA-insured (Federal Housing Administration) | 777 | $141,994,000 | $182,000 | $463,000 | $61,000 | $564,000 |
| VA-guaranteed (Veterans Administration) | 139 | $31,661,000 | $227,000 | $695,000 | $77,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,626 | $1,016,678,000 | $219,000 | $2,492,000 | $117,000 | $2,655,000 |
| Application Withdrawn By Applicant | 242 | $57,442,000 | $237,000 | $2,200,000 | $121,000 | $960,000 |
| Application Denied By Financial Institution | 136 | $23,856,000 | $175,000 | $1,000,000 | $92,000 | $402,000 |
| Application Approved But Not Accepted | 75 | $13,243,000 | $176,000 | $2,200,000 | $118,000 | $467,000 |
| Preapproval Denied by Financial Institution | 38 | $3,525,000 | $92,000 | $370,000 | $42,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 65 | $6,008,000 | $92,000 | $480,000 | $52,000 | $285,000 |
| Collateral | 56 | $12,786,000 | $228,000 | $1,000,000 | $116,000 | $402,000 |
| Debt-To-Income Ratio | 32 | $4,193,000 | $131,000 | $395,000 | $68,000 | $295,000 |
| Other | 10 | $1,944,000 | $194,000 | $300,000 | $99,000 | $169,000 |
| Employment History | 7 | $1,600,000 | $228,000 | $415,000 | $112,000 | $219,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $850,000 | $212,000 | $333,000 | $56,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.