Allegacy Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Allegacy Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Allegacy Federal Credit Union
P O Box 26043
Winston Salem, NC 27114
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,753
Total Mortgage Loan Application Amount $273,165,000
Average Mortgage Loan Application Amount $117,600
Highest Mortgage Loan Application Amount $1,465,000
Average Applicant Income $115,400
Highest Applicant Income $1,997,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Allegacy Federal Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Forsyth County North Carolina 981 $ 85,985,000 $ 87,000 $ 92,000
Guilford County North Carolina 187 $ 17,775,000 $ 95,000 $ 117,000
Davidson County North Carolina 180 $ 17,300,000 $ 96,000 $ 87,000
Mecklenburg County North Carolina 172 $ 20,370,000 $ 118,000 $ 181,000
Stokes County North Carolina 170 $ 13,750,000 $ 80,000 $ 75,000
Davie County North Carolina 145 $ 14,255,000 $ 98,000 $ 92,000
Surry County North Carolina 86 $ 7,480,000 $ 86,000 $ 96,000
Wake County North Carolina 70 $ 7,910,000 $ 113,000 $ 162,000
Yadkin County North Carolina 66 $ 6,140,000 $ 93,000 $ 82,000
Iredell County North Carolina 54 $ 5,050,000 $ 93,000 $ 115,000
Union County North Carolina 40 $ 4,110,000 $ 102,000 $ 143,000
Cabarrus County North Carolina 23 $ 1,525,000 $ 66,000 $ 129,000
Rockingham County North Carolina 19 $ 2,355,000 $ 123,000 $ 88,000
Rowan County North Carolina 19 $ 2,155,000 $ 113,000 $ 112,000
Lincoln County North Carolina 17 $ 2,145,000 $ 126,000 $ 196,000
Durham County North Carolina 16 $ 2,950,000 $ 184,000 $ 145,000
Gaston County North Carolina 16 $ 2,280,000 $ 142,000 $ 184,000
York County South Carolina 16 $ 2,070,000 $ 129,000 $ 271,000
Alamance County North Carolina 15 $ 1,025,000 $ 68,000 $ 97,000
Brunswick County North Carolina 15 $ 1,655,000 $ 110,000 $ 94,000
Orange County California 13 $ 1,565,000 $ 120,000 $ 360,000
Cobb County Georgia 12 $ 1,560,000 $ 130,000 $ 137,000
Orange County North Carolina 12 $ 1,400,000 $ 116,000 $ 138,000
Catawba County North Carolina 11 $ 1,035,000 $ 94,000 $ 103,000
Johnston County North Carolina 11 $ 775,000 $ 70,000 $ 137,000
Chatham County North Carolina 10 $ 1,810,000 $ 181,000 $ 178,000
Wilkes County North Carolina 10 $ 1,110,000 $ 111,000 $ 87,000
Randolph County North Carolina 9 $ 2,485,000 $ 276,000 $ 90,000
Fulton County Georgia 8 $ 1,230,000 $ 153,000 $ 182,000
Bergen County New Jersey 8 $ 2,810,000 $ 351,000 $ 291,000
Richmond County New York 8 $ 1,150,000 $ 143,000 $ 129,000
Buncombe County North Carolina 8 $ 810,000 $ 101,000 $ 427,000
New Hanover County North Carolina 8 $ 1,200,000 $ 150,000 $ 96,000
Morris County New Jersey 7 $ 945,000 $ 135,000 $ 107,000
Riverside County California 6 $ 520,000 $ 86,000 $ 152,000
San Bernardino County California 6 $ 590,000 $ 98,000 $ 118,000
Palm Beach County Florida 6 $ 1,240,000 $ 206,000 $ 316,000
Carteret County North Carolina 6 $ 1,060,000 $ 176,000 $ 93,000
Charleston County South Carolina 6 $ 900,000 $ 150,000 $ 123,000
Patrick County Virginia 6 $ 230,000 $ 38,000 $ 96,000
Orange County Florida 5 $ 725,000 $ 145,000 $ 241,000
Gwinnett County Georgia 5 $ 555,000 $ 111,000 $ 118,000
Montgomery County Maryland 5 $ 485,000 $ 97,000 $ 214,000
Essex County New Jersey 5 $ 1,015,000 $ 203,000 $ 286,000
Monmouth County New Jersey 5 $ 495,000 $ 99,000 $ 78,000
Passaic County New Jersey 5 $ 545,000 $ 109,000 $ 150,000
Moore County North Carolina 5 $ 455,000 $ 91,000 $ 104,000
Lancaster County South Carolina 5 $ 265,000 $ 53,000 $ 163,000
Fairfax County Virginia 5 $ 625,000 $ 125,000 $ 207,000
Cherokee County Georgia 4 $ 190,000 $ 47,000 $ 120,000
Forsyth County Georgia 4 $ 320,000 $ 80,000 $ 281,000
Prince George's County Maryland 4 $ 190,000 $ 47,000 $ 92,000
Nassau County New York 4 $ 400,000 $ 100,000 $ 155,000
Watauga County North Carolina 4 $ 480,000 $ 120,000 $ 58,000
Horry County South Carolina 4 $ 500,000 $ 125,000 $ 219,000
Henrico County Virginia 4 $ 330,000 $ 82,000 $ 96,000
Prince William County Virginia 4 $ 270,000 $ 67,000 $ 170,000
Kern County California 3 $ 535,000 $ 178,000 $ 121,000
Los Angeles County California 3 $ 545,000 $ 181,000 $ 127,000
San Diego County California 3 $ 665,000 $ 221,000 $ 127,000
Hillsborough County Florida 3 $ 215,000 $ 71,000 $ 108,000
Pinellas County Florida 3 $ 145,000 $ 48,000 $ 148,000
Paulding County Georgia 3 $ 375,000 $ 125,000 $ 137,000
Baltimore County Maryland 3 $ 125,000 $ 41,000 $ 123,000
Hudson County New Jersey 3 $ 335,000 $ 111,000 $ 82,000
Middlesex County New Jersey 3 $ 225,000 $ 75,000 $ 126,000
Queens County New York 3 $ 285,000 $ 95,000 $ 124,000
Suffolk County New York 3 $ 205,000 $ 68,000 $ 195,000
Alleghany County North Carolina 3 $ 395,000 $ 131,000 $ 165,000
Cleveland County North Carolina 3 $ 225,000 $ 75,000 $ 119,000
Lee County North Carolina 3 $ 225,000 $ 75,000 $ 118,000
Luzerne County Pennsylvania 3 $ 105,000 $ 35,000 $ 122,000
Philadelphia County Pennsylvania 3 $ 765,000 $ 255,000 $ 213,000
Loudoun County Virginia 3 $ 255,000 $ 85,000 $ 242,000
Butte County California 2 $ 140,000 $ 70,000 $ 120,000
District of Columbia County District Of Columbia 2 $ 520,000 $ 260,000 $ 381,000
Broward County Florida 2 $ 140,000 $ 70,000 $ 165,000
Collier County Florida 2 $ 420,000 $ 210,000 $ 327,000
Seminole County Florida 2 $ 290,000 $ 145,000 $ 175,000
Chatham County Georgia 2 $ 30,000 $ 15,000 $ 77,000
Dawson County Georgia 2 $ 100,000 $ 50,000 $ 102,000
Douglas County Georgia 2 $ 100,000 $ 50,000 $ 96,000
Erie County New York 2 $ 210,000 $ 105,000 $ 132,000
Kings County New York 2 $ 500,000 $ 250,000 $ 280,000
Orange County New York 2 $ 250,000 $ 125,000 $ 106,000
Westchester County New York 2 $ 230,000 $ 115,000 $ 172,000
Alexander County North Carolina 2 $ 160,000 $ 80,000 $ 116,000
Avery County North Carolina 2 $ 210,000 $ 105,000 $ 191,000
Caldwell County North Carolina 2 $ 100,000 $ 50,000 $ 90,000
Currituck County North Carolina 2 $ 380,000 $ 190,000 $ 128,000
Duplin County North Carolina 2 $ 100,000 $ 50,000 $ 64,000
Franklin County North Carolina 2 $ 210,000 $ 105,000 $ 127,000
Harnett County North Carolina 2 $ 160,000 $ 80,000 $ 204,000
Montgomery County North Carolina 2 $ 310,000 $ 155,000 $ 91,000
Onslow County North Carolina 2 $ 190,000 $ 95,000 $ 161,000
Stanly County North Carolina 2 $ 80,000 $ 40,000 $ 110,000
Yancey County North Carolina 2 $ 50,000 $ 25,000 $ 96,000
Bucks County Pennsylvania 2 $ 170,000 $ 85,000 $ 92,000
Montgomery County Pennsylvania 2 $ 280,000 $ 140,000 $ 75,000
Anderson County South Carolina 2 $ 110,000 $ 55,000 $ 109,000
Greenville County South Carolina 2 $ 120,000 $ 60,000 $ 172,000
Alexandria County Virginia 2 $ 450,000 $ 225,000 $ 199,000
Arlington County Virginia 2 $ 140,000 $ 70,000 $ 113,000
Carroll County Virginia 2 $ 130,000 $ 65,000 $ 104,000
Chesterfield County Virginia 2 $ 170,000 $ 85,000 $ 187,000
Spotsylvania County Virginia 2 $ 120,000 $ 60,000 $ 311,000
Berkeley County West Virginia 2 $ 360,000 $ 180,000 $ 112,000
Sacramento County California 1 $ 25,000 $ 25,000 $ 93,000
San Joaquin County California 1 $ 355,000 $ 355,000 $ 73,000
San Mateo County California 1 $ 105,000 $ 105,000 $ 171,000
Santa Clara County California 1 $ 355,000 $ 355,000 $ 1,351,000
Solano County California 1 $ 55,000 $ 55,000 $ 221,000
Sonoma County California 1 $ 115,000 $ 115,000 $ 147,000
Fairfield County Connecticut 1 $ 305,000 $ 305,000 $ 311,000
New London County Connecticut 1 $ 35,000 $ 35,000 $ 98,000
New Castle County Delaware 1 $ 105,000 $ 105,000 $ 90,000
Alachua County Florida 1 $ 75,000 $ 75,000 $ 144,000
Manatee County Florida 1 $ 35,000 $ 35,000 $ 57,000
Marion County Florida 1 $ 205,000 $ 205,000 $ 80,000
Miami-Dade County Florida 1 $ 95,000 $ 95,000 $ 185,000
Osceola County Florida 1 $ 285,000 $ 285,000 $ 281,000
Sarasota County Florida 1 $ 95,000 $ 95,000 $ 228,000
St. Johns County Florida 1 $ 15,000 $ 15,000 $ 100,000
Barrow County Georgia 1 $ 65,000 $ 65,000 $ 104,000
Bartow County Georgia 1 $ 175,000 $ 175,000 $ 141,000
DeKalb County Georgia 1 $ 55,000 $ 55,000 $ 80,000
Henry County Georgia 1 $ 255,000 $ 255,000 $ 110,000
Jackson County Georgia 1 $ 75,000 $ 75,000 $ 116,000
Jones County Georgia 1 $ 5,000 $ 5,000 $ 37,000
Lumpkin County Georgia 1 $ 65,000 $ 65,000 $ 104,000
Meriwether County Georgia 1 $ 25,000 $ 25,000 $ 146,000
Spalding County Georgia 1 $ 105,000 $ 105,000 $ 63,000
Walton County Georgia 1 $ 15,000 $ 15,000 $ 132,000
Kane County Illinois 1 $ 305,000 $ 305,000 $ 151,000
Macoupin County Illinois 1 $ 75,000 $ 75,000 $ 106,000
McHenry County Illinois 1 $ 35,000 $ 35,000 $ 92,000
Lake County Indiana 1 $ 205,000 $ 205,000 $ 88,000
Anne Arundel County Maryland 1 $ 75,000 $ 75,000 $ 175,000
Harford County Maryland 1 $ 65,000 $ 65,000 $ 107,000
Ocean County New Jersey 1 $ 85,000 $ 85,000 $ 70,000
Union County New Jersey 1 $ 105,000 $ 105,000 $ 62,000
Rockland County New York 1 $ 355,000 $ 355,000 $ 174,000
Tompkins County New York 1 $ 415,000 $ 415,000 $ 223,000
Anson County North Carolina 1 $ 675,000 $ 675,000 $ 0
Ashe County North Carolina 1 $ 145,000 $ 145,000 $ 220,000
Bertie County North Carolina 1 $ 85,000 $ 85,000 $ 55,000
Chowan County North Carolina 1 $ 375,000 $ 375,000 $ 534,000
Dare County North Carolina 1 $ 315,000 $ 315,000 $ 228,000
Haywood County North Carolina 1 $ 105,000 $ 105,000 $ 150,000
Henderson County North Carolina 1 $ 35,000 $ 35,000 $ 16,000
Hertford County North Carolina 1 $ 35,000 $ 35,000 $ 92,000
Macon County North Carolina 1 $ 25,000 $ 25,000 $ 68,000
McDowell County North Carolina 1 $ 25,000 $ 25,000 $ 57,000
Nash County North Carolina 1 $ 25,000 $ 25,000 $ 77,000
Pasquotank County North Carolina 1 $ 55,000 $ 55,000 $ 78,000
Pender County North Carolina 1 $ 45,000 $ 45,000 $ 54,000
Person County North Carolina 1 $ 25,000 $ 25,000 $ 49,000
Pitt County North Carolina 1 $ 15,000 $ 15,000 $ 52,000
Polk County North Carolina 1 $ 185,000 $ 185,000 $ 336,000
Scotland County North Carolina 1 $ 55,000 $ 55,000 $ 55,000
Wilson County North Carolina 1 $ 85,000 $ 85,000 $ 49,000
Hamilton County Ohio 1 $ 85,000 $ 85,000 $ 122,000
Adams County Pennsylvania 1 $ 105,000 $ 105,000 $ 212,000
Allegheny County Pennsylvania 1 $ 55,000 $ 55,000 $ 109,000
Delaware County Pennsylvania 1 $ 65,000 $ 65,000 $ 34,000
Franklin County Pennsylvania 1 $ 75,000 $ 75,000 $ 56,000
Lackawanna County Pennsylvania 1 $ 145,000 $ 145,000 $ 79,000
Lancaster County Pennsylvania 1 $ 125,000 $ 125,000 $ 222,000
Monroe County Pennsylvania 1 $ 185,000 $ 185,000 $ 172,000
Northampton County Pennsylvania 1 $ 75,000 $ 75,000 $ 155,000
Lexington County South Carolina 1 $ 85,000 $ 85,000 $ 98,000
Oconee County South Carolina 1 $ 85,000 $ 85,000 $ 25,000
Hamilton County Tennessee 1 $ 105,000 $ 105,000 $ 201,000
Collin County Texas 1 $ 85,000 $ 85,000 $ 180,000
Tarrant County Texas 1 $ 175,000 $ 175,000 $ 274,000
Albemarle County Virginia 1 $ 75,000 $ 75,000 $ 350,000
Botetourt County Virginia 1 $ 55,000 $ 55,000 $ 152,000
Franklin County Virginia 1 $ 105,000 $ 105,000 $ 102,000
Gloucester County Virginia 1 $ 325,000 $ 325,000 $ 138,000
Greene County Virginia 1 $ 65,000 $ 65,000 $ 100,000
Henry County Virginia 1 $ 75,000 $ 75,000 $ 54,000
Martinsville County Virginia 1 $ 255,000 $ 255,000 $ 193,000
Norfolk County Virginia 1 $ 75,000 $ 75,000 $ 50,000
Richmond City County Virginia 1 $ 105,000 $ 105,000 $ 540,000
Roanoke County Virginia 1 $ 45,000 $ 45,000 $ 59,000
Roanoke City County Virginia 1 $ 85,000 $ 85,000 $ 162,000
Winchester County Virginia 1 $ 175,000 $ 175,000 $ 213,000
Mercer County West Virginia 1 $ 35,000 $ 35,000 $ 30,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Allegacy Federal Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 835 $98,425,000 $117,000 $975,000 $117,000 $1,311,000
Other Purpose 658 $38,170,000 $58,000 $355,000 $106,000 $1,997,000
Home Improvement 655 $41,305,000 $63,000 $355,000 $119,000 $1,351,000
Home Purchase 533 $80,905,000 $151,000 $965,000 $116,000 $597,000
Cash-out Refinancing 72 $14,360,000 $199,000 $1,465,000 $119,000 $1,800,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,930 $189,210,000 $98,000 $965,000 $112,000 $1,800,000
Not Provided 406 $39,320,000 $96,000 $1,465,000 $149,000 $1,997,000
Black or African American 251 $20,915,000 $83,000 $565,000 $80,000 $434,000
Hispanic 77 $7,195,000 $93,000 $355,000 $90,000 $580,000
Asian 51 $7,255,000 $142,000 $355,000 $128,000 $339,000
Not applicable 27 $8,165,000 $302,000 $975,000 $0 $0
American Indian or Alaskan Native 7 $795,000 $113,000 $245,000 $101,000 $259,000
Native Hawaiian or Other Pacific Islander 3 $175,000 $58,000 $85,000 $157,000 $221,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,735 $270,255,000 $98,000 $1,465,000 $115,000 $1,997,000
FHA-insured (Federal Housing Administration) 8 $1,410,000 $176,000 $325,000 $88,000 $169,000
VA-guaranteed (Veterans Administration) 7 $1,125,000 $160,000 $275,000 $89,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $375,000 $125,000 $165,000 $50,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,953 $198,015,000 $101,000 $1,465,000 $121,000 $1,311,000
Application Denied By Financial Institution 365 $29,545,000 $80,000 $495,000 $80,000 $915,000
Application Withdrawn By Applicant 323 $35,715,000 $110,000 $965,000 $112,000 $1,800,000
File Closed For Incompleteness 103 $9,275,000 $90,000 $395,000 $110,000 $793,000
Application Approved But Not Accepted 9 $615,000 $68,000 $185,000 $347,000 $1,997,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,388 $243,620,000 $102,000 $1,465,000 $120,000 $1,997,000
Credit History 150 $10,800,000 $72,000 $495,000 $69,000 $258,000
Collateral 83 $6,135,000 $73,000 $285,000 $92,000 $307,000
Debt-To-Income Ratio 70 $6,380,000 $91,000 $355,000 $67,000 $332,000
Other 53 $5,435,000 $102,000 $385,000 $109,000 $915,000
Unverifiable Information 4 $420,000 $105,000 $205,000 $78,000 $108,000
Employment History 3 $185,000 $61,000 $115,000 $71,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 1 $135,000 $135,000 $135,000 $124,000 $124,000
Credit Application Incomplete 1 $55,000 $55,000 $55,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List