Alliant Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Alliant Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,670 |
| Total Mortgage Loan Application Amount | $2,314,690,000 |
| Average Mortgage Loan Application Amount | $232,400 |
| Highest Mortgage Loan Application Amount | $61,945,000 |
| Average Applicant Income | $179,200 |
| Highest Applicant Income | $3,241,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 1,123 | $ 264,675,000 | $ 235,000 | $ 169,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 785 | $ 162,495,000 | $ 207,000 | $ 217,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 692 | $ 179,980,000 | $ 260,000 | $ 227,000 |
| DENVER-AURORA-LAKEWOOD, CO | 569 | $ 112,085,000 | $ 196,000 | $ 168,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 374 | $ 65,710,000 | $ 175,000 | $ 166,000 |
| NA (OUTSIDE OF MSA/MD) | 350 | $ 57,030,000 | $ 195,700 | $ 149,358 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 343 | $ 102,255,000 | $ 298,000 | $ 245,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 339 | $ 67,015,000 | $ 197,000 | $ 233,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 306 | $ 61,270,000 | $ 200,000 | $ 174,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 261 | $ 26,245,000 | $ 100,000 | $ 136,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 259 | $ 40,115,000 | $ 154,000 | $ 198,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 247 | $ 54,375,000 | $ 220,000 | $ 227,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 243 | $ 80,305,000 | $ 330,000 | $ 250,000 |
| SAN DIEGO-CARLSBAD, CA | 236 | $ 48,690,000 | $ 206,000 | $ 212,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 206 | $ 34,580,000 | $ 167,000 | $ 168,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 199 | $ 28,785,000 | $ 144,000 | $ 162,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 145 | $ 31,855,000 | $ 210,500 | $ 258,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 144 | $ 33,830,000 | $ 278,000 | $ 214,000 |
| STOCKTON-LODI, CA | 139 | $ 29,655,000 | $ 213,000 | $ 165,000 |
| VALLEJO-FAIRFIELD, CA | 121 | $ 21,895,000 | $ 180,000 | $ 169,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 109 | $ 26,695,000 | $ 170,000 | $ 215,500 |
| ELGIN, IL | 106 | $ 16,030,000 | $ 151,000 | $ 130,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 106 | $ 26,500,000 | $ 250,000 | $ 243,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 103 | $ 14,965,000 | $ 145,000 | $ 178,000 |
| SANTA ROSA, CA | 96 | $ 17,040,000 | $ 177,000 | $ 199,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 91 | $ 24,585,000 | $ 270,000 | $ 136,000 |
| NEW YORK-NEWARK, NY | 86 | $ 16,000,000 | $ 176,500 | $ 251,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 86 | $ 23,760,000 | $ 276,000 | $ 194,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 79 | $ 11,065,000 | $ 140,000 | $ 185,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 78 | $ 16,490,000 | $ 281,500 | $ 236,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 74 | $ 24,870,000 | $ 352,500 | $ 151,500 |
| NEWARK, NJ-PA | 72 | $ 11,850,000 | $ 134,000 | $ 171,500 |
| SAN RAFAEL, CA | 66 | $ 16,270,000 | $ 246,000 | $ 280,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 64 | $ 26,360,000 | $ 411,000 | $ 155,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 59 | $ 12,385,000 | $ 306,500 | $ 200,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 54 | $ 9,660,000 | $ 178,000 | $ 236,000 |
| TUCSON, AZ | 53 | $ 7,475,000 | $ 141,000 | $ 184,000 |
| TACOMA-LAKEWOOD, WA | 51 | $ 5,195,000 | $ 101,000 | $ 183,000 |
| BOULDER, CO | 50 | $ 16,240,000 | $ 324,000 | $ 181,000 |
| SANTA MARIA-SANTA BARBARA, CA | 47 | $ 12,885,000 | $ 274,000 | $ 247,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 46 | $ 9,560,000 | $ 207,000 | $ 139,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 45 | $ 8,625,000 | $ 191,000 | $ 137,000 |
| RALEIGH, NC | 43 | $ 10,665,000 | $ 248,000 | $ 145,000 |
| BOSTON, MA | 41 | $ 9,295,000 | $ 226,000 | $ 191,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 41 | $ 13,855,000 | $ 337,000 | $ 172,000 |
| SANTA CRUZ-WATSONVILLE, CA | 41 | $ 5,625,000 | $ 137,000 | $ 216,000 |
| GREELEY, CO | 37 | $ 7,045,000 | $ 190,000 | $ 147,000 |
| JACKSONVILLE, FL | 37 | $ 4,785,000 | $ 129,000 | $ 126,000 |
| COLORADO SPRINGS, CO | 36 | $ 5,460,000 | $ 151,000 | $ 145,000 |
| DALLAS-PLANO-IRVING, TX | 36 | $ 26,290,000 | $ 730,000 | $ 159,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 36 | $ 8,470,000 | $ 235,000 | $ 228,000 |
| SALINAS, CA | 36 | $ 5,630,000 | $ 156,000 | $ 234,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 35 | $ 7,895,000 | $ 225,000 | $ 172,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 35 | $ 5,355,000 | $ 153,000 | $ 175,000 |
| SALT LAKE CITY, UT | 31 | $ 3,405,000 | $ 109,000 | $ 125,000 |
| CINCINNATI, OH-KY-IN | 30 | $ 5,130,000 | $ 152,333 | $ 155,000 |
| COLUMBUS, OH | 28 | $ 3,980,000 | $ 142,000 | $ 100,000 |
| FRESNO, CA | 28 | $ 4,120,000 | $ 147,000 | $ 208,000 |
| AUSTIN-ROUND ROCK, TX | 26 | $ 13,310,000 | $ 511,000 | $ 151,000 |
| URBAN HONOLULU, HI | 26 | $ 6,850,000 | $ 263,000 | $ 131,000 |
| CLEVELAND-ELYRIA, OH | 25 | $ 1,885,000 | $ 75,000 | $ 104,000 |
| FORT COLLINS, CO | 24 | $ 3,330,000 | $ 138,000 | $ 145,000 |
| MODESTO, CA | 24 | $ 3,700,000 | $ 154,000 | $ 131,000 |
| NAPA, CA | 24 | $ 4,650,000 | $ 193,000 | $ 202,000 |
| CAPE CORAL-FORT MYERS, FL | 23 | $ 4,375,000 | $ 190,000 | $ 118,000 |
| PHILADELPHIA, PA | 23 | $ 3,425,000 | $ 148,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 23 | $ 4,015,000 | $ 106,500 | $ 101,500 |
| BREMERTON-SILVERDALE, WA | 22 | $ 3,390,000 | $ 154,000 | $ 214,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 21 | $ 2,585,000 | $ 123,000 | $ 87,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 21 | $ 6,085,000 | $ 289,000 | $ 212,000 |
| PROVO-OREM, UT | 21 | $ 6,205,000 | $ 295,000 | $ 170,000 |
| RENO, NV | 21 | $ 4,615,000 | $ 219,000 | $ 147,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 21 | $ 5,495,000 | $ 261,000 | $ 332,000 |
| PORT ST. LUCIE, FL | 20 | $ 1,900,000 | $ 95,000 | $ 125,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 3,520,000 | $ 195,000 | $ 112,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 18 | $ 5,490,000 | $ 305,000 | $ 176,000 |
| OGDEN-CLEARFIELD, UT | 18 | $ 2,070,000 | $ 115,000 | $ 175,000 |
| WORCESTER, MA-CT | 18 | $ 3,310,000 | $ 104,000 | $ 121,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 17 | $ 4,465,000 | $ 262,000 | $ 262,000 |
| BAKERSFIELD, CA | 16 | $ 2,360,000 | $ 147,000 | $ 251,000 |
| KANSAS CITY, MO-KS | 16 | $ 2,680,000 | $ 295,500 | $ 123,500 |
| PITTSBURGH, PA | 16 | $ 3,020,000 | $ 188,000 | $ 117,000 |
| CAMDEN, NJ | 15 | $ 1,165,000 | $ 77,000 | $ 131,000 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 5,065,000 | $ 337,000 | $ 157,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 2,595,000 | $ 173,000 | $ 124,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 15 | $ 2,345,000 | $ 156,000 | $ 150,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 1,790,000 | $ 127,000 | $ 104,000 |
| GARY, IN | 14 | $ 2,470,000 | $ 176,000 | $ 125,000 |
| LANCASTER, PA | 14 | $ 1,290,000 | $ 92,000 | $ 119,000 |
| WILMINGTON, NC | 14 | $ 4,920,000 | $ 351,000 | $ 178,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 1,145,000 | $ 88,000 | $ 109,000 |
| RICHMOND, VA | 13 | $ 1,455,000 | $ 111,000 | $ 156,000 |
| ALBUQUERQUE, NM | 12 | $ 2,120,000 | $ 176,000 | $ 149,000 |
| ASHEVILLE, NC | 12 | $ 2,500,000 | $ 208,000 | $ 113,000 |
| MADISON, WI | 12 | $ 2,230,000 | $ 185,000 | $ 183,000 |
| SPOKANE-SPOKANE VALLEY, WA | 12 | $ 2,000,000 | $ 166,000 | $ 176,000 |
| ST. GEORGE, UT | 12 | $ 3,090,000 | $ 257,000 | $ 109,000 |
| ALBANY-SCHENECTADY-TROY, NY | 11 | $ 985,000 | $ 89,000 | $ 130,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 11 | $ 935,000 | $ 58,000 | $ 95,500 |
| ANN ARBOR, MI | 11 | $ 1,515,000 | $ 137,000 | $ 132,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 11 | $ 1,375,000 | $ 125,000 | $ 112,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 11 | $ 6,415,000 | $ 583,000 | $ 259,000 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 1,645,000 | $ 149,000 | $ 103,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 11 | $ 1,245,000 | $ 105,000 | $ 108,000 |
| ROCKFORD, IL | 11 | $ 1,295,000 | $ 117,000 | $ 104,000 |
| SAVANNAH, GA | 11 | $ 2,715,000 | $ 246,000 | $ 143,000 |
| CHICO, CA | 10 | $ 1,650,000 | $ 165,000 | $ 182,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 1,230,000 | $ 123,000 | $ 101,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 910,000 | $ 91,000 | $ 96,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 2,705,000 | $ 300,000 | $ 382,000 |
| FLAGSTAFF, AZ | 9 | $ 2,515,000 | $ 279,000 | $ 111,000 |
| MEMPHIS, TN-MS-AR | 9 | $ 305,000 | $ 33,000 | $ 124,000 |
| ROCHESTER, NY | 9 | $ 1,055,000 | $ 117,000 | $ 114,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 1,845,000 | $ 205,000 | $ 122,000 |
| WINCHESTER, VA-WV | 9 | $ 1,375,000 | $ 152,000 | $ 147,000 |
| BELLINGHAM, WA | 8 | $ 1,330,000 | $ 166,000 | $ 137,000 |
| REDDING, CA | 8 | $ 350,000 | $ 43,000 | $ 174,000 |
| WILMINGTON, DE-MD-NJ | 8 | $ 1,620,000 | $ 311,500 | $ 97,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7 | $ 475,000 | $ 67,000 | $ 76,000 |
| BARNSTABLE TOWN, MA | 7 | $ 1,875,000 | $ 267,000 | $ 148,000 |
| BOISE CITY, ID | 7 | $ 2,515,000 | $ 359,000 | $ 202,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,395,000 | $ 199,000 | $ 286,000 |
| GRAND JUNCTION, CO | 7 | $ 1,475,000 | $ 210,000 | $ 154,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 795,000 | $ 113,000 | $ 129,000 |
| TRENTON, NJ | 7 | $ 1,215,000 | $ 173,000 | $ 168,000 |
| CHATTANOOGA, TN-GA | 6 | $ 880,000 | $ 146,000 | $ 179,500 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 2,150,000 | $ 358,000 | $ 136,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 500,000 | $ 83,000 | $ 112,000 |
| PROVIDENCE-WARWICK, RI-MA | 6 | $ 440,000 | $ 138,000 | $ 110,000 |
| PUEBLO, CO | 6 | $ 560,000 | $ 93,000 | $ 112,000 |
| RACINE, WI | 6 | $ 650,000 | $ 108,000 | $ 194,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 2,750,000 | $ 458,000 | $ 184,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 575,000 | $ 115,000 | $ 275,000 |
| GAINESVILLE, FL | 5 | $ 335,000 | $ 67,000 | $ 145,000 |
| GAINESVILLE, GA | 5 | $ 1,435,000 | $ 287,000 | $ 208,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,105,000 | $ 221,000 | $ 155,000 |
| KNOXVILLE, TN | 5 | $ 535,000 | $ 107,000 | $ 116,000 |
| OCALA, FL | 5 | $ 525,000 | $ 105,000 | $ 137,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 995,000 | $ 145,000 | $ 93,500 |
| TALLAHASSEE, FL | 5 | $ 205,000 | $ 41,000 | $ 462,000 |
| TULSA, OK | 5 | $ 62,975,000 | $ 12,595,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 445,000 | $ 89,000 | $ 62,000 |
| CANTON-MASSILLON, OH | 4 | $ 160,000 | $ 40,000 | $ 92,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 500,000 | $ 125,000 | $ 198,000 |
| EAST STROUDSBURG, PA | 4 | $ 320,000 | $ 80,000 | $ 109,000 |
| FORT WAYNE, IN | 4 | $ 300,000 | $ 75,000 | $ 164,000 |
| GREEN BAY, WI | 4 | $ 440,000 | $ 110,000 | $ 200,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 890,000 | $ 222,000 | $ 113,000 |
| MADERA, CA | 4 | $ 500,000 | $ 125,000 | $ 151,000 |
| MERCED, CA | 4 | $ 390,000 | $ 97,000 | $ 113,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 860,000 | $ 215,000 | $ 175,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 1,370,000 | $ 342,000 | $ 58,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 1,110,000 | $ 277,000 | $ 250,000 |
| OCEAN CITY, NJ | 4 | $ 470,000 | $ 117,000 | $ 212,000 |
| PEORIA, IL | 4 | $ 260,000 | $ 65,000 | $ 116,000 |
| PUNTA GORDA, FL | 4 | $ 490,000 | $ 122,000 | $ 56,000 |
| ROANOKE, VA | 4 | $ 210,000 | $ 52,000 | $ 75,000 |
| SALEM, OR | 4 | $ 1,360,000 | $ 340,000 | $ 112,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 110,000 | $ 27,000 | $ 91,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 280,000 | $ 70,000 | $ 182,000 |
| TOLEDO, OH | 4 | $ 280,000 | $ 70,000 | $ 50,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 280,000 | $ 70,000 | $ 76,000 |
| WINSTON-SALEM, NC | 4 | $ 710,000 | $ 177,000 | $ 79,000 |
| YUBA CITY, CA | 4 | $ 160,000 | $ 40,000 | $ 108,000 |
| AKRON, OH | 3 | $ 415,000 | $ 138,000 | $ 107,000 |
| BEND-REDMOND, OR | 3 | $ 695,000 | $ 231,000 | $ 82,000 |
| EL CENTRO, CA | 3 | $ 265,000 | $ 88,000 | $ 106,000 |
| HUNTSVILLE, AL | 3 | $ 565,000 | $ 188,000 | $ 142,000 |
| LANSING-EAST LANSING, MI | 3 | $ 175,000 | $ 58,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 745,000 | $ 248,000 | $ 155,000 |
| LOGAN, UT-ID | 3 | $ 465,000 | $ 155,000 | $ 118,000 |
| LONGVIEW, WA | 3 | $ 135,000 | $ 45,000 | $ 58,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 1,425,000 | $ 475,000 | $ 305,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 185,000 | $ 61,000 | $ 146,000 |
| SANTA FE, NM | 3 | $ 865,000 | $ 288,000 | $ 180,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 275,000 | $ 91,000 | $ 175,000 |
| SPRINGFIELD, MA | 3 | $ 805,000 | $ 268,000 | $ 142,000 |
| SPRINGFIELD, MO | 3 | $ 105,000 | $ 35,000 | $ 121,000 |
| SYRACUSE, NY | 3 | $ 425,000 | $ 141,000 | $ 109,000 |
| WARNER ROBINS, GA | 3 | $ 625,000 | $ 208,000 | $ 77,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 1,955,000 | $ 651,000 | $ 0 |
| YORK-HANOVER, PA | 3 | $ 455,000 | $ 151,000 | $ 122,000 |
| ALTOONA, PA | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| BATON ROUGE, LA | 2 | $ 660,000 | $ 330,000 | $ 200,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 550,000 | $ 275,000 | $ 78,000 |
| BLOOMINGTON, IL | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| BURLINGTON, NC | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 4,260,000 | $ 2,130,000 | $ 251,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| DULUTH, MN-WI | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| ELKHART-GOSHEN, IN | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 290,000 | $ 145,000 | $ 167,000 |
| FOND DU LAC, WI | 2 | $ 80,000 | $ 40,000 | $ 134,000 |
| GLENS FALLS, NY | 2 | $ 650,000 | $ 325,000 | $ 204,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| KINGSTON, NY | 2 | $ 210,000 | $ 105,000 | $ 89,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 490,000 | $ 245,000 | $ 265,000 |
| LAS CRUCES, NM | 2 | $ 90,000 | $ 45,000 | $ 127,000 |
| LIMA, OH | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 80,000 | $ 40,000 | $ 12,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 1,260,000 | $ 630,000 | $ 263,000 |
| MUSKEGON, MI | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 600,000 | $ 300,000 | $ 131,000 |
| OWENSBORO, KY | 2 | $ 190,000 | $ 95,000 | $ 157,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 170,000 | $ 85,000 | $ 109,000 |
| RAPID CITY, SD | 2 | $ 1,810,000 | $ 905,000 | $ 354,000 |
| ROCHESTER, MN | 2 | $ 180,000 | $ 90,000 | $ 163,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 470,000 | $ 235,000 | $ 273,000 |
| SEBRING, FL | 2 | $ 70,000 | $ 35,000 | $ 141,000 |
| SPRINGFIELD, IL | 2 | $ 140,000 | $ 70,000 | $ 1,009,000 |
| VALDOSTA, GA | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| WENATCHEE, WA | 2 | $ 380,000 | $ 190,000 | $ 283,000 |
| YAKIMA, WA | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| ALBANY, GA | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| ALBANY, OR | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| AMARILLO, TX | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| ANCHORAGE, AK | 1 | $ 455,000 | $ 455,000 | $ 142,000 |
| APPLETON, WI | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| AUBURN-OPELIKA, AL | 1 | $ 605,000 | $ 605,000 | $ 260,000 |
| BATTLE CREEK, MI | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| BISMARCK, ND | 1 | $ 585,000 | $ 585,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| BRUNSWICK, GA | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 725,000 | $ 725,000 | $ 321,000 |
| CLARKSVILLE, TN-KY | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| CLEVELAND, TN | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| COEUR D'ALENE, ID | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| COLUMBIA, MO | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| COLUMBUS, GA-AL | 1 | $ 75,000 | $ 75,000 | $ 196,000 |
| COLUMBUS, IN | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| CORPUS CHRISTI, TX | 1 | $ 845,000 | $ 845,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| EL PASO, TX | 1 | $ 425,000 | $ 425,000 | $ 250,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| ERIE, PA | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| EVANSVILLE, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| FLINT, MI | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 375,000 | $ 375,000 | $ 172,000 |
| GREAT FALLS, MT | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| GREENVILLE, NC | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| HANFORD-CORCORAN, CA | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| HARRISONBURG, VA | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| JACKSON, MS | 1 | $ 425,000 | $ 425,000 | $ 92,000 |
| JOHNSON CITY, TN | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| JOPLIN, MO | 1 | $ 225,000 | $ 225,000 | $ 310,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 145,000 | $ 145,000 | $ 281,000 |
| LEBANON, PA | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 205,000 | $ 205,000 | $ 244,000 |
| LYNCHBURG, VA | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 615,000 | $ 615,000 | $ 600,000 |
| MISSOULA, MT | 1 | $ 505,000 | $ 505,000 | $ 379,000 |
| MONROE, LA | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| MONROE, MI | 1 | $ 15,000 | $ 15,000 | $ 134,000 |
| MORGANTOWN, WV | 1 | $ 555,000 | $ 555,000 | $ 0 |
| NEW BERN, NC | 1 | $ 555,000 | $ 555,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| PANAMA CITY, FL | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 575,000 | $ 575,000 | $ 0 |
| READING, PA | 1 | $ 55,000 | $ 55,000 | $ 345,000 |
| SAGINAW, MI | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| SALISBURY, MD-DE | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| SHERMAN-DENISON, TX | 1 | $ 475,000 | $ 475,000 | $ 155,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| SIOUX FALLS, SD | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| SPARTANBURG, SC | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| ST. JOSEPH, MO-KS | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| STATE COLLEGE, PA | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 25,000 | $ 25,000 | $ 194,000 |
| THE VILLAGES, FL | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| WHEELING, WV-OH | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| WICHITA, KS | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| YUMA, AZ | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,593 | $1,190,615,000 | $331,000 | $61,945,000 | $212,000 | $2,006,000 |
| Refinancing | 2,296 | $551,030,000 | $239,000 | $1,505,000 | $191,000 | $3,241,000 |
| Home Improvement | 2,282 | $204,880,000 | $89,000 | $1,005,000 | $167,000 | $2,580,000 |
| Other Purpose | 2,146 | $227,340,000 | $105,000 | $1,505,000 | $177,000 | $2,000,000 |
| Cash-out Refinancing | 353 | $140,825,000 | $398,000 | $1,455,000 | $149,000 | $550,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,097 | $1,055,735,000 | $173,000 | $1,505,000 | $189,000 | $3,241,000 |
| Not Provided | 1,511 | $237,415,000 | $157,000 | $1,455,000 | $195,000 | $2,000,000 |
| Hispanic | 913 | $114,255,000 | $125,000 | $1,285,000 | $161,000 | $2,280,000 |
| Not applicable | 809 | $649,205,000 | $802,000 | $61,945,000 | $0 | $0 |
| Asian | 805 | $148,815,000 | $184,000 | $1,405,000 | $210,000 | $2,014,000 |
| Black or African American | 387 | $53,865,000 | $139,000 | $1,425,000 | $145,000 | $1,308,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $5,840,000 | $194,000 | $1,155,000 | $150,000 | $282,000 |
| American Indian or Alaskan Native | 18 | $2,260,000 | $125,000 | $635,000 | $141,000 | $480,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,670 | $2,314,690,000 | $216,000 | $61,945,000 | $187,000 | $3,241,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,631 | $1,093,875,000 | $194,000 | $61,945,000 | $202,000 | $2,006,000 |
| Application Denied By Financial Institution | 2,893 | $354,085,000 | $122,000 | $1,505,000 | $158,000 | $3,241,000 |
| Application Withdrawn By Applicant | 1,087 | $232,065,000 | $213,000 | $1,505,000 | $186,000 | $2,224,000 |
| Loan Purchased By The Institution | 805 | $564,605,000 | $701,000 | $1,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 137 | $20,435,000 | $149,000 | $755,000 | $216,000 | $945,000 |
| File Closed For Incompleteness | 117 | $49,625,000 | $424,000 | $1,005,000 | $159,000 | $616,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,777 | $1,960,605,000 | $252,000 | $61,945,000 | $199,000 | $2,224,000 |
| Debt-To-Income Ratio | 1,047 | $133,465,000 | $127,000 | $1,425,000 | $113,000 | $1,860,000 |
| Other | 799 | $113,615,000 | $142,000 | $1,505,000 | $204,000 | $2,700,000 |
| Collateral | 620 | $66,000,000 | $106,000 | $995,000 | $203,000 | $3,241,000 |
| Credit History | 348 | $26,670,000 | $76,000 | $1,005,000 | $106,000 | $610,000 |
| Unverifiable Information | 31 | $3,495,000 | $112,000 | $655,000 | $189,000 | $1,308,000 |
| Employment History | 29 | $4,895,000 | $168,000 | $755,000 | $121,000 | $569,000 |
| Credit Application Incomplete | 12 | $3,740,000 | $311,000 | $1,455,000 | $212,000 | $401,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,205,000 | $315,000 | $855,000 | $132,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.