Servbank, N.A. Mortgage Lending & HMDA Data, 2021

In 2021, Servbank, N.A. of Oswego, IL reported 1,881 mortgage applications totaling $523.3 million, down 6% from 2020. The average application was for $278,195, and applicants reported an average income of $81,165. 35% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (339), Elgin, IL (165) and Washington-Arlington-Alexandria, DC-VA-MD-WV (55) (applications in parentheses).

Mortgage Company & Address Servbank, N.A.
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,881
Total Mortgage Loan Application Amount $523,285,000
Average Mortgage Loan Application Amount $278,195
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $81,165
Highest Applicant Income $840,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servbank, N.A. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 158 $ 39,020,000 $ 246,962 $ 106,000
DuPage, Illinois 94 $ 25,320,000 $ 269,361 $ 137,000
Kendall, Illinois 86 $ 21,500,000 $ 250,000 $ 107,000
Will, Illinois 79 $ 18,515,000 $ 234,367 $ 103,000
Kane, Illinois 67 $ 16,745,000 $ 249,925 $ 118,000
Charlotte, Florida 37 $ 10,295,000 $ 278,243 $ 103,000
Maricopa, Arizona 35 $ 11,285,000 $ 322,428 $ 98,000
Clark, Nevada 31 $ 8,805,000 $ 284,032 $ 33,000
Los Angeles, California 23 $ 13,055,000 $ 567,608 $ 122,000
Lee, Florida 20 $ 4,570,000 $ 228,500 $ 89,000
Broward, Florida 18 $ 5,920,000 $ 328,888 $ 100,000
Sacramento, California 17 $ 5,655,000 $ 332,647 $ 105,000
Oakland, Michigan 17 $ 5,455,000 $ 320,882 $ 154,000
San Diego, California 16 $ 8,150,000 $ 509,375 $ 89,000
Kankakee, Illinois 15 $ 2,825,000 $ 188,333 $ 98,000
Hillsborough, Florida 13 $ 3,425,000 $ 263,461 $ 76,000
Lake, Illinois 13 $ 3,105,000 $ 238,846 $ 96,000
Palm Beach, Florida 12 $ 3,430,000 $ 285,833 $ 104,000
DeKalb, Illinois 12 $ 2,020,000 $ 168,333 $ 91,000
Fairfax, Virginia 12 $ 3,900,000 $ 325,000 $ 111,000
Prince William, Virginia 12 $ 4,320,000 $ 360,000 $ 83,000
Riverside, California 11 $ 4,065,000 $ 369,545 $ 53,000
San Joaquin, California 10 $ 4,010,000 $ 401,000 $ 28,000
Baltimore, Maryland 10 $ 2,560,000 $ 256,000 $ 74,000
Tarrant, Texas 10 $ 2,180,000 $ 218,000 $ 23,000
San Bernardino, California 9 $ 1,975,000 $ 219,444 $ 35,000
El Paso, Colorado 9 $ 3,275,000 $ 363,888 $ 30,000
Gwinnett, Georgia 9 $ 2,945,000 $ 327,222 $ 160,000
Harford, Maryland 9 $ 2,965,000 $ 329,444 $ 81,000
Prince George's, Maryland 9 $ 2,795,000 $ 310,555 $ 61,000
Worcester, Massachusetts 9 $ 2,955,000 $ 328,333 $ 45,000
Chesapeake, Virginia 9 $ 2,595,000 $ 288,333 $ 65,000
Pierce, Washington 9 $ 3,185,000 $ 353,888 $ 48,000
Orange, California 8 $ 3,770,000 $ 471,250 $ 118,000
Providence, Rhode Island 8 $ 1,800,000 $ 225,000 $ 43,000
Bexar, Texas 8 $ 2,030,000 $ 253,750 $ 24,000
Contra Costa, California 7 $ 3,625,000 $ 517,857 $ 144,000
Pinellas, Florida 7 $ 1,925,000 $ 275,000 $ 81,000
Montgomery, Maryland 7 $ 2,235,000 $ 319,285 $ 136,000
Plymouth, Massachusetts 7 $ 2,475,000 $ 353,571 $ 38,000
Virginia Beach, Virginia 7 $ 2,315,000 $ 330,714 $ 39,000
King, Washington 7 $ 3,715,000 $ 530,714 $ 136,000
Milwaukee, Wisconsin 7 $ 1,825,000 $ 260,714 $ 128,000
Madison, Alabama 6 $ 1,500,000 $ 250,000 $ 30,000
Anchorage, Alaska 6 $ 1,300,000 $ 216,666 $ 35,000
Fresno, California 6 $ 2,160,000 $ 360,000 $ 96,000
Duval, Florida 6 $ 1,530,000 $ 255,000 $ 39,000
Orange, Florida 6 $ 2,030,000 $ 338,333 $ 53,000
Polk, Florida 6 $ 1,540,000 $ 256,666 $ 49,000
Forsyth, Georgia 6 $ 2,380,000 $ 396,666 $ 115,000
LaSalle, Illinois 6 $ 1,450,000 $ 241,666 $ 87,000
McHenry, Illinois 6 $ 1,680,000 $ 280,000 $ 114,000
Johnson, Kansas 6 $ 1,400,000 $ 233,333 $ 33,000
St. Louis, Missouri 6 $ 1,760,000 $ 293,333 $ 117,000
Richland, South Carolina 6 $ 1,420,000 $ 236,666 $ 11,000
Cowlitz, Washington 6 $ 1,650,000 $ 275,000 $ 43,000
Pinal, Arizona 5 $ 995,000 $ 199,000 $ 169,000
Faulkner, Arkansas 5 $ 1,065,000 $ 213,000 $ 125,000
Miami-Dade, Florida 5 $ 1,455,000 $ 291,000 $ 53,000
Ada, Idaho 5 $ 1,835,000 $ 367,000 $ 94,000
Anne Arundel, Maryland 5 $ 1,585,000 $ 317,000 $ 36,000
Baltimore City, Maryland 5 $ 855,000 $ 171,000 $ 104,000
Essex, Massachusetts 5 $ 1,965,000 $ 393,000 $ 44,000
Macomb, Michigan 5 $ 1,295,000 $ 259,000 $ 52,000
Dakota, Minnesota 5 $ 1,435,000 $ 287,000 $ 83,000
St. Charles, Missouri 5 $ 1,085,000 $ 217,000 $ 18,000
Albany, New York 5 $ 1,035,000 $ 207,000 $ 99,000
Wake, North Carolina 5 $ 1,065,000 $ 213,000 $ 26,000
Aiken, South Carolina 5 $ 1,115,000 $ 223,000 $ 22,000
Dorchester, South Carolina 5 $ 1,185,000 $ 237,000 $ 43,000
Lexington, South Carolina 5 $ 1,225,000 $ 245,000 $ 44,000
Spotsylvania, Virginia 5 $ 1,385,000 $ 277,000 $ 37,000
Snohomish, Washington 5 $ 1,465,000 $ 293,000 $ 25,000
Walworth, Wisconsin 5 $ 1,295,000 $ 259,000 $ 94,000
Pulaski, Arkansas 4 $ 820,000 $ 205,000 $ 52,000
Fairfield, Connecticut 4 $ 1,110,000 $ 277,500 $ 71,000
New Castle, Delaware 4 $ 810,000 $ 202,500 $ 20,000
District of Columbia, District Of Columbia 4 $ 1,150,000 $ 287,500 $ 116,000
Brevard, Florida 4 $ 870,000 $ 217,500 $ 0
Sarasota, Florida 4 $ 980,000 $ 245,000 $ 16,000
Volusia, Florida 4 $ 830,000 $ 207,500 $ 49,000
Chatham, Georgia 4 $ 1,170,000 $ 292,500 $ 57,000
Cherokee, Georgia 4 $ 990,000 $ 247,500 $ 45,000
Cobb, Georgia 4 $ 1,060,000 $ 265,000 $ 77,000
Fulton, Georgia 4 $ 1,180,000 $ 295,000 $ 55,000
Honolulu, Hawaii 4 $ 1,830,000 $ 457,500 $ 112,000
Canyon, Idaho 4 $ 1,340,000 $ 335,000 $ 78,000
Caddo, Louisiana 4 $ 1,290,000 $ 322,500 $ 15,000
Howard, Maryland 4 $ 1,590,000 $ 397,500 $ 168,000
Wayne, Michigan 4 $ 890,000 $ 222,500 $ 62,000
Hennepin, Minnesota 4 $ 790,000 $ 197,500 $ 25,000
Saratoga, New York 4 $ 940,000 $ 235,000 $ 72,000
Durham, North Carolina 4 $ 960,000 $ 240,000 $ 62,000
Philadelphia, Pennsylvania 4 $ 690,000 $ 172,500 $ 10,000
Berkeley, South Carolina 4 $ 910,000 $ 227,500 $ 21,000
Greenville, South Carolina 4 $ 1,010,000 $ 252,500 $ 86,000
York, South Carolina 4 $ 810,000 $ 202,500 $ 16,000
Shelby, Tennessee 4 $ 800,000 $ 200,000 $ 24,000
Dallas, Texas 4 $ 1,090,000 $ 272,500 $ 52,000
Denton, Texas 4 $ 1,060,000 $ 265,000 $ 229,000
Harris, Texas 4 $ 1,010,000 $ 252,500 $ 25,000
Montgomery, Texas 4 $ 1,040,000 $ 260,000 $ 63,000
Travis, Texas 4 $ 1,200,000 $ 300,000 $ 169,000
Williamson, Texas 4 $ 1,230,000 $ 307,500 $ 41,000
Chesterfield, Virginia 4 $ 1,200,000 $ 300,000 $ 60,000
Henrico, Virginia 4 $ 1,070,000 $ 267,500 $ 193,000
Clark, Washington 4 $ 1,300,000 $ 325,000 $ 52,000
Spokane, Washington 4 $ 970,000 $ 242,500 $ 0
Baldwin, Alabama 3 $ 685,000 $ 228,333 $ 19,000
Jefferson, Alabama 3 $ 585,000 $ 195,000 $ 65,000
Mobile, Alabama 3 $ 695,000 $ 231,666 $ 32,000
Matanuska-Susitna, Alaska 3 $ 715,000 $ 238,333 $ 18,000
Pima, Arizona 3 $ 865,000 $ 288,333 $ 98,000
Kern, California 3 $ 595,000 $ 198,333 $ 43,000
Solano, California 3 $ 725,000 $ 241,666 $ 143,000
Adams, Colorado 3 $ 925,000 $ 308,333 $ 64,000
Arapahoe, Colorado 3 $ 1,485,000 $ 495,000 $ 20,000
New Haven, Connecticut 3 $ 835,000 $ 278,333 $ 65,000
Windham, Connecticut 3 $ 875,000 $ 291,666 $ 62,000
Kent, Delaware 3 $ 695,000 $ 231,666 $ 28,000
Bay, Florida 3 $ 615,000 $ 205,000 $ 123,000
Manatee, Florida 3 $ 795,000 $ 265,000 $ 37,000
Osceola, Florida 3 $ 985,000 $ 328,333 $ 95,000
Pasco, Florida 3 $ 1,105,000 $ 368,333 $ 63,000
Santa Rosa, Florida 3 $ 595,000 $ 198,333 $ 0
Clayton, Georgia 3 $ 595,000 $ 198,333 $ 42,000
Ogle, Illinois 3 $ 335,000 $ 111,666 $ 72,000
Fulton, Indiana 3 $ 395,000 $ 131,666 $ 89,000
Lake, Indiana 3 $ 1,055,000 $ 351,666 $ 118,000
Marion, Indiana 3 $ 625,000 $ 208,333 $ 35,000
Jefferson, Kentucky 3 $ 615,000 $ 205,000 $ 56,000
York, Maine 3 $ 585,000 $ 195,000 $ 35,000
Frederick, Maryland 3 $ 1,325,000 $ 441,666 $ 60,000
Washington, Minnesota 3 $ 795,000 $ 265,000 $ 55,000
Essex, New Jersey 3 $ 985,000 $ 328,333 $ 84,000
Hudson, New Jersey 3 $ 1,065,000 $ 355,000 $ 183,000
Middlesex, New Jersey 3 $ 765,000 $ 255,000 $ 93,000
Morris, New Jersey 3 $ 1,255,000 $ 418,333 $ 110,000
Sandoval, New Mexico 3 $ 615,000 $ 205,000 $ 23,000
Onslow, North Carolina 3 $ 775,000 $ 258,333 $ 78,000
Franklin, Ohio 3 $ 595,000 $ 198,333 $ 0
Marion, Oregon 3 $ 1,015,000 $ 338,333 $ 47,000
Kent, Rhode Island 3 $ 585,000 $ 195,000 $ 47,000
Montgomery, Tennessee 3 $ 725,000 $ 241,666 $ 0
Wilson, Tennessee 3 $ 905,000 $ 301,666 $ 82,000
El Paso, Texas 3 $ 515,000 $ 171,666 $ 45,000
Medina, Texas 3 $ 995,000 $ 331,666 $ 133,000
Davis, Utah 3 $ 775,000 $ 258,333 $ 35,000
Fauquier, Virginia 3 $ 1,235,000 $ 411,666 $ 69,000
Benton, Washington 3 $ 735,000 $ 245,000 $ 34,000
Berkeley, West Virginia 3 $ 1,005,000 $ 335,000 $ 66,000
Elmore, Alabama 2 $ 470,000 $ 235,000 $ 0
Gila, Arizona 2 $ 630,000 $ 315,000 $ 180,000
Mohave, Arizona 2 $ 580,000 $ 290,000 $ 57,000
Sebastian, Arkansas 2 $ 580,000 $ 290,000 $ 180,000
El Dorado, California 2 $ 720,000 $ 360,000 $ 24,000
Lake, California 2 $ 680,000 $ 340,000 $ 0
Placer, California 2 $ 1,000,000 $ 500,000 $ 76,000
Santa Barbara, California 2 $ 1,180,000 $ 590,000 $ 80,000
Weld, Colorado 2 $ 630,000 $ 315,000 $ 22,000
Hartford, Connecticut 2 $ 460,000 $ 230,000 $ 20,000
Clay, Florida 2 $ 400,000 $ 200,000 $ 62,000
Collier, Florida 2 $ 570,000 $ 285,000 $ 359,000
Marion, Florida 2 $ 600,000 $ 300,000 $ 34,000
St. Lucie, Florida 2 $ 600,000 $ 300,000 $ 128,000
DeKalb, Georgia 2 $ 490,000 $ 245,000 $ 0
Paulding, Georgia 2 $ 760,000 $ 380,000 $ 43,000
Walton, Georgia 2 $ 670,000 $ 335,000 $ 61,000
Grundy, Illinois 2 $ 560,000 $ 280,000 $ 37,000
Iroquois, Illinois 2 $ 300,000 $ 150,000 $ 84,000
Hamilton, Indiana 2 $ 690,000 $ 345,000 $ 74,000
Madison, Indiana 2 $ 300,000 $ 150,000 $ 11,000
Johnson, Iowa 2 $ 430,000 $ 215,000 $ 50,000
Jefferson, Louisiana 2 $ 450,000 $ 225,000 $ 0
Ouachita, Louisiana 2 $ 330,000 $ 165,000 $ 19,000
St. Tammany, Louisiana 2 $ 410,000 $ 205,000 $ 29,000
Cumberland, Maine 2 $ 650,000 $ 325,000 $ 62,000
Waldo, Maine 2 $ 600,000 $ 300,000 $ 124,000
Carroll, Maryland 2 $ 740,000 $ 370,000 $ 178,000
Charles, Maryland 2 $ 560,000 $ 280,000 $ 37,000
St. Mary's, Maryland 2 $ 690,000 $ 345,000 $ 0
Suffolk, Massachusetts 2 $ 650,000 $ 325,000 $ 92,000
Clinton, Michigan 2 $ 410,000 $ 205,000 $ 80,000
Kent, Michigan 2 $ 430,000 $ 215,000 $ 48,000
Washtenaw, Michigan 2 $ 630,000 $ 315,000 $ 101,000
DeSoto, Mississippi 2 $ 370,000 $ 185,000 $ 0
Harrison, Mississippi 2 $ 830,000 $ 415,000 $ 151,000
Oktibbeha, Mississippi 2 $ 650,000 $ 325,000 $ 0
Clay, Missouri 2 $ 690,000 $ 345,000 $ 70,000
Jackson, Missouri 2 $ 500,000 $ 250,000 $ 18,000
Lawrence, Missouri 2 $ 330,000 $ 165,000 $ 28,000
Missoula, Montana 2 $ 620,000 $ 310,000 $ 41,000
Hillsborough, New Hampshire 2 $ 590,000 $ 295,000 $ 46,000
Rockingham, New Hampshire 2 $ 800,000 $ 400,000 $ 25,000
Strafford, New Hampshire 2 $ 410,000 $ 205,000 $ 0
Burlington, New Jersey 2 $ 500,000 $ 250,000 $ 33,000
Camden, New Jersey 2 $ 460,000 $ 230,000 $ 97,000
Gloucester, New Jersey 2 $ 400,000 $ 200,000 $ 23,000
Passaic, New Jersey 2 $ 490,000 $ 245,000 $ 86,000
Union, New Jersey 2 $ 450,000 $ 225,000 $ 108,000
Bernalillo, New Mexico 2 $ 480,000 $ 240,000 $ 25,000
Dutchess, New York 2 $ 610,000 $ 305,000 $ 136,000
Queens, New York 2 $ 820,000 $ 410,000 $ 55,000
Brunswick, North Carolina 2 $ 390,000 $ 195,000 $ 69,000
Cabarrus, North Carolina 2 $ 620,000 $ 310,000 $ 23,000
Currituck, North Carolina 2 $ 1,010,000 $ 505,000 $ 94,000
Mecklenburg, North Carolina 2 $ 590,000 $ 295,000 $ 83,000
Union, North Carolina 2 $ 440,000 $ 220,000 $ 24,000
Butler, Ohio 2 $ 460,000 $ 230,000 $ 120,000
Jefferson, Ohio 2 $ 510,000 $ 255,000 $ 81,000
Cleveland, Oklahoma 2 $ 340,000 $ 170,000 $ 0
Tulsa, Oklahoma 2 $ 420,000 $ 210,000 $ 42,000
Wagoner, Oklahoma 2 $ 450,000 $ 225,000 $ 27,000
Yamhill, Oregon 2 $ 620,000 $ 310,000 $ 0
Allegheny, Pennsylvania 2 $ 570,000 $ 285,000 $ 34,000
York, Pennsylvania 2 $ 560,000 $ 280,000 $ 96,000
Charleston, South Carolina 2 $ 870,000 $ 435,000 $ 107,000
Horry, South Carolina 2 $ 380,000 $ 190,000 $ 0
Spartanburg, South Carolina 2 $ 410,000 $ 205,000 $ 0
Blount, Tennessee 2 $ 730,000 $ 365,000 $ 153,000
Knox, Tennessee 2 $ 460,000 $ 230,000 $ 86,000
Tipton, Tennessee 2 $ 490,000 $ 245,000 $ 83,000
Williamson, Tennessee 2 $ 1,010,000 $ 505,000 $ 97,000
Cameron, Texas 2 $ 540,000 $ 270,000 $ 60,000
Fort Bend, Texas 2 $ 500,000 $ 250,000 $ 103,000
Hays, Texas 2 $ 440,000 $ 220,000 $ 65,000
Cache, Utah 2 $ 450,000 $ 225,000 $ 34,000
Utah, Utah 2 $ 840,000 $ 420,000 $ 152,000
Albemarle, Virginia 2 $ 370,000 $ 185,000 $ 111,000
Arlington, Virginia 2 $ 420,000 $ 210,000 $ 55,000
Loudoun, Virginia 2 $ 700,000 $ 350,000 $ 101,000
Norfolk, Virginia 2 $ 510,000 $ 255,000 $ 0
Suffolk, Virginia 2 $ 440,000 $ 220,000 $ 44,000
Thurston, Washington 2 $ 730,000 $ 365,000 $ 51,000
Pierce, Wisconsin 2 $ 390,000 $ 195,000 $ 0
Waukesha, Wisconsin 2 $ 520,000 $ 260,000 $ 56,000
Laramie, Wyoming 2 $ 460,000 $ 230,000 $ 48,000
Calhoun, Alabama 1 $ 215,000 $ 215,000 $ 88,000
DeKalb, Alabama 1 $ 215,000 $ 215,000 $ 60,000
Houston, Alabama 1 $ 205,000 $ 205,000 $ 0
Lee, Alabama 1 $ 275,000 $ 275,000 $ 138,000
Shelby, Alabama 1 $ 305,000 $ 305,000 $ 60,000
Tuscaloosa, Alabama 1 $ 235,000 $ 235,000 $ 37,000
Winston, Alabama 1 $ 405,000 $ 405,000 $ 170,000
Cochise, Arizona 1 $ 165,000 $ 165,000 $ 0
Coconino, Arizona 1 $ 265,000 $ 265,000 $ 0
Yavapai, Arizona 1 $ 195,000 $ 195,000 $ 0
Yuma, Arizona 1 $ 235,000 $ 235,000 $ 0
Benton, Arkansas 1 $ 165,000 $ 165,000 $ 0
Cleburne, Arkansas 1 $ 135,000 $ 135,000 $ 182,000
Craighead, Arkansas 1 $ 125,000 $ 125,000 $ 182,000
Independence, Arkansas 1 $ 255,000 $ 255,000 $ 117,000
Lonoke, Arkansas 1 $ 225,000 $ 225,000 $ 0
Pope, Arkansas 1 $ 275,000 $ 275,000 $ 0
Saline, Arkansas 1 $ 235,000 $ 235,000 $ 0
Washington, Arkansas 1 $ 265,000 $ 265,000 $ 65,000
Butte, California 1 $ 265,000 $ 265,000 $ 40,000
Kings, California 1 $ 325,000 $ 325,000 $ 63,000
Madera, California 1 $ 365,000 $ 365,000 $ 157,000
Merced, California 1 $ 285,000 $ 285,000 $ 0
Monterey, California 1 $ 385,000 $ 385,000 $ 0
Napa, California 1 $ 595,000 $ 595,000 $ 150,000
San Mateo, California 1 $ 255,000 $ 255,000 $ 118,000
Santa Clara, California 1 $ 435,000 $ 435,000 $ 75,000
Santa Cruz, California 1 $ 565,000 $ 565,000 $ 237,000
Stanislaus, California 1 $ 255,000 $ 255,000 $ 69,000
Tulare, California 1 $ 185,000 $ 185,000 $ 54,000
Boulder, Colorado 1 $ 255,000 $ 255,000 $ 44,000
Douglas, Colorado 1 $ 355,000 $ 355,000 $ 0
Garfield, Colorado 1 $ 255,000 $ 255,000 $ 0
Jefferson, Colorado 1 $ 395,000 $ 395,000 $ 83,000
Larimer, Colorado 1 $ 245,000 $ 245,000 $ 0
Pueblo, Colorado 1 $ 185,000 $ 185,000 $ 0
Teller, Colorado 1 $ 505,000 $ 505,000 $ 71,000
New London, Connecticut 1 $ 245,000 $ 245,000 $ 0
Tolland, Connecticut 1 $ 205,000 $ 205,000 $ 0
Sussex, Delaware 1 $ 275,000 $ 275,000 $ 80,000
Alachua, Florida 1 $ 255,000 $ 255,000 $ 121,000
Escambia, Florida 1 $ 285,000 $ 285,000 $ 82,000
Martin, Florida 1 $ 545,000 $ 545,000 $ 231,000
Seminole, Florida 1 $ 315,000 $ 315,000 $ 44,000
St. Johns, Florida 1 $ 265,000 $ 265,000 $ 110,000
Sumter, Florida 1 $ 145,000 $ 145,000 $ 150,000
Barrow, Georgia 1 $ 445,000 $ 445,000 $ 48,000
Bryan, Georgia 1 $ 185,000 $ 185,000 $ 0
Bulloch, Georgia 1 $ 165,000 $ 165,000 $ 0
Gilmer, Georgia 1 $ 155,000 $ 155,000 $ 85,000
Henry, Georgia 1 $ 215,000 $ 215,000 $ 64,000
Houston, Georgia 1 $ 305,000 $ 305,000 $ 106,000
Jones, Georgia 1 $ 255,000 $ 255,000 $ 114,000
Lowndes, Georgia 1 $ 145,000 $ 145,000 $ 52,000
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 0
Oglethorpe, Georgia 1 $ 195,000 $ 195,000 $ 66,000
Pike, Georgia 1 $ 215,000 $ 215,000 $ 0
Richmond, Georgia 1 $ 195,000 $ 195,000 $ 0
Troup, Georgia 1 $ 305,000 $ 305,000 $ 95,000
Maui, Hawaii 1 $ 465,000 $ 465,000 $ 69,000
Bonneville, Idaho 1 $ 355,000 $ 355,000 $ 107,000
Kootenai, Idaho 1 $ 325,000 $ 325,000 $ 110,000
Madison, Idaho 1 $ 255,000 $ 255,000 $ 0
Twin Falls, Idaho 1 $ 135,000 $ 135,000 $ 22,000
Alexander, Illinois 1 $ 375,000 $ 375,000 $ 65,000
Champaign, Illinois 1 $ 225,000 $ 225,000 $ 144,000
Henry, Illinois 1 $ 145,000 $ 145,000 $ 113,000
Jackson, Illinois 1 $ 105,000 $ 105,000 $ 77,000
Lee, Illinois 1 $ 135,000 $ 135,000 $ 100,000
Livingston, Illinois 1 $ 205,000 $ 205,000 $ 165,000
Madison, Illinois 1 $ 155,000 $ 155,000 $ 58,000
Marshall, Illinois 1 $ 95,000 $ 95,000 $ 24,000
McDonough, Illinois 1 $ 75,000 $ 75,000 $ 65,000
McLean, Illinois 1 $ 195,000 $ 195,000 $ 78,000
Rock Island, Illinois 1 $ 125,000 $ 125,000 $ 65,000
St. Clair, Illinois 1 $ 205,000 $ 205,000 $ 0
Union, Illinois 1 $ 185,000 $ 185,000 $ 88,000
Adams, Indiana 1 $ 255,000 $ 255,000 $ 0
Bartholomew, Indiana 1 $ 105,000 $ 105,000 $ 85,000
Elkhart, Indiana 1 $ 425,000 $ 425,000 $ 584,000
Hancock, Indiana 1 $ 145,000 $ 145,000 $ 0
Henry, Indiana 1 $ 205,000 $ 205,000 $ 122,000
Jasper, Indiana 1 $ 215,000 $ 215,000 $ 138,000
Kosciusko, Indiana 1 $ 155,000 $ 155,000 $ 72,000
LaPorte, Indiana 1 $ 165,000 $ 165,000 $ 149,000
St. Joseph, Indiana 1 $ 55,000 $ 55,000 $ 77,000
Steuben, Indiana 1 $ 155,000 $ 155,000 $ 19,000
Dallas, Iowa 1 $ 525,000 $ 525,000 $ 0
Guthrie, Iowa 1 $ 255,000 $ 255,000 $ 0
Polk, Iowa 1 $ 195,000 $ 195,000 $ 0
Scott, Iowa 1 $ 435,000 $ 435,000 $ 0
Cowley, Kansas 1 $ 205,000 $ 205,000 $ 0
Geary, Kansas 1 $ 255,000 $ 255,000 $ 53,000
Leavenworth, Kansas 1 $ 285,000 $ 285,000 $ 0
Sedgwick, Kansas 1 $ 195,000 $ 195,000 $ 0
Fayette, Kentucky 1 $ 305,000 $ 305,000 $ 0
Nelson, Kentucky 1 $ 205,000 $ 205,000 $ 0
Scott, Kentucky 1 $ 175,000 $ 175,000 $ 0
Ascension, Louisiana 1 $ 265,000 $ 265,000 $ 102,000
Bossier, Louisiana 1 $ 185,000 $ 185,000 $ 0
Livingston, Louisiana 1 $ 195,000 $ 195,000 $ 0
Orleans, Louisiana 1 $ 175,000 $ 175,000 $ 155,000
Vernon, Louisiana 1 $ 175,000 $ 175,000 $ 14,000
Queen Anne's, Maryland 1 $ 385,000 $ 385,000 $ 243,000
Talbot, Maryland 1 $ 215,000 $ 215,000 $ 43,000
Wicomico, Maryland 1 $ 185,000 $ 185,000 $ 91,000
Barnstable, Massachusetts 1 $ 215,000 $ 215,000 $ 0
Berkshire, Massachusetts 1 $ 235,000 $ 235,000 $ 0
Bristol, Massachusetts 1 $ 275,000 $ 275,000 $ 0
Dukes, Massachusetts 1 $ 235,000 $ 235,000 $ 0
Hampden, Massachusetts 1 $ 155,000 $ 155,000 $ 0
Hampshire, Massachusetts 1 $ 215,000 $ 215,000 $ 0
Middlesex, Massachusetts 1 $ 515,000 $ 515,000 $ 125,000
Norfolk, Massachusetts 1 $ 395,000 $ 395,000 $ 135,000
Clare, Michigan 1 $ 225,000 $ 225,000 $ 27,000
Genesee, Michigan 1 $ 165,000 $ 165,000 $ 79,000
Ingham, Michigan 1 $ 205,000 $ 205,000 $ 0
Lapeer, Michigan 1 $ 285,000 $ 285,000 $ 52,000
Livingston, Michigan 1 $ 255,000 $ 255,000 $ 0
Marquette, Michigan 1 $ 225,000 $ 225,000 $ 60,000
Ottawa, Michigan 1 $ 185,000 $ 185,000 $ 75,000
Saginaw, Michigan 1 $ 145,000 $ 145,000 $ 0
St. Joseph, Michigan 1 $ 205,000 $ 205,000 $ 161,000
Anoka, Minnesota 1 $ 275,000 $ 275,000 $ 50,000
Benton, Minnesota 1 $ 195,000 $ 195,000 $ 0
Carver, Minnesota 1 $ 335,000 $ 335,000 $ 200,000
Douglas, Minnesota 1 $ 245,000 $ 245,000 $ 0
Hubbard, Minnesota 1 $ 235,000 $ 235,000 $ 0
Olmsted, Minnesota 1 $ 205,000 $ 205,000 $ 60,000
Ramsey, Minnesota 1 $ 245,000 $ 245,000 $ 0
Wright, Minnesota 1 $ 385,000 $ 385,000 $ 151,000
Hinds, Mississippi 1 $ 335,000 $ 335,000 $ 99,000
Greene, Missouri 1 $ 185,000 $ 185,000 $ 85,000
Jefferson, Missouri 1 $ 265,000 $ 265,000 $ 0
Perry, Missouri 1 $ 165,000 $ 165,000 $ 49,000
Carbon, Montana 1 $ 215,000 $ 215,000 $ 93,000
Cascade, Montana 1 $ 205,000 $ 205,000 $ 46,000
Deer Lodge, Montana 1 $ 395,000 $ 395,000 $ 106,000
Flathead, Montana 1 $ 1,025,000 $ 1,025,000 $ 350,000
Gallatin, Montana 1 $ 255,000 $ 255,000 $ 0
Lewis and Clark, Montana 1 $ 185,000 $ 185,000 $ 164,000
Madison, Montana 1 $ 235,000 $ 235,000 $ 63,000
Ravalli, Montana 1 $ 385,000 $ 385,000 $ 0
Yellowstone, Montana 1 $ 335,000 $ 335,000 $ 0
Cedar, Nebraska 1 $ 355,000 $ 355,000 $ 53,000
Douglas, Nebraska 1 $ 365,000 $ 365,000 $ 0
Sarpy, Nebraska 1 $ 545,000 $ 545,000 $ 115,000
Carson City, Nevada 1 $ 165,000 $ 165,000 $ 47,000
Douglas, Nevada 1 $ 315,000 $ 315,000 $ 40,000
Elko, Nevada 1 $ 335,000 $ 335,000 $ 0
Carroll, New Hampshire 1 $ 265,000 $ 265,000 $ 0
Cheshire, New Hampshire 1 $ 125,000 $ 125,000 $ 44,000
Merrimack, New Hampshire 1 $ 215,000 $ 215,000 $ 108,000
Bergen, New Jersey 1 $ 275,000 $ 275,000 $ 72,000
Cumberland, New Jersey 1 $ 155,000 $ 155,000 $ 58,000
Somerset, New Jersey 1 $ 355,000 $ 355,000 $ 115,000
Sussex, New Jersey 1 $ 315,000 $ 315,000 $ 0
Chaves, New Mexico 1 $ 395,000 $ 395,000 $ 204,000
Lea, New Mexico 1 $ 235,000 $ 235,000 $ 0
Santa Fe, New Mexico 1 $ 195,000 $ 195,000 $ 101,000
Erie, New York 1 $ 255,000 $ 255,000 $ 73,000
Herkimer, New York 1 $ 245,000 $ 245,000 $ 0
Jefferson, New York 1 $ 235,000 $ 235,000 $ 0
Kings, New York 1 $ 865,000 $ 865,000 $ 22,000
Montgomery, New York 1 $ 215,000 $ 215,000 $ 72,000
Nassau, New York 1 $ 465,000 $ 465,000 $ 262,000
Otsego, New York 1 $ 215,000 $ 215,000 $ 116,000
Schenectady, New York 1 $ 165,000 $ 165,000 $ 42,000
Schoharie, New York 1 $ 215,000 $ 215,000 $ 48,000
Washington, New York 1 $ 245,000 $ 245,000 $ 0
Alamance, North Carolina 1 $ 275,000 $ 275,000 $ 0
Beaufort, North Carolina 1 $ 405,000 $ 405,000 $ 0
Bladen, North Carolina 1 $ 155,000 $ 155,000 $ 0
Chatham, North Carolina 1 $ 185,000 $ 185,000 $ 0
Craven, North Carolina 1 $ 175,000 $ 175,000 $ 0
Cumberland, North Carolina 1 $ 255,000 $ 255,000 $ 0
Dare, North Carolina 1 $ 375,000 $ 375,000 $ 92,000
Davidson, North Carolina 1 $ 245,000 $ 245,000 $ 0
Forsyth, North Carolina 1 $ 185,000 $ 185,000 $ 0
Gaston, North Carolina 1 $ 185,000 $ 185,000 $ 0
Guilford, North Carolina 1 $ 105,000 $ 105,000 $ 58,000
Henderson, North Carolina 1 $ 325,000 $ 325,000 $ 80,000
Hoke, North Carolina 1 $ 205,000 $ 205,000 $ 0
Jackson, North Carolina 1 $ 175,000 $ 175,000 $ 31,000
Johnston, North Carolina 1 $ 265,000 $ 265,000 $ 64,000
Macon, North Carolina 1 $ 215,000 $ 215,000 $ 84,000
New Hanover, North Carolina 1 $ 255,000 $ 255,000 $ 0
Pender, North Carolina 1 $ 365,000 $ 365,000 $ 141,000
Perquimans, North Carolina 1 $ 205,000 $ 205,000 $ 38,000
Pitt, North Carolina 1 $ 185,000 $ 185,000 $ 71,000
Rockingham, North Carolina 1 $ 205,000 $ 205,000 $ 0
Rowan, North Carolina 1 $ 195,000 $ 195,000 $ 0
Barnes, North Dakota 1 $ 485,000 $ 485,000 $ 146,000
Burleigh, North Dakota 1 $ 265,000 $ 265,000 $ 65,000
Cass, North Dakota 1 $ 205,000 $ 205,000 $ 0
Grand Forks, North Dakota 1 $ 245,000 $ 245,000 $ 0
Morton, North Dakota 1 $ 405,000 $ 405,000 $ 242,000
Williams, North Dakota 1 $ 205,000 $ 205,000 $ 0
Cuyahoga, Ohio 1 $ 85,000 $ 85,000 $ 72,000
Fairfield, Ohio 1 $ 125,000 $ 125,000 $ 0
Gallia, Ohio 1 $ 145,000 $ 145,000 $ 0
Huron, Ohio 1 $ 185,000 $ 185,000 $ 73,000
Logan, Ohio 1 $ 185,000 $ 185,000 $ 0
Lucas, Ohio 1 $ 325,000 $ 325,000 $ 140,000
Medina, Ohio 1 $ 195,000 $ 195,000 $ 0
Miami, Ohio 1 $ 265,000 $ 265,000 $ 0
Montgomery, Ohio 1 $ 175,000 $ 175,000 $ 0
Perry, Ohio 1 $ 345,000 $ 345,000 $ 0
Pickaway, Ohio 1 $ 245,000 $ 245,000 $ 95,000
Warren, Ohio 1 $ 245,000 $ 245,000 $ 106,000
Wood, Ohio 1 $ 285,000 $ 285,000 $ 0
Canadian, Oklahoma 1 $ 175,000 $ 175,000 $ 0
Creek, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Jackson, Oklahoma 1 $ 265,000 $ 265,000 $ 0
Logan, Oklahoma 1 $ 295,000 $ 295,000 $ 0
Oklahoma, Oklahoma 1 $ 245,000 $ 245,000 $ 0
Sequoyah, Oklahoma 1 $ 275,000 $ 275,000 $ 0
Douglas, Oregon 1 $ 275,000 $ 275,000 $ 0
Josephine, Oregon 1 $ 215,000 $ 215,000 $ 0
Klamath, Oregon 1 $ 325,000 $ 325,000 $ 0
Linn, Oregon 1 $ 235,000 $ 235,000 $ 42,000
Polk, Oregon 1 $ 845,000 $ 845,000 $ 85,000
Umatilla, Oregon 1 $ 175,000 $ 175,000 $ 0
Washington, Oregon 1 $ 385,000 $ 385,000 $ 0
Berks, Pennsylvania 1 $ 185,000 $ 185,000 $ 69,000
Bucks, Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Chester, Pennsylvania 1 $ 365,000 $ 365,000 $ 58,000
Cumberland, Pennsylvania 1 $ 1,015,000 $ 1,015,000 $ 270,000
Dauphin, Pennsylvania 1 $ 245,000 $ 245,000 $ 0
Delaware, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Erie, Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Franklin, Pennsylvania 1 $ 175,000 $ 175,000 $ 78,000
Lehigh, Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Monroe, Pennsylvania 1 $ 415,000 $ 415,000 $ 104,000
Aguadilla, Puerto Rico 1 $ 205,000 $ 205,000 $ 0
Anderson, South Carolina 1 $ 265,000 $ 265,000 $ 0
Beaufort, South Carolina 1 $ 415,000 $ 415,000 $ 0
Kershaw, South Carolina 1 $ 345,000 $ 345,000 $ 230,000
Lancaster, South Carolina 1 $ 155,000 $ 155,000 $ 0
Pickens, South Carolina 1 $ 325,000 $ 325,000 $ 0
Sumter, South Carolina 1 $ 235,000 $ 235,000 $ 0
Lincoln, South Dakota 1 $ 285,000 $ 285,000 $ 109,000
Anderson, Tennessee 1 $ 565,000 $ 565,000 $ 341,000
Coffee, Tennessee 1 $ 295,000 $ 295,000 $ 139,000
Davidson, Tennessee 1 $ 165,000 $ 165,000 $ 0
Grainger, Tennessee 1 $ 215,000 $ 215,000 $ 69,000
Hamilton, Tennessee 1 $ 155,000 $ 155,000 $ 0
Bell, Texas 1 $ 205,000 $ 205,000 $ 0
Collin, Texas 1 $ 545,000 $ 545,000 $ 133,000
Ellis, Texas 1 $ 415,000 $ 415,000 $ 0
Galveston, Texas 1 $ 235,000 $ 235,000 $ 48,000
Grayson, Texas 1 $ 175,000 $ 175,000 $ 0
Hidalgo, Texas 1 $ 135,000 $ 135,000 $ 0
Jefferson, Texas 1 $ 145,000 $ 145,000 $ 135,000
Kendall, Texas 1 $ 515,000 $ 515,000 $ 0
Lamar, Texas 1 $ 255,000 $ 255,000 $ 0
Limestone, Texas 1 $ 185,000 $ 185,000 $ 0
McLennan, Texas 1 $ 205,000 $ 205,000 $ 96,000
Rockwall, Texas 1 $ 415,000 $ 415,000 $ 408,000
Rusk, Texas 1 $ 185,000 $ 185,000 $ 56,000
Webb, Texas 1 $ 185,000 $ 185,000 $ 312,000
Iron, Utah 1 $ 325,000 $ 325,000 $ 106,000
Salt Lake, Utah 1 $ 185,000 $ 185,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Servbank, N.A. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,136 $298,080,000 $262,000 $1,115,000 $62,000 $840,000
Cash-out Refinancing 445 $140,455,000 $315,000 $1,505,000 $112,000 $805,000
Home Purchase 300 $84,750,000 $282,000 $1,085,000 $108,000 $718,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,028 $282,360,000 $274,000 $1,505,000 $96,000 $840,000
Not Provided 397 $116,365,000 $293,000 $1,015,000 $61,000 $769,000
Black or African American 226 $59,150,000 $261,000 $625,000 $59,000 $792,000
Hispanic 149 $40,475,000 $271,000 $915,000 $68,000 $388,000
Asian 65 $19,905,000 $306,000 $1,085,000 $95,000 $302,000
American Indian or Alaskan Native 10 $3,280,000 $328,000 $645,000 $25,000 $84,000
Native Hawaiian or Other Pacific Islander 5 $1,425,000 $285,000 $435,000 $91,000 $111,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 949 $265,005,000 $279,000 $1,505,000 $123,000 $792,000
VA-guaranteed (Veterans Administration) 563 $167,305,000 $297,000 $975,000 $40,000 $840,000
FHA-insured (Federal Housing Administration) 368 $90,760,000 $246,000 $485,000 $35,000 $805,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $215,000 $215,000 $215,000 $66,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 976 $284,210,000 $291,000 $1,115,000 $59,000 $840,000
Loan Originated 666 $170,060,000 $255,000 $835,000 $116,000 $673,000
Application Withdrawn By Applicant 148 $45,710,000 $308,000 $1,505,000 $83,000 $688,000
Application Denied By Financial Institution 54 $14,140,000 $261,000 $645,000 $39,000 $199,000
Application Approved But Not Accepted 37 $9,165,000 $247,000 $515,000 $114,000 $354,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,827 $509,145,000 $278,000 $1,505,000 $83,000 $840,000
Insufficient Cash (Downpayment, Closing Cost) 19 $5,025,000 $264,000 $345,000 $3,000 $72,000
Credit History 17 $4,485,000 $263,000 $645,000 $52,000 $152,000
Debt-To-Income Ratio 9 $1,895,000 $210,000 $435,000 $52,000 $199,000
Other 4 $1,490,000 $372,000 $515,000 $82,000 $125,000
Collateral 3 $495,000 $165,000 $225,000 $77,000 $127,000
Employment History 2 $750,000 $375,000 $375,000 $73,000 $84,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List