Servbank, N.A. Mortgage Lending & HMDA Data, 2022
In 2022, Servbank, N.A. of Oswego, IL reported 779 mortgage applications totaling $267.9 million, down 59% from 2021. The average application was for $343,870, and applicants reported an average income of $114,508. 23% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville, IL (87), Elgin, IL (43) and Washington-Arlington-Alexandria, DC-VA-MD-WV (36) (applications in parentheses).
| Mortgage Company & Address | Servbank, N.A. 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 779 |
| Total Mortgage Loan Application Amount | $267,875,000 |
| Average Mortgage Loan Application Amount | $343,870 |
| Highest Mortgage Loan Application Amount | $1,345,000 |
| Average Applicant Income | $114,508 |
| Highest Applicant Income | $1,340,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 39 | $ 9,255,000 | $ 237,307 | $ 110,000 |
| Charlotte, Florida | 30 | $ 12,490,000 | $ 416,333 | $ 165,000 |
| DuPage, Illinois | 24 | $ 6,340,000 | $ 264,166 | $ 109,000 |
| Kendall, Illinois | 23 | $ 6,225,000 | $ 270,652 | $ 100,000 |
| Will, Illinois | 19 | $ 4,785,000 | $ 251,842 | $ 101,000 |
| Clark, Nevada | 18 | $ 6,110,000 | $ 339,444 | $ 70,000 |
| Kane, Illinois | 17 | $ 4,745,000 | $ 279,117 | $ 98,000 |
| San Bernardino, California | 10 | $ 3,780,000 | $ 378,000 | $ 64,000 |
| Los Angeles, California | 9 | $ 5,185,000 | $ 576,111 | $ 136,000 |
| Lee, Florida | 8 | $ 3,210,000 | $ 401,250 | $ 206,000 |
| Prince George's, Maryland | 7 | $ 2,685,000 | $ 383,571 | $ 84,000 |
| Fairfax, Virginia | 7 | $ 4,235,000 | $ 605,000 | $ 146,000 |
| Maricopa, Arizona | 6 | $ 2,820,000 | $ 470,000 | $ 183,000 |
| Hillsborough, Florida | 6 | $ 2,670,000 | $ 445,000 | $ 127,000 |
| Orange, Florida | 6 | $ 1,840,000 | $ 306,666 | $ 135,000 |
| Fulton, Georgia | 6 | $ 1,860,000 | $ 310,000 | $ 112,000 |
| Baltimore, Maryland | 6 | $ 1,200,000 | $ 200,000 | $ 80,000 |
| Charles, Maryland | 6 | $ 2,740,000 | $ 456,666 | $ 84,000 |
| Collier, Florida | 5 | $ 2,635,000 | $ 527,000 | $ 207,000 |
| Duval, Florida | 5 | $ 1,685,000 | $ 337,000 | $ 78,000 |
| Anne Arundel, Maryland | 5 | $ 2,145,000 | $ 429,000 | $ 134,000 |
| Jackson, Missouri | 5 | $ 855,000 | $ 171,000 | $ 213,000 |
| Suffolk, New York | 5 | $ 2,235,000 | $ 447,000 | $ 177,000 |
| Tarrant, Texas | 5 | $ 1,635,000 | $ 327,000 | $ 150,000 |
| Benton, Arkansas | 4 | $ 980,000 | $ 245,000 | $ 136,000 |
| San Diego, California | 4 | $ 2,490,000 | $ 622,500 | $ 144,000 |
| Fairfield, Connecticut | 4 | $ 1,380,000 | $ 345,000 | $ 108,000 |
| Effingham, Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 116,000 |
| LaSalle, Illinois | 4 | $ 940,000 | $ 235,000 | $ 69,000 |
| McHenry, Illinois | 4 | $ 1,080,000 | $ 270,000 | $ 87,000 |
| Kent, Michigan | 4 | $ 920,000 | $ 230,000 | $ 42,000 |
| Bernalillo, New Mexico | 4 | $ 1,130,000 | $ 282,500 | $ 73,000 |
| Mecklenburg, North Carolina | 4 | $ 1,400,000 | $ 350,000 | $ 99,000 |
| Bexar, Texas | 4 | $ 1,380,000 | $ 345,000 | $ 192,000 |
| Harris, Texas | 4 | $ 1,020,000 | $ 255,000 | $ 67,000 |
| Salt Lake, Utah | 4 | $ 1,520,000 | $ 380,000 | $ 89,000 |
| Chesapeake, Virginia | 4 | $ 1,600,000 | $ 400,000 | $ 124,000 |
| Prince William, Virginia | 4 | $ 2,170,000 | $ 542,500 | $ 154,000 |
| Stafford, Virginia | 4 | $ 1,710,000 | $ 427,500 | $ 152,000 |
| Thurston, Washington | 4 | $ 1,770,000 | $ 442,500 | $ 106,000 |
| Jefferson, Colorado | 3 | $ 2,495,000 | $ 831,666 | $ 150,000 |
| Hartford, Connecticut | 3 | $ 1,375,000 | $ 458,333 | $ 250,000 |
| New Haven, Connecticut | 3 | $ 905,000 | $ 301,666 | $ 120,000 |
| Marion, Florida | 3 | $ 905,000 | $ 301,666 | $ 80,000 |
| Miami-Dade, Florida | 3 | $ 1,235,000 | $ 411,666 | $ 96,000 |
| Pasco, Florida | 3 | $ 825,000 | $ 275,000 | $ 82,000 |
| Pinellas, Florida | 3 | $ 2,135,000 | $ 711,666 | $ 211,000 |
| Cobb, Georgia | 3 | $ 1,115,000 | $ 371,666 | $ 63,000 |
| Columbia, Georgia | 3 | $ 885,000 | $ 295,000 | $ 99,000 |
| Gwinnett, Georgia | 3 | $ 2,465,000 | $ 821,666 | $ 279,000 |
| Henry, Georgia | 3 | $ 1,145,000 | $ 381,666 | $ 67,000 |
| DeKalb, Illinois | 3 | $ 645,000 | $ 215,000 | $ 109,000 |
| Lake, Illinois | 3 | $ 1,115,000 | $ 371,666 | $ 322,000 |
| Oakland, Michigan | 3 | $ 1,045,000 | $ 348,333 | $ 90,000 |
| Wayne, Michigan | 3 | $ 755,000 | $ 251,666 | $ 68,000 |
| Erie, New York | 3 | $ 1,085,000 | $ 361,666 | $ 132,000 |
| New York, New York | 3 | $ 1,915,000 | $ 638,333 | $ 501,000 |
| Gaston, North Carolina | 3 | $ 765,000 | $ 255,000 | $ 135,000 |
| Montgomery, Pennsylvania | 3 | $ 735,000 | $ 245,000 | $ 135,000 |
| Philadelphia, Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 94,000 |
| York, Pennsylvania | 3 | $ 685,000 | $ 228,333 | $ 94,000 |
| Providence, Rhode Island | 3 | $ 1,055,000 | $ 351,666 | $ 75,000 |
| Williamson, Tennessee | 3 | $ 1,145,000 | $ 381,666 | $ 112,000 |
| Collin, Texas | 3 | $ 1,395,000 | $ 465,000 | $ 103,000 |
| Fauquier, Virginia | 3 | $ 2,035,000 | $ 678,333 | $ 156,000 |
| Pierce, Washington | 3 | $ 1,475,000 | $ 491,666 | $ 100,000 |
| Snohomish, Washington | 3 | $ 1,285,000 | $ 428,333 | $ 99,000 |
| Madison, Alabama | 2 | $ 680,000 | $ 340,000 | $ 130,000 |
| Pima, Arizona | 2 | $ 830,000 | $ 415,000 | $ 78,000 |
| Yuma, Arizona | 2 | $ 600,000 | $ 300,000 | $ 72,000 |
| Pulaski, Arkansas | 2 | $ 450,000 | $ 225,000 | $ 55,000 |
| Contra Costa, California | 2 | $ 1,040,000 | $ 520,000 | $ 99,000 |
| Kern, California | 2 | $ 510,000 | $ 255,000 | $ 99,000 |
| Orange, California | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Sacramento, California | 2 | $ 880,000 | $ 440,000 | $ 125,000 |
| San Joaquin, California | 2 | $ 590,000 | $ 295,000 | $ 0 |
| San Luis Obispo, California | 2 | $ 1,000,000 | $ 500,000 | $ 171,000 |
| Santa Clara, California | 2 | $ 990,000 | $ 495,000 | $ 129,000 |
| Solano, California | 2 | $ 1,210,000 | $ 605,000 | $ 132,000 |
| Arapahoe, Colorado | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Douglas, Colorado | 2 | $ 1,290,000 | $ 645,000 | $ 226,000 |
| El Paso, Colorado | 2 | $ 570,000 | $ 285,000 | $ 68,000 |
| Kent, Delaware | 2 | $ 780,000 | $ 390,000 | $ 41,000 |
| Sussex, Delaware | 2 | $ 700,000 | $ 350,000 | $ 64,000 |
| District of Columbia, District Of Columbia | 2 | $ 670,000 | $ 335,000 | $ 129,000 |
| Brevard, Florida | 2 | $ 920,000 | $ 460,000 | $ 132,000 |
| Clay, Florida | 2 | $ 650,000 | $ 325,000 | $ 57,000 |
| Escambia, Florida | 2 | $ 880,000 | $ 440,000 | $ 99,000 |
| Martin, Florida | 2 | $ 630,000 | $ 315,000 | $ 125,000 |
| Osceola, Florida | 2 | $ 670,000 | $ 335,000 | $ 170,000 |
| Palm Beach, Florida | 2 | $ 600,000 | $ 300,000 | $ 126,000 |
| Polk, Florida | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| St. Johns, Florida | 2 | $ 670,000 | $ 335,000 | $ 116,000 |
| St. Lucie, Florida | 2 | $ 770,000 | $ 385,000 | $ 115,000 |
| DeKalb, Georgia | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Forsyth, Georgia | 2 | $ 880,000 | $ 440,000 | $ 102,000 |
| Houston, Georgia | 2 | $ 860,000 | $ 430,000 | $ 172,000 |
| Walton, Georgia | 2 | $ 760,000 | $ 380,000 | $ 97,000 |
| Bannock, Idaho | 2 | $ 370,000 | $ 185,000 | $ 24,000 |
| Kankakee, Illinois | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Lee, Illinois | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| McLean, Illinois | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Marion, Indiana | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Jefferson, Kentucky | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Kenton, Kentucky | 2 | $ 640,000 | $ 320,000 | $ 136,000 |
| Bossier, Louisiana | 2 | $ 630,000 | $ 315,000 | $ 95,000 |
| St. Tammany, Louisiana | 2 | $ 680,000 | $ 340,000 | $ 27,000 |
| Cecil, Maryland | 2 | $ 880,000 | $ 440,000 | $ 115,000 |
| Frederick, Maryland | 2 | $ 450,000 | $ 225,000 | $ 167,000 |
| Worcester, Massachusetts | 2 | $ 600,000 | $ 300,000 | $ 50,000 |
| Crow Wing, Minnesota | 2 | $ 660,000 | $ 330,000 | $ 67,000 |
| Hennepin, Minnesota | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Ramsey, Minnesota | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| St. Louis, Missouri | 2 | $ 630,000 | $ 315,000 | $ 98,000 |
| Douglas, Nebraska | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Hillsborough, New Hampshire | 2 | $ 950,000 | $ 475,000 | $ 153,000 |
| Merrimack, New Hampshire | 2 | $ 610,000 | $ 305,000 | $ 60,000 |
| Santa Fe, New Mexico | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Cumberland, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Tulsa, Oklahoma | 2 | $ 490,000 | $ 245,000 | $ 40,000 |
| Chester, Pennsylvania | 2 | $ 830,000 | $ 415,000 | $ 138,000 |
| Franklin, Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 63,000 |
| Beaufort, South Carolina | 2 | $ 620,000 | $ 310,000 | $ 53,000 |
| Lancaster, South Carolina | 2 | $ 570,000 | $ 285,000 | $ 71,000 |
| Richland, South Carolina | 2 | $ 520,000 | $ 260,000 | $ 72,000 |
| Knox, Tennessee | 2 | $ 920,000 | $ 460,000 | $ 96,000 |
| Sevier, Tennessee | 2 | $ 1,230,000 | $ 615,000 | $ 271,000 |
| Dallas, Texas | 2 | $ 470,000 | $ 235,000 | $ 35,000 |
| Ellis, Texas | 2 | $ 1,030,000 | $ 515,000 | $ 188,000 |
| Utah, Utah | 2 | $ 700,000 | $ 350,000 | $ 71,000 |
| Washington, Utah | 2 | $ 430,000 | $ 215,000 | $ 173,000 |
| Weber, Utah | 2 | $ 830,000 | $ 415,000 | $ 136,000 |
| Virginia Beach, Virginia | 2 | $ 1,220,000 | $ 610,000 | $ 213,000 |
| Clark, Washington | 2 | $ 970,000 | $ 485,000 | $ 92,000 |
| King, Washington | 2 | $ 1,340,000 | $ 670,000 | $ 128,000 |
| Spokane, Washington | 2 | $ 790,000 | $ 395,000 | $ 72,000 |
| Cullman, Alabama | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Elmore, Alabama | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Lee, Alabama | 1 | $ 695,000 | $ 695,000 | $ 156,000 |
| Shelby, Alabama | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Tuscaloosa, Alabama | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Anchorage, Alaska | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| Kenai Peninsula, Alaska | 1 | $ 285,000 | $ 285,000 | $ 537,000 |
| Pinal, Arizona | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Lonoke, Arkansas | 1 | $ 425,000 | $ 425,000 | $ 164,000 |
| Washington, Arkansas | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Alameda, California | 1 | $ 675,000 | $ 675,000 | $ 95,000 |
| El Dorado, California | 1 | $ 505,000 | $ 505,000 | $ 214,000 |
| Fresno, California | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Madera, California | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Nevada, California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Riverside, California | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Santa Barbara, California | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Santa Cruz, California | 1 | $ 645,000 | $ 645,000 | $ 74,000 |
| Sonoma, California | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Ventura, California | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Garfield, Colorado | 1 | $ 975,000 | $ 975,000 | $ 161,000 |
| Weld, Colorado | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Litchfield, Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| New London, Connecticut | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Tolland, Connecticut | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Bay, Florida | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Broward, Florida | 1 | $ 525,000 | $ 525,000 | $ 222,000 |
| Flagler, Florida | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Lake, Florida | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Manatee, Florida | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Okaloosa, Florida | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Santa Rosa, Florida | 1 | $ 285,000 | $ 285,000 | $ 40,000 |
| Sarasota, Florida | 1 | $ 375,000 | $ 375,000 | $ 69,000 |
| Sumter, Florida | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Volusia, Florida | 1 | $ 375,000 | $ 375,000 | $ 184,000 |
| Chatham, Georgia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Clayton, Georgia | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Coweta, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Douglas, Georgia | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Fannin, Georgia | 1 | $ 725,000 | $ 725,000 | $ 216,000 |
| Fayette, Georgia | 1 | $ 385,000 | $ 385,000 | $ 63,000 |
| Harris, Georgia | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Liberty, Georgia | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Polk, Georgia | 1 | $ 205,000 | $ 205,000 | $ 24,000 |
| Troup, Georgia | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Honolulu, Hawaii | 1 | $ 1,095,000 | $ 1,095,000 | $ 210,000 |
| Boise, Idaho | 1 | $ 435,000 | $ 435,000 | $ 97,000 |
| Jerome, Idaho | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Valley, Idaho | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Champaign, Illinois | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Grundy, Illinois | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Knox, Illinois | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Madison, Illinois | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Peoria, Illinois | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Putnam, Illinois | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Rock Island, Illinois | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Whiteside, Illinois | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Winnebago, Illinois | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Clark, Indiana | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Floyd, Indiana | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Hamilton, Indiana | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Howard, Indiana | 1 | $ 255,000 | $ 255,000 | $ 12,000 |
| Lake, Indiana | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Morgan, Indiana | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Porter, Indiana | 1 | $ 345,000 | $ 345,000 | $ 190,000 |
| Tippecanoe, Indiana | 1 | $ 345,000 | $ 345,000 | $ 111,000 |
| Audubon, Iowa | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Dallas, Iowa | 1 | $ 385,000 | $ 385,000 | $ 66,000 |
| Linn, Iowa | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Polk, Iowa | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Winnebago, Iowa | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Jefferson, Kansas | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Hardin, Kentucky | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Laurel, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Mercer, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Scott, Kentucky | 1 | $ 265,000 | $ 265,000 | $ 38,000 |
| Cumberland, Maine | 1 | $ 545,000 | $ 545,000 | $ 44,000 |
| Penobscot, Maine | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Harford, Maryland | 1 | $ 535,000 | $ 535,000 | $ 328,000 |
| Howard, Maryland | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Worcester, Maryland | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Bristol, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Middlesex, Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 167,000 |
| Norfolk, Massachusetts | 1 | $ 845,000 | $ 845,000 | $ 150,000 |
| Plymouth, Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Berrien, Michigan | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Calhoun, Michigan | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| Ingham, Michigan | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Jackson, Michigan | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Macomb, Michigan | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Sanilac, Michigan | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Carver, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Scott, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Stearns, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Wabasha, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 39,000 |
| DeSoto, Mississippi | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Harrison, Mississippi | 1 | $ 385,000 | $ 385,000 | $ 165,000 |
| Hinds, Mississippi | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Lamar, Mississippi | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Lauderdale, Mississippi | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Cass, Missouri | 1 | $ 425,000 | $ 425,000 | $ 142,000 |
| Cedar, Missouri | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Laclede, Missouri | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Morgan, Missouri | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Lewis and Clark, Montana | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Phillips, Montana | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Yellowstone, Montana | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Lancaster, Nebraska | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Sarpy, Nebraska | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Lyon, Nevada | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Rockingham, New Hampshire | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Strafford, New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Bergen, New Jersey | 1 | $ 425,000 | $ 425,000 | $ 95,000 |
| Burlington, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Camden, New Jersey | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Cape May, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Essex, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Gloucester, New Jersey | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Hudson, New Jersey | 1 | $ 605,000 | $ 605,000 | $ 128,000 |
| Ocean, New Jersey | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Passaic, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 422,000 |
| Lea, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Valencia, New Mexico | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Clinton, New York | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Nassau, New York | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Oswego, New York | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Otsego, New York | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Rockland, New York | 1 | $ 645,000 | $ 645,000 | $ 135,000 |
| Schenectady, New York | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Sullivan, New York | 1 | $ 505,000 | $ 505,000 | $ 111,000 |
| Washington, New York | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Westchester, New York | 1 | $ 445,000 | $ 445,000 | $ 240,000 |
| Dare, North Carolina | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Durham, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Lincoln, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Wake, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Wayne, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Butler, Ohio | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Coshocton, Ohio | 1 | $ 475,000 | $ 475,000 | $ 115,000 |
| Crawford, Ohio | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Delaware, Ohio | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Franklin, Ohio | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Putnam, Ohio | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Ross, Ohio | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Canadian, Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Cleveland, Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Greer, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Jackson, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Logan, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Love, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Rogers, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clatsop, Oregon | 1 | $ 515,000 | $ 515,000 | $ 72,000 |
| Columbia, Oregon | 1 | $ 465,000 | $ 465,000 | $ 153,000 |
| Jackson, Oregon | 1 | $ 415,000 | $ 415,000 | $ 126,000 |
| Tillamook, Oregon | 1 | $ 145,000 | $ 145,000 | $ 216,000 |
| Washington, Oregon | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Yamhill, Oregon | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Berks, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Bucks, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Delaware, Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Fayette, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Lancaster, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Lycoming, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Monroe, Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 311,000 |
| Northampton, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Perry, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Westmoreland, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Berkeley, South Carolina | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Charleston, South Carolina | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Dorchester, South Carolina | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Spartanburg, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sumter, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| York, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lincoln, South Dakota | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Pennington, South Dakota | 1 | $ 365,000 | $ 365,000 | $ 276,000 |
| Bedford, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Davidson, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Hamilton, Tennessee | 1 | $ 555,000 | $ 555,000 | $ 144,000 |
| Houston, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Montgomery, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Putnam, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Shelby, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Sumner, Tennessee | 1 | $ 605,000 | $ 605,000 | $ 73,000 |
| Bowie, Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Callahan, Texas | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Hays, Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Houston, Texas | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Jefferson, Texas | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Johnson, Texas | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Kaufman, Texas | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Montgomery, Texas | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Travis, Texas | 1 | $ 105,000 | $ 105,000 | $ 216,000 |
| Waller, Texas | 1 | $ 535,000 | $ 535,000 | $ 132,000 |
| Webb, Texas | 1 | $ 345,000 | $ 345,000 | $ 280,000 |
| Wichita, Texas | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Williamson, Texas | 1 | $ 1,345,000 | $ 1,345,000 | $ 900,000 |
| Davis, Utah | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
| Arlington, Virginia | 1 | $ 565,000 | $ 565,000 | $ 158,000 |
| Bedford, Virginia | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Chesterfield, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Loudoun, Virginia | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Lynchburg, Virginia | 1 | $ 245,000 | $ 245,000 | $ 23,000 |
| Rappahannock, Virginia | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Suffolk, Virginia | 1 | $ 395,000 | $ 395,000 | $ 63,000 |
| Chelan, Washington | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Clallam, Washington | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Cowlitz, Washington | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Jefferson, Washington | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Mason, Washington | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Fayette, West Virginia | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Raleigh, West Virginia | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Clark, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Dane, Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Outagamie, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ozaukee, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Pierce, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Waukesha, Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Crook, Wyoming | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Sheridan, Wyoming | 1 | $ 315,000 | $ 315,000 | $ 1,340,000 |
Mortgage Loan Application Detail Totals for Servbank, N.A. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 406 | $147,020,000 | $362,000 | $1,175,000 | $105,000 | $540,000 |
| Home Purchase | 268 | $87,770,000 | $327,000 | $1,345,000 | $144,000 | $1,340,000 |
| Refinancing | 105 | $33,085,000 | $315,000 | $945,000 | $76,000 | $542,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 404 | $135,660,000 | $335,000 | $1,145,000 | $117,000 | $893,000 |
| Not Provided | 165 | $59,245,000 | $359,000 | $1,345,000 | $117,000 | $1,340,000 |
| Black or African American | 97 | $34,355,000 | $354,000 | $1,255,000 | $103,000 | $550,000 |
| Hispanic | 68 | $23,030,000 | $338,000 | $1,005,000 | $102,000 | $651,000 |
| Asian | 21 | $8,105,000 | $385,000 | $945,000 | $135,000 | $290,000 |
| Not applicable | 17 | $4,935,000 | $290,000 | $705,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $1,500,000 | $375,000 | $545,000 | $155,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $395,000 | $395,000 | $395,000 | $96,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 321 | $108,405,000 | $337,000 | $1,345,000 | $143,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 309 | $116,865,000 | $378,000 | $1,175,000 | $104,000 | $1,340,000 |
| FHA-insured (Federal Housing Administration) | 148 | $42,270,000 | $285,000 | $585,000 | $78,000 | $526,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $335,000 | $335,000 | $335,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 482 | $177,720,000 | $368,000 | $1,345,000 | $116,000 | $1,340,000 |
| Loan Originated | 182 | $53,350,000 | $293,000 | $645,000 | $123,000 | $893,000 |
| Application Denied By Financial Institution | 72 | $22,970,000 | $319,000 | $1,145,000 | $77,000 | $234,000 |
| Loan Purchased By The Institution | 17 | $4,935,000 | $290,000 | $705,000 | $0 | $0 |
| Application Withdrawn By Applicant | 13 | $4,255,000 | $327,000 | $1,175,000 | $104,000 | $338,000 |
| Application Approved But Not Accepted | 13 | $4,645,000 | $357,000 | $1,255,000 | $165,000 | $550,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 707 | $244,905,000 | $346,000 | $1,345,000 | $118,000 | $1,340,000 |
| Credit History | 38 | $11,340,000 | $298,000 | $555,000 | $80,000 | $234,000 |
| Debt-To-Income Ratio | 18 | $7,130,000 | $396,000 | $1,145,000 | $59,000 | $188,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,955,000 | $279,000 | $385,000 | $64,000 | $95,000 |
| Other | 4 | $1,440,000 | $360,000 | $645,000 | $125,000 | $216,000 |
| Collateral | 3 | $795,000 | $265,000 | $415,000 | $122,000 | $211,000 |
| Employment History | 2 | $310,000 | $155,000 | $185,000 | $67,000 | $99,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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