Allstate Bank Mortgage Lending & HMDA Data, 2004

In 2004, Allstate Bank of Northbrook, IL reported 690 mortgage applications totaling $86.5 million, down 54% from 2003. The average application was for $125,401, and applicants reported an average income of $78,600. 59% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (53), New York-Wayne-White Plains, NY-NJ (27) and Philadelphia, PA (21) (applications in parentheses).

Mortgage Company & Address Allstate Bank
3100 Sanders Rd, Suite N4a
Northbrook, IL 60062
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 690
Total Mortgage Loan Application Amount $86,527,000
Average Mortgage Loan Application Amount $125,401
Highest Mortgage Loan Application Amount $700,000
Average Applicant Income $78,600
Highest Applicant Income $600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Allstate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Allstate Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 41 $ 6,007,000 $ 146,512 $ 81,000
Los Angeles, California 18 $ 2,543,000 $ 141,277 $ 87,000
Lake, Illinois 17 $ 2,819,000 $ 165,823 $ 98,000
Clark, Nevada 16 $ 2,825,000 $ 176,562 $ 95,000
Maricopa, Arizona 12 $ 1,714,000 $ 142,833 $ 110,000
Miami-Dade, Florida 10 $ 1,393,000 $ 139,300 $ 65,000
Suffolk, New York 10 $ 1,892,000 $ 189,200 $ 114,000
San Bernardino, California 9 $ 837,000 $ 93,000 $ 68,000
Broward, Florida 9 $ 1,212,000 $ 134,666 $ 56,000
Prince George's, Maryland 9 $ 1,082,000 $ 120,222 $ 62,000
Queens, New York 9 $ 1,447,000 $ 160,777 $ 57,000
King, Washington 7 $ 951,000 $ 135,857 $ 87,000
McHenry, Illinois 6 $ 681,000 $ 113,500 $ 104,000
Sacramento, California 5 $ 562,000 $ 112,400 $ 79,000
Duval, Florida 5 $ 645,000 $ 129,000 $ 67,000
Hillsborough, Florida 5 $ 1,150,000 $ 230,000 $ 61,000
Palm Beach, Florida 5 $ 752,000 $ 150,400 $ 87,000
Pinellas, Florida 5 $ 616,000 $ 123,200 $ 58,000
Baltimore, Maryland 5 $ 296,000 $ 59,200 $ 45,000
Nassau, New York 5 $ 1,222,000 $ 244,400 $ 76,000
Westchester, New York 5 $ 288,000 $ 57,600 $ 78,000
Oklahoma, Oklahoma 5 $ 610,000 $ 122,000 $ 63,000
Berks, Pennsylvania 5 $ 396,000 $ 79,200 $ 79,000
Montgomery, Pennsylvania 5 $ 666,000 $ 133,200 $ 59,000
Philadelphia, Pennsylvania 5 $ 130,000 $ 26,000 $ 35,000
Butte, California 4 $ 1,025,000 $ 256,250 $ 222,000
Fresno, California 4 $ 710,000 $ 177,500 $ 76,000
Orange, California 4 $ 695,000 $ 173,750 $ 81,000
Riverside, California 4 $ 524,000 $ 131,000 $ 65,000
Fairfield, Connecticut 4 $ 452,000 $ 113,000 $ 124,000
Cobb, Georgia 4 $ 915,000 $ 228,750 $ 80,000
Montgomery, Indiana 4 $ 232,000 $ 58,000 $ 112,000
Montgomery, Maryland 4 $ 547,000 $ 136,750 $ 167,000
Ocean, New Jersey 4 $ 509,000 $ 127,250 $ 52,000
Kings, New York 4 $ 446,000 $ 111,500 $ 73,000
Summit, Ohio 4 $ 863,000 $ 215,750 $ 121,000
Bucks, Pennsylvania 4 $ 467,000 $ 116,750 $ 168,000
Chester, Pennsylvania 4 $ 674,000 $ 168,500 $ 77,000
Bexar, Texas 4 $ 1,092,000 $ 273,000 $ 125,000
Dallas, Texas 4 $ 690,000 $ 172,500 $ 91,000
Jefferson, Alabama 3 $ 502,000 $ 167,333 $ 64,000
Mobile, Alabama 3 $ 284,000 $ 94,666 $ 58,000
Anchorage, Alaska 3 $ 369,000 $ 123,000 $ 58,000
Douglas, Colorado 3 $ 474,000 $ 158,000 $ 74,000
Flagler, Florida 3 $ 437,000 $ 145,666 $ 76,000
Leon, Florida 3 $ 571,000 $ 190,333 $ 65,000
Orange, Florida 3 $ 400,000 $ 133,333 $ 56,000
Santa Rosa, Florida 3 $ 218,000 $ 72,666 $ 68,000
Dougherty, Georgia 3 $ 157,000 $ 52,333 $ 101,000
Will, Illinois 3 $ 374,000 $ 124,666 $ 117,000
Jefferson, Louisiana 3 $ 270,000 $ 90,000 $ 44,000
Frederick, Maryland 3 $ 492,000 $ 164,000 $ 124,000
St. Louis, Missouri 3 $ 218,000 $ 72,666 $ 43,000
Albany, New York 3 $ 223,000 $ 74,333 $ 50,000
Erie, New York 3 $ 107,000 $ 35,666 $ 51,000
Mecklenburg, North Carolina 3 $ 578,000 $ 192,666 $ 98,000
Allegheny, Pennsylvania 3 $ 231,000 $ 77,000 $ 59,000
Delaware, Pennsylvania 3 $ 373,000 $ 124,333 $ 111,000
Tarrant, Texas 3 $ 323,000 $ 107,666 $ 91,000
Newport News, Virginia 3 $ 261,000 $ 87,000 $ 66,000
Richmond City, Virginia 3 $ 282,000 $ 94,000 $ 65,000
Pierce, Washington 3 $ 222,000 $ 74,000 $ 84,000
Baldwin, Alabama 2 $ 526,000 $ 263,000 $ 155,000
Madison, Alabama 2 $ 399,000 $ 199,500 $ 72,000
Shelby, Alabama 2 $ 276,000 $ 138,000 $ 68,000
Pima, Arizona 2 $ 105,000 $ 52,500 $ 69,000
Yavapai, Arizona 2 $ 382,000 $ 191,000 $ 100,000
Garland, Arkansas 2 $ 245,000 $ 122,500 $ 100,000
Alameda, California 2 $ 374,000 $ 187,000 $ 94,000
San Diego, California 2 $ 291,000 $ 145,500 $ 119,000
San Joaquin, California 2 $ 293,000 $ 146,500 $ 73,000
San Luis Obispo, California 2 $ 295,000 $ 147,500 $ 123,000
Sonoma, California 2 $ 190,000 $ 95,000 $ 28,000
Boulder, Colorado 2 $ 89,000 $ 44,500 $ 154,000
Hartford, Connecticut 2 $ 130,000 $ 65,000 $ 51,000
District of Columbia, District Of Columbia 2 $ 638,000 $ 319,000 $ 42,000
Collier, Florida 2 $ 214,000 $ 107,000 $ 105,000
Martin, Florida 2 $ 207,000 $ 103,500 $ 114,000
Baldwin, Georgia 2 $ 310,000 $ 155,000 $ 94,000
McIntosh, Georgia 2 $ 46,000 $ 23,000 $ 33,000
Muscogee, Georgia 2 $ 283,000 $ 141,500 $ 82,000
Richmond, Georgia 2 $ 151,000 $ 75,500 $ 49,000
DuPage, Illinois 2 $ 59,000 $ 29,500 $ 68,000
Franklin, Illinois 2 $ 395,000 $ 197,500 $ 171,000
Marion, Indiana 2 $ 163,000 $ 81,500 $ 55,000
Claiborne, Louisiana 2 $ 130,000 $ 65,000 $ 79,000
Terrebonne, Louisiana 2 $ 68,000 $ 34,000 $ 38,000
Waldo, Maine 2 $ 224,000 $ 112,000 $ 47,000
Wicomico, Maryland 2 $ 110,000 $ 55,000 $ 67,000
Barnstable, Massachusetts 2 $ 232,000 $ 116,000 $ 78,000
Hennepin, Minnesota 2 $ 142,000 $ 71,000 $ 62,000
DeSoto, Mississippi 2 $ 35,000 $ 17,500 $ 42,000
Hinds, Mississippi 2 $ 136,000 $ 68,000 $ 66,000
Washoe, Nevada 2 $ 266,000 $ 133,000 $ 83,000
Bergen, New Jersey 2 $ 270,000 $ 135,000 $ 72,000
Monmouth, New Jersey 2 $ 399,000 $ 199,500 $ 130,000
Bronx, New York 2 $ 178,000 $ 89,000 $ 71,000
Dutchess, New York 2 $ 165,000 $ 82,500 $ 60,000
Monroe, New York 2 $ 75,000 $ 37,500 $ 39,000
New York, New York 2 $ 781,000 $ 390,500 $ 252,000
Rensselaer, New York 2 $ 79,000 $ 39,500 $ 62,000
Richmond, New York 2 $ 225,000 $ 112,500 $ 96,000
Rockland, New York 2 $ 50,000 $ 25,000 $ 76,000
Cabarrus, North Carolina 2 $ 52,000 $ 26,000 $ 56,000
Lincoln, North Carolina 2 $ 144,000 $ 72,000 $ 42,000
Cuyahoga, Ohio 2 $ 87,000 $ 43,500 $ 70,000
Franklin, Ohio 2 $ 265,000 $ 132,500 $ 105,000
Benton, Oregon 2 $ 256,000 $ 128,000 $ 172,000
Coos, Oregon 2 $ 311,000 $ 155,500 $ 66,000
Jackson, Oregon 2 $ 215,000 $ 107,500 $ 56,000
Clearfield, Pennsylvania 2 $ 268,000 $ 134,000 $ 65,000
Washington, Pennsylvania 2 $ 59,000 $ 29,500 $ 45,000
Aiken, South Carolina 2 $ 102,000 $ 51,000 $ 36,000
Berkeley, South Carolina 2 $ 191,000 $ 95,500 $ 87,000
Horry, South Carolina 2 $ 307,000 $ 153,500 $ 59,000
Richland, South Carolina 2 $ 130,000 $ 65,000 $ 62,000
Brazos, Texas 2 $ 206,000 $ 103,000 $ 57,000
Harris, Texas 2 $ 239,000 $ 119,500 $ 106,000
Fairfax, Virginia 2 $ 290,000 $ 145,000 $ 178,000
Henrico, Virginia 2 $ 280,000 $ 140,000 $ 60,000
Stafford, Virginia 2 $ 225,000 $ 112,500 $ 70,000
Snohomish, Washington 2 $ 25,000 $ 12,500 $ 89,000
Kenosha, Wisconsin 2 $ 193,000 $ 96,500 $ 126,000
Milwaukee, Wisconsin 2 $ 120,000 $ 60,000 $ 19,000
Calhoun, Alabama 1 $ 56,000 $ 56,000 $ 37,000
DeKalb, Alabama 1 $ 115,000 $ 115,000 $ 74,000
Russell, Alabama 1 $ 86,000 $ 86,000 $ 21,000
Mohave, Arizona 1 $ 88,000 $ 88,000 $ 19,000
Navajo, Arizona 1 $ 107,000 $ 107,000 $ 101,000
Yuma, Arizona 1 $ 10,000 $ 10,000 $ 29,000
Baxter, Arkansas 1 $ 33,000 $ 33,000 $ 20,000
St. Francis, Arkansas 1 $ 110,000 $ 110,000 $ 50,000
Union, Arkansas 1 $ 30,000 $ 30,000 $ 52,000
Humboldt, California 1 $ 40,000 $ 40,000 $ 24,000
Marin, California 1 $ 110,000 $ 110,000 $ 125,000
Nevada, California 1 $ 44,000 $ 44,000 $ 16,000
Solano, California 1 $ 27,000 $ 27,000 $ 64,000
Stanislaus, California 1 $ 243,000 $ 243,000 $ 61,000
Tulare, California 1 $ 213,000 $ 213,000 $ 100,000
Ventura, California 1 $ 181,000 $ 181,000 $ 250,000
Adams, Colorado 1 $ 17,000 $ 17,000 $ 60,000
El Paso, Colorado 1 $ 278,000 $ 278,000 $ 156,000
Mesa, Colorado 1 $ 118,000 $ 118,000 $ 129,000
Litchfield, Connecticut 1 $ 10,000 $ 10,000 $ 49,000
Middlesex, Connecticut 1 $ 17,000 $ 17,000 $ 53,000
New Haven, Connecticut 1 $ 20,000 $ 20,000 $ 72,000
Tolland, Connecticut 1 $ 50,000 $ 50,000 $ 108,000
Clay, Florida 1 $ 300,000 $ 300,000 $ 169,000
Hernando, Florida 1 $ 80,000 $ 80,000 $ 36,000
Highlands, Florida 1 $ 67,000 $ 67,000 $ 40,000
Lake, Florida 1 $ 259,000 $ 259,000 $ 89,000
Lee, Florida 1 $ 222,000 $ 222,000 $ 52,000
Nassau, Florida 1 $ 150,000 $ 150,000 $ 33,000
Okaloosa, Florida 1 $ 10,000 $ 10,000 $ 32,000
Pasco, Florida 1 $ 14,000 $ 14,000 $ 34,000
Sarasota, Florida 1 $ 60,000 $ 60,000 $ 59,000
Seminole, Florida 1 $ 170,000 $ 170,000 $ 52,000
St. Johns, Florida 1 $ 136,000 $ 136,000 $ 74,000
Volusia, Florida 1 $ 50,000 $ 50,000 $ 25,000
Walton, Florida 1 $ 110,000 $ 110,000 $ 50,000
Bibb, Georgia 1 $ 139,000 $ 139,000 $ 167,000
Clayton, Georgia 1 $ 100,000 $ 100,000 $ 25,000
DeKalb, Georgia 1 $ 224,000 $ 224,000 $ 81,000
Fayette, Georgia 1 $ 348,000 $ 348,000 $ 127,000
Forsyth, Georgia 1 $ 44,000 $ 44,000 $ 75,000
Fulton, Georgia 1 $ 117,000 $ 117,000 $ 73,000
Glynn, Georgia 1 $ 40,000 $ 40,000 $ 38,000
Habersham, Georgia 1 $ 323,000 $ 323,000 $ 142,000
Hall, Georgia 1 $ 52,000 $ 52,000 $ 16,000
Houston, Georgia 1 $ 400,000 $ 400,000 $ 121,000
Montgomery, Georgia 1 $ 85,000 $ 85,000 $ 92,000
Newton, Georgia 1 $ 88,000 $ 88,000 $ 24,000
Pike, Georgia 1 $ 104,000 $ 104,000 $ 45,000
Towns, Georgia 1 $ 104,000 $ 104,000 $ 61,000
Whitfield, Georgia 1 $ 86,000 $ 86,000 $ 46,000
Hawaii, Hawaii 1 $ 183,000 $ 183,000 $ 16,000
Bonneville, Idaho 1 $ 84,000 $ 84,000 $ 55,000
Gem, Idaho 1 $ 105,000 $ 105,000 $ 84,000
Boone, Illinois 1 $ 126,000 $ 126,000 $ 43,000
Bureau, Illinois 1 $ 15,000 $ 15,000 $ 25,000
Champaign, Illinois 1 $ 152,000 $ 152,000 $ 82,000
Fulton, Illinois 1 $ 62,000 $ 62,000 $ 28,000
Kane, Illinois 1 $ 233,000 $ 233,000 $ 88,000
Madison, Illinois 1 $ 50,000 $ 50,000 $ 48,000
Marion, Illinois 1 $ 68,000 $ 68,000 $ 55,000
Peoria, Illinois 1 $ 15,000 $ 15,000 $ 9,000
Williamson, Illinois 1 $ 112,000 $ 112,000 $ 40,000
Lake, Indiana 1 $ 94,000 $ 94,000 $ 80,000
Madison, Indiana 1 $ 70,000 $ 70,000 $ 102,000
Posey, Indiana 1 $ 59,000 $ 59,000 $ 23,000
Poweshiek, Iowa 1 $ 55,000 $ 55,000 $ 34,000
Johnson, Kansas 1 $ 160,000 $ 160,000 $ 98,000
Sedgwick, Kansas 1 $ 27,000 $ 27,000 $ 41,000
Bullitt, Kentucky 1 $ 142,000 $ 142,000 $ 71,000
Campbell, Kentucky 1 $ 10,000 $ 10,000 $ 64,000
Clark, Kentucky 1 $ 99,000 $ 99,000 $ 28,000
Woodford, Kentucky 1 $ 105,000 $ 105,000 $ 67,000
Calcasieu, Louisiana 1 $ 38,000 $ 38,000 $ 45,000
East Baton Rouge, Louisiana 1 $ 94,000 $ 94,000 $ 32,000
Lafayette, Louisiana 1 $ 28,000 $ 28,000 $ 81,000
Livingston, Louisiana 1 $ 67,000 $ 67,000 $ 28,000
Madison, Louisiana 1 $ 40,000 $ 40,000 $ 31,000
St. John the Baptist, Louisiana 1 $ 3,000 $ 3,000 $ 50,000
Tangipahoa, Louisiana 1 $ 199,000 $ 199,000 $ 117,000
Cumberland, Maine 1 $ 218,000 $ 218,000 $ 96,000
Hancock, Maine 1 $ 67,000 $ 67,000 $ 30,000
York, Maine 1 $ 25,000 $ 25,000 $ 65,000
Baltimore City, Maryland 1 $ 39,000 $ 39,000 $ 38,000
Carroll, Maryland 1 $ 99,000 $ 99,000 $ 163,000
Harford, Maryland 1 $ 100,000 $ 100,000 $ 84,000
Howard, Maryland 1 $ 50,000 $ 50,000 $ 72,000
Queen Anne's, Maryland 1 $ 201,000 $ 201,000 $ 60,000
Worcester, Maryland 1 $ 220,000 $ 220,000 $ 51,000
Ingham, Michigan 1 $ 200,000 $ 200,000 $ 151,000
Monroe, Michigan 1 $ 167,000 $ 167,000 $ 54,000
Wayne, Michigan 1 $ 198,000 $ 198,000 $ 78,000
Carver, Minnesota 1 $ 112,000 $ 112,000 $ 75,000
Dakota, Minnesota 1 $ 30,000 $ 30,000 $ 72,000
Kanabec, Minnesota 1 $ 188,000 $ 188,000 $ 89,000
Murray, Minnesota 1 $ 16,000 $ 16,000 $ 125,000
St. Louis, Minnesota 1 $ 48,000 $ 48,000 $ 14,000
Washington, Minnesota 1 $ 464,000 $ 464,000 $ 180,000
Adams, Mississippi 1 $ 31,000 $ 31,000 $ 96,000
Alcorn, Mississippi 1 $ 56,000 $ 56,000 $ 41,000
Jones, Mississippi 1 $ 35,000 $ 35,000 $ 18,000
Cass, Missouri 1 $ 120,000 $ 120,000 $ 127,000
Christian, Missouri 1 $ 67,000 $ 67,000 $ 22,000
St. Charles, Missouri 1 $ 143,000 $ 143,000 $ 37,000
Hill, Montana 1 $ 37,000 $ 37,000 $ 34,000
Hillsborough, New Hampshire 1 $ 10,000 $ 10,000 $ 80,000
Rockingham, New Hampshire 1 $ 260,000 $ 260,000 $ 51,000
Camden, New Jersey 1 $ 157,000 $ 157,000 $ 49,000
Cumberland, New Jersey 1 $ 10,000 $ 10,000 $ 87,000
Gloucester, New Jersey 1 $ 156,000 $ 156,000 $ 49,000
Mercer, New Jersey 1 $ 185,000 $ 185,000 $ 45,000
Morris, New Jersey 1 $ 369,000 $ 369,000 $ 196,000
Dona Ana, New Mexico 1 $ 135,000 $ 135,000 $ 80,000
Grant, New Mexico 1 $ 83,000 $ 83,000 $ 72,000
Los Alamos, New Mexico 1 $ 20,000 $ 20,000 $ 68,000
McKinley, New Mexico 1 $ 55,000 $ 55,000 $ 36,000
Santa Fe, New Mexico 1 $ 160,000 $ 160,000 $ 50,000
Valencia, New Mexico 1 $ 16,000 $ 16,000 $ 48,000
Broome, New York 1 $ 12,000 $ 12,000 $ 60,000
Chautauqua, New York 1 $ 113,000 $ 113,000 $ 170,000
Fulton, New York 1 $ 15,000 $ 15,000 $ 38,000
Livingston, New York 1 $ 67,000 $ 67,000 $ 50,000
Putnam, New York 1 $ 30,000 $ 30,000 $ 27,000
Saratoga, New York 1 $ 125,000 $ 125,000 $ 56,000
Schenectady, New York 1 $ 319,000 $ 319,000 $ 147,000
Seneca, New York 1 $ 14,000 $ 14,000 $ 55,000
Sullivan, New York 1 $ 84,000 $ 84,000 $ 43,000
Tompkins, New York 1 $ 90,000 $ 90,000 $ 43,000
Ulster, New York 1 $ 95,000 $ 95,000 $ 23,000
Wyoming, New York 1 $ 86,000 $ 86,000 $ 46,000
Burke, North Carolina 1 $ 165,000 $ 165,000 $ 86,000
Camden, North Carolina 1 $ 182,000 $ 182,000 $ 118,000
Durham, North Carolina 1 $ 170,000 $ 170,000 $ 215,000
Hoke, North Carolina 1 $ 22,000 $ 22,000 $ 49,000
Pitt, North Carolina 1 $ 71,000 $ 71,000 $ 153,000
Polk, North Carolina 1 $ 53,000 $ 53,000 $ 14,000
Randolph, North Carolina 1 $ 110,000 $ 110,000 $ 98,000
Wake, North Carolina 1 $ 100,000 $ 100,000 $ 53,000
Butler, Ohio 1 $ 55,000 $ 55,000 $ 48,000
Carroll, Ohio 1 $ 76,000 $ 76,000 $ 37,000
Hancock, Ohio 1 $ 177,000 $ 177,000 $ 0
Lucas, Ohio 1 $ 19,000 $ 19,000 $ 25,000
Marion, Ohio 1 $ 144,000 $ 144,000 $ 162,000
Putnam, Ohio 1 $ 113,000 $ 113,000 $ 28,000
Canadian, Oklahoma 1 $ 15,000 $ 15,000 $ 67,000
Cleveland, Oklahoma 1 $ 55,000 $ 55,000 $ 21,000
Grady, Oklahoma 1 $ 113,000 $ 113,000 $ 46,000
Major, Oklahoma 1 $ 23,000 $ 23,000 $ 72,000
Murray, Oklahoma 1 $ 150,000 $ 150,000 $ 99,000
Pottawatomie, Oklahoma 1 $ 19,000 $ 19,000 $ 41,000
Tulsa, Oklahoma 1 $ 228,000 $ 228,000 $ 150,000
Clackamas, Oregon 1 $ 189,000 $ 189,000 $ 80,000
Douglas, Oregon 1 $ 31,000 $ 31,000 $ 35,000
Multnomah, Oregon 1 $ 187,000 $ 187,000 $ 48,000
Tillamook, Oregon 1 $ 76,000 $ 76,000 $ 70,000
Umatilla, Oregon 1 $ 232,000 $ 232,000 $ 47,000
Washington, Oregon 1 $ 160,000 $ 160,000 $ 84,000
Cambria, Pennsylvania 1 $ 320,000 $ 320,000 $ 84,000
Cumberland, Pennsylvania 1 $ 25,000 $ 25,000 $ 21,000
Dauphin, Pennsylvania 1 $ 141,000 $ 141,000 $ 58,000
Erie, Pennsylvania 1 $ 24,000 $ 24,000 $ 36,000
Fulton, Pennsylvania 1 $ 110,000 $ 110,000 $ 57,000
Lackawanna, Pennsylvania 1 $ 70,000 $ 70,000 $ 48,000
Lancaster, Pennsylvania 1 $ 193,000 $ 193,000 $ 87,000
Lehigh, Pennsylvania 1 $ 117,000 $ 117,000 $ 64,000
Luzerne, Pennsylvania 1 $ 57,000 $ 57,000 $ 42,000
York, Pennsylvania 1 $ 143,000 $ 143,000 $ 123,000
Dorchester, South Carolina 1 $ 130,000 $ 130,000 $ 157,000
Greenville, South Carolina 1 $ 12,000 $ 12,000 $ 101,000
Spartanburg, South Carolina 1 $ 100,000 $ 100,000 $ 50,000
Shelby, Tennessee 1 $ 112,000 $ 112,000 $ 40,000
Wilson, Tennessee 1 $ 164,000 $ 164,000 $ 130,000
Chambers, Texas 1 $ 28,000 $ 28,000 $ 26,000
Comal, Texas 1 $ 77,000 $ 77,000 $ 41,000
Denton, Texas 1 $ 103,000 $ 103,000 $ 46,000
Grayson, Texas 1 $ 176,000 $ 176,000 $ 60,000
Montgomery, Texas 1 $ 146,000 $ 146,000 $ 90,000
Nueces, Texas 1 $ 252,000 $ 252,000 $ 136,000
Box Elder, Utah 1 $ 56,000 $ 56,000 $ 50,000
Davis, Utah 1 $ 180,000 $ 180,000 $ 67,000
Grand, Utah 1 $ 35,000 $ 35,000 $ 90,000
Iron, Utah 1 $ 150,000 $ 150,000 $ 114,000
Salt Lake, Utah 1 $ 253,000 $ 253,000 $ 166,000
Wasatch, Utah 1 $ 284,000 $ 284,000 $ 141,000
Alexandria, Virginia 1 $ 40,000 $ 40,000 $ 50,000
Chesapeake, Virginia 1 $ 175,000 $ 175,000 $ 156,000
Chesterfield, Virginia 1 $ 200,000 $ 200,000 $ 252,000
Franklin, Virginia 1 $ 132,000 $ 132,000 $ 99,000
Frederick, Virginia 1 $ 5,000 $ 5,000 $ 28,000
Henry, Virginia 1 $ 129,000 $ 129,000 $ 48,000
Isle of Wight, Virginia 1 $ 29,000 $ 29,000 $ 71,000
James City, Virginia 1 $ 165,000 $ 165,000 $ 78,000
Portsmouth, Virginia 1 $ 190,000 $ 190,000 $ 214,000
Richmond, Virginia 1 $ 60,000 $ 60,000 $ 53,000
Virginia Beach, Virginia 1 $ 76,000 $ 76,000 $ 33,000
Washington, Virginia 1 $ 148,000 $ 148,000 $ 109,000
Cowlitz, Washington 1 $ 25,000 $ 25,000 $ 29,000
Douglas, Washington 1 $ 146,000 $ 146,000 $ 48,000
Jefferson, Washington 1 $ 44,000 $ 44,000 $ 85,000
Mason, Washington 1 $ 90,000 $ 90,000 $ 24,000
Skagit, Washington 1 $ 179,000 $ 179,000 $ 47,000
Thurston, Washington 1 $ 226,000 $ 226,000 $ 79,000
Yakima, Washington 1 $ 147,000 $ 147,000 $ 52,000
Cabell, West Virginia 1 $ 82,000 $ 82,000 $ 50,000
Hancock, West Virginia 1 $ 120,000 $ 120,000 $ 50,000
Kanawha, West Virginia 1 $ 141,000 $ 141,000 $ 114,000
Upshur, West Virginia 1 $ 74,000 $ 74,000 $ 51,000

Mortgage Loan Application Detail Totals for Allstate Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 454 $53,759,000 $117,976 $552,000 $69,093 $600,000
Home Purchase 169 $29,294,000 $155,032 $700,000 $84,129 $278,000
Home Improvement 67 $3,474,000 $51,590 $280,000 $80,500 $442,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 375 $51,303,000 $126,375 $700,000 $76,425 $313,000
Not Provided 200 $20,763,000 $102,515 $552,000 $76,787 $600,000
Black or African American 59 $6,581,000 $113,894 $307,000 $66,789 $223,000
Hispanic 42 $5,076,000 $112,888 $334,000 $76,611 $214,000
Asian 10 $2,359,000 $228,000 $330,000 $104,888 $245,000
American Indian or Alaskan Native 4 $445,000 $111,250 $232,000 $43,500 $67,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 690 $86,527,000 $118,136 $700,000 $71,795 $600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 406 $58,548,000 $133,609 $650,000 $76,512 $600,000
Application Denied By Financial Institution 128 $12,583,000 $96,588 $700,000 $64,823 $215,000
Application Withdrawn By Applicant 73 $6,253,000 $89,480 $437,000 $76,000 $246,000
Application Approved But Not Accepted 58 $7,340,000 $130,000 $438,000 $80,857 $224,000
File Closed For Incompleteness 25 $1,803,000 $86,666 $306,000 $75,866 $197,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 67 $6,053,000 $96,615 $369,000 $67,692 $215,000
Credit Application Incomplete 31 $2,162,000 $60,062 $240,000 $70,812 $189,000
Debt-To-Income Ratio 15 $2,868,000 $195,636 $700,000 $71,636 $197,000
Credit History 11 $1,270,000 $123,888 $235,000 $65,666 $130,000
Insufficient Cash (Downpayment, Closing Cost) 2 $46,000 $23,000 $27,000 $25,000 $25,000
Other 1 $40,000 $40,000 $40,000 $14,000 $14,000
Employment History 1 $144,000 $144,000 $144,000 $46,000 $46,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Allstate Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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