Ally Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Ally Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Ally Bank 2101, 300 East Rexford Rd Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 15,015 |
| Total Mortgage Loan Application Amount | $8,241,255,000 |
| Average Mortgage Loan Application Amount | $466,166 |
| Highest Mortgage Loan Application Amount | $47,605,000 |
| Average Applicant Income | $145,666 |
| Highest Applicant Income | $6,705,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Osage County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Wagoner County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Washita County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Woodward County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Columbia County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Crook County Oregon | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Douglas County Oregon | 1 | $ 485,000 | $ 485,000 | $ 164,000 |
| Harney County Oregon | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Klamath County Oregon | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Malheur County Oregon | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Tillamook County Oregon | 1 | $ 425,000 | $ 425,000 | $ 450,000 |
| Umatilla County Oregon | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Columbia County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Fayette County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Jefferson County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Mercer County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Northumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Perry County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| Venango County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 192,000 |
| Warren County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Bristol County Rhode Island | 1 | $ 655,000 | $ 655,000 | $ 610,000 |
| Calhoun County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 28,000 |
| Chesterfield County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Colleton County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 290,000 |
| Greenwood County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 295,000 |
| Oconee County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 12,000 |
| Saluda County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Sumter County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Brookings County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Codington County South Dakota | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Blount County Tennessee | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Clay County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Coffee County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Franklin County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 193,000 |
| Hawkins County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Lewis County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Lincoln County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Marion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Marshall County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| McMinn County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Monroe County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Montgomery County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Obion County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Pickett County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Rhea County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Smith County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Sullivan County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Tipton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Warren County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Atascosa County Texas | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Bowie County Texas | 1 | $ 315,000 | $ 315,000 | $ 530,000 |
| Burleson County Texas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Caldwell County Texas | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Childress County Texas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Colorado County Texas | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Dawson County Texas | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Eastland County Texas | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Foard County Texas | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Gillespie County Texas | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Hamilton County Texas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Hopkins County Texas | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Jasper County Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Kerr County Texas | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Lamar County Texas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Lavaca County Texas | 1 | $ 295,000 | $ 295,000 | $ 64,000 |
| Limestone County Texas | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Marion County Texas | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Matagorda County Texas | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Medina County Texas | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Milam County Texas | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Nacogdoches County Texas | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Palo Pinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Polk County Texas | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Robertson County Texas | 1 | $ 355,000 | $ 355,000 | $ 232,000 |
| San Jacinto County Texas | 1 | $ 355,000 | $ 355,000 | $ 307,000 |
| Titus County Texas | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Trinity County Texas | 1 | $ 175,000 | $ 175,000 | $ 194,000 |
| Upshur County Texas | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Van Zandt County Texas | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Walker County Texas | 1 | $ 295,000 | $ 295,000 | $ 469,000 |
| Washington County Texas | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Wilson County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Box Elder County Utah | 1 | $ 545,000 | $ 545,000 | $ 175,000 |
| Carbon County Utah | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Essex County Vermont | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Franklin County Vermont | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Washington County Vermont | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Windham County Vermont | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Windsor County Vermont | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Bedford County Virginia | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Clarke County Virginia | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Danville County Virginia | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 485,000 | $ 485,000 | $ 292,000 |
| Frederick County Virginia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Gloucester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Hampton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Isle of Wight County Virginia | 1 | $ 585,000 | $ 585,000 | $ 200,000 |
| King George County Virginia | 1 | $ 705,000 | $ 705,000 | $ 84,000 |
| Louisa County Virginia | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Montgomery County Virginia | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Petersburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Powhatan County Virginia | 1 | $ 535,000 | $ 535,000 | $ 155,000 |
| Pulaski County Virginia | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Rappahannock County Virginia | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Benton County Washington | 1 | $ 605,000 | $ 605,000 | $ 179,000 |
| Franklin County Washington | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Stevens County Washington | 1 | $ 545,000 | $ 545,000 | $ 134,000 |
| Yakima County Washington | 1 | $ 465,000 | $ 465,000 | $ 290,000 |
| Braxton County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Brooke County West Virginia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Gilmer County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Greenbrier County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Hancock County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Hardy County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Harrison County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Jackson County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Logan County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Marion County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Marshall County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Mercer County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Morgan County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Nicholas County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Raleigh County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Taylor County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Burnett County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Dodge County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Grant County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Iron County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 222,000 |
| Kenosha County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Marathon County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Marquette County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Pierce County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Sauk County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Winnebago County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Laramie County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 38,000 |
| Lincoln County Wyoming | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Washakie County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ally Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,086 | $3,800,650,000 | $536,000 | $10,005,000 | $192,000 | $6,705,000 |
| Refinancing | 4,400 | $2,537,370,000 | $576,000 | $4,195,000 | $213,000 | $4,615,000 |
| Cash-out Refinancing | 2,335 | $1,277,355,000 | $547,000 | $47,605,000 | $173,000 | $1,538,000 |
| Not Applicable | 915 | $544,615,000 | $595,000 | $1,855,000 | $0 | $0 |
| Other Purpose | 244 | $72,640,000 | $297,000 | $2,005,000 | $157,000 | $3,619,000 |
| Home Improvement | 35 | $8,625,000 | $246,000 | $985,000 | $139,000 | $423,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,166 | $2,778,030,000 | $450,000 | $4,195,000 | $190,000 | $6,705,000 |
| Not applicable | 5,095 | $3,498,235,000 | $686,000 | $47,605,000 | $0 | $0 |
| Not Provided | 1,711 | $916,695,000 | $535,000 | $2,105,000 | $216,000 | $4,615,000 |
| Asian | 1,027 | $655,735,000 | $638,000 | $2,295,000 | $226,000 | $2,824,000 |
| Hispanic | 582 | $226,630,000 | $389,000 | $1,985,000 | $163,000 | $1,612,000 |
| Black or African American | 334 | $115,110,000 | $344,000 | $10,005,000 | $157,000 | $4,571,000 |
| American Indian or Alaskan Native | 27 | $9,675,000 | $358,000 | $885,000 | $157,000 | $598,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,440,000 | $413,000 | $985,000 | $177,000 | $406,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,015 | $8,241,255,000 | $548,000 | $47,605,000 | $195,000 | $6,705,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,443 | $2,778,845,000 | $510,000 | $47,605,000 | $197,000 | $4,571,000 |
| Loan Purchased By The Institution | 5,094 | $3,450,630,000 | $677,000 | $2,995,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,953 | $897,525,000 | $459,000 | $4,195,000 | $183,000 | $6,705,000 |
| Application Withdrawn By Applicant | 1,692 | $761,840,000 | $450,000 | $1,885,000 | $198,000 | $2,300,000 |
| File Closed For Incompleteness | 749 | $307,785,000 | $410,000 | $2,105,000 | $206,000 | $5,358,000 |
| Application Approved But Not Accepted | 84 | $44,630,000 | $531,000 | $1,455,000 | $207,000 | $713,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,062 | $7,343,730,000 | $562,000 | $47,605,000 | $198,000 | $5,358,000 |
| Debt-To-Income Ratio | 537 | $261,065,000 | $486,000 | $2,295,000 | $124,000 | $1,575,000 |
| Credit Application Incomplete | 500 | $235,080,000 | $470,000 | $1,885,000 | $219,000 | $2,297,000 |
| Collateral | 346 | $187,890,000 | $543,000 | $2,425,000 | $220,000 | $1,394,000 |
| Other | 232 | $96,060,000 | $414,000 | $4,195,000 | $231,000 | $6,705,000 |
| Credit History | 197 | $60,575,000 | $307,000 | $1,265,000 | $137,000 | $797,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 90 | $34,570,000 | $384,000 | $1,355,000 | $143,000 | $920,000 |
| Unverifiable Information | 35 | $13,525,000 | $386,000 | $1,665,000 | $214,000 | $2,560,000 |
| Employment History | 16 | $8,760,000 | $547,000 | $1,025,000 | $189,000 | $456,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.