Ally Bank Mortgage Lending & HMDA Data, 2019

In 2019, Ally Bank of Charlotte, NC reported 15,015 mortgage applications totaling $8.2 billion. The average application was for $548,868, and applicants reported an average income of $194,669. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (737), Oakland-Hayward-Berkeley, CA (569) and Seattle-Bellevue-Everett, WA (463) (applications in parentheses).

Mortgage Company & Address Ally Bank

Charlotte, NC 28202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 15,015
Total Mortgage Loan Application Amount $8,241,255,000
Average Mortgage Loan Application Amount $548,868
Highest Mortgage Loan Application Amount $47,605,000
Average Applicant Income $194,669
Highest Applicant Income $6,705,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 737 $ 561,695,000 $ 762,137 $ 227,000
Orange, California 404 $ 297,800,000 $ 737,128 $ 226,000
King, Washington 400 $ 277,550,000 $ 693,875 $ 214,000
San Diego, California 385 $ 281,835,000 $ 732,038 $ 227,000
Maricopa, Arizona 376 $ 189,470,000 $ 503,909 $ 176,000
Alameda, California 344 $ 266,100,000 $ 773,546 $ 248,000
Santa Clara, California 334 $ 286,930,000 $ 859,071 $ 278,000
Harris, Texas 262 $ 142,170,000 $ 542,633 $ 231,000
Contra Costa, California 225 $ 186,495,000 $ 828,866 $ 287,000
Middlesex, Massachusetts 203 $ 131,185,000 $ 646,231 $ 226,000
Cook, Illinois 198 $ 103,700,000 $ 523,737 $ 229,000
San Mateo, California 179 $ 164,015,000 $ 916,284 $ 274,000
Mecklenburg, North Carolina 175 $ 77,535,000 $ 443,057 $ 172,000
Dallas, Texas 174 $ 107,820,000 $ 619,655 $ 277,000
Travis, Texas 168 $ 93,390,000 $ 555,892 $ 257,000
Riverside, California 152 $ 75,160,000 $ 494,473 $ 175,000
Fairfax, Virginia 152 $ 97,300,000 $ 640,131 $ 240,000
Fulton, Georgia 143 $ 80,295,000 $ 561,503 $ 200,000
Miami-Dade, Florida 138 $ 81,070,000 $ 587,463 $ 245,000
Wake, North Carolina 131 $ 52,475,000 $ 400,572 $ 151,000
Allegheny, Pennsylvania 122 $ 49,250,000 $ 403,688 $ 146,000
San Francisco, California 115 $ 108,955,000 $ 947,434 $ 286,000
Palm Beach, Florida 111 $ 59,445,000 $ 535,540 $ 226,000
Fairfield, Connecticut 107 $ 67,635,000 $ 632,102 $ 218,000
Denver, Colorado 105 $ 63,255,000 $ 602,428 $ 260,000
San Bernardino, California 101 $ 55,225,000 $ 546,782 $ 187,000
Ventura, California 101 $ 64,455,000 $ 638,168 $ 185,000
Sacramento, California 100 $ 56,720,000 $ 567,200 $ 216,000
Collin, Texas 100 $ 49,900,000 $ 499,000 $ 203,000
Clark, Nevada 99 $ 47,615,000 $ 480,959 $ 136,000
Broward, Florida 97 $ 47,435,000 $ 489,020 $ 209,000
Tarrant, Texas 95 $ 43,755,000 $ 460,578 $ 281,000
Montgomery, Maryland 89 $ 55,345,000 $ 621,853 $ 209,000
Kings, New York 89 $ 67,455,000 $ 757,921 $ 255,000
Norfolk, Massachusetts 87 $ 61,335,000 $ 705,000 $ 284,000
Multnomah, Oregon 86 $ 44,320,000 $ 515,348 $ 184,000
Bergen, New Jersey 84 $ 50,700,000 $ 603,571 $ 231,000
Westchester, New York 84 $ 53,870,000 $ 641,309 $ 242,000
Salt Lake, Utah 83 $ 40,365,000 $ 486,325 $ 208,000
Oakland, Michigan 82 $ 34,530,000 $ 421,097 $ 164,000
Jefferson, Colorado 77 $ 40,905,000 $ 531,233 $ 178,000
Hillsborough, Florida 77 $ 31,085,000 $ 403,701 $ 129,000
Denton, Texas 77 $ 32,565,000 $ 422,922 $ 153,000
Nassau, New York 74 $ 44,330,000 $ 599,054 $ 223,000
Douglas, Colorado 73 $ 44,955,000 $ 615,821 $ 180,000
DeKalb, Georgia 72 $ 34,080,000 $ 473,333 $ 172,000
Placer, California 69 $ 40,935,000 $ 593,260 $ 209,000
Bucks, Pennsylvania 67 $ 32,535,000 $ 485,597 $ 211,000
Orange, Florida 66 $ 30,860,000 $ 467,575 $ 193,000
Philadelphia, Pennsylvania 66 $ 27,030,000 $ 409,545 $ 167,000
Hennepin, Minnesota 65 $ 35,455,000 $ 545,461 $ 163,000
Marin, California 63 $ 55,095,000 $ 874,523 $ 265,000
Snohomish, Washington 63 $ 36,625,000 $ 581,349 $ 181,000
Pinellas, Florida 62 $ 32,950,000 $ 531,451 $ 218,000
District of Columbia, District Of Columbia 59 $ 40,645,000 $ 688,898 $ 218,000
DuPage, Illinois 58 $ 28,080,000 $ 484,137 $ 202,000
Queens, New York 57 $ 32,745,000 $ 574,473 $ 165,000
Santa Barbara, California 56 $ 42,180,000 $ 753,214 $ 195,000
Utah, Utah 56 $ 27,270,000 $ 486,964 $ 185,000
Bexar, Texas 55 $ 26,755,000 $ 486,454 $ 241,000
Williamson, Tennessee 54 $ 32,760,000 $ 606,666 $ 179,000
Boulder, Colorado 53 $ 36,965,000 $ 697,452 $ 242,000
Cobb, Georgia 53 $ 24,295,000 $ 458,396 $ 174,000
Anne Arundel, Maryland 53 $ 27,795,000 $ 524,433 $ 175,000
Arapahoe, Colorado 52 $ 28,680,000 $ 551,538 $ 185,000
Morris, New Jersey 52 $ 31,010,000 $ 596,346 $ 249,000
Suffolk, Massachusetts 51 $ 30,805,000 $ 604,019 $ 183,000
Wayne, Michigan 51 $ 15,695,000 $ 307,745 $ 138,000
Cuyahoga, Ohio 50 $ 22,720,000 $ 454,400 $ 273,000
Sonoma, California 49 $ 30,965,000 $ 631,938 $ 217,000
Loudoun, Virginia 49 $ 28,695,000 $ 585,612 $ 210,000
St. Louis, Missouri 48 $ 26,750,000 $ 557,291 $ 218,000
Monterey, California 47 $ 31,145,000 $ 662,659 $ 196,000
Essex, New Jersey 47 $ 25,595,000 $ 544,574 $ 246,000
Davidson, Tennessee 47 $ 22,485,000 $ 478,404 $ 148,000
Fort Bend, Texas 47 $ 21,895,000 $ 465,851 $ 206,000
San Luis Obispo, California 46 $ 27,770,000 $ 603,695 $ 178,000
Monmouth, New Jersey 46 $ 26,620,000 $ 578,695 $ 206,000
Chester, Pennsylvania 45 $ 22,415,000 $ 498,111 $ 211,000
Montgomery, Pennsylvania 45 $ 17,665,000 $ 392,555 $ 167,000
Solano, California 43 $ 23,485,000 $ 546,162 $ 190,000
Plymouth, Massachusetts 42 $ 24,470,000 $ 582,619 $ 227,000
El Dorado, California 41 $ 24,865,000 $ 606,463 $ 232,000
Suffolk, New York 41 $ 21,815,000 $ 532,073 $ 211,000
Arlington, Virginia 41 $ 29,835,000 $ 727,682 $ 259,000
Larimer, Colorado 40 $ 18,790,000 $ 469,750 $ 172,000
Howard, Maryland 40 $ 23,000,000 $ 575,000 $ 207,000
San Joaquin, California 39 $ 20,745,000 $ 531,923 $ 156,000
Santa Cruz, California 39 $ 29,195,000 $ 748,589 $ 257,000
Lee, Florida 39 $ 14,465,000 $ 370,897 $ 135,000
Hudson, New Jersey 37 $ 21,635,000 $ 584,729 $ 293,000
Washington, Oregon 37 $ 18,615,000 $ 503,108 $ 164,000
Pima, Arizona 35 $ 14,015,000 $ 400,428 $ 179,000
Essex, Massachusetts 35 $ 18,635,000 $ 532,428 $ 186,000
Baltimore, Maryland 34 $ 18,710,000 $ 550,294 $ 226,000
Hartford, Connecticut 33 $ 10,425,000 $ 315,909 $ 167,000
Union, New Jersey 33 $ 18,375,000 $ 556,818 $ 221,000
Jefferson, Alabama 32 $ 15,160,000 $ 473,750 $ 220,000
Seminole, Florida 32 $ 13,780,000 $ 430,625 $ 167,000
Lake, Illinois 32 $ 15,880,000 $ 496,250 $ 234,000
Montgomery, Texas 32 $ 15,610,000 $ 487,812 $ 211,000
Pierce, Washington 32 $ 16,630,000 $ 519,687 $ 177,000
Johnson, Kansas 31 $ 13,005,000 $ 419,516 $ 149,000
Macomb, Michigan 31 $ 6,465,000 $ 208,548 $ 113,000
Fresno, California 30 $ 17,710,000 $ 590,333 $ 173,000
Gwinnett, Georgia 30 $ 10,650,000 $ 355,000 $ 121,000
Washtenaw, Michigan 30 $ 9,950,000 $ 331,666 $ 147,000
Bernalillo, New Mexico 30 $ 10,410,000 $ 347,000 $ 178,000
Clackamas, Oregon 30 $ 17,050,000 $ 568,333 $ 169,000
Delaware, Pennsylvania 30 $ 12,440,000 $ 414,666 $ 172,000
Charleston, South Carolina 30 $ 15,970,000 $ 532,333 $ 232,000
Williamson, Texas 30 $ 12,530,000 $ 417,666 $ 225,000
Greenville, South Carolina 29 $ 10,155,000 $ 350,172 $ 170,000
Alexandria, Virginia 29 $ 19,515,000 $ 672,931 $ 274,000
El Paso, Colorado 28 $ 14,970,000 $ 534,642 $ 168,000
Sarasota, Florida 28 $ 60,880,000 $ 2,174,285 $ 176,000
Union, North Carolina 28 $ 12,380,000 $ 442,142 $ 163,000
Davis, Utah 28 $ 11,500,000 $ 410,714 $ 45,000
Duval, Florida 27 $ 9,555,000 $ 353,888 $ 142,000
Washoe, Nevada 27 $ 15,065,000 $ 557,962 $ 209,000
Volusia, Florida 26 $ 6,900,000 $ 265,384 $ 218,000
Guilford, North Carolina 26 $ 10,650,000 $ 409,615 $ 150,000
Adams, Colorado 25 $ 10,065,000 $ 402,600 $ 116,000
Ada, Idaho 25 $ 11,975,000 $ 479,000 $ 156,000
Franklin, Ohio 25 $ 8,465,000 $ 338,600 $ 160,000
Dane, Wisconsin 25 $ 13,595,000 $ 543,800 $ 218,000
St. Johns, Florida 24 $ 12,540,000 $ 522,500 $ 199,000
Will, Illinois 24 $ 6,760,000 $ 281,666 $ 154,000
Oklahoma, Oklahoma 24 $ 10,290,000 $ 428,750 $ 164,000
Deschutes, Oregon 24 $ 11,480,000 $ 478,333 $ 126,000
New Haven, Connecticut 23 $ 7,695,000 $ 334,565 $ 115,000
Forsyth, Georgia 23 $ 11,705,000 $ 508,913 $ 168,000
Middlesex, New Jersey 23 $ 10,615,000 $ 461,521 $ 186,000
Hamilton, Tennessee 23 $ 7,365,000 $ 320,217 $ 149,000
Kitsap, Washington 23 $ 12,865,000 $ 559,347 $ 128,000
Somerset, New Jersey 22 $ 11,500,000 $ 522,727 $ 224,000
Clark, Washington 22 $ 11,110,000 $ 505,000 $ 168,000
Waukesha, Wisconsin 22 $ 11,820,000 $ 537,272 $ 185,000
Kern, California 21 $ 8,115,000 $ 386,428 $ 134,000
Mercer, New Jersey 21 $ 8,965,000 $ 426,904 $ 184,000
Prince William, Virginia 21 $ 10,085,000 $ 480,238 $ 224,000
Yavapai, Arizona 20 $ 7,950,000 $ 397,500 $ 131,000
Brevard, Florida 20 $ 7,060,000 $ 353,000 $ 140,000
Collier, Florida 20 $ 10,700,000 $ 535,000 $ 266,000
Kane, Illinois 20 $ 7,590,000 $ 379,500 $ 161,000
Orleans, Louisiana 20 $ 8,940,000 $ 447,000 $ 153,000
Ocean, New Jersey 20 $ 9,560,000 $ 478,000 $ 178,000
Weld, Colorado 19 $ 9,085,000 $ 478,157 $ 155,000
Pasco, Florida 19 $ 5,455,000 $ 287,105 $ 128,000
Cherokee, Georgia 19 $ 5,955,000 $ 313,421 $ 111,000
Barnstable, Massachusetts 19 $ 8,895,000 $ 468,157 $ 291,000
Buncombe, North Carolina 19 $ 9,675,000 $ 509,210 $ 165,000
York, South Carolina 19 $ 8,455,000 $ 445,000 $ 184,000
Knox, Tennessee 19 $ 7,305,000 $ 384,473 $ 136,000
Shelby, Tennessee 19 $ 6,945,000 $ 365,526 $ 166,000
Weber, Utah 19 $ 6,275,000 $ 330,263 $ 75,000
Manatee, Florida 18 $ 11,990,000 $ 666,111 $ 317,000
Jefferson, Kentucky 18 $ 6,500,000 $ 361,111 $ 124,000
Ramsey, Minnesota 18 $ 6,440,000 $ 357,777 $ 108,000
Santa Fe, New Mexico 18 $ 9,000,000 $ 500,000 $ 162,000
Yolo, California 17 $ 9,745,000 $ 573,235 $ 225,000
Sussex, Delaware 17 $ 11,525,000 $ 677,941 $ 129,000
Douglas, Nebraska 17 $ 5,245,000 $ 308,529 $ 143,000
Hillsborough, New Hampshire 17 $ 6,595,000 $ 387,941 $ 133,000
New York, New York 17 $ 12,765,000 $ 750,882 $ 404,000
Orange, North Carolina 17 $ 8,015,000 $ 471,470 $ 151,000
Hamilton, Ohio 17 $ 7,715,000 $ 453,823 $ 164,000
Montgomery, Ohio 17 $ 3,495,000 $ 205,588 $ 135,000
Butler, Pennsylvania 17 $ 9,655,000 $ 567,941 $ 184,000
Hays, Texas 17 $ 9,515,000 $ 559,705 $ 184,000
Nevada, California 16 $ 8,480,000 $ 530,000 $ 217,000
Worcester, Massachusetts 16 $ 6,410,000 $ 400,625 $ 149,000
Washington, Minnesota 16 $ 8,860,000 $ 553,750 $ 178,000
Albemarle, Virginia 16 $ 7,370,000 $ 460,625 $ 169,000
Henrico, Virginia 16 $ 7,390,000 $ 461,875 $ 158,000
Thurston, Washington 16 $ 6,230,000 $ 389,375 $ 202,000
Benton, Arkansas 15 $ 6,035,000 $ 402,333 $ 146,000
Walton, Florida 15 $ 9,405,000 $ 627,000 $ 252,000
Honolulu, Hawaii 15 $ 14,565,000 $ 971,000 $ 0
Jefferson, Louisiana 15 $ 7,025,000 $ 468,333 $ 144,000
Bristol, Massachusetts 15 $ 6,865,000 $ 457,666 $ 173,000
Burlington, New Jersey 15 $ 4,945,000 $ 329,666 $ 125,000
Cabarrus, North Carolina 15 $ 6,435,000 $ 429,000 $ 144,000
Virginia Beach, Virginia 15 $ 9,935,000 $ 662,333 $ 278,000
Baldwin, Alabama 14 $ 5,990,000 $ 427,857 $ 122,000
Madison, Alabama 14 $ 4,580,000 $ 327,142 $ 143,000
Polk, Florida 14 $ 3,190,000 $ 227,857 $ 62,000
Hall, Georgia 14 $ 5,090,000 $ 363,571 $ 170,000
Hamilton, Indiana 14 $ 4,660,000 $ 332,857 $ 163,000
Harford, Maryland 14 $ 6,240,000 $ 445,714 $ 150,000
Camden, New Jersey 14 $ 3,910,000 $ 279,285 $ 115,000
Durham, North Carolina 14 $ 3,850,000 $ 275,000 $ 143,000
Iredell, North Carolina 14 $ 7,820,000 $ 558,571 $ 230,000
Lancaster, Pennsylvania 14 $ 4,340,000 $ 310,000 $ 90,000
Galveston, Texas 14 $ 8,570,000 $ 612,142 $ 441,000
Chesterfield, Virginia 14 $ 5,530,000 $ 395,000 $ 167,000
Milwaukee, Wisconsin 14 $ 4,070,000 $ 290,714 $ 157,000
Napa, California 13 $ 10,445,000 $ 803,461 $ 251,000
La Plata, Colorado 13 $ 6,325,000 $ 486,538 $ 117,000
Osceola, Florida 13 $ 3,215,000 $ 247,307 $ 112,000
McHenry, Illinois 13 $ 2,865,000 $ 220,384 $ 129,000
Baltimore City, Maryland 13 $ 3,915,000 $ 301,153 $ 122,000
Carroll, Maryland 13 $ 6,335,000 $ 487,307 $ 159,000
Prince George's, Maryland 13 $ 3,925,000 $ 301,923 $ 124,000
Erie, New York 13 $ 3,145,000 $ 241,923 $ 100,000
Richmond, New York 13 $ 7,025,000 $ 540,384 $ 139,000
New Hanover, North Carolina 13 $ 4,625,000 $ 355,769 $ 101,000
Lexington, South Carolina 13 $ 3,995,000 $ 307,307 $ 104,000
Brazoria, Texas 13 $ 3,355,000 $ 258,076 $ 133,000
Comal, Texas 13 $ 4,815,000 $ 370,384 $ 156,000
Spokane, Washington 13 $ 5,925,000 $ 455,769 $ 142,000
Stanislaus, California 12 $ 5,630,000 $ 469,166 $ 153,000
Marion, Florida 12 $ 4,550,000 $ 379,166 $ 230,000
Kootenai, Idaho 12 $ 5,830,000 $ 485,833 $ 138,000
Marion, Indiana 12 $ 2,790,000 $ 232,500 $ 148,000
Cumberland, Maine 12 $ 6,010,000 $ 500,833 $ 278,000
Kent, Michigan 12 $ 3,460,000 $ 288,333 $ 113,000
Forsyth, North Carolina 12 $ 3,430,000 $ 285,833 $ 108,000
Tulsa, Oklahoma 12 $ 3,950,000 $ 329,166 $ 126,000
Erie, Pennsylvania 12 $ 2,280,000 $ 190,000 $ 97,000
Horry, South Carolina 12 $ 3,780,000 $ 315,000 $ 90,000
Whatcom, Washington 12 $ 6,180,000 $ 515,000 $ 204,000
Pinal, Arizona 11 $ 1,875,000 $ 170,454 $ 75,000
Charlotte, Florida 11 $ 2,855,000 $ 259,545 $ 91,000
Monroe, Florida 11 $ 7,835,000 $ 712,272 $ 118,000
East Baton Rouge, Louisiana 11 $ 6,265,000 $ 569,545 $ 151,000
Dakota, Minnesota 11 $ 4,395,000 $ 399,545 $ 104,000
Rockingham, New Hampshire 11 $ 5,015,000 $ 455,909 $ 206,000
Bronx, New York 11 $ 4,885,000 $ 444,090 $ 136,000
Chatham, North Carolina 11 $ 5,735,000 $ 521,363 $ 154,000
Marion, Oregon 11 $ 4,045,000 $ 367,727 $ 143,000
Centre, Pennsylvania 11 $ 5,775,000 $ 525,000 $ 229,000
York, Pennsylvania 11 $ 2,975,000 $ 270,454 $ 123,000
Richland, South Carolina 11 $ 3,265,000 $ 296,818 $ 116,000
Sumner, Tennessee 11 $ 3,955,000 $ 359,545 $ 82,000
Summit, Utah 11 $ 9,675,000 $ 879,545 $ 271,000
Washington, Arkansas 10 $ 2,470,000 $ 247,000 $ 148,000
Routt, Colorado 10 $ 6,680,000 $ 668,000 $ 386,000
Carver, Minnesota 10 $ 6,670,000 $ 667,000 $ 138,000
Orange, New York 10 $ 3,170,000 $ 317,000 $ 131,000
Watauga, North Carolina 10 $ 3,830,000 $ 383,000 $ 251,000
Lane, Oregon 10 $ 2,040,000 $ 204,000 $ 90,000
Parker, Texas 10 $ 4,490,000 $ 449,000 $ 204,000
Smith, Texas 10 $ 3,620,000 $ 362,000 $ 127,000
Coconino, Arizona 9 $ 3,475,000 $ 386,111 $ 112,000
Mohave, Arizona 9 $ 2,975,000 $ 330,555 $ 133,000
Pulaski, Arkansas 9 $ 2,035,000 $ 226,111 $ 99,000
Tulare, California 9 $ 3,235,000 $ 359,444 $ 224,000
Alachua, Florida 9 $ 2,615,000 $ 290,555 $ 113,000
St. Lucie, Florida 9 $ 1,715,000 $ 190,555 $ 106,000
Glynn, Georgia 9 $ 5,915,000 $ 657,222 $ 81,000
Polk, Iowa 9 $ 3,505,000 $ 389,444 $ 164,000
Ottawa, Michigan 9 $ 3,625,000 $ 402,777 $ 257,000
Jackson, Missouri 9 $ 2,455,000 $ 272,777 $ 167,000
St. Charles, Missouri 9 $ 1,855,000 $ 206,111 $ 91,000
Putnam, New York 9 $ 3,375,000 $ 375,000 $ 188,000
Brunswick, North Carolina 9 $ 3,285,000 $ 365,000 $ 118,000
Stark, Ohio 9 $ 1,865,000 $ 207,222 $ 103,000
Summit, Ohio 9 $ 3,495,000 $ 388,333 $ 127,000
Warren, Ohio 9 $ 4,625,000 $ 513,888 $ 147,000
Northampton, Pennsylvania 9 $ 3,375,000 $ 375,000 $ 167,000
Washington, Pennsylvania 9 $ 3,925,000 $ 436,111 $ 122,000
Anderson, South Carolina 9 $ 2,745,000 $ 305,000 $ 115,000
Wilson, Tennessee 9 $ 2,875,000 $ 319,444 $ 103,000
Midland, Texas 9 $ 4,085,000 $ 453,888 $ 168,000
Shelby, Alabama 8 $ 3,180,000 $ 397,500 $ 134,000
Mesa, Colorado 8 $ 4,370,000 $ 546,250 $ 272,000
New Castle, Delaware 8 $ 2,640,000 $ 330,000 $ 82,000
Flagler, Florida 8 $ 3,590,000 $ 448,750 $ 179,000
Lake, Florida 8 $ 2,980,000 $ 372,500 $ 177,000
Lake, Indiana 8 $ 2,750,000 $ 343,750 $ 93,000
Kalamazoo, Michigan 8 $ 3,630,000 $ 453,750 $ 196,000
Monroe, New York 8 $ 1,910,000 $ 238,750 $ 118,000
Carteret, North Carolina 8 $ 3,070,000 $ 383,750 $ 145,000
Benton, Oregon 8 $ 2,590,000 $ 323,750 $ 121,000
Jackson, Oregon 8 $ 4,560,000 $ 570,000 $ 255,000
Berks, Pennsylvania 8 $ 1,390,000 $ 173,750 $ 108,000
Westmoreland, Pennsylvania 8 $ 3,260,000 $ 407,500 $ 79,000
Beaufort, South Carolina 8 $ 6,420,000 $ 802,500 $ 175,000
Lancaster, South Carolina 8 $ 2,620,000 $ 327,500 $ 113,000
Butte, California 7 $ 2,675,000 $ 382,142 $ 110,000
Grand, Colorado 7 $ 4,185,000 $ 597,857 $ 185,000
New London, Connecticut 7 $ 2,025,000 $ 289,285 $ 175,000
Leon, Florida 7 $ 2,745,000 $ 392,142 $ 159,000
Martin, Florida 7 $ 4,465,000 $ 637,857 $ 406,000
Santa Rosa, Florida 7 $ 3,655,000 $ 522,142 $ 161,000
Coweta, Georgia 7 $ 2,455,000 $ 350,714 $ 88,000
Henry, Georgia 7 $ 1,415,000 $ 202,142 $ 80,000
Johnson, Indiana 7 $ 1,475,000 $ 210,714 $ 88,000
Lafayette, Louisiana 7 $ 2,885,000 $ 412,142 $ 143,000
St. Louis City, Missouri 7 $ 2,135,000 $ 305,000 $ 86,000
Gallatin, Montana 7 $ 4,595,000 $ 656,428 $ 85,000
Sarpy, Nebraska 7 $ 1,095,000 $ 156,428 $ 110,000
Douglas, Nevada 7 $ 3,775,000 $ 539,285 $ 100,000
Passaic, New Jersey 7 $ 1,845,000 $ 263,571 $ 95,000
Gaston, North Carolina 7 $ 2,355,000 $ 336,428 $ 140,000
Johnston, North Carolina 7 $ 1,595,000 $ 227,857 $ 126,000
Lincoln, North Carolina 7 $ 2,795,000 $ 399,285 $ 139,000
Lehigh, Pennsylvania 7 $ 1,755,000 $ 250,714 $ 126,000
Rutherford, Tennessee 7 $ 1,915,000 $ 273,571 $ 113,000
Hidalgo, Texas 7 $ 1,195,000 $ 170,714 $ 144,000
McLennan, Texas 7 $ 2,255,000 $ 322,142 $ 131,000
Rockwall, Texas 7 $ 3,635,000 $ 519,285 $ 166,000
Lynchburg, Virginia 7 $ 1,475,000 $ 210,714 $ 146,000
Kittitas, Washington 7 $ 4,075,000 $ 582,142 $ 315,000
Brown, Wisconsin 7 $ 5,525,000 $ 789,285 $ 231,000
Anchorage, Alaska 6 $ 1,980,000 $ 330,000 $ 146,000
Broomfield, Colorado 6 $ 3,600,000 $ 600,000 $ 168,000
Citrus, Florida 6 $ 1,750,000 $ 291,666 $ 163,000
Escambia, Florida 6 $ 3,470,000 $ 578,333 $ 159,000
Sumter, Florida 6 $ 1,620,000 $ 270,000 $ 144,000
Chatham, Georgia 6 $ 1,450,000 $ 241,666 $ 98,000
Putnam, Georgia 6 $ 3,260,000 $ 543,333 $ 244,000
Washington, Maryland 6 $ 1,220,000 $ 203,333 $ 97,000
Hampden, Massachusetts 6 $ 1,360,000 $ 226,666 $ 108,000
Genesee, Michigan 6 $ 1,090,000 $ 181,666 $ 124,000
Livingston, Michigan 6 $ 1,660,000 $ 276,666 $ 111,000
Anoka, Minnesota 6 $ 2,000,000 $ 333,333 $ 108,000
Scott, Minnesota 6 $ 3,710,000 $ 618,333 $ 189,000
Wright, Minnesota 6 $ 3,550,000 $ 591,666 $ 118,000
Cape May, New Jersey 6 $ 3,990,000 $ 665,000 $ 516,000
Sandoval, New Mexico 6 $ 2,160,000 $ 360,000 $ 82,000
Lorain, Ohio 6 $ 2,930,000 $ 488,333 $ 157,000
Yamhill, Oregon 6 $ 2,570,000 $ 428,333 $ 381,000
Monroe, Pennsylvania 6 $ 910,000 $ 151,666 $ 92,000
Fayette, Tennessee 6 $ 940,000 $ 156,666 $ 68,000
Bell, Texas 6 $ 1,990,000 $ 331,666 $ 192,000
Brazos, Texas 6 $ 1,340,000 $ 223,333 $ 119,000
Randall, Texas 6 $ 2,710,000 $ 451,666 $ 189,000
Washington, Utah 6 $ 4,400,000 $ 733,333 $ 79,000
James City, Virginia 6 $ 2,230,000 $ 371,666 $ 70,000
Teton, Wyoming 6 $ 5,840,000 $ 973,333 $ 2,000
Mobile, Alabama 5 $ 1,065,000 $ 213,000 $ 131,000
Garland, Arkansas 5 $ 1,965,000 $ 393,000 $ 278,000
Eagle, Colorado 5 $ 3,475,000 $ 695,000 $ 0
Summit, Colorado 5 $ 3,065,000 $ 613,000 $ 228,000
Middlesex, Connecticut 5 $ 1,645,000 $ 329,000 $ 288,000
Hernando, Florida 5 $ 1,285,000 $ 257,000 $ 126,000
Indian River, Florida 5 $ 2,395,000 $ 479,000 $ 182,000
Carroll, Georgia 5 $ 705,000 $ 141,000 $ 90,000
Clayton, Georgia 5 $ 695,000 $ 139,000 $ 107,000
Fannin, Georgia 5 $ 3,055,000 $ 611,000 $ 51,000
Maui, Hawaii 5 $ 14,395,000 $ 2,879,000 $ 4,571,000
Canyon, Idaho 5 $ 1,445,000 $ 289,000 $ 88,000
Monroe, Indiana 5 $ 1,165,000 $ 233,000 $ 99,000
Douglas, Kansas 5 $ 1,305,000 $ 261,000 $ 79,000
Fayette, Kentucky 5 $ 1,685,000 $ 337,000 $ 121,000
Oldham, Kentucky 5 $ 2,575,000 $ 515,000 $ 178,000
York, Maine 5 $ 1,625,000 $ 325,000 $ 176,000
Queen Anne's, Maryland 5 $ 2,255,000 $ 451,000 $ 294,000
DeSoto, Mississippi 5 $ 735,000 $ 147,000 $ 97,000
Lafayette, Mississippi 5 $ 1,475,000 $ 295,000 $ 460,000
Madison, Mississippi 5 $ 1,875,000 $ 375,000 $ 52,000
Clay, Missouri 5 $ 1,595,000 $ 319,000 $ 138,000
Jefferson, Missouri 5 $ 1,125,000 $ 225,000 $ 94,000
Flathead, Montana 5 $ 1,985,000 $ 397,000 $ 139,000
Merrimack, New Hampshire 5 $ 1,955,000 $ 391,000 $ 161,000
Hunterdon, New Jersey 5 $ 2,185,000 $ 437,000 $ 162,000
Sussex, New Jersey 5 $ 925,000 $ 185,000 $ 126,000
Rockland, New York 5 $ 2,635,000 $ 527,000 $ 272,000
Alamance, North Carolina 5 $ 1,355,000 $ 271,000 $ 113,000
Geauga, Ohio 5 $ 2,205,000 $ 441,000 $ 145,000
Wood, Ohio 5 $ 885,000 $ 177,000 $ 115,000
Beaver, Pennsylvania 5 $ 755,000 $ 151,000 $ 64,000
Cumberland, Pennsylvania 5 $ 2,645,000 $ 529,000 $ 141,000
Lycoming, Pennsylvania 5 $ 1,405,000 $ 281,000 $ 73,000
Pike, Pennsylvania 5 $ 2,075,000 $ 415,000 $ 476,000
Dorchester, South Carolina 5 $ 1,015,000 $ 203,000 $ 81,000
Georgetown, South Carolina 5 $ 3,435,000 $ 687,000 $ 182,000
Ellis, Texas 5 $ 1,765,000 $ 353,000 $ 133,000
Hunt, Texas 5 $ 1,065,000 $ 213,000 $ 93,000
Lubbock, Texas 5 $ 1,085,000 $ 217,000 $ 90,000
Chittenden, Vermont 5 $ 2,885,000 $ 577,000 $ 130,000
Richmond City, Virginia 5 $ 2,365,000 $ 473,000 $ 191,000
Grant, Washington 5 $ 1,165,000 $ 233,000 $ 83,000
Island, Washington 5 $ 2,175,000 $ 435,000 $ 140,000
Mason, Washington 5 $ 2,245,000 $ 449,000 $ 125,000
San Benito, California 4 $ 1,850,000 $ 462,500 $ 113,000
Shasta, California 4 $ 1,260,000 $ 315,000 $ 91,000
Gunnison, Colorado 4 $ 2,160,000 $ 540,000 $ 174,000
Litchfield, Connecticut 4 $ 870,000 $ 217,500 $ 81,000
Windham, Connecticut 4 $ 920,000 $ 230,000 $ 136,000
Bibb, Georgia 4 $ 1,550,000 $ 387,500 $ 209,000
Champaign, Illinois 4 $ 700,000 $ 175,000 $ 106,000
Allen, Indiana 4 $ 620,000 $ 155,000 $ 112,000
Floyd, Indiana 4 $ 820,000 $ 205,000 $ 87,000
Hendricks, Indiana 4 $ 670,000 $ 167,500 $ 142,000
Dallas, Iowa 4 $ 1,350,000 $ 337,500 $ 116,000
Dickinson, Iowa 4 $ 4,790,000 $ 1,197,500 $ 0
Boone, Kentucky 4 $ 1,340,000 $ 335,000 $ 150,000
Campbell, Kentucky 4 $ 1,110,000 $ 277,500 $ 137,000
Somerset, Maine 4 $ 330,000 $ 82,500 $ 62,000
Frederick, Maryland 4 $ 1,950,000 $ 487,500 $ 93,000
Berrien, Michigan 4 $ 2,170,000 $ 542,500 $ 384,000
Leelanau, Michigan 4 $ 1,760,000 $ 440,000 $ 124,000
Monroe, Michigan 4 $ 830,000 $ 207,500 $ 89,000
Saginaw, Michigan 4 $ 940,000 $ 235,000 $ 116,000
Crow Wing, Minnesota 4 $ 2,000,000 $ 500,000 $ 203,000
Harrison, Mississippi 4 $ 1,020,000 $ 255,000 $ 87,000
Christian, Missouri 4 $ 1,040,000 $ 260,000 $ 66,000
Missoula, Montana 4 $ 2,300,000 $ 575,000 $ 354,000
Yellowstone, Montana 4 $ 1,180,000 $ 295,000 $ 69,000
Grafton, New Hampshire 4 $ 660,000 $ 165,000 $ 135,000
Atlantic, New Jersey 4 $ 1,620,000 $ 405,000 $ 184,000
Gloucester, New Jersey 4 $ 580,000 $ 145,000 $ 98,000
Columbia, New York 4 $ 1,210,000 $ 302,500 $ 201,000
Dutchess, New York 4 $ 1,640,000 $ 410,000 $ 179,000
Saratoga, New York 4 $ 1,670,000 $ 417,500 $ 140,000
St. Lawrence, New York 4 $ 890,000 $ 222,500 $ 439,000
Catawba, North Carolina 4 $ 990,000 $ 247,500 $ 148,000
Dare, North Carolina 4 $ 1,440,000 $ 360,000 $ 145,000
Jackson, North Carolina 4 $ 2,060,000 $ 515,000 $ 269,000
Onslow, North Carolina 4 $ 1,750,000 $ 437,500 $ 64,000
Pender, North Carolina 4 $ 1,330,000 $ 332,500 $ 90,000
Butler, Ohio 4 $ 760,000 $ 190,000 $ 110,000
Delaware, Ohio 4 $ 1,350,000 $ 337,500 $ 178,000
Lackawanna, Pennsylvania 4 $ 1,480,000 $ 370,000 $ 116,000
Spartanburg, South Carolina 4 $ 780,000 $ 195,000 $ 90,000
Chambers, Texas 4 $ 1,420,000 $ 355,000 $ 106,000
Grayson, Texas 4 $ 1,610,000 $ 402,500 $ 215,000
Johnson, Texas 4 $ 910,000 $ 227,500 $ 97,000
Kaufman, Texas 4 $ 920,000 $ 230,000 $ 104,000
Kendall, Texas 4 $ 3,080,000 $ 770,000 $ 218,000
Lamoille, Vermont 4 $ 2,290,000 $ 572,500 $ 124,000
Falls Church, Virginia 4 $ 2,610,000 $ 652,500 $ 120,000
Spotsylvania, Virginia 4 $ 2,150,000 $ 537,500 $ 262,000
San Juan, Washington 4 $ 1,570,000 $ 392,500 $ 84,000
Monongalia, West Virginia 4 $ 940,000 $ 235,000 $ 141,000
Rock, Wisconsin 4 $ 450,000 $ 112,500 $ 52,000
St. Croix, Wisconsin 4 $ 1,340,000 $ 335,000 $ 151,000
Elmore, Alabama 3 $ 2,265,000 $ 755,000 $ 123,000
Montgomery, Alabama 3 $ 475,000 $ 158,333 $ 112,000
Gila, Arizona 3 $ 505,000 $ 168,333 $ 176,000
Navajo, Arizona 3 $ 1,105,000 $ 368,333 $ 165,000
Lonoke, Arkansas 3 $ 935,000 $ 311,666 $ 155,000
Lake, California 3 $ 1,235,000 $ 411,666 $ 185,000
Mendocino, California 3 $ 1,505,000 $ 501,666 $ 222,000
Mono, California 3 $ 1,495,000 $ 498,333 $ 254,000
Tuolumne, California 3 $ 1,925,000 $ 641,666 $ 0
Archuleta, Colorado 3 $ 1,325,000 $ 441,666 $ 46,000
Garfield, Colorado 3 $ 1,485,000 $ 495,000 $ 135,000
Bay, Florida 3 $ 1,895,000 $ 631,666 $ 42,000
Highlands, Florida 3 $ 565,000 $ 188,333 $ 235,000
Nassau, Florida 3 $ 1,015,000 $ 338,333 $ 69,000
Barrow, Georgia 3 $ 1,605,000 $ 535,000 $ 67,000
Bryan, Georgia 3 $ 1,315,000 $ 438,333 $ 110,000
Fayette, Georgia 3 $ 965,000 $ 321,666 $ 130,000
Gilmer, Georgia 3 $ 455,000 $ 151,666 $ 105,000
Houston, Georgia 3 $ 435,000 $ 145,000 $ 97,000
Oconee, Georgia 3 $ 1,875,000 $ 625,000 $ 0
Paulding, Georgia 3 $ 485,000 $ 161,666 $ 92,000
Blaine, Idaho 3 $ 1,165,000 $ 388,333 $ 118,000
Elkhart, Indiana 3 $ 605,000 $ 201,666 $ 67,000
Porter, Indiana 3 $ 695,000 $ 231,666 $ 111,000
St. Joseph, Indiana 3 $ 495,000 $ 165,000 $ 96,000
Miami, Kansas 3 $ 675,000 $ 225,000 $ 115,000
Sedgwick, Kansas 3 $ 805,000 $ 268,333 $ 90,000
Boyle, Kentucky 3 $ 505,000 $ 168,333 $ 98,000
Kenton, Kentucky 3 $ 665,000 $ 221,666 $ 129,000
Scott, Kentucky 3 $ 495,000 $ 165,000 $ 104,000
Ascension, Louisiana 3 $ 995,000 $ 331,666 $ 114,000
Bossier, Louisiana 3 $ 855,000 $ 285,000 $ 57,000
Knox, Maine 3 $ 525,000 $ 175,000 $ 96,000
Calvert, Maryland 3 $ 1,715,000 $ 571,666 $ 165,000
St. Mary's, Maryland 3 $ 1,425,000 $ 475,000 $ 143,000
Berkshire, Massachusetts 3 $ 1,425,000 $ 475,000 $ 169,000
Charlevoix, Michigan 3 $ 845,000 $ 281,666 $ 92,000
Ingham, Michigan 3 $ 295,000 $ 98,333 $ 92,000
Douglas, Minnesota 3 $ 805,000 $ 268,333 $ 123,000
Sherburne, Minnesota 3 $ 545,000 $ 181,666 $ 71,000
Hinds, Mississippi 3 $ 525,000 $ 175,000 $ 104,000
Pearl River, Mississippi 3 $ 435,000 $ 145,000 $ 57,000
Boone, Missouri 3 $ 345,000 $ 115,000 $ 53,000
Lancaster, Nebraska 3 $ 1,055,000 $ 351,666 $ 88,000
Carroll, New Hampshire 3 $ 1,605,000 $ 535,000 $ 419,000
Onondaga, New York 3 $ 995,000 $ 331,666 $ 190,000
Sullivan, New York 3 $ 935,000 $ 311,666 $ 164,000
Franklin, North Carolina 3 $ 925,000 $ 308,333 $ 150,000
Granville, North Carolina 3 $ 805,000 $ 268,333 $ 181,000
Lee, North Carolina 3 $ 525,000 $ 175,000 $ 69,000
McDowell, North Carolina 3 $ 1,185,000 $ 395,000 $ 136,000
Moore, North Carolina 3 $ 615,000 $ 205,000 $ 110,000
Transylvania, North Carolina 3 $ 1,275,000 $ 425,000 $ 157,000
Williams, North Dakota 3 $ 915,000 $ 305,000 $ 68,000
Fairfield, Ohio 3 $ 785,000 $ 261,666 $ 71,000
Licking, Ohio 3 $ 875,000 $ 291,666 $ 133,000
Portage, Ohio 3 $ 1,425,000 $ 475,000 $ 113,000
Union, Ohio 3 $ 2,175,000 $ 725,000 $ 297,000
Coos, Oregon 3 $ 915,000 $ 305,000 $ 101,000
Hood River, Oregon 3 $ 955,000 $ 318,333 $ 82,000
Linn, Oregon 3 $ 675,000 $ 225,000 $ 89,000
Adams, Pennsylvania 3 $ 565,000 $ 188,333 $ 122,000
Carbon, Pennsylvania 3 $ 505,000 $ 168,333 $ 135,000
Dauphin, Pennsylvania 3 $ 1,505,000 $ 501,666 $ 0
Luzerne, Pennsylvania 3 $ 465,000 $ 155,000 $ 50,000
Schuylkill, Pennsylvania 3 $ 545,000 $ 181,666 $ 102,000
Newport, Rhode Island 3 $ 1,525,000 $ 508,333 $ 99,000
Providence, Rhode Island 3 $ 615,000 $ 205,000 $ 123,000
Clarendon, South Carolina 3 $ 375,000 $ 125,000 $ 133,000
Pickens, South Carolina 3 $ 825,000 $ 275,000 $ 141,000
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Mortgage Loan Application Detail Totals for Ally Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,086 $3,800,650,000 $536,000 $10,005,000 $192,000 $6,705,000
Refinancing 4,400 $2,537,370,000 $576,000 $4,195,000 $213,000 $4,615,000
Cash-out Refinancing 2,335 $1,277,355,000 $547,000 $47,605,000 $173,000 $1,538,000
Not Applicable 915 $544,615,000 $595,000 $1,855,000 $0 $0
Other Purpose 244 $72,640,000 $297,000 $2,005,000 $157,000 $3,619,000
Home Improvement 35 $8,625,000 $246,000 $985,000 $139,000 $423,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,166 $2,778,030,000 $450,000 $4,195,000 $190,000 $6,705,000
Not applicable 5,095 $3,498,235,000 $686,000 $47,605,000 $0 $0
Not Provided 1,711 $916,695,000 $535,000 $2,105,000 $216,000 $4,615,000
Asian 1,027 $655,735,000 $638,000 $2,295,000 $226,000 $2,824,000
Hispanic 582 $226,630,000 $389,000 $1,985,000 $163,000 $1,612,000
Black or African American 334 $115,110,000 $344,000 $10,005,000 $157,000 $4,571,000
American Indian or Alaskan Native 27 $9,675,000 $358,000 $885,000 $157,000 $598,000
Native Hawaiian or Other Pacific Islander 18 $7,440,000 $413,000 $985,000 $177,000 $406,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,015 $8,241,255,000 $548,000 $47,605,000 $195,000 $6,705,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,443 $2,778,845,000 $510,000 $47,605,000 $197,000 $4,571,000
Loan Purchased By The Institution 5,094 $3,450,630,000 $677,000 $2,995,000 $0 $0
Application Denied By Financial Institution 1,953 $897,525,000 $459,000 $4,195,000 $183,000 $6,705,000
Application Withdrawn By Applicant 1,692 $761,840,000 $450,000 $1,885,000 $198,000 $2,300,000
File Closed For Incompleteness 749 $307,785,000 $410,000 $2,105,000 $206,000 $5,358,000
Application Approved But Not Accepted 84 $44,630,000 $531,000 $1,455,000 $207,000 $713,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,062 $7,343,730,000 $562,000 $47,605,000 $198,000 $5,358,000
Debt-To-Income Ratio 537 $261,065,000 $486,000 $2,295,000 $124,000 $1,575,000
Credit Application Incomplete 500 $235,080,000 $470,000 $1,885,000 $219,000 $2,297,000
Collateral 346 $187,890,000 $543,000 $2,425,000 $220,000 $1,394,000
Other 232 $96,060,000 $414,000 $4,195,000 $231,000 $6,705,000
Credit History 197 $60,575,000 $307,000 $1,265,000 $137,000 $797,000
Insufficient Cash (Downpayment, Closing Cost) 90 $34,570,000 $384,000 $1,355,000 $143,000 $920,000
Unverifiable Information 35 $13,525,000 $386,000 $1,665,000 $214,000 $2,560,000
Employment History 16 $8,760,000 $547,000 $1,025,000 $189,000 $456,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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