Ally Bank Mortgage Lending & HMDA Data, 2019
In 2019, Ally Bank of Charlotte, NC reported 15,015 mortgage applications totaling $8.2 billion. The average application was for $548,868, and applicants reported an average income of $194,669. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (737), Oakland-Hayward-Berkeley, CA (569) and Seattle-Bellevue-Everett, WA (463) (applications in parentheses).
| Mortgage Company & Address | Ally Bank Charlotte, NC 28202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 15,015 |
| Total Mortgage Loan Application Amount | $8,241,255,000 |
| Average Mortgage Loan Application Amount | $548,868 |
| Highest Mortgage Loan Application Amount | $47,605,000 |
| Average Applicant Income | $194,669 |
| Highest Applicant Income | $6,705,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 744 | $ 267,660,000 | $ 359,758 | $ 143,398 |
| Los Angeles-Long Beach-Glendale, CA | 737 | $ 561,695,000 | $ 762,137 | $ 227,000 |
| Oakland-Hayward-Berkeley, CA | 569 | $ 452,595,000 | $ 795,421 | $ 263,000 |
| Seattle-Bellevue-Everett, WA | 463 | $ 314,175,000 | $ 678,563 | $ 209,000 |
| New York-Jersey City-White Plains, NY-NJ | 413 | $ 258,935,000 | $ 626,961 | $ 227,268 |
| Anaheim-Santa Ana-Irvine, CA | 404 | $ 297,800,000 | $ 737,128 | $ 226,000 |
| Phoenix-Mesa-Scottsdale, AZ | 387 | $ 191,345,000 | $ 494,431 | $ 172,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 387 | $ 241,405,000 | $ 623,785 | $ 230,485 |
| San Diego-Carlsbad, CA | 385 | $ 281,835,000 | $ 732,038 | $ 227,000 |
| Atlanta-Sandy Springs-Roswell, GA | 384 | $ 177,550,000 | $ 462,369 | $ 162,000 |
| Dallas-Plano-Irving, TX | 372 | $ 197,670,000 | $ 531,370 | $ 222,000 |
| Houston-The Woodlands-Sugar Land, TX | 372 | $ 193,020,000 | $ 518,870 | $ 226,000 |
| Denver-Aurora-Lakewood, CO | 344 | $ 194,670,000 | $ 565,901 | $ 198,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 338 | $ 288,780,000 | $ 854,378 | $ 276,000 |
| Chicago-Naperville, IL | 294 | $ 141,650,000 | $ 481,802 | $ 210,000 |
| San Francisco-Redwood City-South San Francisco, CA | 294 | $ 272,970,000 | $ 928,469 | $ 278,000 |
| Charlotte-Concord-Gastonia, NC-SC | 274 | $ 120,520,000 | $ 439,854 | $ 168,408 |
| Riverside-San Bernardino-Ontario, CA | 253 | $ 130,385,000 | $ 515,355 | $ 180,000 |
| Cambridge-Newton-Framingham, MA | 238 | $ 149,820,000 | $ 629,495 | $ 218,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 227 | $ 132,265,000 | $ 582,665 | $ 217,000 |
| Austin-Round Rock, TX | 218 | $ 116,330,000 | $ 533,623 | $ 246,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 184 | $ 95,150,000 | $ 517,119 | $ 183,652 |
| Boston, MA | 180 | $ 116,610,000 | $ 647,833 | $ 242,000 |
| Baltimore-Columbia-Towson, MD | 172 | $ 88,250,000 | $ 513,081 | $ 184,000 |
| Tampa-St. Petersburg-Clearwater, FL | 163 | $ 70,775,000 | $ 434,202 | $ 162,000 |
| Pittsburgh, PA | 162 | $ 66,960,000 | $ 413,333 | $ 138,000 |
| Montgomery County-Bucks County-Chester County, PA | 157 | $ 72,615,000 | $ 462,515 | $ 197,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 149 | $ 73,565,000 | $ 493,724 | $ 141,429 |
| Newark, NJ-PA | 147 | $ 80,165,000 | $ 545,340 | $ 242,231 |
| Raleigh, NC | 141 | $ 54,995,000 | $ 390,035 | $ 150,000 |
| Miami-Miami Beach-Kendall, FL | 138 | $ 81,070,000 | $ 587,463 | $ 245,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 133 | $ 65,135,000 | $ 489,736 | $ 141,000 |
| New York-Newark, NY | 125 | $ 63,105,000 | $ 504,840 | $ 193,952 |
| Warren-Troy-Farmington Hills, MI | 121 | $ 42,895,000 | $ 354,504 | $ 145,000 |
| Orlando-Kissimmee-Sanford, FL | 119 | $ 50,835,000 | $ 427,184 | $ 173,000 |
| Nassau County-Suffolk County, NY | 115 | $ 66,145,000 | $ 575,173 | $ 218,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 111 | $ 59,445,000 | $ 535,540 | $ 226,000 |
| Fort Worth-Arlington, TX | 109 | $ 49,155,000 | $ 450,963 | $ 267,000 |
| Bridgeport-Stamford-Norwalk, CT | 107 | $ 67,635,000 | $ 632,102 | $ 218,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 101 | $ 64,455,000 | $ 638,168 | $ 185,000 |
| Las Vegas-Henderson-Paradise, NV | 99 | $ 47,615,000 | $ 480,959 | $ 136,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 97 | $ 47,435,000 | $ 489,020 | $ 209,000 |
| Philadelphia, PA | 96 | $ 39,470,000 | $ 411,145 | $ 168,000 |
| Washington-Baltimore-Arlington, DC | 93 | $ 57,295,000 | $ 616,075 | $ 206,000 |
| Salt Lake City, UT | 85 | $ 40,775,000 | $ 479,705 | $ 208,000 |
| San Antonio-New Braunfels, TX | 77 | $ 35,575,000 | $ 462,012 | $ 210,000 |
| St. Louis, MO-IL | 75 | $ 33,355,000 | $ 444,733 | $ 163,666 |
| San Rafael, CA | 63 | $ 55,095,000 | $ 874,523 | $ 265,000 |
| Cleveland-Elyria, OH | 62 | $ 28,100,000 | $ 453,225 | $ 250,000 |
| Provo-Orem, UT | 56 | $ 27,270,000 | $ 486,964 | $ 185,000 |
| Santa Maria-Santa Barbara, CA | 56 | $ 42,180,000 | $ 753,214 | $ 195,000 |
| Jacksonville, FL | 54 | $ 23,110,000 | $ 427,962 | $ 160,000 |
| Boulder, CO | 53 | $ 36,965,000 | $ 697,452 | $ 242,000 |
| Kansas City, MO-KS | 52 | $ 20,440,000 | $ 393,076 | $ 156,769 |
| Detroit-Dearborn-Livonia, MI | 51 | $ 15,695,000 | $ 307,745 | $ 138,000 |
| Ogden-Clearfield, UT | 50 | $ 20,400,000 | $ 408,000 | $ 98,000 |
| Santa Rosa, CA | 49 | $ 30,965,000 | $ 631,938 | $ 217,000 |
| Salinas, CA | 47 | $ 31,145,000 | $ 662,659 | $ 196,000 |
| North Port-Sarasota-Bradenton, FL | 46 | $ 72,870,000 | $ 1,584,130 | $ 238,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 46 | $ 27,770,000 | $ 603,695 | $ 178,000 |
| Durham-Chapel Hill, NC | 45 | $ 18,405,000 | $ 409,000 | $ 151,000 |
| Cincinnati, OH-KY-IN | 43 | $ 16,495,000 | $ 383,604 | $ 144,953 |
| Columbus, OH | 43 | $ 14,995,000 | $ 348,720 | $ 155,000 |
| New Orleans-Metairie, LA | 43 | $ 18,035,000 | $ 419,418 | $ 148,000 |
| Vallejo-Fairfield, CA | 43 | $ 23,485,000 | $ 546,162 | $ 190,000 |
| Indianapolis-Carmel-Anderson, IN | 42 | $ 11,020,000 | $ 262,380 | $ 141,000 |
| Richmond, VA | 42 | $ 18,000,000 | $ 428,571 | $ 168,000 |
| Birmingham-Hoover, AL | 41 | $ 18,705,000 | $ 456,219 | $ 201,000 |
| Greenville-Anderson-Mauldin, SC | 41 | $ 13,725,000 | $ 334,756 | $ 155,000 |
| Fort Collins, CO | 40 | $ 18,790,000 | $ 469,750 | $ 172,000 |
| Hartford-West Hartford-East Hartford, CT | 40 | $ 12,390,000 | $ 309,750 | $ 186,000 |
| Milwaukee-Waukesha-West Allis, WI | 40 | $ 18,010,000 | $ 450,250 | $ 178,000 |
| Cape Coral-Fort Myers, FL | 39 | $ 14,465,000 | $ 370,897 | $ 135,000 |
| Santa Cruz-Watsonville, CA | 39 | $ 29,195,000 | $ 748,589 | $ 257,000 |
| Stockton-Lodi, CA | 39 | $ 20,745,000 | $ 531,923 | $ 156,000 |
| Albuquerque, NM | 37 | $ 12,655,000 | $ 342,027 | $ 155,000 |
| Charleston-North Charleston, SC | 37 | $ 17,625,000 | $ 476,351 | $ 201,000 |
| Tucson, AZ | 35 | $ 14,015,000 | $ 400,428 | $ 179,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 35 | $ 17,955,000 | $ 513,000 | $ 181,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 34 | $ 10,490,000 | $ 308,529 | $ 209,000 |
| Camden, NJ | 33 | $ 9,435,000 | $ 285,909 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 15,985,000 | $ 484,393 | $ 231,454 |
| Louisville/Jefferson County, KY-IN | 33 | $ 12,415,000 | $ 376,212 | $ 120,090 |
| Tacoma-Lakewood, WA | 32 | $ 16,630,000 | $ 519,687 | $ 177,000 |
| Memphis, TN-MS-AR | 31 | $ 8,755,000 | $ 282,419 | $ 131,387 |
| Ann Arbor, MI | 30 | $ 9,950,000 | $ 331,666 | $ 147,000 |
| Boise City, ID | 30 | $ 13,420,000 | $ 447,333 | $ 140,000 |
| Fresno, CA | 30 | $ 17,710,000 | $ 590,333 | $ 173,000 |
| Colorado Springs, CO | 29 | $ 15,305,000 | $ 527,758 | $ 166,000 |
| Greensboro-High Point, NC | 28 | $ 11,100,000 | $ 396,428 | $ 150,000 |
| Oklahoma City, OK | 28 | $ 10,840,000 | $ 387,142 | $ 147,000 |
| Reno, NV | 28 | $ 15,560,000 | $ 555,714 | $ 209,000 |
| Chattanooga, TN-GA | 26 | $ 7,720,000 | $ 296,923 | $ 138,230 |
| Columbia, SC | 26 | $ 7,590,000 | $ 291,923 | $ 103,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 26 | $ 8,580,000 | $ 330,000 | $ 142,000 |
| Omaha-Council Bluffs, NE-IA | 26 | $ 7,130,000 | $ 274,230 | $ 128,000 |
| Providence-Warwick, RI-MA | 26 | $ 11,300,000 | $ 434,615 | $ 176,384 |
| Knoxville, TN | 25 | $ 10,855,000 | $ 434,200 | $ 130,000 |
| Madison, WI | 25 | $ 13,595,000 | $ 543,800 | $ 218,000 |
| Bend-Redmond, OR | 24 | $ 11,480,000 | $ 478,333 | $ 126,000 |
| Bremerton-Silverdale, WA | 23 | $ 12,865,000 | $ 559,347 | $ 128,000 |
| Elgin, IL | 23 | $ 8,205,000 | $ 356,739 | $ 150,000 |
| New Haven-Milford, CT | 23 | $ 7,695,000 | $ 334,565 | $ 115,000 |
| Grand Rapids-Wyoming, MI | 22 | $ 7,240,000 | $ 329,090 | $ 168,000 |
| Asheville, NC | 21 | $ 10,425,000 | $ 496,428 | $ 156,000 |
| Bakersfield, CA | 21 | $ 8,115,000 | $ 386,428 | $ 134,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 7,065,000 | $ 336,428 | $ 102,000 |
| Trenton, NJ | 21 | $ 8,965,000 | $ 426,904 | $ 184,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 5,930,000 | $ 296,500 | $ 143,000 |
| Charlottesville, VA | 20 | $ 8,760,000 | $ 438,000 | $ 183,000 |
| Naples-Immokalee-Marco Island, FL | 20 | $ 10,700,000 | $ 535,000 | $ 266,000 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 7,060,000 | $ 353,000 | $ 140,000 |
| Prescott Valley-Prescott, AZ | 20 | $ 7,950,000 | $ 397,500 | $ 131,000 |
| Worcester, MA-CT | 20 | $ 7,330,000 | $ 366,500 | $ 146,400 |
| Barnstable Town, MA | 19 | $ 8,895,000 | $ 468,157 | $ 291,000 |
| Dayton-Springfield-Kettering, OH | 19 | $ 4,355,000 | $ 229,210 | $ 134,000 |
| Greeley, CO | 19 | $ 9,085,000 | $ 478,157 | $ 155,000 |
| Salisbury, MD-DE | 19 | $ 11,985,000 | $ 630,789 | $ 133,736 |
| Santa Fe, NM | 18 | $ 9,000,000 | $ 500,000 | $ 162,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 11,025,000 | $ 648,529 | $ 252,000 |
| Manchester-Nashua, NH | 17 | $ 6,595,000 | $ 387,941 | $ 133,000 |
| Portland-South Portland, ME | 17 | $ 7,635,000 | $ 449,117 | $ 247,000 |
| Tulsa, OK | 17 | $ 5,775,000 | $ 339,705 | $ 126,000 |
| Wilmington, NC | 17 | $ 5,955,000 | $ 350,294 | $ 99,000 |
| Des Moines-West Des Moines, IA | 16 | $ 5,920,000 | $ 370,000 | $ 140,000 |
| Olympia-Tumwater, WA | 16 | $ 6,230,000 | $ 389,375 | $ 202,000 |
| Port St. Lucie, FL | 16 | $ 6,180,000 | $ 386,250 | $ 196,000 |
| Baton Rouge, LA | 15 | $ 8,025,000 | $ 535,000 | $ 142,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 15 | $ 3,565,000 | $ 237,666 | $ 99,000 |
| Huntsville, AL | 15 | $ 4,725,000 | $ 315,000 | $ 141,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 3,745,000 | $ 249,666 | $ 123,000 |
| Urban Honolulu, HI | 15 | $ 14,565,000 | $ 971,000 | $ 0 |
| Winston-Salem, NC | 15 | $ 4,475,000 | $ 298,333 | $ 110,000 |
| Daphne-Fairhope-Foley, AL | 14 | $ 5,990,000 | $ 427,857 | $ 122,000 |
| Gainesville, GA | 14 | $ 5,090,000 | $ 363,571 | $ 170,000 |
| Lakeland-Winter Haven, FL | 14 | $ 3,190,000 | $ 227,857 | $ 62,000 |
| Lancaster, PA | 14 | $ 4,340,000 | $ 310,000 | $ 90,000 |
| Spokane-Spokane Valley, WA | 14 | $ 6,470,000 | $ 462,142 | $ 142,000 |
| Napa, CA | 13 | $ 10,445,000 | $ 803,461 | $ 251,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 7,125,000 | $ 548,076 | $ 160,000 |
| Rockingham County-Strafford County, NH | 13 | $ 5,435,000 | $ 418,076 | $ 183,000 |
| Salem, OR | 13 | $ 4,665,000 | $ 358,846 | $ 128,000 |
| Akron, OH | 12 | $ 4,920,000 | $ 410,000 | $ 123,000 |
| Bellingham, WA | 12 | $ 6,180,000 | $ 515,000 | $ 204,000 |
| Coeur D'Alene, ID | 12 | $ 5,830,000 | $ 485,833 | $ 138,000 |
| Erie, PA | 12 | $ 2,280,000 | $ 190,000 | $ 97,000 |
| Modesto, CA | 12 | $ 5,630,000 | $ 469,166 | $ 153,000 |
| Ocala, FL | 12 | $ 4,550,000 | $ 379,166 | $ 230,000 |
| Canton-Massillon, OH | 11 | $ 2,125,000 | $ 193,181 | $ 100,000 |
| Gary, IN | 11 | $ 3,445,000 | $ 313,181 | $ 98,000 |
| Punta Gorda, FL | 11 | $ 2,855,000 | $ 259,545 | $ 91,000 |
| State College, PA | 11 | $ 5,775,000 | $ 525,000 | $ 229,000 |
| Wilmington, DE-MD-NJ | 11 | $ 3,785,000 | $ 344,090 | $ 81,555 |
| York-Hanover, PA | 11 | $ 2,975,000 | $ 270,454 | $ 123,000 |
| Eugene, OR | 10 | $ 2,040,000 | $ 204,000 | $ 90,000 |
| Roanoke, VA | 10 | $ 3,080,000 | $ 308,000 | $ 93,000 |
| Savannah, GA | 10 | $ 3,110,000 | $ 311,000 | $ 97,000 |
| Tyler, TX | 10 | $ 3,620,000 | $ 362,000 | $ 127,000 |
| Amarillo, TX | 9 | $ 4,265,000 | $ 473,888 | $ 279,000 |
| Brunswick, GA | 9 | $ 5,915,000 | $ 657,222 | $ 81,000 |
| Flagstaff, AZ | 9 | $ 3,475,000 | $ 386,111 | $ 112,000 |
| Gainesville, FL | 9 | $ 2,615,000 | $ 290,555 | $ 113,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,725,000 | $ 191,666 | $ 830,666 |
| Harrisburg-Carlisle, PA | 9 | $ 4,475,000 | $ 497,222 | $ 119,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 2,975,000 | $ 330,555 | $ 133,000 |
| Midland, TX | 9 | $ 4,085,000 | $ 453,888 | $ 168,000 |
| Rochester, NY | 9 | $ 2,035,000 | $ 226,111 | $ 115,000 |
| Toledo, OH | 9 | $ 2,075,000 | $ 230,555 | $ 110,000 |
| Visalia-Porterville, CA | 9 | $ 3,235,000 | $ 359,444 | $ 224,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 2,610,000 | $ 326,250 | $ 115,000 |
| Anchorage, AK | 8 | $ 2,610,000 | $ 326,250 | $ 147,000 |
| College Station-Bryan, TX | 8 | $ 2,690,000 | $ 336,250 | $ 135,000 |
| Corvallis, OR | 8 | $ 2,590,000 | $ 323,750 | $ 121,000 |
| Grand Junction, CO | 8 | $ 4,370,000 | $ 546,250 | $ 272,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,630,000 | $ 203,750 | $ 126,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 6,420,000 | $ 802,500 | $ 175,000 |
| Jackson, MS | 8 | $ 2,400,000 | $ 300,000 | $ 83,000 |
| Kalamazoo-Portage, MI | 8 | $ 3,630,000 | $ 453,750 | $ 196,000 |
| Lafayette, LA | 8 | $ 3,520,000 | $ 440,000 | $ 143,000 |
| Lexington-Fayette, KY | 8 | $ 2,180,000 | $ 272,500 | $ 114,000 |
| Lynchburg, VA | 8 | $ 2,070,000 | $ 258,750 | $ 146,000 |
| Medford, OR | 8 | $ 4,560,000 | $ 570,000 | $ 255,000 |
| Reading, PA | 8 | $ 1,390,000 | $ 173,750 | $ 108,000 |
| Chico, CA | 7 | $ 2,675,000 | $ 382,142 | $ 110,000 |
| Green Bay, WI | 7 | $ 5,525,000 | $ 789,285 | $ 231,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,195,000 | $ 170,714 | $ 144,000 |
| Norwich-New London, CT | 7 | $ 2,025,000 | $ 289,285 | $ 175,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,945,000 | $ 277,857 | $ 76,000 |
| Tallahassee, FL | 7 | $ 2,745,000 | $ 392,142 | $ 159,000 |
| Waco, TX | 7 | $ 2,255,000 | $ 322,142 | $ 131,000 |
| Burlington-South Burlington, VT | 6 | $ 3,050,000 | $ 508,333 | $ 109,000 |
| East Stroudsburg, PA | 6 | $ 910,000 | $ 151,666 | $ 92,000 |
| Flint, MI | 6 | $ 1,090,000 | $ 181,666 | $ 124,000 |
| Homosassa Springs, FL | 6 | $ 1,750,000 | $ 291,666 | $ 163,000 |
| Killeen-Temple, TX | 6 | $ 1,990,000 | $ 331,666 | $ 192,000 |
| Lansing-East Lansing, MI | 6 | $ 710,000 | $ 118,333 | $ 79,000 |
| Montgomery, AL | 6 | $ 2,740,000 | $ 456,666 | $ 116,000 |
| Ocean City, NJ | 6 | $ 3,990,000 | $ 665,000 | $ 516,000 |
| Springfield, MA | 6 | $ 1,360,000 | $ 226,666 | $ 108,000 |
| Springfield, MO | 6 | $ 2,000,000 | $ 333,333 | $ 92,000 |
| St. George, UT | 6 | $ 4,400,000 | $ 733,333 | $ 79,000 |
| The Villages, FL | 6 | $ 1,620,000 | $ 270,000 | $ 144,000 |
| Wenatchee, WA | 6 | $ 3,820,000 | $ 636,666 | $ 261,000 |
| Athens-Clarke County, GA | 5 | $ 2,395,000 | $ 479,000 | $ 151,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,035,000 | $ 207,000 | $ 99,600 |
| Bloomington, IN | 5 | $ 1,165,000 | $ 233,000 | $ 99,000 |
| Burlington, NC | 5 | $ 1,355,000 | $ 271,000 | $ 113,000 |
| Hot Springs, AR | 5 | $ 1,965,000 | $ 393,000 | $ 278,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 14,395,000 | $ 2,879,000 | $ 4,571,000 |
| Lawrence, KS | 5 | $ 1,305,000 | $ 261,000 | $ 79,000 |
| Longview, TX | 5 | $ 705,000 | $ 141,000 | $ 79,000 |
| Lubbock, TX | 5 | $ 1,085,000 | $ 217,000 | $ 90,000 |
| Macon-Bibb County, GA | 5 | $ 2,075,000 | $ 415,000 | $ 209,000 |
| Mobile, AL | 5 | $ 1,065,000 | $ 213,000 | $ 131,000 |
| Sebastian-Vero Beach, FL | 5 | $ 2,395,000 | $ 479,000 | $ 182,000 |
| Williamsport, PA | 5 | $ 1,405,000 | $ 281,000 | $ 73,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,620,000 | $ 405,000 | $ 184,000 |
| Billings, MT | 4 | $ 1,180,000 | $ 295,000 | $ 69,000 |
| Champaign-Urbana, IL | 4 | $ 700,000 | $ 175,000 | $ 106,000 |
| Charleston, WV | 4 | $ 1,070,000 | $ 267,500 | $ 92,000 |
| Duluth, MN-WI | 4 | $ 1,700,000 | $ 425,000 | $ 131,000 |
| Fort Wayne, IN | 4 | $ 620,000 | $ 155,000 | $ 112,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 1,020,000 | $ 255,000 | $ 87,000 |
| Jacksonville, NC | 4 | $ 1,750,000 | $ 437,500 | $ 64,000 |
| Janesville-Beloit, WI | 4 | $ 450,000 | $ 112,500 | $ 52,000 |
| Johnson City, TN | 4 | $ 830,000 | $ 207,500 | $ 97,000 |
| Missoula, MT | 4 | $ 2,300,000 | $ 575,000 | $ 354,000 |
| Monroe, MI | 4 | $ 830,000 | $ 207,500 | $ 89,000 |
| Morgantown, WV | 4 | $ 940,000 | $ 235,000 | $ 141,000 |
| Niles-Benton Harbor, MI | 4 | $ 2,170,000 | $ 542,500 | $ 384,000 |
| Redding, CA | 4 | $ 1,260,000 | $ 315,000 | $ 91,000 |
| Saginaw, MI | 4 | $ 940,000 | $ 235,000 | $ 116,000 |
| Sherman-Denison, TX | 4 | $ 1,610,000 | $ 402,500 | $ 215,000 |
| Spartanburg, SC | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| Sumter, SC | 4 | $ 610,000 | $ 152,500 | $ 127,000 |
| Syracuse, NY | 4 | $ 1,090,000 | $ 272,500 | $ 163,000 |
| Wichita, KS | 4 | $ 1,030,000 | $ 257,500 | $ 104,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 640,000 | $ 160,000 | $ 77,750 |
| Albany, OR | 3 | $ 675,000 | $ 225,000 | $ 89,000 |
| Bloomsburg-Berwick, PA | 3 | $ 765,000 | $ 255,000 | $ 193,000 |
| Brownsville-Harlingen, TX | 3 | $ 1,055,000 | $ 351,666 | $ 262,000 |
| California-Lexington Park, MD | 3 | $ 1,425,000 | $ 475,000 | $ 143,000 |
| Columbia, MO | 3 | $ 345,000 | $ 115,000 | $ 53,000 |
| Corpus Christi, TX | 3 | $ 1,275,000 | $ 425,000 | $ 339,000 |
| Decatur, AL | 3 | $ 375,000 | $ 125,000 | $ 53,000 |
| El Paso, TX | 3 | $ 905,000 | $ 301,666 | $ 134,000 |
| Elkhart-Goshen, IN | 3 | $ 605,000 | $ 201,666 | $ 67,000 |
| Gettysburg, PA | 3 | $ 565,000 | $ 188,333 | $ 122,000 |
| Hattiesburg, MS | 3 | $ 495,000 | $ 165,000 | $ 96,000 |
| Laredo, TX | 3 | $ 825,000 | $ 275,000 | $ 87,000 |
| Lincoln, NE | 3 | $ 1,055,000 | $ 351,666 | $ 88,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,325,000 | $ 441,666 | $ 0 |
| Odessa, TX | 3 | $ 455,000 | $ 151,666 | $ 74,000 |
| Panama City, FL | 3 | $ 1,895,000 | $ 631,666 | $ 42,000 |
| Parkersburg-Vienna, WV | 3 | $ 385,000 | $ 128,333 | $ 52,000 |
| Pittsfield, MA | 3 | $ 1,425,000 | $ 475,000 | $ 169,000 |
| Rapid City, SD | 3 | $ 1,445,000 | $ 481,666 | $ 97,000 |
| Rockford, IL | 3 | $ 635,000 | $ 211,666 | $ 85,000 |
| Sebring, FL | 3 | $ 565,000 | $ 188,333 | $ 235,000 |
| Shreveport-Bossier City, LA | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Sioux Falls, SD | 3 | $ 1,595,000 | $ 531,666 | $ 149,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 495,000 | $ 165,000 | $ 96,000 |
| Warner Robins, GA | 3 | $ 435,000 | $ 145,000 | $ 97,000 |
| Wichita Falls, TX | 3 | $ 305,000 | $ 101,666 | $ 55,000 |
| Altoona, PA | 2 | $ 680,000 | $ 340,000 | $ 63,000 |
| Appleton, WI | 2 | $ 1,830,000 | $ 915,000 | $ 631,000 |
| Beaumont-Port Arthur, TX | 2 | $ 1,030,000 | $ 515,000 | $ 107,000 |
| Binghamton, NY | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 720,000 | $ 360,000 | $ 122,000 |
| Bloomington, IL | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Carson City, NV | 2 | $ 640,000 | $ 320,000 | $ 81,000 |
| Casper, WY | 2 | $ 680,000 | $ 340,000 | $ 161,000 |
| Cleveland, TN | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Columbus, GA-AL | 2 | $ 490,000 | $ 245,000 | $ 188,000 |
| Columbus, IN | 2 | $ 420,000 | $ 210,000 | $ 132,000 |
| Dothan, AL | 2 | $ 750,000 | $ 375,000 | $ 80,000 |
| Evansville, IN-KY | 2 | $ 1,360,000 | $ 680,000 | $ 50,000 |
| Fayetteville, NC | 2 | $ 270,000 | $ 135,000 | $ 143,000 |
| Florence, SC | 2 | $ 330,000 | $ 165,000 | $ 102,000 |
| Florence-Muscle Shoals, AL | 2 | $ 860,000 | $ 430,000 | $ 82,000 |
| Fond Du Lac, WI | 2 | $ 2,950,000 | $ 1,475,000 | $ 0 |
| Hammond, LA | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Jonesboro, AR | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Kennewick-Richland, WA | 2 | $ 830,000 | $ 415,000 | $ 179,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 170,000 | $ 85,000 | $ 99,000 |
| Kingston, NY | 2 | $ 860,000 | $ 430,000 | $ 311,000 |
| Lafayette-West Lafayette, IN | 2 | $ 250,000 | $ 125,000 | $ 195,000 |
| Lake Charles, LA | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Las Cruces, NM | 2 | $ 1,150,000 | $ 575,000 | $ 358,000 |
| Lebanon, PA | 2 | $ 220,000 | $ 110,000 | $ 49,000 |
| Logan, UT-ID | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Longview, WA | 2 | $ 580,000 | $ 290,000 | $ 114,000 |
| Mankato-North Mankato, MN | 2 | $ 1,620,000 | $ 810,000 | $ 45,000 |
| Merced, CA | 2 | $ 640,000 | $ 320,000 | $ 145,000 |
| Michigan City-La Porte, IN | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Midland, MI | 2 | $ 600,000 | $ 300,000 | $ 213,000 |
| Monroe, LA | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Muskegon, MI | 2 | $ 500,000 | $ 250,000 | $ 160,000 |
| New Bern, NC | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Pueblo, CO | 2 | $ 740,000 | $ 370,000 | $ 104,000 |
| San Angelo, TX | 2 | $ 1,200,000 | $ 600,000 | $ 915,000 |
| Sheboygan, WI | 2 | $ 730,000 | $ 365,000 | $ 80,000 |
| Springfield, IL | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| St. Cloud, MN | 2 | $ 800,000 | $ 400,000 | $ 75,000 |
| Tuscaloosa, AL | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Twin Falls, ID | 2 | $ 670,000 | $ 335,000 | $ 152,000 |
| Walla Walla, WA | 2 | $ 1,030,000 | $ 515,000 | $ 232,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Wheeling, WV-OH | 2 | $ 2,030,000 | $ 1,015,000 | $ 655,000 |
| Yuba City, CA | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Ames, IA | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Beckley, WV | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Cape Girardeau, MO-IL | 1 | $ 605,000 | $ 605,000 | $ 617,000 |
| Cheyenne, WY | 1 | $ 265,000 | $ 265,000 | $ 38,000 |
| Clarksville, TN-KY | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Elmira, NY | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Fargo, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Fort Smith, AR-OK | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Idaho Falls, ID | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Iowa City, IA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jackson, MI | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Jefferson City, MO | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Lima, OH | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Madera, CA | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Mansfield, OH | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Oshkosh-Neenah, WI | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Pine Bluff, AR | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Rochester, MN | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Rocky Mount, NC | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Rome, GA | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Sioux City, IA-NE-SD | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Terre Haute, IN | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Texarkana, TX-AR | 1 | $ 315,000 | $ 315,000 | $ 530,000 |
| Topeka, KS | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Utica-Rome, NY | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Valdosta, GA | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Vineland-Bridgeton, NJ | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Wausau, WI | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Winchester, VA-WV | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Yakima, WA | 1 | $ 465,000 | $ 465,000 | $ 290,000 |
| Yuma, AZ | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Ally Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,086 | $3,800,650,000 | $536,000 | $10,005,000 | $192,000 | $6,705,000 |
| Refinancing | 4,400 | $2,537,370,000 | $576,000 | $4,195,000 | $213,000 | $4,615,000 |
| Cash-out Refinancing | 2,335 | $1,277,355,000 | $547,000 | $47,605,000 | $173,000 | $1,538,000 |
| Not Applicable | 915 | $544,615,000 | $595,000 | $1,855,000 | $0 | $0 |
| Other Purpose | 244 | $72,640,000 | $297,000 | $2,005,000 | $157,000 | $3,619,000 |
| Home Improvement | 35 | $8,625,000 | $246,000 | $985,000 | $139,000 | $423,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,166 | $2,778,030,000 | $450,000 | $4,195,000 | $190,000 | $6,705,000 |
| Not applicable | 5,095 | $3,498,235,000 | $686,000 | $47,605,000 | $0 | $0 |
| Not Provided | 1,711 | $916,695,000 | $535,000 | $2,105,000 | $216,000 | $4,615,000 |
| Asian | 1,027 | $655,735,000 | $638,000 | $2,295,000 | $226,000 | $2,824,000 |
| Hispanic | 582 | $226,630,000 | $389,000 | $1,985,000 | $163,000 | $1,612,000 |
| Black or African American | 334 | $115,110,000 | $344,000 | $10,005,000 | $157,000 | $4,571,000 |
| American Indian or Alaskan Native | 27 | $9,675,000 | $358,000 | $885,000 | $157,000 | $598,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,440,000 | $413,000 | $985,000 | $177,000 | $406,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,015 | $8,241,255,000 | $548,000 | $47,605,000 | $195,000 | $6,705,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,443 | $2,778,845,000 | $510,000 | $47,605,000 | $197,000 | $4,571,000 |
| Loan Purchased By The Institution | 5,094 | $3,450,630,000 | $677,000 | $2,995,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,953 | $897,525,000 | $459,000 | $4,195,000 | $183,000 | $6,705,000 |
| Application Withdrawn By Applicant | 1,692 | $761,840,000 | $450,000 | $1,885,000 | $198,000 | $2,300,000 |
| File Closed For Incompleteness | 749 | $307,785,000 | $410,000 | $2,105,000 | $206,000 | $5,358,000 |
| Application Approved But Not Accepted | 84 | $44,630,000 | $531,000 | $1,455,000 | $207,000 | $713,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,062 | $7,343,730,000 | $562,000 | $47,605,000 | $198,000 | $5,358,000 |
| Debt-To-Income Ratio | 537 | $261,065,000 | $486,000 | $2,295,000 | $124,000 | $1,575,000 |
| Credit Application Incomplete | 500 | $235,080,000 | $470,000 | $1,885,000 | $219,000 | $2,297,000 |
| Collateral | 346 | $187,890,000 | $543,000 | $2,425,000 | $220,000 | $1,394,000 |
| Other | 232 | $96,060,000 | $414,000 | $4,195,000 | $231,000 | $6,705,000 |
| Credit History | 197 | $60,575,000 | $307,000 | $1,265,000 | $137,000 | $797,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 90 | $34,570,000 | $384,000 | $1,355,000 | $143,000 | $920,000 |
| Unverifiable Information | 35 | $13,525,000 | $386,000 | $1,665,000 | $214,000 | $2,560,000 |
| Employment History | 16 | $8,760,000 | $547,000 | $1,025,000 | $189,000 | $456,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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