Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Altra Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,006 |
| Total Mortgage Loan Application Amount | $381,773,000 |
| Average Mortgage Loan Application Amount | $110,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $1,656,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 1,308 | $ 166,420,000 | $ 127,000 | $ 82,000 |
| Smith County Texas | 375 | $ 47,795,000 | $ 127,000 | $ 102,000 |
| Winona County Minnesota | 192 | $ 24,762,000 | $ 128,000 | $ 78,000 |
| Montgomery County Tennessee | 178 | $ 20,013,000 | $ 112,000 | $ 74,000 |
| Houston County Minnesota | 155 | $ 18,602,000 | $ 120,000 | $ 76,000 |
| Vernon County Wisconsin | 95 | $ 10,912,000 | $ 114,000 | $ 68,000 |
| Trempealeau County Wisconsin | 57 | $ 7,160,000 | $ 125,000 | $ 72,000 |
| Monroe County Wisconsin | 53 | $ 6,539,000 | $ 123,000 | $ 74,000 |
| Olmsted County Minnesota | 43 | $ 7,809,000 | $ 181,000 | $ 99,000 |
| Cherokee County Texas | 36 | $ 4,151,000 | $ 115,000 | $ 82,000 |
| Henderson County Texas | 30 | $ 3,786,000 | $ 126,000 | $ 80,000 |
| Buffalo County Wisconsin | 26 | $ 2,133,000 | $ 82,000 | $ 74,000 |
| Fillmore County Minnesota | 23 | $ 2,978,000 | $ 129,000 | $ 63,000 |
| Fayette County Kentucky | 17 | $ 1,524,000 | $ 89,000 | $ 69,000 |
| Van Zandt County Texas | 14 | $ 1,448,000 | $ 103,000 | $ 67,000 |
| Stewart County Tennessee | 13 | $ 1,075,000 | $ 82,000 | $ 55,000 |
| Harris County Texas | 13 | $ 1,798,000 | $ 138,000 | $ 99,000 |
| Hennepin County Minnesota | 12 | $ 2,240,000 | $ 186,000 | $ 116,000 |
| Jackson County Wisconsin | 11 | $ 1,326,000 | $ 120,000 | $ 72,000 |
| Wood County Texas | 10 | $ 930,000 | $ 93,000 | $ 86,000 |
| Dane County Wisconsin | 10 | $ 1,547,000 | $ 154,000 | $ 72,000 |
| Wabasha County Minnesota | 7 | $ 829,000 | $ 118,000 | $ 63,000 |
| Sebastian County Arkansas | 6 | $ 739,000 | $ 123,000 | $ 76,000 |
| Davidson County Tennessee | 6 | $ 691,000 | $ 115,000 | $ 61,000 |
| Houston County Tennessee | 6 | $ 731,000 | $ 121,000 | $ 72,000 |
| Dallas County Texas | 6 | $ 845,000 | $ 140,000 | $ 128,000 |
| Denton County Texas | 6 | $ 1,013,000 | $ 168,000 | $ 128,000 |
| Gregg County Texas | 6 | $ 650,000 | $ 108,000 | $ 114,000 |
| Rusk County Texas | 6 | $ 406,000 | $ 67,000 | $ 78,000 |
| Tarrant County Texas | 6 | $ 711,000 | $ 118,000 | $ 123,000 |
| Crawford County Wisconsin | 6 | $ 410,000 | $ 68,000 | $ 65,000 |
| Pueblo County Colorado | 5 | $ 679,000 | $ 135,000 | $ 74,000 |
| Estill County Kentucky | 5 | $ 304,000 | $ 60,000 | $ 59,000 |
| Washington County Minnesota | 5 | $ 751,000 | $ 150,000 | $ 106,000 |
| Anderson County Texas | 5 | $ 388,000 | $ 77,000 | $ 167,000 |
| Broward County Florida | 4 | $ 1,165,000 | $ 291,000 | $ 101,000 |
| Christian County Kentucky | 4 | $ 243,000 | $ 60,000 | $ 31,000 |
| Goodhue County Minnesota | 4 | $ 840,000 | $ 210,000 | $ 52,000 |
| Burlington County New Jersey | 4 | $ 120,000 | $ 30,000 | $ 61,000 |
| Mercer County New Jersey | 4 | $ 163,000 | $ 40,000 | $ 32,000 |
| Robertson County Tennessee | 4 | $ 425,000 | $ 106,000 | $ 57,000 |
| Collin County Texas | 4 | $ 644,000 | $ 161,000 | $ 96,000 |
| Montgomery County Texas | 4 | $ 408,000 | $ 102,000 | $ 130,000 |
| Portage County Wisconsin | 4 | $ 2,605,000 | $ 651,000 | $ 56,000 |
| Washburn County Wisconsin | 4 | $ 411,000 | $ 102,000 | $ 78,000 |
| Pima County Arizona | 3 | $ 427,000 | $ 142,000 | $ 72,000 |
| Adams County Colorado | 3 | $ 646,000 | $ 215,000 | $ 135,000 |
| El Paso County Colorado | 3 | $ 443,000 | $ 147,000 | $ 104,000 |
| Miami-Dade County Florida | 3 | $ 670,000 | $ 223,000 | $ 133,000 |
| Orange County Florida | 3 | $ 894,000 | $ 298,000 | $ 336,000 |
| Polk County Iowa | 3 | $ 419,000 | $ 139,000 | $ 125,000 |
| Garrard County Kentucky | 3 | $ 161,000 | $ 53,000 | $ 78,000 |
| Madison County Kentucky | 3 | $ 545,000 | $ 181,000 | $ 113,000 |
| Anoka County Minnesota | 3 | $ 474,000 | $ 158,000 | $ 145,000 |
| Ramsey County Minnesota | 3 | $ 432,000 | $ 144,000 | $ 59,000 |
| Cheatham County Tennessee | 3 | $ 269,000 | $ 89,000 | $ 101,000 |
| Harrison County Texas | 3 | $ 526,000 | $ 175,000 | $ 612,000 |
| Upshur County Texas | 3 | $ 527,000 | $ 175,000 | $ 66,000 |
| Eau Claire County Wisconsin | 3 | $ 327,000 | $ 109,000 | $ 45,000 |
| Marathon County Wisconsin | 3 | $ 389,000 | $ 129,000 | $ 92,000 |
| Milwaukee County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 79,000 |
| Sauk County Wisconsin | 3 | $ 314,000 | $ 104,000 | $ 45,000 |
| Washington County Wisconsin | 3 | $ 316,000 | $ 105,000 | $ 69,000 |
| Wood County Wisconsin | 3 | $ 268,000 | $ 89,000 | $ 86,000 |
| Pulaski County Arkansas | 2 | $ 299,000 | $ 149,000 | $ 140,000 |
| Weld County Colorado | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Lee County Florida | 2 | $ 652,000 | $ 326,000 | $ 142,000 |
| Bibb County Georgia | 2 | $ 65,000 | $ 32,000 | $ 57,000 |
| Allamakee County Iowa | 2 | $ 169,000 | $ 84,000 | $ 56,000 |
| Jefferson County Kentucky | 2 | $ 443,000 | $ 221,000 | $ 105,000 |
| Todd County Kentucky | 2 | $ 147,000 | $ 73,000 | $ 60,000 |
| Woodford County Kentucky | 2 | $ 282,000 | $ 141,000 | $ 110,000 |
| Grant County Minnesota | 2 | $ 202,000 | $ 101,000 | $ 165,000 |
| Isanti County Minnesota | 2 | $ 211,000 | $ 105,000 | $ 111,000 |
| Scott County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 68,000 |
| Steele County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Allegheny County Pennsylvania | 2 | $ 72,000 | $ 36,000 | $ 73,000 |
| Dickson County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 91,000 |
| Williamson County Tennessee | 2 | $ 284,000 | $ 142,000 | $ 75,000 |
| Brazoria County Texas | 2 | $ 245,000 | $ 122,000 | $ 58,000 |
| Kaufman County Texas | 2 | $ 289,000 | $ 144,000 | $ 93,000 |
| McLennan County Texas | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Navarro County Texas | 2 | $ 106,000 | $ 53,000 | $ 46,000 |
| Travis County Texas | 2 | $ 363,000 | $ 181,000 | $ 107,000 |
| Barron County Wisconsin | 2 | $ 623,000 | $ 311,000 | $ 989,000 |
| Chippewa County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| Clark County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 131,000 |
| Pepin County Wisconsin | 2 | $ 198,000 | $ 99,000 | $ 40,000 |
| Benton County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 133,000 |
| Faulkner County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 231,000 |
| Franklin County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 83,000 |
| Denver County Colorado | 1 | $ 217,000 | $ 217,000 | $ 83,000 |
| Alachua County Florida | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Bay County Florida | 1 | $ 210,000 | $ 210,000 | $ 167,000 |
| Collier County Florida | 1 | $ 495,000 | $ 495,000 | $ 148,000 |
| Hillsborough County Florida | 1 | $ 221,000 | $ 221,000 | $ 84,000 |
| Leon County Florida | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
| Manatee County Florida | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Polk County Florida | 1 | $ 256,000 | $ 256,000 | $ 223,000 |
| Sarasota County Florida | 1 | $ 334,000 | $ 334,000 | $ 129,000 |
| St. Johns County Florida | 1 | $ 187,000 | $ 187,000 | $ 243,000 |
| Sumter County Florida | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Suwannee County Florida | 1 | $ 142,000 | $ 142,000 | $ 115,000 |
| Greene County Georgia | 1 | $ 111,000 | $ 111,000 | $ 74,000 |
| Gwinnett County Georgia | 1 | $ 116,000 | $ 116,000 | $ 125,000 |
| DuPage County Illinois | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Henderson County Illinois | 1 | $ 27,000 | $ 27,000 | $ 75,000 |
| Black Hawk County Iowa | 1 | $ 122,000 | $ 122,000 | $ 96,000 |
| Bremer County Iowa | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Des Moines County Iowa | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Henry County Iowa | 1 | $ 29,000 | $ 29,000 | $ 118,000 |
| Johnson County Iowa | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Mitchell County Iowa | 1 | $ 64,000 | $ 64,000 | $ 68,000 |
| Anderson County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
| Bourbon County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Calloway County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 190,000 |
| Clark County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 42,000 |
| Floyd County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Franklin County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 103,000 |
| Harrison County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Jessamine County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 133,000 |
| Lincoln County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| McCracken County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Meade County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Mercer County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Nicholas County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| Powell County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Pulaski County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Scott County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 122,000 |
| Trigg County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Union County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Lincoln County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Howard County Maryland | 1 | $ 302,000 | $ 302,000 | $ 42,000 |
| Allegan County Michigan | 1 | $ 77,000 | $ 77,000 | $ 90,000 |
| Carver County Minnesota | 1 | $ 320,000 | $ 320,000 | $ 89,000 |
| Cass County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 377,000 |
| Chisago County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Crow Wing County Minnesota | 1 | $ 1,080,000 | $ 1,080,000 | $ 684,000 |
| Dodge County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Le Sueur County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 70,000 |
| Nicollet County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| St. Louis County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Stearns County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 67,000 |
| Wright County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 156,000 |
| St. Charles County Missouri | 1 | $ 171,000 | $ 171,000 | $ 57,000 |
| Atlantic County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Hunterdon County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 125,000 |
| Somerset County New Jersey | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Sandoval County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Cabarrus County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 130,000 |
| Guilford County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 131,000 |
| Le Flore County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Oklahoma County Oklahoma | 1 | $ 199,000 | $ 199,000 | $ 109,000 |
| Sequoyah County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Dauphin County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 75,000 |
| Montgomery County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Gibson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 86,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Rutherford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Sevier County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 64,000 |
| Shelby County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 2,000 |
| White County Tennessee | 1 | $ 600,000 | $ 600,000 | $ 69,000 |
| Wilson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Angelina County Texas | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| Cass County Texas | 1 | $ 62,000 | $ 62,000 | $ 161,000 |
| Ellis County Texas | 1 | $ 196,000 | $ 196,000 | $ 104,000 |
| Galveston County Texas | 1 | $ 166,000 | $ 166,000 | $ 233,000 |
| Guadalupe County Texas | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Hays County Texas | 1 | $ 113,000 | $ 113,000 | $ 112,000 |
| Leon County Texas | 1 | $ 84,000 | $ 84,000 | $ 78,000 |
| Lubbock County Texas | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Midland County Texas | 1 | $ 347,000 | $ 347,000 | $ 105,000 |
| Snohomish County Washington | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Putnam County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 91,000 |
| Ashland County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Brown County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| Burnett County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Calumet County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 96,000 |
| Dunn County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 89,000 |
| Forest County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Grant County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Green County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Juneau County Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 52,000 |
| Kewaunee County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
| Lafayette County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Oneida County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Outagamie County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Ozaukee County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 112,000 |
| Pierce County Wisconsin | 1 | $ 241,000 | $ 241,000 | $ 80,000 |
| Racine County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Rusk County Wisconsin | 1 | $ 34,000 | $ 34,000 | $ 56,000 |
| Taylor County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 18,000 |
| Walworth County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 121,000 |
| Waukesha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Waupaca County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Winnebago County Wisconsin | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,956 | $249,501,000 | $127,000 | $1,259,000 | $85,000 | $1,656,000 |
| Home Purchase | 802 | $117,867,000 | $146,000 | $2,200,000 | $84,000 | $1,100,000 |
| Home Improvement | 248 | $14,405,000 | $58,000 | $420,000 | $85,000 | $404,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,719 | $342,959,000 | $126,000 | $1,259,000 | $85,000 | $1,656,000 |
| Not Provided | 96 | $15,084,000 | $157,000 | $600,000 | $91,000 | $256,000 |
| Black or African American | 69 | $5,767,000 | $83,000 | $300,000 | $63,000 | $260,000 |
| Asian | 54 | $7,878,000 | $145,000 | $308,000 | $99,000 | $369,000 |
| Hispanic | 46 | $6,990,000 | $151,000 | $2,200,000 | $75,000 | $624,000 |
| American Indian or Alaskan Native | 15 | $2,109,000 | $140,000 | $392,000 | $81,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $879,000 | $146,000 | $380,000 | $172,000 | $326,000 |
| Not applicable | 1 | $107,000 | $107,000 | $107,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,963 | $375,592,000 | $126,000 | $2,200,000 | $85,000 | $1,656,000 |
| FHA-insured (Federal Housing Administration) | 28 | $3,592,000 | $128,000 | $269,000 | $53,000 | $142,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,589,000 | $172,000 | $384,000 | $57,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,308 | $298,251,000 | $129,000 | $2,200,000 | $89,000 | $1,656,000 |
| Application Withdrawn By Applicant | 384 | $46,024,000 | $119,000 | $417,000 | $76,000 | $315,000 |
| Application Denied By Financial Institution | 290 | $35,848,000 | $123,000 | $815,000 | $66,000 | $818,000 |
| File Closed For Incompleteness | 23 | $1,462,000 | $63,000 | $219,000 | $65,000 | $122,000 |
| Loan Purchased By The Institution | 1 | $188,000 | $188,000 | $188,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 113 | $15,615,000 | $138,000 | $434,000 | $50,000 | $211,000 |
| Credit History | 80 | $8,656,000 | $108,000 | $238,000 | $74,000 | $624,000 |
| Collateral | 33 | $5,665,000 | $171,000 | $815,000 | $108,000 | $818,000 |
| Employment History | 10 | $1,387,000 | $138,000 | $386,000 | $61,000 | $192,000 |
| Other | 6 | $775,000 | $129,000 | $270,000 | $92,000 | $259,000 |
| Unverifiable Information | 2 | $154,000 | $77,000 | $88,000 | $68,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $302,000 | $151,000 | $184,000 | $53,000 | $60,000 |
| Mortgage Insurance Denied | 2 | $308,000 | $154,000 | $190,000 | $83,000 | $130,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.