Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Altra Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,820 |
| Total Mortgage Loan Application Amount | $415,725,000 |
| Average Mortgage Loan Application Amount | $145,000 |
| Highest Mortgage Loan Application Amount | $2,241,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $753,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 1,271 | $ 197,227,000 | $ 155,000 | $ 88,000 |
| Smith County Texas | 302 | $ 48,523,000 | $ 160,000 | $ 99,000 |
| Montgomery County Tennessee | 168 | $ 22,245,000 | $ 132,000 | $ 75,000 |
| Houston County Minnesota | 133 | $ 18,403,000 | $ 138,000 | $ 78,000 |
| Winona County Minnesota | 118 | $ 14,894,000 | $ 126,000 | $ 79,000 |
| Olmsted County Minnesota | 65 | $ 11,077,000 | $ 170,000 | $ 225,000 |
| Vernon County Wisconsin | 62 | $ 8,815,000 | $ 142,000 | $ 72,000 |
| Monroe County Wisconsin | 55 | $ 6,509,000 | $ 118,000 | $ 75,000 |
| Trempealeau County Wisconsin | 50 | $ 6,678,000 | $ 133,000 | $ 82,000 |
| Cherokee County Texas | 33 | $ 4,279,000 | $ 129,000 | $ 90,000 |
| Buffalo County Wisconsin | 16 | $ 1,475,000 | $ 92,000 | $ 66,000 |
| Eau Claire County Wisconsin | 16 | $ 3,021,000 | $ 188,000 | $ 120,000 |
| Hennepin County Minnesota | 15 | $ 2,992,000 | $ 199,000 | $ 164,000 |
| Henderson County Texas | 15 | $ 2,022,000 | $ 134,000 | $ 67,000 |
| Fayette County Kentucky | 13 | $ 1,329,000 | $ 102,000 | $ 67,000 |
| Stewart County Tennessee | 12 | $ 1,076,000 | $ 89,000 | $ 61,000 |
| Dane County Wisconsin | 12 | $ 2,679,000 | $ 223,000 | $ 116,000 |
| Jackson County Wisconsin | 12 | $ 1,479,000 | $ 123,000 | $ 79,000 |
| Dakota County Minnesota | 11 | $ 2,596,000 | $ 236,000 | $ 148,000 |
| Fillmore County Minnesota | 9 | $ 1,044,000 | $ 116,000 | $ 71,000 |
| Crawford County Wisconsin | 9 | $ 992,000 | $ 110,000 | $ 77,000 |
| Cheatham County Tennessee | 8 | $ 1,158,000 | $ 144,000 | $ 72,000 |
| Pueblo County Colorado | 7 | $ 790,000 | $ 112,000 | $ 97,000 |
| Dodge County Minnesota | 7 | $ 1,102,000 | $ 157,000 | $ 70,000 |
| Dallas County Texas | 7 | $ 910,000 | $ 130,000 | $ 108,000 |
| Harris County Texas | 7 | $ 1,035,000 | $ 147,000 | $ 97,000 |
| Anderson County Texas | 6 | $ 783,000 | $ 130,000 | $ 114,000 |
| Wood County Texas | 6 | $ 466,000 | $ 77,000 | $ 54,000 |
| Ramsey County Minnesota | 5 | $ 1,439,000 | $ 287,000 | $ 136,000 |
| Wabasha County Minnesota | 5 | $ 624,000 | $ 124,000 | $ 107,000 |
| Davidson County Tennessee | 5 | $ 862,000 | $ 172,000 | $ 73,000 |
| Van Zandt County Texas | 5 | $ 874,000 | $ 174,000 | $ 97,000 |
| Sebastian County Arkansas | 4 | $ 244,000 | $ 61,000 | $ 65,000 |
| Jefferson County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 68,000 |
| Madison County Kentucky | 4 | $ 570,000 | $ 142,000 | $ 51,000 |
| Scott County Kentucky | 4 | $ 544,000 | $ 136,000 | $ 101,000 |
| Goodhue County Minnesota | 4 | $ 724,000 | $ 181,000 | $ 84,000 |
| Washington County Minnesota | 4 | $ 930,000 | $ 232,000 | $ 109,000 |
| Mercer County New Jersey | 4 | $ 198,000 | $ 49,000 | $ 62,000 |
| Robertson County Tennessee | 4 | $ 452,000 | $ 113,000 | $ 74,000 |
| Brazos County Texas | 4 | $ 709,000 | $ 177,000 | $ 166,000 |
| Denton County Texas | 4 | $ 501,000 | $ 125,000 | $ 293,000 |
| Sawyer County Wisconsin | 4 | $ 651,000 | $ 162,000 | $ 190,000 |
| Weld County Colorado | 3 | $ 846,000 | $ 282,000 | $ 65,000 |
| Bay County Florida | 3 | $ 279,000 | $ 93,000 | $ 100,000 |
| Christian County Kentucky | 3 | $ 419,000 | $ 139,000 | $ 73,000 |
| Carver County Minnesota | 3 | $ 659,000 | $ 219,000 | $ 90,000 |
| Hamilton County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 114,000 |
| Gregg County Texas | 3 | $ 293,000 | $ 97,000 | $ 113,000 |
| Tarrant County Texas | 3 | $ 564,000 | $ 188,000 | $ 121,000 |
| Adams County Wisconsin | 3 | $ 393,000 | $ 131,000 | $ 209,000 |
| Barron County Wisconsin | 3 | $ 682,000 | $ 227,000 | $ 144,000 |
| Chippewa County Wisconsin | 3 | $ 178,000 | $ 59,000 | $ 45,000 |
| Dunn County Wisconsin | 3 | $ 464,000 | $ 154,000 | $ 91,000 |
| Juneau County Wisconsin | 3 | $ 265,000 | $ 88,000 | $ 50,000 |
| Milwaukee County Wisconsin | 3 | $ 520,000 | $ 173,000 | $ 79,000 |
| Pierce County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 108,000 |
| Rusk County Wisconsin | 3 | $ 446,000 | $ 148,000 | $ 129,000 |
| Waukesha County Wisconsin | 3 | $ 384,000 | $ 128,000 | $ 92,000 |
| Crittenden County Arkansas | 2 | $ 67,000 | $ 33,000 | $ 123,000 |
| Lake County Florida | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Lee County Florida | 2 | $ 372,000 | $ 186,000 | $ 200,000 |
| Santa Rosa County Florida | 2 | $ 244,000 | $ 122,000 | $ 89,000 |
| Volusia County Florida | 2 | $ 128,000 | $ 64,000 | $ 120,000 |
| Wheeler County Georgia | 2 | $ 10,000 | $ 5,000 | $ 54,000 |
| Sioux County Iowa | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Montgomery County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 86,000 |
| Anoka County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 98,000 |
| Blue Earth County Minnesota | 2 | $ 276,000 | $ 138,000 | $ 58,000 |
| Mower County Minnesota | 2 | $ 309,000 | $ 154,000 | $ 103,000 |
| Scott County Minnesota | 2 | $ 221,000 | $ 110,000 | $ 95,000 |
| Sherburne County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 2 | $ 13,000 | $ 6,000 | $ 54,000 |
| Cumberland County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 180,000 |
| Dickson County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 47,000 |
| Collin County Texas | 2 | $ 113,000 | $ 56,000 | $ 132,000 |
| Fort Bend County Texas | 2 | $ 777,000 | $ 388,000 | $ 148,000 |
| Montgomery County Texas | 2 | $ 512,000 | $ 256,000 | $ 133,000 |
| Rockwall County Texas | 2 | $ 534,000 | $ 267,000 | $ 199,000 |
| Rusk County Texas | 2 | $ 358,000 | $ 179,000 | $ 127,000 |
| Upshur County Texas | 2 | $ 401,000 | $ 200,000 | $ 120,000 |
| King County Washington | 2 | $ 724,000 | $ 362,000 | $ 98,000 |
| Bayfield County Wisconsin | 2 | $ 264,000 | $ 132,000 | $ 60,000 |
| Calumet County Wisconsin | 2 | $ 277,000 | $ 138,000 | $ 47,000 |
| Grant County Wisconsin | 2 | $ 526,000 | $ 263,000 | $ 107,000 |
| Marathon County Wisconsin | 2 | $ 422,000 | $ 211,000 | $ 80,000 |
| Oconto County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 163,000 |
| Outagamie County Wisconsin | 2 | $ 384,000 | $ 192,000 | $ 69,000 |
| Racine County Wisconsin | 2 | $ 527,000 | $ 263,000 | $ 88,000 |
| Richland County Wisconsin | 2 | $ 241,000 | $ 120,000 | $ 106,000 |
| Rock County Wisconsin | 2 | $ 359,000 | $ 179,000 | $ 76,000 |
| Sheboygan County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 188,000 |
| St. Croix County Wisconsin | 2 | $ 376,000 | $ 188,000 | $ 95,000 |
| Vilas County Wisconsin | 2 | $ 305,000 | $ 152,000 | $ 206,000 |
| Walworth County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 129,000 |
| Washington County Wisconsin | 2 | $ 119,000 | $ 59,000 | $ 122,000 |
| Mobile County Alabama | 1 | $ 7,000 | $ 7,000 | $ 115,000 |
| Mohave County Arizona | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Benton County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Logan County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 284,000 |
| Los Angeles County California | 1 | $ 25,000 | $ 25,000 | $ 160,000 |
| Adams County Colorado | 1 | $ 68,000 | $ 68,000 | $ 124,000 |
| El Paso County Colorado | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Grand County Colorado | 1 | $ 308,000 | $ 308,000 | $ 117,000 |
| La Plata County Colorado | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Lake County Colorado | 1 | $ 320,000 | $ 320,000 | $ 173,000 |
| Summit County Colorado | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Litchfield County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Duval County Florida | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Hillsborough County Florida | 1 | $ 296,000 | $ 296,000 | $ 84,000 |
| Indian River County Florida | 1 | $ 261,000 | $ 261,000 | $ 103,000 |
| Manatee County Florida | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Monroe County Florida | 1 | $ 296,000 | $ 296,000 | $ 113,000 |
| Pasco County Florida | 1 | $ 229,000 | $ 229,000 | $ 66,000 |
| Sarasota County Florida | 1 | $ 273,000 | $ 273,000 | $ 626,000 |
| Bibb County Georgia | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Emanuel County Georgia | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
| Monroe County Georgia | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Tattnall County Georgia | 1 | $ 2,000 | $ 2,000 | $ 30,000 |
| Toombs County Georgia | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| Cook County Illinois | 1 | $ 69,000 | $ 69,000 | $ 82,000 |
| Rush County Indiana | 1 | $ 6,000 | $ 6,000 | $ 179,000 |
| Allamakee County Iowa | 1 | $ 166,000 | $ 166,000 | $ 138,000 |
| Clayton County Iowa | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Mitchell County Iowa | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| Muscatine County Iowa | 1 | $ 6,000 | $ 6,000 | $ 102,000 |
| Winneshiek County Iowa | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| Woodbury County Iowa | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Anderson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Clark County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Franklin County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 133,000 |
| Garrard County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 31,000 |
| Jessamine County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| McCracken County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 175,000 |
| Owen County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Pulaski County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 88,000 |
| Trigg County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 111,000 |
| Woodford County Kentucky | 1 | $ 202,000 | $ 202,000 | $ 189,000 |
| Iberia County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Hampden County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 79,000 |
| Chisago County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Clay County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Cook County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Itasca County Minnesota | 1 | $ 555,000 | $ 555,000 | $ 317,000 |
| Mille Lacs County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 111,000 |
| Redwood County Minnesota | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Todd County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Wright County Minnesota | 1 | $ 273,000 | $ 273,000 | $ 170,000 |
| Adams County Mississippi | 1 | $ 7,000 | $ 7,000 | $ 15,000 |
| Jefferson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 351,000 |
| Hunterdon County New Jersey | 1 | $ 38,000 | $ 38,000 | $ 138,000 |
| Catawba County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 95,000 |
| Orange County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Summit County Ohio | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Logan County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 118,000 |
| Oklahoma County Oklahoma | 1 | $ 314,000 | $ 314,000 | $ 167,000 |
| Westmoreland County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 274,000 |
| Clay County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Coffee County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 99,000 |
| Houston County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Shelby County Tennessee | 1 | $ 2,241,000 | $ 2,241,000 | $ 0 |
| White County Tennessee | 1 | $ 660,000 | $ 660,000 | $ 97,000 |
| Williamson County Tennessee | 1 | $ 217,000 | $ 217,000 | $ 110,000 |
| Wilson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Ellis County Texas | 1 | $ 51,000 | $ 51,000 | $ 101,000 |
| Fannin County Texas | 1 | $ 327,000 | $ 327,000 | $ 93,000 |
| Harrison County Texas | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Limestone County Texas | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Lubbock County Texas | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Morris County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Parker County Texas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Randall County Texas | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Brown County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 162,000 |
| Clark County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 16,000 |
| Columbia County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Dodge County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Douglas County Wisconsin | 1 | $ 247,000 | $ 247,000 | $ 154,000 |
| Fond du Lac County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| Forest County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Green County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 112,000 |
| Oneida County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 72,000 |
| Pepin County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 186,000 |
| Portage County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 115,000 |
| Washburn County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 185,000 |
| Waushara County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 172,000 |
| Winnebago County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Wood County Wisconsin | 1 | $ 298,000 | $ 298,000 | $ 510,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,099 | $187,422,000 | $170,000 | $1,248,000 | $90,000 | $753,000 |
| Home Improvement | 861 | $107,000,000 | $124,000 | $855,000 | $88,000 | $533,000 |
| Refinancing | 860 | $121,303,000 | $141,000 | $2,241,000 | $99,000 | $711,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,500 | $364,491,000 | $145,000 | $1,248,000 | $93,000 | $753,000 |
| Black or African American | 96 | $9,212,000 | $95,000 | $762,000 | $70,000 | $370,000 |
| Hispanic | 69 | $8,230,000 | $119,000 | $855,000 | $76,000 | $425,000 |
| Asian | 69 | $11,209,000 | $162,000 | $787,000 | $98,000 | $588,000 |
| Not Provided | 63 | $14,901,000 | $236,000 | $2,241,000 | $136,000 | $626,000 |
| American Indian or Alaskan Native | 9 | $1,562,000 | $173,000 | $417,000 | $92,000 | $200,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,080,000 | $154,000 | $383,000 | $81,000 | $155,000 |
| Not applicable | 7 | $5,040,000 | $720,000 | $2,050,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,727 | $400,387,000 | $146,000 | $2,241,000 | $93,000 | $753,000 |
| FHA-insured (Federal Housing Administration) | 55 | $7,770,000 | $141,000 | $275,000 | $54,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,568,000 | $199,000 | $398,000 | $79,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,293 | $346,740,000 | $151,000 | $2,241,000 | $95,000 | $753,000 |
| Application Withdrawn By Applicant | 313 | $50,155,000 | $160,000 | $855,000 | $91,000 | $608,000 |
| Application Denied By Financial Institution | 193 | $17,513,000 | $90,000 | $582,000 | $60,000 | $208,000 |
| Application Approved But Not Accepted | 21 | $1,317,000 | $62,000 | $177,000 | $86,000 | $213,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 65 | $5,743,000 | $88,000 | $582,000 | $59,000 | $208,000 |
| Debt-To-Income Ratio | 64 | $6,173,000 | $96,000 | $372,000 | $49,000 | $147,000 |
| Other | 31 | $2,348,000 | $75,000 | $156,000 | $75,000 | $160,000 |
| Collateral | 23 | $2,333,000 | $101,000 | $417,000 | $83,000 | $171,000 |
| Employment History | 6 | $579,000 | $96,000 | $216,000 | $36,000 | $97,000 |
| Unverifiable Information | 2 | $124,000 | $62,000 | $99,000 | $60,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $113,000 | $113,000 | $113,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.