Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Altra Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,707 |
| Total Mortgage Loan Application Amount | $1,123,425,000 |
| Average Mortgage Loan Application Amount | $169,833 |
| Highest Mortgage Loan Application Amount | $5,885,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $7,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 2,923 | $ 471,405,000 | $ 161,000 | $ 103,000 |
| Smith County Texas | 515 | $ 98,285,000 | $ 190,000 | $ 125,000 |
| Winona County Minnesota | 430 | $ 62,980,000 | $ 146,000 | $ 83,000 |
| Montgomery County Tennessee | 371 | $ 57,415,000 | $ 154,000 | $ 93,000 |
| Houston County Minnesota | 340 | $ 50,860,000 | $ 149,000 | $ 89,000 |
| Olmsted County Minnesota | 318 | $ 73,440,000 | $ 230,000 | $ 126,000 |
| Vernon County Wisconsin | 207 | $ 30,965,000 | $ 149,000 | $ 98,000 |
| Monroe County Wisconsin | 175 | $ 25,955,000 | $ 148,000 | $ 81,000 |
| Trempealeau County Wisconsin | 168 | $ 26,900,000 | $ 160,000 | $ 92,000 |
| Buffalo County Wisconsin | 61 | $ 7,345,000 | $ 120,000 | $ 89,000 |
| Cherokee County Texas | 52 | $ 10,950,000 | $ 210,000 | $ 130,000 |
| Fillmore County Minnesota | 51 | $ 8,125,000 | $ 159,000 | $ 102,000 |
| Dane County Wisconsin | 38 | $ 8,590,000 | $ 226,000 | $ 134,000 |
| Dodge County Minnesota | 35 | $ 6,505,000 | $ 185,000 | $ 92,000 |
| Jackson County Wisconsin | 34 | $ 5,120,000 | $ 150,000 | $ 84,000 |
| Hennepin County Minnesota | 31 | $ 7,335,000 | $ 236,000 | $ 141,000 |
| Wabasha County Minnesota | 28 | $ 4,790,000 | $ 171,000 | $ 103,000 |
| Dakota County Minnesota | 22 | $ 5,280,000 | $ 240,000 | $ 122,000 |
| Stewart County Tennessee | 22 | $ 2,580,000 | $ 117,000 | $ 83,000 |
| Crawford County Wisconsin | 22 | $ 2,380,000 | $ 108,000 | $ 84,000 |
| Eau Claire County Wisconsin | 22 | $ 3,740,000 | $ 170,000 | $ 88,000 |
| Ramsey County Minnesota | 21 | $ 4,105,000 | $ 195,000 | $ 156,000 |
| Cheatham County Tennessee | 21 | $ 4,415,000 | $ 210,000 | $ 115,000 |
| Henderson County Texas | 21 | $ 4,725,000 | $ 225,000 | $ 133,000 |
| Wood County Texas | 17 | $ 3,765,000 | $ 221,000 | $ 94,000 |
| Van Zandt County Texas | 16 | $ 2,100,000 | $ 131,000 | $ 108,000 |
| Robertson County Tennessee | 15 | $ 2,485,000 | $ 165,000 | $ 74,000 |
| Goodhue County Minnesota | 14 | $ 3,680,000 | $ 262,000 | $ 106,000 |
| Mower County Minnesota | 12 | $ 2,010,000 | $ 167,000 | $ 72,000 |
| Sawyer County Wisconsin | 12 | $ 3,470,000 | $ 289,000 | $ 252,000 |
| Adams County Wisconsin | 11 | $ 1,805,000 | $ 164,000 | $ 184,000 |
| Barron County Wisconsin | 11 | $ 2,325,000 | $ 211,000 | $ 166,000 |
| Pueblo County Colorado | 10 | $ 1,090,000 | $ 109,000 | $ 106,000 |
| Washington County Minnesota | 10 | $ 2,600,000 | $ 260,000 | $ 142,000 |
| Collin County Texas | 9 | $ 1,835,000 | $ 203,000 | $ 178,000 |
| Gregg County Texas | 9 | $ 885,000 | $ 98,000 | $ 109,000 |
| Allamakee County Iowa | 8 | $ 710,000 | $ 88,000 | $ 65,000 |
| Chippewa County Wisconsin | 8 | $ 1,250,000 | $ 156,000 | $ 87,000 |
| Washburn County Wisconsin | 8 | $ 1,650,000 | $ 206,000 | $ 150,000 |
| Waukesha County Wisconsin | 8 | $ 2,180,000 | $ 272,000 | $ 125,000 |
| Fayette County Kentucky | 7 | $ 975,000 | $ 139,000 | $ 72,000 |
| Anoka County Minnesota | 7 | $ 1,435,000 | $ 205,000 | $ 125,000 |
| Davidson County Tennessee | 7 | $ 3,185,000 | $ 455,000 | $ 157,000 |
| Tarrant County Texas | 7 | $ 1,935,000 | $ 276,000 | $ 161,000 |
| Juneau County Wisconsin | 7 | $ 625,000 | $ 89,000 | $ 99,000 |
| Marathon County Wisconsin | 7 | $ 1,345,000 | $ 192,000 | $ 83,000 |
| Milwaukee County Wisconsin | 7 | $ 1,635,000 | $ 233,000 | $ 94,000 |
| Broward County Florida | 6 | $ 870,000 | $ 145,000 | $ 189,000 |
| Scott County Minnesota | 6 | $ 1,500,000 | $ 250,000 | $ 106,000 |
| Dickson County Tennessee | 6 | $ 650,000 | $ 108,000 | $ 104,000 |
| Denton County Texas | 6 | $ 1,150,000 | $ 191,000 | $ 183,000 |
| Sauk County Wisconsin | 6 | $ 1,480,000 | $ 246,000 | $ 128,000 |
| Wood County Wisconsin | 6 | $ 700,000 | $ 116,000 | $ 68,000 |
| Maricopa County Arizona | 5 | $ 875,000 | $ 175,000 | $ 116,000 |
| Lee County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 154,000 |
| Wright County Minnesota | 5 | $ 975,000 | $ 195,000 | $ 136,000 |
| Hamilton County Tennessee | 5 | $ 1,265,000 | $ 253,000 | $ 140,000 |
| Williamson County Tennessee | 5 | $ 1,165,000 | $ 233,000 | $ 201,000 |
| Dallas County Texas | 5 | $ 1,255,000 | $ 251,000 | $ 171,000 |
| Harrison County Texas | 5 | $ 1,075,000 | $ 215,000 | $ 122,000 |
| Kaufman County Texas | 5 | $ 835,000 | $ 167,000 | $ 156,000 |
| Brown County Wisconsin | 5 | $ 1,795,000 | $ 359,000 | $ 187,000 |
| Racine County Wisconsin | 5 | $ 965,000 | $ 193,000 | $ 82,000 |
| Richland County Wisconsin | 5 | $ 735,000 | $ 147,000 | $ 117,000 |
| Washington County Wisconsin | 5 | $ 805,000 | $ 161,000 | $ 74,000 |
| Christian County Kentucky | 4 | $ 810,000 | $ 202,000 | $ 135,000 |
| Chisago County Minnesota | 4 | $ 680,000 | $ 170,000 | $ 89,000 |
| Rice County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 137,000 |
| Steele County Minnesota | 4 | $ 590,000 | $ 147,000 | $ 102,000 |
| Harris County Texas | 4 | $ 660,000 | $ 165,000 | $ 90,000 |
| Rusk County Texas | 4 | $ 890,000 | $ 222,000 | $ 114,000 |
| Travis County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 122,000 |
| Upshur County Texas | 4 | $ 1,000,000 | $ 250,000 | $ 134,000 |
| Clark County Wisconsin | 4 | $ 1,000,000 | $ 250,000 | $ 127,000 |
| Outagamie County Wisconsin | 4 | $ 800,000 | $ 200,000 | $ 128,000 |
| Ozaukee County Wisconsin | 4 | $ 840,000 | $ 210,000 | $ 171,000 |
| Rock County Wisconsin | 4 | $ 590,000 | $ 147,000 | $ 76,000 |
| Vilas County Wisconsin | 4 | $ 1,130,000 | $ 282,000 | $ 106,000 |
| Weld County Colorado | 3 | $ 805,000 | $ 268,000 | $ 155,000 |
| Hillsborough County Florida | 3 | $ 595,000 | $ 198,000 | $ 98,000 |
| Lake County Florida | 3 | $ 565,000 | $ 188,000 | $ 88,000 |
| Palm Beach County Florida | 3 | $ 555,000 | $ 185,000 | $ 145,000 |
| Pasco County Florida | 3 | $ 775,000 | $ 258,000 | $ 90,000 |
| Howard County Iowa | 3 | $ 305,000 | $ 101,000 | $ 104,000 |
| Story County Iowa | 3 | $ 595,000 | $ 198,000 | $ 161,000 |
| Bullitt County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 105,000 |
| Clark County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 97,000 |
| Scott County Kentucky | 3 | $ 735,000 | $ 245,000 | $ 125,000 |
| Todd County Kentucky | 3 | $ 335,000 | $ 111,000 | $ 66,000 |
| Mercer County New Jersey | 3 | $ 235,000 | $ 78,000 | $ 99,000 |
| Wake County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 159,000 |
| Bucks County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 96,000 |
| Houston County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 137,000 |
| Humphreys County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 110,000 |
| Shelby County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 177,000 |
| Sumner County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 106,000 |
| Anderson County Texas | 3 | $ 495,000 | $ 165,000 | $ 91,000 |
| Bayfield County Wisconsin | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Pepin County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 138,000 |
| Pierce County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 109,000 |
| St. Croix County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 69,000 |
| Winnebago County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 117,000 |
| Placer County California | 2 | $ 970,000 | $ 485,000 | $ 321,000 |
| Adams County Colorado | 2 | $ 600,000 | $ 300,000 | $ 261,000 |
| El Paso County Colorado | 2 | $ 750,000 | $ 375,000 | $ 157,000 |
| Bay County Florida | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Charlotte County Florida | 2 | $ 480,000 | $ 240,000 | $ 401,000 |
| Collier County Florida | 2 | $ 620,000 | $ 310,000 | $ 305,000 |
| Franklin County Florida | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Manatee County Florida | 2 | $ 560,000 | $ 280,000 | $ 325,000 |
| Sarasota County Florida | 2 | $ 320,000 | $ 160,000 | $ 151,000 |
| Sumter County Florida | 2 | $ 240,000 | $ 120,000 | $ 122,000 |
| Cook County Illinois | 2 | $ 200,000 | $ 100,000 | $ 138,000 |
| Dearborn County Indiana | 2 | $ 150,000 | $ 75,000 | $ 108,000 |
| Chickasaw County Iowa | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Clayton County Iowa | 2 | $ 170,000 | $ 85,000 | $ 99,000 |
| Polk County Iowa | 2 | $ 580,000 | $ 290,000 | $ 121,000 |
| Franklin County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 93,000 |
| Jefferson County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Lyon County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Meade County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Lafayette County Louisiana | 2 | $ 770,000 | $ 385,000 | $ 145,000 |
| Blue Earth County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Le Sueur County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 143,000 |
| Waseca County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Mecklenburg County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 186,000 |
| Chester County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 159,000 |
| Delaware County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 80,000 |
| Henderson County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Knox County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Wilson County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 113,000 |
| Bexar County Texas | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| Bowie County Texas | 2 | $ 430,000 | $ 215,000 | $ 192,000 |
| Ellis County Texas | 2 | $ 320,000 | $ 160,000 | $ 120,000 |
| Fort Bend County Texas | 2 | $ 600,000 | $ 300,000 | $ 160,000 |
| Lubbock County Texas | 2 | $ 380,000 | $ 190,000 | $ 71,000 |
| Burnett County Wisconsin | 2 | $ 660,000 | $ 330,000 | $ 134,000 |
| Columbia County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 164,000 |
| Douglas County Wisconsin | 2 | $ 740,000 | $ 370,000 | $ 104,000 |
| Fond du Lac County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Oneida County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Rusk County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 75,000 |
| Sheboygan County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Taylor County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Walworth County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Madison County Alabama | 1 | $ 155,000 | $ 155,000 | $ 225,000 |
| Yavapai County Arizona | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Benton County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
| Crawford County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Faulkner County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 234,000 |
| Saline County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Sebastian County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Alameda County California | 1 | $ 505,000 | $ 505,000 | $ 160,000 |
| El Dorado County California | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Los Angeles County California | 1 | $ 205,000 | $ 205,000 | $ 176,000 |
| Orange County California | 1 | $ 35,000 | $ 35,000 | $ 225,000 |
| San Bernardino County California | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Arapahoe County Colorado | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Fremont County Colorado | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Grand County Colorado | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Jefferson County Colorado | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Lake County Colorado | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Park County Colorado | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Saguache County Colorado | 1 | $ 505,000 | $ 505,000 | $ 324,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| New Haven County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| District of Columbia County District Of Columbia | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Brevard County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clay County Florida | 1 | $ 145,000 | $ 145,000 | $ 250,000 |
| Duval County Florida | 1 | $ 445,000 | $ 445,000 | $ 155,000 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Miami-Dade County Florida | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Monroe County Florida | 1 | $ 345,000 | $ 345,000 | $ 234,000 |
| Nassau County Florida | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| St. Johns County Florida | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| St. Lucie County Florida | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Dawson County Georgia | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Lumpkin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Toombs County Georgia | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Troup County Georgia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Hancock County Illinois | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Vigo County Indiana | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Bremer County Iowa | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Dallas County Iowa | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
| Des Moines County Iowa | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Fayette County Iowa | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Scott County Iowa | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Webster County Iowa | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Winneshiek County Iowa | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Douglas County Kansas | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Anderson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Calloway County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Estill County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Jessamine County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Johnson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Kenton County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Mercer County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Oldham County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Rockcastle County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Trigg County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Warren County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Webster County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Rapides County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Vermilion County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Androscoggin County Maine | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Calvert County Maryland | 1 | $ 25,000 | $ 25,000 | $ 197,000 |
| Carroll County Maryland | 1 | $ 95,000 | $ 95,000 | $ 168,000 |
| Worcester County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Allegan County Michigan | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Saginaw County Michigan | 1 | $ 205,000 | $ 205,000 | $ 317,000 |
| Aitkin County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Carlton County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Carver County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Cass County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 203,000 |
| Douglas County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Freeborn County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Hubbard County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Isanti County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Kandiyohi County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 370,000 |
| Lake County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| McLeod County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Nicollet County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Otter Tail County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Sherburne County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| St. Louis County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Todd County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Watonwan County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| St. Louis County Missouri | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| St. Louis City County Missouri | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Clark County Nevada | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Belknap County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 278,000 |
| Carroll County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Middlesex County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Somerset County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Guilford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Moore County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Orange County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Pender County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Union County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Wayne County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 166,000 |
| Oklahoma County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Monroe County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Montgomery County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| DeKalb County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Hardeman County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Hardin County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 208,000 |
| Jefferson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 343,000 |
| Lewis County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| Putnam County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Sequatchie County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Van Buren County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Wayne County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
| Brazoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 156,000 |
| Camp County Texas | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| El Paso County Texas | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Galveston County Texas | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Gillespie County Texas | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| Jefferson County Texas | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Midland County Texas | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Nacogdoches County Texas | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Panola County Texas | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Polk County Texas | 1 | $ 335,000 | $ 335,000 | $ 398,000 |
| Rockwall County Texas | 1 | $ 495,000 | $ 495,000 | $ 228,000 |
| Trinity County Texas | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Williamson County Texas | 1 | $ 455,000 | $ 455,000 | $ 207,000 |
| Amelia County Virginia | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Bedford County Virginia | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Louisa County Virginia | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Northumberland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Snohomish County Washington | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Whatcom County Washington | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Ashland County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Calumet County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Dunn County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 194,000 |
| Grant County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Iron County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Kenosha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Kewaunee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Manitowoc County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Polk County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Portage County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,726 | $666,060,000 | $178,000 | $1,605,000 | $105,000 | $1,734,000 |
| Home Purchase | 1,562 | $319,810,000 | $204,000 | $865,000 | $106,000 | $7,221,000 |
| Home Improvement | 574 | $30,370,000 | $52,000 | $505,000 | $102,000 | $800,000 |
| Other Purpose | 477 | $28,835,000 | $60,000 | $505,000 | $98,000 | $658,000 |
| Cash-out Refinancing | 349 | $72,305,000 | $207,000 | $5,885,000 | $106,000 | $814,000 |
| Not Applicable | 19 | $6,045,000 | $318,000 | $1,665,000 | $53,000 | $73,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,787 | $950,845,000 | $164,000 | $1,005,000 | $103,000 | $7,221,000 |
| Not Provided | 502 | $92,080,000 | $183,000 | $1,605,000 | $116,000 | $1,734,000 |
| Hispanic | 157 | $23,215,000 | $147,000 | $545,000 | $86,000 | $433,000 |
| Black or African American | 104 | $15,530,000 | $149,000 | $785,000 | $112,000 | $419,000 |
| Asian | 90 | $18,320,000 | $203,000 | $815,000 | $141,000 | $632,000 |
| Not applicable | 37 | $17,065,000 | $461,000 | $5,885,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $3,270,000 | $204,000 | $445,000 | $99,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,000,000 | $250,000 | $465,000 | $135,000 | $321,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,631 | $1,106,455,000 | $166,000 | $5,885,000 | $105,000 | $7,221,000 |
| VA-guaranteed (Veterans Administration) | 40 | $11,100,000 | $277,000 | $625,000 | $106,000 | $250,000 |
| FHA-insured (Federal Housing Administration) | 36 | $5,870,000 | $163,000 | $285,000 | $66,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,813 | $979,555,000 | $168,000 | $5,885,000 | $104,000 | $1,734,000 |
| Application Withdrawn By Applicant | 492 | $91,440,000 | $185,000 | $1,005,000 | $127,000 | $7,221,000 |
| Application Denied By Financial Institution | 255 | $32,155,000 | $126,000 | $785,000 | $74,000 | $800,000 |
| Application Approved But Not Accepted | 102 | $10,580,000 | $103,000 | $615,000 | $104,000 | $381,000 |
| File Closed For Incompleteness | 45 | $9,695,000 | $215,000 | $705,000 | $121,000 | $636,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,452 | $1,091,270,000 | $169,000 | $5,885,000 | $106,000 | $7,221,000 |
| Debt-To-Income Ratio | 89 | $14,155,000 | $159,000 | $785,000 | $54,000 | $265,000 |
| Credit History | 69 | $5,335,000 | $77,000 | $325,000 | $65,000 | $216,000 |
| Other | 55 | $5,905,000 | $107,000 | $645,000 | $99,000 | $318,000 |
| Collateral | 20 | $2,660,000 | $133,000 | $505,000 | $110,000 | $800,000 |
| Unverifiable Information | 13 | $2,685,000 | $206,000 | $505,000 | $132,000 | $321,000 |
| Employment History | 7 | $965,000 | $137,000 | $225,000 | $23,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $450,000 | $225,000 | $315,000 | $77,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.