Americahomekey, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Americahomekey, Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americahomekey, Inc 3838 Oak Lawn Ste 1050 Dallas, TX 75219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 12,830 |
| Total Mortgage Loan Application Amount | $2,290,716,000 |
| Average Mortgage Loan Application Amount | $187,000 |
| Highest Mortgage Loan Application Amount | $863,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $6,667,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Americahomekey, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americahomekey, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Americahomekey, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americahomekey, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Americahomekey, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americahomekey, Inc's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,473 | $ 202,049,000 | $ 137,000 | $ 52,000 |
| SAN ANTONIO, TX | 1,139 | $ 165,909,000 | $ 145,000 | $ 68,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 898 | $ 140,077,000 | $ 155,000 | $ 77,000 |
| DALLAS-PLANO-IRVING, TX | 815 | $ 124,617,000 | $ 152,000 | $ 71,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 615 | $ 135,021,000 | $ 219,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 610 | $ 181,869,000 | $ 298,000 | $ 103,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 457 | $ 74,379,000 | $ 162,000 | $ 62,000 |
| WARNER ROBINS, GA | 365 | $ 51,484,000 | $ 141,000 | $ 59,000 |
| FORT WORTH-ARLINGTON, TX | 354 | $ 51,803,000 | $ 146,000 | $ 73,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 346 | $ 105,604,000 | $ 305,000 | $ 107,000 |
| AUSTIN-ROUND ROCK, TX | 255 | $ 46,048,000 | $ 180,000 | $ 84,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 211 | $ 42,607,000 | $ 201,000 | $ 82,000 |
| VALLEJO-FAIRFIELD, CA | 201 | $ 49,182,000 | $ 244,000 | $ 69,000 |
| LANCASTER, PA | 186 | $ 32,496,000 | $ 174,000 | $ 69,000 |
| MCALLEN-EDINBURG-MISSION, TX | 166 | $ 20,396,000 | $ 122,000 | $ 59,000 |
| MODESTO, CA | 162 | $ 26,868,000 | $ 165,000 | $ 54,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 159 | $ 22,839,000 | $ 146,500 | $ 48,000 |
| STOCKTON, CA | 159 | $ 28,466,000 | $ 179,000 | $ 59,000 |
| LAREDO, TX | 156 | $ 20,271,000 | $ 129,000 | $ 52,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 134 | $ 46,970,000 | $ 350,000 | $ 109,000 |
| TUSCALOOSA, AL | 116 | $ 23,829,000 | $ 205,000 | $ 114,000 |
| VICTORIA, TX | 106 | $ 14,530,000 | $ 137,000 | $ 73,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 104 | $ 15,652,000 | $ 150,000 | $ 87,000 |
| NAPLES-MARCO ISLAND, FL | 100 | $ 13,030,000 | $ 130,000 | $ 55,000 |
| RALEIGH-CARY, NC | 97 | $ 15,097,000 | $ 155,000 | $ 51,000 |
| COLUMBUS, GA-AL | 90 | $ 12,635,000 | $ 152,000 | $ 48,500 |
| OAKLAND-FREMONT-HAYWARD, CA | 75 | $ 19,302,000 | $ 257,000 | $ 101,000 |
| CAPE CORAL-FORT MYERS, FL | 74 | $ 5,777,000 | $ 78,000 | $ 42,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 72 | $ 25,286,000 | $ 351,000 | $ 105,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 57 | $ 7,455,000 | $ 131,500 | $ 57,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 56 | $ 9,724,000 | $ 173,000 | $ 58,000 |
| MERCED, CA | 53 | $ 6,913,000 | $ 130,000 | $ 53,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 51 | $ 15,042,000 | $ 294,000 | $ 39,000 |
| MACON, GA | 50 | $ 6,944,000 | $ 138,000 | $ 51,000 |
| ALBUQUERQUE, NM | 47 | $ 8,989,000 | $ 191,000 | $ 77,000 |
| OKLAHOMA CITY, OK | 45 | $ 8,014,000 | $ 178,000 | $ 95,000 |
| GAINESVILLE, GA | 41 | $ 5,950,000 | $ 145,000 | $ 48,000 |
| BROWNSVILLE-HARLINGEN, TX | 35 | $ 5,207,000 | $ 148,000 | $ 102,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 5,462,000 | $ 165,000 | $ 64,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 31 | $ 7,288,000 | $ 233,000 | $ 49,500 |
| AUBURN-OPELIKA, AL | 28 | $ 3,852,000 | $ 137,000 | $ 43,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 28 | $ 4,312,000 | $ 154,000 | $ 54,000 |
| BALTIMORE-TOWSON, MD | 27 | $ 6,430,000 | $ 238,000 | $ 60,000 |
| YUBA CITY, CA | 27 | $ 5,294,000 | $ 196,000 | $ 49,000 |
| CORPUS CHRISTI, TX | 26 | $ 4,086,000 | $ 157,000 | $ 70,000 |
| DURHAM-CHAPEL HILL, NC | 24 | $ 3,736,000 | $ 155,000 | $ 61,000 |
| ORLANDO-KISSIMMEE, FL | 24 | $ 3,360,000 | $ 140,000 | $ 59,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 22 | $ 2,440,000 | $ 110,000 | $ 41,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 22 | $ 8,213,000 | $ 373,000 | $ 92,000 |
| TACOMA, WA | 20 | $ 4,933,000 | $ 246,000 | $ 9,000 |
| REDDING, CA | 18 | $ 4,259,000 | $ 236,000 | $ 59,000 |
| COLLEGE STATION-BRYAN, TX | 14 | $ 1,815,000 | $ 129,000 | $ 59,000 |
| LONGVIEW, TX | 14 | $ 1,837,000 | $ 131,000 | $ 68,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 1,886,000 | $ 134,000 | $ 53,000 |
| BIRMINGHAM-HOOVER, AL | 13 | $ 2,120,000 | $ 163,000 | $ 88,000 |
| BOISE CITY-NAMPA, ID | 13 | $ 2,412,000 | $ 185,000 | $ 57,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 13 | $ 4,911,000 | $ 377,000 | $ 135,000 |
| COLUMBIA, SC | 12 | $ 1,851,000 | $ 154,000 | $ 51,000 |
| GREENSBORO-HIGH POINT, NC | 12 | $ 1,767,000 | $ 147,000 | $ 39,000 |
| CHICO, CA | 11 | $ 2,243,000 | $ 203,000 | $ 45,000 |
| EL CENTRO, CA | 11 | $ 2,239,000 | $ 203,000 | $ 84,000 |
| EL PASO, TX | 11 | $ 1,605,000 | $ 145,000 | $ 73,000 |
| VALDOSTA, GA | 11 | $ 1,725,000 | $ 156,000 | $ 50,000 |
| ANNISTON-OXFORD, AL | 10 | $ 1,265,000 | $ 126,000 | $ 40,000 |
| BAKERSFIELD, CA | 10 | $ 1,720,000 | $ 172,000 | $ 67,000 |
| EUGENE-SPRINGFIELD, OR | 10 | $ 2,010,000 | $ 201,000 | $ 62,000 |
| OCALA, FL | 10 | $ 1,119,000 | $ 111,000 | $ 50,000 |
| SPOKANE, WA | 10 | $ 1,709,000 | $ 170,000 | $ 46,000 |
| WINSTON-SALEM, NC | 10 | $ 1,387,000 | $ 138,000 | $ 42,000 |
| HARRISONBURG, VA | 9 | $ 1,688,000 | $ 187,000 | $ 202,000 |
| BATON ROUGE, LA | 8 | $ 1,208,000 | $ 151,000 | $ 62,000 |
| BEAUMONT-PORT ARTHUR, TX | 8 | $ 1,056,000 | $ 132,000 | $ 75,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,360,000 | $ 170,000 | $ 185,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 2,310,000 | $ 288,000 | $ 10,000 |
| DENVER-AURORA-BROOMFIELD, CO | 8 | $ 1,948,000 | $ 243,000 | $ 112,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 1,215,000 | $ 141,000 | $ 69,500 |
| CHATTANOOGA, TN-GA | 7 | $ 802,000 | $ 113,500 | $ 36,000 |
| FLORENCE, SC | 7 | $ 865,000 | $ 123,000 | $ 37,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 686,000 | $ 98,000 | $ 48,000 |
| JACKSONVILLE, FL | 7 | $ 758,000 | $ 108,000 | $ 51,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 7 | $ 1,160,000 | $ 165,000 | $ 45,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,048,000 | $ 149,000 | $ 63,000 |
| RICHMOND, VA | 7 | $ 1,325,000 | $ 189,000 | $ 58,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 7 | $ 1,561,000 | $ 223,000 | $ 49,000 |
| YORK-HANOVER, PA | 7 | $ 1,426,000 | $ 203,000 | $ 53,000 |
| AMARILLO, TX | 6 | $ 694,000 | $ 115,000 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 785,000 | $ 130,000 | $ 47,000 |
| BURLINGTON, NC | 6 | $ 1,117,000 | $ 186,000 | $ 47,000 |
| FARMINGTON, NM | 6 | $ 1,059,000 | $ 176,000 | $ 90,000 |
| FRESNO, CA | 6 | $ 1,257,000 | $ 209,000 | $ 62,000 |
| MADERA-CHOWCHILLA, CA | 6 | $ 851,000 | $ 141,000 | $ 44,000 |
| NAPA, CA | 6 | $ 2,287,000 | $ 381,000 | $ 38,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 6 | $ 906,000 | $ 151,000 | $ 61,000 |
| SALEM, OR | 6 | $ 1,425,000 | $ 237,000 | $ 55,000 |
| SANTA ROSA-PETALUMA, CA | 6 | $ 1,912,000 | $ 318,000 | $ 86,000 |
| WACO, TX | 6 | $ 894,000 | $ 149,000 | $ 77,000 |
| BELLINGHAM, WA | 5 | $ 1,006,000 | $ 201,000 | $ 44,000 |
| DOTHAN, AL | 5 | $ 541,000 | $ 108,000 | $ 44,000 |
| LAS CRUCES, NM | 5 | $ 840,000 | $ 168,000 | $ 96,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 760,000 | $ 163,000 | $ 49,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 631,000 | $ 126,000 | $ 55,000 |
| TUCSON, AZ | 5 | $ 885,000 | $ 177,000 | $ 88,000 |
| WILMINGTON, NC | 5 | $ 786,000 | $ 157,000 | $ 46,000 |
| ANDERSON, SC | 4 | $ 585,000 | $ 146,000 | $ 75,000 |
| COLORADO SPRINGS, CO | 4 | $ 634,000 | $ 158,000 | $ 61,000 |
| DANVILLE, VA | 4 | $ 767,000 | $ 191,000 | $ 56,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 577,000 | $ 144,000 | $ 58,000 |
| LEBANON, PA | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 662,000 | $ 165,000 | $ 64,000 |
| OLYMPIA, WA | 4 | $ 1,028,000 | $ 257,000 | $ 43,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 1,277,000 | $ 319,000 | $ 159,000 |
| SAVANNAH, GA | 4 | $ 470,000 | $ 117,000 | $ 46,000 |
| SHERMAN-DENISON, TX | 4 | $ 746,000 | $ 186,000 | $ 96,000 |
| TALLAHASSEE, FL | 4 | $ 659,000 | $ 164,000 | $ 59,000 |
| TULSA, OK | 4 | $ 770,000 | $ 192,000 | $ 58,000 |
| TYLER, TX | 4 | $ 402,000 | $ 100,000 | $ 38,000 |
| ABILENE, TX | 3 | $ 343,000 | $ 114,000 | $ 42,000 |
| BRUNSWICK, GA | 3 | $ 320,000 | $ 106,000 | $ 37,000 |
| DALTON, GA | 3 | $ 214,000 | $ 71,000 | $ 42,000 |
| FLAGSTAFF, AZ | 3 | $ 761,000 | $ 253,000 | $ 53,000 |
| FORT SMITH, AR-OK | 3 | $ 356,000 | $ 110,000 | $ 49,500 |
| GAINESVILLE, FL | 3 | $ 354,000 | $ 118,000 | $ 32,000 |
| HUNTSVILLE, AL | 3 | $ 504,000 | $ 168,000 | $ 123,000 |
| MIDLAND, TX | 3 | $ 387,000 | $ 129,000 | $ 53,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 404,000 | $ 134,000 | $ 34,000 |
| SPARTANBURG, SC | 3 | $ 462,000 | $ 154,000 | $ 46,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 334,000 | $ 111,000 | $ 82,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 788,000 | $ 262,000 | $ 98,000 |
| WICHITA FALLS, TX | 3 | $ 389,000 | $ 129,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 362,000 | $ 181,000 | $ 70,000 |
| ASHEVILLE, NC | 2 | $ 278,000 | $ 139,000 | $ 44,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 2 | $ 535,000 | $ 267,000 | $ 12,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 512,000 | $ 256,000 | $ 0 |
| GADSDEN, AL | 2 | $ 395,000 | $ 197,000 | $ 42,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 225,000 | $ 112,000 | $ 34,000 |
| JOPLIN, MO | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| KNOXVILLE, TN | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| LUBBOCK, TX | 2 | $ 254,000 | $ 127,000 | $ 68,000 |
| MONTGOMERY, AL | 2 | $ 203,000 | $ 101,000 | $ 48,000 |
| PALM COAST, FL | 2 | $ 174,000 | $ 87,000 | $ 27,000 |
| PITTSBURGH, PA | 2 | $ 177,000 | $ 88,000 | $ 38,000 |
| PRESCOTT, AZ | 2 | $ 504,000 | $ 252,000 | $ 50,000 |
| READING, PA | 2 | $ 469,000 | $ 234,000 | $ 27,000 |
| ROME, GA | 2 | $ 417,000 | $ 208,000 | $ 68,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 673,000 | $ 336,000 | $ 122,000 |
| ALBANY, GA | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| ALEXANDRIA, LA | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| BEND, OR | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| BRADENTON-SARASOTA-VENICE, FL | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| CLARKSVILLE, TN-KY | 1 | $ 166,000 | $ 166,000 | $ 37,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 169,000 | $ 169,000 | $ 36,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| GOLDSBORO, NC | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| GULFPORT-BILOXI, MS | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| HANFORD-CORCORAN, CA | 1 | $ 198,000 | $ 198,000 | $ 24,000 |
| HOT SPRINGS, AR | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| JACKSON, TN | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| JACKSONVILLE, NC | 1 | $ 209,000 | $ 209,000 | $ 65,000 |
| JONESBORO, AR | 1 | $ 111,000 | $ 111,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 206,000 | $ 206,000 | $ 86,000 |
| LEWISTON, ID-WA | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| MONROE, LA | 1 | $ 134,000 | $ 134,000 | $ 140,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| ODESSA, TX | 1 | $ 184,000 | $ 184,000 | $ 225,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
| PINE BLUFF, AR | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| PORT ST. LUCIE, FL | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| PUNTA GORDA, FL | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| ROANOKE, VA | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| ROCKY MOUNT, NC | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| SALISBURY, MD | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| SALT LAKE CITY, UT | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| SAN ANGELO, TX | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 633,000 | $ 633,000 | $ 177,000 |
| STATE COLLEGE, PA | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| YAKIMA, WA | 1 | $ 229,000 | $ 229,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Americahomekey, Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,312 | $1,565,844,000 | $168,000 | $863,000 | $67,000 | $6,667,000 |
| Refinancing | 3,518 | $724,872,000 | $206,000 | $741,000 | $78,000 | $2,424,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,154 | $1,360,352,000 | $190,000 | $743,000 | $78,000 | $6,667,000 |
| Hispanic | 2,772 | $436,618,000 | $157,000 | $746,000 | $58,000 | $1,654,000 |
| Black or African American | 1,882 | $280,680,000 | $149,000 | $863,000 | $52,000 | $2,424,000 |
| Asian | 491 | $109,242,000 | $222,000 | $730,000 | $85,000 | $1,200,000 |
| Not Provided | 434 | $84,389,000 | $194,000 | $741,000 | $73,000 | $999,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $12,007,000 | $214,000 | $430,000 | $72,000 | $280,000 |
| American Indian or Alaskan Native | 38 | $6,226,000 | $163,000 | $358,000 | $49,000 | $131,000 |
| Not applicable | 3 | $1,202,000 | $400,000 | $629,000 | $23,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 8,130 | $1,349,774,000 | $166,000 | $746,000 | $58,000 | $6,667,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,274 | $679,614,000 | $207,000 | $863,000 | $104,000 | $2,090,000 |
| VA-guaranteed (Veterans Administration) | 1,006 | $207,097,000 | $205,000 | $540,000 | $65,000 | $520,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 420 | $54,231,000 | $129,000 | $259,000 | $41,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,751 | $1,857,290,000 | $172,000 | $746,000 | $69,000 | $2,424,000 |
| Application Withdrawn By Applicant | 728 | $152,657,000 | $209,000 | $863,000 | $66,000 | $1,654,000 |
| Application Approved But Not Accepted | 569 | $123,471,000 | $216,000 | $743,000 | $79,000 | $1,200,000 |
| Application Denied By Financial Institution | 536 | $105,081,000 | $196,000 | $741,000 | $69,000 | $581,000 |
| File Closed For Incompleteness | 212 | $46,461,000 | $219,000 | $738,000 | $87,000 | $6,667,000 |
| Loan Purchased By The Institution | 21 | $3,753,000 | $178,000 | $369,000 | $53,000 | $116,000 |
| Preapproval Denied by Financial Institution | 12 | $1,875,000 | $156,000 | $336,000 | $55,000 | $128,000 |
| Preapproval Approved but not Accepted | 1 | $128,000 | $128,000 | $128,000 | $76,000 | $76,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 161 | $33,395,000 | $207,000 | $725,000 | $62,000 | $438,000 |
| Credit History | 117 | $22,191,000 | $189,000 | $630,000 | $60,000 | $333,000 |
| Collateral | 92 | $18,650,000 | $202,000 | $625,000 | $83,000 | $418,000 |
| Other | 79 | $14,402,000 | $182,000 | $472,000 | $79,000 | $581,000 |
| Employment History | 44 | $7,517,000 | $170,000 | $417,000 | $57,000 | $207,000 |
| Unverifiable Information | 40 | $7,677,000 | $191,000 | $741,000 | $81,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,049,000 | $256,000 | $430,000 | $74,000 | $111,000 |
| Mortgage Insurance Denied | 4 | $650,000 | $162,000 | $344,000 | $47,000 | $77,000 |
| Credit Application Incomplete | 2 | $322,000 | $161,000 | $276,000 | $61,000 | $108,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americahomekey, Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americahomekey, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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