American Express Centurion Bk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
American Express Centurion Bk 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Express Centurion Bk 4315 South 2700 West Salt Lake City, UT 84184 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 202 |
| Total Mortgage Loan Application Amount | $10,903,000 |
| Average Mortgage Loan Application Amount | $50,166 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $103,458 |
| Highest Applicant Income | $840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with American Express Centurion Bk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Express Centurion Bk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down American Express Centurion Bk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Express Centurion Bk serves its applicants.
Each category highlights the total number of mortgage applications processed by American Express Centurion Bk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Express Centurion Bk's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 12 | $ 672,000 | $ 56,000 | $ 80,000 |
| Miami-Dade County Florida | 8 | $ 284,000 | $ 35,000 | $ 65,000 |
| Queens County New York | 5 | $ 548,000 | $ 109,000 | $ 67,000 |
| Richmond County New York | 5 | $ 389,000 | $ 77,000 | $ 91,000 |
| Maricopa County Arizona | 4 | $ 150,000 | $ 37,000 | $ 80,000 |
| Fairfield County Connecticut | 4 | $ 210,000 | $ 52,000 | $ 70,000 |
| Pima County Arizona | 3 | $ 152,000 | $ 50,000 | $ 77,000 |
| Orange County California | 3 | $ 242,000 | $ 80,000 | $ 76,000 |
| Riverside County California | 3 | $ 120,000 | $ 40,000 | $ 85,000 |
| Ventura County California | 3 | $ 220,000 | $ 73,000 | $ 104,000 |
| New Haven County Connecticut | 3 | $ 121,000 | $ 40,000 | $ 50,000 |
| Broward County Florida | 3 | $ 288,000 | $ 96,000 | $ 90,000 |
| Essex County Massachusetts | 3 | $ 140,000 | $ 46,000 | $ 62,000 |
| Kings County New York | 3 | $ 258,000 | $ 86,000 | $ 107,000 |
| Monroe County Pennsylvania | 3 | $ 299,000 | $ 99,000 | $ 112,000 |
| Fairfax County Virginia | 3 | $ 100,000 | $ 33,000 | $ 62,000 |
| Contra Costa County California | 2 | $ 90,000 | $ 45,000 | $ 141,000 |
| Fresno County California | 2 | $ 135,000 | $ 67,000 | $ 66,000 |
| Placer County California | 2 | $ 166,000 | $ 83,000 | $ 104,000 |
| San Bernardino County California | 2 | $ 290,000 | $ 145,000 | $ 336,000 |
| San Diego County California | 2 | $ 115,000 | $ 57,000 | $ 195,000 |
| San Joaquin County California | 2 | $ 61,000 | $ 30,000 | $ 91,000 |
| Solano County California | 2 | $ 56,000 | $ 28,000 | $ 74,000 |
| Hartford County Connecticut | 2 | $ 47,000 | $ 23,000 | $ 54,000 |
| New Castle County Delaware | 2 | $ 73,000 | $ 36,000 | $ 99,000 |
| Honolulu County Hawaii | 2 | $ 75,000 | $ 37,000 | $ 107,000 |
| Johnson County Kansas | 2 | $ 163,000 | $ 81,000 | $ 317,000 |
| Jefferson County Louisiana | 2 | $ 192,000 | $ 96,000 | $ 28,000 |
| Middlesex County Massachusetts | 2 | $ 94,000 | $ 47,000 | $ 118,000 |
| Plymouth County Massachusetts | 2 | $ 105,000 | $ 52,000 | $ 71,000 |
| Nassau County New York | 2 | $ 190,000 | $ 95,000 | $ 103,000 |
| Orange County New York | 2 | $ 100,000 | $ 50,000 | $ 220,000 |
| Warren County Ohio | 2 | $ 52,000 | $ 26,000 | $ 47,000 |
| Allegheny County Pennsylvania | 2 | $ 44,000 | $ 22,000 | $ 37,000 |
| Montgomery County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 99,000 |
| Chelan County Washington | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Houston County Alabama | 1 | $ 24,000 | $ 24,000 | $ 98,000 |
| Madison County Alabama | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Montgomery County Alabama | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Walker County Alabama | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| Anchorage County Alaska | 1 | $ 24,000 | $ 24,000 | $ 130,000 |
| Fairbanks North Star County Alaska | 1 | $ 50,000 | $ 50,000 | $ 220,000 |
| Yavapai County Arizona | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Benton County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 40,000 |
| Alameda County California | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Kern County California | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| Merced County California | 1 | $ 20,000 | $ 20,000 | $ 99,000 |
| Santa Clara County California | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Santa Cruz County California | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Sonoma County California | 1 | $ 61,000 | $ 61,000 | $ 70,000 |
| Yolo County California | 1 | $ 94,000 | $ 94,000 | $ 124,000 |
| Yuba County California | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Litchfield County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Windham County Connecticut | 1 | $ 48,000 | $ 48,000 | $ 64,000 |
| Kent County Delaware | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Escambia County Florida | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Flagler County Florida | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Hernando County Florida | 1 | $ 36,000 | $ 36,000 | $ 95,000 |
| Lee County Florida | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Leon County Florida | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Palm Beach County Florida | 1 | $ 40,000 | $ 40,000 | $ 112,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| St. Lucie County Florida | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Suwannee County Florida | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Volusia County Florida | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Gooding County Idaho | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Hamilton County Indiana | 1 | $ 20,000 | $ 20,000 | $ 125,000 |
| Johnson County Indiana | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 33,000 | $ 33,000 | $ 86,000 |
| Martin County Indiana | 1 | $ 38,000 | $ 38,000 | $ 118,000 |
| Tippecanoe County Indiana | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Warrick County Indiana | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Wyandotte County Kansas | 1 | $ 34,000 | $ 34,000 | $ 41,000 |
| Jefferson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Bossier County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 220,000 |
| Lafourche County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Orleans County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 345,000 |
| Cumberland County Maine | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Barnstable County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Bristol County Massachusetts | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Worcester County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Harrison County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Douglas County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| San Miguel County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 100,000 |
| Sandoval County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Bronx County New York | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Erie County New York | 1 | $ 48,000 | $ 48,000 | $ 83,000 |
| Jefferson County New York | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Putnam County New York | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Suffolk County New York | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Ulster County New York | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Westchester County New York | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Rolette County North Dakota | 1 | $ 69,000 | $ 69,000 | $ 95,000 |
| Franklin County Ohio | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Hamilton County Ohio | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Lawrence County Ohio | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Montgomery County Ohio | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Garvin County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Oklahoma County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 102,000 |
| Okmulgee County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Deschutes County Oregon | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
| Douglas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Butler County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Chester County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 85,000 |
| Lehigh County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 116,000 |
| Northampton County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Wayne County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 106,000 |
| York County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Codington County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Davidson County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Haywood County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Shelby County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 294,000 |
| Wilson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 840,000 |
| Salt Lake County Utah | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
| Chesapeake County Virginia | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Henrico County Virginia | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Shenandoah County Virginia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Virginia Beach County Virginia | 1 | $ 28,000 | $ 28,000 | $ 112,000 |
| Clark County Washington | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Grant County Washington | 1 | $ 40,000 | $ 40,000 | $ 150,000 |
| Mason County Washington | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Whatcom County Washington | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Hampshire County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for American Express Centurion Bk in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 101 | $5,239,000 | $42,227 | $250,000 | $126,545 | $840,000 |
| Refinancing | 101 | $5,664,000 | $56,884 | $224,000 | $83,923 | $294,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 92 | $4,593,000 | $50,928 | $175,000 | $106,678 | $840,000 |
| Not Provided | 59 | $3,228,000 | $43,352 | $224,000 | $77,941 | $250,000 |
| Hispanic | 24 | $1,357,000 | $62,000 | $210,000 | $90,625 | $174,000 |
| Black or African American | 16 | $833,000 | $45,416 | $168,000 | $63,750 | $106,000 |
| Asian | 8 | $427,000 | $45,200 | $100,000 | $75,800 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $465,000 | $120,000 | $250,000 | $230,000 | $600,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 202 | $10,903,000 | $50,656 | $250,000 | $93,968 | $840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 96 | $5,119,000 | $50,086 | $250,000 | $90,652 | $840,000 |
| Loan Originated | 90 | $4,850,000 | $42,400 | $165,000 | $90,400 | $540,000 |
| Application Withdrawn By Applicant | 16 | $934,000 | $64,000 | $224,000 | $90,333 | $220,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 48 | $2,334,000 | $51,842 | $250,000 | $121,631 | $840,000 |
| Debt-To-Income Ratio | 37 | $2,125,000 | $45,000 | $210,000 | $51,400 | $250,000 |
| Collateral | 7 | $444,000 | $63,428 | $150,000 | $140,285 | $294,000 |
| Other | 4 | $216,000 | $54,000 | $100,000 | $43,500 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Express Centurion Bk's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Express Centurion Bk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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