American Finance House Lariba 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 548 |
| Total Mortgage Loan Application Amount | $109,980,000 |
| Average Mortgage Loan Application Amount | $200,500 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,107,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 44 | $ 6,626,000 | $ 150,000 | $ 79,000 |
| Harris County Texas | 43 | $ 5,571,000 | $ 129,000 | $ 72,000 |
| Collin County Texas | 35 | $ 7,050,000 | $ 201,000 | $ 96,000 |
| Fort Bend County Texas | 30 | $ 5,932,000 | $ 197,000 | $ 92,000 |
| Tarrant County Texas | 15 | $ 2,542,000 | $ 169,000 | $ 81,000 |
| Gwinnett County Georgia | 13 | $ 2,401,000 | $ 184,000 | $ 93,000 |
| DeKalb County Georgia | 11 | $ 1,716,000 | $ 156,000 | $ 55,000 |
| Los Angeles County California | 10 | $ 3,657,000 | $ 365,000 | $ 135,000 |
| Fulton County Georgia | 9 | $ 2,000,000 | $ 222,000 | $ 74,000 |
| Fairfax County Virginia | 9 | $ 3,522,000 | $ 391,000 | $ 123,000 |
| Hillsborough County Florida | 8 | $ 1,205,000 | $ 150,000 | $ 81,000 |
| Montgomery County Maryland | 8 | $ 2,556,000 | $ 319,000 | $ 99,000 |
| Wake County North Carolina | 8 | $ 1,603,000 | $ 200,000 | $ 89,000 |
| Wayne County Michigan | 7 | $ 810,000 | $ 115,000 | $ 77,000 |
| St. Louis County Missouri | 7 | $ 2,631,000 | $ 375,000 | $ 216,000 |
| Tulsa County Oklahoma | 7 | $ 836,000 | $ 119,000 | $ 64,000 |
| Johnson County Kansas | 6 | $ 1,402,000 | $ 233,000 | $ 81,000 |
| Davidson County Tennessee | 6 | $ 539,000 | $ 89,000 | $ 39,000 |
| Fairfield County Connecticut | 5 | $ 1,569,000 | $ 313,000 | $ 100,000 |
| Broward County Florida | 5 | $ 1,469,000 | $ 293,000 | $ 106,000 |
| Cobb County Georgia | 5 | $ 855,000 | $ 171,000 | $ 90,000 |
| Baltimore County Maryland | 5 | $ 1,050,000 | $ 210,000 | $ 83,000 |
| King County Washington | 5 | $ 1,083,000 | $ 216,000 | $ 71,000 |
| Santa Clara County California | 4 | $ 1,579,000 | $ 394,000 | $ 116,000 |
| Arapahoe County Colorado | 4 | $ 482,000 | $ 120,000 | $ 37,000 |
| Hartford County Connecticut | 4 | $ 1,113,000 | $ 278,000 | $ 70,000 |
| Orange County Florida | 4 | $ 777,000 | $ 194,000 | $ 41,000 |
| Polk County Iowa | 4 | $ 546,000 | $ 136,000 | $ 60,000 |
| Cuyahoga County Ohio | 4 | $ 867,000 | $ 216,000 | $ 111,000 |
| Franklin County Ohio | 4 | $ 546,000 | $ 136,000 | $ 76,000 |
| Oklahoma County Oklahoma | 4 | $ 617,000 | $ 154,000 | $ 80,000 |
| Montgomery County Texas | 4 | $ 954,000 | $ 238,000 | $ 144,000 |
| Williamson County Texas | 4 | $ 870,000 | $ 217,000 | $ 89,000 |
| Milwaukee County Wisconsin | 4 | $ 597,000 | $ 149,000 | $ 71,000 |
| Alameda County California | 3 | $ 799,000 | $ 266,000 | $ 88,000 |
| San Diego County California | 3 | $ 983,000 | $ 327,000 | $ 96,000 |
| Leon County Florida | 3 | $ 532,000 | $ 177,000 | $ 198,000 |
| Miami-Dade County Florida | 3 | $ 881,000 | $ 293,000 | $ 66,000 |
| Sedgwick County Kansas | 3 | $ 500,000 | $ 166,000 | $ 101,000 |
| Prince George's County Maryland | 3 | $ 1,004,000 | $ 334,000 | $ 68,000 |
| Hennepin County Minnesota | 3 | $ 634,000 | $ 211,000 | $ 75,000 |
| Boone County Missouri | 3 | $ 488,000 | $ 162,000 | $ 43,000 |
| Douglas County Nebraska | 3 | $ 361,000 | $ 120,000 | $ 81,000 |
| Bernalillo County New Mexico | 3 | $ 581,000 | $ 193,000 | $ 73,000 |
| Mecklenburg County North Carolina | 3 | $ 268,000 | $ 89,000 | $ 26,000 |
| Greene County Ohio | 3 | $ 691,000 | $ 230,000 | $ 166,000 |
| Washington County Oregon | 3 | $ 576,000 | $ 192,000 | $ 82,000 |
| Rutherford County Tennessee | 3 | $ 482,000 | $ 160,000 | $ 42,000 |
| Galveston County Texas | 3 | $ 532,000 | $ 177,000 | $ 113,000 |
| Fresno County California | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Sacramento County California | 2 | $ 625,000 | $ 312,000 | $ 83,000 |
| San Joaquin County California | 2 | $ 435,000 | $ 217,000 | $ 85,000 |
| Douglas County Colorado | 2 | $ 546,000 | $ 273,000 | $ 222,000 |
| New Haven County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Hernando County Florida | 2 | $ 304,000 | $ 152,000 | $ 173,000 |
| Lee County Florida | 2 | $ 486,000 | $ 243,000 | $ 174,000 |
| Palm Beach County Florida | 2 | $ 644,000 | $ 322,000 | $ 153,000 |
| Seminole County Florida | 2 | $ 410,000 | $ 205,000 | $ 56,000 |
| Columbia County Georgia | 2 | $ 324,000 | $ 162,000 | $ 62,000 |
| Hamilton County Indiana | 2 | $ 415,000 | $ 207,000 | $ 81,000 |
| Frederick County Maryland | 2 | $ 468,000 | $ 234,000 | $ 111,000 |
| Middlesex County Massachusetts | 2 | $ 840,000 | $ 420,000 | $ 119,000 |
| Norfolk County Massachusetts | 2 | $ 489,000 | $ 244,000 | $ 71,000 |
| Washington County Minnesota | 2 | $ 374,000 | $ 187,000 | $ 46,000 |
| Jackson County Missouri | 2 | $ 405,000 | $ 202,000 | $ 72,000 |
| Eddy County New Mexico | 2 | $ 519,000 | $ 259,000 | $ 184,000 |
| Forsyth County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 52,000 |
| New Hanover County North Carolina | 2 | $ 169,000 | $ 84,000 | $ 84,000 |
| Carter County Oklahoma | 2 | $ 162,000 | $ 81,000 | $ 43,000 |
| Cleveland County Oklahoma | 2 | $ 297,000 | $ 148,000 | $ 134,000 |
| Multnomah County Oregon | 2 | $ 510,000 | $ 255,000 | $ 120,000 |
| Richland County South Carolina | 2 | $ 398,000 | $ 199,000 | $ 85,000 |
| Knox County Tennessee | 2 | $ 272,000 | $ 136,000 | $ 41,000 |
| Shelby County Tennessee | 2 | $ 247,000 | $ 123,000 | $ 63,000 |
| Williamson County Tennessee | 2 | $ 732,000 | $ 366,000 | $ 164,000 |
| Jefferson County Texas | 2 | $ 72,000 | $ 36,000 | $ 84,000 |
| Loudoun County Virginia | 2 | $ 724,000 | $ 362,000 | $ 147,000 |
| Prince William County Virginia | 2 | $ 737,000 | $ 368,000 | $ 112,000 |
| Winchester County Virginia | 2 | $ 829,000 | $ 414,000 | $ 99,000 |
| Benton County Washington | 2 | $ 319,000 | $ 159,000 | $ 71,000 |
| Pierce County Washington | 2 | $ 413,000 | $ 206,000 | $ 91,000 |
| Snohomish County Washington | 2 | $ 760,000 | $ 380,000 | $ 91,000 |
| Carroll County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 109,000 |
| Faulkner County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 110,000 |
| Johnson County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Pulaski County Arkansas | 1 | $ 360,000 | $ 360,000 | $ 160,000 |
| Sebastian County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Kern County California | 1 | $ 260,000 | $ 260,000 | $ 46,000 |
| Placer County California | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| San Francisco County California | 1 | $ 675,000 | $ 675,000 | $ 1,107,000 |
| Yolo County California | 1 | $ 415,000 | $ 415,000 | $ 72,000 |
| Denver County Colorado | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Jefferson County Colorado | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Bay County Florida | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Lake County Florida | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Martin County Florida | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 264,000 | $ 264,000 | $ 87,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 15,000 |
| Polk County Florida | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Santa Rosa County Florida | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| St. Johns County Florida | 1 | $ 333,000 | $ 333,000 | $ 115,000 |
| Bibb County Georgia | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Dawson County Georgia | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| Douglas County Georgia | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Forsyth County Georgia | 1 | $ 154,000 | $ 154,000 | $ 62,000 |
| Oconee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Richmond County Georgia | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Honolulu County Hawaii | 1 | $ 257,000 | $ 257,000 | $ 70,000 |
| Canyon County Idaho | 1 | $ 189,000 | $ 189,000 | $ 37,000 |
| LaGrange County Indiana | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Vigo County Indiana | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Johnson County Iowa | 1 | $ 213,000 | $ 213,000 | $ 88,000 |
| Linn County Iowa | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Scott County Iowa | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Saline County Kansas | 1 | $ 99,000 | $ 99,000 | $ 323,000 |
| Carroll County Maryland | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Charles County Maryland | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Harford County Maryland | 1 | $ 219,000 | $ 219,000 | $ 36,000 |
| Wicomico County Maryland | 1 | $ 197,000 | $ 197,000 | $ 85,000 |
| Essex County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Hampden County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Worcester County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Kalamazoo County Michigan | 1 | $ 417,000 | $ 417,000 | $ 226,000 |
| Macomb County Michigan | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Menominee County Michigan | 1 | $ 78,000 | $ 78,000 | $ 360,000 |
| Washtenaw County Michigan | 1 | $ 246,000 | $ 246,000 | $ 148,000 |
| Anoka County Minnesota | 1 | $ 311,000 | $ 311,000 | $ 66,000 |
| Clay County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Ramsey County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 48,000 |
| Scott County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| St. Louis County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Rockingham County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Cabarrus County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Cumberland County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Duplin County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Guilford County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Union County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 84,000 |
| Butler County Ohio | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Montgomery County Ohio | 1 | $ 370,000 | $ 370,000 | $ 120,000 |
| McCurtain County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 113,000 |
| Clackamas County Oregon | 1 | $ 320,000 | $ 320,000 | $ 74,000 |
| Polk County Oregon | 1 | $ 382,000 | $ 382,000 | $ 174,000 |
| Northampton County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Cherokee County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Chesterfield County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 199,000 |
| Greenville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Horry County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Pickens County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 300,000 |
| York County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
| Hamilton County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Anderson County Texas | 1 | $ 79,000 | $ 79,000 | $ 87,000 |
| Archer County Texas | 1 | $ 133,000 | $ 133,000 | $ 135,000 |
| Austin County Texas | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Bell County Texas | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Bexar County Texas | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Blanco County Texas | 1 | $ 156,000 | $ 156,000 | $ 90,000 |
| Brazos County Texas | 1 | $ 80,000 | $ 80,000 | $ 86,000 |
| Cameron County Texas | 1 | $ 322,000 | $ 322,000 | $ 152,000 |
| Denton County Texas | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| Gregg County Texas | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Hunt County Texas | 1 | $ 208,000 | $ 208,000 | $ 71,000 |
| McLennan County Texas | 1 | $ 164,000 | $ 164,000 | $ 64,000 |
| Rockwall County Texas | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Wichita County Texas | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Bedford County Virginia | 1 | $ 90,000 | $ 90,000 | $ 131,000 |
| Chesterfield County Virginia | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Thurston County Washington | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Eau Claire County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Kenosha County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 93,000 |
| Marinette County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 410,000 |
| Racine County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 62,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 395 | $78,946,000 | $199,000 | $1,250,000 | $95,000 | $1,107,000 |
| Refinancing | 153 | $31,034,000 | $202,000 | $688,000 | $83,000 | $410,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 334 | $68,669,000 | $205,000 | $675,000 | $96,000 | $1,107,000 |
| White | 108 | $22,355,000 | $206,000 | $1,250,000 | $94,000 | $840,000 |
| Black or African American | 74 | $13,165,000 | $177,000 | $448,000 | $67,000 | $276,000 |
| Not Provided | 21 | $3,659,000 | $174,000 | $409,000 | $98,000 | $410,000 |
| Hispanic | 7 | $1,340,000 | $191,000 | $417,000 | $72,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $679,000 | $226,000 | $264,000 | $72,000 | $96,000 |
| American Indian or Alaskan Native | 1 | $113,000 | $113,000 | $113,000 | $84,000 | $84,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 548 | $109,980,000 | $200,000 | $1,250,000 | $91,000 | $1,107,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 269 | $50,569,000 | $187,000 | $417,000 | $94,000 | $499,000 |
| Application Withdrawn By Applicant | 161 | $35,845,000 | $222,000 | $1,250,000 | $105,000 | $1,107,000 |
| Application Denied By Financial Institution | 114 | $22,712,000 | $199,000 | $799,000 | $68,000 | $300,000 |
| Application Approved But Not Accepted | 4 | $854,000 | $213,000 | $348,000 | $75,000 | $100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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