American Finance House Lariba Mortgage Lending & HMDA Data, 2011

In 2011, American Finance House Lariba of Whittier, CA reported 568 mortgage applications totaling $112.0 million, up 6% from 2010. The average application was for $197,160, and applicants reported an average income of $112,315. 61% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Dallas-Plano-Irving, TX (129), Houston-Sugar Land-Baytown, TX (70) and Atlanta-Sandy Springs-Marietta, GA (37) (applications in parentheses).

Mortgage Company & Address American Finance House Lariba
15141 E Whittier Blvd, Suite 400
Whittier, CA 90603
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 568
Total Mortgage Loan Application Amount $111,987,000
Average Mortgage Loan Application Amount $197,160
Highest Mortgage Loan Application Amount $730,000
Average Applicant Income $112,315
Highest Applicant Income $780,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Finance House Lariba filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Finance House Lariba by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 74 $ 12,834,000 $ 173,432 $ 111,000
Collin, Texas 46 $ 8,244,000 $ 179,217 $ 109,000
Harris, Texas 44 $ 6,202,000 $ 140,954 $ 87,000
Fort Bend, Texas 19 $ 3,343,000 $ 175,947 $ 104,000
Fulton, Georgia 13 $ 2,162,000 $ 166,307 $ 84,000
Alameda, California 11 $ 3,704,000 $ 336,727 $ 142,000
Davidson, Tennessee 11 $ 1,678,000 $ 152,545 $ 73,000
Maricopa, Arizona 10 $ 1,908,000 $ 190,800 $ 199,000
Los Angeles, California 10 $ 2,996,000 $ 299,600 $ 137,000
Sacramento, California 10 $ 2,730,000 $ 273,000 $ 113,000
Santa Clara, California 10 $ 4,769,000 $ 476,900 $ 152,000
Gwinnett, Georgia 10 $ 1,282,000 $ 128,200 $ 89,000
Williamson, Texas 10 $ 1,877,000 $ 187,700 $ 139,000
Middlesex, New Jersey 9 $ 2,690,000 $ 298,888 $ 142,000
Tarrant, Texas 9 $ 1,424,000 $ 158,222 $ 101,000
Fairfax, Virginia 9 $ 3,186,000 $ 354,000 $ 142,000
Riverside, California 7 $ 1,582,000 $ 226,000 $ 111,000
Orange, Florida 7 $ 1,280,000 $ 182,857 $ 167,000
Denton, Texas 7 $ 1,228,000 $ 175,428 $ 98,000
San Bernardino, California 6 $ 1,395,000 $ 232,500 $ 103,000
San Diego, California 6 $ 1,491,000 $ 248,500 $ 111,000
Cobb, Georgia 6 $ 1,177,000 $ 196,166 $ 77,000
Wake, North Carolina 6 $ 1,342,000 $ 223,666 $ 101,000
Tulsa, Oklahoma 6 $ 1,059,000 $ 176,500 $ 129,000
King, Washington 6 $ 1,366,000 $ 227,666 $ 74,000
Contra Costa, California 5 $ 971,000 $ 194,200 $ 83,000
Orange, California 5 $ 1,752,000 $ 350,400 $ 102,000
Hartford, Connecticut 5 $ 815,000 $ 163,000 $ 58,000
Hillsborough, Florida 5 $ 893,000 $ 178,600 $ 113,000
Wayne, Michigan 5 $ 739,000 $ 147,800 $ 76,000
Shelby, Tennessee 5 $ 1,164,000 $ 232,800 $ 157,000
San Joaquin, California 4 $ 936,000 $ 234,000 $ 89,000
Palm Beach, Florida 4 $ 797,000 $ 199,250 $ 143,000
Baltimore, Maryland 4 $ 801,000 $ 200,250 $ 109,000
Oakland, Michigan 4 $ 724,000 $ 181,000 $ 260,000
Hennepin, Minnesota 4 $ 311,000 $ 77,750 $ 44,000
Travis, Texas 4 $ 851,000 $ 212,750 $ 115,000
Loudoun, Virginia 4 $ 742,000 $ 185,500 $ 93,000
Solano, California 3 $ 465,000 $ 155,000 $ 85,000
Broward, Florida 3 $ 435,000 $ 145,000 $ 49,000
DeKalb, Georgia 3 $ 198,000 $ 66,000 $ 76,000
Marion, Indiana 3 $ 668,000 $ 222,666 $ 167,000
Middlesex, Massachusetts 3 $ 608,000 $ 202,666 $ 64,000
Norfolk, Massachusetts 3 $ 1,003,000 $ 334,333 $ 277,000
Washtenaw, Michigan 3 $ 488,000 $ 162,666 $ 75,000
Cabarrus, North Carolina 3 $ 693,000 $ 231,000 $ 149,000
Oklahoma, Oklahoma 3 $ 539,000 $ 179,666 $ 68,000
Brazoria, Texas 3 $ 330,000 $ 110,000 $ 143,000
Montgomery, Texas 3 $ 270,000 $ 90,000 $ 57,000
Fresno, California 2 $ 401,000 $ 200,500 $ 110,000
Placer, California 2 $ 380,000 $ 190,000 $ 59,000
New Haven, Connecticut 2 $ 404,000 $ 202,000 $ 62,000
New Castle, Delaware 2 $ 297,000 $ 148,500 $ 98,000
Hernando, Florida 2 $ 618,000 $ 309,000 $ 517,000
Lake, Florida 2 $ 397,000 $ 198,500 $ 136,000
Coweta, Georgia 2 $ 314,000 $ 157,000 $ 93,000
Boone, Indiana 2 $ 642,000 $ 321,000 $ 217,000
Jefferson, Louisiana 2 $ 257,000 $ 128,500 $ 98,000
Montgomery, Maryland 2 $ 1,328,000 $ 664,000 $ 202,000
Prince George's, Maryland 2 $ 447,000 $ 223,500 $ 208,000
Worcester, Massachusetts 2 $ 204,000 $ 102,000 $ 74,000
Morris, New Jersey 2 $ 305,000 $ 152,500 $ 82,000
Mecklenburg, North Carolina 2 $ 346,000 $ 173,000 $ 56,000
Carter, Oklahoma 2 $ 292,000 $ 146,000 $ 204,000
Washington, Oregon 2 $ 570,000 $ 285,000 $ 91,000
Greenville, South Carolina 2 $ 184,000 $ 92,000 $ 47,000
Richland, South Carolina 2 $ 478,000 $ 239,000 $ 130,000
El Paso, Texas 2 $ 178,000 $ 89,000 $ 158,000
Kaufman, Texas 2 $ 126,000 $ 63,000 $ 102,000
Prince William, Virginia 2 $ 451,000 $ 225,500 $ 82,000
Benton, Washington 2 $ 402,000 $ 201,000 $ 107,000
Lee, Alabama 1 $ 63,000 $ 63,000 $ 55,000
Limestone, Alabama 1 $ 253,000 $ 253,000 $ 144,000
Montgomery, Alabama 1 $ 250,000 $ 250,000 $ 190,000
Shelby, Alabama 1 $ 147,000 $ 147,000 $ 97,000
Coconino, Arizona 1 $ 90,000 $ 90,000 $ 190,000
Pima, Arizona 1 $ 194,000 $ 194,000 $ 95,000
Napa, California 1 $ 148,000 $ 148,000 $ 107,000
Sonoma, California 1 $ 213,000 $ 213,000 $ 56,000
Fairfield, Connecticut 1 $ 100,000 $ 100,000 $ 95,000
Windham, Connecticut 1 $ 181,000 $ 181,000 $ 58,000
Alachua, Florida 1 $ 60,000 $ 60,000 $ 28,000
Duval, Florida 1 $ 136,000 $ 136,000 $ 80,000
Leon, Florida 1 $ 417,000 $ 417,000 $ 169,000
Bibb, Georgia 1 $ 66,000 $ 66,000 $ 68,000
Columbia, Georgia 1 $ 87,000 $ 87,000 $ 45,000
Douglas, Georgia 1 $ 70,000 $ 70,000 $ 44,000
Fayette, Georgia 1 $ 139,000 $ 139,000 $ 78,000
Floyd, Georgia 1 $ 120,000 $ 120,000 $ 19,000
Harris, Georgia 1 $ 228,000 $ 228,000 $ 101,000
Henry, Georgia 1 $ 134,000 $ 134,000 $ 432,000
Monroe, Georgia 1 $ 197,000 $ 197,000 $ 53,000
Richmond, Georgia 1 $ 88,000 $ 88,000 $ 45,000
Champaign, Illinois 1 $ 169,000 $ 169,000 $ 41,000
Hamilton, Indiana 1 $ 125,000 $ 125,000 $ 65,000
St. Joseph, Indiana 1 $ 129,000 $ 129,000 $ 90,000
Linn, Iowa 1 $ 252,000 $ 252,000 $ 72,000
Polk, Iowa 1 $ 75,000 $ 75,000 $ 63,000
Calcasieu, Louisiana 1 $ 276,000 $ 276,000 $ 190,000
Baltimore City, Maryland 1 $ 69,000 $ 69,000 $ 93,000
Cecil, Maryland 1 $ 248,000 $ 248,000 $ 315,000
Charles, Maryland 1 $ 128,000 $ 128,000 $ 69,000
Hampden, Massachusetts 1 $ 280,000 $ 280,000 $ 89,000
Plymouth, Massachusetts 1 $ 237,000 $ 237,000 $ 88,000
Suffolk, Massachusetts 1 $ 30,000 $ 30,000 $ 12,000
Kent, Michigan 1 $ 135,000 $ 135,000 $ 111,000
Macomb, Michigan 1 $ 143,000 $ 143,000 $ 147,000
Camden, New Jersey 1 $ 324,000 $ 324,000 $ 165,000
Essex, New Jersey 1 $ 414,000 $ 414,000 $ 194,000
Hudson, New Jersey 1 $ 94,000 $ 94,000 $ 77,000
Mercer, New Jersey 1 $ 230,000 $ 230,000 $ 111,000
Passaic, New Jersey 1 $ 625,000 $ 625,000 $ 256,000
Cumberland, North Carolina 1 $ 95,000 $ 95,000 $ 117,000
Durham, North Carolina 1 $ 118,000 $ 118,000 $ 70,000
Forsyth, North Carolina 1 $ 160,000 $ 160,000 $ 49,000
Guilford, North Carolina 1 $ 122,000 $ 122,000 $ 66,000
Cleveland, Oklahoma 1 $ 66,000 $ 66,000 $ 104,000
Multnomah, Oregon 1 $ 182,000 $ 182,000 $ 50,000
Hamilton, Tennessee 1 $ 268,000 $ 268,000 $ 75,000
Knox, Tennessee 1 $ 183,000 $ 183,000 $ 159,000
Putnam, Tennessee 1 $ 156,000 $ 156,000 $ 84,000
Rutherford, Tennessee 1 $ 250,000 $ 250,000 $ 51,000
Williamson, Tennessee 1 $ 175,000 $ 175,000 $ 22,000
Angelina, Texas 1 $ 105,000 $ 105,000 $ 105,000
Bexar, Texas 1 $ 260,000 $ 260,000 $ 196,000
Brazos, Texas 1 $ 146,000 $ 146,000 $ 155,000
Galveston, Texas 1 $ 118,000 $ 118,000 $ 91,000
Jefferson, Texas 1 $ 70,000 $ 70,000 $ 34,000
Smith, Texas 1 $ 168,000 $ 168,000 $ 99,000
Alexandria, Virginia 1 $ 626,000 $ 626,000 $ 261,000
Arlington, Virginia 1 $ 142,000 $ 142,000 $ 89,000
Chesterfield, Virginia 1 $ 148,000 $ 148,000 $ 72,000
Henrico, Virginia 1 $ 182,000 $ 182,000 $ 112,000
Lynchburg, Virginia 1 $ 142,000 $ 142,000 $ 31,000
Newport News, Virginia 1 $ 159,000 $ 159,000 $ 33,000
Richmond City, Virginia 1 $ 38,000 $ 38,000 $ 51,000
Smyth, Virginia 1 $ 131,000 $ 131,000 $ 85,000
Winchester, Virginia 1 $ 391,000 $ 391,000 $ 304,000
Pierce, Washington 1 $ 255,000 $ 255,000 $ 48,000
Snohomish, Washington 1 $ 375,000 $ 375,000 $ 109,000
Dane, Wisconsin 1 $ 111,000 $ 111,000 $ 190,000
Waukesha, Wisconsin 1 $ 118,000 $ 118,000 $ 89,000

Mortgage Loan Application Detail Totals for American Finance House Lariba in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 319 $60,186,000 $188,000 $703,000 $111,000 $780,000
Home Purchase 249 $51,801,000 $208,000 $730,000 $114,000 $566,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 395 $78,658,000 $199,000 $625,000 $113,000 $780,000
White 95 $19,137,000 $201,000 $730,000 $119,000 $566,000
Not Provided 41 $7,934,000 $193,000 $500,000 $100,000 $432,000
Black or African American 33 $5,528,000 $167,000 $703,000 $106,000 $345,000
Hispanic 3 $334,000 $111,000 $213,000 $63,000 $86,000
Native Hawaiian or Other Pacific Islander 1 $396,000 $396,000 $396,000 $109,000 $109,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 568 $111,987,000 $197,000 $730,000 $112,000 $780,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 344 $65,632,000 $190,000 $729,000 $112,000 $780,000
Application Denied By Financial Institution 91 $18,862,000 $207,000 $703,000 $96,000 $432,000
Application Withdrawn By Applicant 50 $10,449,000 $208,000 $597,000 $119,000 $566,000
Loan Purchased By The Institution 43 $9,090,000 $211,000 $625,000 $141,000 $550,000
File Closed For Incompleteness 40 $7,954,000 $198,000 $730,000 $111,000 $480,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Finance House Lariba's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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