American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
American Finance House Lariba 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 679 |
| Total Mortgage Loan Application Amount | $146,557,000 |
| Average Mortgage Loan Application Amount | $189,333 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $3,677,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 54 | $ 8,773,000 | $ 162,000 | $ 149,000 |
| Fort Bend County Texas | 33 | $ 7,464,000 | $ 226,000 | $ 146,000 |
| Gwinnett County Georgia | 27 | $ 3,506,000 | $ 129,000 | $ 89,000 |
| Collin County Texas | 20 | $ 3,056,000 | $ 152,000 | $ 107,000 |
| Riverside County California | 18 | $ 4,022,000 | $ 223,000 | $ 92,000 |
| Orange County Florida | 18 | $ 3,436,000 | $ 190,000 | $ 141,000 |
| Dallas County Texas | 18 | $ 2,815,000 | $ 156,000 | $ 117,000 |
| Tulsa County Oklahoma | 16 | $ 2,266,000 | $ 141,000 | $ 109,000 |
| Los Angeles County California | 14 | $ 4,997,000 | $ 356,000 | $ 133,000 |
| Santa Clara County California | 14 | $ 5,317,000 | $ 379,000 | $ 178,000 |
| Macomb County Michigan | 12 | $ 999,000 | $ 83,000 | $ 44,000 |
| Travis County Texas | 12 | $ 2,203,000 | $ 183,000 | $ 129,000 |
| Contra Costa County California | 11 | $ 2,930,000 | $ 266,000 | $ 86,000 |
| Fulton County Georgia | 11 | $ 2,753,000 | $ 250,000 | $ 188,000 |
| Fairfax County Virginia | 11 | $ 4,078,000 | $ 370,000 | $ 104,000 |
| King County Washington | 11 | $ 2,842,000 | $ 258,000 | $ 92,000 |
| Broward County Florida | 10 | $ 1,803,000 | $ 180,000 | $ 90,000 |
| Marion County Indiana | 10 | $ 1,573,000 | $ 157,000 | $ 170,000 |
| Wayne County Michigan | 10 | $ 1,224,000 | $ 122,000 | $ 89,000 |
| Oklahoma County Oklahoma | 10 | $ 2,195,000 | $ 219,000 | $ 163,000 |
| Washington County Oregon | 10 | $ 2,799,000 | $ 279,000 | $ 118,000 |
| Alameda County California | 8 | $ 4,037,000 | $ 504,000 | $ 154,000 |
| Sacramento County California | 8 | $ 1,999,000 | $ 249,000 | $ 88,000 |
| San Diego County California | 8 | $ 2,975,000 | $ 371,000 | $ 118,000 |
| Cobb County Georgia | 8 | $ 1,329,000 | $ 166,000 | $ 178,000 |
| DeKalb County Georgia | 8 | $ 722,000 | $ 90,000 | $ 73,000 |
| Wake County North Carolina | 8 | $ 1,620,000 | $ 202,000 | $ 110,000 |
| Davidson County Tennessee | 8 | $ 1,465,000 | $ 183,000 | $ 153,000 |
| Tarrant County Texas | 8 | $ 1,357,000 | $ 169,000 | $ 81,000 |
| Fresno County California | 7 | $ 1,839,000 | $ 262,000 | $ 223,000 |
| Hamilton County Indiana | 7 | $ 2,228,000 | $ 318,000 | $ 125,000 |
| Montgomery County Maryland | 7 | $ 2,419,000 | $ 345,000 | $ 202,000 |
| Worcester County Massachusetts | 7 | $ 2,286,000 | $ 326,000 | $ 168,000 |
| Shelby County Tennessee | 7 | $ 722,000 | $ 103,000 | $ 143,000 |
| Williamson County Texas | 7 | $ 1,798,000 | $ 256,000 | $ 114,000 |
| Orange County California | 6 | $ 2,067,000 | $ 344,000 | $ 124,000 |
| Hillsborough County Florida | 6 | $ 1,123,000 | $ 187,000 | $ 79,000 |
| Baltimore County Maryland | 6 | $ 1,469,000 | $ 244,000 | $ 118,000 |
| Loudoun County Virginia | 6 | $ 2,525,000 | $ 420,000 | $ 127,000 |
| Yolo County California | 5 | $ 1,454,000 | $ 290,000 | $ 131,000 |
| Prince George's County Maryland | 5 | $ 1,075,000 | $ 215,000 | $ 135,000 |
| Suffolk County Massachusetts | 5 | $ 1,788,000 | $ 357,000 | $ 113,000 |
| San Joaquin County California | 4 | $ 1,220,000 | $ 305,000 | $ 105,000 |
| Palm Beach County Florida | 4 | $ 548,000 | $ 137,000 | $ 166,000 |
| Cook County Illinois | 4 | $ 566,000 | $ 141,000 | $ 151,000 |
| Middlesex County Massachusetts | 4 | $ 879,000 | $ 219,000 | $ 81,000 |
| Middlesex County New Jersey | 4 | $ 789,000 | $ 197,000 | $ 246,000 |
| Mecklenburg County North Carolina | 4 | $ 845,000 | $ 211,000 | $ 131,000 |
| Greenville County South Carolina | 4 | $ 684,000 | $ 171,000 | $ 54,000 |
| Alexandria County Virginia | 4 | $ 1,286,000 | $ 321,000 | $ 142,000 |
| Henrico County Virginia | 4 | $ 1,003,000 | $ 250,000 | $ 136,000 |
| San Bernardino County California | 3 | $ 704,000 | $ 234,000 | $ 104,000 |
| Ventura County California | 3 | $ 921,000 | $ 307,000 | $ 1,309,000 |
| Richmond County Georgia | 3 | $ 152,000 | $ 50,000 | $ 46,000 |
| Howard County Maryland | 3 | $ 1,149,000 | $ 383,000 | $ 204,000 |
| Oakland County Michigan | 3 | $ 327,000 | $ 109,000 | $ 67,000 |
| Anoka County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 96,000 |
| Hennepin County Minnesota | 3 | $ 418,000 | $ 139,000 | $ 97,000 |
| Essex County New Jersey | 3 | $ 522,000 | $ 174,000 | $ 62,000 |
| Cabarrus County North Carolina | 3 | $ 817,000 | $ 272,000 | $ 84,000 |
| Rutherford County Tennessee | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| Arlington County Virginia | 3 | $ 692,000 | $ 230,000 | $ 125,000 |
| Prince William County Virginia | 3 | $ 706,000 | $ 235,000 | $ 118,000 |
| Snohomish County Washington | 3 | $ 1,007,000 | $ 335,000 | $ 118,000 |
| Placer County California | 2 | $ 827,000 | $ 413,000 | $ 341,000 |
| Bay County Florida | 2 | $ 449,000 | $ 224,000 | $ 176,000 |
| Escambia County Florida | 2 | $ 102,000 | $ 51,000 | $ 61,000 |
| Hernando County Florida | 2 | $ 440,000 | $ 220,000 | $ 421,000 |
| Sarasota County Florida | 2 | $ 294,000 | $ 147,000 | $ 129,000 |
| Columbia County Georgia | 2 | $ 135,000 | $ 67,000 | $ 208,000 |
| Muscogee County Georgia | 2 | $ 703,000 | $ 351,000 | $ 185,000 |
| McHenry County Illinois | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Scott County Iowa | 2 | $ 667,000 | $ 333,000 | $ 181,000 |
| Washington County Maryland | 2 | $ 528,000 | $ 264,000 | $ 324,000 |
| Passaic County New Jersey | 2 | $ 462,000 | $ 231,000 | $ 134,000 |
| Wayne County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 27,000 |
| Multnomah County Oregon | 2 | $ 533,000 | $ 266,000 | $ 43,000 |
| Bexar County Texas | 2 | $ 190,000 | $ 95,000 | $ 78,000 |
| Brazoria County Texas | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Gregg County Texas | 2 | $ 225,000 | $ 112,000 | $ 22,000 |
| Benton County Washington | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Kitsap County Washington | 2 | $ 767,000 | $ 383,000 | $ 76,000 |
| Dane County Wisconsin | 2 | $ 236,000 | $ 118,000 | $ 70,000 |
| Monterey County California | 1 | $ 109,000 | $ 109,000 | $ 116,000 |
| San Francisco County California | 1 | $ 595,000 | $ 595,000 | $ 135,000 |
| San Mateo County California | 1 | $ 417,000 | $ 417,000 | $ 181,000 |
| Solano County California | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Stanislaus County California | 1 | $ 160,000 | $ 160,000 | $ 134,000 |
| Litchfield County Connecticut | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Middlesex County Connecticut | 1 | $ 104,000 | $ 104,000 | $ 108,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Lake County Florida | 1 | $ 417,000 | $ 417,000 | $ 245,000 |
| Manatee County Florida | 1 | $ 240,000 | $ 240,000 | $ 133,000 |
| Miami-Dade County Florida | 1 | $ 119,000 | $ 119,000 | $ 121,000 |
| Pasco County Florida | 1 | $ 237,000 | $ 237,000 | $ 93,000 |
| Pinellas County Florida | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Seminole County Florida | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| Clayton County Georgia | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Coweta County Georgia | 1 | $ 161,000 | $ 161,000 | $ 104,000 |
| Forsyth County Georgia | 1 | $ 180,000 | $ 180,000 | $ 114,000 |
| Marion County Georgia | 1 | $ 89,000 | $ 89,000 | $ 114,000 |
| DuPage County Illinois | 1 | $ 94,000 | $ 94,000 | $ 73,000 |
| Lake County Illinois | 1 | $ 138,000 | $ 138,000 | $ 77,000 |
| Peoria County Illinois | 1 | $ 176,000 | $ 176,000 | $ 41,000 |
| Boone County Indiana | 1 | $ 280,000 | $ 280,000 | $ 342,000 |
| Vigo County Indiana | 1 | $ 91,000 | $ 91,000 | $ 54,000 |
| Dallas County Iowa | 1 | $ 330,000 | $ 330,000 | $ 147,000 |
| Linn County Iowa | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Anne Arundel County Maryland | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Talbot County Maryland | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Hampden County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Norfolk County Massachusetts | 1 | $ 237,000 | $ 237,000 | $ 115,000 |
| Ingham County Michigan | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Washtenaw County Michigan | 1 | $ 198,000 | $ 198,000 | $ 110,000 |
| Olmsted County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 18,000 |
| Ramsey County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Steele County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Washington County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 97,000 |
| Burlington County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Camden County New Jersey | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Gloucester County New Jersey | 1 | $ 252,000 | $ 252,000 | $ 75,000 |
| Hudson County New Jersey | 1 | $ 238,000 | $ 238,000 | $ 18,000 |
| Monmouth County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 263,000 |
| Somerset County New Jersey | 1 | $ 313,000 | $ 313,000 | $ 112,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Durham County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| Guilford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Randolph County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Carter County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Clackamas County Oregon | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Linn County Oregon | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Anderson County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Richland County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Hamilton County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| Williamson County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Cameron County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Denton County Texas | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Galveston County Texas | 1 | $ 175,000 | $ 175,000 | $ 432,000 |
| Hidalgo County Texas | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Karnes County Texas | 1 | $ 198,000 | $ 198,000 | $ 73,000 |
| Potter County Texas | 1 | $ 192,000 | $ 192,000 | $ 195,000 |
| Randall County Texas | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Smith County Texas | 1 | $ 138,000 | $ 138,000 | $ 135,000 |
| Goochland County Virginia | 1 | $ 91,000 | $ 91,000 | $ 208,000 |
| Manassas Park County Virginia | 1 | $ 292,000 | $ 292,000 | $ 88,000 |
| Norfolk County Virginia | 1 | $ 178,000 | $ 178,000 | $ 122,000 |
| Winchester County Virginia | 1 | $ 391,000 | $ 391,000 | $ 304,000 |
| Pierce County Washington | 1 | $ 176,000 | $ 176,000 | $ 172,000 |
| Waukesha County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Winnebago County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 385 | $85,198,000 | $221,000 | $1,215,000 | $126,000 | $1,257,000 |
| Refinancing | 293 | $61,220,000 | $208,000 | $626,000 | $132,000 | $3,677,000 |
| Home Improvement | 1 | $139,000 | $139,000 | $139,000 | $51,000 | $51,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 363 | $79,576,000 | $219,000 | $626,000 | $127,000 | $939,000 |
| Not Provided | 139 | $30,832,000 | $221,000 | $1,215,000 | $132,000 | $1,257,000 |
| White | 131 | $27,703,000 | $211,000 | $595,000 | $144,000 | $3,677,000 |
| Black or African American | 41 | $7,793,000 | $190,000 | $520,000 | $84,000 | $266,000 |
| Hispanic | 4 | $575,000 | $143,000 | $225,000 | $95,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $78,000 | $78,000 | $78,000 | $260,000 | $260,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 679 | $146,557,000 | $215,000 | $1,215,000 | $129,000 | $3,677,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 312 | $63,703,000 | $204,000 | $626,000 | $137,000 | $1,257,000 |
| Application Denied By Financial Institution | 155 | $29,515,000 | $190,000 | $1,215,000 | $85,000 | $355,000 |
| Application Approved But Not Accepted | 119 | $30,755,000 | $258,000 | $626,000 | $135,000 | $682,000 |
| File Closed For Incompleteness | 73 | $17,978,000 | $246,000 | $626,000 | $183,000 | $3,677,000 |
| Application Withdrawn By Applicant | 20 | $4,606,000 | $230,000 | $625,000 | $107,000 | $280,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 75 | $15,238,000 | $203,000 | $1,215,000 | $73,000 | $266,000 |
| Credit History | 41 | $6,718,000 | $163,000 | $508,000 | $81,000 | $190,000 |
| Collateral | 14 | $2,665,000 | $190,000 | $595,000 | $138,000 | $355,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,520,000 | $229,000 | $386,000 | $86,000 | $155,000 |
| Other | 9 | $1,360,000 | $151,000 | $384,000 | $78,000 | $159,000 |
| Unverifiable Information | 4 | $919,000 | $229,000 | $454,000 | $173,000 | $355,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.