American Finance House Lariba
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
American Finance House Lariba 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Finance House Lariba 15141 E Whittier Blvd, Suite 400 Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $221,800,000 |
| Average Mortgage Loan Application Amount | $313,666 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $142,666 |
| Highest Applicant Income | $1,618,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with American Finance House Lariba. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Finance House Lariba's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down American Finance House Lariba's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Finance House Lariba serves its applicants.
Each category highlights the total number of mortgage applications processed by American Finance House Lariba, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Finance House Lariba's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 42 | $ 13,190,000 | $ 314,000 | $ 139,000 |
| Dallas County Texas | 38 | $ 10,760,000 | $ 283,000 | $ 148,000 |
| Middlesex County New Jersey | 26 | $ 9,350,000 | $ 359,000 | $ 158,000 |
| Gwinnett County Georgia | 21 | $ 4,765,000 | $ 226,000 | $ 94,000 |
| Fort Bend County Texas | 20 | $ 5,670,000 | $ 283,000 | $ 148,000 |
| Los Angeles County California | 17 | $ 8,275,000 | $ 486,000 | $ 121,000 |
| Harris County Texas | 16 | $ 3,490,000 | $ 218,000 | $ 217,000 |
| DuPage County Illinois | 14 | $ 3,340,000 | $ 238,000 | $ 112,000 |
| Cook County Illinois | 12 | $ 3,850,000 | $ 320,000 | $ 128,000 |
| Alameda County California | 11 | $ 6,485,000 | $ 589,000 | $ 149,000 |
| DeKalb County Georgia | 11 | $ 1,815,000 | $ 165,000 | $ 68,000 |
| Loudoun County Virginia | 11 | $ 4,555,000 | $ 414,000 | $ 122,000 |
| San Diego County California | 10 | $ 5,410,000 | $ 541,000 | $ 159,000 |
| Baltimore County Maryland | 10 | $ 2,070,000 | $ 207,000 | $ 142,000 |
| Montgomery County Maryland | 10 | $ 4,520,000 | $ 452,000 | $ 163,000 |
| Riverside County California | 9 | $ 3,425,000 | $ 380,000 | $ 137,000 |
| Forsyth County Georgia | 9 | $ 3,175,000 | $ 352,000 | $ 130,000 |
| Hamilton County Indiana | 9 | $ 1,925,000 | $ 213,000 | $ 94,000 |
| Oklahoma County Oklahoma | 9 | $ 2,825,000 | $ 313,000 | $ 204,000 |
| Prince William County Virginia | 9 | $ 2,335,000 | $ 259,000 | $ 142,000 |
| King County Washington | 9 | $ 3,985,000 | $ 442,000 | $ 149,000 |
| Orange County California | 8 | $ 4,800,000 | $ 600,000 | $ 184,000 |
| Fulton County Georgia | 8 | $ 2,490,000 | $ 311,000 | $ 163,000 |
| Middlesex County Massachusetts | 8 | $ 2,880,000 | $ 360,000 | $ 146,000 |
| Fairfax County Virginia | 8 | $ 3,480,000 | $ 435,000 | $ 118,000 |
| Worcester County Massachusetts | 7 | $ 2,355,000 | $ 336,000 | $ 178,000 |
| Wayne County Michigan | 7 | $ 1,815,000 | $ 259,000 | $ 86,000 |
| Tarrant County Texas | 7 | $ 1,775,000 | $ 253,000 | $ 103,000 |
| Somerset County New Jersey | 6 | $ 2,420,000 | $ 403,000 | $ 140,000 |
| Henrico County Virginia | 6 | $ 2,220,000 | $ 370,000 | $ 161,000 |
| Hartford County Connecticut | 5 | $ 1,365,000 | $ 273,000 | $ 94,000 |
| Cobb County Georgia | 5 | $ 1,515,000 | $ 303,000 | $ 123,000 |
| Will County Illinois | 5 | $ 1,425,000 | $ 285,000 | $ 187,000 |
| Howard County Maryland | 5 | $ 1,655,000 | $ 331,000 | $ 96,000 |
| Norfolk County Massachusetts | 5 | $ 1,735,000 | $ 347,000 | $ 195,000 |
| Macomb County Michigan | 5 | $ 615,000 | $ 123,000 | $ 35,000 |
| Dakota County Minnesota | 5 | $ 1,315,000 | $ 263,000 | $ 131,000 |
| Mercer County New Jersey | 5 | $ 1,785,000 | $ 357,000 | $ 184,000 |
| Cumberland County North Carolina | 5 | $ 855,000 | $ 171,000 | $ 199,000 |
| Mecklenburg County North Carolina | 5 | $ 1,315,000 | $ 263,000 | $ 125,000 |
| Travis County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 144,000 |
| Sacramento County California | 4 | $ 1,570,000 | $ 392,000 | $ 142,000 |
| Palm Beach County Florida | 4 | $ 770,000 | $ 192,000 | $ 106,000 |
| Harford County Maryland | 4 | $ 760,000 | $ 190,000 | $ 112,000 |
| Cabarrus County North Carolina | 4 | $ 770,000 | $ 192,000 | $ 100,000 |
| Wake County North Carolina | 4 | $ 1,210,000 | $ 302,000 | $ 106,000 |
| Washington County Oregon | 4 | $ 1,010,000 | $ 252,000 | $ 156,000 |
| Contra Costa County California | 3 | $ 1,165,000 | $ 388,000 | $ 111,000 |
| Santa Clara County California | 3 | $ 2,035,000 | $ 678,000 | $ 270,000 |
| Solano County California | 3 | $ 1,185,000 | $ 395,000 | $ 205,000 |
| Duval County Florida | 3 | $ 1,295,000 | $ 431,000 | $ 201,000 |
| Seminole County Florida | 3 | $ 655,000 | $ 218,000 | $ 74,000 |
| Peoria County Illinois | 3 | $ 415,000 | $ 138,000 | $ 127,000 |
| Polk County Iowa | 3 | $ 665,000 | $ 221,000 | $ 80,000 |
| Prince George's County Maryland | 3 | $ 1,115,000 | $ 371,000 | $ 63,000 |
| Hampden County Massachusetts | 3 | $ 595,000 | $ 198,000 | $ 125,000 |
| Bergen County New Jersey | 3 | $ 1,535,000 | $ 511,000 | $ 596,000 |
| Hudson County New Jersey | 3 | $ 1,985,000 | $ 661,000 | $ 138,000 |
| Passaic County New Jersey | 3 | $ 875,000 | $ 291,000 | $ 186,000 |
| Guilford County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 46,000 |
| Tulsa County Oklahoma | 3 | $ 635,000 | $ 211,000 | $ 150,000 |
| Bexar County Texas | 3 | $ 485,000 | $ 161,000 | $ 80,000 |
| Denton County Texas | 3 | $ 705,000 | $ 235,000 | $ 110,000 |
| Snohomish County Washington | 3 | $ 1,415,000 | $ 471,000 | $ 191,000 |
| Kern County California | 2 | $ 320,000 | $ 160,000 | $ 184,000 |
| Marin County California | 2 | $ 1,370,000 | $ 685,000 | $ 135,000 |
| San Bernardino County California | 2 | $ 640,000 | $ 320,000 | $ 193,000 |
| San Joaquin County California | 2 | $ 670,000 | $ 335,000 | $ 171,000 |
| Stanislaus County California | 2 | $ 580,000 | $ 290,000 | $ 226,000 |
| Ventura County California | 2 | $ 960,000 | $ 480,000 | $ 208,000 |
| Alachua County Florida | 2 | $ 580,000 | $ 290,000 | $ 159,000 |
| Broward County Florida | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Fayette County Georgia | 2 | $ 860,000 | $ 430,000 | $ 114,000 |
| Champaign County Illinois | 2 | $ 600,000 | $ 300,000 | $ 147,000 |
| Dallas County Iowa | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Linn County Iowa | 2 | $ 620,000 | $ 310,000 | $ 113,000 |
| Story County Iowa | 2 | $ 550,000 | $ 275,000 | $ 215,000 |
| Baltimore City County Maryland | 2 | $ 290,000 | $ 145,000 | $ 122,000 |
| Bristol County Massachusetts | 2 | $ 890,000 | $ 445,000 | $ 210,000 |
| Essex County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Suffolk County Massachusetts | 2 | $ 800,000 | $ 400,000 | $ 108,000 |
| Oakland County Michigan | 2 | $ 920,000 | $ 460,000 | $ 159,000 |
| Washtenaw County Michigan | 2 | $ 420,000 | $ 210,000 | $ 132,000 |
| Anoka County Minnesota | 2 | $ 540,000 | $ 270,000 | $ 48,000 |
| Hennepin County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 106,000 |
| Hunterdon County New Jersey | 2 | $ 1,410,000 | $ 705,000 | $ 243,000 |
| Morris County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 228,000 |
| Union County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 140,000 |
| Durham County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| Gaston County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 18,000 |
| Cleveland County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Davidson County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 352,000 |
| Knox County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 17,000 |
| Rutherford County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 129,000 |
| Galveston County Texas | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Montgomery County Texas | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Stafford County Virginia | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| Fresno County California | 1 | $ 325,000 | $ 325,000 | $ 38,000 |
| Imperial County California | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Monterey County California | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| San Mateo County California | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Yolo County California | 1 | $ 395,000 | $ 395,000 | $ 55,000 |
| Fairfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| New Haven County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| New London County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Highlands County Florida | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Lee County Florida | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Manatee County Florida | 1 | $ 455,000 | $ 455,000 | $ 96,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Orange County Florida | 1 | $ 495,000 | $ 495,000 | $ 169,000 |
| Osceola County Florida | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Bulloch County Georgia | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Jackson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Kane County Illinois | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Lake County Illinois | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Winnebago County Illinois | 1 | $ 325,000 | $ 325,000 | $ 203,000 |
| Hendricks County Indiana | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Lake County Indiana | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Marion County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Tippecanoe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Warrick County Indiana | 1 | $ 545,000 | $ 545,000 | $ 416,000 |
| Scott County Iowa | 1 | $ 365,000 | $ 365,000 | $ 396,000 |
| Woodbury County Iowa | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Anne Arundel County Maryland | 1 | $ 425,000 | $ 425,000 | $ 89,000 |
| Frederick County Maryland | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Plymouth County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Ingham County Michigan | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Beltrami County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Ramsey County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Scott County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 125,000 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Essex County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 1,274,000 |
| Monmouth County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 153,000 |
| Forsyth County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Jackson County Oregon | 1 | $ 505,000 | $ 505,000 | $ 151,000 |
| Marion County Oregon | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Multnomah County Oregon | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Greenville County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Spartanburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Madison County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Williamson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 351,000 |
| Brazoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Grayson County Texas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Midland County Texas | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Waller County Texas | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| Arlington County Virginia | 1 | $ 535,000 | $ 535,000 | $ 121,000 |
| Colonial Heights County Virginia | 1 | $ 125,000 | $ 125,000 | $ 7,000 |
| Fairfax City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Frederick County Virginia | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Manassas County Virginia | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Virginia Beach County Virginia | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Washington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Washington County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Waukesha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for American Finance House Lariba in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 361 | $103,845,000 | $287,000 | $825,000 | $131,000 | $654,000 |
| Home Purchase | 278 | $98,440,000 | $354,000 | $825,000 | $159,000 | $1,618,000 |
| Cash-out Refinancing | 65 | $19,515,000 | $300,000 | $825,000 | $138,000 | $458,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 504 | $160,100,000 | $317,000 | $825,000 | $143,000 | $690,000 |
| White | 122 | $37,830,000 | $310,000 | $825,000 | $154,000 | $1,618,000 |
| Black or African American | 47 | $14,895,000 | $316,000 | $825,000 | $121,000 | $421,000 |
| Not Provided | 11 | $3,095,000 | $281,000 | $565,000 | $94,000 | $175,000 |
| Hispanic | 2 | $990,000 | $495,000 | $515,000 | $132,000 | $154,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $98,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 704 | $221,800,000 | $315,000 | $825,000 | $143,000 | $1,618,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $133,105,000 | $316,000 | $825,000 | $152,000 | $1,618,000 |
| Application Approved But Not Accepted | 188 | $61,840,000 | $328,000 | $805,000 | $145,000 | $465,000 |
| Application Denied By Financial Institution | 80 | $22,410,000 | $280,000 | $825,000 | $89,000 | $240,000 |
| File Closed For Incompleteness | 13 | $4,025,000 | $309,000 | $825,000 | $144,000 | $244,000 |
| Application Withdrawn By Applicant | 2 | $420,000 | $210,000 | $265,000 | $119,000 | $158,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 624 | $199,390,000 | $319,000 | $825,000 | $149,000 | $1,618,000 |
| Debt-To-Income Ratio | 56 | $15,680,000 | $280,000 | $825,000 | $82,000 | $200,000 |
| Other | 13 | $3,075,000 | $236,000 | $405,000 | $117,000 | $240,000 |
| Credit History | 6 | $1,590,000 | $265,000 | $345,000 | $94,000 | $144,000 |
| Unverifiable Information | 2 | $740,000 | $370,000 | $545,000 | $106,000 | $135,000 |
| Employment History | 2 | $640,000 | $320,000 | $445,000 | $61,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $685,000 | $685,000 | $685,000 | $125,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Finance House Lariba's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Finance House Lariba's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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