American Home Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
American Home Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Bank 3840 Hempland Road Mountville, PA 17554 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,346 |
| Total Mortgage Loan Application Amount | $717,061,000 |
| Average Mortgage Loan Application Amount | $206,333 |
| Highest Mortgage Loan Application Amount | $1,270,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $2,290,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Home Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down American Home Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| York County Pennsylvania | 358 | $ 70,236,000 | $ 196,000 | $ 83,000 |
| Lancaster County Pennsylvania | 345 | $ 61,618,000 | $ 178,000 | $ 79,000 |
| Atlantic County New Jersey | 279 | $ 49,807,000 | $ 178,000 | $ 63,000 |
| Sussex County Delaware | 241 | $ 53,049,000 | $ 220,000 | $ 102,000 |
| Cumberland County Pennsylvania | 186 | $ 38,676,000 | $ 207,000 | $ 109,000 |
| Dauphin County Pennsylvania | 153 | $ 26,870,000 | $ 175,000 | $ 94,000 |
| Chester County Pennsylvania | 107 | $ 25,215,000 | $ 235,000 | $ 107,000 |
| Montgomery County Maryland | 99 | $ 35,162,000 | $ 355,000 | $ 177,000 |
| Kent County Delaware | 72 | $ 14,331,000 | $ 199,000 | $ 93,000 |
| Harford County Maryland | 71 | $ 16,131,000 | $ 227,000 | $ 96,000 |
| Lebanon County Pennsylvania | 59 | $ 9,142,000 | $ 154,000 | $ 87,000 |
| Camden County New Jersey | 49 | $ 6,884,000 | $ 140,000 | $ 99,000 |
| Lee County Florida | 48 | $ 13,888,000 | $ 289,000 | $ 140,000 |
| Berkeley County West Virginia | 48 | $ 11,434,000 | $ 238,000 | $ 97,000 |
| Cecil County Maryland | 43 | $ 10,885,000 | $ 253,000 | $ 105,000 |
| Berks County Pennsylvania | 39 | $ 8,213,000 | $ 210,000 | $ 88,000 |
| Franklin County Pennsylvania | 31 | $ 6,206,000 | $ 200,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 29 | $ 8,521,000 | $ 293,000 | $ 213,000 |
| Cumberland County New Jersey | 29 | $ 4,384,000 | $ 151,000 | $ 56,000 |
| Union County Pennsylvania | 28 | $ 4,580,000 | $ 163,000 | $ 131,000 |
| Burlington County New Jersey | 27 | $ 5,243,000 | $ 194,000 | $ 72,000 |
| New Castle County Delaware | 26 | $ 6,328,000 | $ 243,000 | $ 96,000 |
| Northumberland County Pennsylvania | 26 | $ 4,200,000 | $ 161,000 | $ 67,000 |
| Wicomico County Maryland | 25 | $ 3,968,000 | $ 158,000 | $ 78,000 |
| Cape May County New Jersey | 24 | $ 5,991,000 | $ 249,000 | $ 107,000 |
| Columbia County Pennsylvania | 23 | $ 4,951,000 | $ 215,000 | $ 81,000 |
| Schuylkill County Pennsylvania | 21 | $ 3,821,000 | $ 181,000 | $ 74,000 |
| Chatham County Georgia | 20 | $ 4,289,000 | $ 214,000 | $ 135,000 |
| Monroe County Pennsylvania | 17 | $ 3,975,000 | $ 233,000 | $ 135,000 |
| Perry County Pennsylvania | 17 | $ 3,248,000 | $ 191,000 | $ 81,000 |
| Frederick County Maryland | 16 | $ 3,393,000 | $ 212,000 | $ 73,000 |
| Franklin County Ohio | 16 | $ 1,421,000 | $ 88,000 | $ 33,000 |
| Baltimore City County Maryland | 13 | $ 2,394,000 | $ 184,000 | $ 83,000 |
| Luzerne County Pennsylvania | 13 | $ 2,766,000 | $ 212,000 | $ 78,000 |
| Prince George's County Maryland | 12 | $ 4,070,000 | $ 339,000 | $ 98,000 |
| Snyder County Pennsylvania | 12 | $ 2,380,000 | $ 198,000 | $ 75,000 |
| Erie County New York | 11 | $ 3,403,000 | $ 309,000 | $ 186,000 |
| Montgomery County Pennsylvania | 11 | $ 2,346,000 | $ 213,000 | $ 85,000 |
| Yavapai County Arizona | 10 | $ 3,118,000 | $ 311,000 | $ 103,000 |
| Flathead County Montana | 10 | $ 2,865,000 | $ 286,000 | $ 290,000 |
| Gloucester County New Jersey | 10 | $ 1,811,000 | $ 181,000 | $ 89,000 |
| Allegheny County Pennsylvania | 10 | $ 2,847,000 | $ 284,000 | $ 97,000 |
| Lycoming County Pennsylvania | 9 | $ 1,364,000 | $ 151,000 | $ 98,000 |
| Baltimore County Maryland | 8 | $ 2,108,000 | $ 263,000 | $ 113,000 |
| Bucks County Pennsylvania | 8 | $ 1,936,000 | $ 242,000 | $ 123,000 |
| Greenville County South Carolina | 8 | $ 2,152,000 | $ 269,000 | $ 91,000 |
| Spartanburg County South Carolina | 8 | $ 1,773,000 | $ 221,000 | $ 59,000 |
| Fairfax County Virginia | 8 | $ 2,852,000 | $ 356,000 | $ 160,000 |
| Mohave County Arizona | 7 | $ 1,835,000 | $ 262,000 | $ 140,000 |
| Lackawanna County Pennsylvania | 7 | $ 1,282,000 | $ 183,000 | $ 74,000 |
| Virginia Beach County Virginia | 7 | $ 1,051,000 | $ 150,000 | $ 35,000 |
| Washington County Maryland | 6 | $ 1,504,000 | $ 250,000 | $ 124,000 |
| Worcester County Maryland | 6 | $ 1,435,000 | $ 239,000 | $ 139,000 |
| Broome County New York | 6 | $ 1,304,000 | $ 217,000 | $ 85,000 |
| Adams County Pennsylvania | 6 | $ 1,069,000 | $ 178,000 | $ 71,000 |
| Butler County Pennsylvania | 6 | $ 1,455,000 | $ 242,000 | $ 81,000 |
| Lexington County South Carolina | 6 | $ 1,895,000 | $ 315,000 | $ 101,000 |
| Hampshire County West Virginia | 6 | $ 1,587,000 | $ 264,000 | $ 155,000 |
| Spencer County Kentucky | 5 | $ 1,323,000 | $ 264,000 | $ 69,000 |
| Dorchester County Maryland | 5 | $ 854,000 | $ 170,000 | $ 29,000 |
| Barnstable County Massachusetts | 5 | $ 1,707,000 | $ 341,000 | $ 72,000 |
| Monmouth County New Jersey | 5 | $ 2,036,000 | $ 407,000 | $ 134,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,183,000 | $ 236,000 | $ 70,000 |
| Washington County Pennsylvania | 5 | $ 1,859,000 | $ 371,000 | $ 120,000 |
| Westmoreland County Pennsylvania | 5 | $ 1,415,000 | $ 283,000 | $ 109,000 |
| Windham County Vermont | 5 | $ 1,344,000 | $ 268,000 | $ 147,000 |
| Arlington County Virginia | 5 | $ 1,950,000 | $ 390,000 | $ 239,000 |
| Gwinnett County Georgia | 4 | $ 495,000 | $ 123,000 | $ 101,000 |
| Jefferson County Kentucky | 4 | $ 1,426,000 | $ 356,000 | $ 82,000 |
| Cumberland County Maine | 4 | $ 847,000 | $ 211,000 | $ 69,000 |
| Kennebec County Maine | 4 | $ 928,000 | $ 232,000 | $ 129,000 |
| York County Maine | 4 | $ 1,002,000 | $ 250,000 | $ 70,000 |
| Ocean County New Jersey | 4 | $ 910,000 | $ 227,000 | $ 63,000 |
| Monroe County New York | 4 | $ 815,000 | $ 203,000 | $ 96,000 |
| Niagara County New York | 4 | $ 691,000 | $ 172,000 | $ 72,000 |
| Henderson County North Carolina | 4 | $ 1,202,000 | $ 300,000 | $ 197,000 |
| Rowan County North Carolina | 4 | $ 892,000 | $ 223,000 | $ 69,000 |
| Wilkes County North Carolina | 4 | $ 1,756,000 | $ 439,000 | $ 161,000 |
| Lehigh County Pennsylvania | 4 | $ 813,000 | $ 203,000 | $ 304,000 |
| Richland County South Carolina | 4 | $ 806,000 | $ 201,000 | $ 79,000 |
| Windsor County Vermont | 4 | $ 1,388,000 | $ 347,000 | $ 135,000 |
| Chesterfield County Virginia | 4 | $ 993,000 | $ 248,000 | $ 81,000 |
| Louisa County Virginia | 4 | $ 1,177,000 | $ 294,000 | $ 99,000 |
| Tolland County Connecticut | 3 | $ 1,231,000 | $ 410,000 | $ 136,000 |
| Windham County Connecticut | 3 | $ 608,000 | $ 202,000 | $ 89,000 |
| Charlotte County Florida | 3 | $ 832,000 | $ 277,000 | $ 106,000 |
| Penobscot County Maine | 3 | $ 730,000 | $ 243,000 | $ 81,000 |
| Howard County Maryland | 3 | $ 1,072,000 | $ 357,000 | $ 133,000 |
| Franklin County Massachusetts | 3 | $ 624,000 | $ 208,000 | $ 51,000 |
| Hampden County Massachusetts | 3 | $ 1,077,000 | $ 359,000 | $ 106,000 |
| Grafton County New Hampshire | 3 | $ 580,000 | $ 193,000 | $ 66,000 |
| Mercer County New Jersey | 3 | $ 868,000 | $ 289,000 | $ 69,000 |
| Salem County New Jersey | 3 | $ 641,000 | $ 213,000 | $ 112,000 |
| Ulster County New York | 3 | $ 630,000 | $ 210,000 | $ 102,000 |
| Haywood County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 109,000 |
| McDowell County North Carolina | 3 | $ 880,000 | $ 293,000 | $ 295,000 |
| Rutherford County North Carolina | 3 | $ 837,000 | $ 279,000 | $ 113,000 |
| Delaware County Ohio | 3 | $ 692,000 | $ 230,000 | $ 129,000 |
| Beaver County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 82,000 |
| Clinton County Pennsylvania | 3 | $ 416,000 | $ 138,000 | $ 78,000 |
| Juniata County Pennsylvania | 3 | $ 569,000 | $ 189,000 | $ 74,000 |
| Wayne County Pennsylvania | 3 | $ 573,000 | $ 191,000 | $ 79,000 |
| Montgomery County Virginia | 3 | $ 468,000 | $ 156,000 | $ 127,000 |
| Shenandoah County Virginia | 3 | $ 1,054,000 | $ 351,000 | $ 102,000 |
| Stafford County Virginia | 3 | $ 664,000 | $ 221,000 | $ 122,000 |
| Maricopa County Arizona | 2 | $ 488,000 | $ 244,000 | $ 55,000 |
| Hartford County Connecticut | 2 | $ 696,000 | $ 348,000 | $ 287,000 |
| Middlesex County Connecticut | 2 | $ 643,000 | $ 321,000 | $ 100,000 |
| New Haven County Connecticut | 2 | $ 563,000 | $ 281,000 | $ 74,000 |
| Citrus County Florida | 2 | $ 599,000 | $ 299,000 | $ 141,000 |
| Collier County Florida | 2 | $ 393,000 | $ 196,000 | $ 130,000 |
| Gadsden County Florida | 2 | $ 413,000 | $ 206,000 | $ 73,000 |
| Osceola County Florida | 2 | $ 922,000 | $ 461,000 | $ 409,000 |
| St. Johns County Florida | 2 | $ 479,000 | $ 239,000 | $ 57,000 |
| Volusia County Florida | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Stephens County Georgia | 2 | $ 283,000 | $ 141,000 | $ 72,000 |
| Lake County Illinois | 2 | $ 435,000 | $ 217,000 | $ 95,000 |
| Woodford County Illinois | 2 | $ 315,000 | $ 157,000 | $ 75,000 |
| Allen County Indiana | 2 | $ 665,000 | $ 332,000 | $ 150,000 |
| Elkhart County Indiana | 2 | $ 138,000 | $ 69,000 | $ 31,000 |
| Hardin County Kentucky | 2 | $ 568,000 | $ 284,000 | $ 79,000 |
| Trimble County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Anne Arundel County Maryland | 2 | $ 427,000 | $ 213,000 | $ 95,000 |
| Carroll County Maryland | 2 | $ 691,000 | $ 345,000 | $ 87,000 |
| Garrett County Maryland | 2 | $ 377,000 | $ 188,000 | $ 157,000 |
| Oakland County Michigan | 2 | $ 867,000 | $ 433,000 | $ 125,000 |
| Washtenaw County Michigan | 2 | $ 332,000 | $ 166,000 | $ 115,000 |
| Amite County Mississippi | 2 | $ 669,000 | $ 334,000 | $ 221,000 |
| Hinds County Mississippi | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Lincoln County Montana | 2 | $ 225,000 | $ 112,000 | $ 83,000 |
| Carroll County New Hampshire | 2 | $ 534,000 | $ 267,000 | $ 74,000 |
| Bergen County New Jersey | 2 | $ 750,000 | $ 375,000 | $ 56,000 |
| Middlesex County New Jersey | 2 | $ 574,000 | $ 287,000 | $ 75,000 |
| Somerset County New Jersey | 2 | $ 367,000 | $ 183,000 | $ 136,000 |
| Colfax County New Mexico | 2 | $ 309,000 | $ 154,000 | $ 50,000 |
| McKinley County New Mexico | 2 | $ 87,000 | $ 43,000 | $ 26,000 |
| Albany County New York | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Cattaraugus County New York | 2 | $ 345,000 | $ 172,000 | $ 134,000 |
| Clinton County New York | 2 | $ 415,000 | $ 207,000 | $ 79,000 |
| Delaware County New York | 2 | $ 634,000 | $ 317,000 | $ 127,000 |
| Essex County New York | 2 | $ 428,000 | $ 214,000 | $ 94,000 |
| Genesee County New York | 2 | $ 424,000 | $ 212,000 | $ 71,000 |
| Tompkins County New York | 2 | $ 249,000 | $ 124,000 | $ 69,000 |
| Buncombe County North Carolina | 2 | $ 349,000 | $ 174,000 | $ 81,000 |
| Catawba County North Carolina | 2 | $ 333,000 | $ 166,000 | $ 47,000 |
| Granville County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 111,000 |
| Johnston County North Carolina | 2 | $ 446,000 | $ 223,000 | $ 70,000 |
| Lenoir County North Carolina | 2 | $ 529,000 | $ 264,000 | $ 102,000 |
| Madison County North Carolina | 2 | $ 551,000 | $ 275,000 | $ 71,000 |
| Mitchell County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 276,000 |
| Orange County North Carolina | 2 | $ 307,000 | $ 153,000 | $ 113,000 |
| Ashland County Ohio | 2 | $ 385,000 | $ 192,000 | $ 61,000 |
| Cuyahoga County Ohio | 2 | $ 564,000 | $ 282,000 | $ 82,000 |
| Fairfield County Ohio | 2 | $ 146,000 | $ 73,000 | $ 149,000 |
| Geauga County Ohio | 2 | $ 463,000 | $ 231,000 | $ 97,000 |
| Lake County Ohio | 2 | $ 607,000 | $ 303,000 | $ 107,000 |
| Licking County Ohio | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Richland County Ohio | 2 | $ 358,000 | $ 179,000 | $ 76,000 |
| Bradford County Pennsylvania | 2 | $ 289,000 | $ 144,000 | $ 66,000 |
| Delaware County Pennsylvania | 2 | $ 760,000 | $ 380,000 | $ 109,000 |
| Fayette County Pennsylvania | 2 | $ 582,000 | $ 291,000 | $ 103,000 |
| Lawrence County Pennsylvania | 2 | $ 429,000 | $ 214,000 | $ 86,000 |
| Montour County Pennsylvania | 2 | $ 405,000 | $ 202,000 | $ 80,000 |
| Northampton County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 93,000 |
| Pike County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 274,000 |
| Tioga County Pennsylvania | 2 | $ 281,000 | $ 140,000 | $ 38,000 |
| Warren County Pennsylvania | 2 | $ 387,000 | $ 193,000 | $ 74,000 |
| Providence County Rhode Island | 2 | $ 434,000 | $ 217,000 | $ 93,000 |
| Allendale County South Carolina | 2 | $ 268,000 | $ 134,000 | $ 52,000 |
| Anderson County South Carolina | 2 | $ 730,000 | $ 365,000 | $ 111,000 |
| Charleston County South Carolina | 2 | $ 645,000 | $ 322,000 | $ 115,000 |
| Clarendon County South Carolina | 2 | $ 455,000 | $ 227,000 | $ 89,000 |
| Colleton County South Carolina | 2 | $ 423,000 | $ 211,000 | $ 58,000 |
| Georgetown County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 137,000 |
| Sumter County South Carolina | 2 | $ 396,000 | $ 198,000 | $ 81,000 |
| Fayette County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 55,000 |
| Hamilton County Tennessee | 2 | $ 432,000 | $ 216,000 | $ 54,000 |
| Sevier County Tennessee | 2 | $ 322,000 | $ 161,000 | $ 69,000 |
| White County Tennessee | 2 | $ 591,000 | $ 295,000 | $ 98,000 |
| Summit County Utah | 2 | $ 1,125,000 | $ 562,000 | $ 1,295,000 |
| Utah County Utah | 2 | $ 255,000 | $ 127,000 | $ 54,000 |
| Bennington County Vermont | 2 | $ 376,000 | $ 188,000 | $ 65,000 |
| Orleans County Vermont | 2 | $ 675,000 | $ 337,000 | $ 153,000 |
| Rutland County Vermont | 2 | $ 467,000 | $ 233,000 | $ 83,000 |
| Accomack County Virginia | 2 | $ 225,000 | $ 112,000 | $ 78,000 |
| Okanogan County Washington | 2 | $ 233,000 | $ 116,000 | $ 140,000 |
| Jefferson County West Virginia | 2 | $ 649,000 | $ 324,000 | $ 89,000 |
| Ohio County West Virginia | 2 | $ 400,000 | $ 200,000 | $ 115,000 |
| Coconino County Arizona | 1 | $ 196,000 | $ 196,000 | $ 288,000 |
| Navajo County Arizona | 1 | $ 306,000 | $ 306,000 | $ 84,000 |
| Garland County Arkansas | 1 | $ 281,000 | $ 281,000 | $ 92,000 |
| Chaffee County Colorado | 1 | $ 320,000 | $ 320,000 | $ 155,000 |
| Denver County Colorado | 1 | $ 856,000 | $ 856,000 | $ 250,000 |
| Douglas County Colorado | 1 | $ 374,000 | $ 374,000 | $ 68,000 |
| Grand County Colorado | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Larimer County Colorado | 1 | $ 300,000 | $ 300,000 | $ 121,000 |
| Park County Colorado | 1 | $ 140,000 | $ 140,000 | $ 133,000 |
| Alachua County Florida | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Clay County Florida | 1 | $ 260,000 | $ 260,000 | $ 157,000 |
| Columbia County Florida | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Duval County Florida | 1 | $ 238,000 | $ 238,000 | $ 133,000 |
| Flagler County Florida | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Franklin County Florida | 1 | $ 360,000 | $ 360,000 | $ 69,000 |
| Gilchrist County Florida | 1 | $ 314,000 | $ 314,000 | $ 72,000 |
| Hernando County Florida | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| Hillsborough County Florida | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| Indian River County Florida | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Manatee County Florida | 1 | $ 561,000 | $ 561,000 | $ 401,000 |
| Okaloosa County Florida | 1 | $ 270,000 | $ 270,000 | $ 59,000 |
| Pasco County Florida | 1 | $ 56,000 | $ 56,000 | $ 100,000 |
| Pinellas County Florida | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Putnam County Florida | 1 | $ 158,000 | $ 158,000 | $ 115,000 |
| St. Lucie County Florida | 1 | $ 242,000 | $ 242,000 | $ 84,000 |
| Banks County Georgia | 1 | $ 182,000 | $ 182,000 | $ 68,000 |
| Bleckley County Georgia | 1 | $ 355,000 | $ 355,000 | $ 133,000 |
| Camden County Georgia | 1 | $ 182,000 | $ 182,000 | $ 113,000 |
| Carroll County Georgia | 1 | $ 348,000 | $ 348,000 | $ 136,000 |
| Franklin County Georgia | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Fulton County Georgia | 1 | $ 525,000 | $ 525,000 | $ 90,000 |
| Gordon County Georgia | 1 | $ 314,000 | $ 314,000 | $ 79,000 |
| Macon County Georgia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Meriwether County Georgia | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Pickens County Georgia | 1 | $ 545,000 | $ 545,000 | $ 96,000 |
| Boone County Illinois | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Cook County Illinois | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Sangamon County Illinois | 1 | $ 41,000 | $ 41,000 | $ 94,000 |
| Brown County Indiana | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
| Franklin County Indiana | 1 | $ 278,000 | $ 278,000 | $ 79,000 |
| Greene County Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Johnson County Indiana | 1 | $ 258,000 | $ 258,000 | $ 78,000 |
| Monroe County Indiana | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Orange County Indiana | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Bremer County Iowa | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Butler County Kansas | 1 | $ 128,000 | $ 128,000 | $ 150,000 |
| Johnson County Kansas | 1 | $ 158,000 | $ 158,000 | $ 146,000 |
| Miami County Kansas | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| Bracken County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 47,000 |
| Bullitt County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 88,000 |
| Carter County Kentucky | 1 | $ 298,000 | $ 298,000 | $ 135,000 |
| Fulton County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Grant County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Ohio County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Iberia County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Androscoggin County Maine | 1 | $ 238,000 | $ 238,000 | $ 79,000 |
| Hancock County Maine | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Knox County Maine | 1 | $ 975,000 | $ 975,000 | $ 2,290,000 |
| Oxford County Maine | 1 | $ 495,000 | $ 495,000 | $ 214,000 |
| Somerset County Maine | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Waldo County Maine | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Berkshire County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 124,000 |
| Bristol County Massachusetts | 1 | $ 480,000 | $ 480,000 | $ 189,000 |
| Norfolk County Massachusetts | 1 | $ 450,000 | $ 450,000 | $ 100,000 |
| Hillsdale County Michigan | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Jackson County Michigan | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| Lapeer County Michigan | 1 | $ 290,000 | $ 290,000 | $ 140,000 |
| Livingston County Michigan | 1 | $ 208,000 | $ 208,000 | $ 131,000 |
| Monroe County Michigan | 1 | $ 123,000 | $ 123,000 | $ 76,000 |
| Otsego County Michigan | 1 | $ 102,000 | $ 102,000 | $ 100,000 |
| Van Buren County Michigan | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Lowndes County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 20,000 |
| Madison County Mississippi | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Newton County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Rankin County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 34,000 |
| Henry County Missouri | 1 | $ 260,000 | $ 260,000 | $ 77,000 |
| Osage County Missouri | 1 | $ 233,000 | $ 233,000 | $ 80,000 |
| Cherry County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Clark County Nevada | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Belknap County New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Cheshire County New Hampshire | 1 | $ 299,000 | $ 299,000 | $ 86,000 |
| Coos County New Hampshire | 1 | $ 296,000 | $ 296,000 | $ 81,000 |
| Merrimack County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Rockingham County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Essex County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Hudson County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 104,000 |
| Hunterdon County New Jersey | 1 | $ 550,000 | $ 550,000 | $ 160,000 |
| Passaic County New Jersey | 1 | $ 326,000 | $ 326,000 | $ 113,000 |
| Union County New Jersey | 1 | $ 428,000 | $ 428,000 | $ 109,000 |
| Cayuga County New York | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Franklin County New York | 1 | $ 200,000 | $ 200,000 | $ 759,000 |
| Greene County New York | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Jefferson County New York | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Lewis County New York | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Livingston County New York | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Madison County New York | 1 | $ 198,000 | $ 198,000 | $ 61,000 |
| Montgomery County New York | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Onondaga County New York | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Ontario County New York | 1 | $ 438,000 | $ 438,000 | $ 95,000 |
| Orange County New York | 1 | $ 268,000 | $ 268,000 | $ 73,000 |
| Orleans County New York | 1 | $ 289,000 | $ 289,000 | $ 43,000 |
| Otsego County New York | 1 | $ 219,000 | $ 219,000 | $ 38,000 |
| Rensselaer County New York | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Saratoga County New York | 1 | $ 222,000 | $ 222,000 | $ 90,000 |
| Schenectady County New York | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Schoharie County New York | 1 | $ 323,000 | $ 323,000 | $ 99,000 |
| Schuyler County New York | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Sullivan County New York | 1 | $ 360,000 | $ 360,000 | $ 62,000 |
| Wayne County New York | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Westchester County New York | 1 | $ 349,000 | $ 349,000 | $ 80,000 |
| Brunswick County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 200,000 |
| Caswell County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Chatham County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 95,000 |
| Davie County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 75,000 |
| Forsyth County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Franklin County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 82,000 |
| Graham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Halifax County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Lincoln County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Pender County North Carolina | 1 | $ 483,000 | $ 483,000 | $ 178,000 |
| Perquimans County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 82,000 |
| Pitt County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Polk County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Swain County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Warren County North Carolina | 1 | $ 496,000 | $ 496,000 | $ 263,000 |
| Wilson County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 56,000 |
| Yancey County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Adams County Ohio | 1 | $ 413,000 | $ 413,000 | $ 80,000 |
| Greene County Ohio | 1 | $ 76,000 | $ 76,000 | $ 64,000 |
| Hamilton County Ohio | 1 | $ 278,000 | $ 278,000 | $ 84,000 |
| Hocking County Ohio | 1 | $ 146,000 | $ 146,000 | $ 29,000 |
| Montgomery County Ohio | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Ottawa County Ohio | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Perry County Ohio | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Putnam County Ohio | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
| Ross County Ohio | 1 | $ 200,000 | $ 200,000 | $ 282,000 |
| Sandusky County Ohio | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Stark County Ohio | 1 | $ 311,000 | $ 311,000 | $ 120,000 |
| Tuscarawas County Ohio | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Benton County Oregon | 1 | $ 550,000 | $ 550,000 | $ 160,000 |
| Armstrong County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Blair County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| Carbon County Pennsylvania | 1 | $ 308,000 | $ 308,000 | $ 110,000 |
| Centre County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 69,000 |
| Elk County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Fulton County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Huntingdon County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Indiana County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Jefferson County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Mifflin County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Potter County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 67,000 |
| Somerset County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Susquehanna County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Venango County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Newport County Rhode Island | 1 | $ 372,000 | $ 372,000 | $ 74,000 |
| Abbeville County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Aiken County South Carolina | 1 | $ 268,000 | $ 268,000 | $ 87,000 |
| Calhoun County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Cherokee County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Dorchester County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Edgefield County South Carolina | 1 | $ 223,000 | $ 223,000 | $ 129,000 |
| Fairfield County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Kershaw County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 135,000 |
| Lancaster County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| Orangeburg County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 129,000 |
| Pickens County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
| Saluda County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 29,000 |
| Campbell County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Carroll County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| Coffee County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Dickson County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 87,000 |
| Fentress County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 114,000 |
| Greene County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Henderson County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Perry County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 65,000 |
| Scott County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 150,000 |
| Sequatchie County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Shelby County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| Warren County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Wilson County Tennessee | 1 | $ 290,000 | $ 290,000 | $ 74,000 |
| Denton County Texas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Rich County Utah | 1 | $ 270,000 | $ 270,000 | $ 92,000 |
| Bedford County Virginia | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Carroll County Virginia | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
| Cumberland County Virginia | 1 | $ 199,000 | $ 199,000 | $ 44,000 |
| Goochland County Virginia | 1 | $ 416,000 | $ 416,000 | $ 125,000 |
| Hanover County Virginia | 1 | $ 290,000 | $ 290,000 | $ 88,000 |
| Henrico County Virginia | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Lunenburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Mathews County Virginia | 1 | $ 224,000 | $ 224,000 | $ 49,000 |
| Nottoway County Virginia | 1 | $ 380,000 | $ 380,000 | $ 240,000 |
| Orange County Virginia | 1 | $ 308,000 | $ 308,000 | $ 66,000 |
| Powhatan County Virginia | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Rockbridge County Virginia | 1 | $ 650,000 | $ 650,000 | $ 141,000 |
| Rockingham County Virginia | 1 | $ 289,000 | $ 289,000 | $ 76,000 |
| Spotsylvania County Virginia | 1 | $ 284,000 | $ 284,000 | $ 123,000 |
| Spokane County Washington | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Hardy County West Virginia | 1 | $ 359,000 | $ 359,000 | $ 112,000 |
| Marshall County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 136,000 |
| Mercer County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Monroe County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Morgan County West Virginia | 1 | $ 359,000 | $ 359,000 | $ 121,000 |
| Raleigh County West Virginia | 1 | $ 177,000 | $ 177,000 | $ 81,000 |
| Fond du Lac County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Ozaukee County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| St. Croix County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Vilas County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 217,000 |
Mortgage Loan Application Detail Totals for American Home Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,852 | $609,570,000 | $213,000 | $1,270,000 | $98,000 | $2,290,000 |
| Refinancing | 466 | $102,250,000 | $219,000 | $1,229,000 | $100,000 | $1,839,000 |
| Home Improvement | 28 | $5,241,000 | $187,000 | $785,000 | $92,000 | $232,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,663 | $572,528,000 | $214,000 | $1,270,000 | $101,000 | $1,839,000 |
| Black or African American | 234 | $52,462,000 | $224,000 | $693,000 | $85,000 | $408,000 |
| Hispanic | 213 | $38,650,000 | $181,000 | $610,000 | $62,000 | $375,000 |
| Asian | 118 | $26,960,000 | $228,000 | $1,190,000 | $89,000 | $306,000 |
| Not Provided | 99 | $22,339,000 | $225,000 | $975,000 | $131,000 | $2,290,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,150,000 | $210,000 | $483,000 | $69,000 | $178,000 |
| American Indian or Alaskan Native | 4 | $972,000 | $243,000 | $293,000 | $71,000 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,106 | $673,929,000 | $216,000 | $1,270,000 | $101,000 | $2,290,000 |
| FHA-insured (Federal Housing Administration) | 174 | $28,038,000 | $161,000 | $283,000 | $58,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 66 | $15,094,000 | $228,000 | $416,000 | $71,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,590 | $542,263,000 | $209,000 | $1,270,000 | $98,000 | $2,290,000 |
| Application Approved But Not Accepted | 465 | $106,527,000 | $229,000 | $693,000 | $94,000 | $435,000 |
| Application Denied By Financial Institution | 252 | $62,540,000 | $248,000 | $1,080,000 | $98,000 | $576,000 |
| Application Withdrawn By Applicant | 39 | $5,731,000 | $146,000 | $417,000 | $93,000 | $250,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $21,431,000 | $278,000 | $650,000 | $81,000 | $216,000 |
| Credit History | 57 | $12,277,000 | $215,000 | $595,000 | $90,000 | $576,000 |
| Other | 42 | $10,245,000 | $243,000 | $785,000 | $127,000 | $398,000 |
| Collateral | 37 | $9,010,000 | $243,000 | $620,000 | $97,000 | $240,000 |
| Credit Application Incomplete | 16 | $3,731,000 | $233,000 | $417,000 | $90,000 | $230,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,879,000 | $387,000 | $1,080,000 | $217,000 | $500,000 |
| Employment History | 7 | $1,133,000 | $161,000 | $417,000 | $40,000 | $92,000 |
| Unverifiable Information | 5 | $690,000 | $138,000 | $250,000 | $77,000 | $155,000 |
| Mortgage Insurance Denied | 1 | $144,000 | $144,000 | $144,000 | $113,000 | $113,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.