American Home Lending Usa, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
American Home Lending Usa, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Lending Usa, Llc 230 S Buchanan St, Ste A Edwardsville, IL 62025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 358 |
| Total Mortgage Loan Application Amount | $89,370,000 |
| Average Mortgage Loan Application Amount | $262,333 |
| Highest Mortgage Loan Application Amount | $1,775,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $584,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with American Home Lending Usa, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Lending Usa, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down American Home Lending Usa, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Lending Usa, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Lending Usa, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Lending Usa, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Illinois | 82 | $ 17,550,000 | $ 214,000 | $ 98,000 |
| Mobile County Alabama | 55 | $ 10,865,000 | $ 197,000 | $ 88,000 |
| Baldwin County Alabama | 25 | $ 5,595,000 | $ 223,000 | $ 80,000 |
| St. Clair County Illinois | 21 | $ 4,565,000 | $ 217,000 | $ 91,000 |
| Lee County Mississippi | 19 | $ 3,295,000 | $ 173,000 | $ 74,000 |
| Lamar County Mississippi | 9 | $ 1,795,000 | $ 199,000 | $ 76,000 |
| St. Louis City County Missouri | 7 | $ 1,685,000 | $ 240,000 | $ 80,000 |
| St. Charles County Missouri | 6 | $ 1,540,000 | $ 256,000 | $ 122,000 |
| Cook County Illinois | 5 | $ 2,065,000 | $ 413,000 | $ 246,000 |
| St. Louis County Missouri | 5 | $ 1,275,000 | $ 255,000 | $ 131,000 |
| Pinellas County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 97,000 |
| Charles County Maryland | 4 | $ 1,550,000 | $ 387,000 | $ 231,000 |
| Prince George's County Maryland | 4 | $ 1,760,000 | $ 440,000 | $ 184,000 |
| Itawamba County Mississippi | 4 | $ 540,000 | $ 135,000 | $ 49,000 |
| Tippah County Mississippi | 4 | $ 650,000 | $ 162,000 | $ 49,000 |
| Los Angeles County California | 3 | $ 1,665,000 | $ 555,000 | $ 124,000 |
| Okaloosa County Florida | 3 | $ 715,000 | $ 238,000 | $ 140,000 |
| Macoupin County Illinois | 3 | $ 475,000 | $ 158,000 | $ 45,000 |
| Jackson County Mississippi | 3 | $ 725,000 | $ 241,000 | $ 67,000 |
| Prentiss County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 28,000 |
| Riverside County California | 2 | $ 720,000 | $ 360,000 | $ 104,000 |
| San Bernardino County California | 2 | $ 730,000 | $ 365,000 | $ 100,000 |
| San Diego County California | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| El Paso County Colorado | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Collier County Florida | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Duval County Florida | 2 | $ 510,000 | $ 255,000 | $ 134,000 |
| Palm Beach County Florida | 2 | $ 910,000 | $ 455,000 | $ 115,000 |
| Santa Rosa County Florida | 2 | $ 750,000 | $ 375,000 | $ 307,000 |
| Volusia County Florida | 2 | $ 490,000 | $ 245,000 | $ 109,000 |
| DeKalb County Georgia | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| Lake County Illinois | 2 | $ 1,050,000 | $ 525,000 | $ 193,000 |
| McLean County Illinois | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Frederick County Maryland | 2 | $ 830,000 | $ 415,000 | $ 111,000 |
| Montgomery County Maryland | 2 | $ 940,000 | $ 470,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 600,000 | $ 300,000 | $ 102,000 |
| Forrest County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Harrison County Mississippi | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Pontotoc County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Tate County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 84,000 |
| Cherokee County Alabama | 1 | $ 425,000 | $ 425,000 | $ 168,000 |
| Elmore County Alabama | 1 | $ 205,000 | $ 205,000 | $ 334,000 |
| Madison County Alabama | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Imperial County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Benito County California | 1 | $ 605,000 | $ 605,000 | $ 0 |
| San Joaquin County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Santa Clara County California | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Solano County California | 1 | $ 485,000 | $ 485,000 | $ 137,000 |
| Ventura County California | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| Arapahoe County Colorado | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Douglas County Colorado | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Bay County Florida | 1 | $ 505,000 | $ 505,000 | $ 195,000 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Broward County Florida | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Hillsborough County Florida | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Gwinnett County Georgia | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Henry County Georgia | 1 | $ 355,000 | $ 355,000 | $ 202,000 |
| Bond County Illinois | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Calhoun County Illinois | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Clinton County Illinois | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Johnson County Illinois | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Kankakee County Illinois | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Sangamon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Anne Arundel County Maryland | 1 | $ 545,000 | $ 545,000 | $ 159,000 |
| Calvert County Maryland | 1 | $ 545,000 | $ 545,000 | $ 198,000 |
| Queen Anne's County Maryland | 1 | $ 805,000 | $ 805,000 | $ 156,000 |
| St. Mary's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Macomb County Michigan | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Wayne County Michigan | 1 | $ 195,000 | $ 195,000 | $ 326,000 |
| Alcorn County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Calhoun County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Chickasaw County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| George County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Grenada County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Lafayette County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Madison County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Monroe County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Rankin County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Jackson County Missouri | 1 | $ 515,000 | $ 515,000 | $ 153,000 |
| Jefferson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Johnson County Missouri | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Warren County Missouri | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Davidson County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 248,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 1,775,000 | $ 1,775,000 | $ 584,000 |
| Shelby County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 513,000 |
| Wilson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Brazos County Texas | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Williamson County Texas | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
Mortgage Loan Application Detail Totals for American Home Lending Usa, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 218 | $50,200,000 | $230,000 | $1,775,000 | $99,000 | $584,000 |
| Refinancing | 97 | $27,225,000 | $280,000 | $865,000 | $108,000 | $240,000 |
| Cash-out Refinancing | 43 | $11,945,000 | $277,000 | $545,000 | $115,000 | $326,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 245 | $58,445,000 | $238,000 | $1,775,000 | $100,000 | $584,000 |
| Not Provided | 50 | $12,240,000 | $244,000 | $865,000 | $115,000 | $334,000 |
| Black or African American | 49 | $14,335,000 | $292,000 | $665,000 | $107,000 | $326,000 |
| Hispanic | 10 | $3,140,000 | $314,000 | $645,000 | $65,000 | $111,000 |
| Asian | 4 | $1,210,000 | $302,000 | $485,000 | $114,000 | $173,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 240 | $53,390,000 | $222,000 | $1,775,000 | $106,000 | $584,000 |
| VA-guaranteed (Veterans Administration) | 85 | $30,365,000 | $357,000 | $865,000 | $118,000 | $354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $5,615,000 | $170,000 | $255,000 | $55,000 | $112,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 292 | $73,480,000 | $251,000 | $1,775,000 | $105,000 | $584,000 |
| Application Withdrawn By Applicant | 60 | $14,690,000 | $244,000 | $805,000 | $96,000 | $375,000 |
| Application Denied By Financial Institution | 6 | $1,200,000 | $200,000 | $395,000 | $76,000 | $106,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 352 | $88,170,000 | $250,000 | $1,775,000 | $103,000 | $584,000 |
| Other | 2 | $640,000 | $320,000 | $395,000 | $80,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $106,000 | $106,000 |
| Collateral | 1 | $95,000 | $95,000 | $95,000 | $90,000 | $90,000 |
| Credit History | 1 | $95,000 | $95,000 | $95,000 | $54,000 | $54,000 |
| Debt-To-Income Ratio | 1 | $175,000 | $175,000 | $175,000 | $46,000 | $46,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Lending Usa, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Lending Usa, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.