American Interbanc Mortgage, Llc. Mortgage Lending & HMDA Data, 2011

In 2011, American Interbanc Mortgage, Llc. of Irvine, CA reported 1,557 mortgage applications totaling $446.7 million, down 30% from 2010. The average application was for $286,879, and applicants reported an average income of $129,300. 78% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (274), Santa Ana-Anaheim-Irvine, CA (212) and San Diego-Carlsbad-San Marcos, CA (126) (applications in parentheses).

Mortgage Company & Address American Interbanc Mortgage, Llc.
4 Park Plaza #650
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,557
Total Mortgage Loan Application Amount $446,672,000
Average Mortgage Loan Application Amount $286,879
Highest Mortgage Loan Application Amount $1,293,000
Average Applicant Income $129,300
Highest Applicant Income $1,094,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Interbanc Mortgage, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Interbanc Mortgage, Llc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 274 $ 83,487,000 $ 304,697 $ 125,000
Orange, California 212 $ 73,560,000 $ 346,981 $ 148,000
San Diego, California 126 $ 40,469,000 $ 321,182 $ 145,000
Middlesex, Massachusetts 62 $ 17,050,000 $ 275,000 $ 135,000
Santa Clara, California 54 $ 21,580,000 $ 399,629 $ 152,000
San Bernardino, California 48 $ 11,187,000 $ 233,062 $ 120,000
Sacramento, California 47 $ 8,728,000 $ 185,702 $ 89,000
Ventura, California 46 $ 14,323,000 $ 311,369 $ 129,000
Riverside, California 44 $ 9,730,000 $ 221,136 $ 107,000
King, Washington 39 $ 10,087,000 $ 258,641 $ 130,000
Alameda, California 34 $ 11,201,000 $ 329,441 $ 129,000
Contra Costa, California 33 $ 11,050,000 $ 334,848 $ 128,000
Placer, California 23 $ 5,931,000 $ 257,869 $ 127,000
San Mateo, California 21 $ 8,844,000 $ 421,142 $ 152,000
Norfolk, Massachusetts 21 $ 6,742,000 $ 321,047 $ 140,000
Essex, Massachusetts 18 $ 5,757,000 $ 319,833 $ 158,000
Worcester, Massachusetts 16 $ 3,504,000 $ 219,000 $ 146,000
Santa Barbara, California 13 $ 4,282,000 $ 329,384 $ 105,000
Sonoma, California 13 $ 3,556,000 $ 273,538 $ 130,000
San Francisco, California 11 $ 4,013,000 $ 364,818 $ 163,000
Santa Cruz, California 11 $ 3,100,000 $ 281,818 $ 119,000
Washington, Oregon 10 $ 2,512,000 $ 251,200 $ 112,000
Harris, Texas 9 $ 1,905,000 $ 211,666 $ 101,000
Fresno, California 8 $ 1,488,000 $ 186,000 $ 119,000
Yolo, California 8 $ 1,570,000 $ 196,250 $ 107,000
Plymouth, Massachusetts 8 $ 1,881,000 $ 235,125 $ 94,000
San Joaquin, California 7 $ 1,000,000 $ 142,857 $ 106,000
Ada, Idaho 7 $ 1,038,000 $ 148,285 $ 88,000
Hampden, Massachusetts 7 $ 1,157,000 $ 165,285 $ 105,000
Bucks, Pennsylvania 7 $ 1,832,000 $ 261,714 $ 127,000
Philadelphia, Pennsylvania 7 $ 1,658,000 $ 236,857 $ 103,000
Kern, California 6 $ 1,098,000 $ 183,000 $ 91,000
Marin, California 6 $ 2,430,000 $ 405,000 $ 190,000
San Luis Obispo, California 6 $ 1,739,000 $ 289,833 $ 136,000
Solano, California 6 $ 1,248,000 $ 208,000 $ 165,000
Stanislaus, California 6 $ 1,019,000 $ 169,833 $ 99,000
Barnstable, Massachusetts 6 $ 1,659,000 $ 276,500 $ 189,000
Clark, Washington 6 $ 1,008,000 $ 168,000 $ 82,000
Kitsap, Washington 6 $ 1,269,000 $ 211,500 $ 141,000
Pierce, Washington 6 $ 1,470,000 $ 245,000 $ 118,000
El Dorado, California 5 $ 1,419,000 $ 283,800 $ 154,000
Napa, California 5 $ 1,302,000 $ 260,400 $ 106,000
Tuolumne, California 5 $ 1,708,000 $ 341,600 $ 197,000
Hampshire, Massachusetts 5 $ 910,000 $ 182,000 $ 117,000
Suffolk, Massachusetts 5 $ 1,394,000 $ 278,800 $ 160,000
Multnomah, Oregon 5 $ 1,077,000 $ 215,400 $ 133,000
Chester, Pennsylvania 5 $ 1,155,000 $ 231,000 $ 137,000
Montgomery, Pennsylvania 5 $ 1,012,000 $ 202,400 $ 115,000
Davis, Utah 5 $ 1,370,000 $ 274,000 $ 105,000
Salt Lake, Utah 5 $ 1,637,000 $ 327,400 $ 140,000
Monterey, California 4 $ 1,345,000 $ 336,250 $ 221,000
Shasta, California 4 $ 674,000 $ 168,500 $ 67,000
Essex, New Jersey 4 $ 947,000 $ 236,750 $ 162,000
Middlesex, New Jersey 4 $ 1,266,000 $ 316,500 $ 111,000
Ocean, New Jersey 4 $ 846,000 $ 211,500 $ 105,000
Allegheny, Pennsylvania 4 $ 704,000 $ 176,000 $ 100,000
Snohomish, Washington 4 $ 858,000 $ 214,500 $ 88,000
Thurston, Washington 4 $ 845,000 $ 211,250 $ 142,000
Butte, California 3 $ 711,000 $ 237,000 $ 113,000
Nevada, California 3 $ 863,000 $ 287,666 $ 114,000
Denver, Colorado 3 $ 731,000 $ 243,666 $ 113,000
El Paso, Colorado 3 $ 474,000 $ 158,000 $ 110,000
Burlington, New Jersey 3 $ 535,000 $ 178,333 $ 90,000
Camden, New Jersey 3 $ 643,000 $ 214,333 $ 87,000
Union, New Jersey 3 $ 1,038,000 $ 346,000 $ 140,000
Lane, Oregon 3 $ 453,000 $ 151,000 $ 109,000
Bexar, Texas 3 $ 426,000 $ 142,000 $ 120,000
Tarrant, Texas 3 $ 504,000 $ 168,000 $ 105,000
Benton, Washington 3 $ 578,000 $ 192,666 $ 93,000
Calaveras, California 2 $ 638,000 $ 319,000 $ 364,000
Humboldt, California 2 $ 654,000 $ 327,000 $ 137,000
Merced, California 2 $ 221,000 $ 110,500 $ 146,000
Mono, California 2 $ 333,000 $ 166,500 $ 56,000
Adams, Colorado 2 $ 530,000 $ 265,000 $ 111,000
Boulder, Colorado 2 $ 503,000 $ 251,500 $ 101,000
Douglas, Colorado 2 $ 702,000 $ 351,000 $ 130,000
Fairfield, Connecticut 2 $ 864,000 $ 432,000 $ 120,000
Hillsborough, Florida 2 $ 290,000 $ 145,000 $ 84,000
Pinellas, Florida 2 $ 461,000 $ 230,500 $ 151,000
Honolulu, Hawaii 2 $ 1,137,000 $ 568,500 $ 121,000
Maui, Hawaii 2 $ 571,000 $ 285,500 $ 129,000
Jefferson, Idaho 2 $ 408,000 $ 204,000 $ 135,000
Latah, Idaho 2 $ 481,000 $ 240,500 $ 92,000
DuPage, Illinois 2 $ 369,000 $ 184,500 $ 99,000
Bristol, Massachusetts 2 $ 380,000 $ 190,000 $ 73,000
Gloucester, New Jersey 2 $ 353,000 $ 176,500 $ 152,000
Hudson, New Jersey 2 $ 585,000 $ 292,500 $ 151,000
Monmouth, New Jersey 2 $ 724,000 $ 362,000 $ 169,000
Passaic, New Jersey 2 $ 655,000 $ 327,500 $ 118,000
Somerset, New Jersey 2 $ 450,000 $ 225,000 $ 218,000
Franklin, Ohio 2 $ 342,000 $ 171,000 $ 81,000
Benton, Oregon 2 $ 519,000 $ 259,500 $ 94,000
Jackson, Oregon 2 $ 268,000 $ 134,000 $ 52,000
Berks, Pennsylvania 2 $ 498,000 $ 249,000 $ 101,000
Dauphin, Pennsylvania 2 $ 380,000 $ 190,000 $ 87,000
Delaware, Pennsylvania 2 $ 582,000 $ 291,000 $ 164,000
Lebanon, Pennsylvania 2 $ 291,000 $ 145,500 $ 90,000
Lehigh, Pennsylvania 2 $ 540,000 $ 270,000 $ 184,000
Monroe, Pennsylvania 2 $ 463,000 $ 231,500 $ 105,000
Venango, Pennsylvania 2 $ 350,000 $ 175,000 $ 49,000
Collin, Texas 2 $ 440,000 $ 220,000 $ 106,000
Dallas, Texas 2 $ 353,000 $ 176,500 $ 85,000
Denton, Texas 2 $ 404,000 $ 202,000 $ 96,000
Cache, Utah 2 $ 416,000 $ 208,000 $ 80,000
Utah, Utah 2 $ 621,000 $ 310,500 $ 90,000
Clallam, Washington 2 $ 304,000 $ 152,000 $ 111,000
Grays Harbor, Washington 2 $ 303,000 $ 151,500 $ 100,000
Skagit, Washington 2 $ 481,000 $ 240,500 $ 69,000
Spokane, Washington 2 $ 467,000 $ 233,500 $ 80,000
Maricopa, Arizona 1 $ 210,000 $ 210,000 $ 59,000
Mohave, Arizona 1 $ 172,000 $ 172,000 $ 355,000
Imperial, California 1 $ 256,000 $ 256,000 $ 160,000
Lake, California 1 $ 134,000 $ 134,000 $ 116,000
Mendocino, California 1 $ 280,000 $ 280,000 $ 106,000
Sutter, California 1 $ 165,000 $ 165,000 $ 92,000
Yuba, California 1 $ 85,000 $ 85,000 $ 181,000
Arapahoe, Colorado 1 $ 230,000 $ 230,000 $ 217,000
Larimer, Colorado 1 $ 235,000 $ 235,000 $ 83,000
Logan, Colorado 1 $ 151,000 $ 151,000 $ 129,000
Teller, Colorado 1 $ 133,000 $ 133,000 $ 69,000
Duval, Florida 1 $ 114,000 $ 114,000 $ 46,000
Miami-Dade, Florida 1 $ 49,000 $ 49,000 $ 95,000
Seminole, Florida 1 $ 72,000 $ 72,000 $ 38,000
Bear Lake, Idaho 1 $ 237,000 $ 237,000 $ 372,000
Bonner, Idaho 1 $ 219,000 $ 219,000 $ 69,000
Kootenai, Idaho 1 $ 104,000 $ 104,000 $ 51,000
Floyd, Indiana 1 $ 195,000 $ 195,000 $ 113,000
Baltimore, Maryland 1 $ 135,000 $ 135,000 $ 49,000
Frederick, Maryland 1 $ 192,000 $ 192,000 $ 112,000
Talbot, Maryland 1 $ 119,000 $ 119,000 $ 79,000
Berkshire, Massachusetts 1 $ 179,000 $ 179,000 $ 152,000
Atlantic, New Jersey 1 $ 235,000 $ 235,000 $ 116,000
Bergen, New Jersey 1 $ 268,000 $ 268,000 $ 99,000
Mercer, New Jersey 1 $ 276,000 $ 276,000 $ 117,000
Sussex, New Jersey 1 $ 371,000 $ 371,000 $ 134,000
Butler, Ohio 1 $ 320,000 $ 320,000 $ 104,000
Delaware, Ohio 1 $ 158,000 $ 158,000 $ 39,000
Medina, Ohio 1 $ 220,000 $ 220,000 $ 62,000
Oklahoma, Oklahoma 1 $ 188,000 $ 188,000 $ 101,000
Deschutes, Oregon 1 $ 252,000 $ 252,000 $ 74,000
Hood River, Oregon 1 $ 148,000 $ 148,000 $ 118,000
Lincoln, Oregon 1 $ 338,000 $ 338,000 $ 154,000
Linn, Oregon 1 $ 101,000 $ 101,000 $ 52,000
Polk, Oregon 1 $ 259,000 $ 259,000 $ 91,000
Butler, Pennsylvania 1 $ 159,000 $ 159,000 $ 48,000
Centre, Pennsylvania 1 $ 320,000 $ 320,000 $ 92,000
Cumberland, Pennsylvania 1 $ 236,000 $ 236,000 $ 86,000
Franklin, Pennsylvania 1 $ 180,000 $ 180,000 $ 85,000
Lackawanna, Pennsylvania 1 $ 50,000 $ 50,000 $ 73,000
Lancaster, Pennsylvania 1 $ 215,000 $ 215,000 $ 107,000
Lawrence, Pennsylvania 1 $ 98,000 $ 98,000 $ 93,000
Northampton, Pennsylvania 1 $ 154,000 $ 154,000 $ 88,000
Pike, Pennsylvania 1 $ 236,000 $ 236,000 $ 101,000
Potter, Pennsylvania 1 $ 113,000 $ 113,000 $ 84,000
Westmoreland, Pennsylvania 1 $ 155,000 $ 155,000 $ 98,000
York, Pennsylvania 1 $ 225,000 $ 225,000 $ 177,000
Williamson, Tennessee 1 $ 400,000 $ 400,000 $ 159,000
Brazoria, Texas 1 $ 150,000 $ 150,000 $ 83,000
El Paso, Texas 1 $ 125,000 $ 125,000 $ 129,000
Galveston, Texas 1 $ 149,000 $ 149,000 $ 68,000
Montgomery, Texas 1 $ 186,000 $ 186,000 $ 126,000
Parker, Texas 1 $ 372,000 $ 372,000 $ 168,000
Rockwall, Texas 1 $ 416,000 $ 416,000 $ 371,000
Travis, Texas 1 $ 117,000 $ 117,000 $ 87,000
Williamson, Texas 1 $ 92,000 $ 92,000 $ 170,000
Summit, Utah 1 $ 395,000 $ 395,000 $ 284,000
Weber, Utah 1 $ 170,000 $ 170,000 $ 71,000
Grant, Washington 1 $ 185,000 $ 185,000 $ 111,000
Island, Washington 1 $ 185,000 $ 185,000 $ 97,000
Jefferson, Washington 1 $ 200,000 $ 200,000 $ 69,000
Klickitat, Washington 1 $ 292,000 $ 292,000 $ 140,000
Lewis, Washington 1 $ 237,000 $ 237,000 $ 156,000
Yakima, Washington 1 $ 142,000 $ 142,000 $ 47,000

Mortgage Loan Application Detail Totals for American Interbanc Mortgage, Llc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,323 $376,576,000 $284,000 $1,293,000 $129,000 $1,094,000
Home Purchase 234 $70,096,000 $299,000 $730,000 $131,000 $488,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,137 $322,318,000 $283,000 $1,293,000 $131,000 $1,094,000
Asian 302 $91,925,000 $304,000 $880,000 $129,000 $616,000
Hispanic 102 $28,250,000 $276,000 $724,000 $111,000 $423,000
Black or African American 9 $2,588,000 $287,000 $524,000 $118,000 $212,000
Native Hawaiian or Other Pacific Islander 4 $1,012,000 $253,000 $480,000 $183,000 $231,000
Not Provided 2 $305,000 $152,000 $220,000 $106,000 $130,000
American Indian or Alaskan Native 1 $274,000 $274,000 $274,000 $58,000 $58,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,557 $446,672,000 $286,000 $1,293,000 $130,000 $1,094,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,208 $341,987,000 $283,000 $1,293,000 $132,000 $979,000
Application Withdrawn By Applicant 165 $51,153,000 $310,000 $680,000 $126,000 $1,094,000
Application Denied By Financial Institution 87 $26,487,000 $304,000 $880,000 $110,000 $500,000
Application Approved But Not Accepted 84 $23,882,000 $284,000 $730,000 $129,000 $350,000
File Closed For Incompleteness 13 $3,163,000 $243,000 $375,000 $108,000 $211,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5 $1,541,000 $308,000 $405,000 $101,000 $129,000
Other 3 $921,000 $307,000 $372,000 $134,000 $155,000
Employment History 2 $840,000 $420,000 $540,000 $124,000 $150,000
Credit Application Incomplete 1 $110,000 $110,000 $110,000 $58,000 $58,000
Credit History 1 $295,000 $295,000 $295,000 $68,000 $68,000
Debt-To-Income Ratio 1 $479,000 $479,000 $479,000 $106,000 $106,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List