American Interbanc Mortgage, Llc. Mortgage Lending & HMDA Data, 2016

In 2016, American Interbanc Mortgage, Llc. of Irvine, CA reported 2,261 mortgage applications totaling $823.2 million, up 158% from 2015. The average application was for $364,106, and applicants reported an average income of $156,791. 51% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (391), Anaheim-Santa Ana-Irvine, CA (218) and San Diego-Carlsbad, CA (172) (applications in parentheses).

Mortgage Company & Address American Interbanc Mortgage, Llc.
4 Park Plaza #650
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,261
Total Mortgage Loan Application Amount $823,245,000
Average Mortgage Loan Application Amount $364,106
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $156,791
Highest Applicant Income $2,927,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Interbanc Mortgage, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Interbanc Mortgage, Llc. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 391 $ 153,491,000 $ 392,560 $ 150,000
Orange, California 218 $ 92,773,000 $ 425,564 $ 170,000
San Diego, California 172 $ 66,764,000 $ 388,162 $ 167,000
Santa Clara, California 75 $ 38,571,000 $ 514,280 $ 178,000
King, Washington 73 $ 25,750,000 $ 352,739 $ 153,000
Alameda, California 67 $ 32,547,000 $ 485,776 $ 197,000
Riverside, California 67 $ 21,283,000 $ 317,656 $ 163,000
Sacramento, California 64 $ 18,614,000 $ 290,843 $ 113,000
San Bernardino, California 64 $ 17,807,000 $ 278,234 $ 120,000
Contra Costa, California 43 $ 20,821,000 $ 484,209 $ 157,000
Ventura, California 41 $ 14,237,000 $ 347,243 $ 139,000
Collin, Texas 33 $ 9,994,000 $ 302,848 $ 136,000
Harris, Texas 33 $ 8,852,000 $ 268,242 $ 153,000
Fort Bend, Texas 32 $ 8,258,000 $ 258,062 $ 140,000
San Mateo, California 31 $ 17,326,000 $ 558,903 $ 238,000
Snohomish, Washington 26 $ 9,328,000 $ 358,769 $ 151,000
Travis, Texas 25 $ 7,413,000 $ 296,520 $ 132,000
Multnomah, Oregon 23 $ 7,969,000 $ 346,478 $ 128,000
Denton, Texas 23 $ 6,677,000 $ 290,304 $ 158,000
Placer, California 22 $ 7,934,000 $ 360,636 $ 141,000
Montgomery, Maryland 22 $ 8,103,000 $ 368,318 $ 221,000
Washington, Oregon 21 $ 6,385,000 $ 304,047 $ 176,000
San Francisco, California 19 $ 11,096,000 $ 584,000 $ 317,000
San Joaquin, California 19 $ 5,755,000 $ 302,894 $ 113,000
Tarrant, Texas 18 $ 4,745,000 $ 263,611 $ 148,000
Pierce, Washington 18 $ 5,697,000 $ 316,500 $ 124,000
Dallas, Texas 17 $ 6,474,000 $ 380,823 $ 217,000
Williamson, Tennessee 15 $ 5,404,000 $ 360,266 $ 203,000
Santa Barbara, California 14 $ 5,736,000 $ 409,714 $ 146,000
Williamson, Texas 14 $ 3,983,000 $ 284,500 $ 141,000
Howard, Maryland 13 $ 4,348,000 $ 334,461 $ 166,000
Chester, Pennsylvania 13 $ 4,114,000 $ 316,461 $ 216,000
Davidson, Tennessee 13 $ 3,535,000 $ 271,923 $ 104,000
Clark, Washington 13 $ 3,323,000 $ 255,615 $ 178,000
Kern, California 12 $ 2,134,000 $ 177,833 $ 101,000
District of Columbia, District Of Columbia 12 $ 5,630,000 $ 469,166 $ 174,000
Middlesex, New Jersey 12 $ 3,722,000 $ 310,166 $ 149,000
Santa Cruz, California 11 $ 5,050,000 $ 459,090 $ 162,000
Solano, California 11 $ 3,834,000 $ 348,545 $ 134,000
Montgomery, Pennsylvania 11 $ 3,184,000 $ 289,454 $ 152,000
Yolo, California 10 $ 3,034,000 $ 303,400 $ 220,000
Waukesha, Wisconsin 10 $ 2,405,000 $ 240,500 $ 132,000
San Luis Obispo, California 9 $ 4,907,000 $ 545,222 $ 164,000
Sonoma, California 9 $ 3,387,000 $ 376,333 $ 109,000
Anne Arundel, Maryland 9 $ 4,778,000 $ 530,888 $ 134,000
Baltimore, Maryland 9 $ 2,609,000 $ 289,888 $ 158,000
Spokane, Washington 9 $ 2,316,000 $ 257,333 $ 119,000
Nevada, California 8 $ 2,828,000 $ 353,500 $ 167,000
Stanislaus, California 8 $ 2,146,000 $ 268,250 $ 118,000
Ada, Idaho 8 $ 2,033,000 $ 254,125 $ 178,000
Somerset, New Jersey 8 $ 2,689,000 $ 336,125 $ 184,000
Bexar, Texas 8 $ 2,349,000 $ 293,625 $ 192,000
Whatcom, Washington 8 $ 2,505,000 $ 313,125 $ 145,000
Marin, California 7 $ 4,390,000 $ 627,142 $ 213,000
Monterey, California 7 $ 2,224,000 $ 317,714 $ 144,000
Denver, Colorado 7 $ 2,781,000 $ 397,285 $ 124,000
Hudson, New Jersey 7 $ 2,979,000 $ 425,571 $ 176,000
Union, New Jersey 7 $ 2,574,000 $ 367,714 $ 180,000
Brazoria, Texas 7 $ 1,263,000 $ 180,428 $ 121,000
Clackamas, Oregon 6 $ 2,165,000 $ 360,833 $ 121,000
Philadelphia, Pennsylvania 6 $ 1,323,000 $ 220,500 $ 109,000
Tulare, California 5 $ 992,000 $ 198,400 $ 85,000
Carroll, Maryland 5 $ 2,227,000 $ 445,400 $ 142,000
Harford, Maryland 5 $ 1,365,000 $ 273,000 $ 137,000
Bergen, New Jersey 5 $ 1,781,000 $ 356,200 $ 177,000
Monmouth, New Jersey 5 $ 1,616,000 $ 323,200 $ 194,000
Morris, New Jersey 5 $ 1,363,000 $ 272,600 $ 175,000
Ocean, New Jersey 5 $ 1,686,000 $ 337,200 $ 138,000
Marion, Oregon 5 $ 1,036,000 $ 207,200 $ 65,000
Bucks, Pennsylvania 5 $ 1,553,000 $ 310,600 $ 173,000
Montgomery, Texas 5 $ 1,365,000 $ 273,000 $ 184,000
Kitsap, Washington 5 $ 1,676,000 $ 335,200 $ 160,000
Thurston, Washington 5 $ 1,958,000 $ 391,600 $ 148,000
El Dorado, California 4 $ 967,000 $ 241,750 $ 167,000
Fresno, California 4 $ 1,061,000 $ 265,250 $ 114,000
Shasta, California 4 $ 1,281,000 $ 320,250 $ 97,000
Boulder, Colorado 4 $ 795,000 $ 198,750 $ 71,000
Douglas, Colorado 4 $ 1,163,000 $ 290,750 $ 153,000
El Paso, Colorado 4 $ 1,344,000 $ 336,000 $ 135,000
Jefferson, Colorado 4 $ 1,122,000 $ 280,500 $ 102,000
Larimer, Colorado 4 $ 1,026,000 $ 256,500 $ 94,000
Frederick, Maryland 4 $ 1,139,000 $ 284,750 $ 110,000
Shelby, Tennessee 4 $ 1,150,000 $ 287,500 $ 133,000
Dane, Wisconsin 4 $ 1,413,000 $ 353,250 $ 130,000
Butte, California 3 $ 601,000 $ 200,333 $ 159,000
Napa, California 3 $ 1,438,000 $ 479,333 $ 213,000
Adams, Colorado 3 $ 738,000 $ 246,000 $ 165,000
Arapahoe, Colorado 3 $ 1,223,000 $ 407,666 $ 162,000
Blaine, Idaho 3 $ 954,000 $ 318,000 $ 121,000
Kootenai, Idaho 3 $ 691,000 $ 230,333 $ 102,000
Burlington, New Jersey 3 $ 682,000 $ 227,333 $ 115,000
Camden, New Jersey 3 $ 685,000 $ 228,333 $ 92,000
Essex, New Jersey 3 $ 1,549,000 $ 516,333 $ 211,000
Mercer, New Jersey 3 $ 1,002,000 $ 334,000 $ 308,000
Warren, New Jersey 3 $ 803,000 $ 267,666 $ 132,000
Deschutes, Oregon 3 $ 1,348,000 $ 449,333 $ 110,000
Hamilton, Tennessee 3 $ 746,000 $ 248,666 $ 123,000
El Paso, Texas 3 $ 588,000 $ 196,000 $ 96,000
Galveston, Texas 3 $ 689,000 $ 229,666 $ 137,000
Benton, Washington 3 $ 747,000 $ 249,000 $ 212,000
Chelan, Washington 3 $ 784,000 $ 261,333 $ 79,000
Calaveras, California 2 $ 403,000 $ 201,500 $ 67,000
Mariposa, California 2 $ 526,000 $ 263,000 $ 77,000
Merced, California 2 $ 558,000 $ 279,000 $ 82,000
Weld, Colorado 2 $ 618,000 $ 309,000 $ 112,000
Canyon, Idaho 2 $ 484,000 $ 242,000 $ 203,000
Baltimore City, Maryland 2 $ 398,000 $ 199,000 $ 123,000
Prince George's, Maryland 2 $ 447,000 $ 223,500 $ 117,000
Wicomico, Maryland 2 $ 482,000 $ 241,000 $ 131,000
Hunterdon, New Jersey 2 $ 810,000 $ 405,000 $ 182,000
Benton, Oregon 2 $ 573,000 $ 286,500 $ 129,000
Douglas, Oregon 2 $ 550,000 $ 275,000 $ 83,000
Hood River, Oregon 2 $ 832,000 $ 416,000 $ 280,000
Jackson, Oregon 2 $ 432,000 $ 216,000 $ 73,000
Allegheny, Pennsylvania 2 $ 680,000 $ 340,000 $ 146,000
Delaware, Pennsylvania 2 $ 481,000 $ 240,500 $ 123,000
Mercer, Pennsylvania 2 $ 352,000 $ 176,000 $ 78,000
Jefferson, Tennessee 2 $ 642,000 $ 321,000 $ 131,000
Knox, Tennessee 2 $ 453,000 $ 226,500 $ 127,000
Sullivan, Tennessee 2 $ 407,000 $ 203,500 $ 72,000
Washington, Tennessee 2 $ 511,000 $ 255,500 $ 68,000
Grayson, Texas 2 $ 731,000 $ 365,500 $ 119,000
Hays, Texas 2 $ 370,000 $ 185,000 $ 111,000
Nueces, Texas 2 $ 530,000 $ 265,000 $ 209,000
Smith, Texas 2 $ 610,000 $ 305,000 $ 126,000
Marathon, Wisconsin 2 $ 481,000 $ 240,500 $ 90,000
Milwaukee, Wisconsin 2 $ 440,000 $ 220,000 $ 414,000
Vilas, Wisconsin 2 $ 630,000 $ 315,000 $ 143,000
Washington, Wisconsin 2 $ 694,000 $ 347,000 $ 233,000
Amador, California 1 $ 415,000 $ 415,000 $ 278,000
Lake, California 1 $ 175,000 $ 175,000 $ 82,000
Madera, California 1 $ 264,000 $ 264,000 $ 84,000
Mendocino, California 1 $ 196,000 $ 196,000 $ 86,000
Modoc, California 1 $ 200,000 $ 200,000 $ 90,000
Sutter, California 1 $ 200,000 $ 200,000 $ 84,000
Tuolumne, California 1 $ 225,000 $ 225,000 $ 139,000
Yuba, California 1 $ 195,000 $ 195,000 $ 230,000
Gilpin, Colorado 1 $ 178,000 $ 178,000 $ 50,000
Grand, Colorado 1 $ 125,000 $ 125,000 $ 1,393,000
Teller, Colorado 1 $ 537,000 $ 537,000 $ 157,000
Bear Lake, Idaho 1 $ 115,000 $ 115,000 $ 259,000
Bingham, Idaho 1 $ 208,000 $ 208,000 $ 68,000
Latah, Idaho 1 $ 222,000 $ 222,000 $ 76,000
Allegany, Maryland 1 $ 240,000 $ 240,000 $ 69,000
Calvert, Maryland 1 $ 393,000 $ 393,000 $ 194,000
Charles, Maryland 1 $ 400,000 $ 400,000 $ 120,000
Washington, Maryland 1 $ 237,000 $ 237,000 $ 36,000
Worcester, Maryland 1 $ 255,000 $ 255,000 $ 341,000
Atlantic, New Jersey 1 $ 725,000 $ 725,000 $ 638,000
Cape May, New Jersey 1 $ 372,000 $ 372,000 $ 101,000
Cumberland, New Jersey 1 $ 280,000 $ 280,000 $ 134,000
Gloucester, New Jersey 1 $ 215,000 $ 215,000 $ 230,000
Passaic, New Jersey 1 $ 300,000 $ 300,000 $ 72,000
Coos, Oregon 1 $ 209,000 $ 209,000 $ 55,000
Curry, Oregon 1 $ 340,000 $ 340,000 $ 102,000
Klamath, Oregon 1 $ 260,000 $ 260,000 $ 170,000
Lane, Oregon 1 $ 296,000 $ 296,000 $ 186,000
Lincoln, Oregon 1 $ 213,000 $ 213,000 $ 166,000
Polk, Oregon 1 $ 200,000 $ 200,000 $ 91,000
Dauphin, Pennsylvania 1 $ 180,000 $ 180,000 $ 201,000
Lancaster, Pennsylvania 1 $ 171,000 $ 171,000 $ 56,000
Northampton, Pennsylvania 1 $ 124,000 $ 124,000 $ 78,000
Wayne, Pennsylvania 1 $ 280,000 $ 280,000 $ 143,000
York, Pennsylvania 1 $ 120,000 $ 120,000 $ 84,000
Carter, Tennessee 1 $ 400,000 $ 400,000 $ 462,000
Fayette, Tennessee 1 $ 275,000 $ 275,000 $ 175,000
Henry, Tennessee 1 $ 163,000 $ 163,000 $ 43,000
Putnam, Tennessee 1 $ 170,000 $ 170,000 $ 160,000
Rutherford, Tennessee 1 $ 101,000 $ 101,000 $ 38,000
Wilson, Tennessee 1 $ 212,000 $ 212,000 $ 91,000
Atascosa, Texas 1 $ 193,000 $ 193,000 $ 85,000
Bell, Texas 1 $ 107,000 $ 107,000 $ 131,000
Brazos, Texas 1 $ 120,000 $ 120,000 $ 186,000
Burnet, Texas 1 $ 376,000 $ 376,000 $ 74,000
Calhoun, Texas 1 $ 250,000 $ 250,000 $ 132,000
Erath, Texas 1 $ 258,000 $ 258,000 $ 96,000
Orange, Texas 1 $ 80,000 $ 80,000 $ 24,000
Robertson, Texas 1 $ 262,000 $ 262,000 $ 128,000
Webb, Texas 1 $ 184,000 $ 184,000 $ 250,000
Clallam, Washington 1 $ 257,000 $ 257,000 $ 120,000
Cowlitz, Washington 1 $ 260,000 $ 260,000 $ 84,000
Kittitas, Washington 1 $ 196,000 $ 196,000 $ 105,000
Skagit, Washington 1 $ 325,000 $ 325,000 $ 59,000
Walla Walla, Washington 1 $ 525,000 $ 525,000 $ 149,000
Yakima, Washington 1 $ 182,000 $ 182,000 $ 123,000
Chippewa, Wisconsin 1 $ 235,000 $ 235,000 $ 106,000
Oneida, Wisconsin 1 $ 417,000 $ 417,000 $ 99,000
Outagamie, Wisconsin 1 $ 119,000 $ 119,000 $ 48,000
Racine, Wisconsin 1 $ 285,000 $ 285,000 $ 112,000
St. Croix, Wisconsin 1 $ 210,000 $ 210,000 $ 75,000
Wood, Wisconsin 1 $ 200,000 $ 200,000 $ 160,000

Mortgage Loan Application Detail Totals for American Interbanc Mortgage, Llc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,903 $698,959,000 $367,000 $2,250,000 $156,000 $2,927,000
Home Purchase 358 $124,286,000 $347,000 $1,360,000 $161,000 $1,393,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,031 $388,889,000 $377,000 $2,250,000 $162,000 $2,880,000
Not Provided 666 $229,743,000 $344,000 $1,430,000 $151,000 $2,927,000
Asian 424 $156,551,000 $369,000 $1,360,000 $160,000 $1,500,000
Hispanic 104 $37,949,000 $364,000 $1,120,000 $141,000 $533,000
Black or African American 24 $6,657,000 $277,000 $636,000 $101,000 $229,000
American Indian or Alaskan Native 7 $2,215,000 $316,000 $544,000 $114,000 $204,000
Native Hawaiin or Other Pacific Islander 5 $1,241,000 $248,000 $324,000 $95,000 $129,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,261 $823,245,000 $364,000 $2,250,000 $157,000 $2,927,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,143 $408,796,000 $357,000 $1,288,000 $145,000 $728,000
Application Withdrawn By Applicant 859 $308,359,000 $358,000 $1,430,000 $177,000 $2,927,000
Application Denied By Financial Institution 139 $62,260,000 $447,000 $2,250,000 $139,000 $1,393,000
Application Approved But Not Accepted 117 $43,004,000 $367,000 $1,400,000 $148,000 $600,000
File Closed For Incompleteness 3 $826,000 $275,000 $327,000 $117,000 $164,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Interbanc Mortgage, Llc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Interbanc Mortgage, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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