Luminate Home Loans
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Luminate Home Loans.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Luminate Home Loans 7760 France Ave S, Ste 1010 Bloomington, MN 55435 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,810 |
| Total Mortgage Loan Application Amount | $1,399,170,000 |
| Average Mortgage Loan Application Amount | $289,333 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $2,054,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,300 | $ 695,060,000 | $ 299,000 | $ 115,000 |
| DENVER-AURORA-LAKEWOOD, CO | 610 | $ 253,340,000 | $ 415,000 | $ 125,000 |
| NA (OUTSIDE OF MSA/MD) | 441 | $ 100,075,000 | $ 252,866 | $ 120,266 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 386 | $ 83,360,000 | $ 215,000 | $ 95,000 |
| KANSAS CITY, MO-KS | 300 | $ 51,880,000 | $ 180,000 | $ 76,000 |
| EAU CLAIRE, WI | 119 | $ 20,555,000 | $ 172,000 | $ 73,000 |
| GREELEY, CO | 81 | $ 32,065,000 | $ 395,000 | $ 140,000 |
| MANHATTAN, KS | 58 | $ 11,620,000 | $ 200,000 | $ 69,000 |
| ST. CLOUD, MN | 42 | $ 8,420,000 | $ 200,000 | $ 90,000 |
| BOULDER, CO | 37 | $ 20,755,000 | $ 560,000 | $ 165,000 |
| EVANSVILLE, IN-KY | 36 | $ 5,570,000 | $ 154,000 | $ 70,000 |
| RACINE, WI | 26 | $ 4,750,000 | $ 182,000 | $ 70,000 |
| COLORADO SPRINGS, CO | 24 | $ 9,270,000 | $ 386,000 | $ 93,000 |
| DULUTH, MN-WI | 24 | $ 5,150,000 | $ 201,000 | $ 81,500 |
| FORT COLLINS, CO | 22 | $ 8,800,000 | $ 400,000 | $ 120,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 18 | $ 3,010,000 | $ 199,000 | $ 77,000 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 3,725,000 | $ 286,000 | $ 184,000 |
| ROCHESTER, MN | 13 | $ 3,355,000 | $ 258,000 | $ 104,000 |
| MANKATO-NORTH MANKATO, MN | 12 | $ 2,400,000 | $ 200,000 | $ 46,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 10 | $ 3,930,000 | $ 393,000 | $ 138,000 |
| FLINT, MI | 9 | $ 1,295,000 | $ 143,000 | $ 76,000 |
| MADISON, WI | 9 | $ 1,895,000 | $ 210,000 | $ 103,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 2,875,000 | $ 319,000 | $ 137,000 |
| TOPEKA, KS | 8 | $ 1,920,000 | $ 240,000 | $ 85,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,750,000 | $ 218,000 | $ 89,000 |
| CHICAGO-NAPERVILLE, IL | 7 | $ 2,785,000 | $ 397,000 | $ 159,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,185,000 | $ 169,000 | $ 59,000 |
| MIDLAND, MI | 7 | $ 1,475,000 | $ 210,000 | $ 86,000 |
| SHEBOYGAN, WI | 7 | $ 1,665,000 | $ 237,000 | $ 75,000 |
| TUCSON, AZ | 6 | $ 1,620,000 | $ 270,000 | $ 140,000 |
| ANN ARBOR, MI | 5 | $ 1,635,000 | $ 327,000 | $ 132,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 875,000 | $ 175,000 | $ 142,000 |
| COLUMBUS, OH | 5 | $ 1,315,000 | $ 263,000 | $ 91,000 |
| FARGO, ND-MN | 5 | $ 1,855,000 | $ 379,000 | $ 208,500 |
| SAN DIEGO-CARLSBAD, CA | 5 | $ 2,685,000 | $ 537,000 | $ 473,000 |
| ST. LOUIS, MO-IL | 5 | $ 705,000 | $ 143,000 | $ 32,500 |
| ELGIN, IL | 4 | $ 940,000 | $ 235,000 | $ 94,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,000,000 | $ 250,000 | $ 154,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 1,325,000 | $ 441,000 | $ 137,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 705,000 | $ 235,000 | $ 142,000 |
| GREEN BAY, WI | 3 | $ 1,115,000 | $ 371,000 | $ 126,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3 | $ 1,055,000 | $ 351,000 | $ 106,000 |
| MUSKEGON, MI | 3 | $ 1,175,000 | $ 391,000 | $ 189,000 |
| PUEBLO, CO | 3 | $ 805,000 | $ 268,000 | $ 72,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 6,445,000 | $ 2,148,000 | $ 1,336,000 |
| ST. JOSEPH, MO-KS | 3 | $ 255,000 | $ 85,000 | $ 45,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3 | $ 825,000 | $ 275,000 | $ 142,000 |
| TOLEDO, OH | 3 | $ 1,075,000 | $ 358,000 | $ 200,000 |
| WAUSAU, WI | 3 | $ 445,000 | $ 148,000 | $ 64,000 |
| AMES, IA | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| CHATTANOOGA, TN-GA | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| COLUMBIA, MO | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 710,000 | $ 355,000 | $ 149,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 540,000 | $ 270,000 | $ 132,000 |
| DOTHAN, AL | 2 | $ 990,000 | $ 495,000 | $ 329,000 |
| FOND DU LAC, WI | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 2 | $ 350,000 | $ 175,000 | $ 135,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 1,010,000 | $ 505,000 | $ 120,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 1,950,000 | $ 975,000 | $ 463,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 660,000 | $ 330,000 | $ 155,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 490,000 | $ 245,000 | $ 215,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| PEORIA, IL | 2 | $ 310,000 | $ 155,000 | $ 4,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| WICHITA, KS | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| AKRON, OH | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| APPLETON, WI | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 735,000 | $ 735,000 | $ 285,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 525,000 | $ 525,000 | $ 135,000 |
| COLUMBUS, IN | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 525,000 | $ 525,000 | $ 0 |
| DECATUR, IL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 545,000 | $ 545,000 | $ 173,000 |
| GARY, IN | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| GRAND FORKS, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| GRAND JUNCTION, CO | 1 | $ 385,000 | $ 385,000 | $ 54,000 |
| JACKSON, MI | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| LANSING-EAST LANSING, MI | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| LAWRENCE, KS | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| MODESTO, CA | 1 | $ 225,000 | $ 225,000 | $ 190,000 |
| MONROE, MI | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| REDDING, CA | 1 | $ 365,000 | $ 365,000 | $ 171,000 |
| RICHMOND, VA | 1 | $ 705,000 | $ 705,000 | $ 125,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| SAN RAFAEL, CA | 1 | $ 505,000 | $ 505,000 | $ 500,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 545,000 | $ 545,000 | $ 116,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| SIOUX FALLS, SD | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| SPRINGFIELD, OH | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 315,000 | $ 315,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Luminate Home Loans in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,799 | $813,265,000 | $290,000 | $3,005,000 | $108,000 | $1,920,000 |
| Refinancing | 1,183 | $354,095,000 | $299,000 | $3,505,000 | $115,000 | $1,920,000 |
| Cash-out Refinancing | 828 | $231,810,000 | $279,000 | $2,005,000 | $119,000 | $2,054,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,738 | $1,077,250,000 | $288,000 | $3,505,000 | $112,000 | $2,054,000 |
| Not Provided | 427 | $133,265,000 | $312,000 | $1,405,000 | $130,000 | $1,320,000 |
| Hispanic | 303 | $104,475,000 | $344,000 | $3,005,000 | $108,000 | $1,920,000 |
| Black or African American | 191 | $39,855,000 | $208,000 | $575,000 | $75,000 | $340,000 |
| Asian | 114 | $34,300,000 | $300,000 | $985,000 | $101,000 | $408,000 |
| American Indian or Alaskan Native | 25 | $5,735,000 | $229,000 | $545,000 | $81,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $680,000 | $340,000 | $375,000 | $81,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,040 | $1,189,260,000 | $294,000 | $3,505,000 | $120,000 | $2,054,000 |
| FHA-insured (Federal Housing Administration) | 496 | $127,610,000 | $257,000 | $755,000 | $68,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 235 | $74,465,000 | $316,000 | $1,465,000 | $72,000 | $549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $7,835,000 | $200,000 | $395,000 | $59,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,775 | $1,097,485,000 | $290,000 | $3,505,000 | $111,000 | $1,920,000 |
| Application Withdrawn By Applicant | 748 | $232,120,000 | $310,000 | $3,005,000 | $122,000 | $1,920,000 |
| Application Denied By Financial Institution | 231 | $55,925,000 | $242,000 | $1,025,000 | $85,000 | $1,320,000 |
| Application Approved But Not Accepted | 30 | $6,830,000 | $227,000 | $545,000 | $140,000 | $2,054,000 |
| Preapproval Approved but not Accepted | 21 | $5,395,000 | $256,000 | $455,000 | $84,000 | $261,000 |
| Preapproval Denied by Financial Institution | 5 | $1,415,000 | $283,000 | $545,000 | $41,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,574 | $1,341,830,000 | $293,000 | $3,505,000 | $113,000 | $2,054,000 |
| Credit History | 59 | $11,545,000 | $195,000 | $515,000 | $64,000 | $242,000 |
| Debt-To-Income Ratio | 57 | $13,145,000 | $230,000 | $545,000 | $43,000 | $123,000 |
| Credit Application Incomplete | 53 | $14,985,000 | $282,000 | $955,000 | $137,000 | $1,320,000 |
| Collateral | 25 | $6,265,000 | $250,000 | $695,000 | $105,000 | $403,000 |
| Employment History | 21 | $5,595,000 | $266,000 | $1,025,000 | $80,000 | $616,000 |
| Other | 13 | $2,905,000 | $223,000 | $695,000 | $88,000 | $320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,555,000 | $311,000 | $465,000 | $91,000 | $154,000 |
| Unverifiable Information | 3 | $1,345,000 | $448,000 | $905,000 | $118,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.