Luminate Home Loans
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Luminate Home Loans.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Luminate Home Loans 7760 France Ave S, Ste 1010 Bloomington, MN 55435 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,810 |
| Total Mortgage Loan Application Amount | $1,399,170,000 |
| Average Mortgage Loan Application Amount | $289,333 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $2,054,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 930 | $ 300,940,000 | $ 323,000 | $ 131,000 |
| Ramsey County Minnesota | 294 | $ 81,260,000 | $ 276,000 | $ 114,000 |
| Milwaukee County Wisconsin | 242 | $ 45,070,000 | $ 186,000 | $ 92,000 |
| Dakota County Minnesota | 221 | $ 65,435,000 | $ 296,000 | $ 115,000 |
| Anoka County Minnesota | 188 | $ 47,970,000 | $ 255,000 | $ 99,000 |
| Jackson County Missouri | 181 | $ 28,535,000 | $ 157,000 | $ 72,000 |
| Adams County Colorado | 179 | $ 66,025,000 | $ 368,000 | $ 99,000 |
| Jefferson County Colorado | 144 | $ 61,950,000 | $ 430,000 | $ 137,000 |
| Scott County Minnesota | 141 | $ 48,375,000 | $ 343,000 | $ 123,000 |
| Washington County Minnesota | 141 | $ 44,775,000 | $ 317,000 | $ 122,000 |
| Waukesha County Wisconsin | 111 | $ 29,525,000 | $ 265,000 | $ 97,000 |
| Wright County Minnesota | 99 | $ 26,995,000 | $ 272,000 | $ 107,000 |
| Arapahoe County Colorado | 97 | $ 36,555,000 | $ 376,000 | $ 94,000 |
| Denver County Colorado | 91 | $ 40,795,000 | $ 448,000 | $ 166,000 |
| Weld County Colorado | 81 | $ 32,065,000 | $ 395,000 | $ 140,000 |
| Isanti County Minnesota | 79 | $ 15,945,000 | $ 201,000 | $ 76,000 |
| Eau Claire County Wisconsin | 74 | $ 12,980,000 | $ 175,000 | $ 77,000 |
| Douglas County Colorado | 70 | $ 35,690,000 | $ 509,000 | $ 158,000 |
| Carver County Minnesota | 56 | $ 20,700,000 | $ 369,000 | $ 158,000 |
| Sherburne County Minnesota | 45 | $ 12,335,000 | $ 274,000 | $ 96,000 |
| Chippewa County Wisconsin | 45 | $ 7,575,000 | $ 168,000 | $ 66,000 |
| St. Croix County Wisconsin | 44 | $ 13,320,000 | $ 302,000 | $ 109,000 |
| Cass County Missouri | 41 | $ 8,075,000 | $ 196,000 | $ 78,000 |
| Boulder County Colorado | 37 | $ 20,755,000 | $ 560,000 | $ 165,000 |
| Riley County Kansas | 36 | $ 7,620,000 | $ 211,000 | $ 72,000 |
| Chisago County Minnesota | 34 | $ 9,280,000 | $ 272,000 | $ 83,000 |
| Clay County Missouri | 33 | $ 5,735,000 | $ 173,000 | $ 74,000 |
| Stearns County Minnesota | 31 | $ 6,325,000 | $ 204,000 | $ 93,000 |
| Racine County Wisconsin | 26 | $ 4,750,000 | $ 182,000 | $ 70,000 |
| Johnson County Missouri | 25 | $ 4,515,000 | $ 180,000 | $ 68,000 |
| Washington County Wisconsin | 25 | $ 6,515,000 | $ 260,000 | $ 108,000 |
| El Paso County Colorado | 24 | $ 9,270,000 | $ 386,000 | $ 93,000 |
| Rice County Minnesota | 23 | $ 7,385,000 | $ 321,000 | $ 134,000 |
| Larimer County Colorado | 22 | $ 8,800,000 | $ 400,000 | $ 120,000 |
| Vanderburgh County Indiana | 22 | $ 3,150,000 | $ 143,000 | $ 71,000 |
| Broomfield County Colorado | 18 | $ 7,340,000 | $ 407,000 | $ 133,000 |
| Crow Wing County Minnesota | 18 | $ 6,030,000 | $ 335,000 | $ 192,000 |
| Pottawatomie County Kansas | 17 | $ 3,135,000 | $ 184,000 | $ 68,000 |
| Dunn County Wisconsin | 16 | $ 2,000,000 | $ 125,000 | $ 61,000 |
| Kenosha County Wisconsin | 16 | $ 2,530,000 | $ 158,000 | $ 87,000 |
| Wyandotte County Kansas | 15 | $ 2,465,000 | $ 164,000 | $ 59,000 |
| Pine County Minnesota | 15 | $ 3,325,000 | $ 221,000 | $ 104,000 |
| Jefferson County Wisconsin | 15 | $ 3,145,000 | $ 209,000 | $ 94,000 |
| Pierce County Wisconsin | 15 | $ 4,145,000 | $ 276,000 | $ 117,000 |
| Polk County Wisconsin | 14 | $ 3,510,000 | $ 250,000 | $ 78,000 |
| Otter Tail County Minnesota | 13 | $ 2,715,000 | $ 208,000 | $ 85,000 |
| Trempealeau County Wisconsin | 13 | $ 1,695,000 | $ 130,000 | $ 49,000 |
| Pope County Minnesota | 12 | $ 2,180,000 | $ 181,000 | $ 61,000 |
| Johnson County Kansas | 11 | $ 2,325,000 | $ 211,000 | $ 97,000 |
| Benton County Minnesota | 11 | $ 2,095,000 | $ 190,000 | $ 83,000 |
| Olmsted County Minnesota | 11 | $ 2,775,000 | $ 252,000 | $ 108,000 |
| St. Louis County Minnesota | 11 | $ 2,895,000 | $ 263,000 | $ 96,000 |
| Maricopa County Arizona | 10 | $ 3,930,000 | $ 393,000 | $ 138,000 |
| Douglas County Minnesota | 10 | $ 2,660,000 | $ 266,000 | $ 140,000 |
| Morrison County Minnesota | 10 | $ 2,630,000 | $ 263,000 | $ 93,000 |
| Warrick County Indiana | 9 | $ 1,655,000 | $ 183,000 | $ 65,000 |
| Genesee County Michigan | 9 | $ 1,295,000 | $ 143,000 | $ 76,000 |
| Ottawa County Michigan | 9 | $ 2,555,000 | $ 283,000 | $ 152,000 |
| Kanabec County Minnesota | 9 | $ 1,575,000 | $ 175,000 | $ 66,000 |
| Kandiyohi County Minnesota | 9 | $ 1,825,000 | $ 202,000 | $ 68,000 |
| Douglas County Wisconsin | 9 | $ 1,325,000 | $ 147,000 | $ 76,000 |
| Walworth County Wisconsin | 9 | $ 1,715,000 | $ 190,000 | $ 100,000 |
| Itasca County Minnesota | 8 | $ 1,370,000 | $ 171,000 | $ 104,000 |
| Ozaukee County Wisconsin | 8 | $ 2,250,000 | $ 281,000 | $ 106,000 |
| Midland County Michigan | 7 | $ 1,475,000 | $ 210,000 | $ 86,000 |
| Cass County Minnesota | 7 | $ 2,055,000 | $ 293,000 | $ 96,000 |
| Le Sueur County Minnesota | 7 | $ 1,775,000 | $ 253,000 | $ 85,000 |
| Dane County Wisconsin | 7 | $ 1,815,000 | $ 259,000 | $ 108,000 |
| Rock County Wisconsin | 7 | $ 1,185,000 | $ 169,000 | $ 59,000 |
| Sheboygan County Wisconsin | 7 | $ 1,665,000 | $ 237,000 | $ 75,000 |
| Pima County Arizona | 6 | $ 1,620,000 | $ 270,000 | $ 140,000 |
| Shawnee County Kansas | 6 | $ 1,410,000 | $ 235,000 | $ 71,000 |
| Beltrami County Minnesota | 6 | $ 1,470,000 | $ 245,000 | $ 115,000 |
| Blue Earth County Minnesota | 6 | $ 1,100,000 | $ 183,000 | $ 42,000 |
| Freeborn County Minnesota | 6 | $ 900,000 | $ 150,000 | $ 53,000 |
| McLeod County Minnesota | 6 | $ 950,000 | $ 158,000 | $ 52,000 |
| Mille Lacs County Minnesota | 6 | $ 1,810,000 | $ 301,000 | $ 80,000 |
| Nicollet County Minnesota | 6 | $ 1,300,000 | $ 216,000 | $ 50,000 |
| Todd County Minnesota | 6 | $ 980,000 | $ 163,000 | $ 62,000 |
| Platte County Missouri | 6 | $ 2,180,000 | $ 363,000 | $ 106,000 |
| Barron County Wisconsin | 6 | $ 1,080,000 | $ 180,000 | $ 53,000 |
| Burnett County Wisconsin | 6 | $ 1,360,000 | $ 226,000 | $ 109,000 |
| San Diego County California | 5 | $ 2,685,000 | $ 537,000 | $ 473,000 |
| Summit County Colorado | 5 | $ 1,915,000 | $ 383,000 | $ 212,000 |
| Lee County Florida | 5 | $ 875,000 | $ 175,000 | $ 142,000 |
| Posey County Indiana | 5 | $ 765,000 | $ 153,000 | $ 74,000 |
| Geary County Kansas | 5 | $ 865,000 | $ 173,000 | $ 46,000 |
| Allegan County Michigan | 5 | $ 1,745,000 | $ 349,000 | $ 85,000 |
| Washtenaw County Michigan | 5 | $ 1,635,000 | $ 327,000 | $ 132,000 |
| Brown County Minnesota | 5 | $ 715,000 | $ 143,000 | $ 55,000 |
| Sibley County Minnesota | 5 | $ 905,000 | $ 181,000 | $ 71,000 |
| Henry County Missouri | 5 | $ 585,000 | $ 117,000 | $ 40,000 |
| Wilson County Tennessee | 5 | $ 1,375,000 | $ 275,000 | $ 155,000 |
| Eagle County Colorado | 4 | $ 2,630,000 | $ 657,000 | $ 310,000 |
| Park County Colorado | 4 | $ 1,900,000 | $ 475,000 | $ 126,000 |
| Cook County Illinois | 4 | $ 1,710,000 | $ 427,000 | $ 159,000 |
| Dickinson County Kansas | 4 | $ 700,000 | $ 175,000 | $ 57,000 |
| Kent County Michigan | 4 | $ 1,170,000 | $ 292,000 | $ 257,000 |
| Macomb County Michigan | 4 | $ 890,000 | $ 222,000 | $ 110,000 |
| Mason County Michigan | 4 | $ 690,000 | $ 172,000 | $ 65,000 |
| Oakland County Michigan | 4 | $ 860,000 | $ 215,000 | $ 69,000 |
| Hubbard County Minnesota | 4 | $ 1,490,000 | $ 372,000 | $ 122,000 |
| Mower County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 57,000 |
| Yellow Medicine County Minnesota | 4 | $ 360,000 | $ 90,000 | $ 58,000 |
| Dodge County Wisconsin | 4 | $ 790,000 | $ 197,000 | $ 74,000 |
| Sawyer County Wisconsin | 4 | $ 1,230,000 | $ 307,000 | $ 179,000 |
| Washburn County Wisconsin | 4 | $ 1,120,000 | $ 280,000 | $ 195,000 |
| Orange County California | 3 | $ 1,325,000 | $ 441,000 | $ 137,000 |
| Elbert County Colorado | 3 | $ 1,405,000 | $ 468,000 | $ 61,000 |
| Gilpin County Colorado | 3 | $ 1,205,000 | $ 401,000 | $ 155,000 |
| Morgan County Colorado | 3 | $ 745,000 | $ 248,000 | $ 47,000 |
| Pueblo County Colorado | 3 | $ 805,000 | $ 268,000 | $ 72,000 |
| Sarasota County Florida | 3 | $ 535,000 | $ 178,000 | $ 118,000 |
| Kane County Illinois | 3 | $ 685,000 | $ 228,000 | $ 95,000 |
| Manistee County Michigan | 3 | $ 495,000 | $ 165,000 | $ 59,000 |
| Muskegon County Michigan | 3 | $ 1,175,000 | $ 391,000 | $ 189,000 |
| Wayne County Michigan | 3 | $ 705,000 | $ 235,000 | $ 142,000 |
| Carlton County Minnesota | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| Goodhue County Minnesota | 3 | $ 1,125,000 | $ 375,000 | $ 146,000 |
| Grant County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 79,000 |
| Lac qui Parle County Minnesota | 3 | $ 275,000 | $ 91,000 | $ 41,000 |
| Buchanan County Missouri | 3 | $ 255,000 | $ 85,000 | $ 45,000 |
| Lafayette County Missouri | 3 | $ 555,000 | $ 185,000 | $ 75,000 |
| Cass County North Dakota | 3 | $ 1,015,000 | $ 338,000 | $ 264,000 |
| Union County Ohio | 3 | $ 735,000 | $ 245,000 | $ 117,000 |
| King County Washington | 3 | $ 6,445,000 | $ 2,148,000 | $ 1,336,000 |
| Buffalo County Wisconsin | 3 | $ 795,000 | $ 265,000 | $ 103,000 |
| Waushara County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 57,000 |
| Henry County Alabama | 2 | $ 990,000 | $ 495,000 | $ 329,000 |
| Los Angeles County California | 2 | $ 1,010,000 | $ 505,000 | $ 120,000 |
| Fremont County Colorado | 2 | $ 730,000 | $ 365,000 | $ 69,000 |
| Garfield County Colorado | 2 | $ 860,000 | $ 430,000 | $ 130,000 |
| Grand County Colorado | 2 | $ 940,000 | $ 470,000 | $ 179,000 |
| Rio Blanco County Colorado | 2 | $ 470,000 | $ 235,000 | $ 287,000 |
| Routt County Colorado | 2 | $ 870,000 | $ 435,000 | $ 78,000 |
| Collier County Florida | 2 | $ 1,950,000 | $ 975,000 | $ 463,000 |
| Pinellas County Florida | 2 | $ 600,000 | $ 300,000 | $ 166,000 |
| Volusia County Florida | 2 | $ 540,000 | $ 270,000 | $ 132,000 |
| DuPage County Illinois | 2 | $ 860,000 | $ 430,000 | $ 160,000 |
| Lake County Illinois | 2 | $ 480,000 | $ 240,000 | $ 67,000 |
| St. Clair County Illinois | 2 | $ 310,000 | $ 155,000 | $ 28,000 |
| Tazewell County Illinois | 2 | $ 310,000 | $ 155,000 | $ 4,000 |
| Boone County Iowa | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Hamilton County Iowa | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Anderson County Kansas | 2 | $ 130,000 | $ 65,000 | $ 29,000 |
| Jackson County Kansas | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| Leavenworth County Kansas | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Miami County Kansas | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Sedgwick County Kansas | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Lenawee County Michigan | 2 | $ 530,000 | $ 265,000 | $ 176,000 |
| Wexford County Michigan | 2 | $ 300,000 | $ 150,000 | $ 38,000 |
| Clay County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 153,000 |
| Clearwater County Minnesota | 2 | $ 740,000 | $ 370,000 | $ 139,000 |
| Cook County Minnesota | 2 | $ 740,000 | $ 370,000 | $ 412,000 |
| Martin County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 16,000 |
| Meeker County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Pennington County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Redwood County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Wadena County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 21,000 |
| Waseca County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 41,000 |
| Bates County Missouri | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Clinton County Missouri | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Pettis County Missouri | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| St. Louis City County Missouri | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Vernon County Missouri | 2 | $ 240,000 | $ 120,000 | $ 140,000 |
| Lucas County Ohio | 2 | $ 970,000 | $ 485,000 | $ 273,000 |
| Hamilton County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Williamson County Tennessee | 2 | $ 950,000 | $ 475,000 | $ 164,000 |
| Tarrant County Texas | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| Brown County Wisconsin | 2 | $ 730,000 | $ 365,000 | $ 123,000 |
| Fond du Lac County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Iowa County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 87,000 |
| Jackson County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 133,000 |
| Juneau County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Marathon County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Pepin County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 21,000 |
| Rusk County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Winnebago County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Washington County Arkansas | 1 | $ 545,000 | $ 545,000 | $ 173,000 |
| Alameda County California | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Contra Costa County California | 1 | $ 405,000 | $ 405,000 | $ 250,000 |
| Marin County California | 1 | $ 505,000 | $ 505,000 | $ 500,000 |
| San Francisco County California | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Santa Barbara County California | 1 | $ 545,000 | $ 545,000 | $ 116,000 |
| Shasta County California | 1 | $ 365,000 | $ 365,000 | $ 171,000 |
| Stanislaus County California | 1 | $ 225,000 | $ 225,000 | $ 190,000 |
| Tuolumne County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 345,000 | $ 345,000 | $ 141,000 |
| Clear Creek County Colorado | 1 | $ 475,000 | $ 475,000 | $ 201,000 |
| Kiowa County Colorado | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Mesa County Colorado | 1 | $ 385,000 | $ 385,000 | $ 54,000 |
| Pitkin County Colorado | 1 | $ 1,985,000 | $ 1,985,000 | $ 0 |
| Manatee County Florida | 1 | $ 465,000 | $ 465,000 | $ 264,000 |
| Miami-Dade County Florida | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Monroe County Florida | 1 | $ 615,000 | $ 615,000 | $ 353,000 |
| Osceola County Florida | 1 | $ 385,000 | $ 385,000 | $ 322,000 |
| Palm Beach County Florida | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Santa Rosa County Florida | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Bureau County Illinois | 1 | $ 155,000 | $ 155,000 | $ 216,000 |
| Henderson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Kendall County Illinois | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Macon County Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Will County Illinois | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Bartholomew County Indiana | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Boone County Indiana | 1 | $ 105,000 | $ 105,000 | $ 216,000 |
| Harrison County Indiana | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Lake County Indiana | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Marion County Indiana | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Polk County Iowa | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Brown County Kansas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Crawford County Kansas | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Douglas County Kansas | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| Franklin County Kansas | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Linn County Kansas | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Morris County Kansas | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Phillips County Kansas | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Saline County Kansas | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Benzie County Michigan | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Charlevoix County Michigan | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Clinton County Michigan | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Gratiot County Michigan | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Jackson County Michigan | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Leelanau County Michigan | 1 | $ 505,000 | $ 505,000 | $ 176,000 |
| Monroe County Michigan | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Presque Isle County Michigan | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Becker County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Big Stone County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
| Dodge County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Fillmore County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 74,000 |
| Koochiching County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Lake County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Lyon County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Polk County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Steele County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Watonwan County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Winona County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Benton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Boone County Missouri | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Caldwell County Missouri | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Camden County Missouri | 1 | $ 225,000 | $ 225,000 | $ 472,000 |
| Cooper County Missouri | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Laclede County Missouri | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Livingston County Missouri | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Ripley County Missouri | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| St. Charles County Missouri | 1 | $ 255,000 | $ 255,000 | $ 22,000 |
| Stone County Missouri | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Richland County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Stutsman County North Dakota | 1 | $ 455,000 | $ 455,000 | $ 266,000 |
| Williams County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Clark County Ohio | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Delaware County Ohio | 1 | $ 475,000 | $ 475,000 | $ 106,000 |
| Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Geauga County Ohio | 1 | $ 525,000 | $ 525,000 | $ 135,000 |
| Mahoning County Ohio | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Miami County Ohio | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Sandusky County Ohio | 1 | $ 325,000 | $ 325,000 | $ 183,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Brookings County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Brown County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Lincoln County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Union County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 138,000 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Haywood County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Lewis County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Macon County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 65,000 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Bell County Texas | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Denton County Texas | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| Ellis County Texas | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Galveston County Texas | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
| Harris County Texas | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Hidalgo County Texas | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Montgomery County Texas | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Travis County Texas | 1 | $ 735,000 | $ 735,000 | $ 285,000 |
| Fairfax County Virginia | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Goochland County Virginia | 1 | $ 705,000 | $ 705,000 | $ 125,000 |
| Lexington County Virginia | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Prince William County Virginia | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Virginia Beach County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bayfield County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Clark County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Florence County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 403,000 |
| Green Lake County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| La Crosse County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Lincoln County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Manitowoc County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Marinette County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Monroe County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 197,000 |
| Oconto County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
| Outagamie County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Sauk County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Shawano County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Vernon County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Luminate Home Loans in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,799 | $813,265,000 | $290,000 | $3,005,000 | $108,000 | $1,920,000 |
| Refinancing | 1,183 | $354,095,000 | $299,000 | $3,505,000 | $115,000 | $1,920,000 |
| Cash-out Refinancing | 828 | $231,810,000 | $279,000 | $2,005,000 | $119,000 | $2,054,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,738 | $1,077,250,000 | $288,000 | $3,505,000 | $112,000 | $2,054,000 |
| Not Provided | 427 | $133,265,000 | $312,000 | $1,405,000 | $130,000 | $1,320,000 |
| Hispanic | 303 | $104,475,000 | $344,000 | $3,005,000 | $108,000 | $1,920,000 |
| Black or African American | 191 | $39,855,000 | $208,000 | $575,000 | $75,000 | $340,000 |
| Asian | 114 | $34,300,000 | $300,000 | $985,000 | $101,000 | $408,000 |
| American Indian or Alaskan Native | 25 | $5,735,000 | $229,000 | $545,000 | $81,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $680,000 | $340,000 | $375,000 | $81,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,040 | $1,189,260,000 | $294,000 | $3,505,000 | $120,000 | $2,054,000 |
| FHA-insured (Federal Housing Administration) | 496 | $127,610,000 | $257,000 | $755,000 | $68,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 235 | $74,465,000 | $316,000 | $1,465,000 | $72,000 | $549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $7,835,000 | $200,000 | $395,000 | $59,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,775 | $1,097,485,000 | $290,000 | $3,505,000 | $111,000 | $1,920,000 |
| Application Withdrawn By Applicant | 748 | $232,120,000 | $310,000 | $3,005,000 | $122,000 | $1,920,000 |
| Application Denied By Financial Institution | 231 | $55,925,000 | $242,000 | $1,025,000 | $85,000 | $1,320,000 |
| Application Approved But Not Accepted | 30 | $6,830,000 | $227,000 | $545,000 | $140,000 | $2,054,000 |
| Preapproval Approved but not Accepted | 21 | $5,395,000 | $256,000 | $455,000 | $84,000 | $261,000 |
| Preapproval Denied by Financial Institution | 5 | $1,415,000 | $283,000 | $545,000 | $41,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,574 | $1,341,830,000 | $293,000 | $3,505,000 | $113,000 | $2,054,000 |
| Credit History | 59 | $11,545,000 | $195,000 | $515,000 | $64,000 | $242,000 |
| Debt-To-Income Ratio | 57 | $13,145,000 | $230,000 | $545,000 | $43,000 | $123,000 |
| Credit Application Incomplete | 53 | $14,985,000 | $282,000 | $955,000 | $137,000 | $1,320,000 |
| Collateral | 25 | $6,265,000 | $250,000 | $695,000 | $105,000 | $403,000 |
| Employment History | 21 | $5,595,000 | $266,000 | $1,025,000 | $80,000 | $616,000 |
| Other | 13 | $2,905,000 | $223,000 | $695,000 | $88,000 | $320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,555,000 | $311,000 | $465,000 | $91,000 | $154,000 |
| Unverifiable Information | 3 | $1,345,000 | $448,000 | $905,000 | $118,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.