American National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
American National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American National Bank 3033 E First Avenue Denver, CO 80206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 649 |
| Total Mortgage Loan Application Amount | $126,455,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $665,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with American National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down American National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Colorado | 119 | $ 22,779,000 | $ 191,000 | $ 94,000 |
| Johnson County Kansas | 102 | $ 21,958,000 | $ 215,000 | $ 122,000 |
| Albany County Wyoming | 60 | $ 12,484,000 | $ 208,000 | $ 92,000 |
| Laramie County Wyoming | 46 | $ 8,154,000 | $ 177,000 | $ 80,000 |
| Denver County Colorado | 40 | $ 9,292,000 | $ 232,000 | $ 120,000 |
| Mesa County Colorado | 26 | $ 2,455,000 | $ 94,000 | $ 43,000 |
| Leavenworth County Kansas | 25 | $ 3,922,000 | $ 156,000 | $ 71,000 |
| Arapahoe County Colorado | 23 | $ 4,805,000 | $ 208,000 | $ 79,000 |
| Jefferson County Colorado | 21 | $ 4,974,000 | $ 236,000 | $ 82,000 |
| Jackson County Missouri | 16 | $ 2,580,000 | $ 161,000 | $ 84,000 |
| Campbell County Wyoming | 16 | $ 1,986,000 | $ 124,000 | $ 65,000 |
| Natrona County Wyoming | 16 | $ 3,777,000 | $ 236,000 | $ 110,000 |
| Eagle County Colorado | 15 | $ 4,460,000 | $ 297,000 | $ 83,000 |
| Washakie County Wyoming | 13 | $ 1,303,000 | $ 100,000 | $ 28,000 |
| Garfield County Colorado | 12 | $ 2,030,000 | $ 169,000 | $ 55,000 |
| Douglas County Colorado | 9 | $ 2,113,000 | $ 234,000 | $ 108,000 |
| Larimer County Colorado | 8 | $ 1,535,000 | $ 191,000 | $ 136,000 |
| Adams County Colorado | 6 | $ 1,063,000 | $ 177,000 | $ 120,000 |
| Clay County Missouri | 6 | $ 1,485,000 | $ 247,000 | $ 125,000 |
| Weld County Colorado | 4 | $ 896,000 | $ 224,000 | $ 111,000 |
| Maricopa County Arizona | 3 | $ 301,000 | $ 100,000 | $ 121,000 |
| Elbert County Colorado | 3 | $ 666,000 | $ 222,000 | $ 83,000 |
| Cowley County Kansas | 3 | $ 274,000 | $ 91,000 | $ 80,000 |
| Jefferson County Kansas | 3 | $ 527,000 | $ 175,000 | $ 77,000 |
| Wyandotte County Kansas | 3 | $ 342,000 | $ 114,000 | $ 58,000 |
| Platte County Missouri | 3 | $ 526,000 | $ 175,000 | $ 106,000 |
| Johnson County Wyoming | 3 | $ 244,000 | $ 81,000 | $ 68,000 |
| Pima County Arizona | 2 | $ 695,000 | $ 347,000 | $ 129,000 |
| Pinal County Arizona | 2 | $ 832,000 | $ 416,000 | $ 217,000 |
| Teller County Colorado | 2 | $ 156,000 | $ 78,000 | $ 65,000 |
| Douglas County Kansas | 2 | $ 208,000 | $ 104,000 | $ 49,000 |
| Prince George's County Maryland | 2 | $ 11,000 | $ 5,000 | $ 41,000 |
| Sheridan County Wyoming | 2 | $ 421,000 | $ 210,000 | $ 157,000 |
| Yavapai County Arizona | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Benton County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 298,000 |
| Boulder County Colorado | 1 | $ 110,000 | $ 110,000 | $ 188,000 |
| Broomfield County Colorado | 1 | $ 244,000 | $ 244,000 | $ 71,000 |
| Clear Creek County Colorado | 1 | $ 90,000 | $ 90,000 | $ 109,000 |
| Fremont County Colorado | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Grand County Colorado | 1 | $ 400,000 | $ 400,000 | $ 521,000 |
| Ouray County Colorado | 1 | $ 371,000 | $ 371,000 | $ 188,000 |
| Summit County Colorado | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Madison County Illinois | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Atchison County Kansas | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Miami County Kansas | 1 | $ 395,000 | $ 395,000 | $ 116,000 |
| Sedgwick County Kansas | 1 | $ 416,000 | $ 416,000 | $ 294,000 |
| Trego County Kansas | 1 | $ 193,000 | $ 193,000 | $ 83,000 |
| Roscommon County Michigan | 1 | $ 220,000 | $ 220,000 | $ 111,000 |
| Cass County Missouri | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
| Johnson County Missouri | 1 | $ 132,000 | $ 132,000 | $ 173,000 |
| Morgan County Missouri | 1 | $ 136,000 | $ 136,000 | $ 260,000 |
| St. Charles County Missouri | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Gallatin County Montana | 1 | $ 620,000 | $ 620,000 | $ 227,000 |
| Clark County Nevada | 1 | $ 268,000 | $ 268,000 | $ 111,000 |
| Ward County North Dakota | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Pennington County South Dakota | 1 | $ 192,000 | $ 192,000 | $ 135,000 |
| Collin County Texas | 1 | $ 381,000 | $ 381,000 | $ 176,000 |
| Grayson County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Travis County Texas | 1 | $ 297,000 | $ 297,000 | $ 152,000 |
| Dane County Wisconsin | 1 | $ 273,000 | $ 273,000 | $ 202,000 |
| Big Horn County Wyoming | 1 | $ 92,000 | $ 92,000 | $ 141,000 |
| Weston County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for American National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 393 | $82,066,000 | $208,000 | $1,000,000 | $96,000 | $665,000 |
| Home Purchase | 192 | $37,846,000 | $197,000 | $624,000 | $100,000 | $592,000 |
| Home Improvement | 64 | $6,543,000 | $102,000 | $400,000 | $74,000 | $236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 526 | $103,800,000 | $197,000 | $975,000 | $98,000 | $665,000 |
| Not Provided | 67 | $13,168,000 | $196,000 | $1,000,000 | $91,000 | $290,000 |
| Hispanic | 32 | $4,556,000 | $142,000 | $678,000 | $53,000 | $122,000 |
| Asian | 17 | $3,646,000 | $214,000 | $417,000 | $91,000 | $175,000 |
| American Indian or Alaskan Native | 3 | $600,000 | $200,000 | $255,000 | $103,000 | $108,000 |
| Black or African American | 2 | $149,000 | $74,000 | $143,000 | $46,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $416,000 | $416,000 | $416,000 | $294,000 | $294,000 |
| Not applicable | 1 | $120,000 | $120,000 | $120,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 493 | $97,491,000 | $197,000 | $1,000,000 | $102,000 | $665,000 |
| FHA-insured (Federal Housing Administration) | 126 | $23,174,000 | $183,000 | $353,000 | $79,000 | $504,000 |
| VA-guaranteed (Veterans Administration) | 24 | $4,917,000 | $204,000 | $417,000 | $42,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $873,000 | $145,000 | $192,000 | $51,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 462 | $90,249,000 | $195,000 | $800,000 | $97,000 | $665,000 |
| Application Denied By Financial Institution | 108 | $20,703,000 | $191,000 | $1,000,000 | $84,000 | $291,000 |
| Application Withdrawn By Applicant | 71 | $14,670,000 | $206,000 | $975,000 | $99,000 | $504,000 |
| Application Approved But Not Accepted | 8 | $833,000 | $104,000 | $307,000 | $86,000 | $242,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 44 | $10,593,000 | $240,000 | $620,000 | $109,000 | $256,000 |
| Debt-To-Income Ratio | 23 | $2,811,000 | $122,000 | $382,000 | $38,000 | $132,000 |
| Credit History | 17 | $2,003,000 | $117,000 | $365,000 | $78,000 | $291,000 |
| Other | 14 | $2,255,000 | $161,000 | $413,000 | $71,000 | $152,000 |
| Credit Application Incomplete | 7 | $2,130,000 | $304,000 | $1,000,000 | $113,000 | $290,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $287,000 | $143,000 | $244,000 | $85,000 | $99,000 |
| Unverifiable Information | 1 | $624,000 | $624,000 | $624,000 | $150,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.