American Pacific Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
American Pacific Mortgage Corporation 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Pacific Mortgage Corporation 3000 Lava Ridge Court, Suite 200 Sacramento, CA 95661 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 13,927 |
| Total Mortgage Loan Application Amount | $3,469,039,000 |
| Average Mortgage Loan Application Amount | $246,666 |
| Highest Mortgage Loan Application Amount | $1,940,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $3,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with American Pacific Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Pacific Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down American Pacific Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Pacific Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by American Pacific Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Pacific Mortgage Corporation's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 1,515 | $ 310,924,000 | $ 205,000 | $ 87,000 |
| Placer County California | 715 | $ 186,052,000 | $ 260,000 | $ 113,000 |
| Los Angeles County California | 700 | $ 212,121,000 | $ 303,000 | $ 113,000 |
| Santa Clara County California | 639 | $ 273,047,000 | $ 427,000 | $ 142,000 |
| San Joaquin County California | 542 | $ 105,776,000 | $ 195,000 | $ 85,000 |
| Shasta County California | 469 | $ 89,350,000 | $ 190,000 | $ 80,000 |
| Sonoma County California | 420 | $ 120,392,000 | $ 286,000 | $ 108,000 |
| Alameda County California | 381 | $ 141,692,000 | $ 371,000 | $ 138,000 |
| Contra Costa County California | 379 | $ 133,967,000 | $ 353,000 | $ 136,000 |
| Marin County California | 337 | $ 149,987,000 | $ 445,000 | $ 176,000 |
| Multnomah County Oregon | 328 | $ 74,353,000 | $ 226,000 | $ 92,000 |
| El Dorado County California | 327 | $ 83,763,000 | $ 256,000 | $ 101,000 |
| Ada County Idaho | 315 | $ 52,774,000 | $ 167,000 | $ 81,000 |
| San Bernardino County California | 284 | $ 53,653,000 | $ 188,000 | $ 73,000 |
| Solano County California | 268 | $ 64,707,000 | $ 241,000 | $ 99,000 |
| Butte County California | 256 | $ 53,553,000 | $ 209,000 | $ 91,000 |
| Washington County Oregon | 256 | $ 56,002,000 | $ 218,000 | $ 85,000 |
| Monterey County California | 255 | $ 71,526,000 | $ 280,000 | $ 121,000 |
| Stanislaus County California | 250 | $ 41,028,000 | $ 164,000 | $ 67,000 |
| Riverside County California | 234 | $ 55,493,000 | $ 237,000 | $ 99,000 |
| Snohomish County Washington | 223 | $ 54,223,000 | $ 243,000 | $ 80,000 |
| Kern County California | 178 | $ 30,886,000 | $ 173,000 | $ 88,000 |
| Fresno County California | 160 | $ 29,800,000 | $ 186,000 | $ 90,000 |
| King County Washington | 160 | $ 48,261,000 | $ 301,000 | $ 116,000 |
| Clackamas County Oregon | 157 | $ 36,067,000 | $ 229,000 | $ 90,000 |
| San Diego County California | 154 | $ 50,456,000 | $ 327,000 | $ 131,000 |
| Kings County California | 144 | $ 20,908,000 | $ 145,000 | $ 74,000 |
| San Francisco County California | 139 | $ 69,695,000 | $ 501,000 | $ 197,000 |
| Umatilla County Oregon | 138 | $ 19,754,000 | $ 143,000 | $ 66,000 |
| Nevada County California | 137 | $ 30,271,000 | $ 220,000 | $ 111,000 |
| San Luis Obispo County California | 137 | $ 38,679,000 | $ 282,000 | $ 111,000 |
| San Mateo County California | 125 | $ 55,192,000 | $ 441,000 | $ 169,000 |
| Canyon County Idaho | 123 | $ 16,057,000 | $ 130,000 | $ 76,000 |
| Clark County Washington | 121 | $ 26,562,000 | $ 219,000 | $ 104,000 |
| San Benito County California | 120 | $ 33,630,000 | $ 280,000 | $ 90,000 |
| Yolo County California | 111 | $ 26,482,000 | $ 238,000 | $ 99,000 |
| Merced County California | 109 | $ 13,299,000 | $ 122,000 | $ 51,000 |
| Walla Walla County Washington | 107 | $ 18,235,000 | $ 170,000 | $ 63,000 |
| Orange County California | 97 | $ 37,684,000 | $ 388,000 | $ 130,000 |
| Santa Cruz County California | 93 | $ 34,256,000 | $ 368,000 | $ 141,000 |
| Lane County Oregon | 92 | $ 16,485,000 | $ 179,000 | $ 64,000 |
| Douglas County Oregon | 80 | $ 12,902,000 | $ 161,000 | $ 66,000 |
| Yuba County California | 75 | $ 11,635,000 | $ 155,000 | $ 59,000 |
| Maricopa County Arizona | 73 | $ 15,501,000 | $ 212,000 | $ 97,000 |
| Anchorage County Alaska | 69 | $ 18,037,000 | $ 261,000 | $ 85,000 |
| Lake County California | 67 | $ 9,472,000 | $ 141,000 | $ 65,000 |
| Gallatin County Montana | 66 | $ 14,422,000 | $ 218,000 | $ 79,000 |
| Napa County California | 63 | $ 20,847,000 | $ 330,000 | $ 135,000 |
| Sutter County California | 63 | $ 10,416,000 | $ 165,000 | $ 68,000 |
| Tulare County California | 61 | $ 9,609,000 | $ 157,000 | $ 61,000 |
| Spokane County Washington | 61 | $ 9,726,000 | $ 159,000 | $ 63,000 |
| Ventura County California | 55 | $ 18,166,000 | $ 330,000 | $ 131,000 |
| Josephine County Oregon | 55 | $ 9,531,000 | $ 173,000 | $ 68,000 |
| Itasca County Minnesota | 49 | $ 6,583,000 | $ 134,000 | $ 48,000 |
| Washoe County Nevada | 47 | $ 8,789,000 | $ 187,000 | $ 100,000 |
| Santa Barbara County California | 46 | $ 10,208,000 | $ 221,000 | $ 74,000 |
| Tehama County California | 46 | $ 7,480,000 | $ 162,000 | $ 62,000 |
| Jackson County Missouri | 45 | $ 7,607,000 | $ 169,000 | $ 79,000 |
| Pend Oreille County Washington | 44 | $ 7,061,000 | $ 160,000 | $ 61,000 |
| Deschutes County Oregon | 43 | $ 8,134,000 | $ 189,000 | $ 83,000 |
| Clatsop County Oregon | 36 | $ 5,934,000 | $ 164,000 | $ 55,000 |
| Madera County California | 31 | $ 4,810,000 | $ 155,000 | $ 56,000 |
| Yamhill County Oregon | 28 | $ 6,051,000 | $ 216,000 | $ 71,000 |
| Bernalillo County New Mexico | 27 | $ 3,807,000 | $ 141,000 | $ 61,000 |
| Cochise County Arizona | 25 | $ 5,874,000 | $ 234,000 | $ 130,000 |
| Calaveras County California | 25 | $ 5,548,000 | $ 221,000 | $ 116,000 |
| Marion County Oregon | 23 | $ 3,761,000 | $ 163,000 | $ 59,000 |
| Pierce County Washington | 21 | $ 4,444,000 | $ 211,000 | $ 70,000 |
| Benton County Washington | 20 | $ 3,985,000 | $ 199,000 | $ 113,000 |
| Siskiyou County California | 17 | $ 2,857,000 | $ 168,000 | $ 84,000 |
| Bonner County Idaho | 16 | $ 2,297,000 | $ 143,000 | $ 64,000 |
| Gem County Idaho | 15 | $ 2,002,000 | $ 133,000 | $ 47,000 |
| Clark County Nevada | 15 | $ 2,462,000 | $ 164,000 | $ 134,000 |
| Chelan County Washington | 14 | $ 2,771,000 | $ 197,000 | $ 60,000 |
| Matanuska-Susitna County Alaska | 13 | $ 3,539,000 | $ 272,000 | $ 70,000 |
| Carson City County Nevada | 13 | $ 2,154,000 | $ 165,000 | $ 45,000 |
| Malheur County Oregon | 13 | $ 1,493,000 | $ 114,000 | $ 48,000 |
| Larimer County Colorado | 12 | $ 2,429,000 | $ 202,000 | $ 80,000 |
| Weld County Colorado | 12 | $ 2,417,000 | $ 201,000 | $ 82,000 |
| Amador County California | 11 | $ 2,117,000 | $ 192,000 | $ 64,000 |
| Douglas County Nevada | 11 | $ 2,246,000 | $ 204,000 | $ 63,000 |
| Columbia County Oregon | 10 | $ 1,965,000 | $ 196,000 | $ 49,000 |
| Tuolumne County California | 9 | $ 1,991,000 | $ 221,000 | $ 105,000 |
| Skagit County Washington | 9 | $ 1,925,000 | $ 213,000 | $ 79,000 |
| Plumas County California | 8 | $ 1,910,000 | $ 238,000 | $ 226,000 |
| Trinity County California | 8 | $ 1,395,000 | $ 174,000 | $ 65,000 |
| Jackson County Oregon | 8 | $ 1,434,000 | $ 179,000 | $ 51,000 |
| Salt Lake County Utah | 8 | $ 1,766,000 | $ 220,000 | $ 60,000 |
| Payette County Idaho | 7 | $ 1,048,000 | $ 149,000 | $ 52,000 |
| Lyon County Nevada | 7 | $ 796,000 | $ 113,000 | $ 47,000 |
| Thurston County Washington | 7 | $ 1,522,000 | $ 217,000 | $ 89,000 |
| Mendocino County California | 6 | $ 1,460,000 | $ 243,000 | $ 69,000 |
| Arapahoe County Colorado | 6 | $ 946,000 | $ 157,000 | $ 58,000 |
| Washington County Idaho | 6 | $ 1,202,000 | $ 200,000 | $ 61,000 |
| Clay County Missouri | 6 | $ 833,000 | $ 138,000 | $ 114,000 |
| Lincoln County Oregon | 6 | $ 1,075,000 | $ 179,000 | $ 135,000 |
| Linn County Oregon | 6 | $ 1,128,000 | $ 188,000 | $ 78,000 |
| Morrow County Oregon | 6 | $ 969,000 | $ 161,000 | $ 73,000 |
| Kitsap County Washington | 6 | $ 1,409,000 | $ 234,000 | $ 88,000 |
| Glenn County California | 5 | $ 958,000 | $ 191,000 | $ 55,000 |
| Douglas County Colorado | 5 | $ 1,380,000 | $ 276,000 | $ 131,000 |
| Valley County Idaho | 5 | $ 1,024,000 | $ 204,000 | $ 181,000 |
| Johnson County Kansas | 5 | $ 862,000 | $ 172,000 | $ 77,000 |
| Cass County Missouri | 5 | $ 770,000 | $ 154,000 | $ 76,000 |
| Eddy County New Mexico | 5 | $ 654,000 | $ 130,000 | $ 55,000 |
| Klamath County Oregon | 5 | $ 582,000 | $ 116,000 | $ 52,000 |
| Columbia County Washington | 5 | $ 824,000 | $ 164,000 | $ 63,000 |
| Franklin County Washington | 5 | $ 821,000 | $ 164,000 | $ 48,000 |
| Jefferson County Washington | 5 | $ 912,000 | $ 182,000 | $ 57,000 |
| Fairbanks North Star County Alaska | 4 | $ 731,000 | $ 182,000 | $ 17,000 |
| Humboldt County California | 4 | $ 1,084,000 | $ 271,000 | $ 182,000 |
| Kootenai County Idaho | 4 | $ 762,000 | $ 190,000 | $ 69,000 |
| Benton County Oregon | 4 | $ 800,000 | $ 200,000 | $ 155,000 |
| Clallam County Washington | 4 | $ 809,000 | $ 202,000 | $ 90,000 |
| Cowlitz County Washington | 4 | $ 861,000 | $ 215,000 | $ 151,000 |
| Whatcom County Washington | 4 | $ 886,000 | $ 221,000 | $ 67,000 |
| Kenai Peninsula County Alaska | 3 | $ 753,000 | $ 251,000 | $ 114,000 |
| Pima County Arizona | 3 | $ 554,000 | $ 184,000 | $ 96,000 |
| Pinal County Arizona | 3 | $ 486,000 | $ 162,000 | $ 31,000 |
| Bingham County Idaho | 3 | $ 285,000 | $ 95,000 | $ 29,000 |
| Blaine County Idaho | 3 | $ 731,000 | $ 243,000 | $ 86,000 |
| Valencia County New Mexico | 3 | $ 425,000 | $ 141,000 | $ 38,000 |
| Coos County Oregon | 3 | $ 657,000 | $ 219,000 | $ 65,000 |
| Crook County Oregon | 3 | $ 448,000 | $ 149,000 | $ 162,000 |
| Hood River County Oregon | 3 | $ 760,000 | $ 253,000 | $ 97,000 |
| Davis County Utah | 3 | $ 470,000 | $ 156,000 | $ 54,000 |
| Wasatch County Utah | 3 | $ 972,000 | $ 324,000 | $ 71,000 |
| Douglas County Washington | 3 | $ 424,000 | $ 141,000 | $ 82,000 |
| Pacific County Washington | 3 | $ 274,000 | $ 91,000 | $ 126,000 |
| Whitman County Washington | 3 | $ 575,000 | $ 191,000 | $ 55,000 |
| Juneau County Alaska | 2 | $ 284,000 | $ 142,000 | $ 39,000 |
| Ketchikan Gateway County Alaska | 2 | $ 552,000 | $ 276,000 | $ 85,000 |
| Southeast Fairbanks County Alaska | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Colusa County California | 2 | $ 273,000 | $ 136,000 | $ 109,000 |
| Lassen County California | 2 | $ 391,000 | $ 195,000 | $ 71,000 |
| Mariposa County California | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Modoc County California | 2 | $ 384,000 | $ 192,000 | $ 73,000 |
| Jefferson County Colorado | 2 | $ 349,000 | $ 174,000 | $ 35,000 |
| Pitkin County Colorado | 2 | $ 1,146,000 | $ 573,000 | $ 138,000 |
| Boise County Idaho | 2 | $ 399,000 | $ 199,000 | $ 35,000 |
| Latah County Idaho | 2 | $ 461,000 | $ 230,000 | $ 134,000 |
| Nez Perce County Idaho | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Twin Falls County Idaho | 2 | $ 279,000 | $ 139,000 | $ 65,000 |
| Churchill County Nevada | 2 | $ 422,000 | $ 211,000 | $ 66,000 |
| Elko County Nevada | 2 | $ 315,000 | $ 157,000 | $ 85,000 |
| Sandoval County New Mexico | 2 | $ 246,000 | $ 123,000 | $ 28,000 |
| Gilliam County Oregon | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Polk County Oregon | 2 | $ 221,000 | $ 110,000 | $ 73,000 |
| Tillamook County Oregon | 2 | $ 279,000 | $ 139,000 | $ 84,000 |
| Tooele County Utah | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Asotin County Washington | 2 | $ 178,000 | $ 89,000 | $ 63,000 |
| Grant County Washington | 2 | $ 249,000 | $ 124,000 | $ 85,000 |
| Stevens County Washington | 2 | $ 492,000 | $ 246,000 | $ 68,000 |
| Dillingham County Alaska | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Kodiak Island County Alaska | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
| Valdez-Cordova County Alaska | 1 | $ 440,000 | $ 440,000 | $ 0 |
| La Paz County Arizona | 1 | $ 71,000 | $ 71,000 | $ 136,000 |
| Mohave County Arizona | 1 | $ 109,000 | $ 109,000 | $ 175,000 |
| Navajo County Arizona | 1 | $ 131,000 | $ 131,000 | $ 152,000 |
| Del Norte County California | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Imperial County California | 1 | $ 37,000 | $ 37,000 | $ 37,000 |
| Mono County California | 1 | $ 341,000 | $ 341,000 | $ 193,000 |
| Sierra County California | 1 | $ 292,000 | $ 292,000 | $ 105,000 |
| Adams County Colorado | 1 | $ 99,000 | $ 99,000 | $ 187,000 |
| Fremont County Colorado | 1 | $ 258,000 | $ 258,000 | $ 58,000 |
| Mesa County Colorado | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Summit County Colorado | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| Teller County Colorado | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| Bear Lake County Idaho | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Custer County Idaho | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Elmore County Idaho | 1 | $ 47,000 | $ 47,000 | $ 20,000 |
| Fremont County Idaho | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Gooding County Idaho | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Jefferson County Idaho | 1 | $ 182,000 | $ 182,000 | $ 36,000 |
| Jerome County Idaho | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Owyhee County Idaho | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Power County Idaho | 1 | $ 147,000 | $ 147,000 | $ 55,000 |
| Brown County Kansas | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Miami County Kansas | 1 | $ 183,000 | $ 183,000 | $ 124,000 |
| Aitkin County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Dakota County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Hennepin County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 269,000 |
| Olmsted County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| St. Louis County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 73,000 |
| Audrain County Missouri | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Boone County Missouri | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Camden County Missouri | 1 | $ 100,000 | $ 100,000 | $ 230,000 |
| Jefferson County Missouri | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| Phelps County Missouri | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Platte County Missouri | 1 | $ 107,000 | $ 107,000 | $ 78,000 |
| Park County Montana | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Stillwater County Montana | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Yellowstone County Montana | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
| McKinley County New Mexico | 1 | $ 134,000 | $ 134,000 | $ 202,000 |
| Rio Arriba County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Santa Fe County New Mexico | 1 | $ 287,000 | $ 287,000 | $ 71,000 |
| Socorro County New Mexico | 1 | $ 183,000 | $ 183,000 | $ 61,000 |
| Jefferson County Oregon | 1 | $ 179,000 | $ 179,000 | $ 103,000 |
| Lake County Oregon | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Union County Oregon | 1 | $ 279,000 | $ 279,000 | $ 127,000 |
| Wasco County Oregon | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Juab County Utah | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Summit County Utah | 1 | $ 210,000 | $ 210,000 | $ 205,000 |
| Utah County Utah | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
| Washington County Utah | 1 | $ 207,000 | $ 207,000 | $ 73,000 |
| Grays Harbor County Washington | 1 | $ 99,000 | $ 99,000 | $ 103,000 |
| Island County Washington | 1 | $ 301,000 | $ 301,000 | $ 230,000 |
| Kittitas County Washington | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| San Juan County Washington | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Skamania County Washington | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
| Yakima County Washington | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| Albany County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 123,000 |
| Sweetwater County Wyoming | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Teton County Wyoming | 1 | $ 400,000 | $ 400,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for American Pacific Mortgage Corporation in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,142 | $1,582,509,000 | $221,000 | $1,500,000 | $87,000 | $1,777,000 |
| Refinancing | 6,683 | $1,861,933,000 | $278,000 | $1,940,000 | $113,000 | $3,010,000 |
| Home Improvement | 102 | $24,597,000 | $241,000 | $626,000 | $102,000 | $417,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,629 | $2,699,147,000 | $253,000 | $1,940,000 | $104,000 | $3,010,000 |
| Hispanic | 1,670 | $338,489,000 | $202,000 | $845,000 | $67,000 | $374,000 |
| Asian | 713 | $206,823,000 | $290,000 | $1,024,000 | $106,000 | $689,000 |
| Not Provided | 484 | $121,955,000 | $251,000 | $880,000 | $104,000 | $852,000 |
| Black or African American | 284 | $67,757,000 | $238,000 | $800,000 | $85,000 | $576,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $20,137,000 | $258,000 | $633,000 | $97,000 | $442,000 |
| American Indian or Alaskan Native | 69 | $14,731,000 | $213,000 | $626,000 | $104,000 | $540,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,499 | $2,299,580,000 | $270,000 | $1,940,000 | $121,000 | $3,010,000 |
| FHA-insured (Federal Housing Administration) | 3,825 | $840,826,000 | $219,000 | $851,000 | $67,000 | $347,000 |
| VA-guaranteed (Veterans Administration) | 837 | $207,252,000 | $247,000 | $1,024,000 | $73,000 | $445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 766 | $121,381,000 | $158,000 | $402,000 | $46,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,176 | $3,046,131,000 | $250,000 | $1,500,000 | $101,000 | $1,885,000 |
| Application Denied By Financial Institution | 861 | $197,931,000 | $229,000 | $1,000,000 | $78,000 | $1,777,000 |
| Application Approved But Not Accepted | 473 | $119,963,000 | $253,000 | $1,900,000 | $106,000 | $3,010,000 |
| Application Withdrawn By Applicant | 398 | $99,899,000 | $251,000 | $1,940,000 | $84,000 | $575,000 |
| File Closed For Incompleteness | 18 | $4,944,000 | $274,000 | $602,000 | $134,000 | $270,000 |
| Preapproval Denied by Financial Institution | 1 | $171,000 | $171,000 | $171,000 | $38,000 | $38,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 302 | $69,172,000 | $229,000 | $734,000 | $88,000 | $1,108,000 |
| Debt-To-Income Ratio | 241 | $57,136,000 | $237,000 | $1,000,000 | $65,000 | $442,000 |
| Credit History | 142 | $33,189,000 | $233,000 | $743,000 | $72,000 | $220,000 |
| Employment History | 70 | $15,738,000 | $224,000 | $638,000 | $71,000 | $502,000 |
| Collateral | 59 | $12,779,000 | $216,000 | $417,000 | $84,000 | $232,000 |
| Unverifiable Information | 26 | $5,192,000 | $199,000 | $542,000 | $66,000 | $356,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,611,000 | $225,000 | $898,000 | $174,000 | $1,777,000 |
| Credit Application Incomplete | 2 | $741,000 | $370,000 | $417,000 | $103,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Pacific Mortgage Corporation's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Pacific Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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