Waterfield Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Waterfield Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Waterfield Bank
6903 Rockledge Drive, Suite 525
Bethesda, MD 20817
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 8,264
Total Mortgage Loan Application Amount $1,908,788,000
Average Mortgage Loan Application Amount $221,333
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $94,666
Highest Applicant Income $1,843,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Waterfield Bank by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
EDISON-NEW BRUNSWICK, NJ 941 $ 254,415,000 $ 270,000 $ 84,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 853 $ 234,107,000 $ 281,750 $ 89,750
CAMDEN, NJ 524 $ 116,209,000 $ 221,000 $ 76,000
BALTIMORE-TOWSON, MD 475 $ 110,288,000 $ 232,000 $ 73,000
PHILADELPHIA, PA 457 $ 92,907,000 $ 203,000 $ 81,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 444 $ 151,118,000 $ 349,500 $ 119,000
NEWARK-UNION, NJ-PA 442 $ 132,262,000 $ 233,000 $ 79,000
PITTSBURGH, PA 276 $ 38,115,000 $ 138,000 $ 73,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 230 $ 67,563,000 $ 293,000 $ 92,000
RALEIGH-CARY, NC 153 $ 29,350,000 $ 191,000 $ 68,000
BOSTON-QUINCY, MA 140 $ 37,880,000 $ 270,000 $ 82,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 130 $ 24,978,000 $ 192,000 $ 88,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 126 $ 21,022,000 $ 166,000 $ 60,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 119 $ 19,576,000 $ 164,000 $ 74,000
ORLANDO-KISSIMMEE, FL 110 $ 21,631,000 $ 196,000 $ 76,000
TRENTON-EWING, NJ 102 $ 21,761,000 $ 213,000 $ 73,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 100 $ 24,798,000 $ 252,000 $ 83,500
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 92 $ 19,128,000 $ 207,000 $ 85,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 89 $ 15,415,000 $ 212,500 $ 62,500
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 80 $ 24,929,000 $ 311,000 $ 121,000
ATLANTIC CITY-HAMMONTON, NJ 74 $ 17,072,000 $ 230,000 $ 63,000
WILMINGTON, DE-MD-NJ 74 $ 16,172,000 $ 218,666 $ 58,333
COLUMBIA, SC 67 $ 9,147,000 $ 136,000 $ 68,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 62 $ 13,511,000 $ 217,000 $ 120,000
PEABODY, MA 59 $ 14,164,000 $ 240,000 $ 90,000
READING, PA 59 $ 10,324,000 $ 174,000 $ 76,000
MIAMI-MIAMI BEACH-KENDALL, FL 58 $ 14,238,000 $ 245,000 $ 126,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 53 $ 12,145,000 $ 229,000 $ 120,000
RICHMOND, VA 51 $ 11,060,000 $ 216,000 $ 59,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 45 $ 9,496,000 $ 244,000 $ 56,500
DURHAM, NC 44 $ 7,909,000 $ 179,000 $ 74,000
NASSAU-SUFFOLK, NY 43 $ 15,307,000 $ 355,000 $ 118,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 35 $ 6,141,000 $ 211,000 $ 71,000
HARRISBURG-CARLISLE, PA 32 $ 4,925,000 $ 153,000 $ 85,000
OCALA, FL 31 $ 6,468,000 $ 208,000 $ 67,000
OCEAN CITY, NJ 28 $ 8,250,000 $ 294,000 $ 153,000
VINELAND-MILLVILLE-BRIDGETON, NJ 28 $ 5,999,000 $ 214,000 $ 69,000
ALTOONA, PA 26 $ 2,708,000 $ 104,000 $ 51,000
FLORENCE, SC 26 $ 3,206,000 $ 123,000 $ 41,000
SCRANTON--WILKES-BARRE, PA 26 $ 3,257,000 $ 125,000 $ 58,000
WORCESTER, MA 26 $ 4,999,000 $ 192,000 $ 67,000
HAGERSTOWN-MARTINSBURG, MD-WV 25 $ 5,441,000 $ 200,500 $ 62,500
LANCASTER, PA 25 $ 4,771,000 $ 190,000 $ 63,000
CAPE CORAL-FORT MYERS, FL 23 $ 4,330,000 $ 188,000 $ 92,000
GREENSBORO-HIGH POINT, NC 22 $ 3,426,000 $ 155,000 $ 59,000
GREENVILLE-MAULDIN-EASLEY, SC 22 $ 2,606,000 $ 118,000 $ 75,000
BRIDGEPORT-STAMFORD-NORWALK, CT 21 $ 8,162,000 $ 388,000 $ 112,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 21 $ 3,154,000 $ 150,000 $ 80,000
PORT ST. LUCIE, FL 21 $ 4,229,000 $ 201,000 $ 135,000
STATE COLLEGE, PA 21 $ 3,470,000 $ 165,000 $ 75,000
JACKSONVILLE, FL 19 $ 3,003,000 $ 158,000 $ 60,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 19 $ 4,193,000 $ 220,000 $ 73,000
WARREN-TROY-FARMINGTON HILLS, MI 19 $ 4,549,000 $ 239,000 $ 113,000
YORK-HANOVER, PA 19 $ 3,098,000 $ 163,000 $ 79,000
BARNSTABLE TOWN, MA 17 $ 4,815,000 $ 283,000 $ 100,000
SUMTER, SC 17 $ 2,181,000 $ 128,000 $ 65,000
SALISBURY, MD 16 $ 3,120,000 $ 195,000 $ 58,000
DETROIT-LIVONIA-DEARBORN, MI 15 $ 1,669,000 $ 111,000 $ 115,000
COLUMBUS, OH 14 $ 2,193,000 $ 156,000 $ 54,000
NEW HAVEN-MILFORD, CT 13 $ 2,838,000 $ 218,000 $ 108,000
WINSTON-SALEM, NC 13 $ 2,123,000 $ 163,000 $ 59,000
LAKELAND-WINTER HAVEN, FL 12 $ 1,969,000 $ 164,000 $ 75,000
PANAMA CITY-LYNN HAVEN, FL 12 $ 3,032,000 $ 252,000 $ 261,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 12 $ 2,882,000 $ 240,000 $ 85,000
SYRACUSE, NY 12 $ 1,006,000 $ 83,000 $ 40,000
WILMINGTON, NC 12 $ 2,044,000 $ 170,000 $ 59,000
INDIANAPOLIS-CARMEL, IN 11 $ 2,285,000 $ 207,000 $ 55,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 11 $ 1,914,000 $ 174,000 $ 133,000
SPARTANBURG, SC 10 $ 1,084,000 $ 108,000 $ 71,000
BRADENTON-SARASOTA-VENICE, FL 9 $ 1,810,000 $ 201,000 $ 68,000
DOVER, DE 9 $ 1,862,000 $ 206,000 $ 32,000
JOHNSTOWN, PA 9 $ 803,000 $ 89,000 $ 57,000
SPRINGFIELD, MA 9 $ 2,320,000 $ 257,000 $ 100,000
AUGUSTA-RICHMOND COUNTY, GA-SC 8 $ 1,057,000 $ 126,000 $ 40,500
CHARLESTON, WV 8 $ 1,511,000 $ 188,000 $ 76,000
DENVER-AURORA, CO 8 $ 1,913,000 $ 239,000 $ 64,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 8 $ 1,639,000 $ 204,000 $ 66,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 8 $ 1,400,000 $ 175,000 $ 33,000
KANSAS CITY, MO-KS 8 $ 1,140,000 $ 109,500 $ 44,500
LEBANON, PA 8 $ 1,456,000 $ 182,000 $ 75,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 8 $ 1,202,000 $ 150,000 $ 70,000
DALLAS-PLANO-IRVING, TX 7 $ 1,272,000 $ 181,000 $ 5,000
GLENS FALLS, NY 7 $ 1,518,000 $ 216,000 $ 85,000
GOLDSBORO, NC 7 $ 589,000 $ 84,000 $ 40,000
JACKSON, MS 7 $ 831,000 $ 118,000 $ 63,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 7 $ 1,137,000 $ 162,000 $ 71,000
MOBILE, AL 7 $ 1,014,000 $ 144,000 $ 130,000
ST. LOUIS, MO-IL 7 $ 1,193,000 $ 199,000 $ 120,000
ASHEVILLE, NC 6 $ 1,157,000 $ 192,000 $ 53,000
BURLINGTON, NC 6 $ 1,042,000 $ 173,000 $ 38,000
CHICAGO-NAPERVILLE-JOLIET, IL 6 $ 1,169,000 $ 194,000 $ 58,000
MANCHESTER-NASHUA, NH 6 $ 1,420,000 $ 236,000 $ 70,000
SAN ANTONIO, TX 6 $ 1,156,000 $ 192,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 5 $ 988,000 $ 197,000 $ 98,000
BIRMINGHAM-HOOVER, AL 5 $ 374,000 $ 74,000 $ 51,000
CUMBERLAND, MD-WV 5 $ 812,000 $ 162,000 $ 62,000
DAYTON, OH 5 $ 664,000 $ 132,000 $ 76,000
KINGSTON, NY 5 $ 1,393,000 $ 278,000 $ 150,000
PHOENIX-MESA-SCOTTSDALE, AZ 5 $ 903,000 $ 180,000 $ 67,000
ROCHESTER, NY 5 $ 901,000 $ 180,000 $ 81,000
SAVANNAH, GA 5 $ 926,000 $ 185,000 $ 84,000
WHEELING, WV-OH 5 $ 471,000 $ 98,000 $ 63,000
WILLIAMSPORT, PA 5 $ 568,000 $ 113,000 $ 68,000
WINCHESTER, VA-WV 5 $ 1,069,000 $ 213,000 $ 80,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 5 $ 770,000 $ 154,500 $ 87,000
ANCHORAGE, AK 4 $ 1,006,000 $ 251,000 $ 31,000
ANDERSON, SC 4 $ 645,000 $ 161,000 $ 71,000
AUSTIN-ROUND ROCK, TX 4 $ 768,000 $ 192,000 $ 43,000
CHARLOTTESVILLE, VA 4 $ 753,000 $ 188,000 $ 63,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 629,000 $ 157,000 $ 54,000
GREENVILLE, NC 4 $ 521,000 $ 130,000 $ 71,000
JACKSONVILLE, NC 4 $ 479,000 $ 119,000 $ 59,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 4 $ 1,838,000 $ 459,000 $ 128,000
LYNCHBURG, VA 4 $ 699,000 $ 174,000 $ 57,000
MANSFIELD, OH 4 $ 395,000 $ 98,000 $ 52,000
MEMPHIS, TN-MS-AR 4 $ 499,000 $ 124,000 $ 40,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 4 $ 1,857,000 $ 464,000 $ 179,000
ROANOKE, VA 4 $ 774,000 $ 193,000 $ 34,000
ROCKY MOUNT, NC 4 $ 367,000 $ 91,000 $ 16,000
AKRON, OH 3 $ 760,000 $ 253,000 $ 67,000
APPLETON, WI 3 $ 570,000 $ 190,000 $ 51,000
BATON ROUGE, LA 3 $ 438,000 $ 146,000 $ 60,000
CLARKSVILLE, TN-KY 3 $ 449,000 $ 149,000 $ 65,000
CLEVELAND-ELYRIA-MENTOR, OH 3 $ 330,000 $ 110,000 $ 60,000
COLORADO SPRINGS, CO 3 $ 827,000 $ 275,000 $ 24,000
ERIE, PA 3 $ 211,000 $ 70,000 $ 40,000
FAYETTEVILLE, NC 3 $ 317,000 $ 105,000 $ 32,000
HICKORY-LENOIR-MORGANTON, NC 3 $ 475,000 $ 158,000 $ 62,000
HUNTSVILLE, AL 3 $ 556,000 $ 185,000 $ 55,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 3 $ 669,000 $ 223,000 $ 91,000
NORWICH-NEW LONDON, CT 3 $ 647,000 $ 215,000 $ 79,000
OAKLAND-FREMONT-HAYWARD, CA 3 $ 1,042,000 $ 347,000 $ 136,000
PROVO-OREM, UT 3 $ 668,000 $ 222,000 $ 76,000
PUNTA GORDA, FL 3 $ 264,000 $ 88,000 $ 75,000
SPOKANE, WA 3 $ 455,000 $ 151,000 $ 34,000
TALLAHASSEE, FL 3 $ 540,000 $ 180,000 $ 120,000
TOLEDO, OH 3 $ 336,000 $ 112,000 $ 29,000
BILLINGS, MT 2 $ 390,000 $ 195,000 $ 0
BINGHAMTON, NY 2 $ 246,000 $ 123,000 $ 41,000
CHATTANOOGA, TN-GA 2 $ 221,000 $ 110,500 $ 44,500
COLUMBUS, GA-AL 2 $ 433,000 $ 216,500 $ 60,000
DOTHAN, AL 2 $ 212,000 $ 106,000 $ 61,000
EL PASO, TX 2 $ 234,000 $ 117,000 $ 30,000
ELMIRA, NY 2 $ 327,000 $ 163,000 $ 62,000
EUGENE-SPRINGFIELD, OR 2 $ 405,000 $ 202,000 $ 0
FORT WORTH-ARLINGTON, TX 2 $ 261,000 $ 130,000 $ 24,000
GADSDEN, AL 2 $ 298,000 $ 149,000 $ 39,000
GAINESVILLE, GA 2 $ 320,000 $ 160,000 $ 44,000
GARY, IN 2 $ 152,000 $ 76,000 $ 34,000
HARRISONBURG, VA 2 $ 426,000 $ 213,000 $ 226,000
HINESVILLE-FORT STEWART, GA 2 $ 191,000 $ 95,000 $ 60,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 507,000 $ 253,500 $ 235,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 247,000 $ 123,000 $ 53,000
LANSING-EAST LANSING, MI 2 $ 289,000 $ 144,000 $ 60,000
LAS VEGAS-PARADISE, NV 2 $ 398,000 $ 199,000 $ 47,000
MODESTO, CA 2 $ 302,000 $ 151,000 $ 46,000
MORRISTOWN, TN 2 $ 243,000 $ 121,000 $ 71,000
NAPLES-MARCO ISLAND, FL 2 $ 602,000 $ 301,000 $ 120,000
OLYMPIA, WA 2 $ 411,000 $ 205,000 $ 22,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 255,000 $ 127,000 $ 35,000
PITTSFIELD, MA 2 $ 327,000 $ 163,000 $ 42,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 2 $ 362,000 $ 181,000 $ 73,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 2 $ 830,000 $ 415,000 $ 45,000
SEBASTIAN-VERO BEACH, FL 2 $ 371,000 $ 185,000 $ 34,000
ST. GEORGE, UT 2 $ 396,000 $ 198,000 $ 99,000
UTICA-ROME, NY 2 $ 206,000 $ 103,000 $ 87,000
WEIRTON-STEUBENVILLE, WV-OH 2 $ 83,000 $ 41,500 $ 41,000
ANDERSON, IN 1 $ 59,000 $ 59,000 $ 28,000
ANN ARBOR, MI 1 $ 228,000 $ 228,000 $ 169,000
ATHENS-CLARKE COUNTY, GA 1 $ 98,000 $ 98,000 $ 37,000
BAKERSFIELD, CA 1 $ 225,000 $ 225,000 $ 123,000
BANGOR, ME 1 $ 172,000 $ 172,000 $ 42,000
BEAUMONT-PORT ARTHUR, TX 1 $ 215,000 $ 215,000 $ 0
BOISE CITY-NAMPA, ID 1 $ 254,000 $ 254,000 $ 86,000
BROWNSVILLE-HARLINGEN, TX 1 $ 248,000 $ 248,000 $ 90,000
BRUNSWICK, GA 1 $ 240,000 $ 240,000 $ 57,000
BUFFALO-NIAGARA FALLS, NY 1 $ 125,000 $ 125,000 $ 61,000
CANTON-MASSILLON, OH 1 $ 35,000 $ 35,000 $ 30,000
CHAMPAIGN-URBANA, IL 1 $ 275,000 $ 275,000 $ 115,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 162,000 $ 162,000 $ 48,000
COEUR D'ALENE, ID 1 $ 387,000 $ 387,000 $ 65,000
CORPUS CHRISTI, TX 1 $ 112,000 $ 112,000 $ 0
DES MOINES-WEST DES MOINES, IA 1 $ 104,000 $ 104,000 $ 151,000
ELKHART-GOSHEN, IN 1 $ 79,000 $ 79,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 1 $ 76,000 $ 76,000 $ 34,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 279,000 $ 279,000 $ 0
GRAND RAPIDS-WYOMING, MI 1 $ 210,000 $ 210,000 $ 67,000
GREELEY, CO 1 $ 188,000 $ 188,000 $ 67,000
GULFPORT-BILOXI, MS 1 $ 138,000 $ 138,000 $ 21,000
HOT SPRINGS, AR 1 $ 114,000 $ 114,000 $ 63,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 52,000 $ 52,000 $ 27,000
IDAHO FALLS, ID 1 $ 165,000 $ 165,000 $ 88,000
JACKSON, TN 1 $ 105,000 $ 105,000 $ 44,000
JOHNSON CITY, TN 1 $ 203,000 $ 203,000 $ 59,000
JOPLIN, MO 1 $ 51,000 $ 51,000 $ 31,000
KANKAKEE-BRADLEY, IL 1 $ 138,000 $ 138,000 $ 0
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 249,000 $ 249,000 $ 0
KNOXVILLE, TN 1 $ 231,000 $ 231,000 $ 127,000
LEWISTON, ID-WA 1 $ 217,000 $ 217,000 $ 83,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 266,000 $ 266,000 $ 0
MONROE, MI 1 $ 200,000 $ 200,000 $ 94,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 73,000 $ 73,000 $ 49,000
NILES-BENTON HARBOR, MI 1 $ 180,000 $ 180,000 $ 94,000
PALM COAST, FL 1 $ 228,000 $ 228,000 $ 162,000
PASCAGOULA, MS 1 $ 204,000 $ 204,000 $ 69,000
PEORIA, IL 1 $ 139,000 $ 139,000 $ 0
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 285,000 $ 285,000 $ 131,000
PUEBLO, CO 1 $ 180,000 $ 180,000 $ 62,000
RACINE, WI 1 $ 149,000 $ 149,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 96,000 $ 96,000 $ 144,000
SANTA ROSA-PETALUMA, CA 1 $ 636,000 $ 636,000 $ 147,000
STOCKTON, CA 1 $ 89,000 $ 89,000 $ 100,000
TOPEKA, KS 1 $ 54,000 $ 54,000 $ 31,000
TULSA, OK 1 $ 90,000 $ 90,000 $ 50,000
TUSCALOOSA, AL 1 $ 177,000 $ 177,000 $ 60,000
TYLER, TX 1 $ 124,000 $ 124,000 $ 0
WACO, TX 1 $ 308,000 $ 308,000 $ 0
WARNER ROBINS, GA 1 $ 167,000 $ 167,000 $ 104,000
WICHITA FALLS, TX 1 $ 136,000 $ 136,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Waterfield Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,890 $1,168,431,000 $238,000 $2,100,000 $77,000 $1,500,000
Home Purchase 3,355 $736,421,000 $219,000 $1,013,000 $88,000 $1,843,000
Home Improvement 19 $3,936,000 $207,000 $417,000 $119,000 $660,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,439 $1,032,145,000 $232,000 $2,100,000 $87,000 $1,843,000
Black or African American 1,480 $316,931,000 $214,000 $1,082,000 $64,000 $493,000
Not Provided 1,110 $247,390,000 $222,000 $1,538,000 $82,000 $1,318,000
Hispanic 978 $238,235,000 $243,000 $1,068,000 $73,000 $540,000
Asian 221 $65,247,000 $295,000 $980,000 $120,000 $814,000
American Indian or Alaskan Native 21 $4,509,000 $214,000 $353,000 $68,000 $129,000
Native Hawaiian or Other Pacific Islander 15 $4,331,000 $288,000 $432,000 $118,000 $376,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,208 $996,085,000 $236,000 $2,100,000 $100,000 $1,843,000
FHA-insured (Federal Housing Administration) 3,700 $852,586,000 $230,000 $741,000 $63,000 $792,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 180 $20,275,000 $112,000 $281,000 $42,000 $87,000
VA-guaranteed (Veterans Administration) 176 $39,842,000 $226,000 $563,000 $39,000 $212,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,243 $964,104,000 $227,000 $780,000 $76,000 $1,318,000
Application Approved But Not Accepted 1,872 $441,161,000 $235,000 $1,082,000 $88,000 $888,000
Application Denied By Financial Institution 1,486 $342,613,000 $230,000 $1,538,000 $85,000 $1,843,000
File Closed For Incompleteness 486 $120,920,000 $248,000 $2,100,000 $90,000 $762,000
Application Withdrawn By Applicant 176 $39,810,000 $226,000 $900,000 $88,000 $406,000
Preapproval Denied by Financial Institution 1 $180,000 $180,000 $180,000 $74,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 472 $115,947,000 $245,000 $1,100,000 $65,000 $457,000
Credit History 392 $80,013,000 $204,000 $858,000 $75,000 $630,000
Collateral 233 $53,849,000 $231,000 $823,000 $111,000 $700,000
Other 158 $37,206,000 $235,000 $1,013,000 $120,000 $1,843,000
Unverifiable Information 84 $21,443,000 $255,000 $550,000 $103,000 $422,000
Employment History 74 $14,867,000 $200,000 $448,000 $65,000 $240,000
Credit Application Incomplete 28 $8,569,000 $306,000 $1,538,000 $124,000 $408,000
Mortgage Insurance Denied 27 $7,123,000 $263,000 $432,000 $105,000 $252,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,776,000 $198,000 $401,000 $64,000 $165,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

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