Waterfield Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Waterfield Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterfield Bank 6903 Rockledge Drive, Suite 525 Bethesda, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 8,264 |
| Total Mortgage Loan Application Amount | $1,908,788,000 |
| Average Mortgage Loan Application Amount | $221,333 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $1,843,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Waterfield Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterfield Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Waterfield Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterfield Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterfield Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterfield Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 465 | $ 117,747,000 | $ 253,000 | $ 80,000 |
| Prince George's County Maryland | 314 | $ 89,604,000 | $ 285,000 | $ 80,000 |
| Monmouth County New Jersey | 266 | $ 76,034,000 | $ 285,000 | $ 97,000 |
| Burlington County New Jersey | 202 | $ 47,862,000 | $ 236,000 | $ 79,000 |
| Camden County New Jersey | 198 | $ 39,894,000 | $ 201,000 | $ 73,000 |
| Essex County New Jersey | 182 | $ 55,075,000 | $ 302,000 | $ 87,000 |
| Montgomery County Maryland | 181 | $ 54,768,000 | $ 302,000 | $ 97,000 |
| Bergen County New Jersey | 179 | $ 63,338,000 | $ 353,000 | $ 129,000 |
| Philadelphia County Pennsylvania | 168 | $ 25,713,000 | $ 153,000 | $ 61,000 |
| Middlesex County New Jersey | 165 | $ 46,999,000 | $ 284,000 | $ 74,000 |
| Allegheny County Pennsylvania | 149 | $ 21,115,000 | $ 141,000 | $ 81,000 |
| Baltimore City County Maryland | 147 | $ 23,613,000 | $ 160,000 | $ 70,000 |
| Baltimore County Maryland | 143 | $ 33,347,000 | $ 233,000 | $ 64,000 |
| Union County New Jersey | 141 | $ 43,158,000 | $ 306,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 137 | $ 41,178,000 | $ 300,000 | $ 95,000 |
| Gloucester County New Jersey | 124 | $ 28,453,000 | $ 229,000 | $ 78,000 |
| Wake County North Carolina | 121 | $ 24,268,000 | $ 200,000 | $ 73,000 |
| Prince William County Virginia | 111 | $ 22,511,000 | $ 202,000 | $ 77,000 |
| Fairfax County Virginia | 104 | $ 29,872,000 | $ 287,000 | $ 87,000 |
| Mercer County New Jersey | 102 | $ 21,761,000 | $ 213,000 | $ 73,000 |
| Passaic County New Jersey | 102 | $ 30,434,000 | $ 298,000 | $ 90,000 |
| Montgomery County Pennsylvania | 100 | $ 24,131,000 | $ 241,000 | $ 91,000 |
| Anne Arundel County Maryland | 94 | $ 27,054,000 | $ 287,000 | $ 84,000 |
| Broward County Florida | 92 | $ 19,128,000 | $ 207,000 | $ 85,000 |
| Middlesex County Massachusetts | 80 | $ 24,929,000 | $ 311,000 | $ 121,000 |
| Charleston County South Carolina | 80 | $ 16,944,000 | $ 211,000 | $ 106,000 |
| Atlantic County New Jersey | 74 | $ 17,072,000 | $ 230,000 | $ 63,000 |
| Bucks County Pennsylvania | 68 | $ 17,584,000 | $ 258,000 | $ 92,000 |
| Hudson County New Jersey | 65 | $ 21,374,000 | $ 328,000 | $ 113,000 |
| Delaware County Pennsylvania | 62 | $ 10,826,000 | $ 174,000 | $ 70,000 |
| Horry County South Carolina | 62 | $ 13,511,000 | $ 217,000 | $ 120,000 |
| Hillsborough County Florida | 61 | $ 9,477,000 | $ 155,000 | $ 80,000 |
| Orange County Florida | 59 | $ 11,461,000 | $ 194,000 | $ 80,000 |
| Essex County Massachusetts | 59 | $ 14,164,000 | $ 240,000 | $ 90,000 |
| Berks County Pennsylvania | 59 | $ 10,324,000 | $ 174,000 | $ 76,000 |
| Chester County Pennsylvania | 59 | $ 14,653,000 | $ 248,000 | $ 118,000 |
| Miami-Dade County Florida | 58 | $ 14,238,000 | $ 245,000 | $ 126,000 |
| Morris County New Jersey | 58 | $ 18,981,000 | $ 327,000 | $ 98,000 |
| Monroe County Pennsylvania | 55 | $ 9,279,000 | $ 168,000 | $ 68,000 |
| Loudoun County Virginia | 54 | $ 13,400,000 | $ 248,000 | $ 78,000 |
| Palm Beach County Florida | 53 | $ 12,145,000 | $ 229,000 | $ 120,000 |
| Frederick County Maryland | 49 | $ 12,795,000 | $ 261,000 | $ 76,000 |
| Norfolk County Massachusetts | 49 | $ 12,898,000 | $ 263,000 | $ 71,000 |
| Lehigh County Pennsylvania | 49 | $ 7,400,000 | $ 151,000 | $ 50,000 |
| Somerset County New Jersey | 47 | $ 14,151,000 | $ 301,000 | $ 90,000 |
| Plymouth County Massachusetts | 46 | $ 12,345,000 | $ 268,000 | $ 95,000 |
| Suffolk County Massachusetts | 45 | $ 12,637,000 | $ 280,000 | $ 82,000 |
| Harford County Maryland | 44 | $ 11,025,000 | $ 250,000 | $ 61,000 |
| Providence County Rhode Island | 43 | $ 9,020,000 | $ 209,000 | $ 67,000 |
| New Castle County Delaware | 42 | $ 9,286,000 | $ 221,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 39 | $ 5,161,000 | $ 132,000 | $ 56,000 |
| Richland County South Carolina | 38 | $ 5,320,000 | $ 140,000 | $ 72,000 |
| Pinellas County Florida | 35 | $ 6,305,000 | $ 180,000 | $ 77,000 |
| Bristol County Massachusetts | 34 | $ 9,046,000 | $ 266,000 | $ 88,000 |
| Richmond County New York | 34 | $ 11,205,000 | $ 329,000 | $ 107,000 |
| Washington County Pennsylvania | 32 | $ 4,839,000 | $ 151,000 | $ 80,000 |
| Marion County Florida | 31 | $ 6,468,000 | $ 208,000 | $ 67,000 |
| Charles County Maryland | 31 | $ 8,984,000 | $ 289,000 | $ 91,000 |
| Durham County North Carolina | 30 | $ 5,310,000 | $ 177,000 | $ 79,000 |
| Sussex County New Jersey | 29 | $ 7,549,000 | $ 260,000 | $ 80,000 |
| Cape May County New Jersey | 28 | $ 8,250,000 | $ 294,000 | $ 153,000 |
| Cumberland County New Jersey | 28 | $ 5,999,000 | $ 214,000 | $ 69,000 |
| Howard County Maryland | 26 | $ 8,336,000 | $ 320,000 | $ 107,000 |
| Worcester County Massachusetts | 26 | $ 4,999,000 | $ 192,000 | $ 67,000 |
| Blair County Pennsylvania | 26 | $ 2,708,000 | $ 104,000 | $ 51,000 |
| Berkeley County South Carolina | 26 | $ 3,973,000 | $ 152,000 | $ 57,000 |
| Fulton County Georgia | 25 | $ 3,587,000 | $ 143,000 | $ 65,000 |
| Suffolk County New York | 25 | $ 8,494,000 | $ 339,000 | $ 110,000 |
| Johnston County North Carolina | 25 | $ 4,262,000 | $ 170,000 | $ 57,000 |
| Beaver County Pennsylvania | 25 | $ 2,859,000 | $ 114,000 | $ 55,000 |
| Lancaster County Pennsylvania | 25 | $ 4,771,000 | $ 190,000 | $ 63,000 |
| Dorchester County South Carolina | 24 | $ 4,061,000 | $ 169,000 | $ 62,000 |
| Lee County Florida | 23 | $ 4,330,000 | $ 188,000 | $ 92,000 |
| Seminole County Florida | 23 | $ 4,965,000 | $ 215,000 | $ 81,000 |
| Cheshire County New Hampshire | 23 | $ 4,196,000 | $ 182,000 | $ 64,000 |
| Lexington County South Carolina | 22 | $ 2,530,000 | $ 115,000 | $ 58,000 |
| Fairfield County Connecticut | 21 | $ 8,162,000 | $ 388,000 | $ 112,000 |
| Osceola County Florida | 21 | $ 4,088,000 | $ 194,000 | $ 67,000 |
| Volusia County Florida | 21 | $ 3,154,000 | $ 150,000 | $ 80,000 |
| Washington County Maryland | 21 | $ 4,737,000 | $ 225,000 | $ 72,000 |
| Centre County Pennsylvania | 21 | $ 3,470,000 | $ 165,000 | $ 75,000 |
| Gwinnett County Georgia | 20 | $ 3,735,000 | $ 186,000 | $ 54,000 |
| Northampton County Pennsylvania | 20 | $ 3,420,000 | $ 171,000 | $ 61,000 |
| Greenville County South Carolina | 20 | $ 2,444,000 | $ 122,000 | $ 79,000 |
| Queens County New York | 19 | $ 7,272,000 | $ 382,000 | $ 143,000 |
| York County Pennsylvania | 19 | $ 3,098,000 | $ 163,000 | $ 79,000 |
| Florence County South Carolina | 19 | $ 2,476,000 | $ 130,000 | $ 42,000 |
| Hunterdon County New Jersey | 18 | $ 5,281,000 | $ 293,000 | $ 71,000 |
| Salem County New Jersey | 18 | $ 3,517,000 | $ 195,000 | $ 54,000 |
| Nassau County New York | 18 | $ 6,813,000 | $ 378,000 | $ 128,000 |
| Guilford County North Carolina | 18 | $ 2,934,000 | $ 163,000 | $ 65,000 |
| Butler County Pennsylvania | 18 | $ 2,709,000 | $ 150,000 | $ 70,000 |
| Dauphin County Pennsylvania | 18 | $ 2,551,000 | $ 141,000 | $ 87,000 |
| Arlington County Virginia | 18 | $ 6,662,000 | $ 370,000 | $ 153,000 |
| Chesterfield County Virginia | 18 | $ 3,905,000 | $ 216,000 | $ 66,000 |
| Barnstable County Massachusetts | 17 | $ 4,815,000 | $ 283,000 | $ 100,000 |
| Mecklenburg County North Carolina | 17 | $ 2,637,000 | $ 155,000 | $ 70,000 |
| Warren County Pennsylvania | 17 | $ 1,028,000 | $ 60,000 | $ 30,000 |
| Sumter County South Carolina | 17 | $ 2,181,000 | $ 128,000 | $ 65,000 |
| Pasco County Florida | 16 | $ 2,944,000 | $ 184,000 | $ 58,000 |
| DeKalb County Georgia | 16 | $ 2,628,000 | $ 164,000 | $ 68,000 |
| Calvert County Maryland | 16 | $ 5,726,000 | $ 357,000 | $ 92,000 |
| Beaufort County South Carolina | 16 | $ 3,479,000 | $ 217,000 | $ 101,000 |
| Manassas County Virginia | 16 | $ 3,406,000 | $ 212,000 | $ 73,000 |
| Oakland County Michigan | 15 | $ 3,830,000 | $ 255,000 | $ 115,000 |
| Wayne County Michigan | 15 | $ 1,669,000 | $ 111,000 | $ 115,000 |
| Luzerne County Pennsylvania | 15 | $ 1,780,000 | $ 118,000 | $ 54,000 |
| Pike County Pennsylvania | 15 | $ 2,459,000 | $ 163,000 | $ 69,000 |
| Henrico County Virginia | 15 | $ 3,368,000 | $ 224,000 | $ 58,000 |
| Duval County Florida | 14 | $ 1,815,000 | $ 129,000 | $ 52,000 |
| Cecil County Maryland | 14 | $ 3,369,000 | $ 240,000 | $ 73,000 |
| Warren County New Jersey | 14 | $ 3,805,000 | $ 271,000 | $ 71,000 |
| Cumberland County Pennsylvania | 14 | $ 2,374,000 | $ 169,000 | $ 82,000 |
| Indiana County Pennsylvania | 14 | $ 1,601,000 | $ 114,000 | $ 51,000 |
| New Haven County Connecticut | 13 | $ 2,838,000 | $ 218,000 | $ 108,000 |
| Cobb County Georgia | 13 | $ 2,229,000 | $ 171,000 | $ 62,000 |
| Carroll County Maryland | 13 | $ 4,163,000 | $ 320,000 | $ 96,000 |
| Wicomico County Maryland | 13 | $ 2,367,000 | $ 182,000 | $ 57,000 |
| Georgetown County South Carolina | 13 | $ 3,745,000 | $ 288,000 | $ 90,000 |
| Bay County Florida | 12 | $ 3,032,000 | $ 252,000 | $ 261,000 |
| Polk County Florida | 12 | $ 1,969,000 | $ 164,000 | $ 75,000 |
| Kings County New York | 12 | $ 4,950,000 | $ 412,000 | $ 105,000 |
| Forsyth County North Carolina | 12 | $ 1,848,000 | $ 154,000 | $ 49,000 |
| Venango County Pennsylvania | 12 | $ 679,000 | $ 56,000 | $ 32,000 |
| Wayne County Pennsylvania | 12 | $ 2,166,000 | $ 180,000 | $ 91,000 |
| Manassas Park County Virginia | 12 | $ 2,187,000 | $ 182,000 | $ 53,000 |
| Brevard County Florida | 11 | $ 1,914,000 | $ 174,000 | $ 133,000 |
| St. Lucie County Florida | 11 | $ 1,753,000 | $ 159,000 | $ 108,000 |
| St. Mary's County Maryland | 11 | $ 2,962,000 | $ 269,000 | $ 88,000 |
| Clearfield County Pennsylvania | 11 | $ 1,296,000 | $ 117,000 | $ 66,000 |
| Sussex County Delaware | 10 | $ 2,985,000 | $ 298,000 | $ 100,000 |
| Martin County Florida | 10 | $ 2,476,000 | $ 247,000 | $ 165,000 |
| Rockingham County New Hampshire | 10 | $ 2,587,000 | $ 258,000 | $ 84,000 |
| Bronx County New York | 10 | $ 4,392,000 | $ 439,000 | $ 112,000 |
| Rockland County New York | 10 | $ 3,431,000 | $ 343,000 | $ 165,000 |
| Wilson County North Carolina | 10 | $ 976,000 | $ 97,000 | $ 44,000 |
| Fayette County Pennsylvania | 10 | $ 950,000 | $ 95,000 | $ 38,000 |
| Lackawanna County Pennsylvania | 10 | $ 1,169,000 | $ 116,000 | $ 56,000 |
| Spartanburg County South Carolina | 10 | $ 1,084,000 | $ 108,000 | $ 71,000 |
| Kent County Delaware | 9 | $ 1,862,000 | $ 206,000 | $ 32,000 |
| Monroe County Florida | 9 | $ 2,605,000 | $ 289,000 | $ 113,000 |
| Carroll County Georgia | 9 | $ 1,206,000 | $ 134,000 | $ 48,000 |
| Cherokee County Georgia | 9 | $ 1,622,000 | $ 180,000 | $ 63,000 |
| Caroline County Maryland | 9 | $ 2,552,000 | $ 283,000 | $ 90,000 |
| Strafford County New Hampshire | 9 | $ 1,606,000 | $ 178,000 | $ 61,000 |
| Harnett County North Carolina | 9 | $ 1,205,000 | $ 133,000 | $ 67,000 |
| Cambria County Pennsylvania | 9 | $ 803,000 | $ 89,000 | $ 57,000 |
| Kent County Rhode Island | 9 | $ 2,248,000 | $ 249,000 | $ 77,000 |
| Washington County Rhode Island | 9 | $ 3,211,000 | $ 356,000 | $ 133,000 |
| Orangeburg County South Carolina | 9 | $ 1,471,000 | $ 163,000 | $ 74,000 |
| Stafford County Virginia | 9 | $ 2,288,000 | $ 254,000 | $ 93,000 |
| Henry County Georgia | 8 | $ 1,690,000 | $ 211,000 | $ 62,000 |
| Queen Anne's County Maryland | 8 | $ 2,750,000 | $ 343,000 | $ 88,000 |
| Warren County Mississippi | 8 | $ 989,000 | $ 123,000 | $ 42,000 |
| Orange County New York | 8 | $ 2,105,000 | $ 263,000 | $ 96,000 |
| Lawrence County Pennsylvania | 8 | $ 791,000 | $ 98,000 | $ 58,000 |
| Lebanon County Pennsylvania | 8 | $ 1,456,000 | $ 182,000 | $ 75,000 |
| Newberry County South Carolina | 8 | $ 1,155,000 | $ 144,000 | $ 51,000 |
| Spotsylvania County Virginia | 8 | $ 2,080,000 | $ 260,000 | $ 74,000 |
| Mobile County Alabama | 7 | $ 1,014,000 | $ 144,000 | $ 130,000 |
| Hartford County Connecticut | 7 | $ 1,514,000 | $ 216,000 | $ 68,000 |
| Hernando County Florida | 7 | $ 850,000 | $ 121,000 | $ 42,000 |
| Lake County Florida | 7 | $ 1,117,000 | $ 159,000 | $ 50,000 |
| Hampden County Massachusetts | 7 | $ 1,701,000 | $ 243,000 | $ 85,000 |
| Jackson County Missouri | 7 | $ 1,074,000 | $ 153,000 | $ 42,000 |
| Onondaga County New York | 7 | $ 588,000 | $ 84,000 | $ 43,000 |
| Franklin County North Carolina | 7 | $ 820,000 | $ 117,000 | $ 36,000 |
| Gaston County North Carolina | 7 | $ 1,108,000 | $ 158,000 | $ 79,000 |
| Wayne County North Carolina | 7 | $ 589,000 | $ 84,000 | $ 40,000 |
| Licking County Ohio | 7 | $ 864,000 | $ 123,000 | $ 48,000 |
| Darlington County South Carolina | 7 | $ 730,000 | $ 104,000 | $ 40,000 |
| Hampton County Virginia | 7 | $ 1,260,000 | $ 180,000 | $ 92,000 |
| Newport News County Virginia | 7 | $ 1,485,000 | $ 212,000 | $ 63,000 |
| Norfolk County Virginia | 7 | $ 1,470,000 | $ 210,000 | $ 39,000 |
| Sarasota County Florida | 6 | $ 1,251,000 | $ 208,000 | $ 57,000 |
| Hamilton County Indiana | 6 | $ 1,346,000 | $ 224,000 | $ 53,000 |
| Hillsborough County New Hampshire | 6 | $ 1,420,000 | $ 236,000 | $ 70,000 |
| Washington County New York | 6 | $ 1,189,000 | $ 198,000 | $ 68,000 |
| Westchester County New York | 6 | $ 1,774,000 | $ 295,000 | $ 116,000 |
| Alamance County North Carolina | 6 | $ 1,042,000 | $ 173,000 | $ 38,000 |
| Brunswick County North Carolina | 6 | $ 863,000 | $ 143,000 | $ 41,000 |
| Granville County North Carolina | 6 | $ 1,018,000 | $ 169,000 | $ 74,000 |
| Orange County North Carolina | 6 | $ 1,010,000 | $ 168,000 | $ 47,000 |
| Adams County Pennsylvania | 6 | $ 1,371,000 | $ 228,000 | $ 64,000 |
| Carbon County Pennsylvania | 6 | $ 790,000 | $ 131,000 | $ 61,000 |
| Mifflin County Pennsylvania | 6 | $ 537,000 | $ 89,000 | $ 44,000 |
| Chesapeake County Virginia | 6 | $ 1,423,000 | $ 237,000 | $ 50,000 |
| Virginia Beach County Virginia | 6 | $ 1,334,000 | $ 222,000 | $ 23,000 |
| Clayton County Georgia | 5 | $ 438,000 | $ 87,000 | $ 69,000 |
| Paulding County Georgia | 5 | $ 719,000 | $ 143,000 | $ 61,000 |
| Allegany County Maryland | 5 | $ 812,000 | $ 162,000 | $ 62,000 |
| Hennepin County Minnesota | 5 | $ 826,000 | $ 165,000 | $ 65,000 |
| Monroe County New York | 5 | $ 901,000 | $ 180,000 | $ 81,000 |
| Oswego County New York | 5 | $ 418,000 | $ 83,000 | $ 35,000 |
| Ulster County New York | 5 | $ 1,393,000 | $ 278,000 | $ 150,000 |
| Chatham County North Carolina | 5 | $ 1,208,000 | $ 241,000 | $ 88,000 |
| Union County North Carolina | 5 | $ 972,000 | $ 194,000 | $ 76,000 |
| Lycoming County Pennsylvania | 5 | $ 568,000 | $ 113,000 | $ 68,000 |
| Somerset County Pennsylvania | 5 | $ 745,000 | $ 149,000 | $ 84,000 |
| Newport County Rhode Island | 5 | $ 1,273,000 | $ 254,000 | $ 98,000 |
| Kershaw County South Carolina | 5 | $ 994,000 | $ 198,000 | $ 89,000 |
| York County South Carolina | 5 | $ 1,312,000 | $ 262,000 | $ 70,000 |
| Davidson County Tennessee | 5 | $ 749,000 | $ 149,000 | $ 57,000 |
| Bexar County Texas | 5 | $ 853,000 | $ 170,000 | $ 0 |
| Alexandria County Virginia | 5 | $ 1,132,000 | $ 226,000 | $ 83,000 |
| Fauquier County Virginia | 5 | $ 1,074,000 | $ 214,000 | $ 93,000 |
| Hanover County Virginia | 5 | $ 1,256,000 | $ 251,000 | $ 30,000 |
| Portsmouth County Virginia | 5 | $ 978,000 | $ 195,000 | $ 47,000 |
| Richmond City County Virginia | 5 | $ 768,000 | $ 153,000 | $ 41,000 |
| Putnam County West Virginia | 5 | $ 1,280,000 | $ 256,000 | $ 101,000 |
| Benton County Arkansas | 4 | $ 629,000 | $ 157,000 | $ 54,000 |
| Los Angeles County California | 4 | $ 1,838,000 | $ 459,000 | $ 128,000 |
| Citrus County Florida | 4 | $ 469,000 | $ 117,000 | $ 58,000 |
| Dorchester County Maryland | 4 | $ 841,000 | $ 210,000 | $ 58,000 |
| Talbot County Maryland | 4 | $ 968,000 | $ 242,000 | $ 92,000 |
| Worcester County Maryland | 4 | $ 1,075,000 | $ 268,000 | $ 251,000 |
| Hinds County Mississippi | 4 | $ 360,000 | $ 90,000 | $ 70,000 |
| Dutchess County New York | 4 | $ 777,000 | $ 194,000 | $ 64,000 |
| Putnam County New York | 4 | $ 1,241,000 | $ 310,000 | $ 105,000 |
| New Hanover County North Carolina | 4 | $ 839,000 | $ 209,000 | $ 90,000 |
| Onslow County North Carolina | 4 | $ 479,000 | $ 119,000 | $ 59,000 |
| Randolph County North Carolina | 4 | $ 492,000 | $ 123,000 | $ 35,000 |
| Sampson County North Carolina | 4 | $ 345,000 | $ 86,000 | $ 20,000 |
| Knox County Ohio | 4 | $ 493,000 | $ 123,000 | $ 73,000 |
| Montgomery County Ohio | 4 | $ 577,000 | $ 144,000 | $ 76,000 |
| Richland County Ohio | 4 | $ 395,000 | $ 98,000 | $ 52,000 |
| Crawford County Pennsylvania | 4 | $ 345,000 | $ 86,000 | $ 40,000 |
| Huntingdon County Pennsylvania | 4 | $ 556,000 | $ 139,000 | $ 74,000 |
| Aiken County South Carolina | 4 | $ 627,000 | $ 156,000 | $ 48,000 |
| Anderson County South Carolina | 4 | $ 645,000 | $ 161,000 | $ 71,000 |
| Clarendon County South Carolina | 4 | $ 822,000 | $ 205,000 | $ 95,000 |
| Shelby County Tennessee | 4 | $ 499,000 | $ 124,000 | $ 40,000 |
| Culpeper County Virginia | 4 | $ 901,000 | $ 225,000 | $ 64,000 |
| Fairfax City County Virginia | 4 | $ 842,000 | $ 210,000 | $ 79,000 |
| Frederick County Virginia | 4 | $ 832,000 | $ 208,000 | $ 85,000 |
| Jefferson County Alabama | 3 | $ 201,000 | $ 67,000 | $ 42,000 |
| Madison County Alabama | 3 | $ 556,000 | $ 185,000 | $ 55,000 |
| Anchorage County Alaska | 3 | $ 839,000 | $ 279,000 | $ 41,000 |
| Maricopa County Arizona | 3 | $ 528,000 | $ 176,000 | $ 76,000 |
| El Paso County Colorado | 3 | $ 827,000 | $ 275,000 | $ 24,000 |
| Litchfield County Connecticut | 3 | $ 696,000 | $ 232,000 | $ 86,000 |
| New London County Connecticut | 3 | $ 647,000 | $ 215,000 | $ 79,000 |
| Charlotte County Florida | 3 | $ 264,000 | $ 88,000 | $ 75,000 |
| Manatee County Florida | 3 | $ 559,000 | $ 186,000 | $ 90,000 |
| St. Johns County Florida | 3 | $ 646,000 | $ 215,000 | $ 83,000 |
| Barrow County Georgia | 3 | $ 897,000 | $ 299,000 | $ 84,000 |
| Chatham County Georgia | 3 | $ 340,000 | $ 113,000 | $ 77,000 |
| Will County Illinois | 3 | $ 536,000 | $ 178,000 | $ 59,000 |
| Hancock County Indiana | 3 | $ 708,000 | $ 236,000 | $ 73,000 |
| York County Maine | 3 | $ 1,565,000 | $ 521,000 | $ 206,000 |
| Garrett County Maryland | 3 | $ 662,000 | $ 220,000 | $ 64,000 |
| Somerset County Maryland | 3 | $ 753,000 | $ 251,000 | $ 65,000 |
| Macomb County Michigan | 3 | $ 499,000 | $ 166,000 | $ 90,000 |
| St. Louis County Missouri | 3 | $ 369,000 | $ 123,000 | $ 57,000 |
| Merrimack County New Hampshire | 3 | $ 595,000 | $ 198,000 | $ 68,000 |
| New York County New York | 3 | $ 1,707,000 | $ 569,000 | $ 219,000 |
| Buncombe County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 43,000 |
| Caswell County North Carolina | 3 | $ 280,000 | $ 93,000 | $ 39,000 |
| Catawba County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 62,000 |
| Cumberland County North Carolina | 3 | $ 317,000 | $ 105,000 | $ 32,000 |
| Henderson County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 63,000 |
| Lee County North Carolina | 3 | $ 364,000 | $ 121,000 | $ 41,000 |
| Moore County North Carolina | 3 | $ 561,000 | $ 187,000 | $ 34,000 |
| Nash County North Carolina | 3 | $ 217,000 | $ 72,000 | $ 21,000 |
| Person County North Carolina | 3 | $ 381,000 | $ 127,000 | $ 57,000 |
| Pitt County North Carolina | 3 | $ 433,000 | $ 144,000 | $ 77,000 |
| Rowan County North Carolina | 3 | $ 452,000 | $ 150,000 | $ 50,000 |
| Fairfield County Ohio | 3 | $ 720,000 | $ 240,000 | $ 79,000 |
| Franklin County Ohio | 3 | $ 431,000 | $ 143,000 | $ 36,000 |
| Lucas County Ohio | 3 | $ 336,000 | $ 112,000 | $ 29,000 |
| Armstrong County Pennsylvania | 3 | $ 482,000 | $ 160,000 | $ 89,000 |
| Bedford County Pennsylvania | 3 | $ 294,000 | $ 98,000 | $ 48,000 |
| Erie County Pennsylvania | 3 | $ 211,000 | $ 70,000 | $ 40,000 |
| Franklin County Pennsylvania | 3 | $ 870,000 | $ 290,000 | $ 194,000 |
| Mercer County Pennsylvania | 3 | $ 452,000 | $ 150,000 | $ 99,000 |
| Schuylkill County Pennsylvania | 3 | $ 212,000 | $ 70,000 | $ 53,000 |
| Chester County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Montgomery County Tennessee | 3 | $ 449,000 | $ 149,000 | $ 65,000 |
| Dallas County Texas | 3 | $ 436,000 | $ 145,000 | $ 13,000 |
| Harris County Texas | 3 | $ 475,000 | $ 158,000 | $ 24,000 |
| Dinwiddie County Virginia | 3 | $ 519,000 | $ 173,000 | $ 53,000 |
| Falls Church County Virginia | 3 | $ 1,469,000 | $ 489,000 | $ 125,000 |
| Spokane County Washington | 3 | $ 455,000 | $ 151,000 | $ 34,000 |
| Berkeley County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Jefferson County West Virginia | 3 | $ 872,000 | $ 290,000 | $ 99,000 |
| Kanawha County West Virginia | 3 | $ 231,000 | $ 77,000 | $ 35,000 |
| Outagamie County Wisconsin | 3 | $ 570,000 | $ 190,000 | $ 51,000 |
| Chilton County Alabama | 2 | $ 173,000 | $ 86,000 | $ 65,000 |
| Etowah County Alabama | 2 | $ 298,000 | $ 149,000 | $ 39,000 |
| Pinal County Arizona | 2 | $ 375,000 | $ 187,000 | $ 54,000 |
| Contra Costa County California | 2 | $ 625,000 | $ 312,000 | $ 156,000 |
| Sacramento County California | 2 | $ 362,000 | $ 181,000 | $ 73,000 |
| San Diego County California | 2 | $ 830,000 | $ 415,000 | $ 45,000 |
| Stanislaus County California | 2 | $ 302,000 | $ 151,000 | $ 46,000 |
| Adams County Colorado | 2 | $ 438,000 | $ 219,000 | $ 51,000 |
| Arapahoe County Colorado | 2 | $ 346,000 | $ 173,000 | $ 18,000 |
| Jefferson County Colorado | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| Collier County Florida | 2 | $ 602,000 | $ 301,000 | $ 120,000 |
| Escambia County Florida | 2 | $ 255,000 | $ 127,000 | $ 35,000 |
| Indian River County Florida | 2 | $ 371,000 | $ 185,000 | $ 34,000 |
| Leon County Florida | 2 | $ 482,000 | $ 241,000 | $ 75,000 |
| Sumter County Florida | 2 | $ 519,000 | $ 259,000 | $ 35,000 |
| Bartow County Georgia | 2 | $ 392,000 | $ 196,000 | $ 74,000 |
| Bulloch County Georgia | 2 | $ 296,000 | $ 148,000 | $ 63,000 |
| Coweta County Georgia | 2 | $ 247,000 | $ 123,000 | $ 14,000 |
| Crisp County Georgia | 2 | $ 246,000 | $ 123,000 | $ 44,000 |
| Effingham County Georgia | 2 | $ 586,000 | $ 293,000 | $ 94,000 |
| Gilmer County Georgia | 2 | $ 616,000 | $ 308,000 | $ 44,000 |
| Hall County Georgia | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Haralson County Georgia | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Liberty County Georgia | 2 | $ 191,000 | $ 95,000 | $ 60,000 |
| McDuffie County Georgia | 2 | $ 169,000 | $ 84,000 | $ 55,000 |
| Newton County Georgia | 2 | $ 478,000 | $ 239,000 | $ 54,000 |
| Sumter County Georgia | 2 | $ 233,000 | $ 116,000 | $ 31,000 |
| Walton County Georgia | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Cook County Illinois | 2 | $ 327,000 | $ 163,000 | $ 45,000 |
| Lake County Illinois | 2 | $ 247,000 | $ 123,000 | $ 53,000 |
| Lake County Indiana | 2 | $ 152,000 | $ 76,000 | $ 34,000 |
| East Baton Rouge County Louisiana | 2 | $ 269,000 | $ 134,000 | $ 61,000 |
| Berkshire County Massachusetts | 2 | $ 327,000 | $ 163,000 | $ 42,000 |
| Hampshire County Massachusetts | 2 | $ 619,000 | $ 309,000 | $ 154,000 |
| Ingham County Michigan | 2 | $ 289,000 | $ 144,000 | $ 60,000 |
| Claiborne County Mississippi | 2 | $ 134,000 | $ 67,000 | $ 29,000 |
| Rankin County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| Yellowstone County Montana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Clark County Nevada | 2 | $ 398,000 | $ 199,000 | $ 47,000 |
| Grafton County New Hampshire | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Albany County New York | 2 | $ 421,000 | $ 210,000 | $ 69,000 |
| Chemung County New York | 2 | $ 327,000 | $ 163,000 | $ 62,000 |
| Oneida County New York | 2 | $ 206,000 | $ 103,000 | $ 87,000 |
| Tioga County New York | 2 | $ 246,000 | $ 123,000 | $ 41,000 |
| Iredell County North Carolina | 2 | $ 181,000 | $ 90,000 | $ 27,000 |
| Pender County North Carolina | 2 | $ 342,000 | $ 171,000 | $ 52,000 |
| Belmont County Ohio | 2 | $ 236,000 | $ 118,000 | $ 74,000 |
| Coshocton County Ohio | 2 | $ 168,000 | $ 84,000 | $ 68,000 |
| Cuyahoga County Ohio | 2 | $ 164,000 | $ 82,000 | $ 67,000 |
| Mahoning County Ohio | 2 | $ 318,000 | $ 159,000 | $ 75,000 |
| Summit County Ohio | 2 | $ 449,000 | $ 224,000 | $ 85,000 |
| Lane County Oregon | 2 | $ 405,000 | $ 202,000 | $ 0 |
| Clinton County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 82,000 |
| Columbia County Pennsylvania | 2 | $ 291,000 | $ 145,000 | $ 70,000 |
| Elk County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Greene County Pennsylvania | 2 | $ 153,000 | $ 76,000 | $ 49,000 |
| Colleton County South Carolina | 2 | $ 368,000 | $ 184,000 | $ 48,000 |
| Dillon County South Carolina | 2 | $ 95,000 | $ 47,000 | $ 24,000 |
| Lancaster County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Pickens County South Carolina | 2 | $ 162,000 | $ 81,000 | $ 32,000 |
| Williamsburg County South Carolina | 2 | $ 125,000 | $ 62,000 | $ 35,000 |
| Sevier County Tennessee | 2 | $ 436,000 | $ 218,000 | $ 102,000 |
| Collin County Texas | 2 | $ 417,000 | $ 208,000 | $ 0 |
| Denton County Texas | 2 | $ 419,000 | $ 209,000 | $ 0 |
| El Paso County Texas | 2 | $ 234,000 | $ 117,000 | $ 30,000 |
| Fort Bend County Texas | 2 | $ 252,000 | $ 126,000 | $ 20,000 |
| Galveston County Texas | 2 | $ 477,000 | $ 238,000 | $ 76,000 |
| Tarrant County Texas | 2 | $ 261,000 | $ 130,000 | $ 24,000 |
| Travis County Texas | 2 | $ 444,000 | $ 222,000 | $ 46,000 |
| Utah County Utah | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Washington County Utah | 2 | $ 396,000 | $ 198,000 | $ 99,000 |
| Albemarle County Virginia | 2 | $ 386,000 | $ 193,000 | $ 88,000 |
| Bedford County Virginia | 2 | $ 414,000 | $ 207,000 | $ 53,000 |
| Fredericksburg County Virginia | 2 | $ 647,000 | $ 323,000 | $ 0 |
| Gloucester County Virginia | 2 | $ 322,000 | $ 161,000 | $ 54,000 |
| Henry County Virginia | 2 | $ 418,000 | $ 209,000 | $ 79,000 |
| Louisa County Virginia | 2 | $ 513,000 | $ 256,000 | $ 87,000 |
| Mecklenburg County Virginia | 2 | $ 299,000 | $ 149,000 | $ 66,000 |
| Nottoway County Virginia | 2 | $ 112,000 | $ 56,000 | $ 67,000 |
| Page County Virginia | 2 | $ 468,000 | $ 234,000 | $ 46,000 |
| Roanoke County Virginia | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Southampton County Virginia | 2 | $ 472,000 | $ 236,000 | $ 94,000 |
| Westmoreland County Virginia | 2 | $ 649,000 | $ 324,000 | $ 160,000 |
| Williamsburg County Virginia | 2 | $ 349,000 | $ 174,000 | $ 43,000 |
| Thurston County Washington | 2 | $ 411,000 | $ 205,000 | $ 22,000 |
| Lewis County West Virginia | 2 | $ 254,000 | $ 127,000 | $ 62,000 |
| Marshall County West Virginia | 2 | $ 139,000 | $ 69,000 | $ 48,000 |
| Waupaca County Wisconsin | 2 | $ 273,000 | $ 136,000 | $ 53,000 |
| Baldwin County Alabama | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Coffee County Alabama | 1 | $ 267,000 | $ 267,000 | $ 85,000 |
| Colbert County Alabama | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Geneva County Alabama | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Houston County Alabama | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Russell County Alabama | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Tuscaloosa County Alabama | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Matanuska-Susitna County Alaska | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Garland County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Alameda County California | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Kern County California | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Riverside County California | 1 | $ 96,000 | $ 96,000 | $ 144,000 |
| San Joaquin County California | 1 | $ 89,000 | $ 89,000 | $ 100,000 |
| Sonoma County California | 1 | $ 636,000 | $ 636,000 | $ 147,000 |
| Denver County Colorado | 1 | $ 292,000 | $ 292,000 | $ 58,000 |
| Douglas County Colorado | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
| Fremont County Colorado | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| La Plata County Colorado | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Weld County Colorado | 1 | $ 188,000 | $ 188,000 | $ 67,000 |
| Tolland County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Flagler County Florida | 1 | $ 228,000 | $ 228,000 | $ 162,000 |
| Franklin County Florida | 1 | $ 417,000 | $ 417,000 | $ 424,000 |
| Gadsden County Florida | 1 | $ 58,000 | $ 58,000 | $ 209,000 |
| Hendry County Florida | 1 | $ 251,000 | $ 251,000 | $ 72,000 |
| Highlands County Florida | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| Lafayette County Florida | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Nassau County Florida | 1 | $ 377,000 | $ 377,000 | $ 103,000 |
| Okaloosa County Florida | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Atkinson County Georgia | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Camden County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 113,000 | $ 113,000 | $ 31,000 |
| Clarke County Georgia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Columbia County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 190,000 | $ 190,000 | $ 33,000 |
| Glynn County Georgia | 1 | $ 240,000 | $ 240,000 | $ 57,000 |
| Habersham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Harris County Georgia | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Houston County Georgia | 1 | $ 167,000 | $ 167,000 | $ 104,000 |
| Jackson County Georgia | 1 | $ 261,000 | $ 261,000 | $ 54,000 |
| Montgomery County Georgia | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Rockdale County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Spalding County Georgia | 1 | $ 223,000 | $ 223,000 | $ 36,000 |
| Stephens County Georgia | 1 | $ 77,000 | $ 77,000 | $ 126,000 |
| Wayne County Georgia | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Wilcox County Georgia | 1 | $ 48,000 | $ 48,000 | $ 24,000 |
| Ada County Idaho | 1 | $ 254,000 | $ 254,000 | $ 86,000 |
| Bonneville County Idaho | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Kootenai County Idaho | 1 | $ 387,000 | $ 387,000 | $ 65,000 |
| Nez Perce County Idaho | 1 | $ 217,000 | $ 217,000 | $ 83,000 |
| Kane County Illinois | 1 | $ 306,000 | $ 306,000 | $ 83,000 |
| Kankakee County Illinois | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Madison County Illinois | 1 | $ 281,000 | $ 281,000 | $ 366,000 |
| Peoria County Illinois | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Piatt County Illinois | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| St. Clair County Illinois | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Madison County Indiana | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Marion County Indiana | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Polk County Iowa | 1 | $ 104,000 | $ 104,000 | $ 151,000 |
| Riley County Kansas | 1 | $ 157,000 | $ 157,000 | $ 113,000 |
| Shawnee County Kansas | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Wyandotte County Kansas | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Jefferson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Oldham County Kentucky | 1 | $ 392,000 | $ 392,000 | $ 126,000 |
| Shelby County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Iberville County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Orleans County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| St. Mary County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
| Cumberland County Maine | 1 | $ 292,000 | $ 292,000 | $ 99,000 |
| Penobscot County Maine | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Dukes County Massachusetts | 1 | $ 368,000 | $ 368,000 | $ 81,000 |
| Allegan County Michigan | 1 | $ 414,000 | $ 414,000 | $ 222,000 |
| Berrien County Michigan | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Hillsdale County Michigan | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Kent County Michigan | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| Keweenaw County Michigan | 1 | $ 189,000 | $ 189,000 | $ 51,000 |
| Leelanau County Michigan | 1 | $ 305,000 | $ 305,000 | $ 266,000 |
| Livingston County Michigan | 1 | $ 220,000 | $ 220,000 | $ 141,000 |
| Monroe County Michigan | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Washtenaw County Michigan | 1 | $ 228,000 | $ 228,000 | $ 169,000 |
| Dakota County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Scott County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 127,000 |
| Watonwan County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Harrison County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 21,000 |
| Jackson County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Jasper County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Simpson County Mississippi | 1 | $ 171,000 | $ 171,000 | $ 62,000 |
| Barry County Missouri | 1 | $ 207,000 | $ 207,000 | $ 44,000 |
| Camden County Missouri | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Jasper County Missouri | 1 | $ 51,000 | $ 51,000 | $ 31,000 |
| Ozark County Missouri | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| St. Charles County Missouri | 1 | $ 193,000 | $ 193,000 | $ 74,000 |
| St. Louis City County Missouri | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Hall County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Douglas County Nevada | 1 | $ 178,000 | $ 178,000 | $ 26,000 |
| Sullivan County New Hampshire | 1 | $ 187,000 | $ 187,000 | $ 109,000 |
| Lincoln County New Mexico | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Cayuga County New York | 1 | $ 136,000 | $ 136,000 | $ 25,000 |
| Delaware County New York | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Essex County New York | 1 | $ 357,000 | $ 357,000 | $ 107,000 |
| Franklin County New York | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Jefferson County New York | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Otsego County New York | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Rensselaer County New York | 1 | $ 210,000 | $ 210,000 | $ 188,000 |
| Saratoga County New York | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Schenectady County New York | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Warren County New York | 1 | $ 329,000 | $ 329,000 | $ 188,000 |
| Ashe County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 174,000 |
| Avery County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 88,000 |
| Cabarrus County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Clay County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| Cleveland County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Currituck County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 59,000 |
| Davidson County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Davie County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
| Duplin County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Edgecombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Gates County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Greene County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Jones County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Waterfield Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,890 | $1,168,431,000 | $238,000 | $2,100,000 | $77,000 | $1,500,000 |
| Home Purchase | 3,355 | $736,421,000 | $219,000 | $1,013,000 | $88,000 | $1,843,000 |
| Home Improvement | 19 | $3,936,000 | $207,000 | $417,000 | $119,000 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,439 | $1,032,145,000 | $232,000 | $2,100,000 | $87,000 | $1,843,000 |
| Black or African American | 1,480 | $316,931,000 | $214,000 | $1,082,000 | $64,000 | $493,000 |
| Not Provided | 1,110 | $247,390,000 | $222,000 | $1,538,000 | $82,000 | $1,318,000 |
| Hispanic | 978 | $238,235,000 | $243,000 | $1,068,000 | $73,000 | $540,000 |
| Asian | 221 | $65,247,000 | $295,000 | $980,000 | $120,000 | $814,000 |
| American Indian or Alaskan Native | 21 | $4,509,000 | $214,000 | $353,000 | $68,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,331,000 | $288,000 | $432,000 | $118,000 | $376,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,208 | $996,085,000 | $236,000 | $2,100,000 | $100,000 | $1,843,000 |
| FHA-insured (Federal Housing Administration) | 3,700 | $852,586,000 | $230,000 | $741,000 | $63,000 | $792,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $20,275,000 | $112,000 | $281,000 | $42,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 176 | $39,842,000 | $226,000 | $563,000 | $39,000 | $212,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,243 | $964,104,000 | $227,000 | $780,000 | $76,000 | $1,318,000 |
| Application Approved But Not Accepted | 1,872 | $441,161,000 | $235,000 | $1,082,000 | $88,000 | $888,000 |
| Application Denied By Financial Institution | 1,486 | $342,613,000 | $230,000 | $1,538,000 | $85,000 | $1,843,000 |
| File Closed For Incompleteness | 486 | $120,920,000 | $248,000 | $2,100,000 | $90,000 | $762,000 |
| Application Withdrawn By Applicant | 176 | $39,810,000 | $226,000 | $900,000 | $88,000 | $406,000 |
| Preapproval Denied by Financial Institution | 1 | $180,000 | $180,000 | $180,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 472 | $115,947,000 | $245,000 | $1,100,000 | $65,000 | $457,000 |
| Credit History | 392 | $80,013,000 | $204,000 | $858,000 | $75,000 | $630,000 |
| Collateral | 233 | $53,849,000 | $231,000 | $823,000 | $111,000 | $700,000 |
| Other | 158 | $37,206,000 | $235,000 | $1,013,000 | $120,000 | $1,843,000 |
| Unverifiable Information | 84 | $21,443,000 | $255,000 | $550,000 | $103,000 | $422,000 |
| Employment History | 74 | $14,867,000 | $200,000 | $448,000 | $65,000 | $240,000 |
| Credit Application Incomplete | 28 | $8,569,000 | $306,000 | $1,538,000 | $124,000 | $408,000 |
| Mortgage Insurance Denied | 27 | $7,123,000 | $263,000 | $432,000 | $105,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,776,000 | $198,000 | $401,000 | $64,000 | $165,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterfield Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterfield Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.