American Pioneer Financial Svc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
American Pioneer Financial Svc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Pioneer Financial Svc 12894 South Pony Express Rd Suite 600 Draper, UT 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,981 |
| Total Mortgage Loan Application Amount | $270,349,000 |
| Average Mortgage Loan Application Amount | $117,266 |
| Highest Mortgage Loan Application Amount | $978,000 |
| Average Applicant Income | $55,900 |
| Highest Applicant Income | $720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with American Pioneer Financial Svc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Pioneer Financial Svc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down American Pioneer Financial Svc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Pioneer Financial Svc serves its applicants.
Each category highlights the total number of mortgage applications processed by American Pioneer Financial Svc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Pioneer Financial Svc's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kern County California | 446 | $ 52,593,000 | $ 117,000 | $ 59,000 |
| Utah County Utah | 219 | $ 32,805,000 | $ 149,000 | $ 57,000 |
| Salt Lake County Utah | 182 | $ 28,546,000 | $ 156,000 | $ 51,000 |
| Maricopa County Arizona | 90 | $ 12,306,000 | $ 136,000 | $ 73,000 |
| Cuyahoga County Ohio | 59 | $ 6,932,000 | $ 117,000 | $ 69,000 |
| Stark County Ohio | 57 | $ 5,308,000 | $ 93,000 | $ 39,000 |
| Denver County Colorado | 49 | $ 7,386,000 | $ 150,000 | $ 53,000 |
| Summit County Ohio | 44 | $ 5,116,000 | $ 116,000 | $ 66,000 |
| Davis County Utah | 44 | $ 7,632,000 | $ 173,000 | $ 75,000 |
| Sanpete County Utah | 41 | $ 3,679,000 | $ 89,000 | $ 38,000 |
| Weber County Utah | 33 | $ 4,227,000 | $ 128,000 | $ 45,000 |
| Arapahoe County Colorado | 30 | $ 5,670,000 | $ 189,000 | $ 61,000 |
| Clark County Nevada | 29 | $ 4,495,000 | $ 155,000 | $ 72,000 |
| Los Angeles County California | 26 | $ 4,615,000 | $ 177,000 | $ 74,000 |
| Jefferson County Colorado | 25 | $ 4,802,000 | $ 192,000 | $ 68,000 |
| Tooele County Utah | 23 | $ 2,560,000 | $ 111,000 | $ 68,000 |
| Orange County California | 22 | $ 6,487,000 | $ 294,000 | $ 99,000 |
| Adams County Colorado | 20 | $ 3,536,000 | $ 176,000 | $ 53,000 |
| St. Louis County Missouri | 20 | $ 2,015,000 | $ 100,000 | $ 52,000 |
| Washington County Utah | 20 | $ 2,884,000 | $ 144,000 | $ 58,000 |
| Pima County Arizona | 18 | $ 2,218,000 | $ 123,000 | $ 40,000 |
| Mesa County Colorado | 16 | $ 2,203,000 | $ 137,000 | $ 63,000 |
| Cache County Utah | 14 | $ 1,919,000 | $ 137,000 | $ 52,000 |
| El Paso County Colorado | 13 | $ 1,876,000 | $ 144,000 | $ 72,000 |
| Davidson County Tennessee | 13 | $ 1,622,000 | $ 124,000 | $ 55,000 |
| Wasatch County Utah | 13 | $ 2,678,000 | $ 206,000 | $ 59,000 |
| Summit County Utah | 10 | $ 1,577,000 | $ 157,000 | $ 79,000 |
| San Bernardino County California | 9 | $ 1,719,000 | $ 191,000 | $ 57,000 |
| Lorain County Ohio | 9 | $ 1,035,000 | $ 115,000 | $ 56,000 |
| Mahoning County Ohio | 9 | $ 937,000 | $ 104,000 | $ 53,000 |
| Portage County Ohio | 9 | $ 1,034,000 | $ 114,000 | $ 36,000 |
| Juab County Utah | 9 | $ 1,359,000 | $ 151,000 | $ 60,000 |
| Licking County Ohio | 8 | $ 847,000 | $ 105,000 | $ 47,000 |
| Shelby County Tennessee | 8 | $ 911,000 | $ 113,000 | $ 42,000 |
| Williamson County Tennessee | 8 | $ 1,418,000 | $ 177,000 | $ 73,000 |
| Riverside County California | 7 | $ 1,524,000 | $ 217,000 | $ 61,000 |
| Pueblo County Colorado | 7 | $ 525,000 | $ 75,000 | $ 49,000 |
| Franklin County Ohio | 7 | $ 654,000 | $ 93,000 | $ 60,000 |
| Wayne County Ohio | 7 | $ 909,000 | $ 129,000 | $ 31,000 |
| Box Elder County Utah | 7 | $ 935,000 | $ 133,000 | $ 74,000 |
| Jefferson County Alabama | 5 | $ 398,000 | $ 79,000 | $ 43,000 |
| Fresno County California | 5 | $ 717,000 | $ 143,000 | $ 66,000 |
| Weld County Colorado | 5 | $ 774,000 | $ 154,000 | $ 47,000 |
| Lake County Ohio | 5 | $ 692,000 | $ 138,000 | $ 60,000 |
| Medina County Ohio | 5 | $ 900,000 | $ 180,000 | $ 61,000 |
| Sumner County Tennessee | 5 | $ 679,000 | $ 135,000 | $ 57,000 |
| Mohave County Arizona | 4 | $ 340,000 | $ 85,000 | $ 59,000 |
| Tulare County California | 4 | $ 319,000 | $ 79,000 | $ 67,000 |
| Garfield County Colorado | 4 | $ 693,000 | $ 173,000 | $ 54,000 |
| Columbiana County Ohio | 4 | $ 367,000 | $ 91,000 | $ 86,000 |
| Beaver County Utah | 4 | $ 323,000 | $ 80,000 | $ 147,000 |
| King County Washington | 4 | $ 733,000 | $ 183,000 | $ 61,000 |
| Yavapai County Arizona | 3 | $ 318,000 | $ 106,000 | $ 52,000 |
| Sebastian County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 50,000 |
| Kings County California | 3 | $ 439,000 | $ 146,000 | $ 69,000 |
| Sacramento County California | 3 | $ 484,000 | $ 161,000 | $ 54,000 |
| San Luis Obispo County California | 3 | $ 989,000 | $ 329,000 | $ 159,000 |
| Douglas County Colorado | 3 | $ 588,000 | $ 196,000 | $ 116,000 |
| Collier County Florida | 3 | $ 539,000 | $ 179,000 | $ 40,000 |
| Lee County Florida | 3 | $ 322,000 | $ 107,000 | $ 52,000 |
| Miami-Dade County Florida | 3 | $ 485,000 | $ 161,000 | $ 87,000 |
| Pinellas County Florida | 3 | $ 516,000 | $ 172,000 | $ 151,000 |
| Caribou County Idaho | 3 | $ 300,000 | $ 100,000 | $ 60,000 |
| DeSoto County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 50,000 |
| Pettis County Missouri | 3 | $ 234,000 | $ 78,000 | $ 64,000 |
| St. Louis City County Missouri | 3 | $ 163,000 | $ 54,000 | $ 56,000 |
| Butler County Ohio | 3 | $ 519,000 | $ 173,000 | $ 73,000 |
| Hancock County Ohio | 3 | $ 331,000 | $ 110,000 | $ 39,000 |
| Trumbull County Ohio | 3 | $ 310,000 | $ 103,000 | $ 46,000 |
| Cheatham County Tennessee | 3 | $ 508,000 | $ 169,000 | $ 20,000 |
| Dickson County Tennessee | 3 | $ 270,000 | $ 90,000 | $ 48,000 |
| Emery County Utah | 3 | $ 277,000 | $ 92,000 | $ 46,000 |
| Iron County Utah | 3 | $ 406,000 | $ 135,000 | $ 28,000 |
| St. Clair County Alabama | 2 | $ 182,000 | $ 91,000 | $ 57,000 |
| Gila County Arizona | 2 | $ 105,000 | $ 52,000 | $ 22,000 |
| Santa Cruz County Arizona | 2 | $ 240,000 | $ 120,000 | $ 28,000 |
| San Diego County California | 2 | $ 478,000 | $ 239,000 | $ 69,000 |
| San Mateo County California | 2 | $ 1,034,000 | $ 517,000 | $ 137,000 |
| Santa Cruz County California | 2 | $ 656,000 | $ 328,000 | $ 82,000 |
| Archuleta County Colorado | 2 | $ 148,000 | $ 74,000 | $ 39,000 |
| Boulder County Colorado | 2 | $ 739,000 | $ 369,000 | $ 66,000 |
| Delta County Colorado | 2 | $ 174,000 | $ 87,000 | $ 66,000 |
| Elbert County Colorado | 2 | $ 570,000 | $ 285,000 | $ 70,000 |
| Fremont County Colorado | 2 | $ 204,000 | $ 102,000 | $ 43,000 |
| Grand County Colorado | 2 | $ 286,000 | $ 143,000 | $ 54,000 |
| Hillsborough County Florida | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Okaloosa County Florida | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Sarasota County Florida | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Ada County Idaho | 2 | $ 154,000 | $ 77,000 | $ 42,000 |
| Bannock County Idaho | 2 | $ 162,000 | $ 81,000 | $ 57,000 |
| Bonneville County Idaho | 2 | $ 228,000 | $ 114,000 | $ 71,000 |
| Hancock County Kentucky | 2 | $ 134,000 | $ 67,000 | $ 56,000 |
| Hennepin County Minnesota | 2 | $ 202,000 | $ 101,000 | $ 27,000 |
| Ramsey County Minnesota | 2 | $ 158,000 | $ 79,000 | $ 69,000 |
| Jefferson County Missouri | 2 | $ 215,000 | $ 107,000 | $ 77,000 |
| Durham County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 112,000 |
| Rowan County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 26,000 |
| Fairfield County Ohio | 2 | $ 212,000 | $ 106,000 | $ 11,000 |
| Geauga County Ohio | 2 | $ 384,000 | $ 192,000 | $ 100,000 |
| Union County Ohio | 2 | $ 252,000 | $ 126,000 | $ 40,000 |
| Rutherford County Tennessee | 2 | $ 206,000 | $ 103,000 | $ 35,000 |
| Tipton County Tennessee | 2 | $ 254,000 | $ 127,000 | $ 41,000 |
| Dallas County Texas | 2 | $ 225,000 | $ 112,000 | $ 48,000 |
| Millard County Utah | 2 | $ 160,000 | $ 80,000 | $ 101,000 |
| Rich County Utah | 2 | $ 232,000 | $ 116,000 | $ 64,000 |
| Uintah County Utah | 2 | $ 182,000 | $ 91,000 | $ 27,000 |
| Lee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Montgomery County Alabama | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Talladega County Alabama | 1 | $ 379,000 | $ 379,000 | $ 73,000 |
| Anchorage County Alaska | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Coconino County Arizona | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Yuma County Arizona | 1 | $ 70,000 | $ 70,000 | $ 77,000 |
| Benton County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Franklin County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Pope County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Washington County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 96,000 |
| Butte County California | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Calaveras County California | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Contra Costa County California | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Merced County California | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Nevada County California | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| San Francisco County California | 1 | $ 351,000 | $ 351,000 | $ 74,000 |
| Santa Barbara County California | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Santa Clara County California | 1 | $ 413,000 | $ 413,000 | $ 257,000 |
| Solano County California | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Sonoma County California | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
| Stanislaus County California | 1 | $ 103,000 | $ 103,000 | $ 28,000 |
| Ventura County California | 1 | $ 254,000 | $ 254,000 | $ 62,000 |
| Gunnison County Colorado | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Larimer County Colorado | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Logan County Colorado | 1 | $ 101,000 | $ 101,000 | $ 23,000 |
| Moffat County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Prowers County Colorado | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Summit County Colorado | 1 | $ 196,000 | $ 196,000 | $ 181,000 |
| Brevard County Florida | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Charlotte County Florida | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Duval County Florida | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Marion County Florida | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Palm Beach County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Pasco County Florida | 1 | $ 65,000 | $ 65,000 | $ 240,000 |
| Polk County Florida | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Volusia County Florida | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Walton County Florida | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Bingham County Idaho | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Cassia County Idaho | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Franklin County Idaho | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Jefferson County Idaho | 1 | $ 204,000 | $ 204,000 | $ 48,000 |
| Oneida County Idaho | 1 | $ 72,000 | $ 72,000 | $ 73,000 |
| Twin Falls County Idaho | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Delaware County Indiana | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Floyd County Indiana | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Jefferson County Indiana | 1 | $ 79,000 | $ 79,000 | $ 28,000 |
| Marion County Indiana | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Wyandotte County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Rapides County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Worcester County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Livingston County Michigan | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Shiawassee County Michigan | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| St. Joseph County Michigan | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Wayne County Michigan | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Crow Wing County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Stearns County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Oktibbeha County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Washington County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 70,000 |
| Laclede County Missouri | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Lawrence County Missouri | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Cascade County Montana | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Gallatin County Montana | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Kearney County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Seward County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Carson City County Nevada | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Burlington County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| Harnett County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Robeson County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Allen County Ohio | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Ashland County Ohio | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Ashtabula County Ohio | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Belmont County Ohio | 1 | $ 52,000 | $ 52,000 | $ 14,000 |
| Delaware County Ohio | 1 | $ 216,000 | $ 216,000 | $ 69,000 |
| Guernsey County Ohio | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Highland County Ohio | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Logan County Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Madison County Ohio | 1 | $ 107,000 | $ 107,000 | $ 15,000 |
| Marion County Ohio | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Pickaway County Ohio | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Richland County Ohio | 1 | $ 36,000 | $ 36,000 | $ 102,000 |
| Tuscarawas County Ohio | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Warren County Ohio | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Tulsa County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Crook County Oregon | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Wasco County Oregon | 1 | $ 138,000 | $ 138,000 | $ 91,000 |
| Washington County Oregon | 1 | $ 139,000 | $ 139,000 | $ 37,000 |
| Montgomery County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| York County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Macon County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Robertson County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 84,000 |
| Wilson County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 232,000 |
| Bexar County Texas | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Fort Bend County Texas | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Harris County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Jefferson County Texas | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Tarrant County Texas | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| Travis County Texas | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Garfield County Utah | 1 | $ 428,000 | $ 428,000 | $ 240,000 |
| Grand County Utah | 1 | $ 115,000 | $ 115,000 | $ 428,000 |
| Piute County Utah | 1 | $ 66,000 | $ 66,000 | $ 18,000 |
| Dinwiddie County Virginia | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
| Benton County Washington | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Chelan County Washington | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
| Island County Washington | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| Klickitat County Washington | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Calumet County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Lincoln County Wyoming | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Sweetwater County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| Uinta County Wyoming | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for American Pioneer Financial Svc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,358 | $192,855,000 | $121,862 | $978,000 | $59,344 | $720,000 |
| Home Purchase (one-to-four family) | 601 | $74,689,000 | $112,958 | $544,000 | $51,750 | $514,000 |
| Home Improvement (one-to-four family) | 22 | $2,805,000 | $113,000 | $260,000 | $55,857 | $109,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,072 | $148,960,000 | $123,933 | $978,000 | $58,733 | $720,000 |
| Information not provided by applicant in mail or telephone application | 365 | $51,341,000 | $124,666 | $507,000 | $58,333 | $348,000 |
| Hispanic | 318 | $39,330,000 | $122,769 | $600,000 | $50,000 | $421,000 |
| Black | 98 | $12,387,000 | $112,846 | $445,000 | $55,538 | $504,000 |
| Not applicable | 61 | $7,995,000 | $116,785 | $544,000 | $50,142 | $216,000 |
| Asian or Pacific Islander | 45 | $7,677,000 | $138,000 | $500,000 | $59,000 | $427,000 |
| Other | 12 | $1,489,000 | $131,250 | $235,000 | $69,750 | $120,000 |
| American Indian or Alaskan Native | 10 | $1,170,000 | $123,600 | $173,000 | $40,800 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,967 | $268,530,000 | $117,882 | $978,000 | $54,852 | $720,000 |
| FHA-insured (Federal Housing Administration) | 13 | $1,728,000 | $148,666 | $240,000 | $25,333 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $91,000 | $91,000 | $91,000 | $25,000 | $25,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,282 | $178,678,000 | $122,966 | $978,000 | $53,900 | $720,000 |
| Application Approved But Not Accepted | 668 | $87,162,000 | $122,550 | $544,000 | $64,450 | $427,000 |
| Loan Originated | 21 | $3,254,000 | $157,750 | $455,000 | $59,000 | $233,000 |
| Application Withdrawn By Applicant | 9 | $1,149,000 | $125,833 | $236,000 | $37,166 | $69,000 |
| File Closed For Incompleteness | 1 | $106,000 | $106,000 | $106,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 793 | $111,890,000 | $120,333 | $750,000 | $53,000 | $720,000 |
| Other | 177 | $23,096,000 | $106,111 | $468,000 | $49,277 | $357,000 |
| Credit History | 129 | $17,886,000 | $117,833 | $580,000 | $55,666 | $514,000 |
| Unverifiable Information | 108 | $13,842,000 | $115,444 | $434,000 | $57,111 | $428,000 |
| Debt-To-Income Ratio | 26 | $4,717,000 | $133,888 | $978,000 | $52,777 | $192,000 |
| Collateral | 20 | $3,312,000 | $178,000 | $473,000 | $84,222 | $299,000 |
| Employment History | 11 | $1,432,000 | $107,750 | $193,000 | $31,750 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $545,000 | $181,666 | $231,000 | $90,333 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Pioneer Financial Svc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Pioneer Financial Svc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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