American Sterling Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for American Sterling Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | American Sterling Bank 535 S Sterling Sugar Creek, MO 64054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,146 |
| Total Mortgage Loan Application Amount | $1,469,822,000 |
| Average Mortgage Loan Application Amount | $177,333 |
| Highest Mortgage Loan Application Amount | $3,486,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Oregon | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Tillamook County Oregon | 1 | $ 166,000 | $ 166,000 | $ 55,000 |
| Wallowa County Oregon | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Yamhill County Oregon | 1 | $ 162,000 | $ 162,000 | $ 79,000 |
| Butler County Pennsylvania | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Lawrence County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Lebanon County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Lehigh County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 88,000 |
| Perry County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| Chesterfield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| York County South Carolina | 1 | $ 359,000 | $ 359,000 | $ 180,000 |
| Brown County South Dakota | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Armstrong County Texas | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| El Paso County Texas | 1 | $ 77,000 | $ 77,000 | $ 81,000 |
| Fannin County Texas | 1 | $ 141,000 | $ 141,000 | $ 154,000 |
| Gregg County Texas | 1 | $ 138,000 | $ 138,000 | $ 77,000 |
| Guadalupe County Texas | 1 | $ 64,000 | $ 64,000 | $ 93,000 |
| Hamilton County Texas | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Hartley County Texas | 1 | $ 206,000 | $ 206,000 | $ 228,000 |
| Hays County Texas | 1 | $ 128,000 | $ 128,000 | $ 112,000 |
| Hopkins County Texas | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Liberty County Texas | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| McLennan County Texas | 1 | $ 189,000 | $ 189,000 | $ 131,000 |
| Parker County Texas | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Potter County Texas | 1 | $ 69,000 | $ 69,000 | $ 142,000 |
| Rockwall County Texas | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Taylor County Texas | 1 | $ 84,000 | $ 84,000 | $ 27,000 |
| Van Zandt County Texas | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Wise County Texas | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Duchesne County Utah | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Wasatch County Utah | 1 | $ 411,000 | $ 411,000 | $ 367,000 |
| Augusta County Virginia | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Bedford County Virginia | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Carroll County Virginia | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Essex County Virginia | 1 | $ 191,000 | $ 191,000 | $ 35,000 |
| Frederick County Virginia | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Fredericksburg County Virginia | 1 | $ 362,000 | $ 362,000 | $ 99,000 |
| Gloucester County Virginia | 1 | $ 122,000 | $ 122,000 | $ 27,000 |
| Hampton County Virginia | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Hanover County Virginia | 1 | $ 203,000 | $ 203,000 | $ 107,000 |
| Harrisonburg County Virginia | 1 | $ 212,000 | $ 212,000 | $ 114,000 |
| Louisa County Virginia | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Lynchburg County Virginia | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| Manassas County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Patrick County Virginia | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Pulaski County Virginia | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Shenandoah County Virginia | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Spotsylvania County Virginia | 1 | $ 486,000 | $ 486,000 | $ 180,000 |
| Tazewell County Virginia | 1 | $ 234,000 | $ 234,000 | $ 114,000 |
| Warren County Virginia | 1 | $ 387,000 | $ 387,000 | $ 90,000 |
| Wythe County Virginia | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Clallam County Washington | 1 | $ 66,000 | $ 66,000 | $ 82,000 |
| Grays Harbor County Washington | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Kitsap County Washington | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Skagit County Washington | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Stevens County Washington | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Thurston County Washington | 1 | $ 231,000 | $ 231,000 | $ 59,000 |
| Jefferson County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Morgan County West Virginia | 1 | $ 291,000 | $ 291,000 | $ 93,000 |
| Raleigh County West Virginia | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Chippewa County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 16,000 |
| Clark County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| La Crosse County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 96,000 |
| Oconto County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| Portage County Wisconsin | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| Sauk County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 336,000 | $ 336,000 | $ 132,000 |
| Vilas County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 113,000 |
| Albany County Wyoming | 1 | $ 168,000 | $ 168,000 | $ 71,000 |
| Laramie County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Sterling Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,984 | $1,030,075,000 | $258,000 | $3,486,000 | $105,000 | $3,286,000 |
| Home Purchase | 2,158 | $439,463,000 | $203,000 | $1,675,000 | $125,000 | $9,999,000 |
| Home Improvement | 4 | $284,000 | $71,000 | $199,000 | $26,000 | $62,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,278 | $761,525,000 | $232,000 | $3,486,000 | $113,000 | $3,286,000 |
| Hispanic | 1,126 | $266,457,000 | $236,000 | $1,350,000 | $108,000 | $9,999,000 |
| Not Provided | 725 | $204,889,000 | $282,000 | $1,500,000 | $111,000 | $807,000 |
| Asian | 496 | $124,606,000 | $251,000 | $1,151,000 | $118,000 | $1,010,000 |
| Black or African American | 417 | $87,220,000 | $209,000 | $1,500,000 | $107,000 | $1,920,000 |
| Native Hawaiian or Other Pacific Islander | 86 | $21,938,000 | $255,000 | $649,000 | $111,000 | $1,140,000 |
| American Indian or Alaskan Native | 18 | $3,187,000 | $177,000 | $532,000 | $116,000 | $394,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,047 | $1,455,856,000 | $240,000 | $3,486,000 | $113,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 91 | $12,683,000 | $139,000 | $366,000 | $55,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,283,000 | $160,000 | $243,000 | $59,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,992 | $675,800,000 | $225,000 | $1,691,000 | $103,000 | $3,286,000 |
| Application Denied By Financial Institution | 1,449 | $331,072,000 | $228,000 | $3,486,000 | $128,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,163 | $318,896,000 | $274,000 | $1,710,000 | $107,000 | $1,140,000 |
| File Closed For Incompleteness | 403 | $103,513,000 | $256,000 | $1,000,000 | $126,000 | $643,000 |
| Application Withdrawn By Applicant | 120 | $35,778,000 | $298,000 | $1,788,000 | $125,000 | $535,000 |
| Preapproval Approved but not Accepted | 15 | $3,973,000 | $264,000 | $650,000 | $108,000 | $221,000 |
| Preapproval Denied by Financial Institution | 4 | $790,000 | $197,000 | $316,000 | $225,000 | $807,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 503 | $111,958,000 | $222,000 | $1,250,000 | $105,000 | $752,000 |
| Other | 275 | $60,987,000 | $221,000 | $3,486,000 | $142,000 | $840,000 |
| Debt-To-Income Ratio | 176 | $39,500,000 | $224,000 | $1,200,000 | $93,000 | $807,000 |
| Collateral | 172 | $44,343,000 | $257,000 | $1,500,000 | $182,000 | $9,999,000 |
| Unverifiable Information | 161 | $41,593,000 | $258,000 | $1,500,000 | $141,000 | $660,000 |
| Credit Application Incomplete | 93 | $16,196,000 | $174,000 | $986,000 | $163,000 | $1,920,000 |
| Employment History | 44 | $11,174,000 | $253,000 | $1,350,000 | $123,000 | $491,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $6,029,000 | $215,000 | $882,000 | $101,000 | $333,000 |
| Mortgage Insurance Denied | 1 | $82,000 | $82,000 | $82,000 | $107,000 | $107,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.