American Sterling Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

American Sterling Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Sterling Bank
535 S Sterling
Sugar Creek, MO 64054
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,146
Total Mortgage Loan Application Amount $1,469,822,000
Average Mortgage Loan Application Amount $177,333
Highest Mortgage Loan Application Amount $3,486,000
Average Applicant Income $85,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Sterling Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Sterling Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down American Sterling Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Sterling Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by American Sterling Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Sterling Bank's mortgage activity for 2006.

Mortgage Loan Application Totals for American Sterling Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 481 $ 161,831,000 $ 336,000 $ 139,000
Clark County Nevada 453 $ 102,960,000 $ 227,000 $ 125,000
Riverside County California 445 $ 119,268,000 $ 268,000 $ 114,000
Sacramento County California 318 $ 78,599,000 $ 247,000 $ 104,000
San Diego County California 298 $ 101,227,000 $ 339,000 $ 142,000
Orange County California 292 $ 104,541,000 $ 358,000 $ 131,000
San Bernardino County California 279 $ 68,491,000 $ 245,000 $ 102,000
Maricopa County Arizona 255 $ 70,334,000 $ 275,000 $ 127,000
Milwaukee County Wisconsin 131 $ 14,029,000 $ 107,000 $ 60,000
Harris County Texas 84 $ 10,616,000 $ 126,000 $ 93,000
Contra Costa County California 64 $ 22,744,000 $ 355,000 $ 164,000
Denver County Colorado 63 $ 9,989,000 $ 158,000 $ 109,000
Fresno County California 61 $ 13,695,000 $ 224,000 $ 128,000
San Joaquin County California 60 $ 18,284,000 $ 304,000 $ 130,000
Dallas County Texas 56 $ 6,174,000 $ 110,000 $ 74,000
Kern County California 52 $ 10,082,000 $ 193,000 $ 79,000
Alameda County California 47 $ 15,758,000 $ 335,000 $ 111,000
Waukesha County Wisconsin 44 $ 10,092,000 $ 229,000 $ 190,000
Brown County Wisconsin 43 $ 5,243,000 $ 121,000 $ 51,000
St. Louis County Missouri 39 $ 3,890,000 $ 99,000 $ 73,000
Placer County California 36 $ 9,988,000 $ 277,000 $ 100,000
Miami-Dade County Florida 36 $ 8,194,000 $ 227,000 $ 70,000
Solano County California 34 $ 9,643,000 $ 283,000 $ 114,000
Adams County Colorado 33 $ 6,611,000 $ 200,000 $ 107,000
Arapahoe County Colorado 33 $ 5,835,000 $ 176,000 $ 105,000
Ventura County California 32 $ 9,526,000 $ 297,000 $ 94,000
Stanislaus County California 31 $ 7,055,000 $ 227,000 $ 124,000
Tarrant County Texas 31 $ 3,347,000 $ 107,000 $ 101,000
Mohave County Arizona 30 $ 5,441,000 $ 181,000 $ 190,000
Santa Clara County California 30 $ 13,781,000 $ 459,000 $ 118,000
El Dorado County California 29 $ 9,635,000 $ 332,000 $ 135,000
Yavapai County Arizona 28 $ 5,787,000 $ 206,000 $ 74,000
Salt Lake County Utah 28 $ 4,832,000 $ 172,000 $ 135,000
Imperial County California 27 $ 5,282,000 $ 195,000 $ 127,000
Collin County Texas 27 $ 4,531,000 $ 167,000 $ 93,000
Bannock County Idaho 26 $ 3,007,000 $ 115,000 $ 75,000
Tulare County California 25 $ 4,061,000 $ 162,000 $ 69,000
Honolulu County Hawaii 24 $ 7,860,000 $ 327,000 $ 125,000
El Paso County Colorado 21 $ 2,786,000 $ 132,000 $ 69,000
Cook County Illinois 21 $ 4,429,000 $ 210,000 $ 94,000
Prince George's County Maryland 21 $ 5,278,000 $ 251,000 $ 68,000
Broward County Florida 20 $ 7,136,000 $ 356,000 $ 178,000
Jefferson County Colorado 19 $ 3,240,000 $ 170,000 $ 94,000
Orange County Florida 19 $ 4,276,000 $ 225,000 $ 143,000
Palm Beach County Florida 19 $ 3,424,000 $ 180,000 $ 82,000
Outagamie County Wisconsin 19 $ 1,966,000 $ 103,000 $ 64,000
Racine County Wisconsin 19 $ 2,463,000 $ 129,000 $ 64,000
Kootenai County Idaho 18 $ 3,266,000 $ 181,000 $ 242,000
Jackson County Missouri 18 $ 2,280,000 $ 126,000 $ 110,000
Nevada County California 17 $ 5,278,000 $ 310,000 $ 123,000
San Francisco County California 17 $ 8,646,000 $ 508,000 $ 236,000
Fairfield County Connecticut 17 $ 5,910,000 $ 347,000 $ 146,000
Denton County Texas 17 $ 2,335,000 $ 137,000 $ 141,000
Yuma County Arizona 16 $ 2,657,000 $ 166,000 $ 73,000
Butte County California 16 $ 3,728,000 $ 233,000 $ 73,000
Hillsborough County Florida 16 $ 2,839,000 $ 177,000 $ 86,000
Fulton County Georgia 16 $ 2,002,000 $ 125,000 $ 101,000
St. Charles County Missouri 16 $ 2,684,000 $ 167,000 $ 96,000
Washoe County Nevada 16 $ 4,500,000 $ 281,000 $ 104,000
Montgomery County Texas 16 $ 1,502,000 $ 93,000 $ 94,000
Pima County Arizona 15 $ 3,463,000 $ 230,000 $ 79,000
Pinal County Arizona 15 $ 2,677,000 $ 178,000 $ 54,000
San Mateo County California 15 $ 7,304,000 $ 486,000 $ 100,000
Pasco County Florida 15 $ 3,093,000 $ 206,000 $ 117,000
St. Louis City County Missouri 15 $ 1,489,000 $ 99,000 $ 88,000
Larimer County Colorado 14 $ 3,166,000 $ 226,000 $ 119,000
New Haven County Connecticut 14 $ 2,459,000 $ 175,000 $ 91,000
Bexar County Texas 14 $ 1,341,000 $ 95,000 $ 126,000
Nueces County Texas 14 $ 1,722,000 $ 123,000 $ 59,000
Madera County California 13 $ 3,195,000 $ 245,000 $ 65,000
Hernando County Florida 13 $ 1,931,000 $ 148,000 $ 60,000
Lee County Florida 13 $ 2,381,000 $ 183,000 $ 119,000
Anne Arundel County Maryland 13 $ 3,311,000 $ 254,000 $ 84,000
York County Pennsylvania 13 $ 2,507,000 $ 192,000 $ 58,000
Davis County Utah 13 $ 2,585,000 $ 198,000 $ 185,000
Gwinnett County Georgia 12 $ 1,514,000 $ 126,000 $ 111,000
San Luis Obispo County California 11 $ 3,681,000 $ 334,000 $ 102,000
Boulder County Colorado 11 $ 3,592,000 $ 326,000 $ 165,000
Douglas County Colorado 11 $ 2,147,000 $ 195,000 $ 105,000
Duval County Florida 11 $ 1,561,000 $ 141,000 $ 68,000
Harford County Maryland 11 $ 2,225,000 $ 202,000 $ 118,000
Clackamas County Oregon 11 $ 2,890,000 $ 262,000 $ 81,000
Cumberland County Pennsylvania 11 $ 1,149,000 $ 104,000 $ 61,000
Fort Bend County Texas 11 $ 1,220,000 $ 110,000 $ 93,000
King County Washington 11 $ 3,432,000 $ 312,000 $ 88,000
Brevard County Florida 10 $ 1,801,000 $ 180,000 $ 83,000
St. Lucie County Florida 10 $ 1,651,000 $ 165,000 $ 129,000
St. Tammany County Louisiana 10 $ 2,441,000 $ 244,000 $ 128,000
Wayne County Michigan 10 $ 1,655,000 $ 165,000 $ 100,000
Multnomah County Oregon 10 $ 2,370,000 $ 237,000 $ 59,000
Door County Wisconsin 10 $ 1,479,000 $ 147,000 $ 162,000
Glenn County California 9 $ 1,231,000 $ 136,000 $ 101,000
Santa Barbara County California 9 $ 2,563,000 $ 284,000 $ 79,000
Sonoma County California 9 $ 3,271,000 $ 363,000 $ 71,000
Yolo County California 9 $ 3,397,000 $ 377,000 $ 110,000
Cobb County Georgia 9 $ 1,605,000 $ 178,000 $ 67,000
San Juan County New Mexico 9 $ 1,114,000 $ 123,000 $ 62,000
Dauphin County Pennsylvania 9 $ 832,000 $ 92,000 $ 59,000
Utah County Utah 9 $ 2,056,000 $ 228,000 $ 113,000
Washington County Wisconsin 9 $ 952,000 $ 105,000 $ 75,000
Pueblo County Colorado 8 $ 1,252,000 $ 156,000 $ 83,000
Weld County Colorado 8 $ 916,000 $ 114,000 $ 64,000
Volusia County Florida 8 $ 1,514,000 $ 189,000 $ 65,000
Hawaii County Hawaii 8 $ 2,121,000 $ 265,000 $ 125,000
Baltimore City County Maryland 8 $ 1,093,000 $ 136,000 $ 160,000
Livingston County Michigan 8 $ 957,000 $ 119,000 $ 83,000
Bernalillo County New Mexico 8 $ 1,231,000 $ 153,000 $ 133,000
Lancaster County Pennsylvania 8 $ 813,000 $ 101,000 $ 46,000
Hidalgo County Texas 8 $ 867,000 $ 108,000 $ 48,000
Travis County Texas 8 $ 1,971,000 $ 246,000 $ 177,000
Fairfax County Virginia 8 $ 4,467,000 $ 558,000 $ 153,000
Kings County California 7 $ 1,140,000 $ 162,000 $ 288,000
Sutter County California 7 $ 1,275,000 $ 182,000 $ 80,000
Yuba County California 7 $ 2,149,000 $ 307,000 $ 74,000
Hartford County Connecticut 7 $ 1,544,000 $ 220,000 $ 76,000
New London County Connecticut 7 $ 1,483,000 $ 211,000 $ 81,000
Manatee County Florida 7 $ 1,406,000 $ 200,000 $ 90,000
Polk County Florida 7 $ 948,000 $ 135,000 $ 100,000
Maui County Hawaii 7 $ 4,341,000 $ 620,000 $ 253,000
Bingham County Idaho 7 $ 811,000 $ 115,000 $ 68,000
Bonneville County Idaho 7 $ 988,000 $ 141,000 $ 53,000
Lake County Illinois 7 $ 1,097,000 $ 156,000 $ 73,000
East Baton Rouge County Louisiana 7 $ 1,361,000 $ 194,000 $ 96,000
Lyon County Nevada 7 $ 1,439,000 $ 205,000 $ 32,000
Mecklenburg County North Carolina 7 $ 825,000 $ 117,000 $ 70,000
Bell County Texas 7 $ 674,000 $ 96,000 $ 39,000
Jefferson County Wisconsin 7 $ 818,000 $ 116,000 $ 91,000
Coconino County Arizona 6 $ 1,801,000 $ 300,000 $ 114,000
Merced County California 6 $ 1,430,000 $ 238,000 $ 48,000
Tehama County California 6 $ 1,170,000 $ 195,000 $ 154,000
Mesa County Colorado 6 $ 859,000 $ 143,000 $ 117,000
Bay County Florida 6 $ 1,654,000 $ 275,000 $ 165,000
Okaloosa County Florida 6 $ 4,555,000 $ 759,000 $ 271,000
Clayton County Georgia 6 $ 533,000 $ 88,000 $ 102,000
St. Clair County Illinois 6 $ 431,000 $ 71,000 $ 60,000
Lake County Indiana 6 $ 869,000 $ 144,000 $ 86,000
Livingston County Louisiana 6 $ 649,000 $ 108,000 $ 50,000
Baltimore County Maryland 6 $ 1,654,000 $ 275,000 $ 94,000
Frederick County Maryland 6 $ 1,172,000 $ 195,000 $ 91,000
Washington County Oregon 6 $ 2,010,000 $ 335,000 $ 174,000
Smith County Texas 6 $ 807,000 $ 134,000 $ 67,000
Norfolk County Virginia 6 $ 932,000 $ 155,000 $ 72,000
Prince William County Virginia 6 $ 2,367,000 $ 394,000 $ 160,000
Virginia Beach County Virginia 6 $ 617,000 $ 102,000 $ 65,000
Spokane County Washington 6 $ 1,013,000 $ 168,000 $ 120,000
Dane County Wisconsin 6 $ 1,240,000 $ 206,000 $ 88,000
Dodge County Wisconsin 6 $ 1,253,000 $ 208,000 $ 96,000
Marathon County Wisconsin 6 $ 583,000 $ 97,000 $ 48,000
Marinette County Wisconsin 6 $ 379,000 $ 63,000 $ 44,000
Benton County Arkansas 5 $ 536,000 $ 107,000 $ 70,000
Calaveras County California 5 $ 1,219,000 $ 243,000 $ 66,000
Lake County California 5 $ 1,276,000 $ 255,000 $ 70,000
Monterey County California 5 $ 2,590,000 $ 518,000 $ 249,000
Shasta County California 5 $ 595,000 $ 119,000 $ 47,000
Collier County Florida 5 $ 1,230,000 $ 246,000 $ 94,000
DeKalb County Georgia 5 $ 443,000 $ 88,000 $ 110,000
Forsyth County Georgia 5 $ 1,125,000 $ 225,000 $ 114,000
Ada County Idaho 5 $ 658,000 $ 131,000 $ 85,000
Canyon County Idaho 5 $ 782,000 $ 156,000 $ 54,000
Kane County Illinois 5 $ 1,220,000 $ 244,000 $ 50,000
Taney County Missouri 5 $ 693,000 $ 138,000 $ 30,000
White Pine County Nevada 5 $ 729,000 $ 145,000 $ 56,000
Curry County New Mexico 5 $ 552,000 $ 110,000 $ 204,000
Lincoln County New Mexico 5 $ 1,472,000 $ 294,000 $ 580,000
Oklahoma County Oklahoma 5 $ 442,000 $ 88,000 $ 69,000
Tulsa County Oklahoma 5 $ 416,000 $ 83,000 $ 90,000
Lane County Oregon 5 $ 1,164,000 $ 232,000 $ 78,000
Marion County Oregon 5 $ 640,000 $ 128,000 $ 65,000
Philadelphia County Pennsylvania 5 $ 368,000 $ 73,000 $ 199,000
Horry County South Carolina 5 $ 1,760,000 $ 352,000 $ 215,000
Brazos County Texas 5 $ 387,000 $ 77,000 $ 18,000
Hunt County Texas 5 $ 495,000 $ 99,000 $ 47,000
Johnson County Texas 5 $ 516,000 $ 103,000 $ 71,000
Midland County Texas 5 $ 279,000 $ 55,000 $ 99,000
Williamson County Texas 5 $ 792,000 $ 158,000 $ 84,000
Stafford County Virginia 5 $ 1,350,000 $ 270,000 $ 106,000
Pierce County Washington 5 $ 1,042,000 $ 208,000 $ 70,000
Walworth County Wisconsin 5 $ 1,624,000 $ 324,000 $ 217,000
Waupaca County Wisconsin 5 $ 1,522,000 $ 304,000 $ 118,000
Winnebago County Wisconsin 5 $ 522,000 $ 104,000 $ 72,000
Gila County Arizona 4 $ 736,000 $ 184,000 $ 68,000
Humboldt County California 4 $ 699,000 $ 174,000 $ 40,000
Indian River County Florida 4 $ 1,278,000 $ 319,000 $ 121,000
Lake County Florida 4 $ 1,212,000 $ 303,000 $ 90,000
Osceola County Florida 4 $ 831,000 $ 207,000 $ 84,000
Sarasota County Florida 4 $ 1,035,000 $ 258,000 $ 76,000
Howard County Indiana 4 $ 283,000 $ 70,000 $ 46,000
St. Joseph County Indiana 4 $ 253,000 $ 63,000 $ 26,000
Tippecanoe County Indiana 4 $ 243,000 $ 60,000 $ 89,000
Jefferson County Kentucky 4 $ 412,000 $ 103,000 $ 58,000
Iberia County Louisiana 4 $ 532,000 $ 133,000 $ 33,000
Jefferson County Louisiana 4 $ 510,000 $ 127,000 $ 62,000
Caroline County Maryland 4 $ 513,000 $ 128,000 $ 100,000
Charles County Maryland 4 $ 1,129,000 $ 282,000 $ 92,000
Washington County Maryland 4 $ 510,000 $ 127,000 $ 57,000
Berrien County Michigan 4 $ 463,000 $ 115,000 $ 51,000
Macomb County Michigan 4 $ 911,000 $ 227,000 $ 68,000
Christian County Missouri 4 $ 397,000 $ 99,000 $ 78,000
Jefferson County Missouri 4 $ 373,000 $ 93,000 $ 44,000
Forsyth County North Carolina 4 $ 418,000 $ 104,000 $ 77,000
Iredell County North Carolina 4 $ 569,000 $ 142,000 $ 16,000
Wake County North Carolina 4 $ 1,303,000 $ 325,000 $ 114,000
Franklin County Ohio 4 $ 222,000 $ 55,000 $ 139,000
Clark County Washington 4 $ 873,000 $ 218,000 $ 58,000
Calumet County Wisconsin 4 $ 1,147,000 $ 286,000 $ 51,000
Columbia County Wisconsin 4 $ 379,000 $ 94,000 $ 60,000
Kewaunee County Wisconsin 4 $ 506,000 $ 126,000 $ 38,000
Ozaukee County Wisconsin 4 $ 1,499,000 $ 374,000 $ 80,000
Sheboygan County Wisconsin 4 $ 720,000 $ 180,000 $ 138,000
Navajo County Arizona 3 $ 733,000 $ 244,000 $ 34,000
Inyo County California 3 $ 1,149,000 $ 383,000 $ 180,000
Litchfield County Connecticut 3 $ 908,000 $ 302,000 $ 101,000
Middlesex County Connecticut 3 $ 1,173,000 $ 391,000 $ 162,000
Windham County Connecticut 3 $ 629,000 $ 209,000 $ 93,000
Alachua County Florida 3 $ 460,000 $ 153,000 $ 65,000
Charlotte County Florida 3 $ 872,000 $ 290,000 $ 136,000
Citrus County Florida 3 $ 237,000 $ 79,000 $ 16,000
Clay County Florida 3 $ 726,000 $ 242,000 $ 179,000
Marion County Florida 3 $ 436,000 $ 145,000 $ 30,000
Pinellas County Florida 3 $ 367,000 $ 122,000 $ 23,000
Seminole County Florida 3 $ 587,000 $ 195,000 $ 63,000
Hall County Georgia 3 $ 262,000 $ 87,000 $ 93,000
Kauai County Hawaii 3 $ 1,115,000 $ 371,000 $ 226,000
DuPage County Illinois 3 $ 458,000 $ 152,000 $ 63,000
Elkhart County Indiana 3 $ 220,000 $ 73,000 $ 46,000
Marion County Indiana 3 $ 442,000 $ 147,000 $ 105,000
Johnson County Kansas 3 $ 1,157,000 $ 385,000 $ 413,000
Boone County Kentucky 3 $ 376,000 $ 125,000 $ 87,000
Kenton County Kentucky 3 $ 306,000 $ 102,000 $ 46,000
Androscoggin County Maine 3 $ 344,000 $ 114,000 $ 46,000
Montgomery County Maryland 3 $ 1,062,000 $ 354,000 $ 45,000
Worcester County Maryland 3 $ 518,000 $ 172,000 $ 82,000
Worcester County Massachusetts 3 $ 950,000 $ 316,000 $ 112,000
Oakland County Michigan 3 $ 442,000 $ 147,000 $ 124,000
Ramsey County Minnesota 3 $ 522,000 $ 174,000 $ 60,000
Greene County Missouri 3 $ 210,000 $ 70,000 $ 53,000
Lincoln County Missouri 3 $ 406,000 $ 135,000 $ 10,000
Nye County Nevada 3 $ 812,000 $ 270,000 $ 67,000
Sandoval County New Mexico 3 $ 431,000 $ 143,000 $ 140,000
Brunswick County North Carolina 3 $ 597,000 $ 199,000 $ 64,000
Davidson County North Carolina 3 $ 313,000 $ 104,000 $ 55,000
Union County North Carolina 3 $ 379,000 $ 126,000 $ 31,000
Cleveland County Oklahoma 3 $ 222,000 $ 74,000 $ 109,000
Delaware County Oklahoma 3 $ 654,000 $ 218,000 $ 1,305,000
Coos County Oregon 3 $ 782,000 $ 260,000 $ 37,000
Linn County Oregon 3 $ 281,000 $ 93,000 $ 26,000
Beaufort County South Carolina 3 $ 704,000 $ 234,000 $ 157,000
Cameron County Texas 3 $ 320,000 $ 106,000 $ 122,000
Kaufman County Texas 3 $ 264,000 $ 88,000 $ 123,000
San Patricio County Texas 3 $ 216,000 $ 72,000 $ 170,000
Wood County Texas 3 $ 646,000 $ 215,000 $ 86,000
Uintah County Utah 3 $ 317,000 $ 105,000 $ 96,000
Washington County Utah 3 $ 504,000 $ 168,000 $ 171,000
Loudoun County Virginia 3 $ 1,100,000 $ 366,000 $ 236,000
Cowlitz County Washington 3 $ 384,000 $ 128,000 $ 12,000
Snohomish County Washington 3 $ 461,000 $ 153,000 $ 93,000
Lewis County West Virginia 3 $ 649,000 $ 216,000 $ 69,000
Cochise County Arizona 2 $ 381,000 $ 190,000 $ 71,000
Santa Cruz County Arizona 2 $ 130,000 $ 65,000 $ 56,000
Colusa County California 2 $ 458,000 $ 229,000 $ 64,000
Marin County California 2 $ 897,000 $ 448,000 $ 113,000
Siskiyou County California 2 $ 580,000 $ 290,000 $ 79,000
Las Animas County Colorado 2 $ 290,000 $ 145,000 $ 87,000
Park County Colorado 2 $ 159,000 $ 79,000 $ 188,000
San Miguel County Colorado 2 $ 358,000 $ 179,000 $ 74,000
Teller County Colorado 2 $ 148,000 $ 74,000 $ 48,000
Flagler County Florida 2 $ 693,000 $ 346,000 $ 96,000
Leon County Florida 2 $ 353,000 $ 176,000 $ 81,000
Monroe County Florida 2 $ 1,031,000 $ 515,000 $ 90,000
Nassau County Florida 2 $ 545,000 $ 272,000 $ 65,000
Bartow County Georgia 2 $ 372,000 $ 186,000 $ 90,000
Cherokee County Georgia 2 $ 487,000 $ 243,000 $ 100,000
Fayette County Georgia 2 $ 275,000 $ 137,000 $ 103,000
Polk County Georgia 2 $ 116,000 $ 58,000 $ 45,000
Richmond County Georgia 2 $ 245,000 $ 122,000 $ 62,000
Boise County Idaho 2 $ 452,000 $ 226,000 $ 6,000
Shoshone County Idaho 2 $ 179,000 $ 89,000 $ 84,000
Champaign County Illinois 2 $ 65,000 $ 32,000 $ 31,000
Madison County Illinois 2 $ 129,000 $ 64,000 $ 68,000
Allen County Indiana 2 $ 104,000 $ 52,000 $ 42,000
LaPorte County Indiana 2 $ 116,000 $ 58,000 $ 43,000
Franklin County Kansas 2 $ 107,000 $ 53,000 $ 76,000
Scott County Kentucky 2 $ 245,000 $ 122,000 $ 63,000
Caddo County Louisiana 2 $ 269,000 $ 134,000 $ 227,000
Lafayette County Louisiana 2 $ 228,000 $ 114,000 $ 54,000
York County Maine 2 $ 383,000 $ 191,000 $ 85,000
Calvert County Maryland 2 $ 421,000 $ 210,000 $ 79,000
Carroll County Maryland 2 $ 571,000 $ 285,000 $ 79,000
Cecil County Maryland 2 $ 423,000 $ 211,000 $ 87,000
Dorchester County Maryland 2 $ 375,000 $ 187,000 $ 219,000
Howard County Maryland 2 $ 399,000 $ 199,000 $ 110,000
Barnstable County Massachusetts 2 $ 1,345,000 $ 672,000 $ 188,000
Berkshire County Massachusetts 2 $ 562,000 $ 281,000 $ 259,000
Bristol County Massachusetts 2 $ 337,000 $ 168,000 $ 86,000
Middlesex County Massachusetts 2 $ 739,000 $ 369,000 $ 91,000
Norfolk County Massachusetts 2 $ 808,000 $ 404,000 $ 69,000
Genesee County Michigan 2 $ 211,000 $ 105,000 $ 50,000
Grand Traverse County Michigan 2 $ 287,000 $ 143,000 $ 54,000
Jackson County Michigan 2 $ 315,000 $ 157,000 $ 84,000
Kalkaska County Michigan 2 $ 125,000 $ 62,000 $ 48,000
Ottawa County Michigan 2 $ 407,000 $ 203,000 $ 141,000
Washtenaw County Michigan 2 $ 286,000 $ 143,000 $ 84,000
Cass County Minnesota 2 $ 1,206,000 $ 603,000 $ 128,000
Dakota County Minnesota 2 $ 346,000 $ 173,000 $ 54,000
Hennepin County Minnesota 2 $ 533,000 $ 266,000 $ 63,000
Meeker County Minnesota 2 $ 443,000 $ 221,000 $ 54,000
Olmsted County Minnesota 2 $ 376,000 $ 188,000 $ 109,000
Linn County Missouri 2 $ 59,000 $ 29,000 $ 37,000
Warren County Missouri 2 $ 172,000 $ 86,000 $ 66,000
Washington County Missouri 2 $ 180,000 $ 90,000 $ 234,000
Lancaster County Nebraska 2 $ 125,000 $ 62,000 $ 67,000
Elko County Nevada 2 $ 212,000 $ 106,000 $ 45,000
Storey County Nevada 2 $ 432,000 $ 216,000 $ 180,000
Cumberland County New Jersey 2 $ 315,000 $ 157,000 $ 186,000
Eddy County New Mexico 2 $ 500,000 $ 250,000 $ 183,000
Santa Fe County New Mexico 2 $ 341,000 $ 170,000 $ 92,000
Buncombe County North Carolina 2 $ 475,000 $ 237,000 $ 98,000
Cabarrus County North Carolina 2 $ 172,000 $ 86,000 $ 57,000
Caswell County North Carolina 2 $ 368,000 $ 184,000 $ 73,000
Durham County North Carolina 2 $ 171,000 $ 85,000 $ 240,000
Edgecombe County North Carolina 2 $ 90,000 $ 45,000 $ 72,000
Randolph County North Carolina 2 $ 146,000 $ 73,000 $ 51,000
Cuyahoga County Ohio 2 $ 68,000 $ 34,000 $ 30,000
Canadian County Oklahoma 2 $ 292,000 $ 146,000 $ 69,000
Logan County Oklahoma 2 $ 172,000 $ 86,000 $ 54,000
Woods County Oklahoma 2 $ 125,000 $ 62,000 $ 52,000
Douglas County Oregon 2 $ 311,000 $ 155,000 $ 81,000
Lincoln County Oregon 2 $ 190,000 $ 95,000 $ 122,000
Adams County Pennsylvania 2 $ 475,000 $ 237,000 $ 94,000
Allegheny County Pennsylvania 2 $ 160,000 $ 80,000 $ 63,000
Bucks County Pennsylvania 2 $ 197,000 $ 98,000 $ 55,000
Carbon County Pennsylvania 2 $ 174,000 $ 87,000 $ 84,000
Charleston County South Carolina 2 $ 97,000 $ 48,000 $ 32,000
Robertson County Tennessee 2 $ 285,000 $ 142,000 $ 175,000
Williamson County Tennessee 2 $ 313,000 $ 156,000 $ 88,000
Anderson County Texas 2 $ 113,000 $ 56,000 $ 69,000
Bandera County Texas 2 $ 360,000 $ 180,000 $ 0
Brazoria County Texas 2 $ 426,000 $ 213,000 $ 125,000
Ellis County Texas 2 $ 428,000 $ 214,000 $ 0
Erath County Texas 2 $ 165,000 $ 82,000 $ 120,000
Henderson County Texas 2 $ 122,000 $ 61,000 $ 19,000
Beaver County Utah 2 $ 144,000 $ 72,000 $ 89,000
Summit County Utah 2 $ 530,000 $ 265,000 $ 264,000
Weber County Utah 2 $ 475,000 $ 237,000 $ 282,000
Arlington County Virginia 2 $ 817,000 $ 408,000 $ 119,000
Caroline County Virginia 2 $ 340,000 $ 170,000 $ 421,000
Chesterfield County Virginia 2 $ 335,000 $ 167,000 $ 64,000
Fauquier County Virginia 2 $ 731,000 $ 365,000 $ 96,000
Henrico County Virginia 2 $ 325,000 $ 162,000 $ 58,000
Mecklenburg County Virginia 2 $ 291,000 $ 145,000 $ 57,000
Portsmouth County Virginia 2 $ 772,000 $ 386,000 $ 117,000
Richmond City County Virginia 2 $ 223,000 $ 111,000 $ 173,000
Benton County Washington 2 $ 398,000 $ 199,000 $ 181,000
Eau Claire County Wisconsin 2 $ 309,000 $ 154,000 $ 158,000
Fond du Lac County Wisconsin 2 $ 175,000 $ 87,000 $ 128,000
Kenosha County Wisconsin 2 $ 417,000 $ 208,000 $ 75,000
Rock County Wisconsin 2 $ 85,000 $ 42,000 $ 66,000
Shawano County Wisconsin 2 $ 324,000 $ 162,000 $ 54,000
Taylor County Wisconsin 2 $ 143,000 $ 71,000 $ 50,000
Wood County Wisconsin 2 $ 506,000 $ 253,000 $ 91,000
Pickens County Alabama 1 $ 55,000 $ 55,000 $ 19,000
Amador County California 1 $ 160,000 $ 160,000 $ 264,000
Mariposa County California 1 $ 360,000 $ 360,000 $ 144,000
Mendocino County California 1 $ 216,000 $ 216,000 $ 56,000
Plumas County California 1 $ 207,000 $ 207,000 $ 115,000
San Benito County California 1 $ 481,000 $ 481,000 $ 160,000
Tuolumne County California 1 $ 240,000 $ 240,000 $ 50,000
Chaffee County Colorado 1 $ 140,000 $ 140,000 $ 27,000
Custer County Colorado 1 $ 90,000 $ 90,000 $ 25,000
Elbert County Colorado 1 $ 50,000 $ 50,000 $ 75,000
Garfield County Colorado 1 $ 137,000 $ 137,000 $ 101,000
Hinsdale County Colorado 1 $ 90,000 $ 90,000 $ 94,000
Prowers County Colorado 1 $ 195,000 $ 195,000 $ 44,000
Routt County Colorado 1 $ 185,000 $ 185,000 $ 1,135,000
New Castle County Delaware 1 $ 306,000 $ 306,000 $ 163,000
Columbia County Florida 1 $ 214,000 $ 214,000 $ 54,000
Escambia County Florida 1 $ 88,000 $ 88,000 $ 32,000
Franklin County Florida 1 $ 513,000 $ 513,000 $ 118,000
Gulf County Florida 1 $ 369,000 $ 369,000 $ 90,000
Highlands County Florida 1 $ 103,000 $ 103,000 $ 78,000
Jackson County Florida 1 $ 188,000 $ 188,000 $ 42,000
Putnam County Florida 1 $ 239,000 $ 239,000 $ 121,000
Santa Rosa County Florida 1 $ 240,000 $ 240,000 $ 155,000
St. Johns County Florida 1 $ 185,000 $ 185,000 $ 90,000
Taylor County Florida 1 $ 75,000 $ 75,000 $ 18,000
Union County Florida 1 $ 117,000 $ 117,000 $ 45,000
Barrow County Georgia 1 $ 184,000 $ 184,000 $ 216,000
Butts County Georgia 1 $ 96,000 $ 96,000 $ 26,000
Carroll County Georgia 1 $ 167,000 $ 167,000 $ 90,000
Columbia County Georgia 1 $ 96,000 $ 96,000 $ 42,000
Crawford County Georgia 1 $ 279,000 $ 279,000 $ 94,000
Dougherty County Georgia 1 $ 131,000 $ 131,000 $ 52,000
Douglas County Georgia 1 $ 210,000 $ 210,000 $ 126,000
Franklin County Georgia 1 $ 135,000 $ 135,000 $ 66,000
Henry County Georgia 1 $ 180,000 $ 180,000 $ 45,000
Paulding County Georgia 1 $ 232,000 $ 232,000 $ 0
Pickens County Georgia 1 $ 301,000 $ 301,000 $ 98,000
Pulaski County Georgia 1 $ 144,000 $ 144,000 $ 60,000
Ware County Georgia 1 $ 149,000 $ 149,000 $ 78,000
Benewah County Idaho 1 $ 243,000 $ 243,000 $ 102,000
Blaine County Idaho 1 $ 350,000 $ 350,000 $ 100,000
Madison County Idaho 1 $ 110,000 $ 110,000 $ 50,000
Minidoka County Idaho 1 $ 82,000 $ 82,000 $ 20,000
Power County Idaho 1 $ 89,000 $ 89,000 $ 31,000
McHenry County Illinois 1 $ 299,000 $ 299,000 $ 115,000
Monroe County Illinois 1 $ 80,000 $ 80,000 $ 29,000
Will County Illinois 1 $ 740,000 $ 740,000 $ 0
Winnebago County Illinois 1 $ 206,000 $ 206,000 $ 50,000
Boone County Indiana 1 $ 172,000 $ 172,000 $ 50,000
Hendricks County Indiana 1 $ 40,000 $ 40,000 $ 42,000
Marshall County Indiana 1 $ 99,000 $ 99,000 $ 0
Tipton County Indiana 1 $ 83,000 $ 83,000 $ 40,000
Warrick County Indiana 1 $ 188,000 $ 188,000 $ 208,000
Boone County Iowa 1 $ 114,000 $ 114,000 $ 30,000
Buchanan County Iowa 1 $ 110,000 $ 110,000 $ 73,000
Butler County Iowa 1 $ 116,000 $ 116,000 $ 34,000
Dallas County Iowa 1 $ 185,000 $ 185,000 $ 57,000
Henry County Iowa 1 $ 71,000 $ 71,000 $ 41,000
Johnson County Iowa 1 $ 81,000 $ 81,000 $ 39,000
Keokuk County Iowa 1 $ 38,000 $ 38,000 $ 38,000
Lee County Iowa 1 $ 69,000 $ 69,000 $ 59,000
Marshall County Iowa 1 $ 102,000 $ 102,000 $ 36,000
Polk County Iowa 1 $ 132,000 $ 132,000 $ 17,000
Wapello County Iowa 1 $ 108,000 $ 108,000 $ 76,000
Miami County Kansas 1 $ 336,000 $ 336,000 $ 136,000
Wyandotte County Kansas 1 $ 78,000 $ 78,000 $ 16,000
Greenup County Kentucky 1 $ 99,000 $ 99,000 $ 0
Knott County Kentucky 1 $ 97,000 $ 97,000 $ 36,000
Morgan County Kentucky 1 $ 117,000 $ 117,000 $ 54,000
Ascension County Louisiana 1 $ 224,000 $ 224,000 $ 150,000
Bossier County Louisiana 1 $ 102,000 $ 102,000 $ 73,000
Iberville County Louisiana 1 $ 55,000 $ 55,000 $ 43,000
Ouachita County Louisiana 1 $ 146,000 $ 146,000 $ 69,000
Vernon County Louisiana 1 $ 153,000 $ 153,000 $ 86,000
Aroostook County Maine 1 $ 66,000 $ 66,000 $ 81,000
Cumberland County Maine 1 $ 160,000 $ 160,000 $ 60,000
Kennebec County Maine 1 $ 95,000 $ 95,000 $ 19,000
Sagadahoc County Maine 1 $ 110,000 $ 110,000 $ 90,000
Somerset County Maine 1 $ 107,000 $ 107,000 $ 36,000
Waldo County Maine 1 $ 159,000 $ 159,000 $ 59,000
St. Mary's County Maryland 1 $ 168,000 $ 168,000 $ 41,000
Talbot County Maryland 1 $ 437,000 $ 437,000 $ 225,000
Wicomico County Maryland 1 $ 147,000 $ 147,000 $ 61,000
Essex County Massachusetts 1 $ 200,000 $ 200,000 $ 78,000
Franklin County Massachusetts 1 $ 117,000 $ 117,000 $ 34,000
Hampden County Massachusetts 1 $ 164,000 $ 164,000 $ 54,000
Plymouth County Massachusetts 1 $ 335,000 $ 335,000 $ 71,000
Suffolk County Massachusetts 1 $ 294,000 $ 294,000 $ 120,000
Antrim County Michigan 1 $ 417,000 $ 417,000 $ 198,000
Barry County Michigan 1 $ 119,000 $ 119,000 $ 71,000
Calhoun County Michigan 1 $ 232,000 $ 232,000 $ 81,000
Cass County Michigan 1 $ 160,000 $ 160,000 $ 41,000
Charlevoix County Michigan 1 $ 218,000 $ 218,000 $ 66,000
Gratiot County Michigan 1 $ 200,000 $ 200,000 $ 66,000
Houghton County Michigan 1 $ 121,000 $ 121,000 $ 212,000
Kent County Michigan 1 $ 110,000 $ 110,000 $ 42,000
Mecosta County Michigan 1 $ 120,000 $ 120,000 $ 45,000
Monroe County Michigan 1 $ 180,000 $ 180,000 $ 96,000
Muskegon County Michigan 1 $ 215,000 $ 215,000 $ 285,000
Newaygo County Michigan 1 $ 159,000 $ 159,000 $ 54,000
Otsego County Michigan 1 $ 161,000 $ 161,000 $ 48,000
Roscommon County Michigan 1 $ 82,000 $ 82,000 $ 80,000
Carver County Minnesota 1 $ 117,000 $ 117,000 $ 49,000
Clay County Minnesota 1 $ 54,000 $ 54,000 $ 122,000
Dodge County Minnesota 1 $ 100,000 $ 100,000 $ 42,000
Isanti County Minnesota 1 $ 215,000 $ 215,000 $ 86,000
Wright County Minnesota 1 $ 182,000 $ 182,000 $ 108,000
Boone County Missouri 1 $ 47,000 $ 47,000 $ 55,000
Camden County Missouri 1 $ 326,000 $ 326,000 $ 0
Henry County Missouri 1 $ 173,000 $ 173,000 $ 70,000
Jasper County Missouri 1 $ 122,000 $ 122,000 $ 0
Johnson County Missouri 1 $ 108,000 $ 108,000 $ 35,000
Lafayette County Missouri 1 $ 115,000 $ 115,000 $ 51,000
Montgomery County Missouri 1 $ 86,000 $ 86,000 $ 39,000
Morgan County Missouri 1 $ 86,000 $ 86,000 $ 79,000
Texas County Missouri 1 $ 67,000 $ 67,000 $ 26,000
Lewis and Clark County Montana 1 $ 114,000 $ 114,000 $ 30,000
Scotts Bluff County Nebraska 1 $ 84,000 $ 84,000 $ 48,000
Carson City County Nevada 1 $ 292,000 $ 292,000 $ 82,000
Douglas County Nevada 1 $ 54,000 $ 54,000 $ 278,000
Cheshire County New Hampshire 1 $ 194,000 $ 194,000 $ 55,000
Coos County New Hampshire 1 $ 180,000 $ 180,000 $ 12,000
Rockingham County New Hampshire 1 $ 47,000 $ 47,000 $ 66,000
Sullivan County New Hampshire 1 $ 192,000 $ 192,000 $ 66,000
Essex County New Jersey 1 $ 366,000 $ 366,000 $ 80,000
Middlesex County New Jersey 1 $ 282,000 $ 282,000 $ 0
Ocean County New Jersey 1 $ 229,000 $ 229,000 $ 56,000
Somerset County New Jersey 1 $ 264,000 $ 264,000 $ 56,000
Taos County New Mexico 1 $ 176,000 $ 176,000 $ 371,000
Currituck County North Carolina 1 $ 517,000 $ 517,000 $ 204,000
Henderson County North Carolina 1 $ 182,000 $ 182,000 $ 0
Jackson County North Carolina 1 $ 130,000 $ 130,000 $ 21,000
Macon County North Carolina 1 $ 292,000 $ 292,000 $ 191,000
New Hanover County North Carolina 1 $ 299,000 $ 299,000 $ 96,000
Onslow County North Carolina 1 $ 49,000 $ 49,000 $ 73,000
Watauga County North Carolina 1 $ 228,000 $ 228,000 $ 71,000
Wilson County North Carolina 1 $ 64,000 $ 64,000 $ 32,000
Crook County Oregon 1 $ 210,000 $ 210,000 $ 51,000
Jackson County Oregon 1 $ 304,000 $ 304,000 $ 80,000
Morrow County Oregon 1 $ 233,000 $ 233,000 $ 71,000
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Mortgage Loan Application Detail Totals for American Sterling Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,984 $1,030,075,000 $258,000 $3,486,000 $105,000 $3,286,000
Home Purchase 2,158 $439,463,000 $203,000 $1,675,000 $125,000 $9,999,000
Home Improvement 4 $284,000 $71,000 $199,000 $26,000 $62,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,278 $761,525,000 $232,000 $3,486,000 $113,000 $3,286,000
Hispanic 1,126 $266,457,000 $236,000 $1,350,000 $108,000 $9,999,000
Not Provided 725 $204,889,000 $282,000 $1,500,000 $111,000 $807,000
Asian 496 $124,606,000 $251,000 $1,151,000 $118,000 $1,010,000
Black or African American 417 $87,220,000 $209,000 $1,500,000 $107,000 $1,920,000
Native Hawaiian or Other Pacific Islander 86 $21,938,000 $255,000 $649,000 $111,000 $1,140,000
American Indian or Alaskan Native 18 $3,187,000 $177,000 $532,000 $116,000 $394,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,047 $1,455,856,000 $240,000 $3,486,000 $113,000 $9,999,000
FHA-insured (Federal Housing Administration) 91 $12,683,000 $139,000 $366,000 $55,000 $134,000
VA-guaranteed (Veterans Administration) 8 $1,283,000 $160,000 $243,000 $59,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,992 $675,800,000 $225,000 $1,691,000 $103,000 $3,286,000
Application Denied By Financial Institution 1,449 $331,072,000 $228,000 $3,486,000 $128,000 $9,999,000
Application Approved But Not Accepted 1,163 $318,896,000 $274,000 $1,710,000 $107,000 $1,140,000
File Closed For Incompleteness 403 $103,513,000 $256,000 $1,000,000 $126,000 $643,000
Application Withdrawn By Applicant 120 $35,778,000 $298,000 $1,788,000 $125,000 $535,000
Preapproval Approved but not Accepted 15 $3,973,000 $264,000 $650,000 $108,000 $221,000
Preapproval Denied by Financial Institution 4 $790,000 $197,000 $316,000 $225,000 $807,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 503 $111,958,000 $222,000 $1,250,000 $105,000 $752,000
Other 275 $60,987,000 $221,000 $3,486,000 $142,000 $840,000
Debt-To-Income Ratio 176 $39,500,000 $224,000 $1,200,000 $93,000 $807,000
Collateral 172 $44,343,000 $257,000 $1,500,000 $182,000 $9,999,000
Unverifiable Information 161 $41,593,000 $258,000 $1,500,000 $141,000 $660,000
Credit Application Incomplete 93 $16,196,000 $174,000 $986,000 $163,000 $1,920,000
Employment History 44 $11,174,000 $253,000 $1,350,000 $123,000 $491,000
Insufficient Cash (Downpayment, Closing Cost) 28 $6,029,000 $215,000 $882,000 $101,000 $333,000
Mortgage Insurance Denied 1 $82,000 $82,000 $82,000 $107,000 $107,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Sterling Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Sterling Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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