Hartley County, TX Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 229 mortgage applications in Hartley County, TX totaling $22.5 million, up 29% from 2005. The average application was for $98,000, and applicants reported an average income of $86,000. 46% of applications resulted in an originated loan and 18% were denied. The most active lender was Countrywide Home Loans, with 37 applications, followed by Bank of America, N.A. and Nationstar Mortgage.

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Total Number of Mortgage Applications 229
Total Mortgage Loan Application Amount $22,466,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $410,000
Average Applicant Income $86,000
Highest Applicant Income $778,000
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Top Mortgage Lenders in Hartley County, TX (2006)

Ranked by the number of mortgage applications each lender reported in Hartley County, TX in 2006.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Countrywide Home Loans
Westlake Village, CA
37 $3,759,000 $101,000 $129,000
2 Bank of America, N.A.
Calabasas, CA
32 $2,884,000 $90,000 $94,000
3 Nationstar Mortgage
Coppell, TX
23 $2,576,000 $112,000 $60,000
4 Wells Fargo Bank, NA
Des Moines, IA
14 $1,868,000 $133,000 $90,000
5 Beneficial Company LLC
Mettawa, IL
10 $414,000 $41,000 $54,000
6 Countrywide Bank, N.A.
Pasadena, CA
9 $425,000 $47,000 $180,000
7 JPMorgan Chase Bank, NA
Columbus, OH
5 $245,000 $49,000 $63,000
8 Amarillo National Bank
Amarillo, TX
5 $210,000 $42,000 $36,000
9 Gmac Mortgage LLC
Ft. Washington, PA
5 $598,000 $119,000 $51,000
10 Residential Funding Corp. LLC
Ft. Washington, PA
4 $266,000 $66,000 $0

See every lender active in Hartley County, TX in 2006 »

The tables below break down 2006 mortgage applications in Hartley County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hartley County, TX in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 128 $12,088,000 $94,000 $340,000 $93,000 $778,000
Refinancing 79 $9,642,000 $122,000 $410,000 $84,000 $432,000
Home Improvement 22 $736,000 $33,000 $81,000 $57,000 $121,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 159 $15,293,000 $96,000 $410,000 $84,000 $432,000
Not Provided 26 $3,185,000 $122,000 $340,000 $70,000 $168,000
Hispanic 18 $1,856,000 $103,000 $330,000 $94,000 $206,000
Not applicable 17 $1,671,000 $98,000 $308,000 $24,000 $144,000
Black or African American 4 $238,000 $59,000 $105,000 $34,000 $51,000
Asian 3 $52,000 $17,000 $32,000 $778,000 $778,000
American Indian or Alaskan Native 2 $171,000 $85,000 $137,000 $56,000 $56,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 209 $20,608,000 $98,000 $410,000 $89,000 $778,000
FHA-insured (Federal Housing Administration) 18 $1,630,000 $90,000 $150,000 $60,000 $127,000
VA-guaranteed (Veterans Administration) 2 $228,000 $114,000 $114,000 $34,000 $34,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 106 $10,350,000 $97,000 $391,000 $103,000 $778,000
Application Denied By Financial Institution 42 $3,545,000 $84,000 $319,000 $67,000 $248,000
Application Withdrawn By Applicant 37 $4,249,000 $114,000 $410,000 $67,000 $131,000
Loan Purchased By The Institution 29 $3,093,000 $106,000 $390,000 $83,000 $778,000
Application Approved But Not Accepted 8 $514,000 $64,000 $123,000 $100,000 $204,000
File Closed For Incompleteness 7 $715,000 $102,000 $200,000 $52,000 $105,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $1,524,000 $101,000 $319,000 $92,000 $248,000
Other 10 $956,000 $95,000 $270,000 $50,000 $100,000
Debt-To-Income Ratio 3 $258,000 $86,000 $144,000 $50,000 $73,000
Collateral 2 $97,000 $48,000 $84,000 $73,000 $97,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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