Americanwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Americanwest Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americanwest Bank P O Box 105 Chewelah, WA 99109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,057 |
| Total Mortgage Loan Application Amount | $563,698,000 |
| Average Mortgage Loan Application Amount | $171,666 |
| Highest Mortgage Loan Application Amount | $1,779,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $1,761,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Americanwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americanwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Americanwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americanwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Americanwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americanwest Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 432 | $ 85,438,000 | $ 197,000 | $ 93,000 |
| Utah County Utah | 367 | $ 73,187,000 | $ 199,000 | $ 103,000 |
| Walla Walla County Washington | 246 | $ 41,571,000 | $ 168,000 | $ 72,000 |
| Kootenai County Idaho | 161 | $ 33,601,000 | $ 208,000 | $ 99,000 |
| Salt Lake County Utah | 151 | $ 33,352,000 | $ 220,000 | $ 104,000 |
| Sanpete County Utah | 151 | $ 20,655,000 | $ 136,000 | $ 62,000 |
| Benton County Washington | 150 | $ 28,505,000 | $ 190,000 | $ 86,000 |
| Yakima County Washington | 139 | $ 22,979,000 | $ 165,000 | $ 76,000 |
| Franklin County Washington | 129 | $ 16,535,000 | $ 128,000 | $ 52,000 |
| Stevens County Washington | 127 | $ 21,491,000 | $ 169,000 | $ 76,000 |
| Union County Oregon | 88 | $ 13,768,000 | $ 156,000 | $ 61,000 |
| Grant County Washington | 84 | $ 16,041,000 | $ 190,000 | $ 105,000 |
| Bonner County Idaho | 77 | $ 17,216,000 | $ 223,000 | $ 93,000 |
| Whitman County Washington | 77 | $ 15,736,000 | $ 204,000 | $ 77,000 |
| Pierce County Washington | 74 | $ 16,570,000 | $ 223,000 | $ 78,000 |
| Umatilla County Oregon | 73 | $ 9,933,000 | $ 136,000 | $ 93,000 |
| Shoshone County Idaho | 69 | $ 7,980,000 | $ 115,000 | $ 72,000 |
| Washington County Utah | 54 | $ 10,664,000 | $ 197,000 | $ 84,000 |
| Latah County Idaho | 35 | $ 6,262,000 | $ 178,000 | $ 128,000 |
| Carbon County Utah | 29 | $ 3,556,000 | $ 122,000 | $ 100,000 |
| Juab County Utah | 29 | $ 4,772,000 | $ 164,000 | $ 56,000 |
| Benewah County Idaho | 28 | $ 3,876,000 | $ 138,000 | $ 56,000 |
| Wayne County Utah | 26 | $ 3,854,000 | $ 148,000 | $ 79,000 |
| King County Washington | 26 | $ 7,453,000 | $ 286,000 | $ 167,000 |
| Clearwater County Idaho | 22 | $ 3,548,000 | $ 161,000 | $ 68,000 |
| Columbia County Washington | 19 | $ 2,736,000 | $ 144,000 | $ 69,000 |
| Lincoln County Washington | 14 | $ 2,233,000 | $ 159,000 | $ 97,000 |
| Tooele County Utah | 13 | $ 2,312,000 | $ 177,000 | $ 58,000 |
| Davis County Utah | 10 | $ 2,049,000 | $ 204,000 | $ 90,000 |
| Nez Perce County Idaho | 9 | $ 1,494,000 | $ 166,000 | $ 58,000 |
| Chelan County Washington | 9 | $ 3,009,000 | $ 334,000 | $ 101,000 |
| Ferry County Washington | 9 | $ 1,566,000 | $ 174,000 | $ 105,000 |
| Summit County Utah | 8 | $ 4,099,000 | $ 512,000 | $ 181,000 |
| Adams County Washington | 8 | $ 1,150,000 | $ 143,000 | $ 62,000 |
| Pend Oreille County Washington | 8 | $ 1,906,000 | $ 238,000 | $ 102,000 |
| Boundary County Idaho | 7 | $ 1,444,000 | $ 206,000 | $ 80,000 |
| Cache County Utah | 5 | $ 846,000 | $ 169,000 | $ 50,000 |
| Snohomish County Washington | 5 | $ 1,371,000 | $ 274,000 | $ 82,000 |
| Maricopa County Arizona | 4 | $ 842,000 | $ 210,000 | $ 375,000 |
| Clark County Nevada | 4 | $ 1,032,000 | $ 258,000 | $ 148,000 |
| Island County Washington | 4 | $ 1,142,000 | $ 285,000 | $ 131,000 |
| Kitsap County Washington | 4 | $ 907,000 | $ 226,000 | $ 77,000 |
| Thurston County Washington | 4 | $ 1,076,000 | $ 269,000 | $ 81,000 |
| Wallowa County Oregon | 3 | $ 379,000 | $ 126,000 | $ 70,000 |
| Clark County Washington | 3 | $ 589,000 | $ 196,000 | $ 139,000 |
| Mohave County Arizona | 2 | $ 297,000 | $ 148,000 | $ 112,000 |
| Pima County Arizona | 2 | $ 180,000 | $ 90,000 | $ 87,000 |
| Santa Clara County California | 2 | $ 815,000 | $ 407,000 | $ 135,000 |
| Lewis County Idaho | 2 | $ 214,000 | $ 107,000 | $ 111,000 |
| Box Elder County Utah | 2 | $ 447,000 | $ 223,000 | $ 83,000 |
| Emery County Utah | 2 | $ 224,000 | $ 112,000 | $ 60,000 |
| Garfield County Utah | 2 | $ 324,000 | $ 162,000 | $ 57,000 |
| Iron County Utah | 2 | $ 337,000 | $ 168,000 | $ 53,000 |
| Millard County Utah | 2 | $ 236,000 | $ 118,000 | $ 51,000 |
| Sevier County Utah | 2 | $ 480,000 | $ 240,000 | $ 26,000 |
| Cowlitz County Washington | 2 | $ 320,000 | $ 160,000 | $ 30,000 |
| Douglas County Washington | 2 | $ 616,000 | $ 308,000 | $ 102,000 |
| Grays Harbor County Washington | 2 | $ 559,000 | $ 279,000 | $ 95,000 |
| Jefferson County Washington | 2 | $ 368,000 | $ 184,000 | $ 225,000 |
| Okanogan County Washington | 2 | $ 464,000 | $ 232,000 | $ 83,000 |
| Pacific County Washington | 2 | $ 710,000 | $ 355,000 | $ 165,000 |
| Whatcom County Washington | 2 | $ 558,000 | $ 279,000 | $ 153,000 |
| Riverside County California | 1 | $ 284,000 | $ 284,000 | $ 185,000 |
| Sacramento County California | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| San Bernardino County California | 1 | $ 416,000 | $ 416,000 | $ 188,000 |
| San Diego County California | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Douglas County Colorado | 1 | $ 259,000 | $ 259,000 | $ 64,000 |
| La Plata County Colorado | 1 | $ 186,000 | $ 186,000 | $ 69,000 |
| Canyon County Idaho | 1 | $ 120,000 | $ 120,000 | $ 71,000 |
| Gem County Idaho | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Teton County Idaho | 1 | $ 424,000 | $ 424,000 | $ 72,000 |
| Valley County Idaho | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Lewis and Clark County Montana | 1 | $ 161,000 | $ 161,000 | $ 41,000 |
| Clackamas County Oregon | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Deschutes County Oregon | 1 | $ 373,000 | $ 373,000 | $ 842,000 |
| Gilliam County Oregon | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Morrow County Oregon | 1 | $ 59,000 | $ 59,000 | $ 16,000 |
| Wasco County Oregon | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Washington County Oregon | 1 | $ 163,000 | $ 163,000 | $ 29,000 |
| Yamhill County Oregon | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Duchesne County Utah | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| Kane County Utah | 1 | $ 417,000 | $ 417,000 | $ 473,000 |
| Morgan County Utah | 1 | $ 168,000 | $ 168,000 | $ 109,000 |
| Wasatch County Utah | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Chittenden County Vermont | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Asotin County Washington | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Garfield County Washington | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Kittitas County Washington | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Klickitat County Washington | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Mason County Washington | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Skamania County Washington | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Americanwest Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,006 | $384,498,000 | $191,000 | $1,779,000 | $89,000 | $1,761,000 |
| Home Purchase | 927 | $160,242,000 | $172,000 | $1,421,000 | $85,000 | $1,656,000 |
| Home Improvement | 124 | $18,958,000 | $152,000 | $417,000 | $74,000 | $356,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,614 | $488,554,000 | $186,000 | $850,000 | $89,000 | $1,761,000 |
| Hispanic | 264 | $34,595,000 | $131,000 | $650,000 | $47,000 | $255,000 |
| Not Provided | 83 | $16,759,000 | $201,000 | $493,000 | $98,000 | $600,000 |
| Asian | 58 | $14,121,000 | $243,000 | $907,000 | $132,000 | $1,656,000 |
| Black or African American | 14 | $3,069,000 | $219,000 | $412,000 | $83,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,617,000 | $161,000 | $241,000 | $63,000 | $87,000 |
| American Indian or Alaskan Native | 10 | $1,485,000 | $148,000 | $254,000 | $55,000 | $94,000 |
| Not applicable | 4 | $3,498,000 | $874,000 | $1,779,000 | $280,000 | $997,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,248 | $428,690,000 | $190,000 | $1,779,000 | $98,000 | $1,761,000 |
| FHA-insured (Federal Housing Administration) | 647 | $106,861,000 | $165,000 | $486,000 | $57,000 | $1,509,000 |
| VA-guaranteed (Veterans Administration) | 83 | $16,536,000 | $199,000 | $397,000 | $67,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $11,611,000 | $146,000 | $379,000 | $46,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,764 | $325,897,000 | $184,000 | $1,779,000 | $93,000 | $1,761,000 |
| Application Approved But Not Accepted | 675 | $131,669,000 | $195,000 | $600,000 | $86,000 | $786,000 |
| Application Denied By Financial Institution | 524 | $87,964,000 | $167,000 | $850,000 | $70,000 | $1,509,000 |
| Application Withdrawn By Applicant | 83 | $15,448,000 | $186,000 | $417,000 | $84,000 | $540,000 |
| File Closed For Incompleteness | 11 | $2,720,000 | $247,000 | $585,000 | $70,000 | $198,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americanwest Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americanwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.