America's Choice Home Loans Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
America's Choice Home Loans Lp 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | America's Choice Home Loans Lp 8584 Katy Freeway, Ste 200 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,427 |
| Total Mortgage Loan Application Amount | $268,601,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $767,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $736,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with America's Choice Home Loans Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing America's Choice Home Loans Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down America's Choice Home Loans Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how America's Choice Home Loans Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by America's Choice Home Loans Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at America's Choice Home Loans Lp's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 473 | $ 87,750,000 | $ 185,000 | $ 97,000 |
| Nueces County Texas | 124 | $ 16,842,000 | $ 135,000 | $ 68,000 |
| Brazos County Texas | 106 | $ 20,720,000 | $ 195,000 | $ 103,000 |
| Fort Bend County Texas | 99 | $ 20,924,000 | $ 211,000 | $ 93,000 |
| Montgomery County Texas | 78 | $ 15,406,000 | $ 197,000 | $ 106,000 |
| Middlesex County New Jersey | 44 | $ 8,881,000 | $ 201,000 | $ 78,000 |
| Ocean County New Jersey | 42 | $ 8,823,000 | $ 210,000 | $ 80,000 |
| Cook County Illinois | 39 | $ 8,057,000 | $ 206,000 | $ 83,000 |
| Brazoria County Texas | 37 | $ 6,807,000 | $ 183,000 | $ 102,000 |
| San Patricio County Texas | 30 | $ 4,365,000 | $ 145,000 | $ 74,000 |
| Travis County Texas | 27 | $ 6,491,000 | $ 240,000 | $ 114,000 |
| Williamson County Texas | 22 | $ 4,607,000 | $ 209,000 | $ 94,000 |
| Monmouth County New Jersey | 13 | $ 3,895,000 | $ 299,000 | $ 105,000 |
| Galveston County Texas | 12 | $ 2,500,000 | $ 208,000 | $ 124,000 |
| Marion County Oregon | 11 | $ 2,110,000 | $ 191,000 | $ 64,000 |
| Bexar County Texas | 11 | $ 1,838,000 | $ 167,000 | $ 44,000 |
| Tarrant County Texas | 11 | $ 2,054,000 | $ 186,000 | $ 56,000 |
| Burleson County Texas | 10 | $ 1,302,000 | $ 130,000 | $ 44,000 |
| Clayton County Georgia | 7 | $ 552,000 | $ 78,000 | $ 31,000 |
| Fulton County Georgia | 7 | $ 1,171,000 | $ 167,000 | $ 46,000 |
| Aransas County Texas | 7 | $ 1,072,000 | $ 153,000 | $ 66,000 |
| DeKalb County Georgia | 6 | $ 843,000 | $ 140,000 | $ 42,000 |
| Waller County Texas | 6 | $ 1,195,000 | $ 199,000 | $ 102,000 |
| Collin County Texas | 5 | $ 1,612,000 | $ 322,000 | $ 170,000 |
| Dallas County Texas | 5 | $ 1,316,000 | $ 263,000 | $ 136,000 |
| Jim Wells County Texas | 5 | $ 606,000 | $ 121,000 | $ 65,000 |
| Gwinnett County Georgia | 4 | $ 629,000 | $ 157,000 | $ 41,000 |
| Will County Illinois | 4 | $ 931,000 | $ 232,000 | $ 72,000 |
| Chambers County Texas | 4 | $ 624,000 | $ 156,000 | $ 86,000 |
| Jefferson County Texas | 4 | $ 811,000 | $ 202,000 | $ 104,000 |
| Robertson County Texas | 4 | $ 988,000 | $ 247,000 | $ 151,000 |
| San Jacinto County Texas | 4 | $ 598,000 | $ 149,000 | $ 91,000 |
| Chesapeake County Virginia | 4 | $ 413,000 | $ 103,000 | $ 35,000 |
| Henry County Georgia | 3 | $ 281,000 | $ 93,000 | $ 45,000 |
| Lake County Illinois | 3 | $ 762,000 | $ 254,000 | $ 129,000 |
| Burlington County New Jersey | 3 | $ 530,000 | $ 176,000 | $ 78,000 |
| Hunterdon County New Jersey | 3 | $ 807,000 | $ 269,000 | $ 111,000 |
| Polk County Oregon | 3 | $ 657,000 | $ 219,000 | $ 86,000 |
| Austin County Texas | 3 | $ 486,000 | $ 162,000 | $ 91,000 |
| Hays County Texas | 3 | $ 860,000 | $ 286,000 | $ 143,000 |
| Hidalgo County Texas | 3 | $ 463,000 | $ 154,000 | $ 60,000 |
| Palo Pinto County Texas | 3 | $ 427,000 | $ 142,000 | $ 58,000 |
| Bibb County Georgia | 2 | $ 245,000 | $ 122,000 | $ 59,000 |
| Bulloch County Georgia | 2 | $ 321,000 | $ 160,000 | $ 70,000 |
| Hall County Georgia | 2 | $ 205,000 | $ 102,000 | $ 43,000 |
| DuPage County Illinois | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Kane County Illinois | 2 | $ 896,000 | $ 448,000 | $ 143,000 |
| McHenry County Illinois | 2 | $ 314,000 | $ 157,000 | $ 99,000 |
| York County Maine | 2 | $ 288,000 | $ 144,000 | $ 122,000 |
| Essex County New Jersey | 2 | $ 528,000 | $ 264,000 | $ 90,000 |
| Somerset County New Jersey | 2 | $ 483,000 | $ 241,000 | $ 109,000 |
| Lane County Oregon | 2 | $ 402,000 | $ 201,000 | $ 90,000 |
| Bee County Texas | 2 | $ 194,000 | $ 97,000 | $ 36,000 |
| Coryell County Texas | 2 | $ 352,000 | $ 176,000 | $ 144,000 |
| Denton County Texas | 2 | $ 725,000 | $ 362,000 | $ 90,000 |
| Fannin County Texas | 2 | $ 608,000 | $ 304,000 | $ 80,000 |
| Grimes County Texas | 2 | $ 328,000 | $ 164,000 | $ 50,000 |
| Kaufman County Texas | 2 | $ 588,000 | $ 294,000 | $ 170,000 |
| Lampasas County Texas | 2 | $ 147,000 | $ 73,000 | $ 44,000 |
| Parker County Texas | 2 | $ 458,000 | $ 229,000 | $ 158,000 |
| Tom Green County Texas | 2 | $ 332,000 | $ 166,000 | $ 43,000 |
| Washington County Texas | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Norfolk County Virginia | 2 | $ 278,000 | $ 139,000 | $ 34,000 |
| Barrow County Georgia | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Cherokee County Georgia | 1 | $ 241,000 | $ 241,000 | $ 66,000 |
| Dawson County Georgia | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Douglas County Georgia | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Fayette County Georgia | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
| Gilmer County Georgia | 1 | $ 179,000 | $ 179,000 | $ 56,000 |
| Lumpkin County Georgia | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Paulding County Georgia | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Pike County Georgia | 1 | $ 137,000 | $ 137,000 | $ 50,000 |
| St. Clair County Illinois | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Union County Illinois | 1 | $ 220,000 | $ 220,000 | $ 168,000 |
| Cumberland County Maine | 1 | $ 194,000 | $ 194,000 | $ 87,000 |
| Bergen County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Morris County New Jersey | 1 | $ 722,000 | $ 722,000 | $ 211,000 |
| Union County New Jersey | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| Warren County New Jersey | 1 | $ 364,000 | $ 364,000 | $ 135,000 |
| Yamhill County Oregon | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
| Bell County Texas | 1 | $ 140,000 | $ 140,000 | $ 148,000 |
| Brooks County Texas | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| Burnet County Texas | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Caldwell County Texas | 1 | $ 287,000 | $ 287,000 | $ 113,000 |
| Colorado County Texas | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Ector County Texas | 1 | $ 247,000 | $ 247,000 | $ 153,000 |
| El Paso County Texas | 1 | $ 276,000 | $ 276,000 | $ 144,000 |
| Gregg County Texas | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Guadalupe County Texas | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Kendall County Texas | 1 | $ 273,000 | $ 273,000 | $ 45,000 |
| Kleberg County Texas | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Lee County Texas | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Liberty County Texas | 1 | $ 257,000 | $ 257,000 | $ 48,000 |
| Madison County Texas | 1 | $ 371,000 | $ 371,000 | $ 202,000 |
| Medina County Texas | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Midland County Texas | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| Milam County Texas | 1 | $ 188,000 | $ 188,000 | $ 53,000 |
| Nacogdoches County Texas | 1 | $ 176,000 | $ 176,000 | $ 112,000 |
| San Saba County Texas | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Smith County Texas | 1 | $ 240,000 | $ 240,000 | $ 144,000 |
| Titus County Texas | 1 | $ 174,000 | $ 174,000 | $ 49,000 |
| Upshur County Texas | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Walker County Texas | 1 | $ 80,000 | $ 80,000 | $ 230,000 |
| Suffolk County Virginia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Virginia Beach County Virginia | 1 | $ 181,000 | $ 181,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for America's Choice Home Loans Lp in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,079 | $199,174,000 | $184,000 | $749,000 | $85,000 | $736,000 |
| Refinancing | 347 | $69,309,000 | $199,000 | $767,000 | $107,000 | $724,000 |
| Home Improvement | 1 | $118,000 | $118,000 | $118,000 | $48,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 856 | $177,078,000 | $206,000 | $767,000 | $104,000 | $736,000 |
| Hispanic | 256 | $36,558,000 | $142,000 | $392,000 | $65,000 | $240,000 |
| Black or African American | 190 | $30,750,000 | $161,000 | $417,000 | $62,000 | $256,000 |
| Not Provided | 63 | $12,250,000 | $194,000 | $533,000 | $105,000 | $271,000 |
| Asian | 57 | $11,061,000 | $194,000 | $417,000 | $92,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $829,000 | $207,000 | $278,000 | $76,000 | $105,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $26,000 | $26,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 697 | $147,995,000 | $212,000 | $767,000 | $117,000 | $736,000 |
| FHA-insured (Federal Housing Administration) | 537 | $82,960,000 | $154,000 | $722,000 | $63,000 | $414,000 |
| VA-guaranteed (Veterans Administration) | 136 | $28,453,000 | $209,000 | $417,000 | $77,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $9,193,000 | $161,000 | $332,000 | $57,000 | $168,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 953 | $182,586,000 | $191,000 | $722,000 | $95,000 | $736,000 |
| Application Withdrawn By Applicant | 438 | $79,492,000 | $181,000 | $767,000 | $81,000 | $492,000 |
| Application Denied By Financial Institution | 34 | $6,156,000 | $181,000 | $398,000 | $72,000 | $240,000 |
| File Closed For Incompleteness | 2 | $367,000 | $183,000 | $220,000 | $109,000 | $184,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $2,363,000 | $181,000 | $398,000 | $52,000 | $139,000 |
| Credit History | 7 | $1,472,000 | $210,000 | $316,000 | $80,000 | $210,000 |
| Collateral | 6 | $932,000 | $155,000 | $350,000 | $65,000 | $142,000 |
| Employment History | 2 | $370,000 | $185,000 | $203,000 | $71,000 | $84,000 |
| Unverifiable Information | 2 | $491,000 | $245,000 | $282,000 | $136,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $130,000 | $130,000 | $130,000 | $101,000 | $101,000 |
| Other | 1 | $229,000 | $229,000 | $229,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into America's Choice Home Loans Lp's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess America's Choice Home Loans Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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