Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Americash 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,017 |
| Total Mortgage Loan Application Amount | $1,301,032,000 |
| Average Mortgage Loan Application Amount | $316,000 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $1,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 664 | $ 240,216,000 | $ 361,000 | $ 143,000 |
| Orange County California | 403 | $ 149,678,000 | $ 371,000 | $ 147,000 |
| San Diego County California | 288 | $ 101,117,000 | $ 351,000 | $ 147,000 |
| Santa Clara County California | 173 | $ 71,036,000 | $ 410,000 | $ 161,000 |
| Alameda County California | 142 | $ 50,971,000 | $ 358,000 | $ 150,000 |
| Riverside County California | 100 | $ 27,703,000 | $ 277,000 | $ 119,000 |
| Ventura County California | 98 | $ 33,323,000 | $ 340,000 | $ 139,000 |
| Contra Costa County California | 89 | $ 31,686,000 | $ 356,000 | $ 151,000 |
| King County Washington | 87 | $ 27,896,000 | $ 320,000 | $ 144,000 |
| San Bernardino County California | 80 | $ 21,339,000 | $ 266,000 | $ 136,000 |
| Harris County Texas | 74 | $ 20,886,000 | $ 282,000 | $ 155,000 |
| Maricopa County Arizona | 70 | $ 15,641,000 | $ 223,000 | $ 100,000 |
| San Mateo County California | 59 | $ 24,671,000 | $ 418,000 | $ 170,000 |
| Sacramento County California | 53 | $ 14,517,000 | $ 273,000 | $ 109,000 |
| San Francisco County California | 51 | $ 22,351,000 | $ 438,000 | $ 177,000 |
| Dallas County Texas | 46 | $ 12,946,000 | $ 281,000 | $ 160,000 |
| Fort Bend County Texas | 43 | $ 13,152,000 | $ 305,000 | $ 138,000 |
| Travis County Texas | 43 | $ 12,841,000 | $ 298,000 | $ 159,000 |
| Cook County Illinois | 42 | $ 12,655,000 | $ 301,000 | $ 133,000 |
| Collin County Texas | 39 | $ 10,032,000 | $ 257,000 | $ 140,000 |
| Chester County Pennsylvania | 34 | $ 10,609,000 | $ 312,000 | $ 145,000 |
| Tarrant County Texas | 34 | $ 8,612,000 | $ 253,000 | $ 127,000 |
| Placer County California | 31 | $ 9,174,000 | $ 295,000 | $ 134,000 |
| Denton County Texas | 29 | $ 8,322,000 | $ 286,000 | $ 164,000 |
| San Luis Obispo County California | 27 | $ 7,435,000 | $ 275,000 | $ 117,000 |
| Bucks County Pennsylvania | 27 | $ 7,665,000 | $ 283,000 | $ 146,000 |
| Middlesex County New Jersey | 26 | $ 8,433,000 | $ 324,000 | $ 136,000 |
| Montgomery County Pennsylvania | 26 | $ 8,939,000 | $ 343,000 | $ 172,000 |
| Bexar County Texas | 24 | $ 6,220,000 | $ 259,000 | $ 180,000 |
| Pima County Arizona | 23 | $ 5,222,000 | $ 227,000 | $ 117,000 |
| Marin County California | 22 | $ 9,838,000 | $ 447,000 | $ 152,000 |
| Sonoma County California | 22 | $ 6,826,000 | $ 310,000 | $ 110,000 |
| Snohomish County Washington | 22 | $ 5,850,000 | $ 265,000 | $ 99,000 |
| Santa Barbara County California | 19 | $ 7,075,000 | $ 372,000 | $ 140,000 |
| Denver County Colorado | 19 | $ 4,947,000 | $ 260,000 | $ 95,000 |
| Washington County Oregon | 19 | $ 5,197,000 | $ 273,000 | $ 112,000 |
| San Joaquin County California | 18 | $ 4,509,000 | $ 250,000 | $ 94,000 |
| Santa Cruz County California | 17 | $ 7,389,000 | $ 434,000 | $ 152,000 |
| Monmouth County New Jersey | 17 | $ 7,010,000 | $ 412,000 | $ 183,000 |
| El Dorado County California | 16 | $ 4,338,000 | $ 271,000 | $ 107,000 |
| Fresno County California | 16 | $ 4,391,000 | $ 274,000 | $ 120,000 |
| DuPage County Illinois | 16 | $ 3,902,000 | $ 243,000 | $ 140,000 |
| Montgomery County Texas | 16 | $ 5,129,000 | $ 320,000 | $ 198,000 |
| Kern County California | 15 | $ 3,174,000 | $ 211,000 | $ 142,000 |
| Fairfield County Connecticut | 15 | $ 4,841,000 | $ 322,000 | $ 141,000 |
| Multnomah County Oregon | 15 | $ 4,268,000 | $ 284,000 | $ 168,000 |
| Bergen County New Jersey | 14 | $ 4,845,000 | $ 346,000 | $ 136,000 |
| Mercer County New Jersey | 14 | $ 4,767,000 | $ 340,000 | $ 145,000 |
| Williamson County Texas | 14 | $ 3,154,000 | $ 225,000 | $ 388,000 |
| Allegheny County Pennsylvania | 13 | $ 4,066,000 | $ 312,000 | $ 143,000 |
| Solano County California | 12 | $ 3,194,000 | $ 266,000 | $ 124,000 |
| Boulder County Colorado | 12 | $ 4,920,000 | $ 410,000 | $ 161,000 |
| El Paso County Colorado | 12 | $ 3,040,000 | $ 253,000 | $ 114,000 |
| Morris County New Jersey | 12 | $ 4,100,000 | $ 341,000 | $ 221,000 |
| Lake County Illinois | 11 | $ 3,039,000 | $ 276,000 | $ 137,000 |
| Will County Illinois | 11 | $ 3,500,000 | $ 318,000 | $ 176,000 |
| Pierce County Washington | 11 | $ 3,007,000 | $ 273,000 | $ 144,000 |
| Coconino County Arizona | 10 | $ 2,257,000 | $ 225,000 | $ 75,000 |
| Monterey County California | 10 | $ 4,201,000 | $ 420,000 | $ 171,000 |
| Somerset County New Jersey | 10 | $ 3,340,000 | $ 334,000 | $ 161,000 |
| Clark County Washington | 10 | $ 2,845,000 | $ 284,000 | $ 88,000 |
| Yolo County California | 9 | $ 2,382,000 | $ 264,000 | $ 128,000 |
| Arapahoe County Colorado | 9 | $ 2,189,000 | $ 243,000 | $ 113,000 |
| Jefferson County Colorado | 9 | $ 2,459,000 | $ 273,000 | $ 111,000 |
| Fulton County Georgia | 9 | $ 2,771,000 | $ 307,000 | $ 254,000 |
| Essex County New Jersey | 9 | $ 2,481,000 | $ 275,000 | $ 132,000 |
| Union County New Jersey | 9 | $ 3,098,000 | $ 344,000 | $ 159,000 |
| Napa County California | 8 | $ 2,459,000 | $ 307,000 | $ 96,000 |
| Stanislaus County California | 8 | $ 1,954,000 | $ 244,000 | $ 156,000 |
| Larimer County Colorado | 8 | $ 2,403,000 | $ 300,000 | $ 153,000 |
| Hartford County Connecticut | 8 | $ 2,123,000 | $ 265,000 | $ 122,000 |
| New Haven County Connecticut | 8 | $ 2,055,000 | $ 256,000 | $ 138,000 |
| Kane County Illinois | 8 | $ 2,188,000 | $ 273,000 | $ 120,000 |
| Hennepin County Minnesota | 8 | $ 2,301,000 | $ 287,000 | $ 114,000 |
| Hudson County New Jersey | 8 | $ 2,510,000 | $ 313,000 | $ 170,000 |
| Ocean County New Jersey | 8 | $ 2,160,000 | $ 270,000 | $ 98,000 |
| Clackamas County Oregon | 8 | $ 2,369,000 | $ 296,000 | $ 191,000 |
| Delaware County Pennsylvania | 8 | $ 1,935,000 | $ 241,000 | $ 119,000 |
| Kitsap County Washington | 8 | $ 2,174,000 | $ 271,000 | $ 102,000 |
| Spokane County Washington | 8 | $ 1,579,000 | $ 197,000 | $ 105,000 |
| Madera County California | 7 | $ 1,173,000 | $ 167,000 | $ 126,000 |
| Nevada County California | 7 | $ 2,336,000 | $ 333,000 | $ 256,000 |
| DeKalb County Georgia | 7 | $ 2,123,000 | $ 303,000 | $ 181,000 |
| Dakota County Minnesota | 7 | $ 1,839,000 | $ 262,000 | $ 130,000 |
| Hunterdon County New Jersey | 7 | $ 2,051,000 | $ 293,000 | $ 123,000 |
| Brazoria County Texas | 7 | $ 1,721,000 | $ 245,000 | $ 143,000 |
| Thurston County Washington | 7 | $ 1,856,000 | $ 265,000 | $ 123,000 |
| Pinal County Arizona | 6 | $ 1,015,000 | $ 169,000 | $ 102,000 |
| Yavapai County Arizona | 6 | $ 1,938,000 | $ 323,000 | $ 87,000 |
| Merced County California | 6 | $ 1,109,000 | $ 184,000 | $ 89,000 |
| Shasta County California | 6 | $ 1,450,000 | $ 241,000 | $ 147,000 |
| Tulare County California | 6 | $ 1,275,000 | $ 212,000 | $ 81,000 |
| Alamosa County Colorado | 6 | $ 1,598,000 | $ 266,000 | $ 121,000 |
| Douglas County Colorado | 6 | $ 1,867,000 | $ 311,000 | $ 223,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,818,000 | $ 303,000 | $ 143,000 |
| Galveston County Texas | 6 | $ 1,330,000 | $ 221,000 | $ 116,000 |
| Butte County California | 5 | $ 1,161,000 | $ 232,000 | $ 73,000 |
| Lancaster County Pennsylvania | 5 | $ 1,579,000 | $ 315,000 | $ 135,000 |
| Lehigh County Pennsylvania | 5 | $ 1,203,000 | $ 240,000 | $ 119,000 |
| Northampton County Pennsylvania | 5 | $ 1,436,000 | $ 287,000 | $ 128,000 |
| York County Pennsylvania | 5 | $ 1,185,000 | $ 237,000 | $ 95,000 |
| Hays County Texas | 5 | $ 1,420,000 | $ 284,000 | $ 172,000 |
| Nueces County Texas | 5 | $ 1,171,000 | $ 234,000 | $ 123,000 |
| Salt Lake County Utah | 5 | $ 1,586,000 | $ 317,000 | $ 130,000 |
| Whatcom County Washington | 5 | $ 1,256,000 | $ 251,000 | $ 104,000 |
| Adams County Colorado | 4 | $ 972,000 | $ 243,000 | $ 99,000 |
| Broomfield County Colorado | 4 | $ 915,000 | $ 228,000 | $ 106,000 |
| Fayette County Georgia | 4 | $ 1,351,000 | $ 337,000 | $ 146,000 |
| Gwinnett County Georgia | 4 | $ 749,000 | $ 187,000 | $ 84,000 |
| Burlington County New Jersey | 4 | $ 877,000 | $ 219,000 | $ 102,000 |
| Camden County New Jersey | 4 | $ 1,020,000 | $ 255,000 | $ 128,000 |
| Cape May County New Jersey | 4 | $ 780,000 | $ 195,000 | $ 226,000 |
| Passaic County New Jersey | 4 | $ 1,503,000 | $ 375,000 | $ 175,000 |
| Deschutes County Oregon | 4 | $ 1,323,000 | $ 330,000 | $ 197,000 |
| Cumberland County Pennsylvania | 4 | $ 1,035,000 | $ 258,000 | $ 154,000 |
| Dauphin County Pennsylvania | 4 | $ 1,040,000 | $ 260,000 | $ 120,000 |
| Cameron County Texas | 4 | $ 666,000 | $ 166,000 | $ 188,000 |
| Benton County Washington | 4 | $ 1,141,000 | $ 285,000 | $ 88,000 |
| Mohave County Arizona | 3 | $ 634,000 | $ 211,000 | $ 66,000 |
| Calaveras County California | 3 | $ 820,000 | $ 273,000 | $ 155,000 |
| Mono County California | 3 | $ 1,120,000 | $ 373,000 | $ 211,000 |
| Delta County Colorado | 3 | $ 228,000 | $ 76,000 | $ 37,000 |
| La Plata County Colorado | 3 | $ 757,000 | $ 252,000 | $ 193,000 |
| Middlesex County Connecticut | 3 | $ 766,000 | $ 255,000 | $ 117,000 |
| Windham County Connecticut | 3 | $ 770,000 | $ 256,000 | $ 170,000 |
| Broward County Florida | 3 | $ 940,000 | $ 313,000 | $ 112,000 |
| Palm Beach County Florida | 3 | $ 1,018,000 | $ 339,000 | $ 171,000 |
| Forsyth County Georgia | 3 | $ 501,000 | $ 167,000 | $ 83,000 |
| Anoka County Minnesota | 3 | $ 491,000 | $ 163,000 | $ 88,000 |
| Ramsey County Minnesota | 3 | $ 828,000 | $ 276,000 | $ 171,000 |
| Washington County Minnesota | 3 | $ 797,000 | $ 265,000 | $ 176,000 |
| Gloucester County New Jersey | 3 | $ 600,000 | $ 200,000 | $ 129,000 |
| Sussex County New Jersey | 3 | $ 906,000 | $ 302,000 | $ 116,000 |
| Warren County New Jersey | 3 | $ 1,268,000 | $ 422,000 | $ 312,000 |
| Sandoval County New Mexico | 3 | $ 810,000 | $ 270,000 | $ 89,000 |
| Jackson County Oregon | 3 | $ 444,000 | $ 148,000 | $ 55,000 |
| Josephine County Oregon | 3 | $ 578,000 | $ 192,000 | $ 72,000 |
| Comal County Texas | 3 | $ 782,000 | $ 260,000 | $ 91,000 |
| Johnson County Texas | 3 | $ 730,000 | $ 243,000 | $ 168,000 |
| Potter County Texas | 3 | $ 644,000 | $ 214,000 | $ 236,000 |
| Randall County Texas | 3 | $ 254,000 | $ 84,000 | $ 328,000 |
| Davis County Utah | 3 | $ 708,000 | $ 236,000 | $ 59,000 |
| Douglas County Washington | 3 | $ 940,000 | $ 313,000 | $ 114,000 |
| Jefferson County Washington | 3 | $ 944,000 | $ 314,000 | $ 156,000 |
| Gila County Arizona | 2 | $ 557,000 | $ 278,000 | $ 209,000 |
| Humboldt County California | 2 | $ 635,000 | $ 317,000 | $ 120,000 |
| Lake County California | 2 | $ 349,000 | $ 174,000 | $ 92,000 |
| San Benito County California | 2 | $ 585,000 | $ 292,000 | $ 65,000 |
| Siskiyou County California | 2 | $ 369,000 | $ 184,000 | $ 44,000 |
| Archuleta County Colorado | 2 | $ 615,000 | $ 307,000 | $ 212,000 |
| Grand County Colorado | 2 | $ 636,000 | $ 318,000 | $ 119,000 |
| Montezuma County Colorado | 2 | $ 351,000 | $ 175,000 | $ 98,000 |
| Weld County Colorado | 2 | $ 690,000 | $ 345,000 | $ 109,000 |
| Duval County Florida | 2 | $ 605,000 | $ 302,000 | $ 150,000 |
| Seminole County Florida | 2 | $ 412,000 | $ 206,000 | $ 78,000 |
| St. Lucie County Florida | 2 | $ 266,000 | $ 133,000 | $ 60,000 |
| Glynn County Georgia | 2 | $ 1,076,000 | $ 538,000 | $ 256,000 |
| Henry County Georgia | 2 | $ 466,000 | $ 233,000 | $ 127,000 |
| Kendall County Illinois | 2 | $ 357,000 | $ 178,000 | $ 133,000 |
| McHenry County Illinois | 2 | $ 624,000 | $ 312,000 | $ 767,000 |
| St. Clair County Illinois | 2 | $ 382,000 | $ 191,000 | $ 145,000 |
| Scott County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Bernalillo County New Mexico | 2 | $ 372,000 | $ 186,000 | $ 89,000 |
| Curry County New Mexico | 2 | $ 568,000 | $ 284,000 | $ 143,000 |
| Rio Arriba County New Mexico | 2 | $ 407,000 | $ 203,000 | $ 102,000 |
| Santa Fe County New Mexico | 2 | $ 2,087,000 | $ 1,043,000 | $ 247,000 |
| Coos County Oregon | 2 | $ 445,000 | $ 222,000 | $ 126,000 |
| Lane County Oregon | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| Berks County Pennsylvania | 2 | $ 384,000 | $ 192,000 | $ 56,000 |
| Luzerne County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 122,000 |
| Pike County Pennsylvania | 2 | $ 558,000 | $ 279,000 | $ 99,000 |
| Burnet County Texas | 2 | $ 651,000 | $ 325,000 | $ 159,000 |
| El Paso County Texas | 2 | $ 452,000 | $ 226,000 | $ 113,000 |
| Erath County Texas | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Hood County Texas | 2 | $ 333,000 | $ 166,000 | $ 118,000 |
| Kerr County Texas | 2 | $ 709,000 | $ 354,000 | $ 208,000 |
| Matagorda County Texas | 2 | $ 385,000 | $ 192,000 | $ 147,000 |
| Parker County Texas | 2 | $ 456,000 | $ 228,000 | $ 97,000 |
| Rockwall County Texas | 2 | $ 646,000 | $ 323,000 | $ 157,000 |
| Chelan County Washington | 2 | $ 454,000 | $ 227,000 | $ 129,000 |
| Cowlitz County Washington | 2 | $ 437,000 | $ 218,000 | $ 87,000 |
| Grays Harbor County Washington | 2 | $ 534,000 | $ 267,000 | $ 175,000 |
| Island County Washington | 2 | $ 597,000 | $ 298,000 | $ 81,000 |
| Mason County Washington | 2 | $ 517,000 | $ 258,000 | $ 96,000 |
| Cochise County Arizona | 1 | $ 174,000 | $ 174,000 | $ 106,000 |
| Yuma County Arizona | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Amador County California | 1 | $ 310,000 | $ 310,000 | $ 89,000 |
| Glenn County California | 1 | $ 140,000 | $ 140,000 | $ 20,000 |
| Imperial County California | 1 | $ 236,000 | $ 236,000 | $ 166,000 |
| Mendocino County California | 1 | $ 211,000 | $ 211,000 | $ 104,000 |
| Sierra County California | 1 | $ 309,000 | $ 309,000 | $ 59,000 |
| Sutter County California | 1 | $ 296,000 | $ 296,000 | $ 110,000 |
| Clear Creek County Colorado | 1 | $ 407,000 | $ 407,000 | $ 93,000 |
| Garfield County Colorado | 1 | $ 102,000 | $ 102,000 | $ 16,000 |
| Mesa County Colorado | 1 | $ 216,000 | $ 216,000 | $ 176,000 |
| Pueblo County Colorado | 1 | $ 241,000 | $ 241,000 | $ 125,000 |
| Routt County Colorado | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| Summit County Colorado | 1 | $ 159,000 | $ 159,000 | $ 139,000 |
| New London County Connecticut | 1 | $ 256,000 | $ 256,000 | $ 126,000 |
| Tolland County Connecticut | 1 | $ 274,000 | $ 274,000 | $ 103,000 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| Clay County Florida | 1 | $ 218,000 | $ 218,000 | $ 62,000 |
| Escambia County Florida | 1 | $ 234,000 | $ 234,000 | $ 60,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Hillsborough County Florida | 1 | $ 325,000 | $ 325,000 | $ 253,000 |
| Indian River County Florida | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Lee County Florida | 1 | $ 257,000 | $ 257,000 | $ 82,000 |
| Martin County Florida | 1 | $ 407,000 | $ 407,000 | $ 157,000 |
| Miami-Dade County Florida | 1 | $ 160,000 | $ 160,000 | $ 99,000 |
| Orange County Florida | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Pinellas County Florida | 1 | $ 324,000 | $ 324,000 | $ 201,000 |
| Santa Rosa County Florida | 1 | $ 153,000 | $ 153,000 | $ 582,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Bibb County Georgia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 380,000 | $ 380,000 | $ 189,000 |
| Clayton County Georgia | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 167,000 | $ 167,000 | $ 141,000 |
| Columbia County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Gilmer County Georgia | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
| Lumpkin County Georgia | 1 | $ 313,000 | $ 313,000 | $ 63,000 |
| Thomas County Georgia | 1 | $ 208,000 | $ 208,000 | $ 101,000 |
| Ada County Idaho | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Kootenai County Idaho | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Madison County Idaho | 1 | $ 104,000 | $ 104,000 | $ 22,000 |
| Adams County Illinois | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Bureau County Illinois | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Cass County Illinois | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Champaign County Illinois | 1 | $ 289,000 | $ 289,000 | $ 171,000 |
| Henry County Illinois | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Jersey County Illinois | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Macoupin County Illinois | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| Madison County Illinois | 1 | $ 101,000 | $ 101,000 | $ 73,000 |
| Marion County Illinois | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Tazewell County Illinois | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Whiteside County Illinois | 1 | $ 333,000 | $ 333,000 | $ 168,000 |
| Chisago County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Polk County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Wright County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 112,000 |
| Eddy County New Mexico | 1 | $ 363,000 | $ 363,000 | $ 208,000 |
| Lincoln County New Mexico | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| Otero County New Mexico | 1 | $ 261,000 | $ 261,000 | $ 54,000 |
| Quay County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Benton County Oregon | 1 | $ 199,000 | $ 199,000 | $ 335,000 |
| Clatsop County Oregon | 1 | $ 402,000 | $ 402,000 | $ 121,000 |
| Klamath County Oregon | 1 | $ 64,000 | $ 64,000 | $ 55,000 |
| Lincoln County Oregon | 1 | $ 227,000 | $ 227,000 | $ 52,000 |
| Linn County Oregon | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Polk County Oregon | 1 | $ 766,000 | $ 766,000 | $ 309,000 |
| Tillamook County Oregon | 1 | $ 166,000 | $ 166,000 | $ 254,000 |
| Yamhill County Oregon | 1 | $ 232,000 | $ 232,000 | $ 76,000 |
| Beaver County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 73,000 |
| Bedford County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 182,000 |
| Butler County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Centre County Pennsylvania | 1 | $ 258,000 | $ 258,000 | $ 119,000 |
| Erie County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Franklin County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 1 | $ 373,000 | $ 373,000 | $ 147,000 |
| Mercer County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Montour County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 117,000 |
| Somerset County Pennsylvania | 1 | $ 351,000 | $ 351,000 | $ 120,000 |
| Washington County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 135,000 |
| Westmoreland County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Greenville County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 95,000 |
| Laurens County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 85,000 |
| Austin County Texas | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Bell County Texas | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Brazos County Texas | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Brown County Texas | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Ellis County Texas | 1 | $ 367,000 | $ 367,000 | $ 130,000 |
| Hidalgo County Texas | 1 | $ 228,000 | $ 228,000 | $ 75,000 |
| Kaufman County Texas | 1 | $ 165,000 | $ 165,000 | $ 557,000 |
| Kendall County Texas | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Live Oak County Texas | 1 | $ 197,000 | $ 197,000 | $ 156,000 |
| Lubbock County Texas | 1 | $ 308,000 | $ 308,000 | $ 103,000 |
| McLennan County Texas | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Medina County Texas | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Montague County Texas | 1 | $ 320,000 | $ 320,000 | $ 138,000 |
| Panola County Texas | 1 | $ 163,000 | $ 163,000 | $ 147,000 |
| Taylor County Texas | 1 | $ 112,000 | $ 112,000 | $ 113,000 |
| Van Zandt County Texas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Walker County Texas | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Waller County Texas | 1 | $ 326,000 | $ 326,000 | $ 88,000 |
| Washington County Texas | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Wood County Texas | 1 | $ 140,000 | $ 140,000 | $ 121,000 |
| Cache County Utah | 1 | $ 288,000 | $ 288,000 | $ 67,000 |
| Juab County Utah | 1 | $ 161,000 | $ 161,000 | $ 78,000 |
| Rich County Utah | 1 | $ 158,000 | $ 158,000 | $ 113,000 |
| Utah County Utah | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Wasatch County Utah | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Washington County Utah | 1 | $ 353,000 | $ 353,000 | $ 115,000 |
| Chesterfield County Virginia | 1 | $ 262,000 | $ 262,000 | $ 1,740,000 |
| Clallam County Washington | 1 | $ 228,000 | $ 228,000 | $ 75,000 |
| Kittitas County Washington | 1 | $ 168,000 | $ 168,000 | $ 130,000 |
| Lewis County Washington | 1 | $ 199,000 | $ 199,000 | $ 76,000 |
| Okanogan County Washington | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| San Juan County Washington | 1 | $ 250,000 | $ 250,000 | $ 82,000 |
| Whitman County Washington | 1 | $ 250,000 | $ 250,000 | $ 57,000 |
| Yakima County Washington | 1 | $ 254,000 | $ 254,000 | $ 180,000 |
| Adams County Wisconsin | 1 | $ 313,000 | $ 313,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Americash in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,832 | $1,243,937,000 | $324,000 | $1,445,000 | $143,000 | $1,740,000 |
| Home Purchase | 185 | $57,095,000 | $308,000 | $685,000 | $153,000 | $437,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,014 | $668,535,000 | $331,000 | $1,445,000 | $147,000 | $1,740,000 |
| White | 1,486 | $465,339,000 | $313,000 | $1,200,000 | $141,000 | $1,488,000 |
| Asian | 328 | $110,993,000 | $338,000 | $870,000 | $142,000 | $536,000 |
| Hispanic | 145 | $43,862,000 | $302,000 | $936,000 | $127,000 | $540,000 |
| Black or African American | 33 | $8,969,000 | $271,000 | $417,000 | $114,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,138,000 | $305,000 | $581,000 | $96,000 | $134,000 |
| American Indian or Alaskan Native | 4 | $1,196,000 | $299,000 | $445,000 | $91,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,996 | $1,294,718,000 | $324,000 | $1,445,000 | $143,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 15 | $4,373,000 | $291,000 | $589,000 | $101,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,393,000 | $278,000 | $375,000 | $134,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 1 | $548,000 | $548,000 | $548,000 | $111,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,827 | $913,941,000 | $323,000 | $1,278,000 | $145,000 | $1,226,000 |
| Application Withdrawn By Applicant | 865 | $287,171,000 | $331,000 | $1,445,000 | $145,000 | $1,740,000 |
| Application Denied By Financial Institution | 233 | $71,533,000 | $307,000 | $825,000 | $116,000 | $1,194,000 |
| File Closed For Incompleteness | 88 | $26,834,000 | $304,000 | $780,000 | $140,000 | $650,000 |
| Application Approved But Not Accepted | 4 | $1,553,000 | $388,000 | $511,000 | $122,000 | $158,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 41 | $12,557,000 | $306,000 | $825,000 | $157,000 | $570,000 |
| Debt-To-Income Ratio | 39 | $12,191,000 | $312,000 | $631,000 | $85,000 | $202,000 |
| Other | 30 | $8,839,000 | $294,000 | $675,000 | $170,000 | $1,194,000 |
| Credit History | 9 | $3,511,000 | $390,000 | $625,000 | $90,000 | $164,000 |
| Unverifiable Information | 4 | $1,068,000 | $267,000 | $375,000 | $115,000 | $165,000 |
| Employment History | 4 | $1,250,000 | $312,000 | $399,000 | $138,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $218,000 | $218,000 | $218,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 1 | $546,000 | $546,000 | $546,000 | $300,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.