Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Americash 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,707 |
| Total Mortgage Loan Application Amount | $965,789,000 |
| Average Mortgage Loan Application Amount | $262,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 491 | $ 192,409,000 | $ 391,000 | $ 133,000 |
| Orange County California | 228 | $ 101,268,000 | $ 444,000 | $ 154,000 |
| Riverside County California | 149 | $ 48,009,000 | $ 322,000 | $ 117,000 |
| San Bernardino County California | 139 | $ 47,228,000 | $ 339,000 | $ 118,000 |
| San Diego County California | 129 | $ 50,667,000 | $ 392,000 | $ 120,000 |
| Santa Clara County California | 91 | $ 41,246,000 | $ 453,000 | $ 138,000 |
| Alameda County California | 78 | $ 31,470,000 | $ 403,000 | $ 130,000 |
| Ventura County California | 62 | $ 24,402,000 | $ 393,000 | $ 130,000 |
| King County Washington | 62 | $ 21,647,000 | $ 349,000 | $ 130,000 |
| Maricopa County Arizona | 56 | $ 16,913,000 | $ 302,000 | $ 126,000 |
| Contra Costa County California | 51 | $ 21,727,000 | $ 426,000 | $ 140,000 |
| Smith County Texas | 48 | $ 8,234,000 | $ 171,000 | $ 65,000 |
| Harris County Texas | 46 | $ 13,642,000 | $ 296,000 | $ 147,000 |
| Fairfax County Virginia | 41 | $ 15,746,000 | $ 384,000 | $ 166,000 |
| Sacramento County California | 38 | $ 11,913,000 | $ 313,000 | $ 123,000 |
| San Joaquin County California | 31 | $ 9,605,000 | $ 309,000 | $ 107,000 |
| San Mateo County California | 30 | $ 16,163,000 | $ 538,000 | $ 171,000 |
| Placer County California | 26 | $ 9,803,000 | $ 377,000 | $ 130,000 |
| San Francisco County California | 26 | $ 12,738,000 | $ 489,000 | $ 142,000 |
| Monterey County California | 23 | $ 7,787,000 | $ 338,000 | $ 133,000 |
| Solano County California | 23 | $ 7,902,000 | $ 343,000 | $ 118,000 |
| San Luis Obispo County California | 22 | $ 8,306,000 | $ 377,000 | $ 108,000 |
| Collin County Texas | 19 | $ 6,253,000 | $ 329,000 | $ 128,000 |
| Travis County Texas | 19 | $ 6,335,000 | $ 333,000 | $ 141,000 |
| Sonoma County California | 18 | $ 7,359,000 | $ 408,000 | $ 119,000 |
| Snohomish County Washington | 18 | $ 5,698,000 | $ 316,000 | $ 102,000 |
| Dallas County Texas | 17 | $ 4,369,000 | $ 257,000 | $ 108,000 |
| Loudoun County Virginia | 17 | $ 5,851,000 | $ 344,000 | $ 165,000 |
| Fresno County California | 16 | $ 4,154,000 | $ 259,000 | $ 144,000 |
| Kern County California | 16 | $ 4,035,000 | $ 252,000 | $ 139,000 |
| Palm Beach County Florida | 16 | $ 6,008,000 | $ 375,000 | $ 134,000 |
| Fort Bend County Texas | 15 | $ 5,285,000 | $ 352,000 | $ 149,000 |
| El Dorado County California | 14 | $ 5,045,000 | $ 360,000 | $ 147,000 |
| Tarrant County Texas | 13 | $ 3,658,000 | $ 281,000 | $ 120,000 |
| Pierce County Washington | 13 | $ 3,435,000 | $ 264,000 | $ 81,000 |
| Santa Cruz County California | 12 | $ 5,655,000 | $ 471,000 | $ 119,000 |
| Cook County Illinois | 12 | $ 3,980,000 | $ 331,000 | $ 143,000 |
| Anderson County Texas | 12 | $ 1,406,000 | $ 117,000 | $ 66,000 |
| Montgomery County Texas | 12 | $ 3,970,000 | $ 330,000 | $ 159,000 |
| Stanislaus County California | 11 | $ 3,235,000 | $ 294,000 | $ 92,000 |
| Broward County Florida | 11 | $ 3,430,000 | $ 311,000 | $ 115,000 |
| Denton County Texas | 11 | $ 2,600,000 | $ 236,000 | $ 114,000 |
| Pima County Arizona | 10 | $ 3,063,000 | $ 306,000 | $ 132,000 |
| Santa Barbara County California | 10 | $ 3,640,000 | $ 364,000 | $ 97,000 |
| Merced County California | 9 | $ 2,394,000 | $ 266,000 | $ 67,000 |
| Nevada County California | 9 | $ 3,085,000 | $ 342,000 | $ 77,000 |
| Arapahoe County Colorado | 9 | $ 2,393,000 | $ 265,000 | $ 131,000 |
| DuPage County Illinois | 9 | $ 3,066,000 | $ 340,000 | $ 149,000 |
| Prince George's County Maryland | 9 | $ 2,233,000 | $ 248,000 | $ 74,000 |
| Wichita County Texas | 9 | $ 904,000 | $ 100,000 | $ 42,000 |
| Prince William County Virginia | 9 | $ 2,265,000 | $ 251,000 | $ 137,000 |
| Denver County Colorado | 8 | $ 2,491,000 | $ 311,000 | $ 46,000 |
| Marin County California | 7 | $ 3,820,000 | $ 545,000 | $ 135,000 |
| Multnomah County Oregon | 7 | $ 1,962,000 | $ 280,000 | $ 61,000 |
| Bexar County Texas | 7 | $ 1,807,000 | $ 258,000 | $ 116,000 |
| Middlesex County Massachusetts | 6 | $ 3,501,000 | $ 583,000 | $ 199,000 |
| Arlington County Virginia | 6 | $ 2,509,000 | $ 418,000 | $ 196,000 |
| Chesapeake County Virginia | 6 | $ 1,742,000 | $ 290,000 | $ 121,000 |
| Clark County Washington | 6 | $ 1,797,000 | $ 299,000 | $ 113,000 |
| Kitsap County Washington | 6 | $ 2,135,000 | $ 355,000 | $ 145,000 |
| Madera County California | 5 | $ 1,214,000 | $ 242,000 | $ 129,000 |
| Tulare County California | 5 | $ 1,309,000 | $ 261,000 | $ 52,000 |
| Adams County Colorado | 5 | $ 1,378,000 | $ 275,000 | $ 98,000 |
| Fairfield County Connecticut | 5 | $ 1,651,000 | $ 330,000 | $ 129,000 |
| Miami-Dade County Florida | 5 | $ 1,335,000 | $ 267,000 | $ 96,000 |
| Lake County Illinois | 5 | $ 2,198,000 | $ 439,000 | $ 194,000 |
| Middlesex County New Jersey | 5 | $ 1,177,000 | $ 235,000 | $ 108,000 |
| Bucks County Pennsylvania | 5 | $ 1,413,000 | $ 282,000 | $ 147,000 |
| Chester County Pennsylvania | 5 | $ 1,663,000 | $ 332,000 | $ 127,000 |
| Galveston County Texas | 5 | $ 1,587,000 | $ 317,000 | $ 131,000 |
| Williamson County Texas | 5 | $ 1,554,000 | $ 310,000 | $ 189,000 |
| Yavapai County Arizona | 4 | $ 1,412,000 | $ 353,000 | $ 36,000 |
| San Benito County California | 4 | $ 1,803,000 | $ 450,000 | $ 162,000 |
| Shasta County California | 4 | $ 1,010,000 | $ 252,000 | $ 120,000 |
| Douglas County Colorado | 4 | $ 1,124,000 | $ 281,000 | $ 109,000 |
| Kane County Illinois | 4 | $ 1,029,000 | $ 257,000 | $ 94,000 |
| Will County Illinois | 4 | $ 1,060,000 | $ 265,000 | $ 122,000 |
| Monmouth County New Jersey | 4 | $ 1,042,000 | $ 260,000 | $ 95,000 |
| Union County New Jersey | 4 | $ 1,096,000 | $ 274,000 | $ 69,000 |
| York County Pennsylvania | 4 | $ 756,000 | $ 189,000 | $ 152,000 |
| Henrico County Virginia | 4 | $ 1,209,000 | $ 302,000 | $ 127,000 |
| James City County Virginia | 4 | $ 1,231,000 | $ 307,000 | $ 166,000 |
| Virginia Beach County Virginia | 4 | $ 1,155,000 | $ 288,000 | $ 101,000 |
| Skagit County Washington | 4 | $ 1,203,000 | $ 300,000 | $ 118,000 |
| Coconino County Arizona | 3 | $ 1,418,000 | $ 472,000 | $ 130,000 |
| Mohave County Arizona | 3 | $ 1,095,000 | $ 365,000 | $ 162,000 |
| Butte County California | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| Napa County California | 3 | $ 1,395,000 | $ 465,000 | $ 169,000 |
| Tuolumne County California | 3 | $ 992,000 | $ 330,000 | $ 133,000 |
| Boulder County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 94,000 |
| Jefferson County Colorado | 3 | $ 776,000 | $ 258,000 | $ 61,000 |
| Larimer County Colorado | 3 | $ 683,000 | $ 227,000 | $ 89,000 |
| Lee County Florida | 3 | $ 494,000 | $ 164,000 | $ 61,000 |
| Martin County Florida | 3 | $ 1,103,000 | $ 367,000 | $ 61,000 |
| Orange County Florida | 3 | $ 615,000 | $ 205,000 | $ 277,000 |
| Volusia County Florida | 3 | $ 701,000 | $ 233,000 | $ 79,000 |
| Norfolk County Massachusetts | 3 | $ 1,309,000 | $ 436,000 | $ 153,000 |
| Ocean County New Jersey | 3 | $ 794,000 | $ 264,000 | $ 89,000 |
| Dauphin County Pennsylvania | 3 | $ 1,071,000 | $ 357,000 | $ 145,000 |
| Montgomery County Pennsylvania | 3 | $ 1,274,000 | $ 424,000 | $ 59,000 |
| Brazoria County Texas | 3 | $ 1,058,000 | $ 352,000 | $ 138,000 |
| Brazos County Texas | 3 | $ 636,000 | $ 212,000 | $ 93,000 |
| Henderson County Texas | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Hidalgo County Texas | 3 | $ 818,000 | $ 272,000 | $ 119,000 |
| Parker County Texas | 3 | $ 855,000 | $ 285,000 | $ 110,000 |
| Rockwall County Texas | 3 | $ 758,000 | $ 252,000 | $ 124,000 |
| Alexandria County Virginia | 3 | $ 1,324,000 | $ 441,000 | $ 169,000 |
| Benton County Washington | 3 | $ 601,000 | $ 200,000 | $ 98,000 |
| Grant County Washington | 3 | $ 1,093,000 | $ 364,000 | $ 174,000 |
| Gila County Arizona | 2 | $ 704,000 | $ 352,000 | $ 227,000 |
| Pinal County Arizona | 2 | $ 564,000 | $ 282,000 | $ 45,000 |
| Mendocino County California | 2 | $ 1,211,000 | $ 605,000 | $ 299,000 |
| Yolo County California | 2 | $ 676,000 | $ 338,000 | $ 115,000 |
| El Paso County Colorado | 2 | $ 536,000 | $ 268,000 | $ 39,000 |
| Weld County Colorado | 2 | $ 459,000 | $ 229,000 | $ 45,000 |
| Middlesex County Connecticut | 2 | $ 477,000 | $ 238,000 | $ 36,000 |
| New London County Connecticut | 2 | $ 629,000 | $ 314,000 | $ 477,000 |
| Brevard County Florida | 2 | $ 395,000 | $ 197,000 | $ 52,000 |
| Duval County Florida | 2 | $ 309,000 | $ 154,000 | $ 68,000 |
| Flagler County Florida | 2 | $ 601,000 | $ 300,000 | $ 56,000 |
| Hillsborough County Florida | 2 | $ 612,000 | $ 306,000 | $ 227,000 |
| Leon County Florida | 2 | $ 560,000 | $ 280,000 | $ 238,000 |
| Monroe County Florida | 2 | $ 695,000 | $ 347,000 | $ 228,000 |
| St. Lucie County Florida | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Fulton County Georgia | 2 | $ 560,000 | $ 280,000 | $ 141,000 |
| Anne Arundel County Maryland | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| Howard County Maryland | 2 | $ 655,000 | $ 327,000 | $ 89,000 |
| Montgomery County Maryland | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Essex County Massachusetts | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Suffolk County Massachusetts | 2 | $ 677,000 | $ 338,000 | $ 230,000 |
| Genesee County Michigan | 2 | $ 182,000 | $ 91,000 | $ 74,000 |
| Bergen County New Jersey | 2 | $ 575,000 | $ 287,000 | $ 31,000 |
| Burlington County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 34,000 |
| Hudson County New Jersey | 2 | $ 516,000 | $ 258,000 | $ 116,000 |
| Morris County New Jersey | 2 | $ 1,022,000 | $ 511,000 | $ 275,000 |
| Somerset County New Jersey | 2 | $ 931,000 | $ 465,000 | $ 238,000 |
| Warren County New Jersey | 2 | $ 414,000 | $ 207,000 | $ 111,000 |
| Mecklenburg County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 70,000 |
| Clackamas County Oregon | 2 | $ 674,000 | $ 337,000 | $ 94,000 |
| Washington County Oregon | 2 | $ 475,000 | $ 237,000 | $ 120,000 |
| Armstrong County Pennsylvania | 2 | $ 622,000 | $ 311,000 | $ 143,000 |
| Philadelphia County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| Cameron County Texas | 2 | $ 401,000 | $ 200,000 | $ 61,000 |
| El Paso County Texas | 2 | $ 637,000 | $ 318,000 | $ 133,000 |
| Ellis County Texas | 2 | $ 299,000 | $ 149,000 | $ 113,000 |
| Hays County Texas | 2 | $ 777,000 | $ 388,000 | $ 159,000 |
| Hunt County Texas | 2 | $ 181,000 | $ 90,000 | $ 48,000 |
| Kaufman County Texas | 2 | $ 264,000 | $ 132,000 | $ 63,000 |
| Nacogdoches County Texas | 2 | $ 342,000 | $ 171,000 | $ 61,000 |
| Van Zandt County Texas | 2 | $ 265,000 | $ 132,000 | $ 38,000 |
| Albemarle County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 207,000 |
| Chesterfield County Virginia | 2 | $ 590,000 | $ 295,000 | $ 148,000 |
| Fauquier County Virginia | 2 | $ 710,000 | $ 355,000 | $ 80,000 |
| Frederick County Virginia | 2 | $ 702,000 | $ 351,000 | $ 111,000 |
| Spotsylvania County Virginia | 2 | $ 787,000 | $ 393,000 | $ 128,000 |
| Spokane County Washington | 2 | $ 403,000 | $ 201,000 | $ 99,000 |
| Thurston County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 198,000 |
| Whatcom County Washington | 2 | $ 442,000 | $ 221,000 | $ 137,000 |
| Cochise County Arizona | 1 | $ 271,000 | $ 271,000 | $ 63,000 |
| Calaveras County California | 1 | $ 448,000 | $ 448,000 | $ 118,000 |
| Colusa County California | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
| Glenn County California | 1 | $ 338,000 | $ 338,000 | $ 120,000 |
| Inyo County California | 1 | $ 326,000 | $ 326,000 | $ 115,000 |
| Kings County California | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Mono County California | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Tehama County California | 1 | $ 363,000 | $ 363,000 | $ 107,000 |
| Yuba County California | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
| Archuleta County Colorado | 1 | $ 319,000 | $ 319,000 | $ 81,000 |
| Gunnison County Colorado | 1 | $ 1,104,000 | $ 1,104,000 | $ 537,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Litchfield County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Clay County Florida | 1 | $ 330,000 | $ 330,000 | $ 82,000 |
| Escambia County Florida | 1 | $ 360,000 | $ 360,000 | $ 85,000 |
| Lake County Florida | 1 | $ 280,000 | $ 280,000 | $ 139,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Osceola County Florida | 1 | $ 276,000 | $ 276,000 | $ 210,000 |
| Pasco County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Polk County Florida | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Santa Rosa County Florida | 1 | $ 229,000 | $ 229,000 | $ 250,000 |
| Seminole County Florida | 1 | $ 183,000 | $ 183,000 | $ 86,000 |
| Catoosa County Georgia | 1 | $ 177,000 | $ 177,000 | $ 148,000 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Hall County Georgia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Morgan County Georgia | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Canyon County Idaho | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Kendall County Illinois | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| McHenry County Illinois | 1 | $ 163,000 | $ 163,000 | $ 53,000 |
| Sangamon County Illinois | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cecil County Maryland | 1 | $ 217,000 | $ 217,000 | $ 123,000 |
| Frederick County Maryland | 1 | $ 238,000 | $ 238,000 | $ 109,000 |
| Worcester County Maryland | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Barnstable County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 53,000 |
| Bristol County Massachusetts | 1 | $ 343,000 | $ 343,000 | $ 151,000 |
| Plymouth County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 79,000 |
| Oakland County Michigan | 1 | $ 204,000 | $ 204,000 | $ 44,000 |
| Dakota County Minnesota | 1 | $ 314,000 | $ 314,000 | $ 87,000 |
| Atlantic County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Essex County New Jersey | 1 | $ 269,000 | $ 269,000 | $ 328,000 |
| Gloucester County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 107,000 |
| Mercer County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| Passaic County New Jersey | 1 | $ 273,000 | $ 273,000 | $ 84,000 |
| Bernalillo County New Mexico | 1 | $ 266,000 | $ 266,000 | $ 90,000 |
| Cleveland County Oklahoma | 1 | $ 197,000 | $ 197,000 | $ 119,000 |
| Oklahoma County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| Pottawatomie County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Jackson County Oregon | 1 | $ 300,000 | $ 300,000 | $ 137,000 |
| Lane County Oregon | 1 | $ 209,000 | $ 209,000 | $ 102,000 |
| Linn County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Beaver County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 104,000 |
| Franklin County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 41,000 |
| Luzerne County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Monroe County Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 138,000 |
| Schuylkill County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Horry County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Austin County Texas | 1 | $ 233,000 | $ 233,000 | $ 73,000 |
| Bastrop County Texas | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Bell County Texas | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Blanco County Texas | 1 | $ 379,000 | $ 379,000 | $ 75,000 |
| Clay County Texas | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Comal County Texas | 1 | $ 216,000 | $ 216,000 | $ 93,000 |
| Grayson County Texas | 1 | $ 248,000 | $ 248,000 | $ 245,000 |
| Gregg County Texas | 1 | $ 374,000 | $ 374,000 | $ 230,000 |
| Guadalupe County Texas | 1 | $ 570,000 | $ 570,000 | $ 105,000 |
| Harrison County Texas | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Hood County Texas | 1 | $ 219,000 | $ 219,000 | $ 82,000 |
| Hopkins County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Johnson County Texas | 1 | $ 201,000 | $ 201,000 | $ 97,000 |
| Lubbock County Texas | 1 | $ 480,000 | $ 480,000 | $ 139,000 |
| McLennan County Texas | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Midland County Texas | 1 | $ 254,000 | $ 254,000 | $ 173,000 |
| Navarro County Texas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Rains County Texas | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Upshur County Texas | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Webb County Texas | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Wood County Texas | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Davis County Utah | 1 | $ 189,000 | $ 189,000 | $ 168,000 |
| Salt Lake County Utah | 1 | $ 378,000 | $ 378,000 | $ 175,000 |
| Summit County Utah | 1 | $ 352,000 | $ 352,000 | $ 130,000 |
| Appomattox County Virginia | 1 | $ 324,000 | $ 324,000 | $ 152,000 |
| Bedford County Virginia | 1 | $ 383,000 | $ 383,000 | $ 252,000 |
| Clarke County Virginia | 1 | $ 340,000 | $ 340,000 | $ 125,000 |
| Falls Church County Virginia | 1 | $ 612,000 | $ 612,000 | $ 149,000 |
| Isle of Wight County Virginia | 1 | $ 284,000 | $ 284,000 | $ 53,000 |
| Lancaster County Virginia | 1 | $ 588,000 | $ 588,000 | $ 177,000 |
| Manassas Park County Virginia | 1 | $ 140,000 | $ 140,000 | $ 194,000 |
| Newport News County Virginia | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Northampton County Virginia | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Orange County Virginia | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Stafford County Virginia | 1 | $ 350,000 | $ 350,000 | $ 76,000 |
| York County Virginia | 1 | $ 221,000 | $ 221,000 | $ 120,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Cowlitz County Washington | 1 | $ 283,000 | $ 283,000 | $ 82,000 |
| Island County Washington | 1 | $ 259,000 | $ 259,000 | $ 43,000 |
| Lincoln County Washington | 1 | $ 264,000 | $ 264,000 | $ 56,000 |
| Mason County Washington | 1 | $ 417,000 | $ 417,000 | $ 123,000 |
| Waukesha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Americash in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,514 | $908,695,000 | $361,000 | $1,750,000 | $128,000 | $7,200,000 |
| Home Purchase | 192 | $56,965,000 | $296,000 | $1,279,000 | $122,000 | $1,401,000 |
| Home Improvement | 1 | $129,000 | $129,000 | $129,000 | $95,000 | $95,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,543 | $557,715,000 | $361,000 | $1,750,000 | $129,000 | $1,401,000 |
| Hispanic | 389 | $128,995,000 | $331,000 | $1,362,000 | $105,000 | $363,000 |
| Not Provided | 328 | $117,737,000 | $358,000 | $1,280,000 | $129,000 | $621,000 |
| Asian | 296 | $111,612,000 | $377,000 | $900,000 | $136,000 | $524,000 |
| Black or African American | 112 | $37,058,000 | $330,000 | $880,000 | $168,000 | $7,200,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $7,686,000 | $349,000 | $626,000 | $102,000 | $176,000 |
| American Indian or Alaskan Native | 16 | $4,656,000 | $291,000 | $676,000 | $98,000 | $245,000 |
| Not applicable | 1 | $330,000 | $330,000 | $330,000 | $114,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,267 | $826,852,000 | $364,000 | $1,750,000 | $137,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 344 | $103,485,000 | $300,000 | $636,000 | $73,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 94 | $35,175,000 | $374,000 | $714,000 | $93,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $277,000 | $138,000 | $161,000 | $58,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,500 | $533,968,000 | $355,000 | $1,362,000 | $129,000 | $1,028,000 |
| Application Withdrawn By Applicant | 736 | $261,556,000 | $355,000 | $1,750,000 | $134,000 | $7,200,000 |
| Application Denied By Financial Institution | 369 | $132,850,000 | $360,000 | $1,225,000 | $104,000 | $1,401,000 |
| File Closed For Incompleteness | 101 | $36,793,000 | $364,000 | $1,735,000 | $140,000 | $720,000 |
| Application Approved But Not Accepted | 1 | $622,000 | $622,000 | $622,000 | $130,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 110 | $41,685,000 | $378,000 | $1,225,000 | $85,000 | $404,000 |
| Other | 88 | $31,265,000 | $355,000 | $745,000 | $116,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $20,363,000 | $345,000 | $700,000 | $83,000 | $457,000 |
| Credit History | 54 | $18,334,000 | $339,000 | $1,119,000 | $121,000 | $1,401,000 |
| Collateral | 35 | $13,253,000 | $378,000 | $590,000 | $146,000 | $340,000 |
| Unverifiable Information | 5 | $1,739,000 | $347,000 | $558,000 | $99,000 | $142,000 |
| Employment History | 2 | $684,000 | $342,000 | $342,000 | $57,000 | $74,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.